Home > Reliance Federal Savings Bank > Income and Expense
Reliance Federal Savings Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $162,007,000 | 272 |
| Total interest expense | $91,809,000 | 244 |
| Net interest income | $70,198,000 | 320 |
| Provision for loan and lease losses | $18,000 | 7,756 |
| Total noninterest income | $11,013,000 | 586 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $11,013,000 | 424 |
| Total noninterest expense | $40,719,000 | 426 |
| Salaries and employee benefits | $20,856,000 | 374 |
| Premises and equipment expense | $7,136,000 | 339 |
| Additional noninterest expense | $12,727,000 | 504 |
| Pre-tax net operating income | $40,474,000 | 286 |
| Securities gains (losses) | $121,000 | 666 |
| Applicable income taxes | $17,502,000 | 254 |
| Income before extraordinary items | $23,093,000 | 329 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $23,093,000 | 329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,499 |
| Cash dividends | $12,018,000 | 343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $23,015,560 | 324 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $160,178,000 | 264 |
| Total interest expense | $92,698,000 | 229 |
| Net interest income | $67,480,000 | 310 |
| Provision for loan and lease losses | $633,000 | 1,424 |
| Total noninterest income | $9,328,000 | 628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $9,328,000 | 459 |
| Total noninterest expense | $40,475,000 | 421 |
| Salaries and employee benefits | $21,294,000 | 352 |
| Premises and equipment expense | $7,092,000 | 331 |
| Additional noninterest expense | $12,089,000 | 513 |
| Pre-tax net operating income | $35,700,000 | 287 |
| Securities gains (losses) | $127,000 | 1,139 |
| Applicable income taxes | $15,845,000 | 249 |
| Income before extraordinary items | $19,982,000 | 331 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $19,982,000 | 332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,228 |
| Cash dividends | $15,018,000 | 290 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $19,900,720 | 320 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $141,800,000 | 301 |
| Total interest expense | $79,605,000 | 276 |
| Net interest income | $62,195,000 | 338 |
| Provision for loan and lease losses | $1,843,000 | 628 |
| Total noninterest income | $7,010,000 | 732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $7,010,000 | 509 |
| Total noninterest expense | $36,394,000 | 432 |
| Salaries and employee benefits | $18,120,000 | 389 |
| Premises and equipment expense | $5,864,000 | 374 |
| Additional noninterest expense | $12,410,000 | 489 |
| Pre-tax net operating income | $30,968,000 | 320 |
| Securities gains (losses) | $75,000 | 1,115 |
| Applicable income taxes | $13,081,000 | 292 |
| Income before extraordinary items | $17,962,000 | 367 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $17,962,000 | 368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $405,000 | 1,581 |
| Cash dividends | $13,700,000 | 298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $17,914,000 | 352 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $124,597,000 | 368 |
| Total interest expense | $67,330,000 | 343 |
| Net interest income | $57,267,000 | 394 |
| Provision for loan and lease losses | $1,786,000 | 680 |
| Total noninterest income | $4,628,000 | 999 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $4,628,000 | 676 |
| Total noninterest expense | $45,085,000 | 416 |
| Salaries and employee benefits | $16,394,000 | 446 |
| Premises and equipment expense | $5,459,000 | 441 |
| Additional noninterest expense | $23,232,000 | 388 |
| Pre-tax net operating income | $15,024,000 | 560 |
| Securities gains (losses) | $821,000 | 300 |
| Applicable income taxes | $6,886,000 | 463 |
| Income before extraordinary items | $8,959,000 | 640 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $8,959,000 | 640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,737 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $8,433,560 | 651 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $71,305,000 | 586 |
| Total interest expense | $38,198,000 | 541 |
| Net interest income | $33,107,000 | 620 |
| Provision for loan and lease losses | $418,000 | 1,811 |
| Total noninterest income | $2,589,000 | 1,502 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,589,000 | 967 |
| Total noninterest expense | $21,080,000 | 755 |
| Salaries and employee benefits | $10,793,000 | 651 |
| Premises and equipment expense | $2,851,000 | 792 |
| Additional noninterest expense | $7,436,000 | 833 |
| Pre-tax net operating income | $14,198,000 | 623 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $4,994,000 | 611 |
| Income before extraordinary items | $9,211,000 | 636 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $9,211,000 | 636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-140,000 | 11,798 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $9,206,450 | 630 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $50,268,000 | 697 |
| Total interest expense | $22,414,000 | 654 |
| Net interest income | $27,854,000 | 715 |
| Provision for loan and lease losses | $306,000 | 2,208 |
| Total noninterest income | $1,684,000 | 2,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,684,000 | 1,271 |
| Total noninterest expense | $17,687,000 | 890 |
| Salaries and employee benefits | $8,873,000 | 776 |
| Premises and equipment expense | $2,273,000 | 937 |
| Additional noninterest expense | $6,541,000 | 946 |
| Pre-tax net operating income | $11,545,000 | 710 |
| Securities gains (losses) | $174,000 | 543 |
| Applicable income taxes | $3,932,000 | 693 |
| Income before extraordinary items | $7,787,000 | 705 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $7,787,000 | 706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $387,000 | 1,625 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $40,801,000 | 31 |
| Net operating income | $7,672,160 | 721 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $46,004,000 | 742 |
| Total interest expense | $20,414,000 | 701 |
| Net interest income | $25,590,000 | 757 |
| Provision for loan and lease losses | $307,000 | 2,932 |
| Total noninterest income | $2,481,000 | 1,685 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,481,000 | 1,094 |
| Total noninterest expense | $17,861,000 | 927 |
| Salaries and employee benefits | $6,717,000 | 1,022 |
| Premises and equipment expense | $2,208,000 | 993 |
| Additional noninterest expense | $8,936,000 | 825 |
| Pre-tax net operating income | $9,903,000 | 738 |
| Securities gains (losses) | $20,000 | 4,664 |
| Applicable income taxes | $3,943,000 | 657 |
| Income before extraordinary items | $5,980,000 | 884 |
| Extraordinary gains, net | $1,200,000 | 197 |
| Net income | $7,180,000 | 754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,148,000 | 549 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,967,200 | 834 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $49,869,000 | 785 |
| Total interest expense | $25,201,000 | 745 |
| Net interest income | $24,668,000 | 800 |
| Provision for loan and lease losses | $-305,000 | 13,865 |
| Total noninterest income | $1,655,000 | 2,216 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,655,000 | 1,423 |
| Total noninterest expense | $18,746,000 | 896 |
| Salaries and employee benefits | $7,001,000 | 979 |
| Premises and equipment expense | $2,375,000 | 967 |
| Additional noninterest expense | $9,370,000 | 814 |
| Pre-tax net operating income | $7,882,000 | 817 |
| Securities gains (losses) | $3,624,000 | 266 |
| Applicable income taxes | $3,779,000 | 631 |
| Income before extraordinary items | $7,727,000 | 618 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $7,727,000 | 615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,999,000 | 422 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,298,920 | 825 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.