Home > Regions Bank, F.S.B. > Assets and Liabilities
Regions Bank, F.S.B., Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 157 | 1,211 |
| Assets and Liabilities | ||
| Total Assets: | $389,583,000 | 1,241 |
| Cash and due from depository institutions | $45,574,000 | 1,211 |
| Interest-bearing balances | $42,618,000 | 119 |
| Securities | $5,005,000 | 10,213 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $320,305,000 | 942 |
| Loan loss allowance | $3,509,000 | 1,213 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $8,641,000 | 879 |
| Other real estate owned | $125,000 | 1,211 |
| Goodwill and other intangibles | $4,766,000 | 525 |
| All other assets | $5,167,000 | 1,578 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $389,583,000 | 1,241 |
| Total liabilities | $363,844,000 | 1,210 |
| Total deposits | $351,672,000 | 1,136 |
| Interest-bearing deposits | $351,672,000 | 993 |
| Deposits held in domestic offices | $351,672,000 | 1,125 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $3,583,000 | 1,901 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $8,589,000 | 731 |
| Total equity capital | $25,739,000 | 1,747 |
| Total bank equity capital | $25,739,000 | 1,747 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $8,040,000 | 1,932 |
| Undivided profits | $17,698,000 | 1,499 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,005,000 | 1,140 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,959,000 | 790 |
| Earning assets | $367,928,000 | 1,209 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $344,936,400 | 1,324 |
| Average Assets, quarterly | $366,034,000 | 1,293 |
| Volatile liabilities | $60,016,000 | 1,139 |
| Insider loans | $1,777,000 | 2,396 |
| FHLB advances | $3,400,000 | 586 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $24,308,000 | 1,739 |
| Tier 1 (core) risk-based capital | $21,296,000 | 2,015 |
| Tier 2 risk-based capital | $2,957,000 | 1,144 |
| Total risk weighted assets | $236,056,000 | 1,234 |
| Total unused commitments | $24,308,000 | 1,748 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 148 | 1,340 |
| Assets and Liabilities | ||
| Total Assets: | $309,567,000 | 1,493 |
| Cash and due from depository institutions | $23,116,000 | 1,340 |
| Interest-bearing balances | $11,646,000 | 332 |
| Securities | $6,999,000 | 9,932 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $267,403,000 | 1,074 |
| Loan loss allowance | $3,763,000 | 1,146 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $6,885,000 | 1,058 |
| Other real estate owned | $105,000 | 1,340 |
| Goodwill and other intangibles | $293,000 | 1,737 |
| All other assets | $4,766,000 | 1,761 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $309,567,000 | 1,493 |
| Total liabilities | $290,695,000 | 1,451 |
| Total deposits | $275,869,000 | 1,375 |
| Interest-bearing deposits | $256,872,000 | 1,276 |
| Deposits held in domestic offices | $275,869,000 | 1,367 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,975,000 | 1,315 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $5,851,000 | 834 |
| Total equity capital | $18,872,000 | 2,186 |
| Total bank equity capital | $18,872,000 | 2,186 |
| Perpetual preferred stock | $2,100,000 | 90 |
| Common stock | $1,775,000 | 2,353 |
| Surplus | $166,000 | 11,251 |
| Undivided profits | $14,831,000 | 1,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $476,000 | 4,415 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,962,000 | 996 |
| Earning assets | $286,048,000 | 1,475 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $277,892,400 | 1,620 |
| Average Assets, quarterly | $298,398,000 | 1,535 |
| Volatile liabilities | $61,190,000 | 1,103 |
| Insider loans | $2,145,000 | 1,949 |
| FHLB advances | $8,700,000 | 498 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $13,543,000 | 2,536 |
| Tier 1 (core) risk-based capital | $18,867,000 | 2,178 |
| Tier 2 risk-based capital | $2,459,000 | 1,317 |
| Total risk weighted assets | $195,387,000 | 1,426 |
| Total unused commitments | $13,543,000 | 2,546 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 174 | 1,184 |
| Assets and Liabilities | ||
| Total Assets: | $255,127,000 | 1,818 |
| Cash and due from depository institutions | $26,635,000 | 1,184 |
| Interest-bearing balances | $9,309,000 | 674 |
| Securities | $7,006,000 | 10,320 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 10,133 |
| Net loans & leases | $208,956,000 | 1,331 |
| Loan loss allowance | $3,841,000 | 1,201 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,590,000 | 1,307 |
| Other real estate owned | $781,000 | 1,184 |
| Goodwill and other intangibles | $1,516,000 | 820 |
| All other assets | $4,543,000 | 1,700 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $255,127,000 | 1,818 |
| Total liabilities | $238,491,000 | 1,771 |
| Total deposits | $230,201,000 | 1,715 |
| Interest-bearing deposits | $206,896,000 | 1,669 |
| Deposits held in domestic offices | $230,201,000 | 1,698 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,367,000 | 1,441 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,923,000 | 1,361 |
| Total equity capital | $16,636,000 | 2,415 |
| Total bank equity capital | $16,636,000 | 2,415 |
| Perpetual preferred stock | $2,100,000 | 101 |
| Common stock | $887,000 | 4,492 |
| Surplus | $1,054,000 | 7,903 |
| Undivided profits | $12,595,000 | 1,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $627,000 | 4,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,348,000 | 1,263 |
| Earning assets | $225,371,000 | 1,897 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $234,129,600 | 1,924 |
| Average Assets, quarterly | $245,394,500 | 1,876 |
| Volatile liabilities | $64,355,000 | 1,011 |
| Insider loans | $2,788,000 | 1,492 |
| FHLB advances | $5,000,000 | 508 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $16,306,000 | 2,174 |
| Tier 1 (core) risk-based capital | $16,631,000 | 2,364 |
| Tier 2 risk-based capital | $2,054,000 | 1,540 |
| Total risk weighted assets | $162,571,000 | 1,691 |
| Total unused commitments | $16,306,000 | 2,194 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 168 | 1,284 |
| Assets and Liabilities | ||
| Total Assets: | $218,041,000 | 2,181 |
| Cash and due from depository institutions | $35,565,000 | 1,284 |
| Interest-bearing balances | $16,799,000 | 469 |
| Securities | $17,192,000 | 6,757 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $151,197,000 | 1,849 |
| Loan loss allowance | $4,283,000 | 1,125 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,531,000 | 1,308 |
| Other real estate owned | $2,775,000 | 1,284 |
| Goodwill and other intangibles | $1,337,000 | 874 |
| All other assets | $4,444,000 | 1,814 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,041,000 | 2,181 |
| Total liabilities | $203,855,000 | 2,128 |
| Total deposits | $197,293,000 | 2,087 |
| Interest-bearing deposits | $176,052,000 | 2,036 |
| Deposits held in domestic offices | $197,293,000 | 2,078 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $458,000 | 3,262 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $6,104,000 | 842 |
| Total equity capital | $14,186,000 | 2,721 |
| Total bank equity capital | $14,186,000 | 2,721 |
| Perpetual preferred stock | $2,100,000 | 94 |
| Common stock | $887,000 | 4,706 |
| Surplus | $1,054,000 | 7,915 |
| Undivided profits | $10,145,000 | 2,171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,014,000 | 3,654 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $994,000 | 1,978 |
| Earning assets | $185,188,000 | 2,322 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $222,201,400 | 2,094 |
| Average Assets, quarterly | $219,035,000 | 2,152 |
| Volatile liabilities | $48,471,000 | 1,209 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $10,617,000 | 2,833 |
| Tier 1 (core) risk-based capital | $14,181,000 | 2,666 |
| Tier 2 risk-based capital | $1,704,000 | 1,854 |
| Total risk weighted assets | $133,750,000 | 2,092 |
| Total unused commitments | $10,617,000 | 2,846 |
| Derivatives | $0 | 651 |