Home > Reliance Savings Bank > Net charge- offs to loans

Reliance Savings Bank, Net charge- offs to loans

2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0543%1,250
Percentage Net Loans Charged-off: Total real estate loans0.0463%602
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0000%744
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0927%278
Percentage Net Loans Charged-off: Home equity loans0.0670%138
All other 1-4 family - Percent of loans charged-off, net0.0998%259
Percentage Net Loans Charged-off: Commercial and industrial-0.0050%3,352
Percentage Net Loans Charged-off: Loans to individuals0.8948%473
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8948%424
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0804%866
Percentage Net Loans Charged-off: Total real estate loans0.0616%465
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0000%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.1230%198
Percentage Net Loans Charged-off: Home equity loans0.0880%111
All other 1-4 family - Percent of loans charged-off, net0.1328%183
Percentage Net Loans Charged-off: Commercial and industrial-0.0031%3,295
Percentage Net Loans Charged-off: Loans to individuals1.6782%223
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.6782%194
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0936%773
Percentage Net Loans Charged-off: Total real estate loans0.0754%397
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.1495%182
Percentage Net Loans Charged-off: Home equity loans0.1309%79
All other 1-4 family - Percent of loans charged-off, net0.1548%184
Percentage Net Loans Charged-off: Commercial and industrial-0.0042%3,382
Percentage Net Loans Charged-off: Loans to individuals1.8345%207
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.8345%177
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1125%626
Percentage Net Loans Charged-off: Total real estate loans0.0000%775
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0000%564
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial0.0000%814
Percentage Net Loans Charged-off: Loans to individuals6.5468%50
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.5468%44
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0251%2,540
Percentage Net Loans Charged-off: Total real estate loans0.0035%1,850
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate-0.0160%4,470
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0151%1,226
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net0.0196%1,084
Percentage Net Loans Charged-off: Commercial and industrial-0.0053%3,815
Percentage Net Loans Charged-off: Loans to individuals1.1941%502
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1941%452
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0332%2,164
Percentage Net Loans Charged-off: Total real estate loans0.0047%1,549
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate-0.0214%4,540
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0200%972
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net0.0260%848
Percentage Net Loans Charged-off: Commercial and industrial-0.0037%3,733
Percentage Net Loans Charged-off: Loans to individuals1.5272%362
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5272%315
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0429%1,886
Percentage Net Loans Charged-off: Total real estate loans0.0070%1,287
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate-0.0323%4,675
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0296%779
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net0.0385%664
Percentage Net Loans Charged-off: Commercial and industrial-0.0064%3,758
Percentage Net Loans Charged-off: Loans to individuals1.8866%317
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.8866%271
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0445%1,582
Percentage Net Loans Charged-off: Total real estate loans-0.0174%4,427
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate-0.0651%4,805
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0000%861
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net0.0000%803
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals2.8773%226
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.8773%192
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5189%358
Percentage Net Loans Charged-off: Total real estate loans0.5482%110
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate2.0383%46
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0037%1,780
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net0.0048%1,654
Percentage Net Loans Charged-off: Commercial and industrial-0.0108%3,989
Percentage Net Loans Charged-off: Loans to individuals1.3018%580
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3018%512
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6967%226
Percentage Net Loans Charged-off: Total real estate loans0.7383%64
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate2.7396%26
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0049%1,481
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0064%1,370
Percentage Net Loans Charged-off: Commercial and industrial-0.0075%3,857
Percentage Net Loans Charged-off: Loans to individuals1.5763%431
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5763%376
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0577%130
Percentage Net Loans Charged-off: Total real estate loans1.1252%39
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate4.1808%14
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0074%1,222
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net0.0095%1,115
Percentage Net Loans Charged-off: Commercial and industrial-0.0123%3,905
Percentage Net Loans Charged-off: Loans to individuals2.0521%304
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.0521%273
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0605%1,432
Percentage Net Loans Charged-off: Total real estate loans0.0081%1,082
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0148%847
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.0190%761
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals2.4355%270
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.4355%239
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0195%3,048
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,343
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,071
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net0.0000%1,969
Percentage Net Loans Charged-off: Commercial and industrial-0.0074%3,981
Percentage Net Loans Charged-off: Loans to individuals0.8312%995
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8312%906
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0251%2,618
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,006
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.0000%901
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,786
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net0.0000%1,693
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,906
Percentage Net Loans Charged-off: Loans to individuals1.0379%736
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0380%658
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0373%2,105
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,706
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.0000%695
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,520
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net0.0000%1,443
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,594
Percentage Net Loans Charged-off: Loans to individuals1.4976%446
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4976%385
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0577%1,526
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,280
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,125
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.0000%1,039
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,100
Percentage Net Loans Charged-off: Loans to individuals2.2507%307
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.2507%267
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0767%2,356
Percentage Net Loans Charged-off: Total real estate loans0.0560%1,414
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.1884%517
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,399
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net0.0000%2,289
Percentage Net Loans Charged-off: Commercial and industrial-0.0147%4,315
Percentage Net Loans Charged-off: Loans to individuals1.0165%872
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0165%780
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1090%1,700
Percentage Net Loans Charged-off: Total real estate loans0.0751%1,000
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate0.2533%332
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,100
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.0000%2,002
Percentage Net Loans Charged-off: Commercial and industrial-0.0098%4,114
Percentage Net Loans Charged-off: Loans to individuals1.5702%475
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5702%413
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1269%1,401
Percentage Net Loans Charged-off: Total real estate loans0.1130%699
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.3857%221
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,811
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.0000%1,712
Percentage Net Loans Charged-off: Commercial and industrial-0.0146%4,152
Percentage Net Loans Charged-off: Loans to individuals1.0091%786
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0091%695
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2294%783
Percentage Net Loans Charged-off: Total real estate loans0.2274%332
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.8077%70
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,343
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.0000%1,248
Percentage Net Loans Charged-off: Commercial and industrial-0.0290%4,320
Percentage Net Loans Charged-off: Loans to individuals1.0916%764
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0916%676
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0389%3,249
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,962
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,463
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,739
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.0000%2,631
Percentage Net Loans Charged-off: Commercial and industrial-0.0138%4,422
Percentage Net Loans Charged-off: Loans to individuals1.4808%548
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4808%494
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0288%3,082
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,628
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,171
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,407
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.0000%2,312
Percentage Net Loans Charged-off: Commercial and industrial-0.0091%4,236
Percentage Net Loans Charged-off: Loans to individuals1.1046%725
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1046%657
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0360%2,735
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,371
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate0.0000%960
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,118
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.0000%2,020
Percentage Net Loans Charged-off: Commercial and industrial-0.0135%4,282
Percentage Net Loans Charged-off: Loans to individuals1.3915%533
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3915%471
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0024%3,041
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,777
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,585
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0000%1,477
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,202
Percentage Net Loans Charged-off: Loans to individuals0.0918%2,283
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0918%2,131
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1260%2,116
Percentage Net Loans Charged-off: Total real estate loans0.0495%2,288
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate0.0527%1,238
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0579%2,242
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.0741%1,985
Percentage Net Loans Charged-off: Commercial and industrial0.0195%2,335
Percentage Net Loans Charged-off: Loans to individuals3.0877%152
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.0877%134
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1199%1,921
Percentage Net Loans Charged-off: Total real estate loans0.0471%2,103
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,413
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0776%1,825
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.0992%1,565
Percentage Net Loans Charged-off: Commercial and industrial0.0346%1,898
Percentage Net Loans Charged-off: Loans to individuals2.8887%174
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.8887%151
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0655%2,440
Percentage Net Loans Charged-off: Total real estate loans-0.0014%4,639
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-0.0023%5,077
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net-0.0030%5,116
Percentage Net Loans Charged-off: Commercial and industrial-0.0129%4,391
Percentage Net Loans Charged-off: Loans to individuals2.5044%238
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.5044%210
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1359%1,429
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,078
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,834
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.0000%1,718
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,166
Percentage Net Loans Charged-off: Loans to individuals5.0139%108
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.0139%99
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0583%3,673
Percentage Net Loans Charged-off: Total real estate loans0.0499%3,011
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,194
Percentage Net Loans Charged-off: Multi-family residential0.0175%389
Percentage Net Loans Charged-off: 1-4 family residential0.0784%2,603
Percentage Net Loans Charged-off: Home equity loans0.0827%953
All other 1-4 family - Percent of loans charged-off, net0.0773%2,511
Percentage Net Loans Charged-off: Commercial and industrial-0.0061%4,642
Percentage Net Loans Charged-off: Loans to individuals0.5474%1,704
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5474%1,577
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0643%3,284
Percentage Net Loans Charged-off: Total real estate loans0.0616%2,563
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,863
Percentage Net Loans Charged-off: Multi-family residential0.0241%328
Percentage Net Loans Charged-off: 1-4 family residential0.0963%2,198
Percentage Net Loans Charged-off: Home equity loans0.0681%903
All other 1-4 family - Percent of loans charged-off, net0.1033%2,026
Percentage Net Loans Charged-off: Commercial and industrial-0.0080%4,595
Percentage Net Loans Charged-off: Loans to individuals0.4047%1,899
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4047%1,758
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0793%2,900
Percentage Net Loans Charged-off: Total real estate loans0.0930%2,102
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0384%249
Percentage Net Loans Charged-off: 1-4 family residential0.1449%1,731
Percentage Net Loans Charged-off: Home equity loans0.1034%725
All other 1-4 family - Percent of loans charged-off, net0.1552%1,599
Percentage Net Loans Charged-off: Commercial and industrial-0.0118%4,610
Percentage Net Loans Charged-off: Loans to individuals-0.0235%5,266
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0235%5,187
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0517%2,662
Percentage Net Loans Charged-off: Total real estate loans0.0629%1,877
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0867%147
Percentage Net Loans Charged-off: 1-4 family residential0.0925%1,610
Percentage Net Loans Charged-off: Home equity loans0.2080%454
All other 1-4 family - Percent of loans charged-off, net0.0638%1,679
Percentage Net Loans Charged-off: Commercial and industrial-0.0232%4,794
Percentage Net Loans Charged-off: Loans to individuals-0.0473%5,282
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0473%5,214
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0604%4,370
Percentage Net Loans Charged-off: Total real estate loans0.0268%4,062
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,684
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.0428%3,596
Percentage Net Loans Charged-off: Home equity loans0.0364%1,351
All other 1-4 family - Percent of loans charged-off, net0.0445%3,412
Percentage Net Loans Charged-off: Commercial and industrial-0.0112%5,040
Percentage Net Loans Charged-off: Loans to individuals1.3046%856
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3046%770
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0596%4,055
Percentage Net Loans Charged-off: Total real estate loans0.0199%3,903
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,354
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.0319%3,427
Percentage Net Loans Charged-off: Home equity loans0.0485%1,185
All other 1-4 family - Percent of loans charged-off, net0.0274%3,317
Percentage Net Loans Charged-off: Commercial and industrial-0.0074%4,883
Percentage Net Loans Charged-off: Loans to individuals1.4550%688
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4550%617
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0693%3,718
Percentage Net Loans Charged-off: Total real estate loans0.0303%3,439
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,043
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.0484%2,938
Percentage Net Loans Charged-off: Home equity loans0.0731%998
All other 1-4 family - Percent of loans charged-off, net0.0416%2,832
Percentage Net Loans Charged-off: Commercial and industrial-0.0110%4,882
Percentage Net Loans Charged-off: Loans to individuals1.4717%694
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4717%620
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0084%3,982
Percentage Net Loans Charged-off: Total real estate loans-0.0148%6,008
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential-0.0236%6,140
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net-0.0301%6,208
Percentage Net Loans Charged-off: Commercial and industrial-0.0215%5,012
Percentage Net Loans Charged-off: Loans to individuals0.7406%1,257
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7406%1,144
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1687%4,025
Percentage Net Loans Charged-off: Total real estate loans0.0329%4,728
Percentage Net Loans Charged-off:Construction & development0.0000%2,360
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,215
Percentage Net Loans Charged-off: Multi-family residential0.2412%665
Percentage Net Loans Charged-off: 1-4 family residential0.0306%4,270
Percentage Net Loans Charged-off: Home equity loans0.0404%1,697
All other 1-4 family - Percent of loans charged-off, net0.0278%4,108
Percentage Net Loans Charged-off: Commercial and industrial-0.0110%5,517
Percentage Net Loans Charged-off: Loans to individuals4.2169%250
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.2169%241
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1375%4,015
Percentage Net Loans Charged-off: Total real estate loans-0.0185%6,618
Percentage Net Loans Charged-off:Construction & development0.0000%2,174
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,867
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential-0.0303%6,680
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net-0.0392%6,695
Percentage Net Loans Charged-off: Commercial and industrial-0.0074%5,422
Percentage Net Loans Charged-off: Loans to individuals4.4811%226
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.4811%213
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1590%3,649
Percentage Net Loans Charged-off: Total real estate loans-0.0279%6,687
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,477
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential-0.0458%6,749
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net-0.0594%6,758
Percentage Net Loans Charged-off: Commercial and industrial-0.0113%5,420
Percentage Net Loans Charged-off: Loans to individuals5.2372%201
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.2372%197
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0241%4,353
Percentage Net Loans Charged-off: Total real estate loans0.0210%3,536
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.0344%2,846
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.0445%2,631
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,038
Percentage Net Loans Charged-off: Loans to individuals0.1692%2,616
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1692%2,431
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3468%3,666
Percentage Net Loans Charged-off: Total real estate loans0.3560%3,150
Percentage Net Loans Charged-off:Construction & development0.0000%2,917
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,614
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.6004%1,958
Percentage Net Loans Charged-off: Home equity loans0.0867%1,811
All other 1-4 family - Percent of loans charged-off, net0.7412%1,611
Percentage Net Loans Charged-off: Commercial and industrial-0.0057%6,026
Percentage Net Loans Charged-off: Loans to individuals1.0291%1,625
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0225%1,421
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4171%3,056
Percentage Net Loans Charged-off: Total real estate loans0.4512%2,571
Percentage Net Loans Charged-off:Construction & development0.0000%2,635
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.7659%1,500
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.9720%1,183
Percentage Net Loans Charged-off: Commercial and industrial-0.0075%5,919
Percentage Net Loans Charged-off: Loans to individuals0.6936%2,053
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6877%1,792
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1543%4,255
Percentage Net Loans Charged-off: Total real estate loans0.0143%4,689
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.0245%3,859
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.0309%3,620
Percentage Net Loans Charged-off: Commercial and industrial1.6503%1,176
Percentage Net Loans Charged-off: Loans to individuals0.6768%1,988
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6686%1,708
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2288%3,167
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,921
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,128
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.0000%2,913
Percentage Net Loans Charged-off: Commercial and industrial3.2435%572
Percentage Net Loans Charged-off: Loans to individuals-0.1184%6,221
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1161%6,259
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0483%6,314
Percentage Net Loans Charged-off: Total real estate loans0.0092%5,765
Percentage Net Loans Charged-off:Construction & development0.0000%3,381
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,630
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.0156%4,899
Percentage Net Loans Charged-off: Home equity loans-0.0080%5,471
All other 1-4 family - Percent of loans charged-off, net0.0213%4,668
Percentage Net Loans Charged-off: Commercial and industrial-0.0251%6,630
Percentage Net Loans Charged-off: Loans to individuals1.0015%2,150
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0373%6,190
Percentage Net Loans Charged-off: Total real estate loans-0.0012%7,246
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential-0.0021%7,205
Percentage Net Loans Charged-off: Home equity loans-0.0108%5,517
All other 1-4 family - Percent of loans charged-off, net0.0000%4,440
Percentage Net Loans Charged-off: Commercial and industrial-0.0265%6,600
Percentage Net Loans Charged-off: Loans to individuals0.9424%2,115
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0506%5,678
Percentage Net Loans Charged-off: Total real estate loans-0.0019%7,231
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential-0.0031%7,193
Percentage Net Loans Charged-off: Home equity loans-0.0164%5,531
All other 1-4 family - Percent of loans charged-off, net0.0000%3,888
Percentage Net Loans Charged-off: Commercial and industrial-0.0293%6,558
Percentage Net Loans Charged-off: Loans to individuals1.2603%1,549
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0333%5,115
Percentage Net Loans Charged-off: Total real estate loans-0.0037%7,182
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential-0.0062%7,213
Percentage Net Loans Charged-off: Home equity loans-0.0332%5,590
All other 1-4 family - Percent of loans charged-off, net0.0000%2,950
Percentage Net Loans Charged-off: Commercial and industrial-0.0580%6,659
Percentage Net Loans Charged-off: Loans to individuals0.9511%1,868
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1360%5,845
Percentage Net Loans Charged-off: Total real estate loans0.0043%5,878
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.0070%4,886
Percentage Net Loans Charged-off: Home equity loans0.0258%1,886
All other 1-4 family - Percent of loans charged-off, net0.0028%4,716
Percentage Net Loans Charged-off: Commercial and industrial0.6549%3,426
Percentage Net Loans Charged-off: Loans to individuals1.7289%1,582
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RE17.6471%65
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1421%5,279
Percentage Net Loans Charged-off: Total real estate loans0.0019%5,443
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0031%4,436
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.0038%4,192
Percentage Net Loans Charged-off: Commercial and industrial0.8804%2,526
Percentage Net Loans Charged-off: Loans to individuals1.4927%1,709
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RE23.8563%50
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1985%4,295
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,882
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,865
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.0000%3,607
Percentage Net Loans Charged-off: Commercial and industrial1.3214%1,714
Percentage Net Loans Charged-off: Loans to individuals1.9498%1,228
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RE34.6052%25
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2527%3,145
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,748
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,745
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial2.6359%791
Percentage Net Loans Charged-off: Loans to individuals0.7653%2,427
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1337%4,885
Percentage Net Loans Charged-off: Total real estate loans0.0393%4,508
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.0098%2,281
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0574%3,355
Percentage Net Loans Charged-off: Home equity loans0.2593%951
All other 1-4 family - Percent of loans charged-off, net0.0213%3,645
Percentage Net Loans Charged-off: Commercial and industrial0.0387%4,395
Percentage Net Loans Charged-off: Loans to individuals2.3536%793
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1518%3,780
Percentage Net Loans Charged-off: Total real estate loans0.0519%3,516
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0131%1,653
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0757%2,553
Percentage Net Loans Charged-off: Home equity loans0.3566%657
All other 1-4 family - Percent of loans charged-off, net0.0272%2,910
Percentage Net Loans Charged-off: Commercial and industrial0.0514%3,551
Percentage Net Loans Charged-off: Loans to individuals2.5476%598
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2236%2,570
Percentage Net Loans Charged-off: Total real estate loans0.0789%2,595
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0198%1,204
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.1148%1,838
Percentage Net Loans Charged-off: Home equity loans0.5492%430
All other 1-4 family - Percent of loans charged-off, net0.0412%2,201
Percentage Net Loans Charged-off: Commercial and industrial0.0671%2,815
Percentage Net Loans Charged-off: Loans to individuals3.7745%331
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1654%2,393
Percentage Net Loans Charged-off: Total real estate loans0.1044%1,664
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.1612%1,166
Percentage Net Loans Charged-off: Home equity loans1.1300%200
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals1.9672%767
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0859%4,206
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,242
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,352
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,946
Percentage Net Loans Charged-off: Loans to individuals2.4993%431
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0821%3,482
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,385
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,276
Percentage Net Loans Charged-off: Loans to individuals2.4658%404
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0951%2,826
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,722
Percentage Net Loans Charged-off: Loans to individuals2.9224%295
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0772%2,503
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals2.3928%440
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0447%4,541
Percentage Net Loans Charged-off: Total real estate loans0.0216%2,665
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0834%837
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.0543%3,263
Percentage Net Loans Charged-off: Loans to individuals0.7073%2,161
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0474%3,818
Percentage Net Loans Charged-off: Total real estate loans0.0287%2,048
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.1102%585
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,095
Percentage Net Loans Charged-off: Loans to individuals0.7474%1,801
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0582%3,240
Percentage Net Loans Charged-off: Total real estate loans0.0434%1,518
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.1632%422
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,652
Percentage Net Loans Charged-off: Loans to individuals0.6866%1,831
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0199%3,610
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals0.7082%1,724
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5171%814
Percentage Net Loans Charged-off: Total real estate loans0.1620%845
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.2524%658
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.2793%627
Percentage Net Loans Charged-off: Commercial and industrial4.1345%234
Percentage Net Loans Charged-off: Loans to individuals2.4593%464
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3857%1,021
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,051
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial4.2679%212
Percentage Net Loans Charged-off: Loans to individuals2.7429%358
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5446%670
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial6.2234%149
Percentage Net Loans Charged-off: Loans to individuals2.6387%392
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1143%2,272
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals5.0902%158
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0567%5,105
Percentage Net Loans Charged-off: Total real estate loans0.0099%3,441
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0154%2,851
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0164%2,678
Percentage Net Loans Charged-off: Commercial and industrial-0.0072%7,189
Percentage Net Loans Charged-off: Loans to individuals2.3178%595
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0761%4,088
Percentage Net Loans Charged-off: Total real estate loans0.0132%2,834
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0205%2,311
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0219%2,157
Percentage Net Loans Charged-off: Commercial and industrial-0.0104%6,994
Percentage Net Loans Charged-off: Loans to individuals3.1558%331
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0910%3,555
Percentage Net Loans Charged-off: Total real estate loans0.0199%2,251
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0308%1,806
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0329%1,681
Percentage Net Loans Charged-off: Commercial and industrial-0.0170%6,968
Percentage Net Loans Charged-off: Loans to individuals3.6509%289
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0610%3,490
Percentage Net Loans Charged-off: Total real estate loans0.0213%1,629
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0327%1,316
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0349%1,222
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals2.0478%821
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0845%5,110
Percentage Net Loans Charged-off: Total real estate loans0.0055%3,810
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0081%3,208
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0086%3,035
Percentage Net Loans Charged-off: Commercial and industrial0.6820%2,215
Percentage Net Loans Charged-off: Loans to individuals2.8300%475
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0936%4,445
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,474
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial0.8650%1,574
Percentage Net Loans Charged-off: Loans to individuals3.4230%315
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1139%3,765
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial1.3429%1,045
Percentage Net Loans Charged-off: Loans to individuals3.7720%297
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1006%3,346
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.7765%1,192
Percentage Net Loans Charged-off: Loans to individuals4.9383%226
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0409%6,360
Percentage Net Loans Charged-off: Total real estate loans0.0059%3,872
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0072%3,218
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0075%3,053
Percentage Net Loans Charged-off: Commercial and industrial0.2417%3,631
Percentage Net Loans Charged-off: Loans to individuals1.8360%1,010
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0976%5,153
Percentage Net Loans Charged-off: Total real estate loans0.0635%2,158
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0679%1,866
Percentage Net Loans Charged-off: Home equity loans0.1804%327
All other 1-4 family - Percent of loans charged-off, net0.0634%1,847
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,805
Percentage Net Loans Charged-off: Loans to individuals1.7329%1,015
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0350%6,230
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0776%5,329
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0594%6,114
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0473%6,813
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0789%6,232
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1416%4,784
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%8,921
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0094%9,594
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%11,197
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA