Home > Regions Bank of Florida > Loan Charge- Offs and Recoveries
Regions Bank of Florida, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,212,000 | 983 |
| Loans secured by real estate, total | $25,000 | 2,913 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $25,000 | 2,913 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,217 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $25,000 | 1,238 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $95,000 | 91 |
| Commercial and industrial loans | $0 | 7,405 |
| Loans to individuals | $805,000 | 666 |
| Credit card loan charge offs | $12,000 | 2,080 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $793,000 | 512 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $287,000 | 90 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $313,000 | 1,070 |
| Loans secured by real estate, total | $27,000 | 1,724 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $27,000 | 1,724 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,594 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $27,000 | 859 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $31,000 | 2,521 |
| Loans to individuals | $173,000 | 735 |
| Credit card loan recoveries | $3,000 | 1,534 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $170,000 | 627 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $82,000 | 123 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $899,000 | 962 |
| Loans secured by real estate, total | $-2,000 | 9,572 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $-2,000 | 9,598 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,584 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $-2,000 | 10,379 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $95,000 | 77 |
| Commercial and industrial loans | $-31,000 | 10,690 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $632,000 | 639 |
| Credit card loan net charge offs | $9,000 | 2,107 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $623,000 | 471 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $205,000 | 76 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,312,000 | 948 |
| Loans secured by real estate, total | $21,000 | 3,328 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $21,000 | 3,326 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,398 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $21,000 | 1,535 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $18,000 | 5,096 |
| Loans to individuals | $1,035,000 | 543 |
| Credit card loan charge offs | $15,000 | 1,731 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,020,000 | 384 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $238,000 | 107 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $501,000 | 778 |
| Loans secured by real estate, total | $164,000 | 631 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $164,000 | 630 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $23,000 | 1,137 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $141,000 | 412 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $56,000 | 1,790 |
| Loans to individuals | $183,000 | 695 |
| Credit card loan recoveries | $6,000 | 1,187 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $177,000 | 614 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $98,000 | 109 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $811,000 | 1,017 |
| Loans secured by real estate, total | $-143,000 | 11,799 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-143,000 | 11,829 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $-23,000 | 11,622 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $-120,000 | 11,796 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-38,000 | 11,159 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $852,000 | 485 |
| Credit card loan net charge offs | $9,000 | 1,937 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $843,000 | 324 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $140,000 | 95 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $555,000 | 1,689 |
| Loans secured by real estate, total | $129,000 | 1,685 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $129,000 | 1,685 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,860 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $129,000 | 888 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $0 | 7,969 |
| Loans to individuals | $235,000 | 1,188 |
| Credit card loan charge offs | $16,000 | 1,616 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $219,000 | 1,015 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $191,000 | 100 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $281,000 | 1,294 |
| Loans secured by real estate, total | $4,000 | 4,168 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $4,000 | 4,167 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $4,000 | 2,774 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $173,000 | 861 |
| Loans to individuals | $52,000 | 1,768 |
| Credit card loan recoveries | $5,000 | 1,271 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $47,000 | 1,735 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $52,000 | 141 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $274,000 | 2,023 |
| Loans secured by real estate, total | $125,000 | 1,413 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $125,000 | 1,414 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $-4,000 | 11,336 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $129,000 | 726 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-173,000 | 12,301 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $183,000 | 1,052 |
| Credit card loan net charge offs | $11,000 | 1,695 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $172,000 | 820 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $139,000 | 84 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $366,000 | 2,819 |
| Loans secured by real estate, total | $92,000 | 2,531 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $92,000 | 2,531 |
| Construction and land development | $69,000 | 658 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 5,721 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $23,000 | 2,229 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $4,000 | 7,946 |
| Loans to individuals | $131,000 | 2,059 |
| Credit card loan charge offs | $18,000 | 1,652 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $113,000 | 1,948 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $139,000 | 154 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $83,000 | 3,582 |
| Loans secured by real estate, total | $8,000 | 3,744 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $8,000 | 3,744 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $4,000 | 3,025 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $4,000 | 1,951 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $12,000 | 5,362 |
| Loans to individuals | $34,000 | 2,596 |
| Credit card loan recoveries | $3,000 | 1,624 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $31,000 | 2,547 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $29,000 | 173 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $283,000 | 2,550 |
| Loans secured by real estate, total | $84,000 | 2,225 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $84,000 | 2,224 |
| Construction and land development | $69,000 | 596 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $-4,000 | 12,104 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $19,000 | 2,059 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $-8,000 | 11,256 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $97,000 | 1,867 |
| Credit card loan net charge offs | $15,000 | 1,582 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $82,000 | 1,697 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $110,000 | 133 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $608,000 | 2,564 |
| Loans secured by real estate, total | $185,000 | 2,246 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $185,000 | 2,246 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 6,523 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $185,000 | 1,275 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $284,000 | 2,122 |
| Loans to individuals | $139,000 | 2,421 |
| Credit card loan charge offs | $13,000 | 2,089 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $126,000 | 2,271 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $124,000 | 2,801 |
| Loans secured by real estate, total | $15,000 | 2,962 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $15,000 | 2,962 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $1,000 | 4,105 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $14,000 | 1,327 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $74,000 | 2,081 |
| Loans to individuals | $35,000 | 2,703 |
| Credit card loan recoveries | $6,000 | 1,271 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $29,000 | 2,832 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $484,000 | 2,515 |
| Loans secured by real estate, total | $170,000 | 2,101 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $170,000 | 2,101 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $-1,000 | 12,379 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $171,000 | 1,230 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $210,000 | 2,157 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $104,000 | 2,286 |
| Credit card loan net charge offs | $7,000 | 2,395 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $97,000 | 2,027 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.