Home > Republic Bank California > Income and Expense
Republic Bank California, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $43,134,000 | 785 |
| Total interest expense | $23,670,000 | 690 |
| Net interest income | $19,464,000 | 898 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $5,518,000 | 866 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $413,000 | 3,138 |
| Trading account gains and fees | $567,000 | 93 |
| Additional Noninterest Income | $4,538,000 | 688 |
| Total noninterest expense | $13,718,000 | 1,017 |
| Salaries and employee benefits | $8,377,000 | 825 |
| Premises and equipment expense | $1,870,000 | 1,082 |
| Additional noninterest expense | $3,471,000 | 1,330 |
| Pre-tax net operating income | $11,144,000 | 751 |
| Securities gains (losses) | $6,000 | 2,044 |
| Applicable income taxes | $2,790,000 | 937 |
| Income before extraordinary items | $8,360,000 | 709 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,360,000 | 708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,102 |
| Cash dividends | $10,196,000 | 384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $8,355,500 | 695 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $38,265,000 | 877 |
| Total interest expense | $22,138,000 | 737 |
| Net interest income | $16,127,000 | 1,049 |
| Provision for loan and lease losses | $135,000 | 4,381 |
| Total noninterest income | $5,234,000 | 905 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $383,000 | 3,251 |
| Trading account gains and fees | $541,000 | 110 |
| Additional Noninterest Income | $4,310,000 | 716 |
| Total noninterest expense | $11,753,000 | 1,122 |
| Salaries and employee benefits | $6,855,000 | 945 |
| Premises and equipment expense | $1,580,000 | 1,218 |
| Additional noninterest expense | $3,318,000 | 1,323 |
| Pre-tax net operating income | $9,473,000 | 824 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $3,881,000 | 704 |
| Income before extraordinary items | $5,596,000 | 964 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,596,000 | 963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,401 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,593,440 | 933 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $36,251,000 | 949 |
| Total interest expense | $20,019,000 | 834 |
| Net interest income | $16,232,000 | 1,085 |
| Provision for loan and lease losses | $160,000 | 3,978 |
| Total noninterest income | $4,195,000 | 1,044 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $454,000 | 2,872 |
| Trading account gains and fees | $288,000 | 129 |
| Additional Noninterest Income | $3,453,000 | 773 |
| Total noninterest expense | $11,787,000 | 1,131 |
| Salaries and employee benefits | $7,106,000 | 931 |
| Premises and equipment expense | $1,463,000 | 1,340 |
| Additional noninterest expense | $3,218,000 | 1,352 |
| Pre-tax net operating income | $8,480,000 | 961 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $3,564,000 | 803 |
| Income before extraordinary items | $4,916,000 | 1,136 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,916,000 | 1,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,448 |
| Cash dividends | $10,281,000 | 357 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,916,000 | 1,105 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $29,683,000 | 1,158 |
| Total interest expense | $16,201,000 | 1,024 |
| Net interest income | $13,482,000 | 1,324 |
| Provision for loan and lease losses | $205,000 | 3,345 |
| Total noninterest income | $3,809,000 | 1,154 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $477,000 | 2,838 |
| Trading account gains and fees | $477,000 | 122 |
| Additional Noninterest Income | $2,855,000 | 911 |
| Total noninterest expense | $10,190,000 | 1,409 |
| Salaries and employee benefits | $5,894,000 | 1,142 |
| Premises and equipment expense | $1,417,000 | 1,437 |
| Additional noninterest expense | $2,879,000 | 1,802 |
| Pre-tax net operating income | $6,896,000 | 1,085 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,920,000 | 893 |
| Income before extraordinary items | $3,976,000 | 1,259 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,976,000 | 1,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,405 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,976,000 | 1,232 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $26,631,000 | 1,286 |
| Total interest expense | $14,631,000 | 1,150 |
| Net interest income | $12,000,000 | 1,500 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $3,746,000 | 1,161 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $525,000 | 2,570 |
| Trading account gains and fees | $830,000 | 143 |
| Additional Noninterest Income | $2,391,000 | 1,014 |
| Total noninterest expense | $13,261,000 | 1,126 |
| Salaries and employee benefits | $7,683,000 | 893 |
| Premises and equipment expense | $2,718,000 | 820 |
| Additional noninterest expense | $2,860,000 | 1,768 |
| Pre-tax net operating income | $2,485,000 | 2,866 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,055,000 | 2,262 |
| Income before extraordinary items | $1,430,000 | 3,388 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,430,000 | 3,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,430,000 | 3,363 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $18,550,000 | 1,667 |
| Total interest expense | $8,669,000 | 1,496 |
| Net interest income | $9,881,000 | 1,830 |
| Provision for loan and lease losses | $196,000 | 3,068 |
| Total noninterest income | $3,886,000 | 1,101 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $395,000 | 3,412 |
| Trading account gains and fees | $1,257,000 | 106 |
| Additional Noninterest Income | $2,234,000 | 1,051 |
| Total noninterest expense | $12,846,000 | 1,168 |
| Salaries and employee benefits | $7,379,000 | 923 |
| Premises and equipment expense | $2,071,000 | 1,025 |
| Additional noninterest expense | $3,396,000 | 1,629 |
| Pre-tax net operating income | $725,000 | 7,257 |
| Securities gains (losses) | $-149,000 | 11,786 |
| Applicable income taxes | $211,000 | 7,166 |
| Income before extraordinary items | $365,000 | 8,508 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $365,000 | 8,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,738 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $460,360 | 7,666 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,254,000 | 11,776 |
| Total interest expense | $488,000 | 11,737 |
| Net interest income | $766,000 | 11,637 |
| Provision for loan and lease losses | $117,000 | 5,397 |
| Total noninterest income | $525,000 | 5,421 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $36,000 | 10,537 |
| Trading account gains and fees | $321,000 | 199 |
| Additional Noninterest Income | $168,000 | 6,201 |
| Total noninterest expense | $1,697,000 | 7,200 |
| Salaries and employee benefits | $916,000 | 6,625 |
| Premises and equipment expense | $300,000 | 5,858 |
| Additional noninterest expense | $481,000 | 8,418 |
| Pre-tax net operating income | $-523,000 | 12,865 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-183,000 | 13,032 |
| Income before extraordinary items | $-340,000 | 12,843 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-340,000 | 12,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 11,674 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-340,000 | 12,776 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,620,000 | 5,799 |
| Total interest expense | $2,597,000 | 5,800 |
| Net interest income | $3,023,000 | 5,677 |
| Provision for loan and lease losses | $140,000 | 6,292 |
| Total noninterest income | $484,000 | 5,774 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $95,000 | 8,668 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $389,000 | 3,773 |
| Total noninterest expense | $4,050,000 | 3,456 |
| Salaries and employee benefits | $1,785,000 | 3,586 |
| Premises and equipment expense | $775,000 | 2,675 |
| Additional noninterest expense | $1,490,000 | 3,627 |
| Pre-tax net operating income | $-683,000 | 13,390 |
| Securities gains (losses) | $757,000 | 794 |
| Applicable income taxes | $14,000 | 12,262 |
| Income before extraordinary items | $60,000 | 12,467 |
| Extraordinary gains, net | $13,000 | 1,300 |
| Net income | $73,000 | 12,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $371,000 | 2,953 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-553,170 | 13,296 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.