Home > Reliance Federal Savings Bank > Assets and Liabilities
Reliance Federal Savings Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 399 | 441 |
| Assets and Liabilities | ||
| Total Assets: | $2,454,711,000 | 268 |
| Cash and due from depository institutions | $38,916,000 | 441 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $1,242,571,000 | 154 |
| Federal funds sold & reverse repurchase agreements | $30,000,000 | 369 |
| Net loans & leases | $990,831,000 | 377 |
| Loan loss allowance | $8,956,000 | 519 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $17,247,000 | 445 |
| Other real estate owned | $95,000 | 441 |
| Goodwill and other intangibles | $53,038,000 | 142 |
| All other assets | $82,013,000 | 242 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,454,711,000 | 268 |
| Total liabilities | $2,250,806,000 | 267 |
| Total deposits | $1,553,905,000 | 280 |
| Interest-bearing deposits | $1,477,262,000 | 262 |
| Deposits held in domestic offices | $1,553,905,000 | 277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $256,781,000 | 208 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $417,718,000 | 203 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $22,402,000 | 359 |
| Total equity capital | $203,905,000 | 270 |
| Total bank equity capital | $203,905,000 | 270 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $113,448,000 | 239 |
| Undivided profits | $90,456,000 | 279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,213,000 | 394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $5,670,000 | 404 |
| Earning assets | $2,263,402,000 | 264 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $2,460,135,200 | 254 |
| Average Assets, quarterly | $2,463,586,000 | 261 |
| Volatile liabilities | $857,265,000 | 226 |
| Insider loans | $2,274,000 | 2,003 |
| FHLB advances | $414,097,000 | 46 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $84,110,000 | 810 |
| Tier 1 (core) risk-based capital | $172,116,000 | 297 |
| Tier 2 risk-based capital | $8,956,000 | 494 |
| Total risk weighted assets | $1,040,587,000 | 385 |
| Total unused commitments | $84,110,000 | 810 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 428 | 412 |
| Assets and Liabilities | ||
| Total Assets: | $2,459,320,000 | 261 |
| Cash and due from depository institutions | $33,084,000 | 412 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $1,348,523,000 | 125 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $962,700,000 | 370 |
| Loan loss allowance | $9,149,000 | 491 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $15,136,000 | 489 |
| Other real estate owned | $759,000 | 412 |
| Goodwill and other intangibles | $58,066,000 | 138 |
| All other assets | $41,052,000 | 343 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,459,320,000 | 261 |
| Total liabilities | $2,252,079,000 | 263 |
| Total deposits | $1,656,161,000 | 257 |
| Interest-bearing deposits | $1,656,161,000 | 232 |
| Deposits held in domestic offices | $1,656,161,000 | 252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $187,187,000 | 208 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $365,732,000 | 185 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $42,999,000 | 249 |
| Total equity capital | $207,241,000 | 269 |
| Total bank equity capital | $207,241,000 | 269 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $110,360,000 | 241 |
| Undivided profits | $96,880,000 | 264 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,400,000 | 410 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $5,865,000 | 390 |
| Earning assets | $2,311,223,000 | 252 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $2,361,762,600 | 250 |
| Average Assets, quarterly | $2,465,036,500 | 252 |
| Volatile liabilities | $725,372,000 | 215 |
| Insider loans | $2,076,000 | 2,052 |
| FHLB advances | $361,129,000 | 46 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $106,780,000 | 677 |
| Tier 1 (core) risk-based capital | $152,742,000 | 318 |
| Tier 2 risk-based capital | $9,149,000 | 480 |
| Total risk weighted assets | $1,003,897,000 | 371 |
| Total unused commitments | $126,491,000 | 588 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 423 | 426 |
| Assets and Liabilities | ||
| Total Assets: | $2,242,567,000 | 273 |
| Cash and due from depository institutions | $29,858,000 | 426 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $1,096,188,000 | 148 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,692 |
| Net loans & leases | $983,714,000 | 367 |
| Loan loss allowance | $8,658,000 | 525 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $15,348,000 | 480 |
| Other real estate owned | $865,000 | 426 |
| Goodwill and other intangibles | $63,139,000 | 122 |
| All other assets | $48,455,000 | 290 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,242,567,000 | 273 |
| Total liabilities | $2,059,703,000 | 278 |
| Total deposits | $1,611,648,000 | 264 |
| Interest-bearing deposits | $1,556,077,000 | 243 |
| Deposits held in domestic offices | $1,611,648,000 | 259 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $326,001,000 | 166 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $74,773,000 | 460 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $47,281,000 | 241 |
| Total equity capital | $182,864,000 | 282 |
| Total bank equity capital | $182,864,000 | 282 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $88,466,000 | 274 |
| Undivided profits | $94,397,000 | 282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,721,000 | 322 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $6,409,000 | 379 |
| Earning assets | $2,084,902,000 | 273 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $2,009,114,200 | 291 |
| Average Assets, quarterly | $2,135,152,500 | 284 |
| Volatile liabilities | $545,027,000 | 281 |
| Insider loans | $2,025,000 | 2,040 |
| FHLB advances | $69,200,000 | 153 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $107,448,000 | 616 |
| Tier 1 (core) risk-based capital | $120,455,000 | 383 |
| Tier 2 risk-based capital | $8,658,000 | 462 |
| Total risk weighted assets | $903,276,000 | 392 |
| Total unused commitments | $107,448,000 | 620 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 380 | 498 |
| Assets and Liabilities | ||
| Total Assets: | $1,878,917,000 | 350 |
| Cash and due from depository institutions | $20,250,000 | 498 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $919,551,000 | 184 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 6,394 |
| Net loans & leases | $839,631,000 | 448 |
| Loan loss allowance | $6,241,000 | 738 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $13,699,000 | 553 |
| Other real estate owned | $1,339,000 | 498 |
| Goodwill and other intangibles | $49,368,000 | 145 |
| All other assets | $34,079,000 | 386 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,878,917,000 | 350 |
| Total liabilities | $1,731,814,000 | 348 |
| Total deposits | $1,380,895,000 | 333 |
| Interest-bearing deposits | $1,353,338,000 | 311 |
| Deposits held in domestic offices | $1,380,895,000 | 330 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $290,547,000 | 207 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $29,535,000 | 768 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $30,837,000 | 318 |
| Total equity capital | $147,103,000 | 370 |
| Total bank equity capital | $147,103,000 | 370 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $62,376,000 | 373 |
| Undivided profits | $84,726,000 | 319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,935,000 | 318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $6,906,000 | 395 |
| Earning assets | $1,760,182,000 | 346 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $1,679,995,600 | 368 |
| Average Assets, quarterly | $1,854,922,000 | 353 |
| Volatile liabilities | $408,136,000 | 354 |
| Insider loans | $1,241,000 | 3,086 |
| FHLB advances | $23,000,000 | 305 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $63,800,000 | 914 |
| Tier 1 (core) risk-based capital | $102,993,000 | 473 |
| Tier 2 risk-based capital | $4,711,000 | 763 |
| Total risk weighted assets | $693,177,000 | 516 |
| Total unused commitments | $72,100,000 | 846 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 241 | 802 |
| Assets and Liabilities | ||
| Total Assets: | $1,173,756,000 | 515 |
| Cash and due from depository institutions | $13,821,000 | 802 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $680,353,000 | 255 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,413 |
| Net loans & leases | $433,661,000 | 754 |
| Loan loss allowance | $2,486,000 | 1,614 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,304,000 | 1,188 |
| Other real estate owned | $2,036,000 | 802 |
| Goodwill and other intangibles | $7,548,000 | 410 |
| All other assets | $24,033,000 | 516 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,173,756,000 | 515 |
| Total liabilities | $1,045,629,000 | 522 |
| Total deposits | $862,126,000 | 526 |
| Interest-bearing deposits | $854,768,000 | 469 |
| Deposits held in domestic offices | $862,126,000 | 519 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $122,327,000 | 350 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $50,487,000 | 540 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $10,689,000 | 643 |
| Total equity capital | $128,127,000 | 430 |
| Total bank equity capital | $128,127,000 | 430 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $52,148,000 | 445 |
| Undivided profits | $75,978,000 | 360 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,379,000 | 719 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $3,736,000 | 642 |
| Earning assets | $1,120,014,000 | 491 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $990,903,000 | 564 |
| Average Assets, quarterly | $1,140,850,500 | 521 |
| Volatile liabilities | $224,360,000 | 512 |
| Insider loans | $515,000 | 5,578 |
| FHLB advances | $43,000,000 | 198 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $56,645,000 | 961 |
| Tier 1 (core) risk-based capital | $118,129,000 | 428 |
| Tier 2 risk-based capital | $2,059,000 | 1,537 |
| Total risk weighted assets | $410,028,000 | 779 |
| Total unused commitments | $96,245,000 | 702 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 194 | 1,002 |
| Assets and Liabilities | ||
| Total Assets: | $860,445,000 | 630 |
| Cash and due from depository institutions | $11,360,000 | 1,002 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $493,308,000 | 340 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,801 |
| Net loans & leases | $329,824,000 | 902 |
| Loan loss allowance | $1,811,000 | 2,148 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,359,000 | 2,215 |
| Other real estate owned | $2,496,000 | 1,002 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $15,098,000 | 719 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $860,445,000 | 630 |
| Total liabilities | $745,928,000 | 662 |
| Total deposits | $622,213,000 | 670 |
| Interest-bearing deposits | $617,608,000 | 589 |
| Deposits held in domestic offices | $622,213,000 | 660 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $120,432,000 | 340 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,283,000 | 1,221 |
| Total equity capital | $114,517,000 | 428 |
| Total bank equity capital | $114,517,000 | 428 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $40,800,000 | 504 |
| Undivided profits | $73,716,000 | 332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,482,000 | 1,051 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,672,000 | 745 |
| Earning assets | $828,132,000 | 602 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $799,655,200 | 648 |
| Average Assets, quarterly | $844,272,500 | 635 |
| Volatile liabilities | $152,991,000 | 629 |
| Insider loans | $530,000 | 5,487 |
| FHLB advances | $112,000,000 | 115 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $35,881,000 | 1,261 |
| Tier 1 (core) risk-based capital | $114,517,000 | 427 |
| Tier 2 risk-based capital | $1,576,000 | 1,952 |
| Total risk weighted assets | $295,029,000 | 985 |
| Total unused commitments | $35,881,000 | 1,269 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 192 | 1,079 |
| Assets and Liabilities | ||
| Total Assets: | $740,472,000 | 711 |
| Cash and due from depository institutions | $7,727,000 | 1,079 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $365,448,000 | 434 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,777 |
| Net loans & leases | $342,056,000 | 866 |
| Loan loss allowance | $1,791,000 | 2,263 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,639,000 | 2,773 |
| Other real estate owned | $2,957,000 | 1,079 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $14,645,000 | 721 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $740,472,000 | 711 |
| Total liabilities | $674,514,000 | 721 |
| Total deposits | $601,210,000 | 707 |
| Interest-bearing deposits | $596,580,000 | 624 |
| Deposits held in domestic offices | $601,210,000 | 696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $70,848,000 | 397 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,456,000 | 1,545 |
| Total equity capital | $65,958,000 | 663 |
| Total bank equity capital | $65,958,000 | 663 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $65,958,000 | 357 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,154,000 | 1,120 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $2,490,000 | 727 |
| Earning assets | $712,504,000 | 684 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $719,442,000 | 717 |
| Average Assets, quarterly | $737,025,000 | 710 |
| Volatile liabilities | $102,334,000 | 761 |
| Insider loans | $615,000 | 5,097 |
| FHLB advances | $69,000,000 | 146 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $37,621,000 | 1,218 |
| Tier 1 (core) risk-based capital | $65,958,000 | 631 |
| Tier 2 risk-based capital | $1,383,000 | 2,160 |
| Total risk weighted assets | $287,938,000 | 995 |
| Total unused commitments | $37,621,000 | 1,237 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 186 | 1,144 |
| Assets and Liabilities | ||
| Total Assets: | $663,147,000 | 810 |
| Cash and due from depository institutions | $23,141,000 | 1,144 |
| Interest-bearing balances | $10,000,000 | 740 |
| Securities | $211,099,000 | 657 |
| Federal funds sold & reverse repurchase agreements | $28,000,000 | 652 |
| Net loans & leases | $381,043,000 | 802 |
| Loan loss allowance | $1,624,000 | 2,527 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,609,000 | 2,808 |
| Other real estate owned | $4,886,000 | 1,144 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $12,369,000 | 868 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $663,147,000 | 810 |
| Total liabilities | $604,369,000 | 820 |
| Total deposits | $599,723,000 | 749 |
| Interest-bearing deposits | $594,259,000 | 675 |
| Deposits held in domestic offices | $599,723,000 | 740 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,191,000 | 2,363 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,455,000 | 1,228 |
| Total equity capital | $58,778,000 | 698 |
| Total bank equity capital | $58,778,000 | 698 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $58,778,000 | 365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,317,000 | 951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $3,281,000 | 645 |
| Earning assets | $630,142,000 | 778 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $674,436,400 | 781 |
| Average Assets, quarterly | $666,498,500 | 808 |
| Volatile liabilities | $27,375,000 | 1,843 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $32,050,000 | 1,301 |
| Tier 1 (core) risk-based capital | $58,778,000 | 664 |
| Tier 2 risk-based capital | $1,078,000 | 2,724 |
| Total risk weighted assets | $279,041,000 | 1,053 |
| Total unused commitments | $34,550,000 | 1,237 |
| Derivatives | $0 | 651 |