Home > Regional Bank of Colorado > Income and Expense
Regional Bank of Colorado, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,582,000 | 6,369 |
| Total interest expense | $1,548,000 | 7,565 |
| Net interest income | $3,034,000 | 5,452 |
| Provision for loan and lease losses | $96,000 | 4,714 |
| Total noninterest income | $615,000 | 4,483 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $467,000 | 2,910 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 6,025 |
| Total noninterest expense | $2,089,000 | 5,787 |
| Salaries and employee benefits | $1,126,000 | 5,493 |
| Premises and equipment expense | $287,000 | 5,828 |
| Additional noninterest expense | $676,000 | 6,016 |
| Pre-tax net operating income | $1,464,000 | 4,541 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $484,000 | 4,305 |
| Income before extraordinary items | $980,000 | 4,686 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $980,000 | 4,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,995 |
| Cash dividends | $268,000 | 4,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $980,000 | 4,660 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,657,000 | 7,124 |
| Total interest expense | $913,000 | 9,070 |
| Net interest income | $2,744,000 | 6,017 |
| Provision for loan and lease losses | $96,000 | 4,659 |
| Total noninterest income | $457,000 | 5,630 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $365,000 | 3,697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,774 |
| Total noninterest expense | $1,765,000 | 6,782 |
| Salaries and employee benefits | $912,000 | 6,554 |
| Premises and equipment expense | $240,000 | 6,683 |
| Additional noninterest expense | $613,000 | 6,940 |
| Pre-tax net operating income | $1,340,000 | 4,821 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $541,000 | 3,815 |
| Income before extraordinary items | $796,000 | 5,390 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $796,000 | 5,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $183,000 | 5,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $797,920 | 5,441 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,022,000 | 8,302 |
| Total interest expense | $756,000 | 10,275 |
| Net interest income | $2,266,000 | 6,998 |
| Provision for loan and lease losses | $93,000 | 5,955 |
| Total noninterest income | $382,000 | 6,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $316,000 | 4,230 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 9,257 |
| Total noninterest expense | $1,512,000 | 7,790 |
| Salaries and employee benefits | $781,000 | 7,437 |
| Premises and equipment expense | $190,000 | 7,890 |
| Additional noninterest expense | $541,000 | 7,851 |
| Pre-tax net operating income | $1,043,000 | 5,726 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $367,000 | 5,324 |
| Income before extraordinary items | $676,000 | 6,256 |
| Extraordinary gains, net | $-77,000 | 12,853 |
| Net income | $599,000 | 6,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $183,000 | 5,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $676,000 | 6,017 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,994,000 | 8,987 |
| Total interest expense | $942,000 | 10,653 |
| Net interest income | $2,052,000 | 7,614 |
| Provision for loan and lease losses | $96,000 | 7,391 |
| Total noninterest income | $394,000 | 6,611 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $392,000 | 3,557 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 13,804 |
| Total noninterest expense | $1,276,000 | 8,738 |
| Salaries and employee benefits | $601,000 | 8,798 |
| Premises and equipment expense | $200,000 | 7,833 |
| Additional noninterest expense | $475,000 | 8,697 |
| Pre-tax net operating income | $1,074,000 | 5,353 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $335,000 | 5,521 |
| Income before extraordinary items | $740,000 | 5,688 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $740,000 | 5,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 8,449 |
| Cash dividends | $146,000 | 5,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $739,310 | 5,351 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.