Home > Regions Bank of Louisiana > Loan Charge- Offs and Recoveries
Regions Bank of Louisiana, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $7,981,000 | 314 |
| Loans secured by real estate, total | $124,000 | 1,389 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $124,000 | 1,389 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,217 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $124,000 | 650 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $2,064,000 | 200 |
| Loans to individuals | $5,179,000 | 253 |
| Credit card loan charge offs | $32,000 | 1,277 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $5,147,000 | 137 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $606,000 | 59 |
| Lease financing receivables | $8,000 | 292 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,259,000 | 237 |
| Loans secured by real estate, total | $116,000 | 753 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $116,000 | 753 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $21,000 | 1,174 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $95,000 | 465 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $1,924,000 | 114 |
| Loans to individuals | $1,081,000 | 262 |
| Credit card loan recoveries | $28,000 | 532 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,053,000 | 181 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $138,000 | 92 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,722,000 | 349 |
| Loans secured by real estate, total | $8,000 | 3,289 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $8,000 | 3,289 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $-21,000 | 11,130 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $29,000 | 939 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $140,000 | 1,430 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $4,098,000 | 248 |
| Credit card loan net charge offs | $4,000 | 2,808 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $4,094,000 | 124 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $468,000 | 50 |
| Lease financing receivables | $8,000 | 266 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,696,000 | 381 |
| Loans secured by real estate, total | $0 | 5,487 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $0 | 5,481 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,398 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $1,696,000 | 228 |
| Loans to individuals | $3,563,000 | 279 |
| Credit card loan charge offs | $58,000 | 883 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $3,505,000 | 154 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $437,000 | 72 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,240,000 | 258 |
| Loans secured by real estate, total | $0 | 5,162 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $0 | 5,149 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,910 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $1,590,000 | 164 |
| Loans to individuals | $1,532,000 | 220 |
| Credit card loan recoveries | $23,000 | 623 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,509,000 | 141 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $118,000 | 102 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,456,000 | 504 |
| Loans secured by real estate, total | $0 | 4,386 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $0 | 4,381 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,681 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $0 | 1,798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $106,000 | 1,621 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $2,031,000 | 312 |
| Credit card loan net charge offs | $35,000 | 1,021 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,996,000 | 168 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $319,000 | 54 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $8,595,000 | 292 |
| Loans secured by real estate, total | $1,877,000 | 352 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,877,000 | 352 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $517,000 | 386 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $1,360,000 | 231 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $5,236,000 | 114 |
| Loans to individuals | $1,437,000 | 407 |
| Credit card loan charge offs | $232,000 | 492 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,205,000 | 291 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $45,000 | 202 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,581,000 | 413 |
| Loans secured by real estate, total | $104,000 | 956 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $104,000 | 956 |
| Construction and land development | $22,000 | 404 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $82,000 | 499 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $643,000 | 322 |
| Loans to individuals | $832,000 | 312 |
| Credit card loan recoveries | $1,000 | 2,143 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $831,000 | 224 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $2,000 | 334 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $7,014,000 | 246 |
| Loans secured by real estate, total | $1,773,000 | 296 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $1,773,000 | 296 |
| Construction and land development | $-22,000 | 12,373 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $435,000 | 363 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $1,360,000 | 186 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $4,593,000 | 72 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $605,000 | 504 |
| Credit card loan net charge offs | $231,000 | 448 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $374,000 | 458 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $43,000 | 149 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $8,425,000 | 355 |
| Loans secured by real estate, total | $7,565,000 | 181 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $7,565,000 | 181 |
| Construction and land development | $3,554,000 | 86 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $456,000 | 505 |
| Secured by multifamily residential properties | $18,000 | 621 |
| Secured by nonfarm nonresidential properties | $3,537,000 | 179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $448,000 | 1,101 |
| Loans to individuals | $412,000 | 911 |
| Credit card loan charge offs | $412,000 | 409 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 10,504 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $469,000 | 953 |
| Loans secured by real estate, total | $233,000 | 570 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $233,000 | 569 |
| Construction and land development | $5,000 | 684 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $228,000 | 208 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $49,000 | 2,659 |
| Loans to individuals | $187,000 | 744 |
| Credit card loan recoveries | $187,000 | 276 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 9,819 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $7,956,000 | 299 |
| Loans secured by real estate, total | $7,332,000 | 171 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $7,332,000 | 171 |
| Construction and land development | $3,549,000 | 79 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $228,000 | 718 |
| Secured by multifamily residential properties | $18,000 | 585 |
| Secured by nonfarm nonresidential properties | $3,537,000 | 157 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $399,000 | 903 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $225,000 | 1,037 |
| Credit card loan net charge offs | $225,000 | 486 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 8,565 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $7,503,000 | 452 |
| Loans secured by real estate, total | $2,854,000 | 427 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,855,000 | 426 |
| Construction and land development | $339,000 | 486 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $2,219,000 | 140 |
| Secured by multifamily residential properties | $157,000 | 393 |
| Secured by nonfarm nonresidential properties | $140,000 | 1,464 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,880,000 | 480 |
| Loans to individuals | $2,770,000 | 349 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,770,000 | 218 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,997,000 | 224 |
| Loans secured by real estate, total | $1,469,000 | 111 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,469,000 | 111 |
| Construction and land development | $115,000 | 221 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $1,045,000 | 31 |
| Secured by multifamily residential properties | $250,000 | 42 |
| Secured by nonfarm nonresidential properties | $59,000 | 683 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,816,000 | 150 |
| Loans to individuals | $713,000 | 358 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $713,000 | 264 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,506,000 | 661 |
| Loans secured by real estate, total | $1,385,000 | 636 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,386,000 | 636 |
| Construction and land development | $224,000 | 550 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $1,174,000 | 216 |
| Secured by multifamily residential properties | $-93,000 | 13,910 |
| Secured by nonfarm nonresidential properties | $81,000 | 1,703 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $64,000 | 4,212 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,057,000 | 346 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,057,000 | 195 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.