Home > REGIONS BANK OF ROME > Assets and Liabilities
REGIONS BANK OF ROME, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 46 | 4,150 |
| Assets and Liabilities | ||
| Total Assets: | $174,827,000 | 2,646 |
| Cash and due from depository institutions | $1,573,000 | 4,150 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $39,298,000 | 3,215 |
| Federal funds sold & reverse repurchase agreements | $33,900,000 | 471 |
| Net loans & leases | $93,847,000 | 2,866 |
| Loan loss allowance | $1,159,000 | 3,106 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,857,000 | 2,000 |
| Other real estate owned | $0 | 4,150 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,352,000 | 3,149 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,827,000 | 2,646 |
| Total liabilities | $161,982,000 | 2,583 |
| Total deposits | $160,607,000 | 2,433 |
| Interest-bearing deposits | $122,817,000 | 2,735 |
| Deposits held in domestic offices | $160,607,000 | 2,424 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $106,000 | 4,341 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,269,000 | 2,996 |
| Total equity capital | $12,845,000 | 3,417 |
| Total bank equity capital | $12,845,000 | 3,417 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $8,733,000 | 1,793 |
| Undivided profits | $3,612,000 | 5,598 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,681,000 | 1,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,049,000 | 2,201 |
| Earning assets | $167,045,000 | 2,555 |
| Long-term assets (5+ years) | $15,038,000 | 3,080 |
| Average Assets, year-to-date | $158,189,200 | 2,792 |
| Average Assets, quarterly | $173,570,000 | 2,635 |
| Volatile liabilities | $33,518,000 | 1,726 |
| Insider loans | $3,216,000 | 1,354 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,381,000 | 3,992 |
| Tier 1 (core) risk-based capital | $13,182,000 | 3,237 |
| Tier 2 risk-based capital | $1,159,000 | 2,563 |
| Total risk weighted assets | $112,983,700 | 2,406 |
| Total unused commitments | $7,381,000 | 4,004 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 41 | 4,778 |
| Assets and Liabilities | ||
| Total Assets: | $132,684,000 | 3,353 |
| Cash and due from depository institutions | $4,437,000 | 4,778 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $41,489,000 | 3,163 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $80,778,000 | 3,202 |
| Loan loss allowance | $1,012,000 | 3,552 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,699,000 | 2,020 |
| Other real estate owned | $0 | 4,778 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,281,000 | 3,425 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,684,000 | 3,353 |
| Total liabilities | $122,785,000 | 3,299 |
| Total deposits | $117,825,000 | 3,225 |
| Interest-bearing deposits | $104,601,000 | 3,119 |
| Deposits held in domestic offices | $117,825,000 | 3,217 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,625,000 | 2,405 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $400,000 | 3,928 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,935,000 | 1,845 |
| Total equity capital | $9,899,000 | 4,083 |
| Total bank equity capital | $9,899,000 | 4,083 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $8,733,000 | 1,722 |
| Undivided profits | $666,000 | 9,880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $980,000 | 2,672 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $920,000 | 2,165 |
| Earning assets | $122,267,000 | 3,332 |
| Long-term assets (5+ years) | $22,276,000 | 2,332 |
| Average Assets, year-to-date | $127,983,600 | 3,396 |
| Average Assets, quarterly | $130,314,000 | 3,389 |
| Volatile liabilities | $17,440,000 | 2,836 |
| Insider loans | $3,442,000 | 1,212 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $10,024,000 | 3,121 |
| Tier 1 (core) risk-based capital | $11,001,000 | 3,748 |
| Tier 2 risk-based capital | $1,012,000 | 2,881 |
| Total risk weighted assets | $89,967,800 | 2,937 |
| Total unused commitments | $10,024,000 | 3,131 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 38 | 5,309 |
| Assets and Liabilities | ||
| Total Assets: | $125,515,000 | 3,602 |
| Cash and due from depository institutions | $6,003,000 | 5,309 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $46,484,000 | 2,989 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 8,530 |
| Net loans & leases | $67,426,000 | 3,727 |
| Loan loss allowance | $1,114,000 | 3,361 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,245,000 | 2,263 |
| Other real estate owned | $43,000 | 5,309 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,614,000 | 4,161 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,515,000 | 3,602 |
| Total liabilities | $117,245,000 | 3,518 |
| Total deposits | $115,009,000 | 3,404 |
| Interest-bearing deposits | $100,698,000 | 3,377 |
| Deposits held in domestic offices | $115,009,000 | 3,396 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $673,000 | 3,121 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,563,000 | 2,228 |
| Total equity capital | $8,270,000 | 4,871 |
| Total bank equity capital | $8,270,000 | 4,871 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $6,000,000 | 2,271 |
| Undivided profits | $1,770,000 | 7,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $534,000 | 4,740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $699,000 | 2,565 |
| Earning assets | $114,610,000 | 3,614 |
| Long-term assets (5+ years) | $27,442,000 | 2,054 |
| Average Assets, year-to-date | $109,962,400 | 3,975 |
| Average Assets, quarterly | $119,930,000 | 3,748 |
| Volatile liabilities | $6,894,000 | 5,377 |
| Insider loans | $3,620,000 | 1,147 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,184,000 | 3,899 |
| Tier 1 (core) risk-based capital | $8,258,000 | 4,775 |
| Tier 2 risk-based capital | $979,460 | 2,948 |
| Total risk weighted assets | $78,222,460 | 3,302 |
| Total unused commitments | $7,184,000 | 3,920 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 38 | 5,417 |
| Assets and Liabilities | ||
| Total Assets: | $97,651,000 | 4,623 |
| Cash and due from depository institutions | $3,647,000 | 5,417 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $35,654,000 | 3,821 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 10,630 |
| Net loans & leases | $53,495,000 | 4,568 |
| Loan loss allowance | $970,000 | 3,836 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,373,000 | 2,196 |
| Other real estate owned | $43,000 | 5,417 |
| Goodwill and other intangibles | $6,000 | 2,970 |
| All other assets | $1,133,000 | 5,744 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,651,000 | 4,623 |
| Total liabilities | $90,886,000 | 4,554 |
| Total deposits | $89,010,000 | 4,472 |
| Interest-bearing deposits | $80,365,000 | 4,337 |
| Deposits held in domestic offices | $89,010,000 | 4,465 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $469,000 | 3,237 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,407,000 | 2,481 |
| Total equity capital | $6,765,000 | 5,539 |
| Total bank equity capital | $6,765,000 | 5,539 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $5,000,000 | 2,549 |
| Undivided profits | $1,265,000 | 8,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $121,000 | 9,691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $560,000 | 3,638 |
| Earning assets | $89,449,000 | 4,621 |
| Long-term assets (5+ years) | $22,135,000 | 2,402 |
| Average Assets, year-to-date | $87,877,800 | 4,969 |
| Average Assets, quarterly | $94,837,500 | 4,714 |
| Volatile liabilities | $5,572,000 | 6,133 |
| Insider loans | $240,000 | 3,444 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,130,000 | 5,963 |
| Tier 1 (core) risk-based capital | $6,759,000 | 5,485 |
| Tier 2 risk-based capital | $790,720 | 3,579 |
| Total risk weighted assets | $63,078,520 | 4,060 |
| Total unused commitments | $3,130,000 | 5,989 |
| Derivatives | $0 | 651 |