Home > Reliance Bank > Net charge- offs to loans
Reliance Bank, Net charge- offs to loans
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0011% | 3,809 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,953 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,571 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0121% | 4,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0144% | 4,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1707% | 653 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1707% | 583 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0046% | 3,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 2,082 |
| Percentage Net Loans Charged-off:Construction & development | -0.0046% | 4,243 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0031% | 1,093 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0777% | 953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0946% | 794 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0043% | 3,931 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.9829% | 5,249 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.9829% | 5,220 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0161% | 4,552 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0168% | 4,519 |
| Percentage Net Loans Charged-off:Construction & development | -0.0067% | 4,326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0312% | 4,879 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1056% | 678 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1293% | 550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0059% | 3,902 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2851% | 5,038 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2851% | 5,007 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0187% | 4,541 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0186% | 4,582 |
| Percentage Net Loans Charged-off:Construction & development | -0.0111% | 4,441 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0384% | 4,998 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1631% | 432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2011% | 345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0061% | 3,890 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3294% | 5,344 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3294% | 5,311 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0612% | 5,059 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0666% | 5,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0061% | 156 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0283% | 5,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6404% | 5,453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7911% | 5,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4538% | 1,407 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4538% | 1,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0051% | 3,903 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0154% | 4,753 |
| Percentage Net Loans Charged-off:Construction & development | -0.0107% | 4,461 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0409% | 5,088 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2008% | 580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2548% | 461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2258% | 1,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0048% | 187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0048% | 164 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0235% | 4,906 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0279% | 4,937 |
| Percentage Net Loans Charged-off:Construction & development | -0.0120% | 4,521 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0476% | 5,166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1056% | 934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1347% | 770 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0040% | 4,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0795% | 326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0795% | 290 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0216% | 4,806 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0258% | 4,953 |
| Percentage Net Loans Charged-off:Construction & development | -0.0121% | 4,579 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0511% | 5,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1581% | 651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2028% | 518 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0058% | 4,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9120% | 368 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9120% | 323 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0223% | 2,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0232% | 1,190 |
| Percentage Net Loans Charged-off:Construction & development | -0.0233% | 4,768 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 4,890 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3225% | 329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4147% | 258 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0112% | 4,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8257% | 416 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8257% | 362 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0592% | 5,440 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0687% | 5,401 |
| Percentage Net Loans Charged-off:Construction & development | -0.4951% | 5,218 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0277% | 5,162 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0090% | 4,558 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1085% | 5,526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1357% | 5,572 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0029% | 4,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3321% | 276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3321% | 254 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0732% | 5,483 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0829% | 5,490 |
| Percentage Net Loans Charged-off:Construction & development | -0.7249% | 5,326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0250% | 5,182 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0133% | 4,607 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1402% | 5,623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1746% | 5,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0040% | 4,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7688% | 384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7688% | 353 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1014% | 5,625 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1127% | 5,650 |
| Percentage Net Loans Charged-off:Construction & development | -1.2034% | 5,422 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0302% | 5,312 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0207% | 4,649 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1488% | 5,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1855% | 5,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0063% | 4,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2511% | 612 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2511% | 549 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0732% | 5,518 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0810% | 5,601 |
| Percentage Net Loans Charged-off:Construction & development | -0.2392% | 5,243 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0450% | 5,526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3289% | 5,894 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4086% | 5,915 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0063% | 4,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0025% | 806 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0025% | 716 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1377% | 5,870 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0707% | 5,617 |
| Percentage Net Loans Charged-off:Construction & development | -0.2774% | 5,258 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0594% | 5,524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1192% | 5,812 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3906% | 4,516 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0552% | 5,653 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9255% | 5,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8239% | 113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8239% | 97 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0111% | 5,029 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 4,882 |
| Percentage Net Loans Charged-off:Construction & development | -0.3425% | 5,358 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0197% | 5,351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2078% | 982 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5229% | 4,568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3773% | 516 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1411% | 5,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6080% | 123 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6080% | 105 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0139% | 5,032 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 4,890 |
| Percentage Net Loans Charged-off:Construction & development | -0.4781% | 5,474 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0186% | 5,441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2415% | 875 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7849% | 4,622 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4729% | 429 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1635% | 5,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4673% | 150 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4673% | 136 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0357% | 5,347 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0193% | 5,297 |
| Percentage Net Loans Charged-off:Construction & development | -0.9173% | 5,633 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0205% | 5,620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2826% | 671 |
| Percentage Net Loans Charged-off: Home equity loans | -1.5467% | 4,671 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6915% | 286 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2435% | 5,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8801% | 399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8801% | 354 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0019% | 4,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 3,890 |
| Percentage Net Loans Charged-off:Construction & development | -0.0115% | 4,991 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0004% | 2,193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0227% | 3,261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4524% | 435 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0605% | 6,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0783% | 5,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0227% | 221 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0227% | 200 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0122% | 4,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 3,301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0153% | 951 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0096% | 1,789 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0413% | 2,735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6327% | 326 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0704% | 6,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0731% | 5,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7891% | 243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7891% | 216 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0611% | 3,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0668% | 2,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.3247% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0521% | 1,296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0952% | 2,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9715% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0678% | 6,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0393% | 4,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6824% | 1,217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6824% | 1,106 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1081% | 2,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1154% | 1,546 |
| Percentage Net Loans Charged-off:Construction & development | 0.7098% | 329 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1074% | 775 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0269% | 5,878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0319% | 5,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3551% | 365 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4390% | 263 |
| Percentage Net Loans Charged-off:Construction & development | 17.7904% | 46 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0731% | 2,200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0954% | 3,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1148% | 2,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0524% | 5,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3478% | 169 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3478% | 153 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0619% | 5,733 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7813% | 758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8274% | 593 |
| Percentage Net Loans Charged-off:Construction & development | 9.4221% | 126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0209% | 2,221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1311% | 2,514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1585% | 2,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0578% | 5,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5046% | 118 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.5055% | 106 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2176% | 473 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2954% | 360 |
| Percentage Net Loans Charged-off:Construction & development | 13.7114% | 92 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0506% | 1,784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1900% | 2,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2302% | 1,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0623% | 5,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7216% | 106 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.7216% | 97 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4181% | 176 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5904% | 129 |
| Percentage Net Loans Charged-off:Construction & development | 24.8360% | 46 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2610% | 894 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2926% | 1,412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3559% | 1,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0418% | 5,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.6588% | 65 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.6588% | 60 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9751% | 1,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0138% | 984 |
| Percentage Net Loans Charged-off:Construction & development | 1.1256% | 1,433 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1334% | 803 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2369% | 688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5802% | 516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4988% | 2,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7701% | 428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7701% | 393 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4054% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4376% | 616 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5089% | 540 |
| Percentage Net Loans Charged-off:Construction & development | 2.9969% | 811 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4792% | 563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6462% | 461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1105% | 344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6044% | 1,695 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1871% | 347 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1871% | 327 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5140% | 690 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2119% | 351 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2819% | 303 |
| Percentage Net Loans Charged-off:Construction & development | 3.8806% | 627 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3481% | 325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5086% | 271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2312% | 212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5381% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7985% | 425 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7985% | 395 |
| Percentage Net Loans Charged-off: All other loans and lease | 17.1409% | 101 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2423% | 817 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3609% | 677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0472% | 1,373 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9771% | 392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4745% | 1,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6172% | 1,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0145% | 5,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6579% | 223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6579% | 205 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1334% | 6,170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5605% | 208 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6831% | 183 |
| Percentage Net Loans Charged-off:Construction & development | 8.3208% | 573 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.8927% | 202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3627% | 796 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6006% | 1,956 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2966% | 686 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2933% | 2,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4436% | 990 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7274% | 362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5685% | 330 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.5025% | 6,460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6529% | 401 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6378% | 372 |
| Percentage Net Loans Charged-off:Construction & development | 6.6245% | 670 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6446% | 321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2141% | 734 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8145% | 1,421 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6847% | 491 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3954% | 2,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0325% | 728 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5116% | 585 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3788% | 517 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.0872% | 6,516 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8543% | 382 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0850% | 317 |
| Percentage Net Loans Charged-off:Construction & development | 8.4713% | 505 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0301% | 305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2930% | 569 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3854% | 2,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5770% | 1,684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3407% | 2,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7613% | 857 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6233% | 744 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6578% | 413 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8741% | 352 |
| Percentage Net Loans Charged-off:Construction & development | 12.2691% | 272 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0536% | 438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3485% | 369 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7533% | 1,187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1166% | 840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2740% | 1,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4976% | 964 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2804% | 861 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9083% | 584 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1600% | 458 |
| Percentage Net Loans Charged-off:Construction & development | 13.7342% | 347 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9142% | 671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2306% | 957 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5180% | 2,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8193% | 1,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1860% | 4,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6350% | 2,999 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4246% | 1,140 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9638% | 532 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2159% | 423 |
| Percentage Net Loans Charged-off:Construction & development | 15.2520% | 272 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5869% | 757 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3018% | 748 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6702% | 1,724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0769% | 1,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2457% | 3,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4585% | 3,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5172% | 980 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1786% | 821 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4114% | 648 |
| Percentage Net Loans Charged-off:Construction & development | 11.7591% | 401 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9986% | 996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4498% | 563 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3711% | 2,210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6161% | 1,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2790% | 7,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4896% | 2,958 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8713% | 708 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3585% | 715 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5915% | 552 |
| Percentage Net Loans Charged-off:Construction & development | 13.1208% | 319 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9346% | 796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0229% | 447 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4057% | 1,726 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6808% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0931% | 6,791 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9366% | 7,520 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6123% | 446 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6038% | 870 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7826% | 694 |
| Percentage Net Loans Charged-off:Construction & development | 8.6458% | 718 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8799% | 607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4049% | 711 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8499% | 1,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0814% | 1,792 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2397% | 1,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6706% | 3,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3444% | 2,112 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.5965% | 112 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2391% | 1,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2842% | 1,293 |
| Percentage Net Loans Charged-off:Construction & development | 4.8377% | 1,010 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5622% | 1,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1322% | 622 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0644% | 1,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1018% | 1,488 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5263% | 726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7830% | 2,654 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9723% | 2,508 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.8361% | 96 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8314% | 2,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8810% | 1,496 |
| Percentage Net Loans Charged-off:Construction & development | 4.2062% | 940 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0696% | 1,937 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2025% | 443 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2774% | 797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1504% | 1,139 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7959% | 561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2928% | 3,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7398% | 2,864 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.1683% | 93 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5563% | 2,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5930% | 1,470 |
| Percentage Net Loans Charged-off:Construction & development | 2.7666% | 817 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0516% | 1,234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4174% | 234 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5533% | 1,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7878% | 848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1254% | 2,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5991% | 1,424 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3848% | 67 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3932% | 2,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4148% | 1,908 |
| Percentage Net Loans Charged-off:Construction & development | 0.7638% | 1,751 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3324% | 1,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5875% | 1,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7938% | 761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0905% | 4,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0999% | 954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 8.8197% | 33 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4928% | 1,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5258% | 1,118 |
| Percentage Net Loans Charged-off:Construction & development | 0.8577% | 1,164 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4389% | 608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7927% | 595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0637% | 408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0390% | 3,641 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3700% | 651 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.1791% | 39 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4053% | 1,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4286% | 1,044 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6057% | 397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5182% | 756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6889% | 542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0628% | 2,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1165% | 726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.8073% | 24 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0562% | 3,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0363% | 2,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0499% | 673 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0545% | 1,609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0714% | 1,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1384% | 1,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6699% | 242 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 9.9174% | 9 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0833% | 4,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0878% | 2,271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0744% | 1,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3414% | 787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4427% | 607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0094% | 3,881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8419% | 1,955 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1181% | 2,887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1205% | 1,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0998% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4596% | 426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5961% | 320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0438% | 2,952 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0504% | 1,291 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1359% | 2,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1382% | 986 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1550% | 459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2869% | 610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3704% | 468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0746% | 2,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9090% | 1,444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2154% | 1,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2326% | 511 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3290% | 203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1261% | 804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1636% | 663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0082% | 1,825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5599% | 2,005 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0586% | 4,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0458% | 2,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0040% | 798 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2705% | 622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3430% | 483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1079% | 2,889 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0868% | 1,333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0280% | 4,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0206% | 2,237 |
| Percentage Net Loans Charged-off:Construction & development | 0.0057% | 585 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1107% | 1,095 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1397% | 910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0418% | 2,783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7612% | 1,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0373% | 3,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 1,713 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1656% | 758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2052% | 636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0598% | 2,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4583% | 2,509 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0641% | 2,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0557% | 978 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2863% | 401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3480% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1085% | 1,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2187% | 3,055 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0586% | 4,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0649% | 1,689 |
| Percentage Net Loans Charged-off:Construction & development | 0.1246% | 364 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0034% | 1,309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2107% | 813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2624% | 658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0356% | 3,800 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0561% | 7,873 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0279% | 4,909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0342% | 2,023 |
| Percentage Net Loans Charged-off:Construction & development | 0.1999% | 240 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0547% | 1,673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0717% | 1,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0053% | 6,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 5,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0186% | 2,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0841% | 1,212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1110% | 1,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0083% | 6,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0027% | 6,686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0171% | 6,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0009% | 7,829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0046% | 7,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 7,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0031% | 6,912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0010% | 7,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0048% | 6,841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0297% | 6,400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1092% | 4,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0414% | 5,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1445% | 3,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0663% | 4,608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2121% | 2,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0079% | 7,272 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,897 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |