Home > Reliant Bank > Net charge- offs to loans
Reliant Bank, Net charge- offs to loans
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0643% | 5,653 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0177% | 5,267 |
| Percentage Net Loans Charged-off:Construction & development | -0.0110% | 4,961 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 5,312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0370% | 5,636 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0615% | 4,409 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0247% | 5,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2343% | 5,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1452% | 2,163 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1452% | 2,035 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1016% | 6,114 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1238% | 6,148 |
| Percentage Net Loans Charged-off:Construction & development | -0.3485% | 5,522 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0494% | 5,845 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1354% | 6,165 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0760% | 4,552 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1699% | 6,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2174% | 5,634 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3306% | 670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3306% | 603 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1156% | 6,184 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1617% | 6,266 |
| Percentage Net Loans Charged-off:Construction & development | -0.4778% | 5,648 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0653% | 5,955 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1698% | 6,249 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0773% | 4,582 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2262% | 6,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2166% | 5,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8226% | 417 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8226% | 375 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1286% | 6,219 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2324% | 6,391 |
| Percentage Net Loans Charged-off:Construction & development | -0.7393% | 5,763 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0862% | 6,085 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2419% | 6,377 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0693% | 4,594 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3664% | 6,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1710% | 5,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6538% | 272 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6538% | 245 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3333% | 306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1794% | 6,350 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4293% | 6,532 |
| Percentage Net Loans Charged-off:Construction & development | -1.5290% | 5,904 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1086% | 6,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4646% | 6,516 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0909% | 4,659 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7825% | 6,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1696% | 5,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4419% | 112 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.4419% | 101 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3333% | 284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3861% | 6,702 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3898% | 6,659 |
| Percentage Net Loans Charged-off:Construction & development | -1.2753% | 6,014 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1100% | 6,353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5313% | 6,641 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5465% | 4,958 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5179% | 6,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4362% | 6,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1797% | 3,254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1797% | 3,111 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3701% | 6,751 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4306% | 6,727 |
| Percentage Net Loans Charged-off:Construction & development | -0.6454% | 5,942 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1255% | 6,438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7681% | 6,727 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9179% | 5,017 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6352% | 6,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2735% | 6,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2395% | 2,709 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2395% | 2,557 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2284% | 6,698 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2270% | 6,688 |
| Percentage Net Loans Charged-off:Construction & development | -0.8718% | 6,036 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0286% | 6,228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3419% | 6,685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2673% | 799 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8963% | 6,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3010% | 6,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3741% | 2,071 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3741% | 1,942 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2650% | 6,744 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3717% | 6,796 |
| Percentage Net Loans Charged-off:Construction & development | -0.1093% | 5,785 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0457% | 6,424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8143% | 6,825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5942% | 449 |
| All other 1-4 family - Percent of loans charged-off, net | -2.0882% | 6,866 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1637% | 882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8730% | 1,169 |
| Percentage Net Loans Charged-off:Construction & development | 1.0492% | 1,465 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1745% | 6,761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9233% | 360 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1368% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7008% | 471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2113% | 769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0645% | 4,176 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0645% | 4,007 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2939% | 730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7755% | 1,289 |
| Percentage Net Loans Charged-off:Construction & development | 2.2558% | 965 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2263% | 6,856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4061% | 579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2210% | 1,225 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6854% | 255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1197% | 507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0581% | 3,942 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0581% | 3,763 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2767% | 841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3417% | 2,299 |
| Percentage Net Loans Charged-off:Construction & development | 2.0612% | 946 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2776% | 6,931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4900% | 1,682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3512% | 966 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6382% | 1,326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5692% | 353 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0649% | 5,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0649% | 5,816 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0950% | 942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3972% | 1,848 |
| Percentage Net Loans Charged-off:Construction & development | -0.6467% | 6,346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0091% | 6,505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0861% | 803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9744% | 512 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2053% | 717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6894% | 414 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1492% | 6,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1492% | 5,926 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0068% | 687 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4495% | 467 |
| Percentage Net Loans Charged-off:Construction & development | 7.8881% | 607 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0405% | 1,199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2084% | 473 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9013% | 478 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5796% | 417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4792% | 2,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0405% | 1,615 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0342% | 1,398 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4937% | 437 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8450% | 328 |
| Percentage Net Loans Charged-off:Construction & development | 10.2198% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4078% | 785 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0132% | 516 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1394% | 383 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8568% | 593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2917% | 1,500 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4148% | 1,104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4041% | 916 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5777% | 932 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8645% | 700 |
| Percentage Net Loans Charged-off:Construction & development | 4.0009% | 964 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5974% | 1,384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4244% | 409 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1326% | 400 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7900% | 347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4354% | 2,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8910% | 796 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8716% | 633 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8881% | 1,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0211% | 1,182 |
| Percentage Net Loans Charged-off:Construction & development | 1.4758% | 1,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2504% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7359% | 1,213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8587% | 602 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5854% | 1,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0067% | 2,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5870% | 397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5367% | 304 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0166% | 2,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8615% | 2,141 |
| Percentage Net Loans Charged-off:Construction & development | 1.3961% | 2,319 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0152% | 1,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5513% | 2,148 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0648% | 5,528 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2408% | 1,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4908% | 2,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4823% | 842 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8525% | 2,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7446% | 2,156 |
| Percentage Net Loans Charged-off:Construction & development | 1.7425% | 1,939 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7062% | 1,456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3540% | 2,528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2341% | 1,402 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4862% | 2,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9960% | 2,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3440% | 536 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6396% | 2,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3133% | 3,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.3586% | 2,354 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1415% | 2,167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4467% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3526% | 1,075 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5495% | 1,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5227% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2525% | 305 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8504% | 1,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7611% | 1,636 |
| Percentage Net Loans Charged-off:Construction & development | 0.6802% | 1,610 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2951% | 1,301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2088% | 885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7116% | 642 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7426% | 635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0202% | 2,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.6919% | 139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2240% | 5,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1497% | 4,443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0455% | 3,415 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0201% | 3,282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3327% | 2,643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5729% | 1,154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1063% | 3,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4984% | 3,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.6667% | 435 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1531% | 5,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1963% | 3,621 |
| Percentage Net Loans Charged-off:Construction & development | 0.5403% | 2,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0288% | 2,657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0697% | 3,739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1332% | 3,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.4433% | 373 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1941% | 4,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2492% | 2,898 |
| Percentage Net Loans Charged-off:Construction & development | 0.6481% | 2,000 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1162% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2181% | 2,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.6667% | 260 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0933% | 4,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1162% | 2,783 |
| Percentage Net Loans Charged-off:Construction & development | 0.3582% | 1,558 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.6667% | 231 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1889% | 4,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2042% | 2,845 |
| Percentage Net Loans Charged-off:Construction & development | 0.4436% | 2,066 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1238% | 2,657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2169% | 1,974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9600% | 2,373 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3333% | 669 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2491% | 2,908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2623% | 1,830 |
| Percentage Net Loans Charged-off:Construction & development | 0.4571% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2670% | 1,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4606% | 911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2957% | 1,424 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3330% | 565 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2408% | 2,461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2212% | 1,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.1983% | 1,320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4369% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7201% | 518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7647% | 908 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0000% | 404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1247% | 2,740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0842% | 1,811 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2709% | 902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4063% | 660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5252% | 1,029 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0823% | 4,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1029% | 2,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.1750% | 1,040 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0420% | 4,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0515% | 2,067 |
| Percentage Net Loans Charged-off:Construction & development | 0.0827% | 787 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0693% | 3,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0838% | 1,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.1302% | 480 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |