Home > Rend Lake Bank > Income and Expense
Rend Lake Bank, Income and Expense
1994-12-31 (YTD Data) | Rank | |
Total interest income | $225,000 | 12,549 |
Total interest expense | $87,000 | 12,521 |
Net interest income | $138,000 | 12,545 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $3,000 | 12,526 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 10,872 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $3,000 | 12,453 |
Total noninterest expense | $8,000 | 12,604 |
Salaries and employee benefits | $0 | 12,599 |
Premises and equipment expense | $0 | 12,581 |
Additional noninterest expense | $8,000 | 12,601 |
Pre-tax net operating income | $133,000 | 11,392 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $53,000 | 10,390 |
Income before extraordinary items | $80,000 | 11,564 |
Extraordinary gains, net | $0 | 249 |
Net income | $80,000 | 11,572 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 9,875 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $80,000 | 11,610 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $293,000 | 13,183 |
Total interest expense | $119,000 | 13,150 |
Net interest income | $174,000 | 13,152 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $13,000 | 13,142 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 11,351 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $13,000 | 12,543 |
Total noninterest expense | $9,000 | 13,280 |
Salaries and employee benefits | $0 | 13,274 |
Premises and equipment expense | $0 | 13,260 |
Additional noninterest expense | $9,000 | 13,274 |
Pre-tax net operating income | $178,000 | 11,234 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $70,000 | 10,475 |
Income before extraordinary items | $108,000 | 11,719 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $108,000 | 11,773 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $47,000 | 6,165 |
Cash dividends | $400,000 | 3,627 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $108,000 | 11,519 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $594,000 | 13,616 |
Total interest expense | $294,000 | 13,495 |
Net interest income | $300,000 | 13,625 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $82,000 | 12,225 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $10,000 | 11,600 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $72,000 | 9,195 |
Total noninterest expense | $114,000 | 13,884 |
Salaries and employee benefits | $33,000 | 13,899 |
Premises and equipment expense | $12,000 | 13,814 |
Additional noninterest expense | $69,000 | 13,751 |
Pre-tax net operating income | $268,000 | 10,446 |
Securities gains (losses) | $27,000 | 5,154 |
Applicable income taxes | $100,000 | 9,918 |
Income before extraordinary items | $195,000 | 10,664 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $195,000 | 10,783 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 11,197 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $177,180 | 10,576 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.