Home > Regions Bank, F.S.B. > Income and Expense
Regions Bank, F.S.B., Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $27,360,000 | 1,257 |
| Total interest expense | $16,097,000 | 1,057 |
| Net interest income | $11,263,000 | 1,590 |
| Provision for loan and lease losses | $-100,000 | 11,704 |
| Total noninterest income | $2,824,000 | 1,412 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,824,000 | 923 |
| Total noninterest expense | $9,600,000 | 1,481 |
| Salaries and employee benefits | $4,883,000 | 1,363 |
| Premises and equipment expense | $1,487,000 | 1,392 |
| Additional noninterest expense | $3,230,000 | 1,591 |
| Pre-tax net operating income | $4,587,000 | 1,610 |
| Securities gains (losses) | $317,000 | 491 |
| Applicable income taxes | $1,848,000 | 1,364 |
| Income before extraordinary items | $3,056,000 | 1,664 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,056,000 | 1,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,884 |
| Cash dividends | $189,000 | 5,653 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,853,120 | 1,749 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $19,371,000 | 1,597 |
| Total interest expense | $10,086,000 | 1,307 |
| Net interest income | $9,285,000 | 1,953 |
| Provision for loan and lease losses | $100,000 | 4,522 |
| Total noninterest income | $5,793,000 | 834 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $5,793,000 | 590 |
| Total noninterest expense | $10,003,000 | 1,467 |
| Salaries and employee benefits | $5,805,000 | 1,169 |
| Premises and equipment expense | $1,502,000 | 1,385 |
| Additional noninterest expense | $2,696,000 | 2,009 |
| Pre-tax net operating income | $4,975,000 | 1,479 |
| Securities gains (losses) | $30,000 | 1,467 |
| Applicable income taxes | $1,856,000 | 1,282 |
| Income before extraordinary items | $3,149,000 | 1,556 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,149,000 | 1,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,777 |
| Cash dividends | $913,000 | 2,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,129,800 | 1,578 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,499,000 | 1,899 |
| Total interest expense | $8,367,000 | 1,583 |
| Net interest income | $8,132,000 | 2,207 |
| Provision for loan and lease losses | $127,000 | 5,073 |
| Total noninterest income | $4,855,000 | 1,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $4,855,000 | 683 |
| Total noninterest expense | $9,399,000 | 1,611 |
| Salaries and employee benefits | $5,368,000 | 1,247 |
| Premises and equipment expense | $1,393,000 | 1,523 |
| Additional noninterest expense | $2,638,000 | 2,110 |
| Pre-tax net operating income | $3,461,000 | 1,968 |
| Securities gains (losses) | $805,000 | 628 |
| Applicable income taxes | $1,544,000 | 1,529 |
| Income before extraordinary items | $2,722,000 | 1,828 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,722,000 | 1,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $706,000 | 1,436 |
| Cash dividends | $272,000 | 4,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,206,800 | 2,133 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,307,000 | 2,049 |
| Total interest expense | $10,091,000 | 1,707 |
| Net interest income | $7,216,000 | 2,520 |
| Provision for loan and lease losses | $3,217,000 | 792 |
| Total noninterest income | $5,257,000 | 941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $5,257,000 | 657 |
| Total noninterest expense | $7,796,000 | 1,927 |
| Salaries and employee benefits | $4,522,000 | 1,463 |
| Premises and equipment expense | $1,090,000 | 1,939 |
| Additional noninterest expense | $2,184,000 | 2,613 |
| Pre-tax net operating income | $1,460,000 | 4,142 |
| Securities gains (losses) | $-1,137,000 | 13,915 |
| Applicable income taxes | $15,000 | 12,232 |
| Income before extraordinary items | $308,000 | 9,207 |
| Extraordinary gains, net | $673,000 | 161 |
| Net income | $981,000 | 4,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,442,000 | 1,232 |
| Cash dividends | $103,000 | 6,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,388,150 | 3,068 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.