Home > Reisterstown Federal Savings Bank > Assets and Liabilities
Reisterstown Federal Savings Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 73 | 2,579 |
| Assets and Liabilities | ||
| Total Assets: | $268,838,000 | 1,722 |
| Cash and due from depository institutions | $10,368,000 | 2,579 |
| Interest-bearing balances | $9,091,000 | 425 |
| Securities | $19,353,000 | 5,424 |
| Federal funds sold & reverse repurchase agreements | $10,941,000 | 1,181 |
| Net loans & leases | $207,127,000 | 1,429 |
| Loan loss allowance | $2,907,000 | 1,371 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,473,000 | 4,754 |
| Other real estate owned | $2,365,000 | 2,579 |
| Goodwill and other intangibles | $11,439,000 | 339 |
| All other assets | $5,772,000 | 1,427 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $268,838,000 | 1,722 |
| Total liabilities | $239,071,000 | 1,760 |
| Total deposits | $224,709,000 | 1,705 |
| Interest-bearing deposits | $215,435,000 | 1,554 |
| Deposits held in domestic offices | $224,709,000 | 1,695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $528,000 | 3,878 |
| Subordinated debt | $10,000,000 | 165 |
| All other liabilities | $3,834,000 | 1,217 |
| Total equity capital | $29,767,000 | 1,519 |
| Total bank equity capital | $29,767,000 | 1,519 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $26,905,000 | 728 |
| Undivided profits | $2,861,000 | 6,208 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,536,000 | 1,890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,712,000 | 1,252 |
| Earning assets | $246,512,000 | 1,729 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $270,983,000 | 1,650 |
| Average Assets, quarterly | $268,349,000 | 1,708 |
| Volatile liabilities | $25,007,000 | 2,425 |
| Insider loans | $329,000 | 6,618 |
| FHLB advances | $528,000 | 836 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $36,745,000 | 1,332 |
| Tier 1 (core) risk-based capital | $18,086,000 | 2,396 |
| Tier 2 risk-based capital | $12,355,000 | 396 |
| Total risk weighted assets | $187,808,000 | 1,529 |
| Total unused commitments | $36,745,000 | 1,340 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 70 | 2,789 |
| Assets and Liabilities | ||
| Total Assets: | $268,443,000 | 1,753 |
| Cash and due from depository institutions | $14,112,000 | 2,789 |
| Interest-bearing balances | $12,962,000 | 341 |
| Securities | $27,651,000 | 4,332 |
| Federal funds sold & reverse repurchase agreements | $6,106,000 | 2,388 |
| Net loans & leases | $196,836,000 | 1,469 |
| Loan loss allowance | $2,909,000 | 1,410 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,549,000 | 4,561 |
| Other real estate owned | $658,000 | 2,789 |
| Goodwill and other intangibles | $12,089,000 | 315 |
| All other assets | $9,442,000 | 982 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $268,443,000 | 1,753 |
| Total liabilities | $239,921,000 | 1,773 |
| Total deposits | $225,987,000 | 1,722 |
| Interest-bearing deposits | $217,760,000 | 1,567 |
| Deposits held in domestic offices | $225,987,000 | 1,708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $918,000 | 3,044 |
| Subordinated debt | $10,000,000 | 168 |
| All other liabilities | $3,016,000 | 1,523 |
| Total equity capital | $28,522,000 | 1,590 |
| Total bank equity capital | $28,522,000 | 1,590 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $26,905,000 | 725 |
| Undivided profits | $1,616,000 | 8,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,932,000 | 1,160 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,515,000 | 1,469 |
| Earning assets | $243,555,000 | 1,763 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $258,422,200 | 1,749 |
| Average Assets, quarterly | $266,540,500 | 1,753 |
| Volatile liabilities | $42,580,000 | 1,447 |
| Insider loans | $442,000 | 6,005 |
| FHLB advances | $536,000 | 793 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,776,000 | 3,556 |
| Tier 1 (core) risk-based capital | $16,298,000 | 2,632 |
| Tier 2 risk-based capital | $12,187,000 | 413 |
| Total risk weighted assets | $174,207,000 | 1,635 |
| Total unused commitments | $8,776,000 | 3,569 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 80 | 2,498 |
| Assets and Liabilities | ||
| Total Assets: | $245,198,000 | 1,877 |
| Cash and due from depository institutions | $7,119,000 | 2,498 |
| Interest-bearing balances | $6,619,000 | 539 |
| Securities | $31,885,000 | 4,066 |
| Federal funds sold & reverse repurchase agreements | $1,151,000 | 5,137 |
| Net loans & leases | $197,091,000 | 1,429 |
| Loan loss allowance | $3,273,000 | 1,290 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,272,000 | 5,217 |
| Other real estate owned | $0 | 2,498 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $6,680,000 | 1,303 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $245,198,000 | 1,877 |
| Total liabilities | $220,762,000 | 1,893 |
| Total deposits | $211,876,000 | 1,782 |
| Interest-bearing deposits | $211,876,000 | 1,578 |
| Deposits held in domestic offices | $211,876,000 | 1,770 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,380,000 | 2,381 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $6,506,000 | 766 |
| Total equity capital | $24,436,000 | 1,696 |
| Total bank equity capital | $24,436,000 | 1,696 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $7,850,000 | 1,932 |
| Undivided profits | $16,585,000 | 1,422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,956,000 | 1,572 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,390,000 | 1,395 |
| Earning assets | $236,746,000 | 1,776 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $250,384,800 | 1,787 |
| Average Assets, quarterly | $248,080,000 | 1,844 |
| Volatile liabilities | $39,446,000 | 1,487 |
| Insider loans | $536,000 | 5,463 |
| FHLB advances | $2,337,000 | 747 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $19,310,000 | 1,975 |
| Tier 1 (core) risk-based capital | $24,436,000 | 1,687 |
| Tier 2 risk-based capital | $2,001,000 | 1,576 |
| Total risk weighted assets | $159,225,000 | 1,744 |
| Total unused commitments | $19,310,000 | 1,987 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 83 | 2,524 |
| Assets and Liabilities | ||
| Total Assets: | $254,937,000 | 1,819 |
| Cash and due from depository institutions | $8,179,000 | 2,524 |
| Interest-bearing balances | $7,591,000 | 803 |
| Securities | $24,908,000 | 5,218 |
| Federal funds sold & reverse repurchase agreements | $1,497,000 | 6,766 |
| Net loans & leases | $211,840,000 | 1,311 |
| Loan loss allowance | $3,185,000 | 1,393 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,408,000 | 4,911 |
| Other real estate owned | $0 | 2,524 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $7,105,000 | 1,218 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $254,937,000 | 1,819 |
| Total liabilities | $226,024,000 | 1,883 |
| Total deposits | $218,126,000 | 1,811 |
| Interest-bearing deposits | $208,854,000 | 1,647 |
| Deposits held in domestic offices | $218,126,000 | 1,797 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $687,000 | 3,103 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $7,211,000 | 753 |
| Total equity capital | $28,913,000 | 1,417 |
| Total bank equity capital | $28,913,000 | 1,417 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $7,850,000 | 1,841 |
| Undivided profits | $21,062,000 | 1,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,009,000 | 1,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,275,000 | 1,343 |
| Earning assets | $245,836,000 | 1,732 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $243,581,200 | 1,850 |
| Average Assets, quarterly | $250,007,500 | 1,837 |
| Volatile liabilities | $39,101,000 | 1,435 |
| Insider loans | $370,000 | 6,647 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $45,171,000 | 1,052 |
| Tier 1 (core) risk-based capital | $28,149,000 | 1,416 |
| Tier 2 risk-based capital | $2,037,000 | 1,554 |
| Total risk weighted assets | $162,288,000 | 1,693 |
| Total unused commitments | $45,171,000 | 1,076 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 76 | 2,835 |
| Assets and Liabilities | ||
| Total Assets: | $234,183,000 | 2,027 |
| Cash and due from depository institutions | $5,068,000 | 2,835 |
| Interest-bearing balances | $3,796,000 | 1,801 |
| Securities | $27,933,000 | 4,747 |
| Federal funds sold & reverse repurchase agreements | $1,689,000 | 7,128 |
| Net loans & leases | $192,224,000 | 1,480 |
| Loan loss allowance | $4,472,000 | 1,082 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,236,000 | 5,397 |
| Other real estate owned | $0 | 2,835 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $6,033,000 | 1,420 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $234,183,000 | 2,027 |
| Total liabilities | $212,546,000 | 2,064 |
| Total deposits | $204,335,000 | 2,023 |
| Interest-bearing deposits | $198,870,000 | 1,825 |
| Deposits held in domestic offices | $204,335,000 | 2,014 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,950,000 | 1,754 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $776,000 | 2,773 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $4,485,000 | 1,029 |
| Total equity capital | $21,637,000 | 1,793 |
| Total bank equity capital | $21,637,000 | 1,793 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000 | 12,319 |
| Surplus | $7,850,000 | 1,779 |
| Undivided profits | $13,786,000 | 1,589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,396,000 | 1,532 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,399,000 | 1,364 |
| Earning assets | $225,642,000 | 1,915 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $232,328,600 | 2,001 |
| Average Assets, quarterly | $232,841,000 | 2,023 |
| Volatile liabilities | $35,895,000 | 1,493 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $23,160,000 | 1,647 |
| Tier 1 (core) risk-based capital | $21,101,000 | 1,795 |
| Tier 2 risk-based capital | $1,930,000 | 1,648 |
| Total risk weighted assets | $153,365,000 | 1,845 |
| Total unused commitments | $23,160,000 | 1,660 |
| Derivatives | $0 | 651 |