Home > Regions Bank > Income and Expense
Regions Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $290,891,000 | 181 |
| Total interest expense | $126,461,000 | 200 |
| Net interest income | $164,430,000 | 179 |
| Provision for loan and lease losses | $8,206,000 | 236 |
| Total noninterest income | $19,892,000 | 357 |
| Gross Fiduciary activities income | $2,986,000 | 267 |
| Service charges on deposit accounts | $13,005,000 | 145 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $3,901,000 | 719 |
| Total noninterest expense | $98,168,000 | 219 |
| Salaries and employee benefits | $47,513,000 | 189 |
| Premises and equipment expense | $11,716,000 | 223 |
| Additional noninterest expense | $38,939,000 | 234 |
| Pre-tax net operating income | $77,948,000 | 179 |
| Securities gains (losses) | $37,000 | 1,522 |
| Applicable income taxes | $26,419,000 | 186 |
| Income before extraordinary items | $51,566,000 | 178 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $51,566,000 | 178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,433,000 | 247 |
| Cash dividends | $20,000,000 | 229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $51,541,580 | 176 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $279,841,000 | 211 |
| Total interest expense | $132,597,000 | 216 |
| Net interest income | $147,244,000 | 206 |
| Provision for loan and lease losses | $8,481,000 | 236 |
| Total noninterest income | $27,533,000 | 314 |
| Gross Fiduciary activities income | $3,254,000 | 270 |
| Service charges on deposit accounts | $14,277,000 | 159 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $10,002,000 | 426 |
| Total noninterest expense | $100,492,000 | 242 |
| Salaries and employee benefits | $47,692,000 | 201 |
| Premises and equipment expense | $12,790,000 | 233 |
| Additional noninterest expense | $40,010,000 | 275 |
| Pre-tax net operating income | $65,804,000 | 208 |
| Securities gains (losses) | $180,000 | 735 |
| Applicable income taxes | $19,955,000 | 226 |
| Income before extraordinary items | $46,029,000 | 204 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $46,029,000 | 204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,472,000 | 362 |
| Cash dividends | $38,976,000 | 172 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $45,903,000 | 203 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,323,000 | 6,654 |
| Total interest expense | $1,816,000 | 6,855 |
| Net interest income | $2,507,000 | 6,307 |
| Provision for loan and lease losses | $91,000 | 4,801 |
| Total noninterest income | $386,000 | 6,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $284,000 | 4,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,172 |
| Total noninterest expense | $2,115,000 | 5,748 |
| Salaries and employee benefits | $1,018,000 | 5,969 |
| Premises and equipment expense | $328,000 | 5,271 |
| Additional noninterest expense | $769,000 | 5,422 |
| Pre-tax net operating income | $687,000 | 7,392 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $691,000 | 6,052 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $691,000 | 6,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,530 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $687,000 | 6,038 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,766,000 | 6,981 |
| Total interest expense | $1,458,000 | 7,015 |
| Net interest income | $2,308,000 | 6,851 |
| Provision for loan and lease losses | $124,000 | 4,000 |
| Total noninterest income | $542,000 | 4,984 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $343,000 | 3,908 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 5,282 |
| Total noninterest expense | $2,202,000 | 5,733 |
| Salaries and employee benefits | $1,011,000 | 6,039 |
| Premises and equipment expense | $336,000 | 5,232 |
| Additional noninterest expense | $855,000 | 5,402 |
| Pre-tax net operating income | $524,000 | 8,486 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $521,000 | 7,144 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $521,000 | 7,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 1,821 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $524,000 | 7,162 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,529,000 | 7,496 |
| Total interest expense | $1,479,000 | 7,275 |
| Net interest income | $2,050,000 | 7,535 |
| Provision for loan and lease losses | $93,000 | 5,955 |
| Total noninterest income | $515,000 | 5,487 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 5,087 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $263,000 | 4,852 |
| Total noninterest expense | $2,208,000 | 5,849 |
| Salaries and employee benefits | $954,000 | 6,395 |
| Premises and equipment expense | $403,000 | 4,683 |
| Additional noninterest expense | $851,000 | 5,621 |
| Pre-tax net operating income | $264,000 | 10,515 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $276,000 | 9,749 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $276,000 | 9,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 2,702 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $264,000 | 9,627 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,527,000 | 8,146 |
| Total interest expense | $1,685,000 | 7,932 |
| Net interest income | $1,842,000 | 8,212 |
| Provision for loan and lease losses | $11,000 | 11,121 |
| Total noninterest income | $435,000 | 6,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 6,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $244,000 | 5,037 |
| Total noninterest expense | $2,602,000 | 5,122 |
| Salaries and employee benefits | $891,000 | 6,672 |
| Premises and equipment expense | $477,000 | 4,140 |
| Additional noninterest expense | $1,234,000 | 4,239 |
| Pre-tax net operating income | $-336,000 | 13,199 |
| Securities gains (losses) | $60,000 | 3,829 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-276,000 | 13,236 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-276,000 | 13,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $487,000 | 2,506 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $696,000 | 490 |
| Net operating income | $-336,000 | 13,172 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.