Home > Reliant Bank > Income and Expense

Reliant Bank, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$136,986,000283
Total interest expense$14,154,000206
Net interest income$122,832,000293
Provision for loan and lease losses$03,064
Total noninterest income$28,522,000405
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,375,000748
Trading account gains and feesNANA
Additional Noninterest Income$27,147,000336
Total noninterest expense$85,165,000343
Salaries and employee benefits$51,348,000317
Premises and equipment expense$8,737,000329
Additional noninterest expense$25,080,000362
Pre-tax net operating income$66,189,000306
Securities gains (losses)$5,517,00075
Applicable income taxes$12,855,000332
Income before extraordinary items$58,851,000289
Extraordinary gains, net$010
Net income$57,746,000294
Minority interest net income$1,105,00018
Net income of bank and minority interests.$58,851,000289
Net charge-offs$806,000482
Cash dividends$20,050,000295
Sale, conversion, retirement of capital stock, net$2,013,000166
Net operating income$54,327,060299
2021-09-30 (YTD Data)Rank
Total interest income$103,389,000284
Total interest expense$12,896,000182
Net interest income$90,493,000298
Provision for loan and lease losses$02,963
Total noninterest income$21,532,000408
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,014,000749
Trading account gains and feesNANA
Additional Noninterest Income$20,518,000343
Total noninterest expense$62,425,000351
Salaries and employee benefits$38,071,000321
Premises and equipment expense$6,617,000333
Additional noninterest expense$17,737,000368
Pre-tax net operating income$49,600,000313
Securities gains (losses)$5,514,00065
Applicable income taxes$11,009,000309
Income before extraordinary items$44,105,000299
Extraordinary gains, net$08
Net income$42,408,000304
Minority interest net income$1,697,00017
Net income of bank and minority interests.$44,105,000299
Net charge-offs$-261,0004,713
Cash dividends$10,800,000362
Sale, conversion, retirement of capital stock, net$1,007,000184
Net operating income$39,693,800316
2021-06-30 (YTD Data)Rank
Total interest income$69,466,000279
Total interest expense$8,948,000184
Net interest income$60,518,000290
Provision for loan and lease losses$02,862
Total noninterest income$13,093,000441
Gross Fiduciary activities income$0951
Service charges on deposit accounts$661,000733
Trading account gains and feesNANA
Additional Noninterest Income$12,432,000377
Total noninterest expense$41,576,000349
Salaries and employee benefits$25,810,000318
Premises and equipment expense$4,411,000332
Additional noninterest expense$11,355,000373
Pre-tax net operating income$32,035,000322
Securities gains (losses)$3,095,00076
Applicable income taxes$7,032,000319
Income before extraordinary items$28,098,000310
Extraordinary gains, net$06
Net income$27,006,000320
Minority interest net income$1,092,00017
Net income of bank and minority interests.$28,098,000310
Net charge-offs$-258,0004,797
Cash dividends$7,300,000339
Sale, conversion, retirement of capital stock, net$771,000152
Net operating income$25,622,000319
2021-03-31 (YTD Data)Rank
Total interest income$34,376,000281
Total interest expense$3,399,000252
Net interest income$30,977,000286
Provision for loan and lease losses$02,741
Total noninterest income$7,330,000410
Gross Fiduciary activities income$0922
Service charges on deposit accounts$347,000690
Trading account gains and feesNANA
Additional Noninterest Income$6,983,000353
Total noninterest expense$21,364,000341
Salaries and employee benefits$13,184,000316
Premises and equipment expense$2,218,000335
Additional noninterest expense$5,962,000357
Pre-tax net operating income$16,943,000308
Securities gains (losses)$129,000414
Applicable income taxes$3,404,000324
Income before extraordinary items$13,668,000314
Extraordinary gains, net$03
Net income$12,992,000326
Minority interest net income$676,00017
Net income of bank and minority interests.$13,668,000314
Net charge-offs$-149,0004,834
Cash dividends$3,300,000322
Sale, conversion, retirement of capital stock, net$328,000148
Net operating income$13,564,800306
2020-12-31 (YTD Data)Rank
Total interest income$130,264,000296
Total interest expense$18,268,000288
Net interest income$111,996,000294
Provision for loan and lease losses$8,350,000403
Total noninterest income$22,016,000467
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,536,000644
Trading account gains and fees$0133
Additional Noninterest Income$20,480,000399
Total noninterest expense$73,745,000364
Salaries and employee benefits$44,906,000340
Premises and equipment expense$9,403,000310
Additional noninterest expense$19,436,000418
Pre-tax net operating income$51,917,000283
Securities gains (losses)$-270,0004,968
Applicable income taxes$10,483,000294
Income before extraordinary items$41,164,000292
Extraordinary gains, net$04
Net income$41,409,000289
Minority interest net income$-245,0004,997
Net income of bank and minority interests.$41,164,000292
Net charge-offs$292,0001,308
Cash dividends$4,000,000901
Sale, conversion, retirement of capital stock, net$100,941,00010
Net operating income$41,380,000282
2020-09-30 (YTD Data)Rank
Total interest income$94,985,000301
Total interest expense$14,411,000294
Net interest income$80,574,000297
Provision for loan and lease losses$7,400,000390
Total noninterest income$13,452,000513
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,166,000639
Trading account gains and fees$0125
Additional Noninterest Income$12,286,000442
Total noninterest expense$52,963,000369
Salaries and employee benefits$32,625,000342
Premises and equipment expense$6,828,000313
Additional noninterest expense$13,510,000434
Pre-tax net operating income$33,663,000295
Securities gains (losses)$327,000662
Applicable income taxes$6,653,000306
Income before extraordinary items$27,337,000296
Extraordinary gains, net$04
Net income$28,330,000285
Minority interest net income$-993,0005,030
Net income of bank and minority interests.$27,337,000296
Net charge-offs$143,0001,441
Cash dividends$2,000,0001,100
Sale, conversion, retirement of capital stock, net$100,329,0007
Net operating income$27,075,400289
2020-06-30 (YTD Data)Rank
Total interest income$59,220,000317
Total interest expense$10,174,000314
Net interest income$49,046,000323
Provision for loan and lease losses$5,900,000356
Total noninterest income$7,386,000561
Gross Fiduciary activities income$0970
Service charges on deposit accounts$792,000635
Trading account gains and fees$0123
Additional Noninterest Income$6,594,000482
Total noninterest expense$32,592,000394
Salaries and employee benefits$20,610,000350
Premises and equipment expense$4,311,000328
Additional noninterest expense$7,671,000489
Pre-tax net operating income$17,940,000311
Securities gains (losses)$327,000503
Applicable income taxes$3,862,000298
Income before extraordinary items$14,405,000325
Extraordinary gains, net$04
Net income$15,786,000301
Minority interest net income$-1,381,0005,064
Net income of bank and minority interests.$14,405,000325
Net charge-offs$241,000913
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$100,023,0006
Net operating income$14,146,670319
2020-03-31 (YTD Data)Rank
Total interest income$23,356,000386
Total interest expense$5,284,000339
Net interest income$18,072,000398
Provision for loan and lease losses$2,900,000332
Total noninterest income$3,215,000581
Gross Fiduciary activities income$0941
Service charges on deposit accounts$434,000690
Trading account gains and fees$0106
Additional Noninterest Income$2,781,000475
Total noninterest expense$14,540,000430
Salaries and employee benefits$9,072,000390
Premises and equipment expense$1,850,000367
Additional noninterest expense$3,618,000511
Pre-tax net operating income$3,847,000586
Securities gains (losses)$01,705
Applicable income taxes$733,000570
Income before extraordinary items$3,114,000622
Extraordinary gains, net$04
Net income$4,104,000487
Minority interest net income$-990,0005,114
Net income of bank and minority interests.$3,114,000622
Net charge-offs$356,000459
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$36,638,00011
Net operating income$3,114,000611
2019-12-31 (YTD Data)Rank
Total interest income$79,179,000454
Total interest expense$22,359,000348
Net interest income$56,820,000493
Provision for loan and lease losses$1,211,000784
Total noninterest income$10,510,000672
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,408,000850
Trading account gains and fees$0135
Additional Noninterest Income$9,102,000559
Total noninterest expense$49,755,000467
Salaries and employee benefits$29,851,000432
Premises and equipment expense$7,171,000371
Additional noninterest expense$12,733,000564
Pre-tax net operating income$16,364,000711
Securities gains (losses)$1,451,000178
Applicable income taxes$3,694,000616
Income before extraordinary items$14,121,000704
Extraordinary gains, net$011
Net income$19,781,000547
Minority interest net income$-5,660,0005,176
Net income of bank and minority interests.$14,121,000705
Net charge-offs$-475,0005,109
Cash dividends$6,800,000635
Sale, conversion, retirement of capital stock, net$7,240,00080
Net operating income$12,974,710736
2019-09-30 (YTD Data)Rank
Total interest income$58,743,000463
Total interest expense$16,792,000356
Net interest income$41,951,000502
Provision for loan and lease losses$806,000820
Total noninterest income$7,104,000715
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,043,000861
Trading account gains and fees$0129
Additional Noninterest Income$6,061,000600
Total noninterest expense$36,645,000473
Salaries and employee benefits$22,108,000439
Premises and equipment expense$5,346,000375
Additional noninterest expense$9,191,000580
Pre-tax net operating income$11,604,000743
Securities gains (losses)$306,000412
Applicable income taxes$2,463,000680
Income before extraordinary items$9,447,000778
Extraordinary gains, net$011
Net income$13,914,000579
Minority interest net income$-4,467,0005,255
Net income of bank and minority interests.$9,447,000779
Net charge-offs$-594,0005,204
Cash dividends$6,800,000479
Sale, conversion, retirement of capital stock, net$-7,062,0005,246
Net operating income$9,205,260777
2019-06-30 (YTD Data)Rank
Total interest income$38,536,000464
Total interest expense$10,854,000358
Net interest income$27,682,000504
Provision for loan and lease losses$200,0001,556
Total noninterest income$4,353,000753
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$681,000864
Trading account gains and fees$0131
Additional Noninterest Income$3,672,000632
Total noninterest expense$24,632,000472
Salaries and employee benefits$14,639,000439
Premises and equipment expense$3,573,000377
Additional noninterest expense$6,420,000556
Pre-tax net operating income$7,203,000764
Securities gains (losses)$306,000294
Applicable income taxes$1,529,000679
Income before extraordinary items$5,980,000788
Extraordinary gains, net$011
Net income$9,053,000569
Minority interest net income$-3,073,0005,302
Net income of bank and minority interests.$5,980,000788
Net charge-offs$-573,0005,264
Cash dividends$3,600,000567
Sale, conversion, retirement of capital stock, net$-7,313,0005,295
Net operating income$5,735,200805
2019-03-31 (YTD Data)Rank
Total interest income$18,845,000469
Total interest expense$5,183,000363
Net interest income$13,662,000509
Provision for loan and lease losses$03,406
Total noninterest income$1,791,000841
Gross Fiduciary activities income$0972
Service charges on deposit accounts$349,000836
Trading account gains and fees$0126
Additional Noninterest Income$1,442,000704
Total noninterest expense$12,118,000476
Salaries and employee benefits$7,099,000452
Premises and equipment expense$1,773,000385
Additional noninterest expense$3,246,000545
Pre-tax net operating income$3,335,000808
Securities gains (losses)$131,000243
Applicable income taxes$705,000700
Income before extraordinary items$2,761,000834
Extraordinary gains, net$05
Net income$4,319,000583
Minority interest net income$-1,558,0005,361
Net income of bank and minority interests.$2,761,000833
Net charge-offs$-462,0005,326
Cash dividends$2,100,000483
Sale, conversion, retirement of capital stock, net$-381,0005,341
Net operating income$2,656,200852
2018-12-31 (YTD Data)Rank
Total interest income$69,221,000468
Total interest expense$14,666,000382
Net interest income$54,555,000500
Provision for loan and lease losses$1,035,000856
Total noninterest income$9,790,000693
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,440,000845
Trading account gains and fees$0126
Additional Noninterest Income$8,350,000570
Total noninterest expense$45,233,000497
Salaries and employee benefits$26,845,000460
Premises and equipment expense$6,364,000418
Additional noninterest expense$12,024,000584
Pre-tax net operating income$18,077,000642
Securities gains (losses)$43,000446
Applicable income taxes$3,329,000619
Income before extraordinary items$14,791,000653
Extraordinary gains, net$06
Net income$18,188,000557
Minority interest net income$-3,397,0005,405
Net income of bank and minority interests.$14,791,000652
Net charge-offs$-126,0005,089
Cash dividends$7,300,000542
Sale, conversion, retirement of capital stock, net$1,314,000203
Net operating income$14,755,740657
2018-09-30 (YTD Data)Rank
Total interest income$50,760,000469
Total interest expense$9,984,000389
Net interest income$40,776,000500
Provision for loan and lease losses$759,000812
Total noninterest income$8,116,000642
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,082,000845
Trading account gains and fees$0138
Additional Noninterest Income$7,034,000528
Total noninterest expense$33,767,000493
Salaries and employee benefits$19,981,000466
Premises and equipment expense$4,711,000427
Additional noninterest expense$9,075,000566
Pre-tax net operating income$14,366,000611
Securities gains (losses)$43,000447
Applicable income taxes$3,049,000554
Income before extraordinary items$11,360,000639
Extraordinary gains, net$05
Net income$13,469,000556
Minority interest net income$-2,109,0005,476
Net income of bank and minority interests.$11,360,000638
Net charge-offs$-209,0005,260
Cash dividends$5,900,000478
Sale, conversion, retirement of capital stock, net$1,007,000179
Net operating income$11,326,030636
2018-06-30 (YTD Data)Rank
Total interest income$33,191,000472
Total interest expense$6,078,000396
Net interest income$27,113,000500
Provision for loan and lease losses$437,000920
Total noninterest income$5,304,000655
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$719,000839
Trading account gains and fees$0130
Additional Noninterest Income$4,585,000542
Total noninterest expense$22,255,000502
Salaries and employee benefits$13,233,000469
Premises and equipment expense$3,105,000437
Additional noninterest expense$5,917,000579
Pre-tax net operating income$9,725,000604
Securities gains (losses)$25,000438
Applicable income taxes$2,235,000530
Income before extraordinary items$7,515,000640
Extraordinary gains, net$06
Net income$8,833,000561
Minority interest net income$-1,318,0005,541
Net income of bank and minority interests.$7,515,000639
Net charge-offs$-2,0004,025
Cash dividends$5,900,000345
Sale, conversion, retirement of capital stock, net$714,000159
Net operating income$7,495,250639
2018-03-31 (YTD Data)Rank
Total interest income$16,390,000478
Total interest expense$2,823,000400
Net interest income$13,567,000503
Provision for loan and lease losses$137,0001,236
Total noninterest income$2,961,000606
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$531,000597
Trading account gains and fees$0123
Additional Noninterest Income$2,430,000502
Total noninterest expense$11,379,000494
Salaries and employee benefits$6,797,000462
Premises and equipment expense$1,585,000426
Additional noninterest expense$2,997,000571
Pre-tax net operating income$5,012,000574
Securities gains (losses)$0735
Applicable income taxes$1,129,000508
Income before extraordinary items$3,883,000616
Extraordinary gains, net$07
Net income$4,348,000558
Minority interest net income$-465,0005,606
Net income of bank and minority interests.$3,883,000616
Net charge-offs$138,000711
Cash dividends$1,000,000704
Sale, conversion, retirement of capital stock, net$563,000112
Net operating income$3,883,000614
2017-12-31 (YTD Data)Rank
Total interest income$40,155,000714
Total interest expense$5,665,000610
Net interest income$34,490,000734
Provision for loan and lease losses$1,316,000723
Total noninterest income$6,080,000962
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$504,0002,018
Trading account gains and fees$0151
Additional Noninterest Income$5,576,000761
Total noninterest expense$27,906,000780
Salaries and employee benefits$17,842,000691
Premises and equipment expense$4,234,000582
Additional noninterest expense$5,830,0001,105
Pre-tax net operating income$11,348,000888
Securities gains (losses)$59,000824
Applicable income taxes$3,118,000931
Income before extraordinary items$8,289,000880
Extraordinary gains, net$09
Net income$9,244,000802
Minority interest net income$-955,0005,669
Net income of bank and minority interests.$8,289,000880
Net charge-offs$667,000908
Cash dividends$2,141,0001,345
Sale, conversion, retirement of capital stock, net$21,438,00030
Net operating income$8,245,930868
2017-09-30 (YTD Data)Rank
Total interest income$29,305,000727
Total interest expense$3,728,000660
Net interest income$25,577,000743
Provision for loan and lease losses$1,195,000596
Total noninterest income$4,495,000993
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$372,0002,044
Trading account gains and fees$0145
Additional Noninterest Income$4,123,000774
Total noninterest expense$20,775,000787
Salaries and employee benefits$13,182,000705
Premises and equipment expense$3,111,000601
Additional noninterest expense$4,482,0001,077
Pre-tax net operating income$8,102,000952
Securities gains (losses)$59,000811
Applicable income taxes$1,728,0001,010
Income before extraordinary items$6,433,000919
Extraordinary gains, net$09
Net income$7,233,000831
Minority interest net income$-800,0005,736
Net income of bank and minority interests.$6,433,000919
Net charge-offs$654,000665
Cash dividends$2,141,000993
Sale, conversion, retirement of capital stock, net$21,105,00021
Net operating income$6,386,390913
2017-06-30 (YTD Data)Rank
Total interest income$18,677,000757
Total interest expense$2,203,000724
Net interest income$16,474,000765
Provision for loan and lease losses$655,000702
Total noninterest income$2,396,0001,165
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$247,0002,049
Trading account gains and fees$0139
Additional Noninterest Income$2,149,000914
Total noninterest expense$13,335,000816
Salaries and employee benefits$8,506,000727
Premises and equipment expense$2,030,000614
Additional noninterest expense$2,799,0001,138
Pre-tax net operating income$4,880,0001,016
Securities gains (losses)$59,000599
Applicable income taxes$1,090,0001,046
Income before extraordinary items$3,849,0001,009
Extraordinary gains, net$011
Net income$4,656,000850
Minority interest net income$-807,0005,786
Net income of bank and minority interests.$3,849,0001,009
Net charge-offs$352,000743
Cash dividends$2,141,000721
Sale, conversion, retirement of capital stock, net$763,000161
Net operating income$3,802,9801,011
2017-03-31 (YTD Data)Rank
Total interest income$8,975,000780
Total interest expense$1,002,000780
Net interest income$7,973,000790
Provision for loan and lease losses$409,000526
Total noninterest income$1,148,0001,194
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$129,0001,993
Trading account gains and fees$0142
Additional Noninterest Income$1,019,000943
Total noninterest expense$6,479,000847
Salaries and employee benefits$4,146,000749
Premises and equipment expense$932,000685
Additional noninterest expense$1,401,0001,140
Pre-tax net operating income$2,233,0001,065
Securities gains (losses)$36,000401
Applicable income taxes$458,0001,148
Income before extraordinary items$1,811,0001,043
Extraordinary gains, net$08
Net income$2,264,000840
Minority interest net income$-453,0005,855
Net income of bank and minority interests.$1,811,0001,043
Net charge-offs$401,000389
Cash dividends$400,0001,384
Sale, conversion, retirement of capital stock, net$499,000118
Net operating income$1,782,2001,038
2016-12-31 (YTD Data)Rank
Total interest income$36,014,000746
Total interest expense$3,362,000874
Net interest income$32,652,000733
Provision for loan and lease losses$967,000932
Total noninterest income$8,763,000757
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$520,0002,025
Trading account gains and fees$0170
Additional Noninterest Income$8,243,000589
Total noninterest expense$28,807,000745
Salaries and employee benefits$17,763,000668
Premises and equipment expense$4,047,000614
Additional noninterest expense$6,997,000939
Pre-tax net operating income$11,641,000806
Securities gains (losses)$36,0002,049
Applicable income taxes$2,962,000788
Income before extraordinary items$8,715,000865
Extraordinary gains, net$05
Net income$9,754,000783
Minority interest net income$-1,039,0005,911
Net income of bank and minority interests.$8,715,000864
Net charge-offs$-292,0005,732
Cash dividends$3,161,000977
Sale, conversion, retirement of capital stock, net$5,022,00094
Net operating income$8,688,000845
2016-09-30 (YTD Data)Rank
Total interest income$27,067,000740
Total interest expense$2,458,000886
Net interest income$24,609,000720
Provision for loan and lease losses$760,000850
Total noninterest income$7,574,000692
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$391,0002,028
Trading account gains and fees$0169
Additional Noninterest Income$7,183,000531
Total noninterest expense$22,400,000716
Salaries and employee benefits$13,925,000633
Premises and equipment expense$3,069,000608
Additional noninterest expense$5,406,000918
Pre-tax net operating income$9,023,000785
Securities gains (losses)$356,000537
Applicable income taxes$2,324,000792
Income before extraordinary items$7,055,000801
Extraordinary gains, net$05
Net income$7,562,000757
Minority interest net income$-507,0005,977
Net income of bank and minority interests.$7,055,000801
Net charge-offs$-218,0005,745
Cash dividends$1,050,0001,609
Sale, conversion, retirement of capital stock, net$4,785,00072
Net operating income$6,788,000812
2016-06-30 (YTD Data)Rank
Total interest income$18,411,000729
Total interest expense$1,636,000889
Net interest income$16,775,000709
Provision for loan and lease losses$615,000714
Total noninterest income$6,296,000584
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$253,0002,048
Trading account gains and fees$0157
Additional Noninterest Income$6,043,000434
Total noninterest expense$15,879,000675
Salaries and employee benefits$10,031,000589
Premises and equipment expense$2,097,000592
Additional noninterest expense$3,751,000884
Pre-tax net operating income$6,577,000707
Securities gains (losses)$60,0001,303
Applicable income taxes$1,533,000787
Income before extraordinary items$5,104,000742
Extraordinary gains, net$016
Net income$5,006,000762
Minority interest net income$98,00038
Net income of bank and minority interests.$5,104,000741
Net charge-offs$-250,0005,889
Cash dividends$650,0001,696
Sale, conversion, retirement of capital stock, net$3,563,00062
Net operating income$5,057,800728
2016-03-31 (YTD Data)Rank
Total interest income$8,914,000751
Total interest expense$832,000870
Net interest income$8,082,000732
Provision for loan and lease losses$165,0001,090
Total noninterest income$3,847,000485
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$119,0002,140
Trading account gains and fees$0142
Additional Noninterest Income$3,728,000370
Total noninterest expense$8,279,000655
Salaries and employee benefits$5,272,000555
Premises and equipment expense$997,000631
Additional noninterest expense$2,010,000816
Pre-tax net operating income$3,485,000668
Securities gains (losses)$02,077
Applicable income taxes$740,000787
Income before extraordinary items$2,745,000665
Extraordinary gains, net$012
Net income$2,424,000756
Minority interest net income$321,00022
Net income of bank and minority interests.$2,745,000665
Net charge-offs$-102,0005,882
Cash dividends$325,0001,548
Sale, conversion, retirement of capital stock, net$2,859,00038
Net operating income$2,745,000650
2015-12-31 (YTD Data)Rank
Total interest income$29,550,000868
Total interest expense$2,773,0001,017
Net interest income$26,777,000847
Provision for loan and lease losses$-270,0005,851
Total noninterest income$13,106,000551
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$479,0002,212
Trading account gains and fees$0159
Additional Noninterest Income$12,627,000421
Total noninterest expense$30,099,000681
Salaries and employee benefits$18,647,000608
Premises and equipment expense$3,871,000638
Additional noninterest expense$7,581,000860
Pre-tax net operating income$10,054,000893
Securities gains (losses)$-388,0006,137
Applicable income taxes$2,717,000812
Income before extraordinary items$6,949,0001,031
Extraordinary gains, net$023
Net income$6,542,0001,079
Minority interest net income$407,00038
Net income of bank and minority interests.$6,949,0001,031
Net charge-offs$-740,0006,062
Cash dividends$2,628,0001,096
Sale, conversion, retirement of capital stock, net$1,339,000187
Net operating income$7,228,360961
2015-09-30 (YTD Data)Rank
Total interest income$20,887,000942
Total interest expense$1,912,0001,114
Net interest income$18,975,000903
Provision for loan and lease losses$-500,0006,082
Total noninterest income$9,523,000577
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$367,0002,187
Trading account gains and fees$0153
Additional Noninterest Income$9,156,000433
Total noninterest expense$21,660,000725
Salaries and employee benefits$13,230,000659
Premises and equipment expense$2,835,000671
Additional noninterest expense$5,595,000880
Pre-tax net operating income$7,338,000920
Securities gains (losses)$-381,0006,232
Applicable income taxes$1,930,000873
Income before extraordinary items$5,027,0001,066
Extraordinary gains, net$021
Net income$4,623,0001,148
Minority interest net income$404,00036
Net income of bank and minority interests.$5,027,0001,066
Net charge-offs$-658,0006,147
Cash dividends$650,0002,054
Sale, conversion, retirement of capital stock, net$335,000295
Net operating income$5,301,320972
2015-06-30 (YTD Data)Rank
Total interest income$12,511,0001,042
Total interest expense$1,148,0001,225
Net interest income$11,363,0001,016
Provision for loan and lease losses$-500,0006,200
Total noninterest income$5,411,000653
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$199,0002,503
Trading account gains and fees$0157
Additional Noninterest Income$5,212,000491
Total noninterest expense$13,259,000782
Salaries and employee benefits$7,910,000737
Premises and equipment expense$1,816,000697
Additional noninterest expense$3,533,000924
Pre-tax net operating income$4,015,0001,082
Securities gains (losses)$-396,0006,312
Applicable income taxes$1,116,000954
Income before extraordinary items$2,503,0001,341
Extraordinary gains, net$022
Net income$2,606,0001,300
Minority interest net income$-103,0006,345
Net income of bank and minority interests.$2,503,0001,342
Net charge-offs$-572,0006,236
Cash dividends$650,0001,647
Sale, conversion, retirement of capital stock, net$-3,0006,277
Net operating income$2,776,2401,223
2015-03-31 (YTD Data)Rank
Total interest income$3,162,0001,952
Total interest expense$419,0001,652
Net interest income$2,743,0001,974
Provision for loan and lease losses$115,0001,328
Total noninterest income$344,0002,597
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$92,0002,626
Trading account gains and fees$0152
Additional Noninterest Income$252,0002,339
Total noninterest expense$1,977,0002,332
Salaries and employee benefits$1,231,0002,111
Premises and equipment expense$200,0002,646
Additional noninterest expense$546,0002,617
Pre-tax net operating income$995,0001,865
Securities gains (losses)$02,027
Applicable income taxes$342,0001,323
Income before extraordinary items$653,0002,255
Extraordinary gains, net$013
Net income$653,0002,256
Minority interest net income$064
Net income of bank and minority interests.$653,0002,256
Net charge-offs$03,288
Cash dividends$300,0001,521
Sale, conversion, retirement of capital stock, net$0697
Net operating income$653,0002,192
2014-12-31 (YTD Data)Rank
Total interest income$12,345,0001,992
Total interest expense$1,743,0001,662
Net interest income$10,602,0002,015
Provision for loan and lease losses$565,0001,346
Total noninterest income$1,284,0002,723
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$373,0002,799
Trading account gains and fees$0180
Additional Noninterest Income$911,0002,454
Total noninterest expense$7,259,0002,532
Salaries and employee benefits$4,581,0002,213
Premises and equipment expense$700,0002,914
Additional noninterest expense$1,978,0002,899
Pre-tax net operating income$4,062,0001,815
Securities gains (losses)$03,259
Applicable income taxes$1,162,0001,391
Income before extraordinary items$2,900,0002,069
Extraordinary gains, net$017
Net income$2,900,0002,069
Minority interest net income$084
Net income of bank and minority interests.$2,900,0002,068
Net charge-offs$04,970
Cash dividends$1,689,0001,444
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,900,0002,026
2014-09-30 (YTD Data)Rank
Total interest income$9,130,0002,034
Total interest expense$1,301,0001,684
Net interest income$7,829,0002,053
Provision for loan and lease losses$460,0001,217
Total noninterest income$961,0002,754
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$268,0002,938
Trading account gains and fees$0174
Additional Noninterest Income$693,0002,451
Total noninterest expense$5,369,0002,569
Salaries and employee benefits$3,343,0002,280
Premises and equipment expense$532,0002,915
Additional noninterest expense$1,494,0002,881
Pre-tax net operating income$2,961,0001,880
Securities gains (losses)$02,980
Applicable income taxes$976,0001,332
Income before extraordinary items$1,985,0002,227
Extraordinary gains, net$015
Net income$1,985,0002,227
Minority interest net income$081
Net income of bank and minority interests.$1,985,0002,226
Net charge-offs$04,696
Cash dividends$811,0001,720
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,985,0002,176
2014-06-30 (YTD Data)Rank
Total interest income$5,885,0002,077
Total interest expense$858,0001,727
Net interest income$5,027,0002,113
Provision for loan and lease losses$319,0001,184
Total noninterest income$585,0002,872
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$52,0005,017
Trading account gains and fees$0172
Additional Noninterest Income$533,0002,230
Total noninterest expense$3,569,0002,579
Salaries and employee benefits$2,221,0002,290
Premises and equipment expense$349,0002,972
Additional noninterest expense$999,0002,892
Pre-tax net operating income$1,724,0002,036
Securities gains (losses)$02,580
Applicable income taxes$559,0001,435
Income before extraordinary items$1,165,0002,382
Extraordinary gains, net$020
Net income$1,165,0002,386
Minority interest net income$080
Net income of bank and minority interests.$1,165,0002,386
Net charge-offs$04,375
Cash dividends$475,0001,871
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,165,0002,340
2014-03-31 (YTD Data)Rank
Total interest income$2,852,0002,134
Total interest expense$424,0001,766
Net interest income$2,428,0002,176
Provision for loan and lease losses$109,0001,517
Total noninterest income$304,0002,785
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$25,0005,072
Trading account gains and fees$0147
Additional Noninterest Income$279,0002,105
Total noninterest expense$1,814,0002,553
Salaries and employee benefits$1,137,0002,249
Premises and equipment expense$180,0002,964
Additional noninterest expense$497,0002,901
Pre-tax net operating income$809,0002,082
Securities gains (losses)$01,715
Applicable income taxes$262,0001,470
Income before extraordinary items$547,0002,417
Extraordinary gains, net$016
Net income$547,0002,420
Minority interest net income$066
Net income of bank and minority interests.$547,0002,420
Net charge-offs$03,660
Cash dividends$150,0001,960
Sale, conversion, retirement of capital stock, net$0747
Net operating income$547,0002,376
2013-12-31 (YTD Data)Rank
Total interest income$11,142,0002,194
Total interest expense$1,745,0001,926
Net interest income$9,397,0002,225
Provision for loan and lease losses$522,0001,791
Total noninterest income$1,053,0003,105
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$417,0002,721
Trading account gains and fees$0184
Additional Noninterest Income$636,0003,020
Total noninterest expense$6,933,0002,653
Salaries and employee benefits$4,292,0002,332
Premises and equipment expense$728,0002,885
Additional noninterest expense$1,913,0003,088
Pre-tax net operating income$2,995,0002,164
Securities gains (losses)$03,182
Applicable income taxes$1,031,0001,440
Income before extraordinary items$1,964,0002,647
Extraordinary gains, net$029
Net income$1,964,0002,650
Minority interest net income$090
Net income of bank and minority interests.$1,964,0002,650
Net charge-offs$171,0003,195
Cash dividends$648,0002,465
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,964,0002,581
2013-09-30 (YTD Data)Rank
Total interest income$8,270,0002,231
Total interest expense$1,315,0001,968
Net interest income$6,955,0002,249
Provision for loan and lease losses$294,0002,110
Total noninterest income$814,0003,105
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$297,0002,842
Trading account gains and fees$0180
Additional Noninterest Income$517,0002,963
Total noninterest expense$5,131,0002,683
Salaries and employee benefits$3,127,0002,401
Premises and equipment expense$558,0002,873
Additional noninterest expense$1,446,0003,059
Pre-tax net operating income$2,344,0002,166
Securities gains (losses)$03,040
Applicable income taxes$813,0001,432
Income before extraordinary items$1,531,0002,623
Extraordinary gains, net$025
Net income$1,531,0002,627
Minority interest net income$084
Net income of bank and minority interests.$1,531,0002,627
Net charge-offs$27,0004,250
Cash dividends$24,0003,688
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,531,0002,541
2013-06-30 (YTD Data)Rank
Total interest income$5,422,0002,258
Total interest expense$886,0001,969
Net interest income$4,536,0002,299
Provision for loan and lease losses$231,0001,948
Total noninterest income$563,0003,082
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$198,0002,809
Trading account gains and fees$0157
Additional Noninterest Income$365,0002,926
Total noninterest expense$3,428,0002,685
Salaries and employee benefits$2,067,0002,429
Premises and equipment expense$381,0002,830
Additional noninterest expense$980,0003,017
Pre-tax net operating income$1,440,0002,267
Securities gains (losses)$02,791
Applicable income taxes$495,0001,523
Income before extraordinary items$945,0002,754
Extraordinary gains, net$022
Net income$945,0002,759
Minority interest net income$082
Net income of bank and minority interests.$945,0002,759
Net charge-offs$20,0004,007
Cash dividends$12,0003,509
Sale, conversion, retirement of capital stock, net$0838
Net operating income$945,0002,649
2013-03-31 (YTD Data)Rank
Total interest income$2,702,0002,288
Total interest expense$457,0001,972
Net interest income$2,245,0002,337
Provision for loan and lease losses$96,0002,134
Total noninterest income$274,0003,121
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$93,0002,930
Trading account gains and fees$0148
Additional Noninterest Income$181,0002,912
Total noninterest expense$1,705,0002,722
Salaries and employee benefits$1,016,0002,485
Premises and equipment expense$186,0002,893
Additional noninterest expense$503,0002,971
Pre-tax net operating income$718,0002,223
Securities gains (losses)$01,966
Applicable income taxes$247,0001,521
Income before extraordinary items$471,0002,703
Extraordinary gains, net$010
Net income$471,0002,706
Minority interest net income$076
Net income of bank and minority interests.$471,0002,705
Net charge-offs$20,0003,086
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$471,0002,625
2012-12-31 (YTD Data)Rank
Total interest income$10,651,0002,417
Total interest expense$2,123,0002,036
Net interest income$8,528,0002,513
Provision for loan and lease losses$679,0002,303
Total noninterest income$977,0003,291
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$388,0002,991
Trading account gains and fees$0166
Additional Noninterest Income$589,0003,130
Total noninterest expense$6,571,0002,820
Salaries and employee benefits$3,844,0002,549
Premises and equipment expense$753,0002,871
Additional noninterest expense$1,974,0003,127
Pre-tax net operating income$2,255,0002,603
Securities gains (losses)$34,0002,955
Applicable income taxes$688,0001,856
Income before extraordinary items$1,601,0002,998
Extraordinary gains, net$029
Net income$1,601,0002,999
Minority interest net income$093
Net income of bank and minority interests.$1,601,0003,000
Net charge-offs$347,0003,135
Cash dividends$547,0002,670
Sale, conversion, retirement of capital stock, net$27,000801
Net operating income$1,577,2002,896
2012-09-30 (YTD Data)Rank
Total interest income$7,906,0002,496
Total interest expense$1,607,0002,097
Net interest income$6,299,0002,590
Provision for loan and lease losses$584,0002,082
Total noninterest income$716,0003,371
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$274,0003,152
Trading account gains and fees$0157
Additional Noninterest Income$442,0003,127
Total noninterest expense$4,887,0002,848
Salaries and employee benefits$2,859,0002,580
Premises and equipment expense$576,0002,863
Additional noninterest expense$1,452,0003,197
Pre-tax net operating income$1,544,0002,828
Securities gains (losses)$34,0002,651
Applicable income taxes$463,0002,022
Income before extraordinary items$1,115,0003,217
Extraordinary gains, net$020
Net income$1,115,0003,218
Minority interest net income$086
Net income of bank and minority interests.$1,115,0003,217
Net charge-offs$348,0002,650
Cash dividends$72,0003,462
Sale, conversion, retirement of capital stock, net$27,000716
Net operating income$1,090,8603,118
2012-06-30 (YTD Data)Rank
Total interest income$5,205,0002,532
Total interest expense$1,089,0002,125
Net interest income$4,116,0002,644
Provision for loan and lease losses$271,0002,577
Total noninterest income$465,0003,371
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$174,0003,226
Trading account gains and fees$0153
Additional Noninterest Income$291,0003,113
Total noninterest expense$3,223,0002,870
Salaries and employee benefits$1,909,0002,583
Premises and equipment expense$379,0002,889
Additional noninterest expense$935,0003,296
Pre-tax net operating income$1,087,0002,693
Securities gains (losses)$25,0002,404
Applicable income taxes$303,0002,042
Income before extraordinary items$809,0003,013
Extraordinary gains, net$019
Net income$809,0003,013
Minority interest net income$084
Net income of bank and minority interests.$809,0003,013
Net charge-offs$11,0004,911
Cash dividends$50,0003,293
Sale, conversion, retirement of capital stock, net$27,000619
Net operating income$790,7502,913
2012-03-31 (YTD Data)Rank
Total interest income$2,560,0002,596
Total interest expense$571,0002,121
Net interest income$1,989,0002,743
Provision for loan and lease losses$103,0002,821
Total noninterest income$203,0003,626
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$89,0003,179
Trading account gains and fees$0148
Additional Noninterest Income$114,0003,505
Total noninterest expense$1,587,0002,919
Salaries and employee benefits$958,0002,585
Premises and equipment expense$185,0002,956
Additional noninterest expense$444,0003,389
Pre-tax net operating income$502,0002,871
Securities gains (losses)$21,0001,579
Applicable income taxes$91,0002,531
Income before extraordinary items$432,0002,915
Extraordinary gains, net$019
Net income$432,0002,918
Minority interest net income$078
Net income of bank and minority interests.$432,0002,919
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$16,000521
Net operating income$414,5702,834
2011-12-31 (YTD Data)Rank
Total interest income$9,704,0002,824
Total interest expense$2,409,0002,394
Net interest income$7,295,0002,963
Provision for loan and lease losses$643,0003,071
Total noninterest income$846,0003,409
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$435,0002,866
Trading account gains and fees$0146
Additional Noninterest Income$411,0003,394
Total noninterest expense$6,273,0002,945
Salaries and employee benefits$3,698,0002,601
Premises and equipment expense$735,0003,087
Additional noninterest expense$1,840,0003,361
Pre-tax net operating income$1,225,0003,369
Securities gains (losses)$7,0003,433
Applicable income taxes$04,719
Income before extraordinary items$1,232,0003,159
Extraordinary gains, net$029
Net income$1,232,0003,162
Minority interest net income$096
Net income of bank and minority interests.$1,232,0003,162
Net charge-offs$103,0004,944
Cash dividends$337,0002,883
Sale, conversion, retirement of capital stock, net$73,000731
Net operating income$1,225,0003,073
2011-09-30 (YTD Data)Rank
Total interest income$7,102,0002,937
Total interest expense$1,790,0002,500
Net interest income$5,312,0003,059
Provision for loan and lease losses$521,0002,821
Total noninterest income$632,0003,421
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$332,0002,829
Trading account gains and fees$0145
Additional Noninterest Income$300,0003,462
Total noninterest expense$4,676,0002,961
Salaries and employee benefits$2,756,0002,613
Premises and equipment expense$554,0003,105
Additional noninterest expense$1,366,0003,378
Pre-tax net operating income$747,0003,846
Securities gains (losses)$7,0003,148
Applicable income taxes$04,740
Income before extraordinary items$754,0003,618
Extraordinary gains, net$021
Net income$754,0003,619
Minority interest net income$087
Net income of bank and minority interests.$754,0003,619
Net charge-offs$19,0005,564
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$66,000646
Net operating income$747,0003,528
2011-06-30 (YTD Data)Rank
Total interest income$4,551,0003,052
Total interest expense$1,177,0002,607
Net interest income$3,374,0003,191
Provision for loan and lease losses$386,0002,640
Total noninterest income$440,0003,369
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$221,0002,818
Trading account gains and fees$0153
Additional Noninterest Income$219,0003,349
Total noninterest expense$3,088,0003,019
Salaries and employee benefits$1,808,0002,681
Premises and equipment expense$367,0003,147
Additional noninterest expense$913,0003,422
Pre-tax net operating income$340,0004,440
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$340,0004,261
Extraordinary gains, net$015
Net income$340,0004,261
Minority interest net income$089
Net income of bank and minority interests.$340,0004,263
Net charge-offs$16,0005,169
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$43,000581
Net operating income$340,0004,163
2011-03-31 (YTD Data)Rank
Total interest income$2,151,0003,221
Total interest expense$598,0002,646
Net interest income$1,553,0003,373
Provision for loan and lease losses$45,0004,252
Total noninterest income$226,0003,343
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$111,0002,768
Trading account gains and fees$0158
Additional Noninterest Income$115,0003,335
Total noninterest expense$1,502,0003,103
Salaries and employee benefits$874,0002,772
Premises and equipment expense$176,0003,290
Additional noninterest expense$452,0003,438
Pre-tax net operating income$232,0003,971
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$232,0003,707
Extraordinary gains, net$09
Net income$232,0003,707
Minority interest net income$086
Net income of bank and minority interests.$232,0003,706
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$21,000535
Net operating income$232,0003,649
2010-12-31 (YTD Data)Rank
Total interest income$8,102,0003,522
Total interest expense$2,299,0003,201
Net interest income$5,803,0003,564
Provision for loan and lease losses$441,0004,322
Total noninterest income$703,0003,933
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$345,0003,372
Trading account gains and fees$0175
Additional Noninterest Income$358,0003,685
Total noninterest expense$5,373,0003,397
Salaries and employee benefits$3,095,0003,023
Premises and equipment expense$647,0003,518
Additional noninterest expense$1,631,0003,776
Pre-tax net operating income$692,0003,930
Securities gains (losses)$73,0002,412
Applicable income taxes$04,655
Income before extraordinary items$765,0003,690
Extraordinary gains, net$029
Net income$765,0003,689
Minority interest net income$0111
Net income of bank and minority interests.$765,0003,691
Net charge-offs$77,0005,636
Cash dividends$306,0002,883
Sale, conversion, retirement of capital stock, net$97,000786
Net operating income$692,0003,726
2010-09-30 (YTD Data)Rank
Total interest income$6,008,0003,617
Total interest expense$1,688,0003,373
Net interest income$4,320,0003,626
Provision for loan and lease losses$401,0003,897
Total noninterest income$503,0004,062
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$244,0003,537
Trading account gains and fees$0165
Additional Noninterest Income$259,0003,784
Total noninterest expense$3,979,0003,435
Salaries and employee benefits$2,307,0003,065
Premises and equipment expense$476,0003,620
Additional noninterest expense$1,196,0003,815
Pre-tax net operating income$443,0004,382
Securities gains (losses)$73,0002,191
Applicable income taxes$04,726
Income before extraordinary items$516,0004,055
Extraordinary gains, net$023
Net income$516,0004,058
Minority interest net income$0110
Net income of bank and minority interests.$516,0004,058
Net charge-offs$59,0005,382
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$79,000715
Net operating income$443,0004,160
2010-06-30 (YTD Data)Rank
Total interest income$3,890,0003,726
Total interest expense$1,100,0003,545
Net interest income$2,790,0003,718
Provision for loan and lease losses$183,0004,346
Total noninterest income$324,0004,100
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$156,0003,621
Trading account gains and fees$0152
Additional Noninterest Income$168,0003,808
Total noninterest expense$2,587,0003,529
Salaries and employee benefits$1,524,0003,104
Premises and equipment expense$292,0003,879
Additional noninterest expense$771,0003,891
Pre-tax net operating income$344,0004,204
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$344,0004,051
Extraordinary gains, net$019
Net income$344,0004,049
Minority interest net income$0105
Net income of bank and minority interests.$344,0004,050
Net charge-offs$59,0004,734
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$51,000659
Net operating income$344,0003,924
2010-03-31 (YTD Data)Rank
Total interest income$1,912,0003,841
Total interest expense$533,0003,757
Net interest income$1,379,0003,783
Provision for loan and lease losses$75,0004,293
Total noninterest income$155,0004,197
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$77,0003,649
Trading account gains and fees$0175
Additional Noninterest Income$78,0003,960
Total noninterest expense$1,267,0003,609
Salaries and employee benefits$756,0003,160
Premises and equipment expense$143,0003,999
Additional noninterest expense$368,0004,014
Pre-tax net operating income$192,0004,150
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$192,0003,964
Extraordinary gains, net$016
Net income$192,0003,963
Minority interest net income$091
Net income of bank and minority interests.$192,0003,963
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$26,000592
Net operating income$192,0003,858
2009-12-31 (YTD Data)Rank
Total interest income$6,922,0004,208
Total interest expense$2,122,0004,288
Net interest income$4,800,0004,049
Provision for loan and lease losses$290,0005,320
Total noninterest income$688,0004,096
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$275,0004,046
Trading account gains and fees$0211
Additional Noninterest Income$413,0003,503
Total noninterest expense$4,769,0003,830
Salaries and employee benefits$2,827,0003,358
Premises and equipment expense$567,0004,041
Additional noninterest expense$1,375,0004,324
Pre-tax net operating income$429,0004,167
Securities gains (losses)$-107,0007,294
Applicable income taxes$04,388
Income before extraordinary items$322,0004,403
Extraordinary gains, net$034
Net income$322,0004,404
Minority interest net income$0115
Net income of bank and minority interests.$322,0004,405
Net charge-offs$5,0007,029
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$1,608,000364
Net operating income$429,0004,013
2009-09-30 (YTD Data)Rank
Total interest income$5,072,0004,325
Total interest expense$1,604,0004,399
Net interest income$3,468,0004,152
Provision for loan and lease losses$197,0005,186
Total noninterest income$497,0004,237
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$199,0004,132
Trading account gains and fees$0212
Additional Noninterest Income$298,0003,628
Total noninterest expense$3,507,0003,900
Salaries and employee benefits$2,096,0003,406
Premises and equipment expense$416,0004,145
Additional noninterest expense$995,0004,407
Pre-tax net operating income$261,0004,680
Securities gains (losses)$-107,0007,482
Applicable income taxes$04,592
Income before extraordinary items$154,0005,063
Extraordinary gains, net$027
Net income$154,0005,063
Minority interest net income$0118
Net income of bank and minority interests.$154,0005,063
Net charge-offs$3,0006,797
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$1,579,000296
Net operating income$261,0004,516
2009-06-30 (YTD Data)Rank
Total interest income$3,292,0004,444
Total interest expense$1,091,0004,479
Net interest income$2,201,0004,293
Provision for loan and lease losses$56,0005,990
Total noninterest income$315,0004,328
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$125,0004,224
Trading account gains and fees$0193
Additional Noninterest Income$190,0003,728
Total noninterest expense$2,294,0003,970
Salaries and employee benefits$1,369,0003,502
Premises and equipment expense$274,0004,203
Additional noninterest expense$651,0004,484
Pre-tax net operating income$166,0004,848
Securities gains (losses)$-134,0007,730
Applicable income taxes$04,657
Income before extraordinary items$32,0005,699
Extraordinary gains, net$021
Net income$32,0005,697
Minority interest net income$0112
Net income of bank and minority interests.$32,0005,697
Net charge-offs$3,0006,371
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$187,000484
Net operating income$166,0004,664
2009-03-31 (YTD Data)Rank
Total interest income$1,643,0004,495
Total interest expense$570,0004,477
Net interest income$1,073,0004,362
Provision for loan and lease losses$06,744
Total noninterest income$132,0004,682
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$47,0004,728
Trading account gains and fees$0171
Additional Noninterest Income$85,0003,906
Total noninterest expense$1,103,0004,019
Salaries and employee benefits$665,0003,621
Premises and equipment expense$135,0004,292
Additional noninterest expense$303,0004,378
Pre-tax net operating income$102,0005,016
Securities gains (losses)$7,0002,001
Applicable income taxes$04,835
Income before extraordinary items$109,0004,827
Extraordinary gains, net$015
Net income$109,0004,831
Minority interest net income$0102
Net income of bank and minority interests.$109,0004,830
Net charge-offs$2,0005,430
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$51,000496
Net operating income$102,0004,771
2008-12-31 (YTD Data)Rank
Total interest income$6,326,0004,785
Total interest expense$2,483,0004,762
Net interest income$3,843,0004,701
Provision for loan and lease losses$364,0004,291
Total noninterest income$493,0004,867
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$153,0005,280
Trading account gains and fees$0154
Additional Noninterest Income$340,0003,880
Total noninterest expense$4,279,0004,033
Salaries and employee benefits$2,515,0003,765
Premises and equipment expense$522,0004,344
Additional noninterest expense$1,242,0004,177
Pre-tax net operating income$-307,0006,638
Securities gains (losses)$113,0001,043
Applicable income taxes$04,979
Income before extraordinary items$-194,0006,471
Extraordinary gains, net$039
Net income$-194,0006,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,362
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$197,000782
Net operating income$-307,0006,725
2008-09-30 (YTD Data)Rank
Total interest income$4,678,0004,907
Total interest expense$1,842,0004,908
Net interest income$2,836,0004,787
Provision for loan and lease losses$329,0003,404
Total noninterest income$365,0004,999
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$111,0005,379
Trading account gains and fees$0148
Additional Noninterest Income$254,0003,993
Total noninterest expense$3,219,0004,006
Salaries and employee benefits$1,883,0003,789
Premises and equipment expense$353,0004,635
Additional noninterest expense$983,0003,917
Pre-tax net operating income$-347,0007,149
Securities gains (losses)$28,0001,801
Applicable income taxes$05,372
Income before extraordinary items$-319,0007,043
Extraordinary gains, net$031
Net income$-319,0007,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,555
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$152,000650
Net operating income$-347,0007,211
2008-06-30 (YTD Data)Rank
Total interest income$3,103,0004,979
Total interest expense$1,242,0005,022
Net interest income$1,861,0004,841
Provision for loan and lease losses$178,0003,355
Total noninterest income$219,0005,258
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$63,0005,622
Trading account gains and fees$0149
Additional Noninterest Income$156,0004,246
Total noninterest expense$2,023,0004,200
Salaries and employee benefits$1,259,0003,822
Premises and equipment expense$218,0004,891
Additional noninterest expense$546,0004,465
Pre-tax net operating income$-121,0007,232
Securities gains (losses)$28,0001,831
Applicable income taxes$05,627
Income before extraordinary items$-93,0007,241
Extraordinary gains, net$021
Net income$-93,0007,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,718
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$114,000549
Net operating income$-121,0007,258
2008-03-31 (YTD Data)Rank
Total interest income$1,568,0005,026
Total interest expense$650,0005,074
Net interest income$918,0004,891
Provision for loan and lease losses$129,0002,371
Total noninterest income$106,0005,305
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$26,0005,880
Trading account gains and fees$0158
Additional Noninterest Income$80,0004,198
Total noninterest expense$994,0004,250
Salaries and employee benefits$632,0003,817
Premises and equipment expense$109,0004,922
Additional noninterest expense$253,0004,645
Pre-tax net operating income$-99,0007,560
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-99,0007,649
Extraordinary gains, net$015
Net income$-99,0007,648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,623
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$65,000418
Net operating income$-99,0007,607
2007-12-31 (YTD Data)Rank
Total interest income$4,162,0006,151
Total interest expense$1,703,0006,173
Net interest income$2,459,0006,020
Provision for loan and lease losses$533,0002,237
Total noninterest income$460,0005,211
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$131,0005,631
Trading account gains and fees$0178
Additional Noninterest Income$329,0004,079
Total noninterest expense$3,816,0004,275
Salaries and employee benefits$2,245,0004,023
Premises and equipment expense$446,0004,696
Additional noninterest expense$1,125,0004,256
Pre-tax net operating income$-1,430,0008,176
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-1,430,0008,220
Extraordinary gains, net$039
Net income$-1,430,0008,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,321
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$15,370,000123
Net operating income$-1,430,0008,212
2007-09-30 (YTD Data)Rank
Total interest income$2,598,0006,586
Total interest expense$1,109,0006,493
Net interest income$1,489,0006,553
Provision for loan and lease losses$410,0001,819
Total noninterest income$413,0004,830
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$87,0005,844
Trading account gains and fees$0184
Additional Noninterest Income$326,0003,592
Total noninterest expense$2,636,0004,490
Salaries and employee benefits$1,573,0004,222
Premises and equipment expense$331,0004,723
Additional noninterest expense$732,0004,671
Pre-tax net operating income$-1,144,0008,324
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-1,144,0008,357
Extraordinary gains, net$033
Net income$-1,144,0008,355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$15,310,00089
Net operating income$-1,144,0008,350
2007-06-30 (YTD Data)Rank
Total interest income$1,414,0007,040
Total interest expense$615,0006,860
Net interest income$799,0007,090
Provision for loan and lease losses$241,0001,862
Total noninterest income$177,0005,825
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$43,0006,285
Trading account gains and fees$0168
Additional Noninterest Income$134,0004,530
Total noninterest expense$1,661,0004,677
Salaries and employee benefits$987,0004,448
Premises and equipment expense$207,0004,923
Additional noninterest expense$467,0004,803
Pre-tax net operating income$-926,0008,441
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-926,0008,470
Extraordinary gains, net$029
Net income$-926,0008,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$160,000492
Net operating income$-926,0008,461
2007-03-31 (YTD Data)Rank
Total interest income$573,0007,473
Total interest expense$232,0007,360
Net interest income$341,0007,438
Provision for loan and lease losses$52,0003,040
Total noninterest income$58,0006,588
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$7,0007,153
Trading account gains and fees$0195
Additional Noninterest Income$51,0005,068
Total noninterest expense$691,0005,298
Salaries and employee benefits$426,0004,962
Premises and equipment expense$76,0005,812
Additional noninterest expense$189,0005,451
Pre-tax net operating income$-344,0008,439
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-344,0008,465
Extraordinary gains, net$022
Net income$-344,0008,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$91,000373
Net operating income$-344,0008,455
2006-12-31 (YTD Data)Rank
Total interest income$570,0008,510
Total interest expense$172,0008,453
Net interest income$398,0008,494
Provision for loan and lease losses$120,0004,374
Total noninterest income$89,0007,860
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,0007,567
Trading account gains and fees$0130
Additional Noninterest Income$87,0006,557
Total noninterest expense$1,814,0006,420
Salaries and employee benefits$806,0006,935
Premises and equipment expense$111,0007,676
Additional noninterest expense$897,0004,869
Pre-tax net operating income$-1,447,0008,520
Securities gains (losses)$2,0001,439
Applicable income taxes$06,600
Income before extraordinary items$-1,445,0008,546
Extraordinary gains, net$051
Net income$-1,445,0008,545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$15,354,000130
Net operating income$-1,447,0008,537
2006-09-30 (YTD Data)Rank
Total interest income$139,0008,706
Total interest expense$26,0008,655
Net interest income$113,0008,699
Provision for loan and lease losses$66,0004,743
Total noninterest income$11,0008,538
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$07,682
Trading account gains and fees$0126
Additional Noninterest Income$11,0008,185
Total noninterest expense$915,0007,349
Salaries and employee benefits$141,0008,615
Premises and equipment expense$33,0008,464
Additional noninterest expense$741,0004,533
Pre-tax net operating income$-857,0008,550
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-857,0008,581
Extraordinary gains, net$045
Net income$-857,0008,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$15,000,00097
Net operating income$-857,0008,572

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.