Home > Republic Bank > Income and Expense
Republic Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,966,000 | 2,976 |
| Total interest expense | $4,568,000 | 3,251 |
| Net interest income | $6,398,000 | 2,718 |
| Provision for loan and lease losses | $275,000 | 2,782 |
| Total noninterest income | $1,040,000 | 2,955 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $381,000 | 3,359 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $659,000 | 2,314 |
| Total noninterest expense | $5,562,000 | 2,324 |
| Salaries and employee benefits | $2,423,000 | 2,726 |
| Premises and equipment expense | $691,000 | 2,778 |
| Additional noninterest expense | $2,448,000 | 1,732 |
| Pre-tax net operating income | $1,601,000 | 4,240 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $1,000 | 10,030 |
| Income before extraordinary items | $1,602,000 | 3,160 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,602,000 | 3,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $846,000 | 889 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,600,000 | 3,103 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,324,000 | 3,497 |
| Total interest expense | $4,237,000 | 3,518 |
| Net interest income | $5,087,000 | 3,480 |
| Provision for loan and lease losses | $225,000 | 3,146 |
| Total noninterest income | $808,000 | 3,680 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $301,000 | 4,214 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $507,000 | 2,886 |
| Total noninterest expense | $6,368,000 | 2,158 |
| Salaries and employee benefits | $2,559,000 | 2,623 |
| Premises and equipment expense | $798,000 | 2,458 |
| Additional noninterest expense | $3,011,000 | 1,726 |
| Pre-tax net operating income | $-698,000 | 11,291 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $1,000 | 10,529 |
| Income before extraordinary items | $-693,000 | 11,315 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-693,000 | 11,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 2,150 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-699,000 | 11,292 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,664,000 | 2,852 |
| Total interest expense | $5,731,000 | 2,680 |
| Net interest income | $5,933,000 | 3,006 |
| Provision for loan and lease losses | $902,000 | 1,017 |
| Total noninterest income | $907,000 | 3,344 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $280,000 | 4,535 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $627,000 | 2,462 |
| Total noninterest expense | $7,718,000 | 1,819 |
| Salaries and employee benefits | $2,832,000 | 2,338 |
| Premises and equipment expense | $796,000 | 2,485 |
| Additional noninterest expense | $4,090,000 | 1,313 |
| Pre-tax net operating income | $-1,778,000 | 11,918 |
| Securities gains (losses) | $23,000 | 1,804 |
| Applicable income taxes | $-210,000 | 11,793 |
| Income before extraordinary items | $-1,545,000 | 11,892 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-1,545,000 | 11,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,445,000 | 706 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $5,335,000 | 89 |
| Net operating income | $-1,565,240 | 11,890 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,173,000 | 2,724 |
| Total interest expense | $4,182,000 | 2,925 |
| Net interest income | $6,991,000 | 2,580 |
| Provision for loan and lease losses | $3,004,000 | 434 |
| Total noninterest income | $887,000 | 3,398 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $328,000 | 4,061 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $559,000 | 2,736 |
| Total noninterest expense | $8,955,000 | 1,645 |
| Salaries and employee benefits | $2,608,000 | 2,556 |
| Premises and equipment expense | $1,327,000 | 1,565 |
| Additional noninterest expense | $5,020,000 | 1,172 |
| Pre-tax net operating income | $-4,081,000 | 12,571 |
| Securities gains (losses) | $-91,000 | 11,473 |
| Applicable income taxes | $111,000 | 9,116 |
| Income before extraordinary items | $-4,283,000 | 12,546 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-4,283,000 | 12,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,894,000 | 267 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-4,192,000 | 12,543 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,678,000 | 3,194 |
| Total interest expense | $3,553,000 | 3,531 |
| Net interest income | $6,125,000 | 2,968 |
| Provision for loan and lease losses | $2,719,000 | 653 |
| Total noninterest income | $2,451,000 | 1,709 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $384,000 | 3,579 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,067,000 | 1,232 |
| Total noninterest expense | $8,749,000 | 1,736 |
| Salaries and employee benefits | $2,725,000 | 2,440 |
| Premises and equipment expense | $1,612,000 | 1,324 |
| Additional noninterest expense | $4,412,000 | 1,403 |
| Pre-tax net operating income | $-2,892,000 | 13,132 |
| Securities gains (losses) | $23,000 | 4,484 |
| Applicable income taxes | $1,000 | 12,075 |
| Income before extraordinary items | $-2,870,000 | 13,128 |
| Extraordinary gains, net | $-124,000 | 12,962 |
| Net income | $-2,994,000 | 13,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,745,000 | 492 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-2,893,000 | 13,107 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,916,000 | 3,214 |
| Total interest expense | $4,229,000 | 3,869 |
| Net interest income | $6,687,000 | 2,732 |
| Provision for loan and lease losses | $1,344,000 | 1,516 |
| Total noninterest income | $1,061,000 | 3,159 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $447,000 | 3,137 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $614,000 | 2,788 |
| Total noninterest expense | $9,454,000 | 1,617 |
| Salaries and employee benefits | $3,146,000 | 2,092 |
| Premises and equipment expense | $1,813,000 | 1,206 |
| Additional noninterest expense | $4,495,000 | 1,465 |
| Pre-tax net operating income | $-3,050,000 | 13,721 |
| Securities gains (losses) | $15,000 | 5,962 |
| Applicable income taxes | $2,000 | 12,604 |
| Income before extraordinary items | $-3,037,000 | 13,745 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-3,037,000 | 13,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $500,000 | 2,464 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-3,052,000 | 13,700 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.