Home > Reliable Savings Bank > Assets and Liabilities
Reliable Savings Bank, Assets and Liabilities
1996-12-31 | Rank | |
# of Employees: | 38 | 4,777 |
Assets and Liabilities | ||
Total Assets: | $156,225,000 | 2,939 |
Cash and due from depository institutions | $4,899,000 | 4,777 |
Interest-bearing balances | $3,776,000 | 1,025 |
Securities | $42,444,000 | 2,840 |
Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
Net loans & leases | $104,275,000 | 2,687 |
Loan loss allowance | $1,001,000 | 3,506 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $2,419,000 | 3,202 |
Other real estate owned | $138,000 | 4,777 |
Goodwill and other intangibles | $0 | 3,437 |
All other assets | $2,050,000 | 3,526 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $156,225,000 | 2,939 |
Total liabilities | $136,187,000 | 3,022 |
Total deposits | $135,633,000 | 2,830 |
Interest-bearing deposits | $128,936,000 | 2,576 |
Deposits held in domestic offices | $135,633,000 | 2,822 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,907 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $0 | 5,299 |
Subordinated debt | $0 | 298 |
All other liabilities | $554,000 | 5,541 |
Total equity capital | $20,038,000 | 2,248 |
Total bank equity capital | $20,038,000 | 2,248 |
Perpetual preferred stock | $0 | 250 |
Common stock | $0 | 10,450 |
Surplus | $6,836,000 | 2,234 |
Undivided profits | $13,202,000 | 1,958 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $2,287,000 | 1,368 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $63,000 | 10,766 |
Earning assets | $150,495,000 | 2,800 |
Long-term assets (5+ years) | $0 | 9,965 |
Average Assets, year-to-date | $153,328,400 | 2,859 |
Average Assets, quarterly | $158,233,000 | 2,860 |
Volatile liabilities | $11,651,000 | 4,383 |
Insider loans | $71,000 | 9,147 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $2,366,000 | 7,067 |
Tier 1 (core) risk-based capital | $19,979,000 | 2,156 |
Tier 2 risk-based capital | $930,000 | 3,185 |
Total risk weighted assets | $74,344,000 | 3,659 |
Total unused commitments | $2,366,000 | 7,082 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 33 | 5,554 |
Assets and Liabilities | ||
Total Assets: | $142,523,000 | 3,189 |
Cash and due from depository institutions | $8,674,000 | 5,554 |
Interest-bearing balances | $7,402,000 | 644 |
Securities | $41,817,000 | 3,008 |
Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
Net loans & leases | $87,248,000 | 3,071 |
Loan loss allowance | $955,000 | 3,689 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $2,395,000 | 3,144 |
Other real estate owned | $196,000 | 5,554 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $2,193,000 | 3,344 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $142,523,000 | 3,189 |
Total liabilities | $123,459,000 | 3,296 |
Total deposits | $123,322,000 | 3,107 |
Interest-bearing deposits | $123,322,000 | 2,724 |
Deposits held in domestic offices | $123,322,000 | 3,100 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $137,000 | 10,622 |
Total equity capital | $19,064,000 | 2,342 |
Total bank equity capital | $19,064,000 | 2,342 |
Perpetual preferred stock | $0 | 288 |
Common stock | $0 | 10,908 |
Surplus | $6,836,000 | 2,228 |
Undivided profits | $12,228,000 | 2,140 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $1,383,000 | 2,025 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $10,000 | 11,777 |
Earning assets | $136,467,000 | 3,077 |
Long-term assets (5+ years) | $0 | 10,367 |
Average Assets, year-to-date | $146,247,000 | 3,000 |
Average Assets, quarterly | $141,593,000 | 3,167 |
Volatile liabilities | $7,780,000 | 5,398 |
Insider loans | $59,000 | 9,748 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $1,575,000 | 8,004 |
Tier 1 (core) risk-based capital | $18,894,000 | 2,261 |
Tier 2 risk-based capital | $775,000 | 3,671 |
Total risk weighted assets | $61,792,000 | 4,210 |
Total unused commitments | $1,575,000 | 8,017 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 30 | 6,160 |
Assets and Liabilities | ||
Total Assets: | $147,511,000 | 3,049 |
Cash and due from depository institutions | $11,319,000 | 6,160 |
Interest-bearing balances | $10,380,000 | 357 |
Securities | $41,246,000 | 3,188 |
Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
Net loans & leases | $90,382,000 | 2,879 |
Loan loss allowance | $955,000 | 3,757 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $2,422,000 | 3,050 |
Other real estate owned | $0 | 6,160 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $2,142,000 | 3,622 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $147,511,000 | 3,049 |
Total liabilities | $117,193,000 | 3,451 |
Total deposits | $116,597,000 | 3,262 |
Interest-bearing deposits | $116,597,000 | 2,835 |
Deposits held in domestic offices | $116,597,000 | 3,254 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $596,000 | 4,598 |
Total equity capital | $30,318,000 | 1,354 |
Total bank equity capital | $30,318,000 | 1,354 |
Perpetual preferred stock | $0 | 310 |
Common stock | $0 | 11,459 |
Surplus | $6,836,000 | 2,152 |
Undivided profits | $23,482,000 | 994 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $2,207,000 | 1,439 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $3,000 | 12,459 |
Earning assets | $142,008,000 | 2,919 |
Long-term assets (5+ years) | $0 | 10,888 |
Average Assets, year-to-date | $147,269,400 | 2,989 |
Average Assets, quarterly | $147,398,500 | 3,045 |
Volatile liabilities | $6,123,000 | 6,015 |
Insider loans | $62,000 | 10,069 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $972,000 | 9,181 |
Tier 1 (core) risk-based capital | $30,318,000 | 1,356 |
Tier 2 risk-based capital | $845,000 | 3,388 |
Total risk weighted assets | $67,464,000 | 3,807 |
Total unused commitments | $972,000 | 9,192 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 30 | 6,405 |
Assets and Liabilities | ||
Total Assets: | $146,046,000 | 3,137 |
Cash and due from depository institutions | $14,921,000 | 6,405 |
Interest-bearing balances | $14,000,000 | 446 |
Securities | $41,201,000 | 3,378 |
Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
Net loans & leases | $85,709,000 | 2,973 |
Loan loss allowance | $750,000 | 4,704 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $2,519,000 | 2,906 |
Other real estate owned | $0 | 6,405 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $1,696,000 | 3,989 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $146,046,000 | 3,137 |
Total liabilities | $119,188,000 | 3,468 |
Total deposits | $118,643,000 | 3,317 |
Interest-bearing deposits | $118,643,000 | 2,878 |
Deposits held in domestic offices | $118,643,000 | 3,308 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $545,000 | 5,038 |
Total equity capital | $26,858,000 | 1,530 |
Total bank equity capital | $26,858,000 | 1,530 |
Perpetual preferred stock | $0 | 343 |
Common stock | $0 | 11,979 |
Surplus | $6,836,000 | 2,057 |
Undivided profits | $20,022,000 | 1,186 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $2,968,000 | 1,427 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $3,000 | 13,130 |
Earning assets | $140,910,000 | 2,989 |
Long-term assets (5+ years) | $0 | 11,403 |
Average Assets, year-to-date | $143,102,600 | 3,112 |
Average Assets, quarterly | $144,205,500 | 3,149 |
Volatile liabilities | $6,716,000 | 5,471 |
Insider loans | $72,000 | 10,217 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $2,161,000 | 7,296 |
Tier 1 (core) risk-based capital | $26,858,000 | 1,488 |
Tier 2 risk-based capital | $750,000 | 3,719 |
Total risk weighted assets | $65,214,000 | 3,876 |
Total unused commitments | $2,161,000 | 7,321 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 30 | 6,539 |
Assets and Liabilities | ||
Total Assets: | $140,600,000 | 3,311 |
Cash and due from depository institutions | $29,883,000 | 6,539 |
Interest-bearing balances | $28,890,000 | 275 |
Securities | $14,340,000 | 7,554 |
Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
Net loans & leases | $92,153,000 | 2,874 |
Loan loss allowance | $527,000 | 6,203 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $2,599,000 | 2,824 |
Other real estate owned | $332,000 | 6,539 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $1,293,000 | 5,186 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $140,600,000 | 3,311 |
Total liabilities | $117,215,000 | 3,623 |
Total deposits | $117,007,000 | 3,470 |
Interest-bearing deposits | $111,458,000 | 3,188 |
Deposits held in domestic offices | $117,007,000 | 3,462 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $208,000 | 9,852 |
Total equity capital | $23,385,000 | 1,659 |
Total bank equity capital | $23,385,000 | 1,659 |
Perpetual preferred stock | $0 | 346 |
Common stock | $0 | 12,472 |
Surplus | $6,836,000 | 1,986 |
Undivided profits | $16,549,000 | 1,317 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $2,695,000 | 1,809 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $5,000 | 13,738 |
Earning assets | $135,383,000 | 3,145 |
Long-term assets (5+ years) | $0 | 11,806 |
Average Assets, year-to-date | $140,163,200 | 3,258 |
Average Assets, quarterly | $139,634,000 | 3,314 |
Volatile liabilities | $6,099,000 | 5,823 |
Insider loans | $0 | 9,493 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $1,344,000 | 8,423 |
Tier 1 (core) risk-based capital | $23,385,000 | 1,619 |
Tier 2 risk-based capital | $500,000 | 5,202 |
Total risk weighted assets | $65,105,000 | 3,955 |
Total unused commitments | $1,344,000 | 8,449 |
Derivatives | $0 | 651 |