Home > REGIONS BANK OF ROME > Income and Expense
REGIONS BANK OF ROME, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,217,000 | 2,736 |
| Total interest expense | $5,693,000 | 2,707 |
| Net interest income | $6,524,000 | 2,727 |
| Provision for loan and lease losses | $300,000 | 2,267 |
| Total noninterest income | $635,000 | 4,394 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $550,000 | 2,453 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $85,000 | 7,757 |
| Total noninterest expense | $3,522,000 | 3,721 |
| Salaries and employee benefits | $1,475,000 | 4,350 |
| Premises and equipment expense | $527,000 | 3,590 |
| Additional noninterest expense | $1,520,000 | 3,066 |
| Pre-tax net operating income | $3,337,000 | 2,202 |
| Securities gains (losses) | $-35,000 | 10,941 |
| Applicable income taxes | $1,121,000 | 2,153 |
| Income before extraordinary items | $2,181,000 | 2,315 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,181,000 | 2,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,970 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,204,100 | 2,263 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,398,000 | 3,213 |
| Total interest expense | $4,185,000 | 2,923 |
| Net interest income | $5,213,000 | 3,430 |
| Provision for loan and lease losses | $318,000 | 2,163 |
| Total noninterest income | $638,000 | 4,446 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $510,000 | 2,689 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $128,000 | 6,726 |
| Total noninterest expense | $3,047,000 | 4,347 |
| Salaries and employee benefits | $1,322,000 | 4,808 |
| Premises and equipment expense | $472,000 | 3,993 |
| Additional noninterest expense | $1,253,000 | 3,903 |
| Pre-tax net operating income | $2,486,000 | 2,846 |
| Securities gains (losses) | $140,000 | 634 |
| Applicable income taxes | $858,000 | 2,603 |
| Income before extraordinary items | $1,768,000 | 2,736 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,768,000 | 2,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $420,000 | 1,538 |
| Cash dividends | $336,000 | 4,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,674,200 | 2,916 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,058,000 | 3,793 |
| Total interest expense | $3,832,000 | 3,289 |
| Net interest income | $4,226,000 | 4,186 |
| Provision for loan and lease losses | $168,000 | 4,365 |
| Total noninterest income | $707,000 | 4,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $503,000 | 2,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 5,605 |
| Total noninterest expense | $2,519,000 | 5,246 |
| Salaries and employee benefits | $1,151,000 | 5,429 |
| Premises and equipment expense | $454,000 | 4,228 |
| Additional noninterest expense | $914,000 | 5,299 |
| Pre-tax net operating income | $2,246,000 | 2,981 |
| Securities gains (losses) | $125,000 | 2,199 |
| Applicable income taxes | $670,000 | 3,246 |
| Income before extraordinary items | $1,701,000 | 2,895 |
| Extraordinary gains, net | $166,000 | 1,157 |
| Net income | $1,867,000 | 2,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 7,435 |
| Cash dividends | $374,000 | 3,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,611,000 | 2,869 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,246,000 | 4,684 |
| Total interest expense | $3,782,000 | 4,264 |
| Net interest income | $3,464,000 | 5,052 |
| Provision for loan and lease losses | $431,000 | 3,301 |
| Total noninterest income | $496,000 | 5,668 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $392,000 | 3,557 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,922 |
| Total noninterest expense | $2,233,000 | 5,839 |
| Salaries and employee benefits | $982,000 | 6,127 |
| Premises and equipment expense | $394,000 | 4,854 |
| Additional noninterest expense | $857,000 | 5,749 |
| Pre-tax net operating income | $1,296,000 | 4,618 |
| Securities gains (losses) | $319,000 | 1,475 |
| Applicable income taxes | $539,000 | 3,749 |
| Income before extraordinary items | $1,076,000 | 4,213 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,076,000 | 4,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 7,780 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $862,270 | 4,769 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.