Home > Republic Bank > Net charge- offs to loans
Republic Bank, Net charge- offs to loans
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0564% | 3,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0432% | 1,379 |
| Percentage Net Loans Charged-off:Construction & development | -0.3743% | 7,928 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0265% | 8,503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1854% | 700 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1044% | 5,951 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2936% | 492 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1683% | 7,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3619% | 679 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8172% | 431 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.8718% | 1,221 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4266% | 1,739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3625% | 574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0102% | 784 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6048% | 158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3279% | 8,914 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0869% | 6,053 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3992% | 8,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0063% | 1,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6750% | 3,466 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3176% | 593 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 7.5134% | 21 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0193% | 6,177 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0808% | 8,789 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 7,916 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5454% | 370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4937% | 8,984 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0775% | 6,000 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6111% | 8,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8655% | 1,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6094% | 3,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4137% | 511 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.2315% | 22 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1994% | 2,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0997% | 1,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0129% | 8,519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1947% | 882 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0013% | 419 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2467% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0947% | 1,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2396% | 4,782 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5983% | 440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.8729% | 16 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2198% | 2,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0886% | 1,135 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 8,613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1732% | 777 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0505% | 5,893 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2316% | 629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3702% | 811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3028% | 3,857 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5971% | 277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 8.8384% | 10 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6393% | 1,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6298% | 330 |
| Percentage Net Loans Charged-off:Construction & development | 0.1006% | 637 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3272% | 218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0745% | 149 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3293% | 664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1130% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3719% | 608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6045% | 2,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4069% | 4,767 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.1904% | 185 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.9528% | 29 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0943% | 623 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1060% | 132 |
| Percentage Net Loans Charged-off:Construction & development | 11.2540% | 34 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6844% | 2,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0800% | 2,038 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 20.5886% | 65 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8221% | 729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8615% | 22 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0900% | 1,459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5493% | 15 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7516% | 13 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5345% | 15 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0775% | 892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7148% | 590 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 27.4129% | 8 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4976% | 1,367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4885% | 37 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2450% | 113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7180% | 31 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9723% | 37 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7011% | 32 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1793% | 704 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3806% | 296 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8529% | 83 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 18.4820% | 7 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2236% | 3,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0876% | 321 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0262% | 373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1216% | 247 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0108% | 1,245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1297% | 211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5479% | 55 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9611% | 214 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5812% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 60.5248% | 4 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0663% | 6,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0512% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0223% | 1,200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0882% | 366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0915% | 331 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2352% | 1,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5861% | 824 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8576% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0534% | 10 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2627% | 3,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2595% | 194 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 1,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0255% | 208 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4245% | 87 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1036% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4324% | 79 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3078% | 1,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2461% | 1,149 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.3543% | 14 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2476% | 3,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1394% | 417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0094% | 590 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7301% | 127 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0745% | 441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0761% | 421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0318% | 182 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6094% | 101 |
| Percentage Net Loans Charged-off: Credit card loans | 11.2559% | 26 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.6314% | 10 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4207% | 2,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3932% | 243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3445% | 131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0428% | 610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1723% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0381% | 614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3868% | 398 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0291% | 1,405 |
| Percentage Net Loans Charged-off: Credit card loans | -25.0000% | 1,317 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6466% | 24 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0541% | 8,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0818% | 810 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1493% | 635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 1,355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 1,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4338% | 1,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6288% | 620 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6883% | 3,176 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |