Home > Regions Bank of Georgia > Income and Expense
Regions Bank of Georgia, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,897,000 | 3,656 |
| Total interest expense | $3,931,000 | 3,774 |
| Net interest income | $4,966,000 | 3,556 |
| Provision for loan and lease losses | $27,000 | 7,576 |
| Total noninterest income | $431,000 | 5,695 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $325,000 | 3,977 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $106,000 | 6,966 |
| Total noninterest expense | $3,576,000 | 3,702 |
| Salaries and employee benefits | $1,194,000 | 5,229 |
| Premises and equipment expense | $466,000 | 4,009 |
| Additional noninterest expense | $1,916,000 | 2,555 |
| Pre-tax net operating income | $1,794,000 | 3,740 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $540,000 | 3,899 |
| Income before extraordinary items | $1,254,000 | 3,728 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,254,000 | 3,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,716 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,254,000 | 3,677 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,624,000 | 3,398 |
| Total interest expense | $4,124,000 | 3,585 |
| Net interest income | $5,500,000 | 3,230 |
| Provision for loan and lease losses | $94,000 | 4,768 |
| Total noninterest income | $405,000 | 5,945 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $311,000 | 4,169 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $94,000 | 7,422 |
| Total noninterest expense | $2,883,000 | 4,433 |
| Salaries and employee benefits | $1,117,000 | 5,541 |
| Premises and equipment expense | $340,000 | 5,132 |
| Additional noninterest expense | $1,426,000 | 3,223 |
| Pre-tax net operating income | $2,928,000 | 2,478 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $975,000 | 2,438 |
| Income before extraordinary items | $1,953,000 | 2,565 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,953,000 | 2,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 10,995 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,953,000 | 2,535 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,929,000 | 3,766 |
| Total interest expense | $3,773,000 | 3,241 |
| Net interest income | $4,156,000 | 4,235 |
| Provision for loan and lease losses | $160,000 | 3,463 |
| Total noninterest income | $407,000 | 6,081 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $357,000 | 3,765 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $50,000 | 9,618 |
| Total noninterest expense | $2,611,000 | 4,963 |
| Salaries and employee benefits | $1,031,000 | 5,943 |
| Premises and equipment expense | $330,000 | 5,310 |
| Additional noninterest expense | $1,250,000 | 3,913 |
| Pre-tax net operating income | $1,792,000 | 3,762 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $560,000 | 3,712 |
| Income before extraordinary items | $1,232,000 | 3,760 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,232,000 | 3,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,198 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,232,000 | 3,796 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,868,000 | 3,872 |
| Total interest expense | $3,858,000 | 3,270 |
| Net interest income | $4,010,000 | 4,388 |
| Provision for loan and lease losses | $271,000 | 3,222 |
| Total noninterest income | $505,000 | 5,555 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $424,000 | 3,275 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $81,000 | 8,582 |
| Total noninterest expense | $2,479,000 | 5,324 |
| Salaries and employee benefits | $995,000 | 6,163 |
| Premises and equipment expense | $311,000 | 5,674 |
| Additional noninterest expense | $1,173,000 | 4,276 |
| Pre-tax net operating income | $1,765,000 | 3,754 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $671,000 | 3,244 |
| Income before extraordinary items | $1,094,000 | 4,347 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,094,000 | 4,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 7,819 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,094,000 | 4,126 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,439,000 | 3,702 |
| Total interest expense | $5,033,000 | 3,291 |
| Net interest income | $4,406,000 | 4,080 |
| Provision for loan and lease losses | $340,000 | 3,839 |
| Total noninterest income | $495,000 | 5,681 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $447,000 | 3,137 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $48,000 | 10,527 |
| Total noninterest expense | $2,403,000 | 5,481 |
| Salaries and employee benefits | $887,000 | 6,693 |
| Premises and equipment expense | $239,000 | 6,988 |
| Additional noninterest expense | $1,277,000 | 4,108 |
| Pre-tax net operating income | $2,158,000 | 2,883 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $826,000 | 2,522 |
| Income before extraordinary items | $1,332,000 | 3,444 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,332,000 | 3,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 7,355 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,332,000 | 3,197 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.