Home > Regions Bank > Loan Charge- Offs and Recoveries
Regions Bank, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $419,000 | 1,968 |
| Loans secured by real estate, total | $63,000 | 1,805 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $63,000 | 1,805 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $19,000 | 2,307 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $44,000 | 902 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $304,000 | 1,019 |
| Loans to individuals | $52,000 | 3,783 |
| Credit card loan charge offs | $7,000 | 2,501 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $45,000 | 3,646 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,269 |
| Total recoveries | $245,000 | 1,147 |
| Loans secured by real estate, total | $173,000 | 487 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $173,000 | 487 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $6,000 | 1,931 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $167,000 | 287 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $30,000 | 2,414 |
| Loans to individuals | $42,000 | 1,887 |
| Credit card loan recoveries | $0 | 2,736 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $42,000 | 1,686 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,495 |
| Net charge-offs | $174,000 | 2,774 |
| Loans secured by real estate, total | $-110,000 | 10,708 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-110,000 | 10,729 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $13,000 | 2,221 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $-123,000 | 10,761 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $274,000 | 833 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $10,000 | 6,003 |
| Credit card loan net charge offs | $7,000 | 2,298 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,000 | 6,857 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,019 |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $130,000 | 4,403 |
| Loans secured by real estate, total | $14,000 | 3,555 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $14,000 | 3,555 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,217 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $14,000 | 1,451 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $39,000 | 4,000 |
| Loans to individuals | $77,000 | 3,027 |
| Credit card loan charge offs | $5,000 | 2,844 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $72,000 | 2,761 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,488 |
| Total recoveries | $57,000 | 3,543 |
| Loans secured by real estate, total | $4,000 | 3,443 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $4,000 | 3,443 |
| Construction and land development | $2,000 | 523 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $2,000 | 2,834 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $0 | 1,954 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $6,000 | 4,991 |
| Loans to individuals | $47,000 | 1,822 |
| Credit card loan recoveries | $3,000 | 1,534 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $44,000 | 1,717 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,588 |
| Net charge-offs | $73,000 | 4,536 |
| Loans secured by real estate, total | $10,000 | 3,125 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $10,000 | 3,124 |
| Construction and land development | $-2,000 | 11,102 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $-2,000 | 10,198 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $14,000 | 1,161 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $33,000 | 3,301 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $30,000 | 4,040 |
| Credit card loan net charge offs | $2,000 | 3,235 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $28,000 | 3,644 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,236 |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $108,000 | 4,753 |
| Loans secured by real estate, total | $0 | 5,487 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 5,481 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,398 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $72,000 | 2,868 |
| Loans to individuals | $36,000 | 4,258 |
| Credit card loan charge offs | $3,000 | 3,042 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $33,000 | 4,021 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,401 |
| Total recoveries | $215,000 | 1,422 |
| Loans secured by real estate, total | $138,000 | 703 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $138,000 | 702 |
| Construction and land development | $69,000 | 193 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $3,000 | 2,770 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $66,000 | 633 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $22,000 | 3,269 |
| Loans to individuals | $55,000 | 1,616 |
| Credit card loan recoveries | $1,000 | 2,129 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $54,000 | 1,477 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,639 |
| Net charge-offs | $-107,000 | 11,746 |
| Loans secured by real estate, total | $-138,000 | 11,790 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-138,000 | 11,820 |
| Construction and land development | $-69,000 | 11,858 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 10,676 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $-66,000 | 11,692 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $50,000 | 2,559 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-19,000 | 11,802 |
| Credit card loan net charge offs | $2,000 | 3,022 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-21,000 | 11,792 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,114 |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $79,000 | 5,742 |
| Loans secured by real estate, total | $22,000 | 3,777 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $22,000 | 3,776 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $22,000 | 2,574 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,969 |
| Loans to individuals | $57,000 | 3,265 |
| Credit card loan charge offs | $4,000 | 2,719 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $53,000 | 3,001 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,333 |
| Total recoveries | $150,000 | 2,130 |
| Loans secured by real estate, total | $6,000 | 3,751 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $6,000 | 3,751 |
| Construction and land development | $2,000 | 680 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $4,000 | 2,774 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $69,000 | 1,813 |
| Loans to individuals | $75,000 | 1,358 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $75,000 | 1,210 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,776 |
| Net charge-offs | $-71,000 | 12,069 |
| Loans secured by real estate, total | $16,000 | 3,358 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $16,000 | 3,359 |
| Construction and land development | $-2,000 | 12,167 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $18,000 | 2,318 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $0 | 2,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-69,000 | 11,958 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-18,000 | 12,292 |
| Credit card loan net charge offs | $4,000 | 2,434 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-22,000 | 12,304 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,012 |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $171,000 | 4,498 |
| Loans secured by real estate, total | $0 | 7,166 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 7,160 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 5,721 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $49,000 | 4,544 |
| Loans to individuals | $122,000 | 2,146 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $122,000 | 1,825 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $299,000 | 1,354 |
| Loans secured by real estate, total | $26,000 | 2,286 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $26,000 | 2,286 |
| Construction and land development | $25,000 | 426 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $1,000 | 4,016 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $165,000 | 992 |
| Loans to individuals | $108,000 | 1,134 |
| Credit card loan recoveries | $1,000 | 2,231 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $107,000 | 997 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $-128,000 | 13,010 |
| Loans secured by real estate, total | $-26,000 | 12,653 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-26,000 | 12,692 |
| Construction and land development | $-25,000 | 13,093 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $-1,000 | 11,504 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $0 | 2,799 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-116,000 | 12,956 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $14,000 | 5,411 |
| Credit card loan net charge offs | $-1,000 | 12,988 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $15,000 | 4,683 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,409,000 | 1,432 |
| Loans secured by real estate, total | $650,000 | 1,102 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $650,000 | 1,102 |
| Construction and land development | $333,000 | 491 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $76,000 | 1,923 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $241,000 | 1,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $153,000 | 3,203 |
| Loans to individuals | $606,000 | 878 |
| Credit card loan charge offs | $2,000 | 3,539 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $604,000 | 669 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $178,000 | 2,159 |
| Loans secured by real estate, total | $2,000 | 5,181 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,000 | 5,180 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $2,000 | 3,676 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $46,000 | 2,922 |
| Loans to individuals | $130,000 | 1,056 |
| Credit card loan recoveries | $1,000 | 2,231 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $129,000 | 922 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $1,231,000 | 1,380 |
| Loans secured by real estate, total | $648,000 | 1,020 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $648,000 | 1,020 |
| Construction and land development | $333,000 | 462 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $74,000 | 1,688 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $241,000 | 1,042 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $107,000 | 3,218 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $476,000 | 823 |
| Credit card loan net charge offs | $1,000 | 3,629 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $475,000 | 589 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.