Home > Republic Bank > Loan Charge- Offs and Recoveries
Republic Bank, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,030,000 | 978 |
| Loans secured by real estate, total | $124,000 | 1,262 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $124,000 | 1,262 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,103 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $124,000 | 534 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $675,000 | 455 |
| Loans to individuals | $231,000 | 1,425 |
| Credit card loan charge offs | $3,000 | 3,039 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $228,000 | 1,190 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,269 |
| Total recoveries | $184,000 | 1,426 |
| Loans secured by real estate, total | $1,000 | 3,875 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,000 | 3,873 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $1,000 | 2,907 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $0 | 1,668 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $114,000 | 877 |
| Loans to individuals | $65,000 | 1,360 |
| Credit card loan recoveries | $3,000 | 1,469 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $62,000 | 1,242 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | NA | NA |
| Lease financing receivables | $4,000 | 213 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,495 |
| Net charge-offs | $846,000 | 889 |
| Loans secured by real estate, total | $123,000 | 998 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $123,000 | 996 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $-1,000 | 9,470 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $124,000 | 369 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $561,000 | 406 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $166,000 | 1,459 |
| Credit card loan net charge offs | $0 | 3,690 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $166,000 | 1,186 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | NA | NA |
| Lease financing receivables | $-4,000 | 9,664 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,019 |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $791,000 | 1,292 |
| Loans secured by real estate, total | $210,000 | 1,032 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $210,000 | 1,032 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $6,000 | 3,328 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $204,000 | 502 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $236,000 | 1,296 |
| Loans to individuals | $345,000 | 1,118 |
| Credit card loan charge offs | $1,000 | 3,743 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $344,000 | 887 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,488 |
| Total recoveries | $505,000 | 759 |
| Loans secured by real estate, total | $6,000 | 3,084 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $6,000 | 3,084 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $6,000 | 2,062 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $0 | 1,954 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $174,000 | 694 |
| Loans to individuals | $309,000 | 531 |
| Credit card loan recoveries | $1,000 | 2,132 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $308,000 | 420 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | NA | NA |
| Lease financing receivables | $16,000 | 155 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,588 |
| Net charge-offs | $286,000 | 2,150 |
| Loans secured by real estate, total | $204,000 | 828 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $204,000 | 827 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,584 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $204,000 | 385 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $62,000 | 2,446 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $36,000 | 3,686 |
| Credit card loan net charge offs | $0 | 3,910 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $36,000 | 3,195 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | NA | NA |
| Lease financing receivables | $-16,000 | 10,092 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,236 |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,904,000 | 746 |
| Loans secured by real estate, total | $65,000 | 2,142 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $65,000 | 2,140 |
| Construction and land development | $15,000 | 639 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $50,000 | 1,571 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $935,000 | 384 |
| Loans to individuals | $886,000 | 591 |
| Credit card loan charge offs | $2,000 | 3,288 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $884,000 | 426 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $18,000 | 220 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,401 |
| Total recoveries | $459,000 | 821 |
| Loans secured by real estate, total | $0 | 5,162 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 5,149 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,910 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $41,000 | 2,243 |
| Loans to individuals | $414,000 | 452 |
| Credit card loan recoveries | $1,000 | 2,129 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $413,000 | 356 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | NA | NA |
| Lease financing receivables | $4,000 | 244 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,639 |
| Net charge-offs | $1,445,000 | 706 |
| Loans secured by real estate, total | $65,000 | 1,752 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $65,000 | 1,750 |
| Construction and land development | $15,000 | 550 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $50,000 | 1,345 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $0 | 1,798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $894,000 | 262 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $472,000 | 675 |
| Credit card loan net charge offs | $1,000 | 3,346 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $471,000 | 477 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | NA | NA |
| Lease financing receivables | $14,000 | 180 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,114 |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,355,000 | 342 |
| Loans secured by real estate, total | $258,000 | 1,187 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $258,000 | 1,187 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,860 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $258,000 | 614 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $4,748,000 | 126 |
| Loans to individuals | $881,000 | 536 |
| Credit card loan charge offs | $13,000 | 1,787 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $868,000 | 372 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $468,000 | 44 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,333 |
| Total recoveries | $461,000 | 900 |
| Loans secured by real estate, total | $37,000 | 1,806 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $37,000 | 1,806 |
| Construction and land development | $37,000 | 336 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $95,000 | 1,421 |
| Loans to individuals | $327,000 | 517 |
| Credit card loan recoveries | $1,000 | 2,143 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $326,000 | 411 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $2,000 | 307 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,776 |
| Net charge-offs | $5,894,000 | 267 |
| Loans secured by real estate, total | $221,000 | 1,068 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $221,000 | 1,068 |
| Construction and land development | $-37,000 | 12,413 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,088 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $258,000 | 514 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $4,653,000 | 70 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $554,000 | 540 |
| Credit card loan net charge offs | $12,000 | 1,627 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $542,000 | 338 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | NA | NA |
| Lease financing receivables | $466,000 | 28 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,012 |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,071,000 | 561 |
| Loans secured by real estate, total | $38,000 | 3,748 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $38,000 | 3,747 |
| Construction and land development | $38,000 | 787 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 5,721 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $3,466,000 | 222 |
| Loans to individuals | $398,000 | 929 |
| Credit card loan charge offs | $22,000 | 1,476 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $376,000 | 745 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $169,000 | 122 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $326,000 | 1,261 |
| Loans secured by real estate, total | $0 | 6,091 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 6,082 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $45,000 | 2,801 |
| Loans to individuals | $279,000 | 591 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $279,000 | 482 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | NA | NA |
| Lease financing receivables | $2,000 | 309 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $3,745,000 | 492 |
| Loans secured by real estate, total | $38,000 | 3,145 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $38,000 | 3,143 |
| Construction and land development | $38,000 | 704 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,945 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $0 | 2,799 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $3,421,000 | 163 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $119,000 | 1,626 |
| Credit card loan net charge offs | $22,000 | 1,307 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $97,000 | 1,498 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | NA | NA |
| Lease financing receivables | $167,000 | 90 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,765,000 | 904 |
| Loans secured by real estate, total | $214,000 | 2,074 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $214,000 | 2,074 |
| Construction and land development | $188,000 | 644 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $26,000 | 3,428 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,771,000 | 506 |
| Loans to individuals | $693,000 | 803 |
| Credit card loan charge offs | $8,000 | 2,480 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $685,000 | 616 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $87,000 | 212 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $2,265,000 | 317 |
| Loans secured by real estate, total | $30,000 | 2,141 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $30,000 | 2,141 |
| Construction and land development | $30,000 | 432 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,680,000 | 160 |
| Loans to individuals | $518,000 | 447 |
| Credit card loan recoveries | $29,000 | 600 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $489,000 | 359 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $37,000 | 158 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $500,000 | 2,464 |
| Loans secured by real estate, total | $184,000 | 2,024 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $184,000 | 2,024 |
| Construction and land development | $158,000 | 652 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $26,000 | 2,992 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $91,000 | 3,522 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $175,000 | 1,610 |
| Credit card loan net charge offs | $-21,000 | 13,916 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $196,000 | 1,154 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $50,000 | 210 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.