Home > RelianzBank > Income and Expense
RelianzBank, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $957,000 | 5,570 |
| Total interest expense | $125,000 | 5,003 |
| Net interest income | $832,000 | 5,598 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $40,000 | 5,951 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $23,000 | 5,570 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $17,000 | 5,770 |
| Total noninterest expense | $999,000 | 5,135 |
| Salaries and employee benefits | $605,000 | 4,958 |
| Premises and equipment expense | $69,000 | 5,592 |
| Additional noninterest expense | $325,000 | 5,132 |
| Pre-tax net operating income | $-127,000 | 6,138 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $19,000 | 3,871 |
| Income before extraordinary items | $-146,000 | 6,170 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-146,000 | 6,170 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-146,000 | 6,170 |
| Net charge-offs | $5,000 | 3,478 |
| Cash dividends | $1,273,000 | 1,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-146,000 | 6,153 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $488,000 | 5,593 |
| Total interest expense | $64,000 | 5,019 |
| Net interest income | $424,000 | 5,621 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $18,000 | 6,037 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $9,000 | 5,746 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $9,000 | 5,828 |
| Total noninterest expense | $321,000 | 5,772 |
| Salaries and employee benefits | $173,000 | 5,771 |
| Premises and equipment expense | $34,000 | 5,654 |
| Additional noninterest expense | $114,000 | 5,641 |
| Pre-tax net operating income | $121,000 | 5,060 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $11,000 | 3,796 |
| Income before extraordinary items | $110,000 | 5,019 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $110,000 | 5,021 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $110,000 | 5,023 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $75,000 | 2,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $110,000 | 4,962 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,150,000 | 5,553 |
| Total interest expense | $261,000 | 5,172 |
| Net interest income | $1,889,000 | 5,560 |
| Provision for loan and lease losses | $39,000 | 3,949 |
| Total noninterest income | $85,000 | 6,063 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $38,000 | 5,885 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $47,000 | 5,765 |
| Total noninterest expense | $1,471,000 | 5,713 |
| Salaries and employee benefits | $855,000 | 5,608 |
| Premises and equipment expense | $153,000 | 5,666 |
| Additional noninterest expense | $463,000 | 5,740 |
| Pre-tax net operating income | $464,000 | 5,114 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $18,000 | 4,061 |
| Income before extraordinary items | $446,000 | 5,049 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $446,000 | 5,048 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $446,000 | 5,049 |
| Net charge-offs | $176,000 | 2,609 |
| Cash dividends | $120,000 | 3,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $446,000 | 5,007 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,614,000 | 5,626 |
| Total interest expense | $195,000 | 5,249 |
| Net interest income | $1,419,000 | 5,619 |
| Provision for loan and lease losses | $39,000 | 3,609 |
| Total noninterest income | $61,000 | 6,170 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $29,000 | 5,950 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $32,000 | 5,876 |
| Total noninterest expense | $1,121,000 | 5,731 |
| Salaries and employee benefits | $653,000 | 5,605 |
| Premises and equipment expense | $116,000 | 5,712 |
| Additional noninterest expense | $352,000 | 5,764 |
| Pre-tax net operating income | $320,000 | 5,277 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $12,000 | 4,149 |
| Income before extraordinary items | $308,000 | 5,207 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $308,000 | 5,207 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $308,000 | 5,209 |
| Net charge-offs | $160,000 | 2,234 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $308,000 | 5,156 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,082,000 | 5,644 |
| Total interest expense | $130,000 | 5,302 |
| Net interest income | $952,000 | 5,646 |
| Provision for loan and lease losses | $39,000 | 3,210 |
| Total noninterest income | $41,000 | 6,214 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $19,000 | 6,001 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $22,000 | 5,906 |
| Total noninterest expense | $757,000 | 5,753 |
| Salaries and employee benefits | $441,000 | 5,628 |
| Premises and equipment expense | $80,000 | 5,721 |
| Additional noninterest expense | $236,000 | 5,785 |
| Pre-tax net operating income | $197,000 | 5,337 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $6,000 | 4,225 |
| Income before extraordinary items | $191,000 | 5,261 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $191,000 | 5,263 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $191,000 | 5,264 |
| Net charge-offs | $97,000 | 2,208 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $191,000 | 5,214 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $536,000 | 5,713 |
| Total interest expense | $65,000 | 5,365 |
| Net interest income | $471,000 | 5,719 |
| Provision for loan and lease losses | $29,000 | 2,758 |
| Total noninterest income | $21,000 | 6,234 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $10,000 | 5,989 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $11,000 | 5,913 |
| Total noninterest expense | $396,000 | 5,758 |
| Salaries and employee benefits | $229,000 | 5,639 |
| Premises and equipment expense | $41,000 | 5,755 |
| Additional noninterest expense | $126,000 | 5,775 |
| Pre-tax net operating income | $67,000 | 5,587 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $1,000 | 4,330 |
| Income before extraordinary items | $66,000 | 5,529 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $66,000 | 5,529 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $66,000 | 5,529 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $66,000 | 5,491 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,270,000 | 5,699 |
| Total interest expense | $252,000 | 5,645 |
| Net interest income | $2,018,000 | 5,646 |
| Provision for loan and lease losses | $91,000 | 3,783 |
| Total noninterest income | $93,000 | 6,238 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $44,000 | 6,072 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $49,000 | 5,871 |
| Total noninterest expense | $1,448,000 | 5,964 |
| Salaries and employee benefits | $810,000 | 5,894 |
| Premises and equipment expense | $151,000 | 5,910 |
| Additional noninterest expense | $487,000 | 5,888 |
| Pre-tax net operating income | $572,000 | 4,855 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $21,000 | 4,087 |
| Income before extraordinary items | $551,000 | 4,774 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $551,000 | 4,778 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $551,000 | 4,778 |
| Net charge-offs | $51,000 | 4,333 |
| Cash dividends | $215,000 | 3,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $551,000 | 4,708 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,686,000 | 5,774 |
| Total interest expense | $185,000 | 5,764 |
| Net interest income | $1,501,000 | 5,723 |
| Provision for loan and lease losses | $61,000 | 3,811 |
| Total noninterest income | $72,000 | 6,315 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $35,000 | 6,105 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $37,000 | 5,953 |
| Total noninterest expense | $1,068,000 | 6,022 |
| Salaries and employee benefits | $596,000 | 5,948 |
| Premises and equipment expense | $108,000 | 6,020 |
| Additional noninterest expense | $364,000 | 5,928 |
| Pre-tax net operating income | $444,000 | 4,911 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $16,000 | 4,173 |
| Income before extraordinary items | $428,000 | 4,823 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $428,000 | 4,824 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $428,000 | 4,825 |
| Net charge-offs | $52,000 | 3,827 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $428,000 | 4,731 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,109,000 | 5,823 |
| Total interest expense | $118,000 | 5,879 |
| Net interest income | $991,000 | 5,758 |
| Provision for loan and lease losses | $30,000 | 3,938 |
| Total noninterest income | $48,000 | 6,343 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $22,000 | 6,164 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $26,000 | 5,953 |
| Total noninterest expense | $719,000 | 6,043 |
| Salaries and employee benefits | $398,000 | 5,982 |
| Premises and equipment expense | $74,000 | 6,016 |
| Additional noninterest expense | $247,000 | 5,910 |
| Pre-tax net operating income | $290,000 | 4,907 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $9,000 | 4,224 |
| Income before extraordinary items | $281,000 | 4,845 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $281,000 | 4,848 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $281,000 | 4,849 |
| Net charge-offs | $16,000 | 4,121 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $281,000 | 4,729 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $552,000 | 5,882 |
| Total interest expense | $60,000 | 5,940 |
| Net interest income | $492,000 | 5,807 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $25,000 | 6,337 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $10,000 | 6,250 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 5,890 |
| Total noninterest expense | $369,000 | 6,040 |
| Salaries and employee benefits | $200,000 | 6,015 |
| Premises and equipment expense | $44,000 | 5,849 |
| Additional noninterest expense | $125,000 | 5,961 |
| Pre-tax net operating income | $133,000 | 5,004 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $2,000 | 4,407 |
| Income before extraordinary items | $131,000 | 4,921 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $131,000 | 4,922 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $131,000 | 4,923 |
| Net charge-offs | $17,000 | 3,178 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $131,000 | 4,816 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,187,000 | 6,012 |
| Total interest expense | $309,000 | 5,933 |
| Net interest income | $1,878,000 | 5,970 |
| Provision for loan and lease losses | $126,000 | 4,430 |
| Total noninterest income | $75,000 | 6,483 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $34,000 | 6,480 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $41,000 | 5,968 |
| Total noninterest expense | $1,458,000 | 6,150 |
| Salaries and employee benefits | $837,000 | 6,012 |
| Premises and equipment expense | $153,000 | 6,091 |
| Additional noninterest expense | $468,000 | 6,155 |
| Pre-tax net operating income | $369,000 | 5,225 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $8,000 | 4,426 |
| Income before extraordinary items | $361,000 | 5,311 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $361,000 | 5,308 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $361,000 | 5,309 |
| Net charge-offs | $32,000 | 5,176 |
| Cash dividends | $148,000 | 3,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $361,000 | 5,109 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,611,000 | 6,139 |
| Total interest expense | $238,000 | 6,034 |
| Net interest income | $1,373,000 | 6,103 |
| Provision for loan and lease losses | $76,000 | 4,632 |
| Total noninterest income | $55,000 | 6,605 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $26,000 | 6,559 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $29,000 | 6,112 |
| Total noninterest expense | $1,100,000 | 6,189 |
| Salaries and employee benefits | $628,000 | 6,048 |
| Premises and equipment expense | $110,000 | 6,215 |
| Additional noninterest expense | $362,000 | 6,169 |
| Pre-tax net operating income | $252,000 | 5,481 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $2,000 | 4,631 |
| Income before extraordinary items | $250,000 | 5,524 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $250,000 | 5,524 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $250,000 | 5,524 |
| Net charge-offs | $32,000 | 4,810 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $250,000 | 5,335 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,040,000 | 6,239 |
| Total interest expense | $162,000 | 6,099 |
| Net interest income | $878,000 | 6,217 |
| Provision for loan and lease losses | $46,000 | 4,645 |
| Total noninterest income | $35,000 | 6,673 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $17,000 | 6,607 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 6,217 |
| Total noninterest expense | $718,000 | 6,268 |
| Salaries and employee benefits | $413,000 | 6,121 |
| Premises and equipment expense | $67,000 | 6,369 |
| Additional noninterest expense | $238,000 | 6,234 |
| Pre-tax net operating income | $149,000 | 5,598 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-2,000 | 6,772 |
| Income before extraordinary items | $151,000 | 5,628 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $151,000 | 5,627 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $151,000 | 5,627 |
| Net charge-offs | $32,000 | 4,361 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $151,000 | 5,448 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $519,000 | 6,302 |
| Total interest expense | $83,000 | 6,160 |
| Net interest income | $436,000 | 6,271 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $17,000 | 6,739 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $8,000 | 6,658 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 6,296 |
| Total noninterest expense | $360,000 | 6,309 |
| Salaries and employee benefits | $209,000 | 6,149 |
| Premises and equipment expense | $28,000 | 6,571 |
| Additional noninterest expense | $123,000 | 6,233 |
| Pre-tax net operating income | $63,000 | 5,791 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $3,000 | 4,405 |
| Income before extraordinary items | $60,000 | 5,871 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $60,000 | 5,871 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $60,000 | 5,871 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $60,000 | 5,724 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,205,000 | 6,300 |
| Total interest expense | $367,000 | 6,325 |
| Net interest income | $1,838,000 | 6,228 |
| Provision for loan and lease losses | $150,000 | 4,935 |
| Total noninterest income | $70,000 | 6,661 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $42,000 | 6,457 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $28,000 | 6,248 |
| Total noninterest expense | $1,303,000 | 6,517 |
| Salaries and employee benefits | $743,000 | 6,399 |
| Premises and equipment expense | $145,000 | 6,449 |
| Additional noninterest expense | $415,000 | 6,509 |
| Pre-tax net operating income | $455,000 | 4,836 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $3,000 | 4,538 |
| Income before extraordinary items | $452,000 | 4,790 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $452,000 | 4,791 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $452,000 | 4,790 |
| Net charge-offs | $25,000 | 5,823 |
| Cash dividends | $213,000 | 3,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $452,000 | 4,665 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,663,000 | 6,357 |
| Total interest expense | $281,000 | 6,404 |
| Net interest income | $1,382,000 | 6,274 |
| Provision for loan and lease losses | $110,000 | 4,854 |
| Total noninterest income | $54,000 | 6,739 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $33,000 | 6,455 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $21,000 | 6,374 |
| Total noninterest expense | $967,000 | 6,564 |
| Salaries and employee benefits | $541,000 | 6,456 |
| Premises and equipment expense | $113,000 | 6,453 |
| Additional noninterest expense | $313,000 | 6,549 |
| Pre-tax net operating income | $359,000 | 4,893 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-8,000 | 6,772 |
| Income before extraordinary items | $367,000 | 4,790 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $367,000 | 4,790 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $367,000 | 4,790 |
| Net charge-offs | $25,000 | 5,435 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $367,000 | 4,659 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,086,000 | 6,444 |
| Total interest expense | $187,000 | 6,507 |
| Net interest income | $899,000 | 6,357 |
| Provision for loan and lease losses | $65,000 | 4,826 |
| Total noninterest income | $37,000 | 6,796 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $23,000 | 6,439 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 6,448 |
| Total noninterest expense | $642,000 | 6,632 |
| Salaries and employee benefits | $355,000 | 6,536 |
| Premises and equipment expense | $74,000 | 6,523 |
| Additional noninterest expense | $213,000 | 6,597 |
| Pre-tax net operating income | $229,000 | 4,949 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-17,000 | 6,914 |
| Income before extraordinary items | $246,000 | 4,733 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $246,000 | 4,732 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $246,000 | 4,733 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $246,000 | 4,644 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $517,000 | 6,567 |
| Total interest expense | $94,000 | 6,584 |
| Net interest income | $423,000 | 6,477 |
| Provision for loan and lease losses | $35,000 | 4,507 |
| Total noninterest income | $21,000 | 6,771 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $13,000 | 6,312 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 6,501 |
| Total noninterest expense | $312,000 | 6,721 |
| Salaries and employee benefits | $173,000 | 6,611 |
| Premises and equipment expense | $37,000 | 6,569 |
| Additional noninterest expense | $102,000 | 6,699 |
| Pre-tax net operating income | $97,000 | 5,174 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $4,000 | 4,128 |
| Income before extraordinary items | $93,000 | 5,114 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $93,000 | 5,112 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $93,000 | 5,114 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $93,000 | 5,051 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,138,000 | 6,637 |
| Total interest expense | $457,000 | 6,651 |
| Net interest income | $1,681,000 | 6,548 |
| Provision for loan and lease losses | $127,000 | 5,800 |
| Total noninterest income | $88,000 | 6,766 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $48,000 | 6,259 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $40,000 | 6,266 |
| Total noninterest expense | $1,251,000 | 6,799 |
| Salaries and employee benefits | $694,000 | 6,704 |
| Premises and equipment expense | $135,000 | 6,758 |
| Additional noninterest expense | $422,000 | 6,738 |
| Pre-tax net operating income | $391,000 | 4,652 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $23,000 | 3,959 |
| Income before extraordinary items | $368,000 | 4,715 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $368,000 | 4,716 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $368,000 | 4,716 |
| Net charge-offs | $4,000 | 6,717 |
| Cash dividends | $190,000 | 3,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $368,000 | 4,577 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,607,000 | 6,735 |
| Total interest expense | $354,000 | 6,742 |
| Net interest income | $1,253,000 | 6,653 |
| Provision for loan and lease losses | $95,000 | 5,724 |
| Total noninterest income | $62,000 | 6,948 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $35,000 | 6,349 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $27,000 | 6,496 |
| Total noninterest expense | $935,000 | 6,868 |
| Salaries and employee benefits | $522,000 | 6,737 |
| Premises and equipment expense | $124,000 | 6,580 |
| Additional noninterest expense | $289,000 | 6,903 |
| Pre-tax net operating income | $285,000 | 4,912 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $12,000 | 4,186 |
| Income before extraordinary items | $273,000 | 4,985 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $273,000 | 4,987 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $273,000 | 4,988 |
| Net charge-offs | $4,000 | 6,473 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $273,000 | 4,796 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,074,000 | 6,784 |
| Total interest expense | $244,000 | 6,784 |
| Net interest income | $830,000 | 6,690 |
| Provision for loan and lease losses | $64,000 | 5,559 |
| Total noninterest income | $45,000 | 6,935 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $24,000 | 6,378 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $21,000 | 6,429 |
| Total noninterest expense | $623,000 | 6,918 |
| Salaries and employee benefits | $349,000 | 6,783 |
| Premises and equipment expense | $84,000 | 6,602 |
| Additional noninterest expense | $190,000 | 6,978 |
| Pre-tax net operating income | $188,000 | 4,999 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $7,000 | 4,209 |
| Income before extraordinary items | $181,000 | 5,020 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $181,000 | 5,022 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $181,000 | 5,021 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $181,000 | 4,868 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $542,000 | 6,849 |
| Total interest expense | $126,000 | 6,852 |
| Net interest income | $416,000 | 6,754 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $23,000 | 6,985 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $12,000 | 6,416 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $11,000 | 6,524 |
| Total noninterest expense | $306,000 | 7,047 |
| Salaries and employee benefits | $176,000 | 6,856 |
| Premises and equipment expense | $42,000 | 6,671 |
| Additional noninterest expense | $88,000 | 7,152 |
| Pre-tax net operating income | $103,000 | 5,006 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $4,000 | 4,179 |
| Income before extraordinary items | $99,000 | 4,997 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $99,000 | 4,998 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $99,000 | 4,997 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $99,000 | 4,884 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,088,000 | 6,995 |
| Total interest expense | $678,000 | 6,734 |
| Net interest income | $1,410,000 | 7,009 |
| Provision for loan and lease losses | $98,000 | 6,472 |
| Total noninterest income | $-29,000 | 7,739 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $44,000 | 6,570 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-73,000 | 7,565 |
| Total noninterest expense | $1,240,000 | 7,100 |
| Salaries and employee benefits | $658,000 | 7,067 |
| Premises and equipment expense | $162,000 | 6,820 |
| Additional noninterest expense | $420,000 | 7,035 |
| Pre-tax net operating income | $43,000 | 5,276 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $41,000 | 5,374 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $41,000 | 5,373 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $41,000 | 5,373 |
| Net charge-offs | $30,000 | 6,500 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $41,000 | 5,322 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,559,000 | 7,074 |
| Total interest expense | $544,000 | 6,760 |
| Net interest income | $1,015,000 | 7,114 |
| Provision for loan and lease losses | $79,000 | 6,230 |
| Total noninterest income | $62,000 | 7,261 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $32,000 | 6,633 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $30,000 | 6,710 |
| Total noninterest expense | $967,000 | 7,078 |
| Salaries and employee benefits | $499,000 | 7,084 |
| Premises and equipment expense | $123,000 | 6,850 |
| Additional noninterest expense | $345,000 | 6,942 |
| Pre-tax net operating income | $31,000 | 5,556 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,000 | 4,465 |
| Income before extraordinary items | $30,000 | 5,657 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $30,000 | 5,657 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $30,000 | 5,657 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $30,000 | 5,591 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,032,000 | 7,161 |
| Total interest expense | $395,000 | 6,738 |
| Net interest income | $637,000 | 7,251 |
| Provision for loan and lease losses | $40,000 | 6,240 |
| Total noninterest income | $38,000 | 7,375 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $21,000 | 6,685 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $17,000 | 6,927 |
| Total noninterest expense | $660,000 | 7,106 |
| Salaries and employee benefits | $332,000 | 7,160 |
| Premises and equipment expense | $81,000 | 6,919 |
| Additional noninterest expense | $247,000 | 6,868 |
| Pre-tax net operating income | $-25,000 | 5,899 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-1,000 | 6,703 |
| Income before extraordinary items | $-24,000 | 5,995 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-24,000 | 5,994 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-24,000 | 5,994 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-24,000 | 5,927 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $504,000 | 7,253 |
| Total interest expense | $204,000 | 6,775 |
| Net interest income | $300,000 | 7,365 |
| Provision for loan and lease losses | $40,000 | 5,160 |
| Total noninterest income | $21,000 | 7,376 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $10,000 | 6,707 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $11,000 | 6,794 |
| Total noninterest expense | $367,000 | 6,895 |
| Salaries and employee benefits | $169,000 | 7,174 |
| Premises and equipment expense | $39,000 | 7,024 |
| Additional noninterest expense | $159,000 | 6,169 |
| Pre-tax net operating income | $-86,000 | 6,605 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-3,000 | 7,100 |
| Income before extraordinary items | $-83,000 | 6,767 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-83,000 | 6,768 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-83,000 | 6,768 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-83,000 | 6,675 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,158,000 | 7,218 |
| Total interest expense | $896,000 | 6,962 |
| Net interest income | $1,262,000 | 7,290 |
| Provision for loan and lease losses | $77,000 | 6,264 |
| Total noninterest income | $52,000 | 7,726 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $39,000 | 6,786 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $13,000 | 7,607 |
| Total noninterest expense | $1,127,000 | 7,366 |
| Salaries and employee benefits | $633,000 | 7,327 |
| Premises and equipment expense | $158,000 | 7,064 |
| Additional noninterest expense | $336,000 | 7,291 |
| Pre-tax net operating income | $110,000 | 5,988 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $5,000 | 4,660 |
| Income before extraordinary items | $105,000 | 5,844 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $105,000 | 5,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,719 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $105,000 | 5,991 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,632,000 | 7,281 |
| Total interest expense | $697,000 | 7,015 |
| Net interest income | $935,000 | 7,366 |
| Provision for loan and lease losses | $28,000 | 6,326 |
| Total noninterest income | $39,000 | 7,857 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $29,000 | 6,849 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $10,000 | 7,769 |
| Total noninterest expense | $812,000 | 7,446 |
| Salaries and employee benefits | $479,000 | 7,328 |
| Premises and equipment expense | $118,000 | 7,132 |
| Additional noninterest expense | $215,000 | 7,526 |
| Pre-tax net operating income | $134,000 | 6,276 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $5,000 | 5,028 |
| Income before extraordinary items | $129,000 | 6,031 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $129,000 | 6,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $129,000 | 6,192 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,071,000 | 7,384 |
| Total interest expense | $485,000 | 7,063 |
| Net interest income | $586,000 | 7,497 |
| Provision for loan and lease losses | $17,000 | 6,076 |
| Total noninterest income | $25,000 | 7,947 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $19,000 | 6,886 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $6,000 | 7,890 |
| Total noninterest expense | $545,000 | 7,497 |
| Salaries and employee benefits | $322,000 | 7,376 |
| Premises and equipment expense | $78,000 | 7,187 |
| Additional noninterest expense | $145,000 | 7,557 |
| Pre-tax net operating income | $49,000 | 6,676 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $2,000 | 5,394 |
| Income before extraordinary items | $47,000 | 6,715 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $47,000 | 6,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $47,000 | 6,652 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $537,000 | 7,456 |
| Total interest expense | $264,000 | 7,051 |
| Net interest income | $273,000 | 7,639 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $11,000 | 8,018 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $8,000 | 6,987 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 7,909 |
| Total noninterest expense | $275,000 | 7,515 |
| Salaries and employee benefits | $163,000 | 7,398 |
| Premises and equipment expense | $38,000 | 7,235 |
| Additional noninterest expense | $74,000 | 7,542 |
| Pre-tax net operating income | $9,000 | 7,069 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $9,000 | 7,157 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $9,000 | 7,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $9,000 | 7,070 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,022,000 | 7,547 |
| Total interest expense | $974,000 | 7,210 |
| Net interest income | $1,048,000 | 7,684 |
| Provision for loan and lease losses | $22,000 | 6,287 |
| Total noninterest income | $46,000 | 8,064 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $32,000 | 6,998 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $14,000 | 7,960 |
| Total noninterest expense | $1,007,000 | 7,645 |
| Salaries and employee benefits | $551,000 | 7,660 |
| Premises and equipment expense | $173,000 | 7,010 |
| Additional noninterest expense | $283,000 | 7,620 |
| Pre-tax net operating income | $65,000 | 7,251 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,000 | 5,906 |
| Income before extraordinary items | $63,000 | 7,279 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $63,000 | 7,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $775,000 | 470 |
| Net operating income | $63,000 | 7,251 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,480,000 | 7,625 |
| Total interest expense | $697,000 | 7,313 |
| Net interest income | $783,000 | 7,731 |
| Provision for loan and lease losses | $22,000 | 5,780 |
| Total noninterest income | $37,000 | 8,085 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $25,000 | 7,006 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $12,000 | 7,954 |
| Total noninterest expense | $730,000 | 7,673 |
| Salaries and employee benefits | $387,000 | 7,739 |
| Premises and equipment expense | $134,000 | 6,939 |
| Additional noninterest expense | $209,000 | 7,627 |
| Pre-tax net operating income | $68,000 | 7,425 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $3,000 | 5,991 |
| Income before extraordinary items | $65,000 | 7,416 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $65,000 | 7,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $775,000 | 351 |
| Net operating income | $65,000 | 7,401 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $932,000 | 7,747 |
| Total interest expense | $430,000 | 7,447 |
| Net interest income | $502,000 | 7,858 |
| Provision for loan and lease losses | $22,000 | 5,270 |
| Total noninterest income | $25,000 | 8,136 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $17,000 | 7,048 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $8,000 | 8,008 |
| Total noninterest expense | $493,000 | 7,710 |
| Salaries and employee benefits | $257,000 | 7,796 |
| Premises and equipment expense | $94,000 | 6,873 |
| Additional noninterest expense | $142,000 | 7,653 |
| Pre-tax net operating income | $12,000 | 7,724 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $11,000 | 7,739 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $11,000 | 7,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $775,000 | 264 |
| Net operating income | $11,000 | 7,725 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $438,000 | 7,861 |
| Total interest expense | $196,000 | 7,620 |
| Net interest income | $242,000 | 7,959 |
| Provision for loan and lease losses | $22,000 | 4,272 |
| Total noninterest income | $13,000 | 8,149 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $7,000 | 7,153 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $6,000 | 7,790 |
| Total noninterest expense | $249,000 | 7,729 |
| Salaries and employee benefits | $129,000 | 7,845 |
| Premises and equipment expense | $50,000 | 6,802 |
| Additional noninterest expense | $70,000 | 7,683 |
| Pre-tax net operating income | $-16,000 | 7,929 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-16,000 | 7,941 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-16,000 | 7,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $775,000 | 153 |
| Net operating income | $-16,000 | 7,929 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,106,000 | 8,209 |
| Total interest expense | $508,000 | 7,902 |
| Net interest income | $598,000 | 8,328 |
| Provision for loan and lease losses | $236,000 | 3,235 |
| Total noninterest income | $15,000 | 8,449 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $10,000 | 7,420 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,000 | 8,389 |
| Total noninterest expense | $884,000 | 7,885 |
| Salaries and employee benefits | $473,000 | 7,943 |
| Premises and equipment expense | $139,000 | 7,386 |
| Additional noninterest expense | $272,000 | 7,737 |
| Pre-tax net operating income | $-507,000 | 8,266 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-26,000 | 8,235 |
| Income before extraordinary items | $-481,000 | 8,282 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-481,000 | 8,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-481,000 | 8,279 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $734,000 | 8,360 |
| Total interest expense | $342,000 | 8,031 |
| Net interest income | $392,000 | 8,464 |
| Provision for loan and lease losses | $200,000 | 2,859 |
| Total noninterest income | $10,000 | 8,546 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $6,000 | 7,517 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,464 |
| Total noninterest expense | $636,000 | 7,956 |
| Salaries and employee benefits | $343,000 | 7,988 |
| Premises and equipment expense | $83,000 | 7,709 |
| Additional noninterest expense | $210,000 | 7,702 |
| Pre-tax net operating income | $-434,000 | 8,410 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-434,000 | 8,439 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-434,000 | 8,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-434,000 | 8,429 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $428,000 | 8,485 |
| Total interest expense | $195,000 | 8,164 |
| Net interest income | $233,000 | 8,565 |
| Provision for loan and lease losses | $128,000 | 2,909 |
| Total noninterest income | $5,000 | 8,619 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,000 | 7,616 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,000 | 8,487 |
| Total noninterest expense | $422,000 | 7,977 |
| Salaries and employee benefits | $229,000 | 8,031 |
| Premises and equipment expense | $51,000 | 7,826 |
| Additional noninterest expense | $142,000 | 7,707 |
| Pre-tax net operating income | $-312,000 | 8,478 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-312,000 | 8,502 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-312,000 | 8,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-312,000 | 8,500 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $160,000 | 8,611 |
| Total interest expense | $71,000 | 8,378 |
| Net interest income | $89,000 | 8,668 |
| Provision for loan and lease losses | $53,000 | 3,054 |
| Total noninterest income | $2,000 | 8,640 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,000 | 7,643 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $220,000 | 7,949 |
| Salaries and employee benefits | $116,000 | 8,027 |
| Premises and equipment expense | $26,000 | 7,811 |
| Additional noninterest expense | $78,000 | 7,553 |
| Pre-tax net operating income | $-182,000 | 8,525 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-182,000 | 8,549 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-182,000 | 8,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-182,000 | 8,541 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $25,000 | 8,828 |
| Total interest expense | $5,000 | 8,800 |
| Net interest income | $20,000 | 8,825 |
| Provision for loan and lease losses | $20,000 | 6,489 |
| Total noninterest income | $0 | 8,769 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,688 |
| Total noninterest expense | $65,000 | 8,816 |
| Salaries and employee benefits | $39,000 | 8,800 |
| Premises and equipment expense | $5,000 | 8,793 |
| Additional noninterest expense | $21,000 | 8,819 |
| Pre-tax net operating income | $-65,000 | 8,311 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-65,000 | 8,343 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-65,000 | 8,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $3,613,000 | 339 |
| Net operating income | $-65,000 | 8,316 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.