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Reliance Savings Bank, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$19,427,0001,516
Total interest expense$2,837,000966
Net interest income$16,590,0001,594
Provision for loan and lease losses$-300,0004,359
Total noninterest income$6,029,0001,164
Gross Fiduciary activities income$0994
Service charges on deposit accounts$488,0001,633
Trading account gains and feesNANA
Additional Noninterest Income$5,541,000990
Total noninterest expense$15,543,0001,406
Salaries and employee benefits$8,463,0001,497
Premises and equipment expense$1,306,0001,704
Additional noninterest expense$5,774,0001,171
Pre-tax net operating income$7,376,0001,571
Securities gains (losses)$-1,0004,253
Applicable income taxes$1,579,0001,271
Income before extraordinary items$5,796,0001,701
Extraordinary gains, net$010
Net income$5,796,0001,700
Minority interest net income$074
Net income of bank and minority interests.$5,796,0001,701
Net charge-offs$211,0001,004
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,796,7901,671
2021-09-30 (YTD Data)Rank
Total interest income$14,586,0001,542
Total interest expense$2,181,000990
Net interest income$12,405,0001,624
Provision for loan and lease losses$200,0001,464
Total noninterest income$4,899,0001,132
Gross Fiduciary activities income$0957
Service charges on deposit accounts$353,0001,662
Trading account gains and feesNANA
Additional Noninterest Income$4,546,000955
Total noninterest expense$11,290,0001,460
Salaries and employee benefits$6,352,0001,494
Premises and equipment expense$911,0001,826
Additional noninterest expense$4,027,0001,249
Pre-tax net operating income$5,814,0001,590
Securities gains (losses)$02,015
Applicable income taxes$1,189,0001,339
Income before extraordinary items$4,625,0001,697
Extraordinary gains, net$08
Net income$4,625,0001,696
Minority interest net income$069
Net income of bank and minority interests.$4,625,0001,697
Net charge-offs$237,000728
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,625,0001,672
2021-06-30 (YTD Data)Rank
Total interest income$9,671,0001,544
Total interest expense$1,478,0001,021
Net interest income$8,193,0001,620
Provision for loan and lease losses$200,0001,183
Total noninterest income$3,560,0001,066
Gross Fiduciary activities income$0951
Service charges on deposit accounts$224,0001,659
Trading account gains and feesNANA
Additional Noninterest Income$3,336,000896
Total noninterest expense$7,488,0001,455
Salaries and employee benefits$4,233,0001,486
Premises and equipment expense$630,0001,784
Additional noninterest expense$2,625,0001,258
Pre-tax net operating income$4,065,0001,505
Securities gains (losses)$01,818
Applicable income taxes$809,0001,312
Income before extraordinary items$3,256,0001,618
Extraordinary gains, net$06
Net income$3,256,0001,618
Minority interest net income$067
Net income of bank and minority interests.$3,256,0001,618
Net charge-offs$186,000674
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,256,0001,591
2021-03-31 (YTD Data)Rank
Total interest income$4,876,0001,542
Total interest expense$766,0001,036
Net interest income$4,110,0001,610
Provision for loan and lease losses$100,0001,234
Total noninterest income$2,107,000966
Gross Fiduciary activities income$0922
Service charges on deposit accounts$113,0001,648
Trading account gains and feesNANA
Additional Noninterest Income$1,994,000822
Total noninterest expense$3,827,0001,422
Salaries and employee benefits$2,224,0001,420
Premises and equipment expense$320,0001,757
Additional noninterest expense$1,283,0001,268
Pre-tax net operating income$2,290,0001,381
Securities gains (losses)$01,392
Applicable income taxes$470,0001,181
Income before extraordinary items$1,820,0001,491
Extraordinary gains, net$03
Net income$1,820,0001,491
Minority interest net income$055
Net income of bank and minority interests.$1,820,0001,491
Net charge-offs$112,000587
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,820,0001,454
2020-12-31 (YTD Data)Rank
Total interest income$20,407,0001,472
Total interest expense$4,648,0001,019
Net interest income$15,759,0001,588
Provision for loan and lease losses$1,689,0001,170
Total noninterest income$7,390,000989
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$454,0001,720
Trading account gains and feesNANA
Additional Noninterest Income$6,936,000818
Total noninterest expense$15,353,0001,383
Salaries and employee benefits$8,910,0001,385
Premises and equipment expense$1,153,0001,848
Additional noninterest expense$5,290,0001,212
Pre-tax net operating income$6,107,0001,540
Securities gains (losses)$473,000623
Applicable income taxes$1,371,0001,204
Income before extraordinary items$5,209,0001,584
Extraordinary gains, net$04
Net income$5,209,0001,584
Minority interest net income$072
Net income of bank and minority interests.$5,209,0001,584
Net charge-offs$100,0002,002
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,835,3301,632
2020-09-30 (YTD Data)Rank
Total interest income$15,386,0001,470
Total interest expense$3,692,0001,030
Net interest income$11,694,0001,585
Provision for loan and lease losses$1,389,0001,127
Total noninterest income$5,320,000989
Gross Fiduciary activities income$0981
Service charges on deposit accounts$329,0001,760
Trading account gains and feesNANA
Additional Noninterest Income$4,991,000813
Total noninterest expense$11,026,0001,411
Salaries and employee benefits$6,553,0001,390
Premises and equipment expense$787,0001,961
Additional noninterest expense$3,686,0001,276
Pre-tax net operating income$4,599,0001,503
Securities gains (losses)$511,000484
Applicable income taxes$961,0001,213
Income before extraordinary items$4,149,0001,471
Extraordinary gains, net$04
Net income$4,149,0001,472
Minority interest net income$065
Net income of bank and minority interests.$4,149,0001,472
Net charge-offs$99,0001,674
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,735,0901,558
2020-06-30 (YTD Data)Rank
Total interest income$10,420,0001,467
Total interest expense$2,585,0001,053
Net interest income$7,835,0001,576
Provision for loan and lease losses$1,089,0001,033
Total noninterest income$2,565,0001,151
Gross Fiduciary activities income$0970
Service charges on deposit accounts$210,0001,845
Trading account gains and feesNANA
Additional Noninterest Income$2,355,000957
Total noninterest expense$7,018,0001,456
Salaries and employee benefits$4,178,0001,434
Premises and equipment expense$484,0002,069
Additional noninterest expense$2,356,0001,313
Pre-tax net operating income$2,293,0001,813
Securities gains (losses)$494,000371
Applicable income taxes$517,0001,319
Income before extraordinary items$2,270,0001,657
Extraordinary gains, net$04
Net income$2,270,0001,658
Minority interest net income$065
Net income of bank and minority interests.$2,270,0001,658
Net charge-offs$85,0001,443
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,869,8601,892
2020-03-31 (YTD Data)Rank
Total interest income$5,266,0001,446
Total interest expense$1,379,0001,095
Net interest income$3,887,0001,537
Provision for loan and lease losses$373,0001,065
Total noninterest income$962,0001,322
Gross Fiduciary activities income$0941
Service charges on deposit accounts$134,0001,756
Trading account gains and feesNANA
Additional Noninterest Income$828,0001,111
Total noninterest expense$3,571,0001,451
Salaries and employee benefits$2,143,0001,420
Premises and equipment expense$239,0002,107
Additional noninterest expense$1,189,0001,317
Pre-tax net operating income$905,0001,982
Securities gains (losses)$293,000291
Applicable income taxes$234,0001,266
Income before extraordinary items$964,0001,716
Extraordinary gains, net$04
Net income$964,0001,717
Minority interest net income$056
Net income of bank and minority interests.$964,0001,717
Net charge-offs$43,0001,266
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$729,6002,076
2019-12-31 (YTD Data)Rank
Total interest income$21,938,0001,408
Total interest expense$6,376,0001,006
Net interest income$15,562,0001,540
Provision for loan and lease losses$1,186,000810
Total noninterest income$3,775,0001,369
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$579,0001,717
Trading account gains and feesNANA
Additional Noninterest Income$3,196,0001,151
Total noninterest expense$13,863,0001,445
Salaries and employee benefits$7,926,0001,463
Premises and equipment expense$973,0002,073
Additional noninterest expense$4,964,0001,255
Pre-tax net operating income$4,288,0001,959
Securities gains (losses)$120,000835
Applicable income taxes$828,0001,574
Income before extraordinary items$3,580,0002,049
Extraordinary gains, net$011
Net income$3,580,0002,051
Minority interest net income$076
Net income of bank and minority interests.$3,580,0002,051
Net charge-offs$2,002,000418
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,482,8002,054
2019-09-30 (YTD Data)Rank
Total interest income$16,440,0001,414
Total interest expense$4,721,0001,022
Net interest income$11,719,0001,551
Provision for loan and lease losses$1,039,000669
Total noninterest income$2,774,0001,380
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$429,0001,737
Trading account gains and feesNANA
Additional Noninterest Income$2,345,0001,163
Total noninterest expense$10,605,0001,441
Salaries and employee benefits$6,270,0001,414
Premises and equipment expense$719,0002,106
Additional noninterest expense$3,616,0001,287
Pre-tax net operating income$2,849,0002,178
Securities gains (losses)$116,000728
Applicable income taxes$519,0001,762
Income before extraordinary items$2,446,0002,233
Extraordinary gains, net$011
Net income$2,446,0002,233
Minority interest net income$072
Net income of bank and minority interests.$2,446,0002,234
Net charge-offs$2,011,000308
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,350,8802,246
2019-06-30 (YTD Data)Rank
Total interest income$10,947,0001,414
Total interest expense$3,093,0001,014
Net interest income$7,854,0001,554
Provision for loan and lease losses$744,000631
Total noninterest income$1,717,0001,424
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$279,0001,754
Trading account gains and feesNANA
Additional Noninterest Income$1,438,0001,196
Total noninterest expense$7,091,0001,439
Salaries and employee benefits$4,190,0001,409
Premises and equipment expense$482,0002,113
Additional noninterest expense$2,419,0001,301
Pre-tax net operating income$1,736,0002,278
Securities gains (losses)$26,000950
Applicable income taxes$297,0001,871
Income before extraordinary items$1,465,0002,360
Extraordinary gains, net$011
Net income$1,465,0002,360
Minority interest net income$069
Net income of bank and minority interests.$1,465,0002,360
Net charge-offs$2,028,000228
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,443,4202,352
2019-03-31 (YTD Data)Rank
Total interest income$5,438,0001,419
Total interest expense$1,500,0001,020
Net interest income$3,938,0001,557
Provision for loan and lease losses$344,000620
Total noninterest income$714,0001,544
Gross Fiduciary activities income$0972
Service charges on deposit accounts$138,0001,757
Trading account gains and feesNANA
Additional Noninterest Income$576,0001,318
Total noninterest expense$3,566,0001,441
Salaries and employee benefits$2,127,0001,386
Premises and equipment expense$244,0002,114
Additional noninterest expense$1,195,0001,300
Pre-tax net operating income$742,0002,489
Securities gains (losses)$1,0001,020
Applicable income taxes$118,0002,032
Income before extraordinary items$625,0002,555
Extraordinary gains, net$05
Net income$625,0002,554
Minority interest net income$052
Net income of bank and minority interests.$625,0002,554
Net charge-offs$58,0001,135
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$624,1602,545
2018-12-31 (YTD Data)Rank
Total interest income$19,006,0001,513
Total interest expense$4,338,0001,057
Net interest income$14,668,0001,639
Provision for loan and lease losses$900,000959
Total noninterest income$3,476,0001,394
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$589,0001,757
Trading account gains and feesNANA
Additional Noninterest Income$2,887,0001,169
Total noninterest expense$13,686,0001,453
Salaries and employee benefits$8,069,0001,412
Premises and equipment expense$1,011,0002,042
Additional noninterest expense$4,606,0001,337
Pre-tax net operating income$3,558,0002,258
Securities gains (losses)$24,000542
Applicable income taxes$778,0001,606
Income before extraordinary items$2,804,0002,420
Extraordinary gains, net$06
Net income$2,804,0002,418
Minority interest net income$072
Net income of bank and minority interests.$2,804,0002,419
Net charge-offs$71,0002,395
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,785,0402,428
2018-09-30 (YTD Data)Rank
Total interest income$13,707,0001,550
Total interest expense$2,993,0001,069
Net interest income$10,714,0001,678
Provision for loan and lease losses$625,000956
Total noninterest income$2,499,0001,449
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$439,0001,783
Trading account gains and feesNANA
Additional Noninterest Income$2,060,0001,235
Total noninterest expense$10,266,0001,457
Salaries and employee benefits$6,005,0001,414
Premises and equipment expense$762,0002,033
Additional noninterest expense$3,499,0001,324
Pre-tax net operating income$2,322,0002,495
Securities gains (losses)$01,118
Applicable income taxes$389,0002,004
Income before extraordinary items$1,933,0002,578
Extraordinary gains, net$05
Net income$1,933,0002,578
Minority interest net income$066
Net income of bank and minority interests.$1,933,0002,577
Net charge-offs$68,0002,001
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,933,0002,564
2018-06-30 (YTD Data)Rank
Total interest income$8,794,0001,586
Total interest expense$1,810,0001,100
Net interest income$6,984,0001,710
Provision for loan and lease losses$310,0001,142
Total noninterest income$1,627,0001,477
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$287,0001,809
Trading account gains and feesNANA
Additional Noninterest Income$1,340,0001,254
Total noninterest expense$6,967,0001,449
Salaries and employee benefits$4,101,0001,393
Premises and equipment expense$523,0002,009
Additional noninterest expense$2,343,0001,327
Pre-tax net operating income$1,334,0002,708
Securities gains (losses)$0961
Applicable income taxes$215,0002,158
Income before extraordinary items$1,119,0002,787
Extraordinary gains, net$06
Net income$1,119,0002,786
Minority interest net income$065
Net income of bank and minority interests.$1,119,0002,786
Net charge-offs$66,0001,576
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,119,0002,776
2018-03-31 (YTD Data)Rank
Total interest income$4,233,0001,631
Total interest expense$812,0001,159
Net interest income$3,421,0001,740
Provision for loan and lease losses$126,0001,279
Total noninterest income$789,0001,496
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$143,0001,812
Trading account gains and feesNANA
Additional Noninterest Income$646,0001,273
Total noninterest expense$3,691,0001,386
Salaries and employee benefits$2,272,0001,289
Premises and equipment expense$266,0002,023
Additional noninterest expense$1,153,0001,331
Pre-tax net operating income$393,0003,460
Securities gains (losses)$0735
Applicable income taxes$51,0002,678
Income before extraordinary items$342,0003,495
Extraordinary gains, net$07
Net income$342,0003,494
Minority interest net income$052
Net income of bank and minority interests.$342,0003,495
Net charge-offs$50,0001,196
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$342,0003,494
2017-12-31 (YTD Data)Rank
Total interest income$15,781,0001,677
Total interest expense$2,665,0001,213
Net interest income$13,116,0001,763
Provision for loan and lease losses$600,0001,276
Total noninterest income$3,503,0001,412
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$550,0001,896
Trading account gains and feesNANA
Additional Noninterest Income$2,953,0001,172
Total noninterest expense$12,593,0001,563
Salaries and employee benefits$7,253,0001,528
Premises and equipment expense$922,0002,231
Additional noninterest expense$4,418,0001,388
Pre-tax net operating income$3,426,0002,271
Securities gains (losses)$31,0001,125
Applicable income taxes$2,444,0001,130
Income before extraordinary items$1,013,0003,700
Extraordinary gains, net$09
Net income$1,013,0003,699
Minority interest net income$076
Net income of bank and minority interests.$1,013,0003,700
Net charge-offs$260,0001,598
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$993,1603,716
2017-09-30 (YTD Data)Rank
Total interest income$11,656,0001,698
Total interest expense$1,938,0001,227
Net interest income$9,718,0001,786
Provision for loan and lease losses$450,0001,230
Total noninterest income$2,722,0001,390
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$405,0001,933
Trading account gains and feesNANA
Additional Noninterest Income$2,317,0001,153
Total noninterest expense$9,482,0001,568
Salaries and employee benefits$5,330,0001,565
Premises and equipment expense$702,0002,213
Additional noninterest expense$3,450,0001,328
Pre-tax net operating income$2,508,0002,361
Securities gains (losses)$25,0001,221
Applicable income taxes$709,0001,774
Income before extraordinary items$1,824,0002,551
Extraordinary gains, net$09
Net income$1,824,0002,551
Minority interest net income$071
Net income of bank and minority interests.$1,824,0002,551
Net charge-offs$276,0001,171
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,806,0002,560
2017-06-30 (YTD Data)Rank
Total interest income$7,676,0001,703
Total interest expense$1,238,0001,235
Net interest income$6,438,0001,786
Provision for loan and lease losses$300,0001,177
Total noninterest income$1,734,0001,445
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$241,0002,087
Trading account gains and feesNANA
Additional Noninterest Income$1,493,0001,196
Total noninterest expense$6,294,0001,568
Salaries and employee benefits$3,500,0001,601
Premises and equipment expense$501,0002,124
Additional noninterest expense$2,293,0001,329
Pre-tax net operating income$1,578,0002,408
Securities gains (losses)$21,000972
Applicable income taxes$422,0001,848
Income before extraordinary items$1,177,0002,564
Extraordinary gains, net$011
Net income$1,177,0002,563
Minority interest net income$071
Net income of bank and minority interests.$1,177,0002,564
Net charge-offs$214,0001,013
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,161,4602,563
2017-03-31 (YTD Data)Rank
Total interest income$3,814,0001,706
Total interest expense$600,0001,239
Net interest income$3,214,0001,785
Provision for loan and lease losses$125,0001,284
Total noninterest income$772,0001,559
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$111,0002,234
Trading account gains and fees$0142
Additional Noninterest Income$661,0001,273
Total noninterest expense$3,135,0001,589
Salaries and employee benefits$1,813,0001,554
Premises and equipment expense$231,0002,268
Additional noninterest expense$1,091,0001,386
Pre-tax net operating income$726,0002,474
Securities gains (losses)$15,000575
Applicable income taxes$182,0001,954
Income before extraordinary items$559,0002,583
Extraordinary gains, net$08
Net income$559,0002,583
Minority interest net income$055
Net income of bank and minority interests.$559,0002,583
Net charge-offs$193,000622
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$547,7502,595
2016-12-31 (YTD Data)Rank
Total interest income$15,017,0001,678
Total interest expense$2,348,0001,233
Net interest income$12,669,0001,772
Provision for loan and lease losses$250,0002,175
Total noninterest income$3,821,0001,383
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$479,0002,153
Trading account gains and fees$0170
Additional Noninterest Income$3,342,0001,122
Total noninterest expense$13,276,0001,480
Salaries and employee benefits$7,086,0001,528
Premises and equipment expense$993,0002,159
Additional noninterest expense$5,197,0001,219
Pre-tax net operating income$2,964,0002,417
Securities gains (losses)$120,0001,214
Applicable income taxes$808,0001,830
Income before extraordinary items$2,276,0002,565
Extraordinary gains, net$05
Net income$2,276,0002,563
Minority interest net income$082
Net income of bank and minority interests.$2,276,0002,564
Net charge-offs$130,0002,358
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,187,2002,577
2016-09-30 (YTD Data)Rank
Total interest income$11,278,0001,679
Total interest expense$1,663,0001,289
Net interest income$9,615,0001,755
Provision for loan and lease losses$188,0002,103
Total noninterest income$2,709,0001,438
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$357,0002,175
Trading account gains and fees$0169
Additional Noninterest Income$2,352,0001,178
Total noninterest expense$9,412,0001,549
Salaries and employee benefits$5,160,0001,571
Premises and equipment expense$708,0002,238
Additional noninterest expense$3,544,0001,324
Pre-tax net operating income$2,724,0002,104
Securities gains (losses)$119,0001,142
Applicable income taxes$775,0001,653
Income before extraordinary items$2,068,0002,288
Extraordinary gains, net$05
Net income$2,068,0002,287
Minority interest net income$071
Net income of bank and minority interests.$2,068,0002,288
Net charge-offs$72,0002,331
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,981,1302,300
2016-06-30 (YTD Data)Rank
Total interest income$7,458,0001,705
Total interest expense$1,095,0001,304
Net interest income$6,363,0001,765
Provision for loan and lease losses$188,0001,690
Total noninterest income$1,636,0001,522
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$233,0002,188
Trading account gains and fees$0157
Additional Noninterest Income$1,403,0001,240
Total noninterest expense$6,269,0001,555
Salaries and employee benefits$3,422,0001,587
Premises and equipment expense$469,0002,250
Additional noninterest expense$2,378,0001,325
Pre-tax net operating income$1,542,0002,357
Securities gains (losses)$86,0001,061
Applicable income taxes$419,0001,840
Income before extraordinary items$1,209,0002,479
Extraordinary gains, net$016
Net income$1,209,0002,478
Minority interest net income$071
Net income of bank and minority interests.$1,209,0002,478
Net charge-offs$60,0002,015
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,145,3602,495
2016-03-31 (YTD Data)Rank
Total interest income$3,758,0001,687
Total interest expense$541,0001,313
Net interest income$3,217,0001,748
Provision for loan and lease losses$113,0001,420
Total noninterest income$743,0001,605
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$112,0002,246
Trading account gains and fees$0142
Additional Noninterest Income$631,0001,309
Total noninterest expense$3,142,0001,551
Salaries and employee benefits$1,772,0001,541
Premises and equipment expense$234,0002,271
Additional noninterest expense$1,136,0001,362
Pre-tax net operating income$705,0002,473
Securities gains (losses)$18,0001,277
Applicable income taxes$177,0001,945
Income before extraordinary items$546,0002,607
Extraordinary gains, net$012
Net income$546,0002,607
Minority interest net income$062
Net income of bank and minority interests.$546,0002,607
Net charge-offs$2,0002,815
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$532,3202,597
2015-12-31 (YTD Data)Rank
Total interest income$14,614,0001,692
Total interest expense$1,998,0001,397
Net interest income$12,616,0001,738
Provision for loan and lease losses$450,0001,461
Total noninterest income$3,575,0001,406
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$463,0002,267
Trading account gains and fees$0159
Additional Noninterest Income$3,112,0001,136
Total noninterest expense$12,804,0001,512
Salaries and employee benefits$7,224,0001,476
Premises and equipment expense$939,0002,277
Additional noninterest expense$4,641,0001,353
Pre-tax net operating income$2,937,0002,358
Securities gains (losses)$56,0001,567
Applicable income taxes$764,0001,846
Income before extraordinary items$2,229,0002,530
Extraordinary gains, net$023
Net income$2,229,0002,532
Minority interest net income$081
Net income of bank and minority interests.$2,229,0002,532
Net charge-offs$411,0001,333
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,187,5602,517
2015-09-30 (YTD Data)Rank
Total interest income$10,892,0001,714
Total interest expense$1,478,0001,417
Net interest income$9,414,0001,761
Provision for loan and lease losses$375,0001,308
Total noninterest income$2,684,0001,421
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$341,0002,310
Trading account gains and fees$0153
Additional Noninterest Income$2,343,0001,150
Total noninterest expense$9,446,0001,543
Salaries and employee benefits$5,249,0001,524
Premises and equipment expense$721,0002,271
Additional noninterest expense$3,476,0001,354
Pre-tax net operating income$2,277,0002,338
Securities gains (losses)$46,0001,525
Applicable income taxes$620,0001,820
Income before extraordinary items$1,703,0002,551
Extraordinary gains, net$021
Net income$1,703,0002,552
Minority interest net income$078
Net income of bank and minority interests.$1,703,0002,552
Net charge-offs$291,0001,223
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,669,4202,533
2015-06-30 (YTD Data)Rank
Total interest income$7,168,0001,742
Total interest expense$972,0001,442
Net interest income$6,196,0001,788
Provision for loan and lease losses$225,0001,382
Total noninterest income$1,814,0001,416
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$221,0002,329
Trading account gains and fees$0157
Additional Noninterest Income$1,593,0001,135
Total noninterest expense$6,277,0001,554
Salaries and employee benefits$3,507,0001,529
Premises and equipment expense$481,0002,279
Additional noninterest expense$2,289,0001,367
Pre-tax net operating income$1,508,0002,332
Securities gains (losses)$23,0001,643
Applicable income taxes$421,0001,802
Income before extraordinary items$1,110,0002,566
Extraordinary gains, net$022
Net income$1,110,0002,568
Minority interest net income$075
Net income of bank and minority interests.$1,110,0002,568
Net charge-offs$105,0001,688
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,093,2102,538
2015-03-31 (YTD Data)Rank
Total interest income$3,616,0001,726
Total interest expense$478,0001,457
Net interest income$3,138,0001,749
Provision for loan and lease losses$163,0001,019
Total noninterest income$950,0001,345
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$105,0002,396
Trading account gains and fees$0152
Additional Noninterest Income$845,0001,054
Total noninterest expense$3,062,0001,583
Salaries and employee benefits$1,724,0001,560
Premises and equipment expense$244,0002,288
Additional noninterest expense$1,094,0001,410
Pre-tax net operating income$863,0002,091
Securities gains (losses)$21,0001,218
Applicable income taxes$268,0001,558
Income before extraordinary items$616,0002,347
Extraordinary gains, net$013
Net income$616,0002,348
Minority interest net income$064
Net income of bank and minority interests.$616,0002,348
Net charge-offs$108,0001,059
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$601,3002,317
2014-12-31 (YTD Data)Rank
Total interest income$14,208,0001,772
Total interest expense$1,935,0001,532
Net interest income$12,273,0001,788
Provision for loan and lease losses$350,0001,826
Total noninterest income$3,068,0001,549
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$503,0002,276
Trading account gains and fees$0180
Additional Noninterest Income$2,565,0001,227
Total noninterest expense$12,124,0001,583
Salaries and employee benefits$6,907,0001,508
Premises and equipment expense$926,0002,383
Additional noninterest expense$4,291,0001,467
Pre-tax net operating income$2,867,0002,341
Securities gains (losses)$141,0001,018
Applicable income taxes$803,0001,758
Income before extraordinary items$2,205,0002,516
Extraordinary gains, net$017
Net income$2,205,0002,516
Minority interest net income$084
Net income of bank and minority interests.$2,205,0002,516
Net charge-offs$180,0002,581
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,102,0702,568
2014-09-30 (YTD Data)Rank
Total interest income$10,644,0001,786
Total interest expense$1,457,0001,542
Net interest income$9,187,0001,798
Provision for loan and lease losses$300,0001,622
Total noninterest income$2,283,0001,555
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$376,0002,296
Trading account gains and fees$0174
Additional Noninterest Income$1,907,0001,241
Total noninterest expense$9,142,0001,575
Salaries and employee benefits$5,147,0001,515
Premises and equipment expense$706,0002,381
Additional noninterest expense$3,289,0001,448
Pre-tax net operating income$2,028,0002,483
Securities gains (losses)$88,0001,079
Applicable income taxes$555,0001,891
Income before extraordinary items$1,561,0002,662
Extraordinary gains, net$015
Net income$1,561,0002,662
Minority interest net income$081
Net income of bank and minority interests.$1,561,0002,662
Net charge-offs$148,0002,304
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,495,8802,689
2014-06-30 (YTD Data)Rank
Total interest income$7,070,0001,777
Total interest expense$972,0001,552
Net interest income$6,098,0001,795
Provision for loan and lease losses$234,0001,518
Total noninterest income$1,446,0001,587
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$248,0002,280
Trading account gains and fees$0172
Additional Noninterest Income$1,198,0001,288
Total noninterest expense$6,135,0001,556
Salaries and employee benefits$3,443,0001,512
Premises and equipment expense$492,0002,309
Additional noninterest expense$2,200,0001,442
Pre-tax net operating income$1,175,0002,689
Securities gains (losses)$29,0001,459
Applicable income taxes$298,0002,039
Income before extraordinary items$906,0002,839
Extraordinary gains, net$020
Net income$906,0002,844
Minority interest net income$080
Net income of bank and minority interests.$906,0002,844
Net charge-offs$121,0002,019
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$884,2502,834
2014-03-31 (YTD Data)Rank
Total interest income$3,507,0001,779
Total interest expense$487,0001,572
Net interest income$3,020,0001,804
Provision for loan and lease losses$100,0001,586
Total noninterest income$705,0001,584
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$117,0002,365
Trading account gains and fees$0147
Additional Noninterest Income$588,0001,264
Total noninterest expense$3,037,0001,584
Salaries and employee benefits$1,750,0001,499
Premises and equipment expense$269,0002,163
Additional noninterest expense$1,018,0001,535
Pre-tax net operating income$588,0002,605
Securities gains (losses)$9,0001,195
Applicable income taxes$146,0002,031
Income before extraordinary items$451,0002,773
Extraordinary gains, net$016
Net income$451,0002,776
Minority interest net income$066
Net income of bank and minority interests.$451,0002,776
Net charge-offs$39,0002,040
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$444,1602,759
2013-12-31 (YTD Data)Rank
Total interest income$13,975,0001,785
Total interest expense$2,106,0001,626
Net interest income$11,869,0001,809
Provision for loan and lease losses$400,0002,105
Total noninterest income$4,142,0001,292
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$494,0002,399
Trading account gains and fees$0184
Additional Noninterest Income$3,648,0001,018
Total noninterest expense$12,385,0001,563
Salaries and employee benefits$6,947,0001,493
Premises and equipment expense$889,0002,499
Additional noninterest expense$4,549,0001,459
Pre-tax net operating income$3,226,0002,055
Securities gains (losses)$74,0001,532
Applicable income taxes$853,0001,620
Income before extraordinary items$2,447,0002,231
Extraordinary gains, net$029
Net income$2,447,0002,234
Minority interest net income$090
Net income of bank and minority interests.$2,447,0002,234
Net charge-offs$176,0003,165
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,392,2402,225
2013-09-30 (YTD Data)Rank
Total interest income$10,415,0001,809
Total interest expense$1,599,0001,645
Net interest income$8,816,0001,826
Provision for loan and lease losses$325,0001,984
Total noninterest income$3,396,0001,239
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$366,0002,441
Trading account gains and fees$0180
Additional Noninterest Income$3,030,000965
Total noninterest expense$9,196,0001,574
Salaries and employee benefits$5,088,0001,526
Premises and equipment expense$690,0002,435
Additional noninterest expense$3,418,0001,446
Pre-tax net operating income$2,691,0001,922
Securities gains (losses)$64,0001,494
Applicable income taxes$753,0001,513
Income before extraordinary items$2,002,0002,132
Extraordinary gains, net$025
Net income$2,002,0002,139
Minority interest net income$084
Net income of bank and minority interests.$2,002,0002,139
Net charge-offs$129,0003,021
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,955,2802,110
2013-06-30 (YTD Data)Rank
Total interest income$6,907,0001,809
Total interest expense$1,074,0001,667
Net interest income$5,833,0001,824
Provision for loan and lease losses$275,0001,759
Total noninterest income$2,536,0001,147
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$238,0002,457
Trading account gains and fees$0157
Additional Noninterest Income$2,298,000885
Total noninterest expense$6,139,0001,574
Salaries and employee benefits$3,381,0001,537
Premises and equipment expense$458,0002,453
Additional noninterest expense$2,300,0001,425
Pre-tax net operating income$1,955,0001,759
Securities gains (losses)$61,0001,397
Applicable income taxes$565,0001,408
Income before extraordinary items$1,451,0001,976
Extraordinary gains, net$022
Net income$1,451,0001,982
Minority interest net income$082
Net income of bank and minority interests.$1,451,0001,982
Net charge-offs$99,0002,766
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,407,0801,958
2013-03-31 (YTD Data)Rank
Total interest income$3,460,0001,826
Total interest expense$560,0001,654
Net interest income$2,900,0001,844
Provision for loan and lease losses$125,0001,855
Total noninterest income$1,299,0001,120
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$117,0002,482
Trading account gains and fees$0148
Additional Noninterest Income$1,182,000875
Total noninterest expense$3,093,0001,579
Salaries and employee benefits$1,713,0001,537
Premises and equipment expense$230,0002,467
Additional noninterest expense$1,150,0001,416
Pre-tax net operating income$981,0001,745
Securities gains (losses)$16,0001,343
Applicable income taxes$268,0001,447
Income before extraordinary items$729,0001,942
Extraordinary gains, net$010
Net income$729,0001,943
Minority interest net income$076
Net income of bank and minority interests.$729,0001,944
Net charge-offs$6,0003,622
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$717,3201,881
2012-12-31 (YTD Data)Rank
Total interest income$14,559,0001,808
Total interest expense$2,918,0001,519
Net interest income$11,641,0001,880
Provision for loan and lease losses$600,0002,443
Total noninterest income$5,196,0001,126
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$544,0002,321
Trading account gains and fees$0166
Additional Noninterest Income$4,652,000857
Total noninterest expense$12,207,0001,583
Salaries and employee benefits$6,953,0001,470
Premises and equipment expense$903,0002,477
Additional noninterest expense$4,351,0001,548
Pre-tax net operating income$4,030,0001,652
Securities gains (losses)$328,0001,288
Applicable income taxes$1,254,0001,251
Income before extraordinary items$3,104,0001,799
Extraordinary gains, net$029
Net income$3,104,0001,798
Minority interest net income$093
Net income of bank and minority interests.$3,104,0001,799
Net charge-offs$462,0002,754
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,871,1201,833
2012-09-30 (YTD Data)Rank
Total interest income$10,942,0001,836
Total interest expense$2,269,0001,539
Net interest income$8,673,0001,923
Provision for loan and lease losses$382,0002,649
Total noninterest income$3,600,0001,171
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$405,0002,367
Trading account gains and fees$0157
Additional Noninterest Income$3,195,000902
Total noninterest expense$8,633,0001,682
Salaries and employee benefits$4,734,0001,600
Premises and equipment expense$680,0002,495
Additional noninterest expense$3,219,0001,556
Pre-tax net operating income$3,258,0001,587
Securities gains (losses)$313,0001,077
Applicable income taxes$1,063,0001,180
Income before extraordinary items$2,508,0001,741
Extraordinary gains, net$020
Net income$2,508,0001,740
Minority interest net income$086
Net income of bank and minority interests.$2,508,0001,742
Net charge-offs$279,0002,919
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,288,9001,776
2012-06-30 (YTD Data)Rank
Total interest income$7,351,0001,832
Total interest expense$1,581,0001,532
Net interest income$5,770,0001,916
Provision for loan and lease losses$235,0002,788
Total noninterest income$2,297,0001,198
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$266,0002,372
Trading account gains and fees$0153
Additional Noninterest Income$2,031,000905
Total noninterest expense$5,760,0001,686
Salaries and employee benefits$3,180,0001,594
Premises and equipment expense$461,0002,470
Additional noninterest expense$2,119,0001,591
Pre-tax net operating income$2,072,0001,643
Securities gains (losses)$227,0001,021
Applicable income taxes$671,0001,215
Income before extraordinary items$1,628,0001,763
Extraordinary gains, net$019
Net income$1,628,0001,761
Minority interest net income$084
Net income of bank and minority interests.$1,628,0001,763
Net charge-offs$213,0002,682
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,466,8301,833
2012-03-31 (YTD Data)Rank
Total interest income$3,731,0001,827
Total interest expense$826,0001,526
Net interest income$2,905,0001,909
Provision for loan and lease losses$50,0003,648
Total noninterest income$1,323,0001,071
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$135,0002,328
Trading account gains and fees$0148
Additional Noninterest Income$1,188,000801
Total noninterest expense$2,845,0001,689
Salaries and employee benefits$1,593,0001,588
Premises and equipment expense$231,0002,477
Additional noninterest expense$1,021,0001,621
Pre-tax net operating income$1,333,0001,315
Securities gains (losses)$33,0001,408
Applicable income taxes$439,000992
Income before extraordinary items$927,0001,577
Extraordinary gains, net$019
Net income$927,0001,578
Minority interest net income$078
Net income of bank and minority interests.$927,0001,578
Net charge-offs$16,0003,803
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$904,5601,504
2011-12-31 (YTD Data)Rank
Total interest income$15,499,0001,820
Total interest expense$4,005,0001,518
Net interest income$11,494,0001,912
Provision for loan and lease losses$475,0003,530
Total noninterest income$3,065,0001,472
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$633,0002,147
Trading account gains and fees$0146
Additional Noninterest Income$2,432,0001,195
Total noninterest expense$11,203,0001,736
Salaries and employee benefits$6,181,0001,586
Premises and equipment expense$1,031,0002,361
Additional noninterest expense$3,991,0001,705
Pre-tax net operating income$2,881,0001,914
Securities gains (losses)$188,0001,510
Applicable income taxes$786,0001,576
Income before extraordinary items$2,283,0002,027
Extraordinary gains, net$029
Net income$2,283,0002,028
Minority interest net income$096
Net income of bank and minority interests.$2,283,0002,028
Net charge-offs$906,0002,471
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,143,8802,055
2011-09-30 (YTD Data)Rank
Total interest income$11,664,0001,831
Total interest expense$3,079,0001,532
Net interest income$8,585,0001,927
Provision for loan and lease losses$302,0003,592
Total noninterest income$2,306,0001,454
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$474,0002,167
Trading account gains and fees$0145
Additional Noninterest Income$1,832,0001,189
Total noninterest expense$8,477,0001,710
Salaries and employee benefits$4,656,0001,585
Premises and equipment expense$821,0002,238
Additional noninterest expense$3,000,0001,696
Pre-tax net operating income$2,112,0001,999
Securities gains (losses)$180,0001,284
Applicable income taxes$605,0001,568
Income before extraordinary items$1,687,0002,106
Extraordinary gains, net$021
Net income$1,687,0002,106
Minority interest net income$087
Net income of bank and minority interests.$1,687,0002,107
Net charge-offs$812,0002,123
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,553,8002,159
2011-06-30 (YTD Data)Rank
Total interest income$7,771,0001,844
Total interest expense$2,091,0001,560
Net interest income$5,680,0001,938
Provision for loan and lease losses$75,0004,696
Total noninterest income$1,704,0001,364
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$313,0002,165
Trading account gains and fees$0153
Additional Noninterest Income$1,391,0001,075
Total noninterest expense$5,645,0001,730
Salaries and employee benefits$3,107,0001,592
Premises and equipment expense$560,0002,224
Additional noninterest expense$1,978,0001,733
Pre-tax net operating income$1,664,0001,715
Securities gains (losses)$51,0001,585
Applicable income taxes$445,0001,434
Income before extraordinary items$1,270,0001,861
Extraordinary gains, net$015
Net income$1,270,0001,861
Minority interest net income$089
Net income of bank and minority interests.$1,270,0001,861
Net charge-offs$199,0003,125
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,232,2601,843
2011-03-31 (YTD Data)Rank
Total interest income$3,852,0001,868
Total interest expense$1,064,0001,594
Net interest income$2,788,0001,970
Provision for loan and lease losses$05,840
Total noninterest income$970,0001,241
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$153,0002,167
Trading account gains and fees$0158
Additional Noninterest Income$817,000949
Total noninterest expense$2,812,0001,753
Salaries and employee benefits$1,554,0001,606
Premises and equipment expense$302,0002,123
Additional noninterest expense$956,0001,771
Pre-tax net operating income$946,0001,528
Securities gains (losses)$01,772
Applicable income taxes$248,0001,284
Income before extraordinary items$698,0001,682
Extraordinary gains, net$09
Net income$698,0001,682
Minority interest net income$086
Net income of bank and minority interests.$698,0001,682
Net charge-offs$147,0002,379
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$698,0001,634
2010-12-31 (YTD Data)Rank
Total interest income$15,947,0001,896
Total interest expense$4,894,0001,685
Net interest income$11,053,0001,967
Provision for loan and lease losses$380,0004,516
Total noninterest income$3,912,0001,291
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$704,0002,031
Trading account gains and fees$0175
Additional Noninterest Income$3,208,0001,009
Total noninterest expense$11,504,0001,716
Salaries and employee benefits$6,167,0001,581
Premises and equipment expense$1,056,0002,368
Additional noninterest expense$4,281,0001,675
Pre-tax net operating income$3,081,0001,591
Securities gains (losses)$263,0001,372
Applicable income taxes$790,0001,447
Income before extraordinary items$2,554,0001,611
Extraordinary gains, net$029
Net income$2,554,0001,611
Minority interest net income$0111
Net income of bank and minority interests.$2,554,0001,613
Net charge-offs$123,0005,245
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,354,1201,678
2010-09-30 (YTD Data)Rank
Total interest income$11,986,0001,932
Total interest expense$3,756,0001,704
Net interest income$8,230,0002,010
Provision for loan and lease losses$380,0003,974
Total noninterest income$2,504,0001,428
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$536,0002,068
Trading account gains and fees$0165
Additional Noninterest Income$1,968,0001,109
Total noninterest expense$7,775,0001,886
Salaries and employee benefits$3,892,0001,872
Premises and equipment expense$784,0002,421
Additional noninterest expense$3,099,0001,714
Pre-tax net operating income$2,579,0001,530
Securities gains (losses)$270,0001,158
Applicable income taxes$802,0001,200
Income before extraordinary items$2,047,0001,610
Extraordinary gains, net$023
Net income$2,047,0001,613
Minority interest net income$0110
Net income of bank and minority interests.$2,047,0001,613
Net charge-offs$71,0005,240
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,852,6001,689
2010-06-30 (YTD Data)Rank
Total interest income$8,012,0001,954
Total interest expense$2,528,0001,754
Net interest income$5,484,0002,021
Provision for loan and lease losses$360,0003,339
Total noninterest income$1,515,0001,501
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$358,0002,061
Trading account gains and fees$0152
Additional Noninterest Income$1,157,0001,176
Total noninterest expense$5,088,0001,933
Salaries and employee benefits$2,584,0001,894
Premises and equipment expense$517,0002,462
Additional noninterest expense$1,987,0001,771
Pre-tax net operating income$1,551,0001,680
Securities gains (losses)$210,000931
Applicable income taxes$516,0001,187
Income before extraordinary items$1,245,0001,748
Extraordinary gains, net$019
Net income$1,245,0001,747
Minority interest net income$0105
Net income of bank and minority interests.$1,245,0001,748
Net charge-offs$64,0004,667
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,095,9001,862
2010-03-31 (YTD Data)Rank
Total interest income$3,993,0002,003
Total interest expense$1,293,0001,795
Net interest income$2,700,0002,066
Provision for loan and lease losses$180,0003,129
Total noninterest income$788,0001,459
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$176,0002,083
Trading account gains and fees$0175
Additional Noninterest Income$612,0001,110
Total noninterest expense$2,606,0001,902
Salaries and employee benefits$1,308,0001,908
Premises and equipment expense$266,0002,459
Additional noninterest expense$1,032,0001,701
Pre-tax net operating income$702,0001,822
Securities gains (losses)$190,000536
Applicable income taxes$268,0001,140
Income before extraordinary items$624,0001,767
Extraordinary gains, net$016
Net income$624,0001,766
Minority interest net income$091
Net income of bank and minority interests.$624,0001,768
Net charge-offs$21,0004,393
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$491,0002,084
2009-12-31 (YTD Data)Rank
Total interest income$16,733,0002,034
Total interest expense$6,008,0001,920
Net interest income$10,725,0002,038
Provision for loan and lease losses$1,250,0003,151
Total noninterest income$4,227,0001,249
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$776,0002,093
Trading account gains and fees$0211
Additional Noninterest Income$3,451,000952
Total noninterest expense$12,228,0001,669
Salaries and employee benefits$6,613,0001,514
Premises and equipment expense$1,069,0002,445
Additional noninterest expense$4,546,0001,632
Pre-tax net operating income$1,474,0002,369
Securities gains (losses)$20,0003,038
Applicable income taxes$261,0002,155
Income before extraordinary items$1,233,0002,430
Extraordinary gains, net$034
Net income$1,233,0002,428
Minority interest net income$0115
Net income of bank and minority interests.$1,233,0002,429
Net charge-offs$335,0004,347
Cash dividends$20,0004,581
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,216,4002,410
2009-09-30 (YTD Data)Rank
Total interest income$12,608,0002,056
Total interest expense$4,618,0001,960
Net interest income$7,990,0002,062
Provision for loan and lease losses$890,0002,955
Total noninterest income$3,332,0001,219
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$570,0002,127
Trading account gains and fees$0212
Additional Noninterest Income$2,762,000915
Total noninterest expense$8,841,0001,708
Salaries and employee benefits$4,280,0001,755
Premises and equipment expense$868,0002,306
Additional noninterest expense$3,693,0001,464
Pre-tax net operating income$1,591,0001,952
Securities gains (losses)$36,0002,456
Applicable income taxes$383,0001,674
Income before extraordinary items$1,244,0002,112
Extraordinary gains, net$027
Net income$1,244,0002,110
Minority interest net income$0118
Net income of bank and minority interests.$1,244,0002,112
Net charge-offs$261,0003,909
Cash dividends$20,0004,088
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,216,6402,103
2009-06-30 (YTD Data)Rank
Total interest income$8,496,0002,070
Total interest expense$3,186,0001,989
Net interest income$5,310,0002,067
Provision for loan and lease losses$550,0002,834
Total noninterest income$2,636,0001,066
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$369,0002,151
Trading account gains and fees$0193
Additional Noninterest Income$2,267,000795
Total noninterest expense$5,969,0001,724
Salaries and employee benefits$2,833,0001,800
Premises and equipment expense$554,0002,422
Additional noninterest expense$2,582,0001,438
Pre-tax net operating income$1,427,0001,585
Securities gains (losses)$20,0002,324
Applicable income taxes$389,0001,291
Income before extraordinary items$1,058,0001,763
Extraordinary gains, net$021
Net income$1,058,0001,760
Minority interest net income$0112
Net income of bank and minority interests.$1,058,0001,762
Net charge-offs$242,0003,204
Cash dividends$20,0003,861
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,043,4001,731
2009-03-31 (YTD Data)Rank
Total interest income$4,289,0002,072
Total interest expense$1,653,0001,998
Net interest income$2,636,0002,074
Provision for loan and lease losses$115,0003,686
Total noninterest income$1,020,0001,262
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$175,0002,191
Trading account gains and fees$0171
Additional Noninterest Income$845,000963
Total noninterest expense$2,748,0001,805
Salaries and employee benefits$1,168,0002,184
Premises and equipment expense$283,0002,421
Additional noninterest expense$1,297,0001,271
Pre-tax net operating income$793,0001,620
Securities gains (losses)$02,434
Applicable income taxes$214,0001,383
Income before extraordinary items$579,0001,859
Extraordinary gains, net$015
Net income$579,0001,861
Minority interest net income$0102
Net income of bank and minority interests.$579,0001,861
Net charge-offs$154,0002,388
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$579,0001,750
2008-12-31 (YTD Data)Rank
Total interest income$18,490,0002,064
Total interest expense$8,052,0001,962
Net interest income$10,438,0002,127
Provision for loan and lease losses$435,0004,013
Total noninterest income$2,253,0001,957
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$843,0002,032
Trading account gains and fees$0154
Additional Noninterest Income$1,410,0001,668
Total noninterest expense$10,338,0001,870
Salaries and employee benefits$5,254,0001,924
Premises and equipment expense$1,092,0002,430
Additional noninterest expense$3,992,0001,549
Pre-tax net operating income$1,918,0002,535
Securities gains (losses)$-113,0007,261
Applicable income taxes$383,0002,127
Income before extraordinary items$1,422,0002,609
Extraordinary gains, net$039
Net income$1,422,0002,608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$326,0003,415
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,511,2702,648
2008-09-30 (YTD Data)Rank
Total interest income$13,978,0002,096
Total interest expense$6,173,0002,005
Net interest income$7,805,0002,150
Provision for loan and lease losses$435,0002,956
Total noninterest income$1,803,0001,915
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$631,0002,042
Trading account gains and fees$0148
Additional Noninterest Income$1,172,0001,626
Total noninterest expense$7,147,0002,007
Salaries and employee benefits$3,389,0002,272
Premises and equipment expense$855,0002,355
Additional noninterest expense$2,903,0001,540
Pre-tax net operating income$2,026,0002,294
Securities gains (losses)$99,000971
Applicable income taxes$643,0001,615
Income before extraordinary items$1,482,0002,348
Extraordinary gains, net$031
Net income$1,482,0002,346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$277,0002,655
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,412,7002,553
2008-06-30 (YTD Data)Rank
Total interest income$9,361,0002,108
Total interest expense$4,242,0002,035
Net interest income$5,119,0002,169
Provision for loan and lease losses$360,0002,284
Total noninterest income$1,213,0001,935
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$408,0002,072
Trading account gains and fees$0149
Additional Noninterest Income$805,0001,635
Total noninterest expense$4,732,0002,024
Salaries and employee benefits$2,254,0002,301
Premises and equipment expense$567,0002,376
Additional noninterest expense$1,911,0001,539
Pre-tax net operating income$1,240,0002,533
Securities gains (losses)$73,0001,178
Applicable income taxes$453,0001,720
Income before extraordinary items$860,0002,904
Extraordinary gains, net$021
Net income$860,0002,904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$269,0001,904
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$812,5502,967
2008-03-31 (YTD Data)Rank
Total interest income$4,762,0002,129
Total interest expense$2,281,0002,020
Net interest income$2,481,0002,229
Provision for loan and lease losses$75,0003,123
Total noninterest income$576,0002,027
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$200,0002,084
Trading account gains and fees$0158
Additional Noninterest Income$376,0001,701
Total noninterest expense$2,362,0002,031
Salaries and employee benefits$1,153,0002,281
Premises and equipment expense$281,0002,399
Additional noninterest expense$928,0001,545
Pre-tax net operating income$620,0002,638
Securities gains (losses)$42,0001,172
Applicable income taxes$231,0001,776
Income before extraordinary items$431,0003,021
Extraordinary gains, net$015
Net income$431,0003,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0001,826
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$403,7003,101
2007-12-31 (YTD Data)Rank
Total interest income$19,124,0002,153
Total interest expense$10,179,0001,925
Net interest income$8,945,0002,459
Provision for loan and lease losses$285,0003,288
Total noninterest income$2,557,0001,854
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$847,0002,038
Trading account gains and fees$0178
Additional Noninterest Income$1,710,0001,520
Total noninterest expense$9,788,0001,888
Salaries and employee benefits$5,201,0001,936
Premises and equipment expense$1,091,0002,380
Additional noninterest expense$3,496,0001,585
Pre-tax net operating income$1,429,0003,988
Securities gains (losses)$-330,0008,318
Applicable income taxes$223,0003,736
Income before extraordinary items$876,0004,600
Extraordinary gains, net$039
Net income$876,0004,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$204,0002,834
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,140,0004,032
2007-09-30 (YTD Data)Rank
Total interest income$14,170,0002,185
Total interest expense$7,646,0001,922
Net interest income$6,524,0002,549
Provision for loan and lease losses$275,0002,431
Total noninterest income$1,652,0002,067
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$625,0002,035
Trading account gains and fees$0184
Additional Noninterest Income$1,027,0001,799
Total noninterest expense$6,667,0002,049
Salaries and employee benefits$3,493,0002,158
Premises and equipment expense$812,0002,379
Additional noninterest expense$2,362,0001,717
Pre-tax net operating income$1,234,0003,878
Securities gains (losses)$-563,0008,466
Applicable income taxes$237,0003,485
Income before extraordinary items$434,0005,655
Extraordinary gains, net$033
Net income$434,0005,652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0002,343
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$799,9504,344
2007-06-30 (YTD Data)Rank
Total interest income$9,338,0002,229
Total interest expense$5,163,0001,909
Net interest income$4,175,0002,658
Provision for loan and lease losses$195,0002,206
Total noninterest income$1,082,0002,113
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$407,0002,081
Trading account gains and fees$0168
Additional Noninterest Income$675,0001,827
Total noninterest expense$4,426,0002,077
Salaries and employee benefits$2,328,0002,204
Premises and equipment expense$540,0002,392
Additional noninterest expense$1,558,0001,748
Pre-tax net operating income$636,0004,517
Securities gains (losses)$-563,0008,538
Applicable income taxes$28,0005,160
Income before extraordinary items$45,0007,521
Extraordinary gains, net$029
Net income$45,0007,520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0001,934
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$405,3205,044
2007-03-31 (YTD Data)Rank
Total interest income$4,591,0002,263
Total interest expense$2,323,0002,056
Net interest income$2,268,0002,484
Provision for loan and lease losses$110,0001,886
Total noninterest income$507,0002,194
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$191,0002,128
Trading account gains and fees$0195
Additional Noninterest Income$316,0001,879
Total noninterest expense$2,159,0002,144
Salaries and employee benefits$1,166,0002,210
Premises and equipment expense$265,0002,455
Additional noninterest expense$728,0001,841
Pre-tax net operating income$506,0003,503
Securities gains (losses)$01,187
Applicable income taxes$203,0002,380
Income before extraordinary items$303,0004,146
Extraordinary gains, net$022
Net income$303,0004,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0001,813
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$303,0004,125
2006-12-31 (YTD Data)Rank
Total interest income$17,418,0002,243
Total interest expense$8,542,0001,932
Net interest income$8,876,0002,541
Provision for loan and lease losses$312,0002,695
Total noninterest income$2,145,0002,118
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$660,0002,490
Trading account gains and fees$0130
Additional Noninterest Income$1,485,0001,680
Total noninterest expense$8,849,0001,991
Salaries and employee benefits$4,653,0002,100
Premises and equipment expense$1,117,0002,227
Additional noninterest expense$3,079,0001,719
Pre-tax net operating income$1,860,0003,809
Securities gains (losses)$01,687
Applicable income taxes$532,0003,074
Income before extraordinary items$1,328,0004,046
Extraordinary gains, net$051
Net income$1,328,0004,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,131
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,328,0004,023
2006-09-30 (YTD Data)Rank
Total interest income$12,819,0002,272
Total interest expense$6,185,0001,936
Net interest income$6,634,0002,578
Provision for loan and lease losses$277,0002,288
Total noninterest income$1,568,0002,161
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$473,0002,593
Trading account gains and fees$0126
Additional Noninterest Income$1,095,0001,698
Total noninterest expense$6,151,0002,158
Salaries and employee benefits$3,105,0002,373
Premises and equipment expense$765,0002,430
Additional noninterest expense$2,281,0001,720
Pre-tax net operating income$1,774,0003,378
Securities gains (losses)$01,388
Applicable income taxes$575,0002,661
Income before extraordinary items$1,199,0003,748
Extraordinary gains, net$045
Net income$1,199,0003,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0002,609
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,199,0003,725
2006-06-30 (YTD Data)Rank
Total interest income$8,394,0002,269
Total interest expense$3,985,0001,915
Net interest income$4,409,0002,592
Provision for loan and lease losses$213,0002,003
Total noninterest income$988,0002,245
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$296,0002,688
Trading account gains and fees$0126
Additional Noninterest Income$692,0001,779
Total noninterest expense$4,177,0002,115
Salaries and employee benefits$2,101,0002,341
Premises and equipment expense$509,0002,428
Additional noninterest expense$1,567,0001,688
Pre-tax net operating income$1,007,0003,784
Securities gains (losses)$01,185
Applicable income taxes$315,0002,975
Income before extraordinary items$692,0004,103
Extraordinary gains, net$039
Net income$692,0004,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0002,198
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$692,0004,088
2006-03-31 (YTD Data)Rank
Total interest income$4,055,0002,294
Total interest expense$1,888,0001,923
Net interest income$2,167,0002,610
Provision for loan and lease losses$87,0002,254
Total noninterest income$430,0002,433
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$140,0002,745
Trading account gains and fees$0115
Additional Noninterest Income$290,0001,995
Total noninterest expense$1,971,0002,254
Salaries and employee benefits$1,063,0002,315
Premises and equipment expense$263,0002,370
Additional noninterest expense$645,0002,020
Pre-tax net operating income$539,0003,571
Securities gains (losses)$0955
Applicable income taxes$188,0002,696
Income before extraordinary items$351,0004,015
Extraordinary gains, net$021
Net income$351,0004,015
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0002,876
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$351,0003,998
2005-12-31 (YTD Data)Rank
Total interest income$15,199,0002,187
Total interest expense$6,181,0001,837
Net interest income$9,018,0002,434
Provision for loan and lease losses$668,0001,495
Total noninterest income$1,856,0002,337
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$545,0002,872
Trading account gains and fees$0138
Additional Noninterest Income$1,311,0001,836
Total noninterest expense$8,883,0001,899
Salaries and employee benefits$5,064,0001,836
Premises and equipment expense$1,018,0002,328
Additional noninterest expense$2,801,0001,802
Pre-tax net operating income$1,323,0004,678
Securities gains (losses)$02,296
Applicable income taxes$389,0003,738
Income before extraordinary items$934,0004,990
Extraordinary gains, net$046
Net income$934,0004,992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,114,000618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$934,0004,962
2005-09-30 (YTD Data)Rank
Total interest income$11,155,0002,175
Total interest expense$4,379,0001,828
Net interest income$6,776,0002,416
Provision for loan and lease losses$408,0001,693
Total noninterest income$1,365,0002,363
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$402,0002,904
Trading account gains and fees$0126
Additional Noninterest Income$963,0001,871
Total noninterest expense$6,607,0001,902
Salaries and employee benefits$3,762,0001,841
Premises and equipment expense$770,0002,299
Additional noninterest expense$2,075,0001,801
Pre-tax net operating income$1,126,0004,481
Securities gains (losses)$02,317
Applicable income taxes$387,0003,383
Income before extraordinary items$739,0004,952
Extraordinary gains, net$035
Net income$739,0004,953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$619,000705
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$739,0004,909
2005-06-30 (YTD Data)Rank
Total interest income$7,325,0002,151
Total interest expense$2,798,0001,799
Net interest income$4,527,0002,386
Provision for loan and lease losses$380,0001,233
Total noninterest income$853,0002,437
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$248,0003,024
Trading account gains and fees$0116
Additional Noninterest Income$605,0001,916
Total noninterest expense$3,903,0002,097
Salaries and employee benefits$2,022,0002,235
Premises and equipment expense$513,0002,281
Additional noninterest expense$1,368,0001,808
Pre-tax net operating income$1,097,0003,475
Securities gains (losses)$02,146
Applicable income taxes$371,0002,730
Income before extraordinary items$726,0003,888
Extraordinary gains, net$030
Net income$726,0003,890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$580,000534
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$726,0003,830
2005-03-31 (YTD Data)Rank
Total interest income$3,583,0002,164
Total interest expense$1,333,0001,791
Net interest income$2,250,0002,386
Provision for loan and lease losses$188,0001,182
Total noninterest income$373,0002,626
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$115,0003,135
Trading account gains and fees$0115
Additional Noninterest Income$258,0002,107
Total noninterest expense$1,907,0002,167
Salaries and employee benefits$1,060,0002,150
Premises and equipment expense$250,0002,355
Additional noninterest expense$597,0002,059
Pre-tax net operating income$528,0003,527
Securities gains (losses)$01,685
Applicable income taxes$175,0002,812
Income before extraordinary items$353,0003,939
Extraordinary gains, net$024
Net income$353,0003,941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0001,543
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$353,0003,891
2004-12-31 (YTD Data)Rank
Total interest income$13,620,0002,100
Total interest expense$4,980,0001,645
Net interest income$8,640,0002,367
Provision for loan and lease losses$141,0004,364
Total noninterest income$1,709,0002,456
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$372,0003,803
Trading account gains and fees$0138
Additional Noninterest Income$1,337,0001,773
Total noninterest expense$8,035,0002,001
Salaries and employee benefits$4,583,0001,907
Premises and equipment expense$886,0002,556
Additional noninterest expense$2,566,0001,895
Pre-tax net operating income$2,170,0003,333
Securities gains (losses)$46,0001,813
Applicable income taxes$702,0002,756
Income before extraordinary items$1,517,0003,605
Extraordinary gains, net$034
Net income$1,517,0003,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0003,385
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,485,7203,608
2004-09-30 (YTD Data)Rank
Total interest income$10,064,0002,104
Total interest expense$3,667,0001,644
Net interest income$6,397,0002,365
Provision for loan and lease losses$100,0004,260
Total noninterest income$1,348,0002,376
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$271,0003,905
Trading account gains and fees$0134
Additional Noninterest Income$1,077,0001,680
Total noninterest expense$5,602,0002,130
Salaries and employee benefits$3,096,0002,107
Premises and equipment expense$704,0002,407
Additional noninterest expense$1,802,0001,997
Pre-tax net operating income$2,043,0002,823
Securities gains (losses)$46,0001,731
Applicable income taxes$720,0002,261
Income before extraordinary items$1,369,0003,206
Extraordinary gains, net$026
Net income$1,369,0003,207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0002,568
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,338,6403,178
2004-06-30 (YTD Data)Rank
Total interest income$6,633,0002,110
Total interest expense$2,414,0001,647
Net interest income$4,219,0002,369
Provision for loan and lease losses$93,0003,603
Total noninterest income$872,0002,439
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$179,0003,927
Trading account gains and fees$0130
Additional Noninterest Income$693,0001,730
Total noninterest expense$3,753,0002,129
Salaries and employee benefits$2,089,0002,095
Premises and equipment expense$478,0002,378
Additional noninterest expense$1,186,0002,023
Pre-tax net operating income$1,245,0003,022
Securities gains (losses)$25,0001,902
Applicable income taxes$428,0002,442
Income before extraordinary items$842,0003,395
Extraordinary gains, net$021
Net income$842,0003,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0002,235
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$825,5003,357
2004-03-31 (YTD Data)Rank
Total interest income$3,251,0002,150
Total interest expense$1,167,0001,725
Net interest income$2,084,0002,396
Provision for loan and lease losses$23,0004,653
Total noninterest income$442,0002,377
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$86,0003,952
Trading account gains and fees$0121
Additional Noninterest Income$356,0001,666
Total noninterest expense$1,899,0002,106
Salaries and employee benefits$1,090,0002,020
Premises and equipment expense$241,0002,392
Additional noninterest expense$568,0002,085
Pre-tax net operating income$604,0003,068
Securities gains (losses)$31,0001,473
Applicable income taxes$205,0002,536
Income before extraordinary items$430,0003,316
Extraordinary gains, net$016
Net income$430,0003,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0002,425
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$408,9203,335
2003-12-31 (YTD Data)Rank
Total interest income$13,009,0002,192
Total interest expense$4,997,0001,790
Net interest income$8,012,0002,428
Provision for loan and lease losses$601,0001,834
Total noninterest income$2,765,0001,797
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$342,0004,011
Trading account gains and fees$0160
Additional Noninterest Income$2,423,0001,259
Total noninterest expense$7,914,0001,998
Salaries and employee benefits$3,888,0002,188
Premises and equipment expense$790,0002,796
Additional noninterest expense$3,236,0001,526
Pre-tax net operating income$2,262,0003,105
Securities gains (losses)$11,0003,560
Applicable income taxes$882,0002,356
Income before extraordinary items$1,391,0003,746
Extraordinary gains, net$054
Net income$1,391,0003,746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0003,209
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,383,9603,607
2003-09-30 (YTD Data)Rank
Total interest income$9,750,0002,237
Total interest expense$3,806,0001,835
Net interest income$5,944,0002,461
Provision for loan and lease losses$493,0001,687
Total noninterest income$2,417,0001,632
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$248,0004,112
Trading account gains and fees$0153
Additional Noninterest Income$2,169,0001,167
Total noninterest expense$5,329,0002,209
Salaries and employee benefits$2,715,0002,334
Premises and equipment expense$591,0002,818
Additional noninterest expense$2,023,0001,788
Pre-tax net operating income$2,539,0002,353
Securities gains (losses)$04,204
Applicable income taxes$955,0001,926
Income before extraordinary items$1,584,0002,845
Extraordinary gains, net$040
Net income$1,584,0002,845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0002,780
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,584,0002,703
2003-06-30 (YTD Data)Rank
Total interest income$6,592,0002,215
Total interest expense$2,659,0001,809
Net interest income$3,933,0002,473
Provision for loan and lease losses$325,0001,685
Total noninterest income$1,806,0001,483
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$155,0004,203
Trading account gains and fees$0150
Additional Noninterest Income$1,651,0001,051
Total noninterest expense$3,577,0002,199
Salaries and employee benefits$1,877,0002,255
Premises and equipment expense$385,0002,865
Additional noninterest expense$1,315,0001,837
Pre-tax net operating income$1,837,0002,194
Securities gains (losses)$03,782
Applicable income taxes$668,0001,885
Income before extraordinary items$1,169,0002,638
Extraordinary gains, net$030
Net income$1,169,0002,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0002,386
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,169,0002,489
2003-03-31 (YTD Data)Rank
Total interest income$3,328,0002,204
Total interest expense$1,398,0001,779
Net interest income$1,930,0002,515
Provision for loan and lease losses$190,0001,428
Total noninterest income$785,0001,607
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$70,0004,383
Trading account gains and fees$0134
Additional Noninterest Income$715,0001,148
Total noninterest expense$1,673,0002,325
Salaries and employee benefits$934,0002,250
Premises and equipment expense$194,0002,827
Additional noninterest expense$545,0002,156
Pre-tax net operating income$852,0002,342
Securities gains (losses)$02,891
Applicable income taxes$323,0001,950
Income before extraordinary items$529,0002,828
Extraordinary gains, net$021
Net income$529,0002,826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0002,229
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$529,0002,684
2002-12-31 (YTD Data)Rank
Total interest income$14,216,0002,162
Total interest expense$6,702,0001,706
Net interest income$7,514,0002,546
Provision for loan and lease losses$369,0003,008
Total noninterest income$2,360,0001,874
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$264,0004,558
Trading account gains and fees$35,000120
Additional Noninterest Income$2,061,0001,279
Total noninterest expense$6,899,0002,175
Salaries and employee benefits$3,786,0002,108
Premises and equipment expense$748,0002,834
Additional noninterest expense$2,365,0001,962
Pre-tax net operating income$2,606,0002,802
Securities gains (losses)$61,0002,221
Applicable income taxes$926,0002,340
Income before extraordinary items$1,741,0003,115
Extraordinary gains, net$070
Net income$1,741,0003,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0004,694
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,701,3503,072
2001-12-31 (YTD Data)Rank
Total interest income$16,925,0002,024
Total interest expense$9,556,0001,703
Net interest income$7,369,0002,431
Provision for loan and lease losses$745,0001,589
Total noninterest income$3,624,0001,276
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$204,0005,117
Trading account gains and fees$0177
Additional Noninterest Income$3,420,000858
Total noninterest expense$6,384,0002,242
Salaries and employee benefits$3,499,0002,148
Premises and equipment expense$534,0003,687
Additional noninterest expense$2,351,0001,915
Pre-tax net operating income$3,864,0001,821
Securities gains (losses)$149,0001,415
Applicable income taxes$1,387,0001,613
Income before extraordinary items$2,626,0001,996
Extraordinary gains, net$0105
Net income$2,626,0001,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0003,134
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,529,1501,990
2000-12-31 (YTD Data)Rank
Total interest income$17,453,0002,019
Total interest expense$10,443,0001,644
Net interest income$7,010,0002,540
Provision for loan and lease losses$388,0002,334
Total noninterest income$908,0003,370
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$124,0006,161
Trading account gains and fees$42,000145
Additional Noninterest Income$742,0002,259
Total noninterest expense$5,855,0002,331
Salaries and employee benefits$2,945,0002,433
Premises and equipment expense$488,0003,862
Additional noninterest expense$2,422,0001,825
Pre-tax net operating income$1,675,0003,762
Securities gains (losses)$299,000344
Applicable income taxes$433,0003,818
Income before extraordinary items$1,541,0003,183
Extraordinary gains, net$038
Net income$1,541,0003,181
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0004,380
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,307,7803,604
1999-12-31 (YTD Data)Rank
Total interest income$15,499,0002,102
Total interest expense$8,815,0001,697
Net interest income$6,684,0002,622
Provision for loan and lease losses$108,0005,075
Total noninterest income$697,0004,012
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$104,0006,628
Trading account gains and fees$-301,0004,547
Additional Noninterest Income$894,0002,010
Total noninterest expense$7,129,0001,922
Salaries and employee benefits$2,774,0002,530
Premises and equipment expense$674,0002,955
Additional noninterest expense$3,681,0001,252
Pre-tax net operating income$144,0008,835
Securities gains (losses)$150,000612
Applicable income taxes$109,0006,807
Income before extraordinary items$185,0008,399
Extraordinary gains, net$035
Net income$185,0008,399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0003,068
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$89,0009,005
1998-12-31 (YTD Data)Rank
Total interest income$14,822,0002,206
Total interest expense$8,501,0001,795
Net interest income$6,321,0002,715
Provision for loan and lease losses$36,0007,078
Total noninterest income$1,509,0002,256
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$84,0007,177
Trading account gains and fees$889,00098
Additional Noninterest Income$536,0002,856
Total noninterest expense$5,081,0002,560
Salaries and employee benefits$2,688,0002,513
Premises and equipment expense$612,0003,109
Additional noninterest expense$1,781,0002,347
Pre-tax net operating income$2,713,0002,597
Securities gains (losses)$704,000463
Applicable income taxes$1,214,0001,975
Income before extraordinary items$2,203,0002,342
Extraordinary gains, net$032
Net income$2,203,0002,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0003,781
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,752,4402,769
1997-12-31 (YTD Data)Rank
Total interest income$13,742,0002,376
Total interest expense$7,629,0002,014
Net interest income$6,113,0002,851
Provision for loan and lease losses$36,0007,137
Total noninterest income$442,0005,391
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$62,0008,090
Trading account gains and fees$0239
Additional Noninterest Income$380,0003,400
Total noninterest expense$4,526,0002,801
Salaries and employee benefits$2,539,0002,603
Premises and equipment expense$529,0003,526
Additional noninterest expense$1,458,0002,803
Pre-tax net operating income$1,993,0003,545
Securities gains (losses)$548,000409
Applicable income taxes$842,0002,816
Income before extraordinary items$1,699,0002,998
Extraordinary gains, net$044
Net income$1,699,0002,997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,696
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,331,8403,644
1996-12-31 (YTD Data)Rank
Total interest income$11,436,0002,891
Total interest expense$6,428,0002,400
Net interest income$5,008,0003,528
Provision for loan and lease losses$09,041
Total noninterest income$311,0006,812
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$48,0008,902
Trading account gains and fees$0262
Additional Noninterest Income$263,0004,407
Total noninterest expense$5,051,0002,713
Salaries and employee benefits$2,198,0003,041
Premises and equipment expense$486,0003,863
Additional noninterest expense$2,367,0002,109
Pre-tax net operating income$268,0009,348
Securities gains (losses)$555,000395
Applicable income taxes$251,0006,439
Income before extraordinary items$572,0006,446
Extraordinary gains, net$053
Net income$572,0006,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,297
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$183,5009,405
1995-12-31 (YTD Data)Rank
Total interest income$10,266,0003,216
Total interest expense$5,877,0002,609
Net interest income$4,389,0003,995
Provision for loan and lease losses$08,958
Total noninterest income$290,0007,186
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$41,0009,495
Trading account gains and fees$0522
Additional Noninterest Income$249,0004,490
Total noninterest expense$3,734,0003,529
Salaries and employee benefits$1,881,0003,508
Premises and equipment expense$370,0004,828
Additional noninterest expense$1,483,0003,114
Pre-tax net operating income$945,0006,216
Securities gains (losses)$264,000563
Applicable income taxes$356,0005,372
Income before extraordinary items$853,0005,206
Extraordinary gains, net$065
Net income$853,0005,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0003,529
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$665,5606,184
1994-12-31 (YTD Data)Rank
Total interest income$9,223,0003,269
Total interest expense$4,950,0002,484
Net interest income$4,273,0004,114
Provision for loan and lease losses$27,0007,330
Total noninterest income$124,00010,218
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$29,00010,344
Trading account gains and fees$0475
Additional Noninterest Income$95,0007,669
Total noninterest expense$3,588,0003,766
Salaries and employee benefits$1,873,0003,482
Premises and equipment expense$417,0004,424
Additional noninterest expense$1,298,0003,773
Pre-tax net operating income$782,0006,962
Securities gains (losses)$296,000389
Applicable income taxes$311,0005,743
Income before extraordinary items$767,0005,516
Extraordinary gains, net$0249
Net income$767,0005,532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$556,8406,908
1993-12-31 (YTD Data)Rank
Total interest income$10,045,0003,073
Total interest expense$5,348,0002,419
Net interest income$4,697,0003,784
Provision for loan and lease losses$43,0007,841
Total noninterest income$137,00010,480
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$23,00010,936
Trading account gains and fees$0532
Additional Noninterest Income$114,0007,477
Total noninterest expense$3,360,0004,064
Salaries and employee benefits$1,787,0003,630
Premises and equipment expense$312,0005,663
Additional noninterest expense$1,261,0004,015
Pre-tax net operating income$1,431,0004,505
Securities gains (losses)$140,0002,061
Applicable income taxes$519,0004,053
Income before extraordinary items$1,052,0004,501
Extraordinary gains, net$03,149
Net income$1,052,0004,626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0008,917
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$958,2004,613
1992-12-31 (YTD Data)Rank
Total interest income$11,569,0003,042
Total interest expense$6,580,0002,566
Net interest income$4,989,0003,641
Provision for loan and lease losses$527,0002,886
Total noninterest income$150,00010,494
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$16,00011,465
Trading account gains and fees$0504
Additional Noninterest Income$134,0007,060
Total noninterest expense$3,322,0004,135
Salaries and employee benefits$1,703,0003,763
Premises and equipment expense$362,0005,215
Additional noninterest expense$1,257,0004,163
Pre-tax net operating income$1,290,0004,638
Securities gains (losses)$283,0001,591
Applicable income taxes$796,0002,632
Income before extraordinary items$777,0005,477
Extraordinary gains, net$01,422
Net income$777,0005,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$595,8806,251

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.