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Reliance Bank, Income and Expense

2019-03-31 (YTD Data)Rank
Total interest income$14,128,000615
Total interest expense$4,934,000381
Net interest income$9,194,000751
Provision for loan and lease losses$-20,0005,222
Total noninterest income$850,0001,378
Gross Fiduciary activities income$0972
Service charges on deposit accounts$269,0001,058
Trading account gains and fees$0126
Additional Noninterest Income$581,0001,311
Total noninterest expense$5,645,000979
Salaries and employee benefits$3,459,000916
Premises and equipment expense$952,000682
Additional noninterest expense$1,234,0001,261
Pre-tax net operating income$4,419,000640
Securities gains (losses)$9,000735
Applicable income taxes$620,000766
Income before extraordinary items$3,808,000640
Extraordinary gains, net$05
Net income$3,808,000640
Minority interest net income$052
Net income of bank and minority interests.$3,808,000639
Net charge-offs$-3,0004,217
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,800,260625
2018-12-31 (YTD Data)Rank
Total interest income$52,581,000614
Total interest expense$14,336,000392
Net interest income$38,245,000706
Provision for loan and lease losses$-730,0005,324
Total noninterest income$3,584,0001,363
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,088,0001,098
Trading account gains and fees$0126
Additional Noninterest Income$2,496,0001,298
Total noninterest expense$22,977,000949
Salaries and employee benefits$14,340,000867
Premises and equipment expense$3,844,000661
Additional noninterest expense$4,793,0001,287
Pre-tax net operating income$19,582,000601
Securities gains (losses)$01,125
Applicable income taxes$3,581,000586
Income before extraordinary items$16,001,000615
Extraordinary gains, net$06
Net income$16,001,000613
Minority interest net income$072
Net income of bank and minority interests.$16,001,000614
Net charge-offs$49,0002,644
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$16,001,000616
2018-09-30 (YTD Data)Rank
Total interest income$38,495,000621
Total interest expense$10,000,000388
Net interest income$28,495,000704
Provision for loan and lease losses$-570,0005,394
Total noninterest income$2,687,0001,381
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$792,0001,115
Trading account gains and fees$0138
Additional Noninterest Income$1,895,0001,300
Total noninterest expense$16,954,000963
Salaries and employee benefits$10,502,000891
Premises and equipment expense$2,867,000665
Additional noninterest expense$3,585,0001,299
Pre-tax net operating income$14,798,000594
Securities gains (losses)$01,118
Applicable income taxes$2,702,000591
Income before extraordinary items$12,096,000607
Extraordinary gains, net$05
Net income$12,096,000605
Minority interest net income$066
Net income of bank and minority interests.$12,096,000606
Net charge-offs$-126,0005,162
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$12,096,000605
2018-06-30 (YTD Data)Rank
Total interest income$24,992,000627
Total interest expense$6,208,000387
Net interest income$18,784,000708
Provision for loan and lease losses$-510,0005,469
Total noninterest income$1,772,0001,396
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$489,0001,188
Trading account gains and fees$0130
Additional Noninterest Income$1,283,0001,289
Total noninterest expense$11,412,000954
Salaries and employee benefits$7,125,000880
Premises and equipment expense$1,895,000674
Additional noninterest expense$2,392,0001,300
Pre-tax net operating income$9,654,000608
Securities gains (losses)$0961
Applicable income taxes$1,736,000605
Income before extraordinary items$7,918,000609
Extraordinary gains, net$06
Net income$7,918,000607
Minority interest net income$065
Net income of bank and minority interests.$7,918,000608
Net charge-offs$-96,0005,193
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$7,918,000610
2018-03-31 (YTD Data)Rank
Total interest income$12,109,000638
Total interest expense$2,889,000394
Net interest income$9,220,000715
Provision for loan and lease losses$-410,0005,552
Total noninterest income$892,0001,376
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$227,0001,254
Trading account gains and fees$0123
Additional Noninterest Income$665,0001,245
Total noninterest expense$5,846,000945
Salaries and employee benefits$3,699,000856
Premises and equipment expense$956,000672
Additional noninterest expense$1,191,0001,293
Pre-tax net operating income$4,676,000615
Securities gains (losses)$0735
Applicable income taxes$789,000631
Income before extraordinary items$3,887,000613
Extraordinary gains, net$07
Net income$3,887,000613
Minority interest net income$052
Net income of bank and minority interests.$3,887,000613
Net charge-offs$-154,0005,451
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,887,000612
2017-12-31 (YTD Data)Rank
Total interest income$44,539,000650
Total interest expense$9,228,000400
Net interest income$35,311,000719
Provision for loan and lease losses$-858,0005,584
Total noninterest income$3,686,0001,360
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$988,0001,194
Trading account gains and fees$0151
Additional Noninterest Income$2,698,0001,257
Total noninterest expense$22,105,000975
Salaries and employee benefits$13,513,000893
Premises and equipment expense$3,758,000667
Additional noninterest expense$4,834,0001,279
Pre-tax net operating income$17,750,000603
Securities gains (losses)$02,243
Applicable income taxes$14,748,000321
Income before extraordinary items$3,002,0002,053
Extraordinary gains, net$09
Net income$3,002,0002,052
Minority interest net income$076
Net income of bank and minority interests.$3,002,0002,053
Net charge-offs$47,0003,002
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$1,000704
Net operating income$3,002,0002,027
2017-09-30 (YTD Data)Rank
Total interest income$32,783,000662
Total interest expense$6,605,000402
Net interest income$26,178,000728
Provision for loan and lease losses$-858,0005,664
Total noninterest income$2,786,0001,371
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$743,0001,204
Trading account gains and fees$0145
Additional Noninterest Income$2,043,0001,265
Total noninterest expense$16,361,000983
Salaries and employee benefits$10,025,000904
Premises and equipment expense$2,774,000685
Additional noninterest expense$3,562,0001,294
Pre-tax net operating income$13,461,000607
Securities gains (losses)$02,274
Applicable income taxes$3,494,000610
Income before extraordinary items$9,967,000627
Extraordinary gains, net$09
Net income$9,967,000627
Minority interest net income$071
Net income of bank and minority interests.$9,967,000627
Net charge-offs$-161,0005,451
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$1,000670
Net operating income$9,967,000619
2017-06-30 (YTD Data)Rank
Total interest income$21,308,000671
Total interest expense$4,192,000406
Net interest income$17,116,000735
Provision for loan and lease losses$-608,0005,718
Total noninterest income$1,797,0001,407
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$500,0001,189
Trading account gains and fees$0139
Additional Noninterest Income$1,297,0001,309
Total noninterest expense$10,813,000996
Salaries and employee benefits$6,754,000903
Premises and equipment expense$1,791,000711
Additional noninterest expense$2,268,0001,343
Pre-tax net operating income$8,708,000616
Securities gains (losses)$01,906
Applicable income taxes$2,319,000604
Income before extraordinary items$6,389,000635
Extraordinary gains, net$011
Net income$6,389,000635
Minority interest net income$071
Net income of bank and minority interests.$6,389,000635
Net charge-offs$-97,0005,438
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$2,000644
Net operating income$6,389,000625
2017-03-31 (YTD Data)Rank
Total interest income$10,303,000686
Total interest expense$2,006,000410
Net interest income$8,297,000752
Provision for loan and lease losses$-250,0005,779
Total noninterest income$852,0001,443
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$251,0001,191
Trading account gains and fees$0142
Additional Noninterest Income$601,0001,365
Total noninterest expense$5,228,0001,037
Salaries and employee benefits$3,350,000912
Premises and equipment expense$856,000747
Additional noninterest expense$1,022,0001,472
Pre-tax net operating income$4,171,000617
Securities gains (losses)$01,153
Applicable income taxes$1,120,000606
Income before extraordinary items$3,051,000651
Extraordinary gains, net$08
Net income$3,051,000651
Minority interest net income$055
Net income of bank and minority interests.$3,051,000651
Net charge-offs$49,0001,353
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$1,000612
Net operating income$3,051,000637
2016-12-31 (YTD Data)Rank
Total interest income$38,941,000690
Total interest expense$6,705,000448
Net interest income$32,236,000744
Provision for loan and lease losses$04,332
Total noninterest income$3,450,0001,491
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,017,0001,197
Trading account gains and fees$0170
Additional Noninterest Income$2,433,0001,395
Total noninterest expense$21,981,000970
Salaries and employee benefits$13,174,000901
Premises and equipment expense$3,681,000680
Additional noninterest expense$5,126,0001,230
Pre-tax net operating income$13,705,000692
Securities gains (losses)$1,074,000214
Applicable income taxes$4,182,000628
Income before extraordinary items$10,597,000723
Extraordinary gains, net$05
Net income$10,597,000720
Minority interest net income$082
Net income of bank and minority interests.$10,597,000722
Net charge-offs$-479,0005,791
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$7,000717
Net operating income$9,823,720759
2016-09-30 (YTD Data)Rank
Total interest income$28,764,000696
Total interest expense$4,881,000455
Net interest income$23,883,000744
Provision for loan and lease losses$04,186
Total noninterest income$2,719,0001,434
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$762,0001,185
Trading account gains and fees$0169
Additional Noninterest Income$1,957,0001,329
Total noninterest expense$16,766,000947
Salaries and employee benefits$10,150,000873
Premises and equipment expense$2,716,000689
Additional noninterest expense$3,900,0001,224
Pre-tax net operating income$9,836,000721
Securities gains (losses)$1,025,000197
Applicable income taxes$3,067,000646
Income before extraordinary items$7,794,000735
Extraordinary gains, net$05
Net income$7,794,000735
Minority interest net income$071
Net income of bank and minority interests.$7,794,000735
Net charge-offs$-436,0005,847
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$5,000678
Net operating income$7,056,000783
2016-06-30 (YTD Data)Rank
Total interest income$19,112,000697
Total interest expense$3,159,000466
Net interest income$15,953,000742
Provision for loan and lease losses$04,017
Total noninterest income$1,766,0001,444
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$497,0001,201
Trading account gains and fees$0157
Additional Noninterest Income$1,269,0001,333
Total noninterest expense$11,389,000930
Salaries and employee benefits$6,880,000854
Premises and equipment expense$1,813,000678
Additional noninterest expense$2,696,0001,198
Pre-tax net operating income$6,330,000733
Securities gains (losses)$729,000197
Applicable income taxes$2,018,000647
Income before extraordinary items$5,041,000758
Extraordinary gains, net$016
Net income$5,041,000756
Minority interest net income$071
Net income of bank and minority interests.$5,041,000757
Net charge-offs$-398,0005,952
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$4,000662
Net operating income$4,523,410796
2016-03-31 (YTD Data)Rank
Total interest income$9,514,000701
Total interest expense$1,540,000471
Net interest income$7,974,000737
Provision for loan and lease losses$03,656
Total noninterest income$842,0001,466
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$239,0001,227
Trading account gains and fees$0142
Additional Noninterest Income$603,0001,345
Total noninterest expense$5,652,000934
Salaries and employee benefits$3,310,000893
Premises and equipment expense$916,000678
Additional noninterest expense$1,426,0001,133
Pre-tax net operating income$3,164,000721
Securities gains (losses)$192,000309
Applicable income taxes$932,000666
Income before extraordinary items$2,424,000756
Extraordinary gains, net$012
Net income$2,424,000756
Minority interest net income$062
Net income of bank and minority interests.$2,424,000756
Net charge-offs$-144,0005,940
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$2,000618
Net operating income$2,285,760776
2015-12-31 (YTD Data)Rank
Total interest income$37,060,000690
Total interest expense$7,291,000378
Net interest income$29,769,000759
Provision for loan and lease losses$-989,0006,038
Total noninterest income$3,129,0001,560
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$952,0001,276
Trading account gains and fees$0159
Additional Noninterest Income$2,177,0001,434
Total noninterest expense$26,868,000774
Salaries and employee benefits$13,682,000831
Premises and equipment expense$3,452,000711
Additional noninterest expense$9,734,000692
Pre-tax net operating income$7,019,0001,196
Securities gains (losses)$482,000364
Applicable income taxes$1,643,0001,166
Income before extraordinary items$5,858,0001,201
Extraordinary gains, net$023
Net income$5,858,0001,201
Minority interest net income$081
Net income of bank and minority interests.$5,858,0001,201
Net charge-offs$-1,019,0006,098
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$7,000760
Net operating income$5,482,0401,239
2015-09-30 (YTD Data)Rank
Total interest income$27,806,000697
Total interest expense$5,650,000359
Net interest income$22,156,000768
Provision for loan and lease losses$-22,0005,825
Total noninterest income$2,755,0001,402
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$694,0001,311
Trading account gains and fees$0153
Additional Noninterest Income$2,061,0001,258
Total noninterest expense$17,476,000897
Salaries and employee benefits$10,043,000850
Premises and equipment expense$2,529,000743
Additional noninterest expense$4,904,0001,008
Pre-tax net operating income$7,457,000907
Securities gains (losses)$287,000499
Applicable income taxes$2,032,000835
Income before extraordinary items$5,712,000931
Extraordinary gains, net$021
Net income$5,712,000931
Minority interest net income$078
Net income of bank and minority interests.$5,712,000931
Net charge-offs$-61,0005,677
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$6,000715
Net operating income$5,499,620947
2015-06-30 (YTD Data)Rank
Total interest income$18,627,000694
Total interest expense$3,776,000362
Net interest income$14,851,000761
Provision for loan and lease losses$-22,0005,967
Total noninterest income$1,842,0001,398
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$433,0001,373
Trading account gains and fees$0157
Additional Noninterest Income$1,409,0001,236
Total noninterest expense$11,892,000889
Salaries and employee benefits$6,772,000850
Premises and equipment expense$1,664,000758
Additional noninterest expense$3,456,000945
Pre-tax net operating income$4,823,000921
Securities gains (losses)$197,000537
Applicable income taxes$1,270,000861
Income before extraordinary items$3,750,000948
Extraordinary gains, net$022
Net income$3,750,000948
Minority interest net income$075
Net income of bank and minority interests.$3,750,000948
Net charge-offs$-51,0005,763
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$4,000702
Net operating income$3,602,250957
2015-03-31 (YTD Data)Rank
Total interest income$9,470,000674
Total interest expense$1,869,000369
Net interest income$7,601,000741
Provision for loan and lease losses$03,703
Total noninterest income$963,0001,332
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$202,0001,435
Trading account gains and fees$0152
Additional Noninterest Income$761,0001,131
Total noninterest expense$6,273,000837
Salaries and employee benefits$3,517,000828
Premises and equipment expense$834,000764
Additional noninterest expense$1,922,000836
Pre-tax net operating income$2,291,000934
Securities gains (losses)$110,000556
Applicable income taxes$621,000874
Income before extraordinary items$1,780,000965
Extraordinary gains, net$013
Net income$1,780,000965
Minority interest net income$064
Net income of bank and minority interests.$1,780,000966
Net charge-offs$-65,0006,021
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$2,000661
Net operating income$1,698,600978
2014-12-31 (YTD Data)Rank
Total interest income$35,400,000710
Total interest expense$7,330,000375
Net interest income$28,070,000784
Provision for loan and lease losses$-527,0006,270
Total noninterest income$3,121,0001,523
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$805,0001,575
Trading account gains and fees$0180
Additional Noninterest Income$2,316,0001,311
Total noninterest expense$22,924,000879
Salaries and employee benefits$12,830,000850
Premises and equipment expense$3,387,000731
Additional noninterest expense$6,707,000975
Pre-tax net operating income$8,794,000941
Securities gains (losses)$232,000743
Applicable income taxes$-34,483,0006,503
Income before extraordinary items$43,509,000215
Extraordinary gains, net$017
Net income$43,509,000214
Minority interest net income$084
Net income of bank and minority interests.$43,509,000215
Net charge-offs$13,0004,479
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$7,000805
Net operating income$43,277,000215
2014-09-30 (YTD Data)Rank
Total interest income$25,639,000737
Total interest expense$5,470,000379
Net interest income$20,169,000817
Provision for loan and lease losses$-95,0006,195
Total noninterest income$2,905,0001,320
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$572,0001,651
Trading account gains and fees$0174
Additional Noninterest Income$2,333,0001,079
Total noninterest expense$17,221,000874
Salaries and employee benefits$9,700,000851
Premises and equipment expense$2,514,000738
Additional noninterest expense$5,007,000970
Pre-tax net operating income$5,948,0001,053
Securities gains (losses)$146,000775
Applicable income taxes$-35,244,0006,585
Income before extraordinary items$41,338,000185
Extraordinary gains, net$015
Net income$41,338,000185
Minority interest net income$081
Net income of bank and minority interests.$41,338,000185
Net charge-offs$60,0003,115
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$5,000771
Net operating income$41,192,000185
2014-06-30 (YTD Data)Rank
Total interest income$16,968,000740
Total interest expense$3,660,000381
Net interest income$13,308,000823
Provision for loan and lease losses$-20,0006,240
Total noninterest income$2,032,0001,272
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$323,0001,844
Trading account gains and fees$0172
Additional Noninterest Income$1,709,0001,002
Total noninterest expense$11,614,000861
Salaries and employee benefits$6,650,000823
Premises and equipment expense$1,648,000761
Additional noninterest expense$3,316,000980
Pre-tax net operating income$3,746,0001,075
Securities gains (losses)$108,000746
Applicable income taxes$-35,899,0006,654
Income before extraordinary items$39,753,000141
Extraordinary gains, net$020
Net income$39,753,000141
Minority interest net income$080
Net income of bank and minority interests.$39,753,000141
Net charge-offs$199,0001,589
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$4,000738
Net operating income$39,645,000140
2014-03-31 (YTD Data)Rank
Total interest income$8,509,000739
Total interest expense$1,845,000382
Net interest income$6,664,000822
Provision for loan and lease losses$03,817
Total noninterest income$1,333,0001,000
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$145,0001,997
Trading account gains and fees$0147
Additional Noninterest Income$1,188,000735
Total noninterest expense$6,364,000802
Salaries and employee benefits$3,521,000790
Premises and equipment expense$808,000786
Additional noninterest expense$2,035,000793
Pre-tax net operating income$1,633,0001,172
Securities gains (losses)$84,000492
Applicable income taxes$04,445
Income before extraordinary items$1,717,000912
Extraordinary gains, net$016
Net income$1,717,000913
Minority interest net income$066
Net income of bank and minority interests.$1,717,000913
Net charge-offs$177,0001,021
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$2,000699
Net operating income$1,633,000939
2013-12-31 (YTD Data)Rank
Total interest income$33,028,000750
Total interest expense$7,588,000413
Net interest income$25,440,000839
Provision for loan and lease losses$-7,432,0006,783
Total noninterest income$960,0003,270
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$593,0002,079
Trading account gains and fees$0184
Additional Noninterest Income$367,0003,802
Total noninterest expense$25,882,000782
Salaries and employee benefits$12,086,000892
Premises and equipment expense$3,298,000737
Additional noninterest expense$10,498,000662
Pre-tax net operating income$7,950,000971
Securities gains (losses)$-1,376,0006,753
Applicable income taxes$04,631
Income before extraordinary items$6,574,000950
Extraordinary gains, net$029
Net income$6,574,000952
Minority interest net income$090
Net income of bank and minority interests.$6,574,000952
Net charge-offs$8,162,000220
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$55,000641
Net operating income$7,950,000782
2013-09-30 (YTD Data)Rank
Total interest income$24,506,000761
Total interest expense$5,696,000426
Net interest income$18,810,000855
Provision for loan and lease losses$-6,600,0006,868
Total noninterest income$109,0006,020
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$435,0002,131
Trading account gains and fees$0180
Additional Noninterest Income$-326,0006,816
Total noninterest expense$19,506,000784
Salaries and employee benefits$9,044,000895
Premises and equipment expense$2,478,000738
Additional noninterest expense$7,984,000647
Pre-tax net operating income$6,013,000965
Securities gains (losses)$-1,067,0006,852
Applicable income taxes$04,713
Income before extraordinary items$4,946,000943
Extraordinary gains, net$025
Net income$4,946,000945
Minority interest net income$084
Net income of bank and minority interests.$4,946,000945
Net charge-offs$3,454,000373
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$45,000589
Net operating income$6,013,000776
2013-06-30 (YTD Data)Rank
Total interest income$16,237,000764
Total interest expense$3,821,000430
Net interest income$12,416,000860
Provision for loan and lease losses$-5,900,0006,918
Total noninterest income$580,0003,041
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$281,0002,149
Trading account gains and fees$0157
Additional Noninterest Income$299,0003,201
Total noninterest expense$15,104,000684
Salaries and employee benefits$6,020,000898
Premises and equipment expense$1,655,000738
Additional noninterest expense$7,429,000481
Pre-tax net operating income$3,792,000996
Securities gains (losses)$-1,081,0006,922
Applicable income taxes$04,679
Income before extraordinary items$2,711,0001,132
Extraordinary gains, net$022
Net income$2,711,0001,133
Minority interest net income$082
Net income of bank and minority interests.$2,711,0001,134
Net charge-offs$3,509,000283
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$30,000561
Net operating income$3,792,000794
2013-03-31 (YTD Data)Rank
Total interest income$7,967,000779
Total interest expense$1,929,000439
Net interest income$6,038,000890
Provision for loan and lease losses$-1,000,0006,975
Total noninterest income$152,0004,163
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$143,0002,105
Trading account gains and fees$0148
Additional Noninterest Income$9,0006,201
Total noninterest expense$6,038,000845
Salaries and employee benefits$2,938,000931
Premises and equipment expense$831,000747
Additional noninterest expense$2,269,000755
Pre-tax net operating income$1,152,0001,520
Securities gains (losses)$383,000267
Applicable income taxes$04,602
Income before extraordinary items$1,535,000989
Extraordinary gains, net$010
Net income$1,535,000989
Minority interest net income$076
Net income of bank and minority interests.$1,535,000991
Net charge-offs$3,473,000161
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$15,000514
Net operating income$1,152,0001,235
2012-12-31 (YTD Data)Rank
Total interest income$35,186,000739
Total interest expense$8,843,000473
Net interest income$26,343,000813
Provision for loan and lease losses$2,818,000817
Total noninterest income$-1,614,0007,044
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$520,0002,406
Trading account gains and fees$0166
Additional Noninterest Income$-2,134,0007,041
Total noninterest expense$23,641,000850
Salaries and employee benefits$10,389,0001,014
Premises and equipment expense$3,078,000785
Additional noninterest expense$10,174,000696
Pre-tax net operating income$-1,730,0006,775
Securities gains (losses)$2,617,000197
Applicable income taxes$04,751
Income before extraordinary items$887,0004,116
Extraordinary gains, net$029
Net income$887,0004,116
Minority interest net income$093
Net income of bank and minority interests.$887,0004,118
Net charge-offs$5,957,000506
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$107,000560
Net operating income$-1,730,0006,789
2012-09-30 (YTD Data)Rank
Total interest income$27,079,000733
Total interest expense$6,825,000481
Net interest income$20,254,000808
Provision for loan and lease losses$3,818,000503
Total noninterest income$-1,569,0007,149
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$393,0002,417
Trading account gains and fees$0157
Additional Noninterest Income$-1,962,0007,155
Total noninterest expense$17,381,000862
Salaries and employee benefits$7,739,0001,005
Premises and equipment expense$2,327,000784
Additional noninterest expense$7,315,000722
Pre-tax net operating income$-2,514,0007,010
Securities gains (losses)$2,383,000165
Applicable income taxes$04,802
Income before extraordinary items$-131,0006,569
Extraordinary gains, net$020
Net income$-131,0006,567
Minority interest net income$086
Net income of bank and minority interests.$-131,0006,567
Net charge-offs$6,737,000353
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$117,000439
Net operating income$-2,514,0007,015
2012-06-30 (YTD Data)Rank
Total interest income$18,340,000736
Total interest expense$4,699,000483
Net interest income$13,641,000808
Provision for loan and lease losses$3,818,000378
Total noninterest income$-1,352,0007,220
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$261,0002,409
Trading account gains and fees$0153
Additional Noninterest Income$-1,613,0007,223
Total noninterest expense$11,217,000891
Salaries and employee benefits$5,064,0001,029
Premises and equipment expense$1,563,000766
Additional noninterest expense$4,590,000762
Pre-tax net operating income$-2,746,0007,133
Securities gains (losses)$2,003,000138
Applicable income taxes$04,770
Income before extraordinary items$-743,0006,948
Extraordinary gains, net$019
Net income$-743,0006,947
Minority interest net income$084
Net income of bank and minority interests.$-743,0006,948
Net charge-offs$7,127,000252
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$89,000391
Net operating income$-2,746,0007,139
2012-03-31 (YTD Data)Rank
Total interest income$9,124,000743
Total interest expense$2,454,000475
Net interest income$6,670,000825
Provision for loan and lease losses$2,568,000285
Total noninterest income$-148,0007,228
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$131,0002,388
Trading account gains and fees$0148
Additional Noninterest Income$-279,0007,241
Total noninterest expense$5,514,000905
Salaries and employee benefits$2,676,000969
Premises and equipment expense$796,000756
Additional noninterest expense$2,042,000828
Pre-tax net operating income$-1,560,0007,215
Securities gains (losses)$2,003,00075
Applicable income taxes$04,704
Income before extraordinary items$443,0002,865
Extraordinary gains, net$019
Net income$443,0002,868
Minority interest net income$078
Net income of bank and minority interests.$443,0002,869
Net charge-offs$2,069,000394
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$55,000305
Net operating income$-1,560,0007,218
2011-12-31 (YTD Data)Rank
Total interest income$46,211,000599
Total interest expense$14,455,000381
Net interest income$31,756,000678
Provision for loan and lease losses$23,594,000198
Total noninterest income$-6,407,0007,339
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$710,0001,961
Trading account gains and fees$0146
Additional Noninterest Income$-7,117,0007,344
Total noninterest expense$27,259,000720
Salaries and employee benefits$11,774,000836
Premises and equipment expense$3,378,000734
Additional noninterest expense$12,107,000603
Pre-tax net operating income$-25,504,0007,312
Securities gains (losses)$2,120,000226
Applicable income taxes$6,345,000350
Income before extraordinary items$-29,729,0007,325
Extraordinary gains, net$029
Net income$-29,729,0007,326
Minority interest net income$096
Net income of bank and minority interests.$-29,729,0007,325
Net charge-offs$28,256,000193
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$167,000563
Net operating income$-31,849,0007,326
2011-09-30 (YTD Data)Rank
Total interest income$35,873,000586
Total interest expense$11,583,000374
Net interest income$24,290,000674
Provision for loan and lease losses$16,894,000206
Total noninterest income$-3,704,0007,415
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$543,0001,936
Trading account gains and fees$0145
Additional Noninterest Income$-4,247,0007,421
Total noninterest expense$19,868,000737
Salaries and employee benefits$9,021,000823
Premises and equipment expense$2,698,000704
Additional noninterest expense$8,149,000656
Pre-tax net operating income$-16,176,0007,381
Securities gains (losses)$24,0002,728
Applicable income taxes$04,740
Income before extraordinary items$-16,152,0007,383
Extraordinary gains, net$021
Net income$-16,152,0007,384
Minority interest net income$087
Net income of bank and minority interests.$-16,152,0007,383
Net charge-offs$16,303,000229
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$133,000511
Net operating income$-16,176,0007,378
2011-06-30 (YTD Data)Rank
Total interest income$24,783,000567
Total interest expense$8,251,000372
Net interest income$16,532,000660
Provision for loan and lease losses$11,750,000210
Total noninterest income$-2,934,0007,491
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$387,0001,815
Trading account gains and fees$0153
Additional Noninterest Income$-3,321,0007,494
Total noninterest expense$14,095,000703
Salaries and employee benefits$6,131,000811
Premises and equipment expense$1,822,000697
Additional noninterest expense$6,142,000598
Pre-tax net operating income$-12,247,0007,459
Securities gains (losses)$24,0002,007
Applicable income taxes$04,697
Income before extraordinary items$-12,223,0007,453
Extraordinary gains, net$015
Net income$-12,223,0007,453
Minority interest net income$089
Net income of bank and minority interests.$-12,223,0007,453
Net charge-offs$12,119,000234
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$98,000412
Net operating income$-12,247,0007,452
2011-03-31 (YTD Data)Rank
Total interest income$12,814,000550
Total interest expense$4,220,000372
Net interest income$8,594,000639
Provision for loan and lease losses$5,000,000236
Total noninterest income$-1,048,0007,545
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$181,0001,887
Trading account gains and fees$0158
Additional Noninterest Income$-1,229,0007,552
Total noninterest expense$7,121,000707
Salaries and employee benefits$3,093,000822
Premises and equipment expense$929,000705
Additional noninterest expense$3,099,000581
Pre-tax net operating income$-4,575,0007,495
Securities gains (losses)$-6,0007,119
Applicable income taxes$04,545
Income before extraordinary items$-4,581,0007,491
Extraordinary gains, net$09
Net income$-4,581,0007,491
Minority interest net income$086
Net income of bank and minority interests.$-4,581,0007,491
Net charge-offs$5,897,000239
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$62,000326
Net operating income$-4,575,0007,494
2010-12-31 (YTD Data)Rank
Total interest income$60,663,000492
Total interest expense$22,459,000343
Net interest income$38,204,000572
Provision for loan and lease losses$35,318,000228
Total noninterest income$-3,195,0007,620
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$909,0001,633
Trading account gains and fees$0175
Additional Noninterest Income$-4,104,0007,625
Total noninterest expense$23,471,000853
Salaries and employee benefits$11,365,000864
Premises and equipment expense$3,629,000707
Additional noninterest expense$8,477,000872
Pre-tax net operating income$-23,780,0007,543
Securities gains (losses)$-360,0007,382
Applicable income taxes$7,479,000266
Income before extraordinary items$-31,619,0007,569
Extraordinary gains, net$029
Net income$-31,619,0007,569
Minority interest net income$0111
Net income of bank and minority interests.$-31,619,0007,569
Net charge-offs$29,135,000243
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$-490,0007,628
Net operating income$-31,259,0007,565
2010-09-30 (YTD Data)Rank
Total interest income$47,239,000470
Total interest expense$17,831,000333
Net interest income$29,408,000551
Provision for loan and lease losses$29,218,000212
Total noninterest income$-2,0007,455
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$687,0001,672
Trading account gains and fees$0165
Additional Noninterest Income$-689,0007,614
Total noninterest expense$17,568,000848
Salaries and employee benefits$8,239,000882
Premises and equipment expense$2,823,000688
Additional noninterest expense$6,506,000832
Pre-tax net operating income$-17,380,0007,637
Securities gains (losses)$-132,0007,428
Applicable income taxes$-7,198,0007,717
Income before extraordinary items$-10,314,0007,582
Extraordinary gains, net$023
Net income$-10,314,0007,582
Minority interest net income$0110
Net income of bank and minority interests.$-10,314,0007,582
Net charge-offs$22,712,000230
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$-424,0007,737
Net operating income$-10,229,5207,576
2010-06-30 (YTD Data)Rank
Total interest income$32,367,000464
Total interest expense$12,611,000330
Net interest income$19,756,000542
Provision for loan and lease losses$14,338,000272
Total noninterest income$68,0006,558
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$460,0001,670
Trading account gains and fees$0152
Additional Noninterest Income$-392,0007,686
Total noninterest expense$11,399,000872
Salaries and employee benefits$5,321,000915
Premises and equipment expense$1,854,000708
Additional noninterest expense$4,224,000851
Pre-tax net operating income$-5,913,0007,591
Securities gains (losses)$139,0001,186
Applicable income taxes$-2,452,0007,713
Income before extraordinary items$-3,322,0007,468
Extraordinary gains, net$019
Net income$-3,322,0007,468
Minority interest net income$0105
Net income of bank and minority interests.$-3,322,0007,468
Net charge-offs$11,339,000299
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$102,000479
Net operating income$-3,410,9607,473
2010-03-31 (YTD Data)Rank
Total interest income$16,597,000469
Total interest expense$6,467,000343
Net interest income$10,130,000536
Provision for loan and lease losses$5,776,000335
Total noninterest income$18,0007,169
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$225,0001,701
Trading account gains and fees$0175
Additional Noninterest Income$-207,0007,808
Total noninterest expense$5,789,000863
Salaries and employee benefits$2,645,000926
Premises and equipment expense$934,000725
Additional noninterest expense$2,210,000815
Pre-tax net operating income$-1,417,0007,505
Securities gains (losses)$-5,0007,442
Applicable income taxes$-544,0007,717
Income before extraordinary items$-878,0007,437
Extraordinary gains, net$016
Net income$-878,0007,437
Minority interest net income$091
Net income of bank and minority interests.$-878,0007,438
Net charge-offs$6,238,000282
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$55,000393
Net operating income$-874,8007,421
2009-12-31 (YTD Data)Rank
Total interest income$71,706,000461
Total interest expense$36,098,000313
Net interest income$35,608,000604
Provision for loan and lease losses$43,850,000274
Total noninterest income$-1,673,0007,961
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$914,0001,819
Trading account gains and fees$0211
Additional Noninterest Income$-2,587,0007,963
Total noninterest expense$23,952,000878
Salaries and employee benefits$11,336,000867
Premises and equipment expense$3,591,000751
Additional noninterest expense$9,025,000879
Pre-tax net operating income$-33,867,0007,816
Securities gains (losses)$1,006,000499
Applicable income taxes$-11,637,0007,880
Income before extraordinary items$-21,224,0007,751
Extraordinary gains, net$034
Net income$-21,224,0007,750
Minority interest net income$0115
Net income of bank and minority interests.$-21,224,0007,750
Net charge-offs$29,499,000297
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$305,000628
Net operating income$-21,877,9007,763
2009-09-30 (YTD Data)Rank
Total interest income$54,407,000473
Total interest expense$27,649,000332
Net interest income$26,758,000610
Provision for loan and lease losses$21,950,000364
Total noninterest income$-841,0008,034
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$668,0001,874
Trading account gains and fees$0212
Additional Noninterest Income$-1,509,0008,045
Total noninterest expense$17,481,000891
Salaries and employee benefits$8,658,000867
Premises and equipment expense$2,827,000722
Additional noninterest expense$5,996,000934
Pre-tax net operating income$-13,514,0007,808
Securities gains (losses)$487,000718
Applicable income taxes$-4,574,0007,890
Income before extraordinary items$-8,453,0007,740
Extraordinary gains, net$027
Net income$-8,453,0007,739
Minority interest net income$0118
Net income of bank and minority interests.$-8,453,0007,739
Net charge-offs$10,663,000484
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$242,000550
Net operating income$-8,769,5507,752
2009-06-30 (YTD Data)Rank
Total interest income$36,671,000481
Total interest expense$19,214,000338
Net interest income$17,457,000621
Provision for loan and lease losses$11,450,000417
Total noninterest income$14,0007,766
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$419,0001,948
Trading account gains and fees$0193
Additional Noninterest Income$-405,0008,069
Total noninterest expense$11,921,000886
Salaries and employee benefits$5,941,000854
Premises and equipment expense$1,892,000740
Additional noninterest expense$4,088,000934
Pre-tax net operating income$-5,900,0007,785
Securities gains (losses)$-146,0007,740
Applicable income taxes$-2,202,0007,912
Income before extraordinary items$-3,844,0007,713
Extraordinary gains, net$021
Net income$-3,844,0007,712
Minority interest net income$0112
Net income of bank and minority interests.$-3,844,0007,712
Net charge-offs$4,802,000598
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$161,000510
Net operating income$-3,750,5607,710
2009-03-31 (YTD Data)Rank
Total interest income$18,632,000483
Total interest expense$9,975,000340
Net interest income$8,657,000627
Provision for loan and lease losses$1,500,000913
Total noninterest income$315,0002,931
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$193,0002,027
Trading account gains and fees$0171
Additional Noninterest Income$122,0003,328
Total noninterest expense$5,940,000853
Salaries and employee benefits$3,181,000795
Premises and equipment expense$974,000733
Additional noninterest expense$1,785,000936
Pre-tax net operating income$1,532,000830
Securities gains (losses)$02,434
Applicable income taxes$468,000729
Income before extraordinary items$1,064,0001,017
Extraordinary gains, net$015
Net income$1,064,0001,017
Minority interest net income$0102
Net income of bank and minority interests.$1,064,0001,019
Net charge-offs$1,612,000704
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$86,000389
Net operating income$1,064,000950
2008-12-31 (YTD Data)Rank
Total interest income$73,207,000516
Total interest expense$39,181,000416
Net interest income$34,026,000634
Provision for loan and lease losses$7,923,000718
Total noninterest income$1,333,0002,849
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$707,0002,327
Trading account gains and fees$0154
Additional Noninterest Income$626,0002,826
Total noninterest expense$23,606,000843
Salaries and employee benefits$13,154,000761
Premises and equipment expense$3,903,000703
Additional noninterest expense$6,549,000977
Pre-tax net operating income$3,830,0001,423
Securities gains (losses)$321,000519
Applicable income taxes$1,026,0001,184
Income before extraordinary items$3,125,0001,305
Extraordinary gains, net$039
Net income$3,125,0001,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,016,000811
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$179,000798
Net operating income$2,884,2501,517
2008-09-30 (YTD Data)Rank
Total interest income$53,792,000543
Total interest expense$29,252,000435
Net interest income$24,540,000685
Provision for loan and lease losses$6,597,000539
Total noninterest income$1,160,0002,639
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$510,0002,418
Trading account gains and fees$0148
Additional Noninterest Income$650,0002,428
Total noninterest expense$18,249,000802
Salaries and employee benefits$10,362,000731
Premises and equipment expense$2,958,000702
Additional noninterest expense$4,929,000925
Pre-tax net operating income$854,0003,976
Securities gains (losses)$312,000452
Applicable income taxes$177,0003,043
Income before extraordinary items$989,0003,130
Extraordinary gains, net$031
Net income$989,0003,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,642,000558
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$345,000467
Net operating income$723,8003,900
2008-06-30 (YTD Data)Rank
Total interest income$34,445,000573
Total interest expense$19,272,000458
Net interest income$15,173,000729
Provision for loan and lease losses$4,997,000433
Total noninterest income$766,0002,679
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$321,0002,501
Trading account gains and fees$0149
Additional Noninterest Income$445,0002,423
Total noninterest expense$11,754,000827
Salaries and employee benefits$6,814,000748
Premises and equipment expense$1,890,000728
Additional noninterest expense$3,050,000974
Pre-tax net operating income$-812,0007,802
Securities gains (losses)$312,000439
Applicable income taxes$-302,0008,071
Income before extraordinary items$-198,0007,402
Extraordinary gains, net$021
Net income$-198,0007,401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,894,000573
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$243,000378
Net operating income$-397,6807,604
2008-03-31 (YTD Data)Rank
Total interest income$16,823,000603
Total interest expense$9,751,000486
Net interest income$7,072,000771
Provision for loan and lease losses$962,000637
Total noninterest income$399,0002,601
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$202,0002,063
Trading account gains and fees$0158
Additional Noninterest Income$197,0002,596
Total noninterest expense$5,736,000834
Salaries and employee benefits$3,375,000759
Premises and equipment expense$929,000755
Additional noninterest expense$1,432,0001,003
Pre-tax net operating income$773,0002,234
Securities gains (losses)$194,000450
Applicable income taxes$305,0001,457
Income before extraordinary items$662,0002,123
Extraordinary gains, net$015
Net income$662,0002,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0001,620
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$76,000378
Net operating income$530,0802,487
2007-12-31 (YTD Data)Rank
Total interest income$59,347,000698
Total interest expense$36,632,000549
Net interest income$22,715,000969
Provision for loan and lease losses$2,297,000756
Total noninterest income$1,476,0002,746
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$663,0002,476
Trading account gains and fees$0178
Additional Noninterest Income$813,0002,539
Total noninterest expense$18,092,0001,034
Salaries and employee benefits$10,324,000965
Premises and equipment expense$3,131,000845
Additional noninterest expense$4,637,0001,215
Pre-tax net operating income$3,802,0002,064
Securities gains (losses)$157,000494
Applicable income taxes$954,0001,921
Income before extraordinary items$3,005,0002,050
Extraordinary gains, net$039
Net income$3,005,0002,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$603,0001,482
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$178,000789
Net operating income$2,885,6802,091
2007-09-30 (YTD Data)Rank
Total interest income$43,453,000709
Total interest expense$27,041,000557
Net interest income$16,412,0001,007
Provision for loan and lease losses$1,620,000615
Total noninterest income$1,174,0002,630
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$477,0002,541
Trading account gains and fees$0184
Additional Noninterest Income$697,0002,326
Total noninterest expense$12,912,0001,080
Salaries and employee benefits$7,343,0001,021
Premises and equipment expense$2,278,000863
Additional noninterest expense$3,291,0001,247
Pre-tax net operating income$3,054,0002,072
Securities gains (losses)$-7,0007,691
Applicable income taxes$804,0001,904
Income before extraordinary items$2,243,0002,166
Extraordinary gains, net$033
Net income$2,243,0002,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$615,000915
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$118,000726
Net operating income$2,248,1802,150
2007-06-30 (YTD Data)Rank
Total interest income$28,207,000738
Total interest expense$17,626,000582
Net interest income$10,581,0001,059
Provision for loan and lease losses$795,000702
Total noninterest income$818,0002,565
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$318,0002,534
Trading account gains and fees$0168
Additional Noninterest Income$500,0002,244
Total noninterest expense$8,530,0001,105
Salaries and employee benefits$4,847,0001,054
Premises and equipment expense$1,532,000871
Additional noninterest expense$2,151,0001,286
Pre-tax net operating income$2,074,0002,089
Securities gains (losses)$-7,0007,919
Applicable income taxes$548,0001,950
Income before extraordinary items$1,519,0002,190
Extraordinary gains, net$029
Net income$1,519,0002,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$454,000754
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$66,000681
Net operating income$1,524,1102,162
2007-03-31 (YTD Data)Rank
Total interest income$13,658,000755
Total interest expense$8,599,000588
Net interest income$5,059,0001,101
Provision for loan and lease losses$320,000756
Total noninterest income$347,0002,823
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$147,0002,643
Trading account gains and fees$0195
Additional Noninterest Income$200,0002,546
Total noninterest expense$4,214,0001,113
Salaries and employee benefits$2,441,0001,051
Premises and equipment expense$796,000843
Additional noninterest expense$977,0001,372
Pre-tax net operating income$872,0002,403
Securities gains (losses)$01,187
Applicable income taxes$215,0002,298
Income before extraordinary items$657,0002,453
Extraordinary gains, net$022
Net income$657,0002,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$346,000520
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$657,0002,430
2006-12-31 (YTD Data)Rank
Total interest income$45,901,000837
Total interest expense$26,828,000638
Net interest income$19,073,0001,169
Provision for loan and lease losses$1,750,000624
Total noninterest income$1,233,0003,070
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$486,0003,114
Trading account gains and fees$0130
Additional Noninterest Income$747,0002,683
Total noninterest expense$14,542,0001,234
Salaries and employee benefits$8,476,0001,152
Premises and equipment expense$2,496,0001,001
Additional noninterest expense$3,570,0001,480
Pre-tax net operating income$4,014,0002,251
Securities gains (losses)$14,000999
Applicable income taxes$1,136,0002,020
Income before extraordinary items$2,892,0002,338
Extraordinary gains, net$051
Net income$2,892,0002,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$311,0001,626
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,881,9202,326
2006-09-30 (YTD Data)Rank
Total interest income$32,996,000888
Total interest expense$18,971,000663
Net interest income$14,025,0001,214
Provision for loan and lease losses$1,125,000674
Total noninterest income$839,0003,293
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$345,0003,257
Trading account gains and fees$0126
Additional Noninterest Income$494,0002,861
Total noninterest expense$10,460,0001,296
Salaries and employee benefits$6,035,0001,222
Premises and equipment expense$1,689,0001,140
Additional noninterest expense$2,736,0001,447
Pre-tax net operating income$3,279,0002,169
Securities gains (losses)$01,388
Applicable income taxes$977,0001,914
Income before extraordinary items$2,302,0002,303
Extraordinary gains, net$045
Net income$2,302,0002,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0002,259
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,302,0002,288
2006-06-30 (YTD Data)Rank
Total interest income$21,040,000910
Total interest expense$11,803,000671
Net interest income$9,237,0001,232
Provision for loan and lease losses$675,000739
Total noninterest income$446,0003,791
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$248,0003,073
Trading account gains and fees$0126
Additional Noninterest Income$198,0003,764
Total noninterest expense$6,732,0001,349
Salaries and employee benefits$3,928,0001,268
Premises and equipment expense$1,059,0001,222
Additional noninterest expense$1,745,0001,523
Pre-tax net operating income$2,276,0002,104
Securities gains (losses)$01,185
Applicable income taxes$704,0001,843
Income before extraordinary items$1,572,0002,254
Extraordinary gains, net$039
Net income$1,572,0002,257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0001,814
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,572,0002,241
2006-03-31 (YTD Data)Rank
Total interest income$10,015,000927
Total interest expense$5,552,000666
Net interest income$4,463,0001,277
Provision for loan and lease losses$350,000686
Total noninterest income$164,0004,438
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$79,0003,966
Trading account gains and fees$0115
Additional Noninterest Income$85,0004,010
Total noninterest expense$3,105,0001,456
Salaries and employee benefits$1,811,0001,369
Premises and equipment expense$406,0001,608
Additional noninterest expense$888,0001,484
Pre-tax net operating income$1,172,0002,014
Securities gains (losses)$0955
Applicable income taxes$374,0001,740
Income before extraordinary items$798,0002,191
Extraordinary gains, net$021
Net income$798,0002,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0001,127
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$798,0002,170
2005-12-31 (YTD Data)Rank
Total interest income$31,149,0001,058
Total interest expense$15,799,000717
Net interest income$15,350,0001,417
Provision for loan and lease losses$2,333,000462
Total noninterest income$522,0005,144
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$233,0004,723
Trading account gains and fees$0138
Additional Noninterest Income$289,0004,419
Total noninterest expense$10,654,0001,611
Salaries and employee benefits$6,481,0001,441
Premises and equipment expense$1,485,0001,647
Additional noninterest expense$2,688,0001,884
Pre-tax net operating income$2,885,0002,845
Securities gains (losses)$-103,0008,439
Applicable income taxes$840,0002,539
Income before extraordinary items$1,942,0003,160
Extraordinary gains, net$046
Net income$1,942,0003,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$232,0002,089
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,014,1003,045
2005-09-30 (YTD Data)Rank
Total interest income$19,954,0001,216
Total interest expense$9,954,000807
Net interest income$10,000,0001,631
Provision for loan and lease losses$1,670,000456
Total noninterest income$345,0005,463
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$144,0005,163
Trading account gains and fees$0126
Additional Noninterest Income$201,0004,596
Total noninterest expense$6,909,0001,820
Salaries and employee benefits$4,228,0001,637
Premises and equipment expense$939,0001,915
Additional noninterest expense$1,742,0002,130
Pre-tax net operating income$1,766,0003,341
Securities gains (losses)$02,317
Applicable income taxes$521,0002,863
Income before extraordinary items$1,245,0003,574
Extraordinary gains, net$035
Net income$1,245,0003,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0002,976
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,245,0003,546
2005-06-30 (YTD Data)Rank
Total interest income$11,816,0001,331
Total interest expense$5,505,000900
Net interest income$6,311,0001,701
Provision for loan and lease losses$1,045,000489
Total noninterest income$198,0005,759
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$76,0005,593
Trading account gains and fees$0116
Additional Noninterest Income$122,0004,775
Total noninterest expense$4,290,0001,934
Salaries and employee benefits$2,661,0001,732
Premises and equipment expense$569,0002,073
Additional noninterest expense$1,060,0002,301
Pre-tax net operating income$1,174,0003,301
Securities gains (losses)$02,146
Applicable income taxes$354,0002,800
Income before extraordinary items$820,0003,586
Extraordinary gains, net$030
Net income$820,0003,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0003,630
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$820,0003,537
2005-03-31 (YTD Data)Rank
Total interest income$5,392,0001,428
Total interest expense$2,301,0001,016
Net interest income$3,091,0001,731
Provision for loan and lease losses$445,000533
Total noninterest income$91,0005,905
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$36,0005,648
Trading account gains and fees$0115
Additional Noninterest Income$55,0004,967
Total noninterest expense$2,101,0001,968
Salaries and employee benefits$1,270,0001,817
Premises and equipment expense$271,0002,196
Additional noninterest expense$560,0002,180
Pre-tax net operating income$636,0003,091
Securities gains (losses)$01,685
Applicable income taxes$198,0002,618
Income before extraordinary items$438,0003,386
Extraordinary gains, net$024
Net income$438,0003,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,095
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$438,0003,351
2004-12-31 (YTD Data)Rank
Total interest income$15,401,0001,857
Total interest expense$6,677,0001,231
Net interest income$8,724,0002,344
Provision for loan and lease losses$955,0001,085
Total noninterest income$326,0006,228
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$142,0005,899
Trading account gains and fees$0138
Additional Noninterest Income$184,0005,280
Total noninterest expense$6,345,0002,510
Salaries and employee benefits$3,884,0002,244
Premises and equipment expense$771,0002,880
Additional noninterest expense$1,690,0002,818
Pre-tax net operating income$1,750,0003,854
Securities gains (losses)$285,000661
Applicable income taxes$614,0002,994
Income before extraordinary items$1,421,0003,764
Extraordinary gains, net$034
Net income$1,421,0003,765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,978
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,221,5004,090
2004-09-30 (YTD Data)Rank
Total interest income$10,742,0001,956
Total interest expense$4,690,0001,285
Net interest income$6,052,0002,500
Provision for loan and lease losses$560,0001,307
Total noninterest income$229,0006,408
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$102,0006,016
Trading account gains and fees$0134
Additional Noninterest Income$127,0005,461
Total noninterest expense$4,437,0002,649
Salaries and employee benefits$2,679,0002,414
Premises and equipment expense$524,0003,129
Additional noninterest expense$1,234,0002,856
Pre-tax net operating income$1,284,0003,991
Securities gains (losses)$135,000993
Applicable income taxes$431,0003,181
Income before extraordinary items$988,0004,038
Extraordinary gains, net$026
Net income$988,0004,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,579
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$893,5004,217
2004-06-30 (YTD Data)Rank
Total interest income$6,744,0002,063
Total interest expense$2,979,0001,326
Net interest income$3,765,0002,632
Provision for loan and lease losses$360,0001,336
Total noninterest income$163,0006,289
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$57,0006,308
Trading account gains and fees$0130
Additional Noninterest Income$106,0005,055
Total noninterest expense$2,802,0002,791
Salaries and employee benefits$1,659,0002,594
Premises and equipment expense$319,0003,384
Additional noninterest expense$824,0002,862
Pre-tax net operating income$766,0004,220
Securities gains (losses)$135,000852
Applicable income taxes$277,0003,210
Income before extraordinary items$624,0004,136
Extraordinary gains, net$021
Net income$624,0004,137
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,314
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$530,8504,495
2004-03-31 (YTD Data)Rank
Total interest income$3,144,0002,229
Total interest expense$1,377,0001,456
Net interest income$1,767,0002,820
Provision for loan and lease losses$185,0001,231
Total noninterest income$52,0007,147
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$22,0006,668
Trading account gains and fees$0121
Additional Noninterest Income$30,0006,109
Total noninterest expense$1,316,0002,950
Salaries and employee benefits$771,0002,786
Premises and equipment expense$173,0003,191
Additional noninterest expense$372,0003,116
Pre-tax net operating income$318,0004,684
Securities gains (losses)$134,000669
Applicable income taxes$144,0003,165
Income before extraordinary items$308,0004,197
Extraordinary gains, net$016
Net income$308,0004,196
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$216,8805,010
2003-12-31 (YTD Data)Rank
Total interest income$11,221,0002,538
Total interest expense$5,278,0001,704
Net interest income$5,943,0003,220
Provision for loan and lease losses$590,0001,909
Total noninterest income$210,0007,262
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$57,0007,321
Trading account gains and fees$0160
Additional Noninterest Income$153,0005,794
Total noninterest expense$3,772,0003,870
Salaries and employee benefits$2,293,0003,511
Premises and equipment expense$412,0004,641
Additional noninterest expense$1,067,0004,071
Pre-tax net operating income$1,791,0003,644
Securities gains (losses)$195,0001,362
Applicable income taxes$679,0002,854
Income before extraordinary items$1,307,0003,899
Extraordinary gains, net$054
Net income$1,307,0003,900
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0005,234
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,178,3004,018
2003-09-30 (YTD Data)Rank
Total interest income$8,180,0002,640
Total interest expense$3,958,0001,769
Net interest income$4,222,0003,369
Provision for loan and lease losses$440,0001,885
Total noninterest income$159,0007,290
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$38,0007,484
Trading account gains and fees$0153
Additional Noninterest Income$121,0005,725
Total noninterest expense$2,597,0004,130
Salaries and employee benefits$1,561,0003,787
Premises and equipment expense$276,0005,002
Additional noninterest expense$760,0004,220
Pre-tax net operating income$1,344,0003,768
Securities gains (losses)$182,0001,290
Applicable income taxes$525,0002,943
Income before extraordinary items$1,001,0003,972
Extraordinary gains, net$040
Net income$1,001,0003,972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0004,438
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$880,8804,181
2003-06-30 (YTD Data)Rank
Total interest income$5,321,0002,724
Total interest expense$2,644,0001,819
Net interest income$2,677,0003,508
Provision for loan and lease losses$250,0002,117
Total noninterest income$104,0007,327
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$22,0007,601
Trading account gains and fees$0150
Additional Noninterest Income$82,0005,679
Total noninterest expense$1,659,0004,282
Salaries and employee benefits$1,013,0003,867
Premises and equipment expense$155,0005,554
Additional noninterest expense$491,0004,306
Pre-tax net operating income$872,0003,835
Securities gains (losses)$155,0001,207
Applicable income taxes$359,0002,912
Income before extraordinary items$668,0003,993
Extraordinary gains, net$030
Net income$668,0003,993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0003,597
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$567,2504,239
2003-03-31 (YTD Data)Rank
Total interest income$2,626,0002,776
Total interest expense$1,295,0001,900
Net interest income$1,331,0003,512
Provision for loan and lease losses$130,0001,956
Total noninterest income$57,0007,118
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$10,0007,640
Trading account gains and fees$0134
Additional Noninterest Income$47,0005,386
Total noninterest expense$790,0004,401
Salaries and employee benefits$486,0003,993
Premises and equipment expense$72,0005,758
Additional noninterest expense$232,0004,473
Pre-tax net operating income$468,0003,661
Securities gains (losses)$51,0001,378
Applicable income taxes$182,0002,864
Income before extraordinary items$337,0003,913
Extraordinary gains, net$021
Net income$337,0003,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$303,8504,026
2002-12-31 (YTD Data)Rank
Total interest income$9,044,0003,287
Total interest expense$4,738,0002,353
Net interest income$4,306,0004,124
Provision for loan and lease losses$550,0002,218
Total noninterest income$147,0007,863
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$35,0007,776
Trading account gains and fees$0153
Additional Noninterest Income$112,0006,211
Total noninterest expense$2,564,0005,004
Salaries and employee benefits$1,415,0004,903
Premises and equipment expense$305,0005,529
Additional noninterest expense$844,0004,750
Pre-tax net operating income$1,339,0004,401
Securities gains (losses)$312,000874
Applicable income taxes$585,0003,161
Income before extraordinary items$1,066,0004,416
Extraordinary gains, net$070
Net income$1,066,0004,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$863,2004,868
2001-12-31 (YTD Data)Rank
Total interest income$7,118,0004,374
Total interest expense$4,677,0003,346
Net interest income$2,441,0005,792
Provision for loan and lease losses$360,0002,816
Total noninterest income$139,0007,978
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$33,0007,927
Trading account gains and fees$0177
Additional Noninterest Income$106,0006,307
Total noninterest expense$1,882,0005,968
Salaries and employee benefits$1,074,0005,730
Premises and equipment expense$219,0006,505
Additional noninterest expense$589,0005,905
Pre-tax net operating income$338,0007,243
Securities gains (losses)$205,0001,173
Applicable income taxes$97,0006,045
Income before extraordinary items$446,0006,330
Extraordinary gains, net$0105
Net income$446,0006,332
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$277,9007,151
2000-12-31 (YTD Data)Rank
Total interest income$4,273,0006,273
Total interest expense$2,802,0005,182
Net interest income$1,471,0007,506
Provision for loan and lease losses$247,0003,272
Total noninterest income$29,0009,595
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$14,0008,357
Trading account gains and feesNANA
Additional Noninterest Income$15,0009,181
Total noninterest expense$1,288,0007,279
Salaries and employee benefits$758,0006,923
Premises and equipment expense$202,0006,737
Additional noninterest expense$328,0007,729
Pre-tax net operating income$-35,0009,183
Securities gains (losses)$-42,0009,121
Applicable income taxes$-19,0009,373
Income before extraordinary items$-58,0009,219
Extraordinary gains, net$038
Net income$-58,0009,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,352
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$4,000,000255
Net operating income$-26,5009,183
1999-12-31 (YTD Data)Rank
Total interest income$1,258,0009,359
Total interest expense$791,0008,700
Net interest income$467,0009,734
Provision for loan and lease losses$145,0004,342
Total noninterest income$9,00010,064
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$3,0008,790
Trading account gains and feesNANA
Additional Noninterest Income$6,0009,914
Total noninterest expense$749,0008,883
Salaries and employee benefits$399,0008,891
Premises and equipment expense$116,0008,318
Additional noninterest expense$234,0008,709
Pre-tax net operating income$-418,0009,794
Securities gains (losses)$1,0002,805
Applicable income taxes$-104,0009,926
Income before extraordinary items$-313,0009,773
Extraordinary gains, net$035
Net income$-313,0009,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$9,000,00094
Net operating income$-313,7509,755

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.