Home > Regions Bank of Florida > Income and Expense
Regions Bank of Florida, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $49,340,000 | 743 |
| Total interest expense | $19,452,000 | 867 |
| Net interest income | $29,888,000 | 656 |
| Provision for loan and lease losses | $205,000 | 3,345 |
| Total noninterest income | $4,067,000 | 1,097 |
| Gross Fiduciary activities income | $328,000 | 835 |
| Service charges on deposit accounts | $2,772,000 | 505 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $967,000 | 1,860 |
| Total noninterest expense | $18,547,000 | 840 |
| Salaries and employee benefits | $6,592,000 | 1,016 |
| Premises and equipment expense | $2,153,000 | 983 |
| Additional noninterest expense | $9,802,000 | 688 |
| Pre-tax net operating income | $15,203,000 | 554 |
| Securities gains (losses) | $-15,000 | 10,479 |
| Applicable income taxes | $5,739,000 | 531 |
| Income before extraordinary items | $9,449,000 | 615 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $9,449,000 | 615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $899,000 | 962 |
| Cash dividends | $15,000,000 | 334 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $9,458,600 | 600 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $45,216,000 | 827 |
| Total interest expense | $19,000,000 | 916 |
| Net interest income | $26,216,000 | 748 |
| Provision for loan and lease losses | $138,000 | 3,809 |
| Total noninterest income | $4,566,000 | 1,016 |
| Gross Fiduciary activities income | $476,000 | 753 |
| Service charges on deposit accounts | $2,831,000 | 518 |
| Trading account gains and fees | $1,000 | 505 |
| Additional Noninterest Income | $1,258,000 | 1,549 |
| Total noninterest expense | $16,167,000 | 936 |
| Salaries and employee benefits | $6,347,000 | 1,083 |
| Premises and equipment expense | $2,241,000 | 960 |
| Additional noninterest expense | $7,579,000 | 823 |
| Pre-tax net operating income | $14,477,000 | 614 |
| Securities gains (losses) | $8,000 | 2,536 |
| Applicable income taxes | $5,462,000 | 583 |
| Income before extraordinary items | $9,023,000 | 650 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $9,023,000 | 650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $811,000 | 1,017 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $9,017,880 | 644 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $37,819,000 | 861 |
| Total interest expense | $14,039,000 | 957 |
| Net interest income | $23,780,000 | 801 |
| Provision for loan and lease losses | $640,000 | 1,281 |
| Total noninterest income | $4,436,000 | 1,004 |
| Gross Fiduciary activities income | $327,000 | 870 |
| Service charges on deposit accounts | $3,082,000 | 468 |
| Trading account gains and fees | $1,000 | 450 |
| Additional Noninterest Income | $1,026,000 | 1,808 |
| Total noninterest expense | $15,977,000 | 963 |
| Salaries and employee benefits | $5,880,000 | 1,148 |
| Premises and equipment expense | $2,230,000 | 958 |
| Additional noninterest expense | $7,867,000 | 834 |
| Pre-tax net operating income | $11,599,000 | 706 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $4,362,000 | 635 |
| Income before extraordinary items | $7,238,000 | 742 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $7,238,000 | 745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 2,023 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $7,237,360 | 750 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $23,418,000 | 1,361 |
| Total interest expense | $9,297,000 | 1,441 |
| Net interest income | $14,121,000 | 1,274 |
| Provision for loan and lease losses | $1,490,000 | 1,012 |
| Total noninterest income | $3,172,000 | 1,398 |
| Gross Fiduciary activities income | $238,000 | 1,015 |
| Service charges on deposit accounts | $2,481,000 | 554 |
| Trading account gains and fees | $1,000 | 508 |
| Additional Noninterest Income | $452,000 | 3,483 |
| Total noninterest expense | $9,972,000 | 1,530 |
| Salaries and employee benefits | $3,917,000 | 1,721 |
| Premises and equipment expense | $1,547,000 | 1,379 |
| Additional noninterest expense | $4,508,000 | 1,382 |
| Pre-tax net operating income | $5,831,000 | 1,187 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $2,146,000 | 1,133 |
| Income before extraordinary items | $3,685,000 | 1,379 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,685,000 | 1,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 2,550 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,685,000 | 1,298 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $22,604,000 | 1,592 |
| Total interest expense | $10,912,000 | 1,600 |
| Net interest income | $11,692,000 | 1,579 |
| Provision for loan and lease losses | $1,331,000 | 1,526 |
| Total noninterest income | $2,965,000 | 1,454 |
| Gross Fiduciary activities income | $130,000 | 1,190 |
| Service charges on deposit accounts | $2,330,000 | 586 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $505,000 | 3,162 |
| Total noninterest expense | $9,022,000 | 1,681 |
| Salaries and employee benefits | $3,613,000 | 1,838 |
| Premises and equipment expense | $1,378,000 | 1,552 |
| Additional noninterest expense | $4,031,000 | 1,580 |
| Pre-tax net operating income | $4,304,000 | 1,474 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,548,000 | 1,417 |
| Income before extraordinary items | $2,756,000 | 1,666 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,756,000 | 1,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $484,000 | 2,515 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,756,000 | 1,546 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.