Home > Reliant Bank > Income and Expense
Reliant Bank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,473,000 | 1,410 |
| Total interest expense | $404,000 | 1,714 |
| Net interest income | $4,069,000 | 1,379 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $2,030,000 | 779 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $46,000 | 3,828 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,984,000 | 571 |
| Total noninterest expense | $4,962,000 | 1,048 |
| Salaries and employee benefits | $2,837,000 | 1,001 |
| Premises and equipment expense | $805,000 | 789 |
| Additional noninterest expense | $1,320,000 | 1,202 |
| Pre-tax net operating income | $1,137,000 | 1,656 |
| Securities gains (losses) | $-396,000 | 6,400 |
| Applicable income taxes | $200,000 | 1,823 |
| Income before extraordinary items | $541,000 | 2,577 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $612,000 | 2,360 |
| Minority interest net income | $-71,000 | 6,417 |
| Net income of bank and minority interests. | $541,000 | 2,579 |
| Net charge-offs | $-55,000 | 5,976 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 605 |
| Net operating income | $830,080 | 1,809 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $17,215,000 | 1,456 |
| Total interest expense | $1,629,000 | 1,755 |
| Net interest income | $15,586,000 | 1,426 |
| Provision for loan and lease losses | $-1,500,000 | 6,393 |
| Total noninterest income | $4,465,000 | 1,185 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $184,000 | 4,050 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,281,000 | 860 |
| Total noninterest expense | $17,107,000 | 1,168 |
| Salaries and employee benefits | $10,156,000 | 1,081 |
| Premises and equipment expense | $2,952,000 | 836 |
| Additional noninterest expense | $3,999,000 | 1,568 |
| Pre-tax net operating income | $4,444,000 | 1,696 |
| Securities gains (losses) | $143,000 | 1,003 |
| Applicable income taxes | $1,876,000 | 1,028 |
| Income before extraordinary items | $2,711,000 | 2,175 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,895,000 | 1,624 |
| Minority interest net income | $-1,184,000 | 6,508 |
| Net income of bank and minority interests. | $2,711,000 | 2,174 |
| Net charge-offs | $-323,000 | 6,331 |
| Cash dividends | $782,000 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 703 |
| Net operating income | $2,619,480 | 2,180 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $12,721,000 | 1,485 |
| Total interest expense | $1,220,000 | 1,793 |
| Net interest income | $11,501,000 | 1,450 |
| Provision for loan and lease losses | $-1,250,000 | 6,484 |
| Total noninterest income | $2,015,000 | 1,700 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $129,000 | 4,220 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,886,000 | 1,247 |
| Total noninterest expense | $11,819,000 | 1,268 |
| Salaries and employee benefits | $7,103,000 | 1,149 |
| Premises and equipment expense | $2,193,000 | 848 |
| Additional noninterest expense | $2,523,000 | 1,829 |
| Pre-tax net operating income | $2,947,000 | 1,892 |
| Securities gains (losses) | $116,000 | 897 |
| Applicable income taxes | $1,477,000 | 1,014 |
| Income before extraordinary items | $1,586,000 | 2,628 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,913,000 | 1,625 |
| Minority interest net income | $-1,327,000 | 6,588 |
| Net income of bank and minority interests. | $1,586,000 | 2,628 |
| Net charge-offs | $-270,000 | 6,394 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 688 |
| Net operating income | $1,511,760 | 2,669 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,101,000 | 1,537 |
| Total interest expense | $777,000 | 1,889 |
| Net interest income | $7,324,000 | 1,502 |
| Provision for loan and lease losses | $-750,000 | 6,540 |
| Total noninterest income | $1,075,000 | 1,994 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $78,000 | 4,377 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $997,000 | 1,451 |
| Total noninterest expense | $6,925,000 | 1,399 |
| Salaries and employee benefits | $4,070,000 | 1,305 |
| Premises and equipment expense | $1,400,000 | 885 |
| Additional noninterest expense | $1,455,000 | 2,075 |
| Pre-tax net operating income | $2,224,000 | 1,664 |
| Securities gains (losses) | $106,000 | 754 |
| Applicable income taxes | $1,064,000 | 922 |
| Income before extraordinary items | $1,266,000 | 2,254 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,066,000 | 1,495 |
| Minority interest net income | $-800,000 | 6,655 |
| Net income of bank and minority interests. | $1,266,000 | 2,256 |
| Net charge-offs | $-194,000 | 6,446 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 660 |
| Net operating income | $1,198,160 | 2,295 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,974,000 | 1,560 |
| Total interest expense | $388,000 | 1,916 |
| Net interest income | $3,586,000 | 1,534 |
| Provision for loan and lease losses | $-500,000 | 6,626 |
| Total noninterest income | $478,000 | 2,104 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $39,000 | 4,359 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $439,000 | 1,538 |
| Total noninterest expense | $3,303,000 | 1,467 |
| Salaries and employee benefits | $1,864,000 | 1,428 |
| Premises and equipment expense | $700,000 | 898 |
| Additional noninterest expense | $739,000 | 2,041 |
| Pre-tax net operating income | $1,261,000 | 1,451 |
| Securities gains (losses) | $66,000 | 560 |
| Applicable income taxes | $564,000 | 847 |
| Income before extraordinary items | $763,000 | 1,887 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,074,000 | 1,410 |
| Minority interest net income | $-311,000 | 6,728 |
| Net income of bank and minority interests. | $763,000 | 1,890 |
| Net charge-offs | $-131,000 | 6,520 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 642 |
| Net operating income | $720,760 | 1,919 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $16,935,000 | 1,486 |
| Total interest expense | $1,850,000 | 1,822 |
| Net interest income | $15,085,000 | 1,437 |
| Provision for loan and lease losses | $-350,000 | 6,541 |
| Total noninterest income | $2,895,000 | 1,648 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $181,000 | 4,259 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,714,000 | 1,225 |
| Total noninterest expense | $13,874,000 | 1,418 |
| Salaries and employee benefits | $7,616,000 | 1,381 |
| Premises and equipment expense | $2,817,000 | 856 |
| Additional noninterest expense | $3,441,000 | 1,847 |
| Pre-tax net operating income | $4,456,000 | 1,566 |
| Securities gains (losses) | $31,000 | 2,112 |
| Applicable income taxes | $1,801,000 | 975 |
| Income before extraordinary items | $2,686,000 | 2,069 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,235,000 | 1,783 |
| Minority interest net income | $-549,000 | 6,807 |
| Net income of bank and minority interests. | $2,686,000 | 2,074 |
| Net charge-offs | $-1,121,000 | 6,782 |
| Cash dividends | $779,000 | 2,236 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 886 |
| Net operating income | $2,666,160 | 2,035 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,661,000 | 1,496 |
| Total interest expense | $1,426,000 | 1,832 |
| Net interest income | $11,235,000 | 1,453 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $2,165,000 | 1,689 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $136,000 | 4,298 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,029,000 | 1,257 |
| Total noninterest expense | $10,149,000 | 1,452 |
| Salaries and employee benefits | $5,542,000 | 1,426 |
| Premises and equipment expense | $2,110,000 | 866 |
| Additional noninterest expense | $2,497,000 | 1,888 |
| Pre-tax net operating income | $3,251,000 | 1,628 |
| Securities gains (losses) | $25,000 | 2,108 |
| Applicable income taxes | $1,356,000 | 1,012 |
| Income before extraordinary items | $1,920,000 | 2,206 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,366,000 | 1,861 |
| Minority interest net income | $-446,000 | 6,888 |
| Net income of bank and minority interests. | $1,920,000 | 2,212 |
| Net charge-offs | $-807,000 | 6,849 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 703 |
| Net operating income | $1,904,000 | 2,152 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,274,000 | 1,523 |
| Total interest expense | $958,000 | 1,852 |
| Net interest income | $7,316,000 | 1,473 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,365,000 | 1,775 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $104,000 | 4,042 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,261,000 | 1,345 |
| Total noninterest expense | $6,849,000 | 1,441 |
| Salaries and employee benefits | $3,707,000 | 1,417 |
| Premises and equipment expense | $1,394,000 | 879 |
| Additional noninterest expense | $1,748,000 | 1,806 |
| Pre-tax net operating income | $1,832,000 | 1,858 |
| Securities gains (losses) | $25,000 | 1,903 |
| Applicable income taxes | $798,000 | 1,106 |
| Income before extraordinary items | $1,059,000 | 2,520 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,413,000 | 2,041 |
| Minority interest net income | $-354,000 | 6,935 |
| Net income of bank and minority interests. | $1,059,000 | 2,525 |
| Net charge-offs | $-329,000 | 6,855 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 673 |
| Net operating income | $1,043,000 | 2,449 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,142,000 | 1,530 |
| Total interest expense | $498,000 | 1,844 |
| Net interest income | $3,644,000 | 1,480 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $715,000 | 1,697 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $52,000 | 4,025 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $663,000 | 1,297 |
| Total noninterest expense | $3,537,000 | 1,407 |
| Salaries and employee benefits | $1,935,000 | 1,376 |
| Premises and equipment expense | $672,000 | 918 |
| Additional noninterest expense | $930,000 | 1,719 |
| Pre-tax net operating income | $822,000 | 1,996 |
| Securities gains (losses) | $3,000 | 1,729 |
| Applicable income taxes | $379,000 | 1,129 |
| Income before extraordinary items | $446,000 | 2,813 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $653,000 | 2,109 |
| Minority interest net income | $-207,000 | 7,015 |
| Net income of bank and minority interests. | $446,000 | 2,815 |
| Net charge-offs | $-192,000 | 6,908 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 626 |
| Net operating income | $444,080 | 2,728 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $17,231,000 | 1,538 |
| Total interest expense | $2,687,000 | 1,648 |
| Net interest income | $14,544,000 | 1,507 |
| Provision for loan and lease losses | $1,350,000 | 1,431 |
| Total noninterest income | $1,727,000 | 2,402 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $196,000 | 4,298 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,531,000 | 1,829 |
| Total noninterest expense | $12,530,000 | 1,558 |
| Salaries and employee benefits | $6,204,000 | 1,631 |
| Premises and equipment expense | $2,770,000 | 871 |
| Additional noninterest expense | $3,556,000 | 1,855 |
| Pre-tax net operating income | $2,391,000 | 2,495 |
| Securities gains (losses) | $538,000 | 882 |
| Applicable income taxes | $1,300,000 | 1,223 |
| Income before extraordinary items | $1,629,000 | 2,964 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,194,000 | 2,421 |
| Minority interest net income | $-565,000 | 7,076 |
| Net income of bank and minority interests. | $1,629,000 | 2,966 |
| Net charge-offs | $3,329,000 | 795 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $3,160,000 | 125 |
| Net operating income | $1,284,680 | 3,270 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $12,959,000 | 1,564 |
| Total interest expense | $2,125,000 | 1,640 |
| Net interest income | $10,834,000 | 1,532 |
| Provision for loan and lease losses | $1,225,000 | 1,242 |
| Total noninterest income | $1,235,000 | 2,465 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $161,000 | 4,180 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,074,000 | 1,902 |
| Total noninterest expense | $9,126,000 | 1,603 |
| Salaries and employee benefits | $4,488,000 | 1,675 |
| Premises and equipment expense | $2,049,000 | 887 |
| Additional noninterest expense | $2,589,000 | 1,908 |
| Pre-tax net operating income | $1,718,000 | 2,640 |
| Securities gains (losses) | $360,000 | 963 |
| Applicable income taxes | $890,000 | 1,343 |
| Income before extraordinary items | $1,188,000 | 3,100 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,542,000 | 2,591 |
| Minority interest net income | $-354,000 | 7,175 |
| Net income of bank and minority interests. | $1,188,000 | 3,098 |
| Net charge-offs | $2,759,000 | 721 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $3,160,000 | 83 |
| Net operating income | $957,600 | 3,357 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,703,000 | 1,565 |
| Total interest expense | $1,480,000 | 1,626 |
| Net interest income | $7,223,000 | 1,537 |
| Provision for loan and lease losses | $850,000 | 1,241 |
| Total noninterest income | $1,012,000 | 2,137 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $117,000 | 4,012 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $895,000 | 1,621 |
| Total noninterest expense | $6,063,000 | 1,603 |
| Salaries and employee benefits | $2,986,000 | 1,675 |
| Premises and equipment expense | $1,360,000 | 892 |
| Additional noninterest expense | $1,717,000 | 1,927 |
| Pre-tax net operating income | $1,322,000 | 2,351 |
| Securities gains (losses) | $337,000 | 781 |
| Applicable income taxes | $608,000 | 1,309 |
| Income before extraordinary items | $1,051,000 | 2,530 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,051,000 | 2,530 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,051,000 | 2,530 |
| Net charge-offs | $1,818,000 | 743 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $3,251,000 | 59 |
| Net operating income | $835,320 | 2,805 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,391,000 | 1,569 |
| Total interest expense | $750,000 | 1,673 |
| Net interest income | $3,641,000 | 1,532 |
| Provision for loan and lease losses | $250,000 | 1,742 |
| Total noninterest income | $709,000 | 1,688 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $58,000 | 4,012 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $651,000 | 1,244 |
| Total noninterest expense | $3,122,000 | 1,565 |
| Salaries and employee benefits | $1,496,000 | 1,685 |
| Premises and equipment expense | $642,000 | 947 |
| Additional noninterest expense | $984,000 | 1,689 |
| Pre-tax net operating income | $978,000 | 1,718 |
| Securities gains (losses) | $67,000 | 1,105 |
| Applicable income taxes | $381,000 | 1,112 |
| Income before extraordinary items | $664,000 | 2,085 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $664,000 | 2,086 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $664,000 | 2,087 |
| Net charge-offs | $777,000 | 805 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 7,243 |
| Net operating income | $621,120 | 2,089 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $18,453,000 | 1,548 |
| Total interest expense | $4,168,000 | 1,454 |
| Net interest income | $14,285,000 | 1,560 |
| Provision for loan and lease losses | $6,518,000 | 637 |
| Total noninterest income | $1,876,000 | 2,106 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $239,000 | 4,052 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,637,000 | 1,547 |
| Total noninterest expense | $12,714,000 | 1,536 |
| Salaries and employee benefits | $6,155,000 | 1,593 |
| Premises and equipment expense | $2,508,000 | 994 |
| Additional noninterest expense | $4,051,000 | 1,686 |
| Pre-tax net operating income | $-3,071,000 | 6,924 |
| Securities gains (losses) | $526,000 | 769 |
| Applicable income taxes | $-1,022,000 | 7,174 |
| Income before extraordinary items | $-1,523,000 | 6,762 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,523,000 | 6,762 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,523,000 | 6,762 |
| Net charge-offs | $5,916,000 | 696 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 852 |
| Net operating income | $-1,859,640 | 6,790 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $13,957,000 | 1,554 |
| Total interest expense | $3,321,000 | 1,422 |
| Net interest income | $10,636,000 | 1,586 |
| Provision for loan and lease losses | $6,368,000 | 508 |
| Total noninterest income | $1,229,000 | 2,291 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $176,000 | 4,108 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,053,000 | 1,712 |
| Total noninterest expense | $9,356,000 | 1,562 |
| Salaries and employee benefits | $4,663,000 | 1,580 |
| Premises and equipment expense | $1,829,000 | 1,035 |
| Additional noninterest expense | $2,864,000 | 1,772 |
| Pre-tax net operating income | $-3,859,000 | 7,171 |
| Securities gains (losses) | $367,000 | 788 |
| Applicable income taxes | $-1,383,000 | 7,337 |
| Income before extraordinary items | $-2,109,000 | 7,071 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,109,000 | 7,072 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-2,109,000 | 7,072 |
| Net charge-offs | $5,564,000 | 582 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 797 |
| Net operating income | $-2,343,880 | 7,081 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,302,000 | 1,564 |
| Total interest expense | $2,294,000 | 1,427 |
| Net interest income | $7,008,000 | 1,609 |
| Provision for loan and lease losses | $5,759,000 | 374 |
| Total noninterest income | $693,000 | 2,561 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $123,000 | 3,990 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $570,000 | 1,928 |
| Total noninterest expense | $6,372,000 | 1,542 |
| Salaries and employee benefits | $3,186,000 | 1,569 |
| Premises and equipment expense | $1,170,000 | 1,087 |
| Additional noninterest expense | $2,016,000 | 1,701 |
| Pre-tax net operating income | $-4,430,000 | 7,350 |
| Securities gains (losses) | $67,000 | 1,404 |
| Applicable income taxes | $-1,724,000 | 7,449 |
| Income before extraordinary items | $-2,639,000 | 7,269 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,639,000 | 7,269 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-2,639,000 | 7,270 |
| Net charge-offs | $2,368,000 | 809 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 682 |
| Net operating income | $-2,681,880 | 7,261 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,641,000 | 1,580 |
| Total interest expense | $1,181,000 | 1,441 |
| Net interest income | $3,460,000 | 1,616 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $312,000 | 2,767 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $58,000 | 4,076 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $254,000 | 2,129 |
| Total noninterest expense | $3,350,000 | 1,477 |
| Salaries and employee benefits | $1,578,000 | 1,592 |
| Premises and equipment expense | $590,000 | 1,107 |
| Additional noninterest expense | $1,182,000 | 1,474 |
| Pre-tax net operating income | $122,000 | 4,907 |
| Securities gains (losses) | $5,000 | 1,451 |
| Applicable income taxes | $60,000 | 2,687 |
| Income before extraordinary items | $67,000 | 5,461 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $67,000 | 5,460 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $67,000 | 5,461 |
| Net charge-offs | $675,000 | 1,115 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 628 |
| Net operating income | $63,800 | 5,462 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $19,592,000 | 1,571 |
| Total interest expense | $6,329,000 | 1,310 |
| Net interest income | $13,263,000 | 1,666 |
| Provision for loan and lease losses | $6,632,000 | 915 |
| Total noninterest income | $1,200,000 | 2,917 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $273,000 | 3,822 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $927,000 | 2,272 |
| Total noninterest expense | $12,480,000 | 1,595 |
| Salaries and employee benefits | $6,229,000 | 1,569 |
| Premises and equipment expense | $2,225,000 | 1,171 |
| Additional noninterest expense | $4,026,000 | 1,792 |
| Pre-tax net operating income | $-4,649,000 | 7,079 |
| Securities gains (losses) | $286,000 | 1,299 |
| Applicable income taxes | $-1,728,000 | 7,427 |
| Income before extraordinary items | $-2,635,000 | 6,951 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,635,000 | 6,951 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,635,000 | 6,952 |
| Net charge-offs | $3,308,000 | 1,385 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,784,000 | 288 |
| Net operating income | $-2,818,040 | 6,952 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $14,888,000 | 1,585 |
| Total interest expense | $4,993,000 | 1,290 |
| Net interest income | $9,895,000 | 1,702 |
| Provision for loan and lease losses | $5,700,000 | 789 |
| Total noninterest income | $923,000 | 2,887 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $205,000 | 3,895 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $718,000 | 2,226 |
| Total noninterest expense | $9,168,000 | 1,613 |
| Salaries and employee benefits | $4,591,000 | 1,595 |
| Premises and equipment expense | $1,632,000 | 1,200 |
| Additional noninterest expense | $2,945,000 | 1,804 |
| Pre-tax net operating income | $-4,050,000 | 7,301 |
| Securities gains (losses) | $259,000 | 1,180 |
| Applicable income taxes | $-1,107,000 | 7,518 |
| Income before extraordinary items | $-2,684,000 | 7,234 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,684,000 | 7,234 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,684,000 | 7,234 |
| Net charge-offs | $2,105,000 | 1,460 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $1,782,000 | 223 |
| Net operating income | $-2,867,890 | 7,232 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,928,000 | 1,600 |
| Total interest expense | $3,436,000 | 1,303 |
| Net interest income | $6,492,000 | 1,730 |
| Provision for loan and lease losses | $1,129,000 | 1,817 |
| Total noninterest income | $743,000 | 2,485 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $141,000 | 3,819 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $602,000 | 1,853 |
| Total noninterest expense | $5,880,000 | 1,675 |
| Salaries and employee benefits | $2,976,000 | 1,663 |
| Premises and equipment expense | $1,029,000 | 1,288 |
| Additional noninterest expense | $1,875,000 | 1,862 |
| Pre-tax net operating income | $226,000 | 4,781 |
| Securities gains (losses) | $233,000 | 845 |
| Applicable income taxes | $107,000 | 2,725 |
| Income before extraordinary items | $352,000 | 4,010 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $352,000 | 4,008 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $352,000 | 4,009 |
| Net charge-offs | $1,057,000 | 1,667 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $1,749,000 | 157 |
| Net operating income | $172,590 | 4,926 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,021,000 | 1,608 |
| Total interest expense | $1,797,000 | 1,300 |
| Net interest income | $3,224,000 | 1,761 |
| Provision for loan and lease losses | $326,000 | 2,291 |
| Total noninterest income | $341,000 | 2,627 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $66,000 | 3,954 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $275,000 | 1,944 |
| Total noninterest expense | $2,954,000 | 1,693 |
| Salaries and employee benefits | $1,464,000 | 1,710 |
| Premises and equipment expense | $446,000 | 1,513 |
| Additional noninterest expense | $1,044,000 | 1,682 |
| Pre-tax net operating income | $285,000 | 3,442 |
| Securities gains (losses) | $23,000 | 1,463 |
| Applicable income taxes | $119,000 | 1,952 |
| Income before extraordinary items | $189,000 | 3,991 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $189,000 | 3,990 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $189,000 | 3,990 |
| Net charge-offs | $706,000 | 1,318 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $1,374,000 | 106 |
| Net operating income | $174,280 | 4,028 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $19,585,000 | 1,746 |
| Total interest expense | $8,553,000 | 1,408 |
| Net interest income | $11,032,000 | 1,995 |
| Provision for loan and lease losses | $3,274,000 | 1,863 |
| Total noninterest income | $1,197,000 | 2,987 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $246,000 | 4,261 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $951,000 | 2,208 |
| Total noninterest expense | $10,750,000 | 1,896 |
| Salaries and employee benefits | $5,262,000 | 1,880 |
| Premises and equipment expense | $1,629,000 | 1,662 |
| Additional noninterest expense | $3,859,000 | 1,904 |
| Pre-tax net operating income | $-1,795,000 | 6,564 |
| Securities gains (losses) | $1,441,000 | 363 |
| Applicable income taxes | $-1,761,000 | 7,480 |
| Income before extraordinary items | $1,407,000 | 2,223 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,407,000 | 2,221 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,407,000 | 2,222 |
| Net charge-offs | $653,000 | 3,451 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $4,709,000 | 193 |
| Net operating income | $484,760 | 3,845 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,535,000 | 1,911 |
| Total interest expense | $6,394,000 | 1,475 |
| Net interest income | $7,141,000 | 2,292 |
| Provision for loan and lease losses | $537,000 | 3,699 |
| Total noninterest income | $1,136,000 | 2,591 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $179,000 | 4,331 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $957,000 | 1,881 |
| Total noninterest expense | $7,382,000 | 2,041 |
| Salaries and employee benefits | $3,798,000 | 1,956 |
| Premises and equipment expense | $1,094,000 | 1,862 |
| Additional noninterest expense | $2,490,000 | 2,120 |
| Pre-tax net operating income | $358,000 | 4,328 |
| Securities gains (losses) | $320,000 | 958 |
| Applicable income taxes | $-1,314,000 | 7,627 |
| Income before extraordinary items | $1,992,000 | 1,337 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,992,000 | 1,335 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,992,000 | 1,337 |
| Net charge-offs | $323,000 | 3,613 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $1,545,000 | 299 |
| Net operating income | $1,672,000 | 1,559 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,581,000 | 2,042 |
| Total interest expense | $4,236,000 | 1,553 |
| Net interest income | $4,345,000 | 2,484 |
| Provision for loan and lease losses | $493,000 | 2,991 |
| Total noninterest income | $840,000 | 2,451 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $103,000 | 4,607 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $737,000 | 1,753 |
| Total noninterest expense | $4,763,000 | 2,120 |
| Salaries and employee benefits | $2,414,000 | 2,090 |
| Premises and equipment expense | $689,000 | 1,994 |
| Additional noninterest expense | $1,660,000 | 2,138 |
| Pre-tax net operating income | $-71,000 | 6,026 |
| Securities gains (losses) | $248,000 | 882 |
| Applicable income taxes | $-1,461,000 | 7,836 |
| Income before extraordinary items | $1,638,000 | 1,160 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,638,000 | 1,160 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,638,000 | 1,160 |
| Net charge-offs | $258,000 | 3,121 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $1,523,000 | 241 |
| Net operating income | $1,390,000 | 1,322 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,179,000 | 2,131 |
| Total interest expense | $2,117,000 | 1,601 |
| Net interest income | $2,062,000 | 2,633 |
| Provision for loan and lease losses | $211,000 | 2,772 |
| Total noninterest income | $234,000 | 3,510 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $53,000 | 4,479 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $181,000 | 2,649 |
| Total noninterest expense | $2,208,000 | 2,218 |
| Salaries and employee benefits | $1,216,000 | 2,100 |
| Premises and equipment expense | $346,000 | 2,021 |
| Additional noninterest expense | $646,000 | 2,400 |
| Pre-tax net operating income | $-123,000 | 6,718 |
| Securities gains (losses) | $219,000 | 629 |
| Applicable income taxes | $11,000 | 3,919 |
| Income before extraordinary items | $85,000 | 5,154 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $85,000 | 5,158 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $85,000 | 5,157 |
| Net charge-offs | $61,000 | 3,361 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 139 |
| Net operating income | $-109,910 | 6,740 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,090,000 | 2,447 |
| Total interest expense | $8,249,000 | 1,906 |
| Net interest income | $6,841,000 | 3,118 |
| Provision for loan and lease losses | $1,646,000 | 2,040 |
| Total noninterest income | $639,000 | 4,333 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $142,000 | 5,412 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $497,000 | 3,178 |
| Total noninterest expense | $7,102,000 | 2,651 |
| Salaries and employee benefits | $4,017,000 | 2,495 |
| Premises and equipment expense | $1,374,000 | 1,984 |
| Additional noninterest expense | $1,711,000 | 3,282 |
| Pre-tax net operating income | $-1,268,000 | 7,130 |
| Securities gains (losses) | $687,000 | 291 |
| Applicable income taxes | $21,000 | 4,257 |
| Income before extraordinary items | $-602,000 | 6,768 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-602,000 | 6,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $374,000 | 3,213 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $2,485,000 | 304 |
| Net operating income | $-1,289,000 | 7,240 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,931,000 | 2,590 |
| Total interest expense | $6,172,000 | 2,007 |
| Net interest income | $4,759,000 | 3,346 |
| Provision for loan and lease losses | $1,063,000 | 1,765 |
| Total noninterest income | $533,000 | 4,198 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $92,000 | 5,656 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $441,000 | 3,011 |
| Total noninterest expense | $5,108,000 | 2,731 |
| Salaries and employee benefits | $2,907,000 | 2,613 |
| Premises and equipment expense | $988,000 | 2,066 |
| Additional noninterest expense | $1,213,000 | 3,363 |
| Pre-tax net operating income | $-879,000 | 7,464 |
| Securities gains (losses) | $605,000 | 276 |
| Applicable income taxes | $13,000 | 4,781 |
| Income before extraordinary items | $-287,000 | 7,007 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-287,000 | 7,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 2,401 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $1,954,000 | 234 |
| Net operating income | $-892,000 | 7,571 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,993,000 | 2,725 |
| Total interest expense | $4,080,000 | 2,094 |
| Net interest income | $2,913,000 | 3,573 |
| Provision for loan and lease losses | $748,000 | 1,474 |
| Total noninterest income | $346,000 | 4,306 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $50,000 | 5,955 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $296,000 | 3,040 |
| Total noninterest expense | $3,366,000 | 2,763 |
| Salaries and employee benefits | $1,946,000 | 2,632 |
| Premises and equipment expense | $659,000 | 2,057 |
| Additional noninterest expense | $761,000 | 3,483 |
| Pre-tax net operating income | $-855,000 | 7,826 |
| Securities gains (losses) | $484,000 | 325 |
| Applicable income taxes | $5,000 | 5,215 |
| Income before extraordinary items | $-376,000 | 7,599 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-376,000 | 7,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,179 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $1,907,000 | 161 |
| Net operating income | $-860,000 | 7,911 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,499,000 | 2,787 |
| Total interest expense | $2,115,000 | 2,145 |
| Net interest income | $1,384,000 | 3,689 |
| Provision for loan and lease losses | $303,000 | 1,365 |
| Total noninterest income | $137,000 | 4,813 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $21,000 | 6,186 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $116,000 | 3,501 |
| Total noninterest expense | $1,656,000 | 2,790 |
| Salaries and employee benefits | $968,000 | 2,658 |
| Premises and equipment expense | $343,000 | 1,985 |
| Additional noninterest expense | $345,000 | 3,719 |
| Pre-tax net operating income | $-438,000 | 8,038 |
| Securities gains (losses) | $333,000 | 310 |
| Applicable income taxes | $11,000 | 4,747 |
| Income before extraordinary items | $-116,000 | 7,697 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-116,000 | 7,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 2,428 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $1,843,000 | 78 |
| Net operating income | $-449,000 | 8,102 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,480,000 | 3,406 |
| Total interest expense | $6,537,000 | 2,792 |
| Net interest income | $4,943,000 | 4,034 |
| Provision for loan and lease losses | $1,076,000 | 1,352 |
| Total noninterest income | $370,000 | 5,653 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $70,000 | 6,442 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $300,000 | 4,240 |
| Total noninterest expense | $5,398,000 | 3,244 |
| Salaries and employee benefits | $2,970,000 | 3,247 |
| Premises and equipment expense | $1,175,000 | 2,209 |
| Additional noninterest expense | $1,253,000 | 3,952 |
| Pre-tax net operating income | $-1,161,000 | 8,096 |
| Securities gains (losses) | $-6,000 | 7,432 |
| Applicable income taxes | $14,000 | 5,548 |
| Income before extraordinary items | $-1,181,000 | 8,159 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,181,000 | 8,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,888 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $10,594,000 | 173 |
| Net operating income | $-1,175,000 | 8,147 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,046,000 | 3,594 |
| Total interest expense | $4,507,000 | 2,995 |
| Net interest income | $3,539,000 | 4,185 |
| Provision for loan and lease losses | $708,000 | 1,190 |
| Total noninterest income | $283,000 | 5,655 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $58,000 | 6,367 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $225,000 | 4,269 |
| Total noninterest expense | $3,776,000 | 3,403 |
| Salaries and employee benefits | $2,065,000 | 3,437 |
| Premises and equipment expense | $824,000 | 2,340 |
| Additional noninterest expense | $887,000 | 4,056 |
| Pre-tax net operating income | $-662,000 | 8,168 |
| Securities gains (losses) | $-9,000 | 7,750 |
| Applicable income taxes | $27,000 | 5,314 |
| Income before extraordinary items | $-698,000 | 8,230 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-698,000 | 8,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,157 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $719,000 | 358 |
| Net operating income | $-689,000 | 8,216 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,781,000 | 3,908 |
| Total interest expense | $2,535,000 | 3,420 |
| Net interest income | $2,246,000 | 4,354 |
| Provision for loan and lease losses | $459,000 | 1,101 |
| Total noninterest income | $188,000 | 5,705 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $32,000 | 6,601 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $156,000 | 4,242 |
| Total noninterest expense | $2,340,000 | 3,649 |
| Salaries and employee benefits | $1,293,000 | 3,652 |
| Premises and equipment expense | $492,000 | 2,623 |
| Additional noninterest expense | $555,000 | 4,247 |
| Pre-tax net operating income | $-365,000 | 8,201 |
| Securities gains (losses) | $-9,000 | 7,974 |
| Applicable income taxes | $18,000 | 5,393 |
| Income before extraordinary items | $-392,000 | 8,261 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-392,000 | 8,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,311 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 915 |
| Net operating income | $-383,000 | 8,248 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,160,000 | 4,173 |
| Total interest expense | $1,120,000 | 3,716 |
| Net interest income | $1,040,000 | 4,569 |
| Provision for loan and lease losses | $231,000 | 1,037 |
| Total noninterest income | $106,000 | 5,403 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $11,000 | 6,918 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $95,000 | 3,842 |
| Total noninterest expense | $1,010,000 | 4,112 |
| Salaries and employee benefits | $580,000 | 3,979 |
| Premises and equipment expense | $175,000 | 3,465 |
| Additional noninterest expense | $255,000 | 4,475 |
| Pre-tax net operating income | $-95,000 | 8,143 |
| Securities gains (losses) | $-9,000 | 8,245 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-104,000 | 8,184 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-104,000 | 8,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 684 |
| Net operating income | $-95,000 | 8,161 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,439,000 | 5,864 |
| Total interest expense | $1,943,000 | 5,490 |
| Net interest income | $2,496,000 | 6,028 |
| Provision for loan and lease losses | $935,000 | 1,106 |
| Total noninterest income | $231,000 | 6,672 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $22,000 | 7,249 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $209,000 | 5,041 |
| Total noninterest expense | $3,189,000 | 4,690 |
| Salaries and employee benefits | $1,820,000 | 4,580 |
| Premises and equipment expense | $238,000 | 6,334 |
| Additional noninterest expense | $1,131,000 | 4,121 |
| Pre-tax net operating income | $-1,397,000 | 8,511 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,397,000 | 8,538 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,397,000 | 8,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $19,119,000 | 88 |
| Net operating income | $-1,397,000 | 8,530 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,645,000 | 6,423 |
| Total interest expense | $1,014,000 | 6,291 |
| Net interest income | $1,631,000 | 6,431 |
| Provision for loan and lease losses | $725,000 | 1,017 |
| Total noninterest income | $145,000 | 7,026 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $15,000 | 7,348 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $130,000 | 5,386 |
| Total noninterest expense | $2,873,000 | 4,100 |
| Salaries and employee benefits | $1,250,000 | 4,840 |
| Premises and equipment expense | $288,000 | 5,085 |
| Additional noninterest expense | $1,335,000 | 2,837 |
| Pre-tax net operating income | $-1,822,000 | 8,689 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-1,822,000 | 8,698 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,822,000 | 8,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $19,736,000 | 57 |
| Net operating income | $-1,822,000 | 8,689 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,155,000 | 7,338 |
| Total interest expense | $296,000 | 7,721 |
| Net interest income | $859,000 | 7,021 |
| Provision for loan and lease losses | $548,000 | 907 |
| Total noninterest income | $73,000 | 7,453 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $4,000 | 7,559 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $69,000 | 5,814 |
| Total noninterest expense | $2,100,000 | 3,852 |
| Salaries and employee benefits | $828,000 | 4,887 |
| Premises and equipment expense | $207,000 | 4,829 |
| Additional noninterest expense | $1,065,000 | 2,424 |
| Pre-tax net operating income | $-1,716,000 | 8,747 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-1,716,000 | 8,749 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,716,000 | 8,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $19,731,000 | 31 |
| Net operating income | $-1,716,000 | 8,738 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $338,000 | 8,141 |
| Total interest expense | $51,000 | 8,521 |
| Net interest income | $287,000 | 7,791 |
| Provision for loan and lease losses | $184,000 | 1,217 |
| Total noninterest income | $10,000 | 8,429 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,545 |
| Total noninterest expense | $1,180,000 | 3,523 |
| Salaries and employee benefits | $397,000 | 5,037 |
| Premises and equipment expense | $104,000 | 4,836 |
| Additional noninterest expense | $679,000 | 1,923 |
| Pre-tax net operating income | $-1,067,000 | 8,759 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-1,067,000 | 8,763 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,067,000 | 8,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $19,065,000 | 9 |
| Net operating income | $-1,067,000 | 8,752 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.