Home > Regional Bank > Income and Expense
Regional Bank, Income and Expense
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,444,000 | 2,317 |
| Total interest expense | $5,078,000 | 1,613 |
| Net interest income | $7,366,000 | 2,751 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $1,842,000 | 2,337 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $947,000 | 1,851 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $895,000 | 2,307 |
| Total noninterest expense | $5,009,000 | 3,116 |
| Salaries and employee benefits | $2,218,000 | 3,670 |
| Premises and equipment expense | $532,000 | 3,900 |
| Additional noninterest expense | $2,259,000 | 2,156 |
| Pre-tax net operating income | $4,139,000 | 1,999 |
| Securities gains (losses) | $13,000 | 2,682 |
| Applicable income taxes | $1,326,000 | 1,767 |
| Income before extraordinary items | $2,826,000 | 2,188 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,826,000 | 2,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 3,021 |
| Cash dividends | $1,150,000 | 2,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,817,160 | 2,146 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,239,000 | 2,305 |
| Total interest expense | $3,731,000 | 1,617 |
| Net interest income | $5,508,000 | 2,725 |
| Provision for loan and lease losses | $30,000 | 5,981 |
| Total noninterest income | $1,428,000 | 2,290 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $716,000 | 1,850 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $712,000 | 2,242 |
| Total noninterest expense | $3,790,000 | 3,053 |
| Salaries and employee benefits | $1,684,000 | 3,624 |
| Premises and equipment expense | $424,000 | 3,717 |
| Additional noninterest expense | $1,682,000 | 2,146 |
| Pre-tax net operating income | $3,116,000 | 2,006 |
| Securities gains (losses) | $13,000 | 2,563 |
| Applicable income taxes | $1,009,000 | 1,766 |
| Income before extraordinary items | $2,120,000 | 2,204 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,120,000 | 2,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 2,732 |
| Cash dividends | $1,150,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,111,160 | 2,160 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,059,000 | 2,324 |
| Total interest expense | $2,469,000 | 1,609 |
| Net interest income | $3,590,000 | 2,778 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $965,000 | 2,249 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $465,000 | 1,879 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $500,000 | 2,190 |
| Total noninterest expense | $2,560,000 | 3,018 |
| Salaries and employee benefits | $1,137,000 | 3,595 |
| Premises and equipment expense | $290,000 | 3,657 |
| Additional noninterest expense | $1,133,000 | 2,132 |
| Pre-tax net operating income | $1,995,000 | 2,045 |
| Securities gains (losses) | $4,000 | 2,826 |
| Applicable income taxes | $647,000 | 1,819 |
| Income before extraordinary items | $1,352,000 | 2,268 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,352,000 | 2,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 2,185 |
| Cash dividends | $1,000,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,349,280 | 2,213 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,001,000 | 2,353 |
| Total interest expense | $1,246,000 | 1,617 |
| Net interest income | $1,755,000 | 2,843 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $482,000 | 2,212 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $219,000 | 1,914 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $263,000 | 2,050 |
| Total noninterest expense | $1,273,000 | 3,045 |
| Salaries and employee benefits | $555,000 | 3,694 |
| Premises and equipment expense | $145,000 | 3,675 |
| Additional noninterest expense | $573,000 | 2,060 |
| Pre-tax net operating income | $964,000 | 2,077 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $317,000 | 1,842 |
| Income before extraordinary items | $648,000 | 2,323 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $648,000 | 2,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,294 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $647,330 | 2,240 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,521,000 | 2,295 |
| Total interest expense | $5,781,000 | 1,545 |
| Net interest income | $6,740,000 | 2,846 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $1,988,000 | 2,329 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $769,000 | 2,182 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,219,000 | 2,100 |
| Total noninterest expense | $4,724,000 | 3,197 |
| Salaries and employee benefits | $2,152,000 | 3,692 |
| Premises and equipment expense | $587,000 | 3,589 |
| Additional noninterest expense | $1,985,000 | 2,424 |
| Pre-tax net operating income | $4,004,000 | 1,973 |
| Securities gains (losses) | $216,000 | 1,291 |
| Applicable income taxes | $1,464,000 | 1,650 |
| Income before extraordinary items | $2,756,000 | 2,201 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,756,000 | 2,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,544 |
| Cash dividends | $2,090,000 | 1,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,615,600 | 2,184 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,400,000 | 2,334 |
| Total interest expense | $4,416,000 | 1,579 |
| Net interest income | $4,984,000 | 2,907 |
| Provision for loan and lease losses | $75,000 | 5,202 |
| Total noninterest income | $1,506,000 | 2,355 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $537,000 | 2,335 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $969,000 | 2,098 |
| Total noninterest expense | $3,620,000 | 3,142 |
| Salaries and employee benefits | $1,680,000 | 3,559 |
| Premises and equipment expense | $454,000 | 3,495 |
| Additional noninterest expense | $1,486,000 | 2,420 |
| Pre-tax net operating income | $2,795,000 | 2,165 |
| Securities gains (losses) | $216,000 | 1,183 |
| Applicable income taxes | $1,048,000 | 1,794 |
| Income before extraordinary items | $1,963,000 | 2,376 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,963,000 | 2,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,097 |
| Cash dividends | $1,840,000 | 1,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,822,600 | 2,402 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,394,000 | 2,299 |
| Total interest expense | $2,953,000 | 1,644 |
| Net interest income | $3,441,000 | 2,807 |
| Provision for loan and lease losses | $45,000 | 5,281 |
| Total noninterest income | $962,000 | 2,422 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $330,000 | 2,461 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $632,000 | 2,122 |
| Total noninterest expense | $2,399,000 | 3,162 |
| Salaries and employee benefits | $1,134,000 | 3,520 |
| Premises and equipment expense | $304,000 | 3,442 |
| Additional noninterest expense | $961,000 | 2,455 |
| Pre-tax net operating income | $1,959,000 | 2,080 |
| Securities gains (losses) | $80,000 | 1,681 |
| Applicable income taxes | $722,000 | 1,771 |
| Income before extraordinary items | $1,317,000 | 2,356 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,317,000 | 2,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,250 |
| Cash dividends | $1,600,000 | 897 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,265,000 | 2,315 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,238,000 | 2,275 |
| Total interest expense | $1,480,000 | 1,688 |
| Net interest income | $1,758,000 | 2,758 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $453,000 | 2,463 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $163,000 | 2,424 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $290,000 | 2,157 |
| Total noninterest expense | $1,206,000 | 3,129 |
| Salaries and employee benefits | $575,000 | 3,481 |
| Premises and equipment expense | $145,000 | 3,578 |
| Additional noninterest expense | $486,000 | 2,392 |
| Pre-tax net operating income | $960,000 | 2,115 |
| Securities gains (losses) | $80,000 | 1,125 |
| Applicable income taxes | $366,000 | 1,752 |
| Income before extraordinary items | $674,000 | 2,270 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $674,000 | 2,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,227 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $622,000 | 2,314 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,295,000 | 2,148 |
| Total interest expense | $6,765,000 | 1,696 |
| Net interest income | $7,530,000 | 2,540 |
| Provision for loan and lease losses | $140,000 | 5,057 |
| Total noninterest income | $1,868,000 | 2,254 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $740,000 | 2,145 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,128,000 | 2,014 |
| Total noninterest expense | $4,606,000 | 3,161 |
| Salaries and employee benefits | $2,336,000 | 3,311 |
| Premises and equipment expense | $583,000 | 3,490 |
| Additional noninterest expense | $1,687,000 | 2,676 |
| Pre-tax net operating income | $4,652,000 | 1,744 |
| Securities gains (losses) | $36,000 | 2,681 |
| Applicable income taxes | $1,712,000 | 1,475 |
| Income before extraordinary items | $2,976,000 | 2,020 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,976,000 | 2,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 3,194 |
| Cash dividends | $2,689,000 | 1,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,952,960 | 1,961 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,276,000 | 2,113 |
| Total interest expense | $8,805,000 | 1,836 |
| Net interest income | $7,471,000 | 2,401 |
| Provision for loan and lease losses | $240,000 | 3,705 |
| Total noninterest income | $1,300,000 | 2,775 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $660,000 | 2,262 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $640,000 | 2,718 |
| Total noninterest expense | $4,928,000 | 2,861 |
| Salaries and employee benefits | $2,182,000 | 3,338 |
| Premises and equipment expense | $587,000 | 3,424 |
| Additional noninterest expense | $2,159,000 | 2,083 |
| Pre-tax net operating income | $3,603,000 | 1,934 |
| Securities gains (losses) | $32,000 | 2,761 |
| Applicable income taxes | $1,412,000 | 1,582 |
| Income before extraordinary items | $2,223,000 | 2,313 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,223,000 | 2,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,886 |
| Cash dividends | $1,980,000 | 1,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,202,520 | 2,263 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,686,000 | 2,237 |
| Total interest expense | $9,226,000 | 1,869 |
| Net interest income | $6,460,000 | 2,752 |
| Provision for loan and lease losses | $380,000 | 2,366 |
| Total noninterest income | $1,580,000 | 2,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,580,000 | 1,335 |
| Total noninterest expense | $4,588,000 | 2,943 |
| Salaries and employee benefits | $2,460,000 | 2,870 |
| Premises and equipment expense | $832,000 | 2,484 |
| Additional noninterest expense | $1,296,000 | 3,182 |
| Pre-tax net operating income | $3,072,000 | 2,346 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,201,000 | 1,824 |
| Income before extraordinary items | $1,871,000 | 2,716 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,871,000 | 2,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,329 |
| Cash dividends | $500,000 | 3,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,871,000 | 2,716 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,289,000 | 2,464 |
| Total interest expense | $7,348,000 | 2,028 |
| Net interest income | $5,941,000 | 2,956 |
| Provision for loan and lease losses | $515,000 | 1,725 |
| Total noninterest income | $1,185,000 | 2,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,185,000 | 1,653 |
| Total noninterest expense | $4,165,000 | 3,196 |
| Salaries and employee benefits | $2,035,000 | 3,389 |
| Premises and equipment expense | $806,000 | 2,519 |
| Additional noninterest expense | $1,324,000 | 3,172 |
| Pre-tax net operating income | $2,446,000 | 2,843 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $978,000 | 2,249 |
| Income before extraordinary items | $1,472,000 | 3,292 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,472,000 | 3,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,307 |
| Cash dividends | $2,190,000 | 1,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,469,440 | 3,258 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,535,000 | 3,067 |
| Total interest expense | $6,327,000 | 2,383 |
| Net interest income | $4,208,000 | 3,959 |
| Provision for loan and lease losses | $360,000 | 2,235 |
| Total noninterest income | $703,000 | 3,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $703,000 | 2,385 |
| Total noninterest expense | $2,999,000 | 4,123 |
| Salaries and employee benefits | $1,516,000 | 4,205 |
| Premises and equipment expense | $661,000 | 2,918 |
| Additional noninterest expense | $822,000 | 4,589 |
| Pre-tax net operating income | $1,552,000 | 4,070 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $618,000 | 3,329 |
| Income before extraordinary items | $934,000 | 4,707 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $934,000 | 4,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,133 |
| Cash dividends | $225,000 | 5,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $934,000 | 4,625 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,738,000 | 3,661 |
| Total interest expense | $4,968,000 | 2,997 |
| Net interest income | $3,770,000 | 4,452 |
| Provision for loan and lease losses | $283,000 | 2,744 |
| Total noninterest income | $686,000 | 4,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $686,000 | 2,248 |
| Total noninterest expense | $2,558,000 | 4,699 |
| Salaries and employee benefits | $1,319,000 | 4,727 |
| Premises and equipment expense | $614,000 | 3,083 |
| Additional noninterest expense | $625,000 | 5,653 |
| Pre-tax net operating income | $1,615,000 | 4,202 |
| Securities gains (losses) | $-38,000 | 10,579 |
| Applicable income taxes | $632,000 | 3,520 |
| Income before extraordinary items | $945,000 | 4,892 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $945,000 | 4,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 10,621 |
| Cash dividends | $925,000 | 2,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $969,320 | 4,750 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,568,000 | 4,245 |
| Total interest expense | $4,360,000 | 3,418 |
| Net interest income | $3,208,000 | 5,186 |
| Provision for loan and lease losses | $150,000 | 4,046 |
| Total noninterest income | $494,000 | 5,211 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $494,000 | 2,951 |
| Total noninterest expense | $2,975,000 | 4,338 |
| Salaries and employee benefits | $1,146,000 | 5,416 |
| Premises and equipment expense | $588,000 | 3,270 |
| Additional noninterest expense | $1,241,000 | 3,683 |
| Pre-tax net operating income | $577,000 | 7,539 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $405,000 | 4,857 |
| Income before extraordinary items | $172,000 | 9,572 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $172,000 | 9,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 1,916 |
| Cash dividends | $2,000,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $172,000 | 9,514 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,178,000 | 4,455 |
| Total interest expense | $4,210,000 | 3,525 |
| Net interest income | $2,968,000 | 5,545 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $334,000 | 6,672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $334,000 | 3,741 |
| Total noninterest expense | $2,381,000 | 5,206 |
| Salaries and employee benefits | $1,217,000 | 5,162 |
| Premises and equipment expense | $575,000 | 3,324 |
| Additional noninterest expense | $589,000 | 6,602 |
| Pre-tax net operating income | $891,000 | 6,466 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $361,000 | 5,312 |
| Income before extraordinary items | $530,000 | 7,030 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $530,000 | 7,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,181 |
| Cash dividends | $2,000,000 | 1,219 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $530,000 | 7,010 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,005,000 | 3,729 |
| Total interest expense | $4,392,000 | 2,790 |
| Net interest income | $3,613,000 | 4,805 |
| Provision for loan and lease losses | $90,000 | 4,765 |
| Total noninterest income | $1,679,000 | 2,099 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,679,000 | 1,273 |
| Total noninterest expense | $2,933,000 | 4,503 |
| Salaries and employee benefits | $1,473,000 | 4,345 |
| Premises and equipment expense | $656,000 | 3,002 |
| Additional noninterest expense | $804,000 | 5,689 |
| Pre-tax net operating income | $2,269,000 | 3,087 |
| Securities gains (losses) | $-33,000 | 10,736 |
| Applicable income taxes | $891,000 | 2,511 |
| Income before extraordinary items | $1,345,000 | 3,489 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,345,000 | 3,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,338 |
| Cash dividends | $1,000,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,366,120 | 3,470 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,465,000 | 3,267 |
| Total interest expense | $5,166,000 | 2,503 |
| Net interest income | $4,299,000 | 4,125 |
| Provision for loan and lease losses | $270,000 | 3,226 |
| Total noninterest income | $515,000 | 5,487 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $515,000 | 3,207 |
| Total noninterest expense | $3,286,000 | 4,151 |
| Salaries and employee benefits | $1,493,000 | 4,294 |
| Premises and equipment expense | $773,000 | 2,638 |
| Additional noninterest expense | $1,020,000 | 4,842 |
| Pre-tax net operating income | $1,258,000 | 5,003 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $440,000 | 4,667 |
| Income before extraordinary items | $818,000 | 5,470 |
| Extraordinary gains, net | $336,000 | 638 |
| Net income | $1,154,000 | 4,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,974 |
| Cash dividends | $2,200,000 | 931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $818,000 | 5,233 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,458,000 | 3,074 |
| Total interest expense | $6,517,000 | 2,587 |
| Net interest income | $4,941,000 | 3,683 |
| Provision for loan and lease losses | $580,000 | 2,690 |
| Total noninterest income | $624,000 | 4,828 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $624,000 | 2,757 |
| Total noninterest expense | $3,273,000 | 4,190 |
| Salaries and employee benefits | $1,460,000 | 4,328 |
| Premises and equipment expense | $661,000 | 3,079 |
| Additional noninterest expense | $1,152,000 | 4,508 |
| Pre-tax net operating income | $1,712,000 | 3,597 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $612,000 | 3,378 |
| Income before extraordinary items | $1,105,000 | 4,114 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,105,000 | 4,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $973,000 | 1,589 |
| Cash dividends | $1,200,000 | 1,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,101,800 | 3,816 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.