Home > Republic Bank > Net charge- offs to loans
Republic Bank, Net charge- offs to loans
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0996% | 2,208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0942% | 905 |
| Percentage Net Loans Charged-off:Construction & development | 0.0100% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0390% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1671% | 701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2783% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1442% | 709 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1219% | 7,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1842% | 1,076 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0960% | 2,788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0990% | 1,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.1125% | 345 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0572% | 707 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1161% | 1,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2460% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0965% | 1,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2688% | 7,825 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0188% | 7,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0899% | 2,637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0920% | 1,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.1408% | 237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0650% | 568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0941% | 1,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1368% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0875% | 1,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1544% | 7,547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0999% | 2,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0979% | 737 |
| Percentage Net Loans Charged-off:Construction & development | 0.0669% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1223% | 295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1019% | 771 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0960% | 218 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1028% | 724 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0572% | 7,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6023% | 1,917 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1189% | 3,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1198% | 1,129 |
| Percentage Net Loans Charged-off:Construction & development | -0.0269% | 7,770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2124% | 556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4461% | 94 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1012% | 1,413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0250% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1156% | 1,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5158% | 8,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6335% | 2,981 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1206% | 2,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1245% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0442% | 403 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1223% | 592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6039% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1196% | 1,095 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0521% | 420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1327% | 1,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7550% | 8,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4500% | 3,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0889% | 7,296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1241% | 2,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1268% | 876 |
| Percentage Net Loans Charged-off:Construction & development | 0.1191% | 243 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1372% | 463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6510% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0988% | 1,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0415% | 370 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1100% | 1,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5580% | 8,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4292% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1287% | 2,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1223% | 741 |
| Percentage Net Loans Charged-off:Construction & development | 0.2614% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0827% | 370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3563% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0964% | 905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0642% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1027% | 839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1380% | 1,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0987% | 1,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0933% | 4,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0780% | 1,860 |
| Percentage Net Loans Charged-off:Construction & development | -0.0166% | 7,866 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2219% | 758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1489% | 130 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0358% | 2,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0365% | 536 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0357% | 2,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8688% | 1,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1619% | 1,716 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0865% | 3,889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0677% | 1,680 |
| Percentage Net Loans Charged-off:Construction & development | -0.1141% | 7,949 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2487% | 513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2090% | 93 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 2,215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0150% | 510 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0269% | 2,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0427% | 1,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2844% | 1,369 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0777% | 3,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0494% | 1,779 |
| Percentage Net Loans Charged-off:Construction & development | -0.1348% | 7,921 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2137% | 478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0975% | 93 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0172% | 1,989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0207% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0166% | 1,879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6168% | 681 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6391% | 981 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1131% | 2,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0762% | 1,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.0637% | 226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2144% | 328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0232% | 1,394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0158% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0244% | 1,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6501% | 409 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5294% | 1,212 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1805% | 3,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1558% | 1,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.5191% | 315 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2151% | 795 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0647% | 2,153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2147% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0445% | 2,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3404% | 1,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0771% | 2,157 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1806% | 3,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1650% | 1,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.5550% | 249 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2311% | 633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0690% | 1,743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2376% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0474% | 1,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6896% | 1,845 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8532% | 2,562 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1766% | 2,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1586% | 1,039 |
| Percentage Net Loans Charged-off:Construction & development | 0.6848% | 200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1245% | 662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0758% | 1,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2393% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0553% | 1,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5761% | 1,826 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0234% | 2,020 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1781% | 2,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1604% | 819 |
| Percentage Net Loans Charged-off:Construction & development | 0.3846% | 170 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2528% | 346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0842% | 1,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2147% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0679% | 1,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0510% | 7,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3288% | 1,483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2218% | 3,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1657% | 1,271 |
| Percentage Net Loans Charged-off:Construction & development | 0.5923% | 307 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2314% | 783 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0571% | 2,207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1020% | 413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0521% | 2,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7059% | 2,365 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9511% | 915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1953% | 3,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0700% | 2,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.0229% | 756 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1060% | 926 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0697% | 1,852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1370% | 367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0638% | 1,840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2260% | 603 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4701% | 1,330 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0749% | 7,944 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1275% | 4,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0315% | 551 |
| Percentage Net Loans Charged-off:Construction & development | 0.0056% | 251 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0862% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0228% | 616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1017% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0163% | 634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0855% | 224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8426% | 492 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5525% | 890 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5394% | 13 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0692% | 5,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0542% | 427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0043% | 236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1511% | 164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0444% | 533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1550% | 173 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0399% | 542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4464% | 420 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4573% | 837 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0728% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0152% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.4447% | 8 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0220% | 7,283 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0224% | 677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0877% | 139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0173% | 394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0142% | 687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0630% | 837 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1937% | 1,479 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5310% | 1,273 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0239% | 1,251 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0440% | 6,920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0193% | 755 |
| Percentage Net Loans Charged-off:Construction & development | -0.0035% | 1,218 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0837% | 295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0111% | 854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0353% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0101% | 806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8456% | 219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2733% | 1,084 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5973% | 749 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0925% | 1,243 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0889% | 6,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0547% | 587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0658% | 216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0974% | 362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0472% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0314% | 1,300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0504% | 508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5618% | 309 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5011% | 323 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1344% | 1,280 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0999% | 5,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0983% | 505 |
| Percentage Net Loans Charged-off:Construction & development | -0.0115% | 1,315 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0990% | 459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1115% | 335 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0090% | 1,267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1147% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4805% | 1,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5837% | 201 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8163% | 871 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4948% | 1,307 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2702% | 3,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2782% | 320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2945% | 364 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.3480% | 36 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2006% | 255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2054% | 252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0821% | 633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1915% | 1,036 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3790% | 919 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7275% | 93 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0884% | 7,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1036% | 741 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2441% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0887% | 546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0907% | 522 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0328% | 1,183 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1315% | 1,485 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1338% | 986 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1772% | 7,593 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |