Home > Reliance Savings Bank > Assets and Liabilities
Reliance Savings Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 6 | 9,972 |
| Assets and Liabilities | ||
| Total Assets: | $39,591,000 | 7,817 |
| Cash and due from depository institutions | $4,559,000 | 9,972 |
| Interest-bearing balances | $4,306,000 | 1,371 |
| Securities | $9,083,000 | 7,369 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $25,528,000 | 7,231 |
| Loan loss allowance | $303,000 | 7,366 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $68,000 | 10,056 |
| Other real estate owned | $0 | 9,972 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $353,000 | 9,050 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,591,000 | 7,817 |
| Total liabilities | $18,028,000 | 9,468 |
| Total deposits | $16,842,000 | 9,493 |
| Interest-bearing deposits | $16,795,000 | 9,168 |
| Deposits held in domestic offices | $16,842,000 | 9,493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $449,000 | 4,273 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $737,000 | 4,437 |
| Total equity capital | $21,563,000 | 2,087 |
| Total bank equity capital | $21,563,000 | 2,087 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $9,262,000 | 1,687 |
| Undivided profits | $12,300,000 | 2,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $193,000 | 6,197 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $79,000 | 9,647 |
| Earning assets | $38,917,000 | 7,564 |
| Long-term assets (5+ years) | $8,490,000 | 5,106 |
| Average Assets, year-to-date | $41,565,800 | 7,435 |
| Average Assets, quarterly | $39,706,000 | 7,720 |
| Volatile liabilities | $1,524,000 | 9,394 |
| Insider loans | $18,000 | 9,026 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $540,000 | 9,280 |
| Tier 1 (core) risk-based capital | $20,586,000 | 2,071 |
| Tier 2 risk-based capital | $1,014,000 | 2,983 |
| Total risk weighted assets | $28,921,300 | 7,051 |
| Total unused commitments | $540,000 | 9,287 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 7 | 10,170 |
| Assets and Liabilities | ||
| Total Assets: | $43,373,000 | 7,600 |
| Cash and due from depository institutions | $1,688,000 | 10,170 |
| Interest-bearing balances | $1,329,000 | 2,192 |
| Securities | $13,781,000 | 6,311 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $27,456,000 | 7,179 |
| Loan loss allowance | $158,000 | 9,356 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $82,000 | 10,331 |
| Other real estate owned | $0 | 10,170 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $366,000 | 9,343 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,373,000 | 7,600 |
| Total liabilities | $22,746,000 | 9,266 |
| Total deposits | $17,680,000 | 9,726 |
| Interest-bearing deposits | $17,583,000 | 9,388 |
| Deposits held in domestic offices | $17,680,000 | 9,725 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $4,449,000 | 2,075 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $617,000 | 5,122 |
| Total equity capital | $20,627,000 | 2,160 |
| Total bank equity capital | $20,627,000 | 2,160 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $9,253,000 | 1,666 |
| Undivided profits | $11,373,000 | 2,265 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 9,747 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $66,000 | 10,244 |
| Earning assets | $42,566,000 | 7,343 |
| Long-term assets (5+ years) | $9,785,000 | 4,382 |
| Average Assets, year-to-date | $42,443,800 | 7,516 |
| Average Assets, quarterly | $43,220,000 | 7,562 |
| Volatile liabilities | $5,208,000 | 7,026 |
| Insider loans | $20,000 | 9,471 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,073,000 | 8,665 |
| Tier 1 (core) risk-based capital | $19,996,000 | 2,129 |
| Tier 2 risk-based capital | $158,000 | 9,021 |
| Total risk weighted assets | $31,315,800 | 6,818 |
| Total unused commitments | $1,073,000 | 8,675 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 7 | 10,651 |
| Assets and Liabilities | ||
| Total Assets: | $40,442,000 | 8,114 |
| Cash and due from depository institutions | $2,162,000 | 10,651 |
| Interest-bearing balances | $2,030,000 | 1,624 |
| Securities | $12,786,000 | 7,056 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $25,084,000 | 7,630 |
| Loan loss allowance | $138,000 | 10,036 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $96,000 | 10,680 |
| Other real estate owned | $0 | 10,651 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $314,000 | 10,169 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,442,000 | 8,114 |
| Total liabilities | $20,790,000 | 9,911 |
| Total deposits | $17,932,000 | 10,156 |
| Interest-bearing deposits | $17,880,000 | 9,744 |
| Deposits held in domestic offices | $17,932,000 | 10,154 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,449,000 | 2,492 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $409,000 | 6,716 |
| Total equity capital | $19,652,000 | 2,289 |
| Total bank equity capital | $19,652,000 | 2,289 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $9,071,000 | 1,748 |
| Undivided profits | $10,580,000 | 2,398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $62,000 | 10,783 |
| Earning assets | $39,900,000 | 7,798 |
| Long-term assets (5+ years) | $11,953,000 | 3,795 |
| Average Assets, year-to-date | $37,756,200 | 8,240 |
| Average Assets, quarterly | $39,494,000 | 8,161 |
| Volatile liabilities | $1,291,000 | 10,226 |
| Insider loans | $21,000 | 9,919 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,836,000 | 5,759 |
| Tier 1 (core) risk-based capital | $19,274,000 | 2,237 |
| Tier 2 risk-based capital | $138,000 | 9,667 |
| Total risk weighted assets | $29,515,800 | 7,163 |
| Total unused commitments | $3,836,000 | 5,771 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 7 | 11,136 |
| Assets and Liabilities | ||
| Total Assets: | $32,150,000 | 9,266 |
| Cash and due from depository institutions | $691,000 | 11,136 |
| Interest-bearing balances | $571,000 | 3,154 |
| Securities | $8,769,000 | 8,716 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $22,119,000 | 8,189 |
| Loan loss allowance | $116,000 | 10,769 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $92,000 | 11,150 |
| Other real estate owned | $0 | 11,136 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $479,000 | 9,315 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,150,000 | 9,266 |
| Total liabilities | $22,181,000 | 10,095 |
| Total deposits | $21,460,000 | 10,086 |
| Interest-bearing deposits | $21,434,000 | 9,568 |
| Deposits held in domestic offices | $21,460,000 | 10,084 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $400,000 | 3,592 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $321,000 | 8,027 |
| Total equity capital | $9,969,000 | 4,347 |
| Total bank equity capital | $9,969,000 | 4,347 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $9,969,000 | 2,595 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $69,000 | 11,189 |
| Earning assets | $31,459,000 | 8,998 |
| Long-term assets (5+ years) | $8,923,000 | 4,333 |
| Average Assets, year-to-date | $32,509,200 | 9,059 |
| Average Assets, quarterly | $32,259,500 | 9,205 |
| Volatile liabilities | $2,635,000 | 8,926 |
| Insider loans | $22,000 | 10,359 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $0 | 11,319 |
| Tier 1 (core) risk-based capital | $9,705,000 | 4,321 |
| Tier 2 risk-based capital | $116,000 | 10,392 |
| Total risk weighted assets | $23,832,900 | 8,110 |
| Total unused commitments | $0 | 11,320 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 7 | 11,707 |
| Assets and Liabilities | ||
| Total Assets: | $32,639,000 | 9,446 |
| Cash and due from depository institutions | $1,282,000 | 11,707 |
| Interest-bearing balances | $1,071,000 | 2,334 |
| Securities | $10,711,000 | 8,492 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $20,246,000 | 8,680 |
| Loan loss allowance | $94,000 | 11,644 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $114,000 | 11,480 |
| Other real estate owned | $0 | 11,707 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $286,000 | 11,277 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,639,000 | 9,446 |
| Total liabilities | $23,357,000 | 10,276 |
| Total deposits | $22,914,000 | 10,207 |
| Interest-bearing deposits | $22,895,000 | 9,621 |
| Deposits held in domestic offices | $22,914,000 | 10,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $250,000 | 4,270 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $193,000 | 9,154 |
| Total equity capital | $9,282,000 | 4,357 |
| Total bank equity capital | $9,282,000 | 4,357 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $9,282,000 | 2,509 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $38,000 | 12,113 |
| Earning assets | $32,028,000 | 9,117 |
| Long-term assets (5+ years) | $8,440,000 | 4,560 |
| Average Assets, year-to-date | $33,064,600 | 9,293 |
| Average Assets, quarterly | $33,025,000 | 9,364 |
| Volatile liabilities | $2,336,000 | 9,255 |
| Insider loans | $24,000 | 10,750 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $0 | 11,812 |
| Tier 1 (core) risk-based capital | $9,305,000 | 4,396 |
| Tier 2 risk-based capital | $94,000 | 11,322 |
| Total risk weighted assets | $23,257,200 | 8,336 |
| Total unused commitments | $0 | 11,813 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 6 | 12,602 |
| Assets and Liabilities | ||
| Total Assets: | $33,093,000 | 9,746 |
| Cash and due from depository institutions | $3,775,000 | 12,602 |
| Interest-bearing balances | $3,559,000 | 1,639 |
| Securities | $3,951,000 | 11,755 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $18,177,000 | 9,244 |
| Loan loss allowance | $74,000 | 12,530 |
| Trading account assets | $6,972,000 | 141 |
| Bank premises and fixed assets | $104,000 | 12,168 |
| Other real estate owned | $0 | 12,602 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $114,000 | 12,990 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,093,000 | 9,746 |
| Total liabilities | $24,041,000 | 10,630 |
| Total deposits | $23,816,000 | 10,551 |
| Interest-bearing deposits | $23,778,000 | 9,870 |
| Deposits held in domestic offices | $23,816,000 | 10,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $225,000 | 8,762 |
| Total equity capital | $9,052,000 | 4,475 |
| Total bank equity capital | $9,052,000 | 4,475 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $9,052,000 | 2,623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 9,964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $51,000 | 12,376 |
| Earning assets | $32,659,000 | 9,362 |
| Long-term assets (5+ years) | $9,616,000 | 4,461 |
| Average Assets, year-to-date | $32,707,000 | 9,658 |
| Average Assets, quarterly | $33,366,500 | 9,646 |
| Volatile liabilities | $1,638,000 | 10,274 |
| Insider loans | $15,000 | 11,362 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $847,000 | 9,600 |
| Tier 1 (core) risk-based capital | $8,932,000 | 4,438 |
| Tier 2 risk-based capital | $74,000 | 12,205 |
| Total risk weighted assets | $17,422,800 | 9,784 |
| Total unused commitments | $847,000 | 9,625 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 6 | 13,177 |
| Assets and Liabilities | ||
| Total Assets: | $31,490,000 | 10,207 |
| Cash and due from depository institutions | $6,235,000 | 13,177 |
| Interest-bearing balances | $6,182,000 | 1,197 |
| Securities | $8,049,000 | 10,010 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $16,755,000 | 9,699 |
| Loan loss allowance | $51,000 | 13,390 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $101,000 | 12,727 |
| Other real estate owned | $0 | 13,177 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $350,000 | 11,179 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,490,000 | 10,207 |
| Total liabilities | $22,939,000 | 11,149 |
| Total deposits | $22,863,000 | 11,045 |
| Interest-bearing deposits | $22,863,000 | 10,356 |
| Deposits held in domestic offices | $22,863,000 | 11,041 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $76,000 | 12,912 |
| Total equity capital | $8,551,000 | 4,512 |
| Total bank equity capital | $8,551,000 | 4,512 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $8,551,000 | 2,576 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $86,000 | 10,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $26,000 | 13,486 |
| Earning assets | $30,986,000 | 9,784 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $30,915,600 | 10,140 |
| Average Assets, quarterly | $31,837,000 | 10,089 |
| Volatile liabilities | $1,557,000 | 10,703 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $201,000 | 11,688 |
| Tier 1 (core) risk-based capital | $8,551,000 | 4,442 |
| Tier 2 risk-based capital | $51,000 | 13,112 |
| Total risk weighted assets | $14,938,000 | 10,656 |
| Total unused commitments | $201,000 | 11,706 |
| Derivatives | $0 | 651 |