Home > Regions Bank of Louisiana > Income and Expense
Regions Bank of Louisiana, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $158,663,000 | 307 |
| Total interest expense | $76,884,000 | 308 |
| Net interest income | $81,779,000 | 301 |
| Provision for loan and lease losses | $4,467,000 | 352 |
| Total noninterest income | $13,259,000 | 492 |
| Gross Fiduciary activities income | $2,393,000 | 324 |
| Service charges on deposit accounts | $7,411,000 | 243 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,455,000 | 813 |
| Total noninterest expense | $65,634,000 | 321 |
| Salaries and employee benefits | $24,159,000 | 331 |
| Premises and equipment expense | $7,773,000 | 332 |
| Additional noninterest expense | $33,702,000 | 304 |
| Pre-tax net operating income | $24,937,000 | 390 |
| Securities gains (losses) | $128,000 | 865 |
| Applicable income taxes | $6,519,000 | 483 |
| Income before extraordinary items | $18,546,000 | 362 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $18,546,000 | 362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,722,000 | 349 |
| Cash dividends | $20,000,000 | 276 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $18,451,280 | 358 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $161,165,000 | 320 |
| Total interest expense | $86,044,000 | 297 |
| Net interest income | $75,121,000 | 328 |
| Provision for loan and lease losses | $4,793,000 | 328 |
| Total noninterest income | $12,091,000 | 530 |
| Gross Fiduciary activities income | $2,298,000 | 352 |
| Service charges on deposit accounts | $5,476,000 | 312 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $4,317,000 | 728 |
| Total noninterest expense | $57,304,000 | 359 |
| Salaries and employee benefits | $21,958,000 | 369 |
| Premises and equipment expense | $7,020,000 | 384 |
| Additional noninterest expense | $28,326,000 | 343 |
| Pre-tax net operating income | $25,115,000 | 402 |
| Securities gains (losses) | $116,000 | 895 |
| Applicable income taxes | $6,462,000 | 517 |
| Income before extraordinary items | $18,769,000 | 366 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $18,769,000 | 365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,456,000 | 504 |
| Cash dividends | $28,000,000 | 195 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $18,683,160 | 366 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $119,480,000 | 354 |
| Total interest expense | $63,839,000 | 312 |
| Net interest income | $55,641,000 | 408 |
| Provision for loan and lease losses | $2,301,000 | 522 |
| Total noninterest income | $6,814,000 | 764 |
| Gross Fiduciary activities income | $103,000 | 1,175 |
| Service charges on deposit accounts | $2,625,000 | 532 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $4,086,000 | 720 |
| Total noninterest expense | $34,591,000 | 520 |
| Salaries and employee benefits | $12,532,000 | 580 |
| Premises and equipment expense | $5,499,000 | 448 |
| Additional noninterest expense | $16,560,000 | 496 |
| Pre-tax net operating income | $25,563,000 | 379 |
| Securities gains (losses) | $-38,000 | 10,837 |
| Applicable income taxes | $8,916,000 | 376 |
| Income before extraordinary items | $16,609,000 | 370 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $16,609,000 | 370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,014,000 | 246 |
| Cash dividends | $565,000 | 2,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $16,633,700 | 377 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $0 | 13,280 |
| Total interest expense | $0 | 13,264 |
| Net interest income | $0 | 13,240 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $0 | 13,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $0 | 13,212 |
| Total noninterest expense | $0 | 13,281 |
| Salaries and employee benefits | $0 | 13,274 |
| Premises and equipment expense | $0 | 13,260 |
| Additional noninterest expense | $0 | 13,278 |
| Pre-tax net operating income | $0 | 12,389 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $0 | 12,522 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $0 | 12,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,956,000 | 299 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $81,666,000 | 18 |
| Net operating income | $0 | 12,384 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $154,702,000 | 320 |
| Total interest expense | $107,541,000 | 236 |
| Net interest income | $47,161,000 | 468 |
| Provision for loan and lease losses | $4,993,000 | 599 |
| Total noninterest income | $11,272,000 | 554 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $11,272,000 | 411 |
| Total noninterest expense | $57,006,000 | 364 |
| Salaries and employee benefits | $19,598,000 | 390 |
| Premises and equipment expense | $13,148,000 | 235 |
| Additional noninterest expense | $24,260,000 | 404 |
| Pre-tax net operating income | $-3,566,000 | 13,742 |
| Securities gains (losses) | $9,962,000 | 112 |
| Applicable income taxes | $828,000 | 2,514 |
| Income before extraordinary items | $5,568,000 | 857 |
| Extraordinary gains, net | $645,000 | 168 |
| Net income | $6,213,000 | 766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,506,000 | 661 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-3,098,940 | 13,702 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.