Home > Regions Bank of Tennessee > Income and Expense

Regions Bank of Tennessee, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$37,970,000919
Total interest expense$20,376,000835
Net interest income$17,594,0001,034
Provision for loan and lease losses$53,0006,487
Total noninterest income$3,138,0001,317
Gross Fiduciary activities income$99,0001,110
Service charges on deposit accounts$842,0001,591
Trading account gains and fees$0262
Additional Noninterest Income$2,197,0001,078
Total noninterest expense$15,632,000971
Salaries and employee benefits$6,107,0001,100
Premises and equipment expense$2,145,000987
Additional noninterest expense$7,380,000859
Pre-tax net operating income$5,047,0001,423
Securities gains (losses)$-48,00011,022
Applicable income taxes$1,429,0001,678
Income before extraordinary items$3,570,0001,386
Extraordinary gains, net$053
Net income$3,570,0001,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,00010,875
Cash dividends$2,000,0001,264
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,604,0801,341
1995-12-31 (YTD Data)Rank
Total interest income$36,578,000976
Total interest expense$19,466,000903
Net interest income$17,112,0001,070
Provision for loan and lease losses$35,0006,883
Total noninterest income$2,380,0001,599
Gross Fiduciary activities income$62,0001,255
Service charges on deposit accounts$659,0002,059
Trading account gains and fees$0522
Additional Noninterest Income$1,659,0001,295
Total noninterest expense$13,227,0001,130
Salaries and employee benefits$6,241,0001,096
Premises and equipment expense$1,867,0001,134
Additional noninterest expense$5,119,0001,101
Pre-tax net operating income$6,230,0001,226
Securities gains (losses)$03,831
Applicable income taxes$1,882,0001,342
Income before extraordinary items$4,348,0001,219
Extraordinary gains, net$065
Net income$4,348,0001,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-536,00011,931
Cash dividends$12,000,000351
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,348,0001,193
1994-12-31 (YTD Data)Rank
Total interest income$31,505,0001,008
Total interest expense$14,145,000954
Net interest income$17,360,0001,061
Provision for loan and lease losses$120,0004,039
Total noninterest income$2,275,0001,664
Gross Fiduciary activities income$13,0001,457
Service charges on deposit accounts$597,0002,284
Trading account gains and fees$0475
Additional Noninterest Income$1,665,0001,285
Total noninterest expense$13,136,0001,142
Salaries and employee benefits$5,996,0001,122
Premises and equipment expense$1,895,0001,116
Additional noninterest expense$5,245,0001,127
Pre-tax net operating income$6,379,0001,180
Securities gains (losses)$03,600
Applicable income taxes$2,039,0001,190
Income before extraordinary items$4,340,0001,171
Extraordinary gains, net$0249
Net income$4,340,0001,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-453,00012,526
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,340,0001,182
1993-12-31 (YTD Data)Rank
Total interest income$26,505,0001,202
Total interest expense$11,564,0001,179
Net interest income$14,941,0001,218
Provision for loan and lease losses$167,0004,380
Total noninterest income$2,036,0001,951
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$217,0005,656
Trading account gains and fees$0532
Additional Noninterest Income$1,819,0001,345
Total noninterest expense$10,172,0001,503
Salaries and employee benefits$4,444,0001,529
Premises and equipment expense$1,573,0001,355
Additional noninterest expense$4,155,0001,467
Pre-tax net operating income$6,638,0001,062
Securities gains (losses)$07,477
Applicable income taxes$1,715,0001,387
Income before extraordinary items$4,923,0001,050
Extraordinary gains, net$03,149
Net income$4,923,0001,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-326,00013,182
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,923,000984
1992-12-31 (YTD Data)Rank
Total interest income$013,929
Total interest expense$013,899
Net interest income$013,905
Provision for loan and lease losses$011,756
Total noninterest income$013,876
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$011,764
Trading account gains and fees$0504
Additional Noninterest Income$013,866
Total noninterest expense$013,929
Salaries and employee benefits$013,919
Premises and equipment expense$013,907
Additional noninterest expense$013,923
Pre-tax net operating income$012,692
Securities gains (losses)$08,369
Applicable income taxes$012,680
Income before extraordinary items$012,887
Extraordinary gains, net$01,422
Net income$012,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$012,664

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.