Home > Regions Bank, FSB > Income and Expense
Regions Bank, FSB, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,459,000 | 3,773 |
| Total interest expense | $4,208,000 | 3,492 |
| Net interest income | $4,251,000 | 4,023 |
| Provision for loan and lease losses | $175,000 | 3,795 |
| Total noninterest income | $1,230,000 | 2,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,230,000 | 1,522 |
| Total noninterest expense | $5,526,000 | 2,340 |
| Salaries and employee benefits | $3,438,000 | 1,912 |
| Premises and equipment expense | $622,000 | 3,043 |
| Additional noninterest expense | $1,466,000 | 2,789 |
| Pre-tax net operating income | $-220,000 | 10,579 |
| Securities gains (losses) | $2,511,000 | 154 |
| Applicable income taxes | $817,000 | 2,882 |
| Income before extraordinary items | $1,474,000 | 3,415 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,474,000 | 3,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,357 |
| Cash dividends | $950,000 | 2,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-133,040 | 10,528 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,135,000 | 3,972 |
| Total interest expense | $4,046,000 | 3,672 |
| Net interest income | $4,089,000 | 4,238 |
| Provision for loan and lease losses | $67,000 | 5,924 |
| Total noninterest income | $724,000 | 4,006 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $724,000 | 2,242 |
| Total noninterest expense | $6,452,000 | 2,137 |
| Salaries and employee benefits | $3,922,000 | 1,691 |
| Premises and equipment expense | $772,000 | 2,541 |
| Additional noninterest expense | $1,758,000 | 2,757 |
| Pre-tax net operating income | $-1,706,000 | 11,392 |
| Securities gains (losses) | $3,037,000 | 117 |
| Applicable income taxes | $448,000 | 4,517 |
| Income before extraordinary items | $883,000 | 4,947 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $883,000 | 4,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,752 |
| Cash dividends | $1,050,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-1,121,420 | 11,356 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,870,000 | 4,072 |
| Total interest expense | $4,060,000 | 3,629 |
| Net interest income | $3,810,000 | 4,494 |
| Provision for loan and lease losses | $2,000 | 8,854 |
| Total noninterest income | $688,000 | 4,145 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $688,000 | 2,316 |
| Total noninterest expense | $6,464,000 | 2,131 |
| Salaries and employee benefits | $4,079,000 | 1,622 |
| Premises and equipment expense | $1,098,000 | 1,844 |
| Additional noninterest expense | $1,287,000 | 3,529 |
| Pre-tax net operating income | $-1,968,000 | 11,922 |
| Securities gains (losses) | $3,234,000 | 94 |
| Applicable income taxes | $431,000 | 4,679 |
| Income before extraordinary items | $835,000 | 5,283 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $835,000 | 5,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $830,000 | 2,355 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-1,299,440 | 11,875 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,405,000 | 4,014 |
| Total interest expense | $3,386,000 | 3,548 |
| Net interest income | $4,019,000 | 4,360 |
| Provision for loan and lease losses | $18,000 | 7,907 |
| Total noninterest income | $1,093,000 | 2,922 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,093,000 | 1,740 |
| Total noninterest expense | $11,311,000 | 1,303 |
| Salaries and employee benefits | $7,850,000 | 873 |
| Premises and equipment expense | $1,581,000 | 1,324 |
| Additional noninterest expense | $1,880,000 | 2,719 |
| Pre-tax net operating income | $-6,217,000 | 12,585 |
| Securities gains (losses) | $6,335,000 | 31 |
| Applicable income taxes | $-95,000 | 12,289 |
| Income before extraordinary items | $213,000 | 10,116 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $213,000 | 10,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,267 |
| Cash dividends | $1,996,000 | 1,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-6,122,000 | 12,555 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,938,000 | 3,842 |
| Total interest expense | $3,785,000 | 3,327 |
| Net interest income | $4,153,000 | 4,254 |
| Provision for loan and lease losses | $135,000 | 4,908 |
| Total noninterest income | $1,281,000 | 2,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,281,000 | 1,736 |
| Total noninterest expense | $17,919,000 | 922 |
| Salaries and employee benefits | $14,183,000 | 532 |
| Premises and equipment expense | $1,289,000 | 1,633 |
| Additional noninterest expense | $2,447,000 | 2,279 |
| Pre-tax net operating income | $-12,620,000 | 13,244 |
| Securities gains (losses) | $16,477,000 | 48 |
| Applicable income taxes | $1,352,000 | 1,722 |
| Income before extraordinary items | $2,505,000 | 1,994 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,505,000 | 2,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 12,742 |
| Cash dividends | $554,000 | 2,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-8,205,050 | 13,184 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,828,000 | 4,365 |
| Total interest expense | $4,287,000 | 3,816 |
| Net interest income | $3,541,000 | 4,960 |
| Provision for loan and lease losses | $354,000 | 3,754 |
| Total noninterest income | $1,064,000 | 3,149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,064,000 | 1,910 |
| Total noninterest expense | $10,299,000 | 1,491 |
| Salaries and employee benefits | $8,292,000 | 820 |
| Premises and equipment expense | $758,000 | 2,736 |
| Additional noninterest expense | $1,249,000 | 4,196 |
| Pre-tax net operating income | $-6,048,000 | 13,811 |
| Securities gains (losses) | $9,246,000 | 122 |
| Applicable income taxes | $1,178,000 | 1,787 |
| Income before extraordinary items | $2,020,000 | 2,268 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,020,000 | 2,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 4,110 |
| Cash dividends | $452,000 | 3,028 |
| Sale, conversion, retirement of capital stock, net | $449,000 | 581 |
| Net operating income | $-3,897,440 | 13,732 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.