Home > REGENTS BANK > Assets and Liabilities
REGENTS BANK, Assets and Liabilities
| 2013-06-30 | Rank | |
| # of Employees: | 89 | 1,701 |
| Assets and Liabilities | ||
| Total Assets: | $587,550,000 | 1,138 |
| Cash and due from depository institutions | $67,833,000 | 1,701 |
| Interest-bearing balances | $50,394,000 | 724 |
| Securities | $63,516,000 | 2,231 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $425,757,000 | 995 |
| Loan loss allowance | $2,733,000 | 2,401 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $649,000 | 5,409 |
| Other real estate owned | $132,000 | 1,701 |
| Goodwill and other intangibles | $17,068,000 | 344 |
| All other assets | $12,595,000 | 1,506 |
| Life insurance assets | $0 | 3,807 |
| Total liabilities and capital | $587,550,000 | 1,138 |
| Total liabilities | $508,180,000 | 1,164 |
| Total deposits | $505,589,000 | 1,080 |
| Interest-bearing deposits | $302,564,000 | 1,506 |
| Deposits held in domestic offices | $505,589,000 | 1,079 |
| % insured | 65.97% | 6,422 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,942 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $2,591,000 | 1,647 |
| Total equity capital | $79,370,000 | 905 |
| Total bank equity capital | $79,370,000 | 905 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $1,000,000 | 2,208 |
| Surplus | $76,959,000 | 507 |
| Undivided profits | $1,411,000 | 5,432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $9,143,000 | 943 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $1,430,000 | 1,869 |
| Earning assets | $539,667,000 | 1,126 |
| Long-term assets (5+ years) | $180,081,000 | 1,182 |
| Average Assets, year-to-date | $608,985,330 | 1,102 |
| Average Assets, quarterly | $603,203,000 | 1,111 |
| Volatile liabilities | $24,747,000 | 1,664 |
| Insider loans | $0 | 6,258 |
| FHLB advances | $0 | 3,718 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $134,860,000 | 626 |
| Tier 1 (core) risk-based capital | $59,364,000 | 1,171 |
| Tier 2 risk-based capital | $2,975,000 | 1,684 |
| Total risk weighted assets | $454,786,000 | 988 |
| Total unused commitments | $134,860,000 | 626 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 98 | 1,540 |
| Assets and Liabilities | ||
| Total Assets: | $618,856,000 | 1,098 |
| Cash and due from depository institutions | $108,585,000 | 1,540 |
| Interest-bearing balances | $93,137,000 | 458 |
| Securities | $64,760,000 | 2,205 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $415,918,000 | 1,011 |
| Loan loss allowance | $2,357,000 | 2,714 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $787,000 | 5,264 |
| Other real estate owned | $132,000 | 1,540 |
| Goodwill and other intangibles | $17,176,000 | 342 |
| All other assets | $11,498,000 | 1,600 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $618,856,000 | 1,098 |
| Total liabilities | $539,149,000 | 1,123 |
| Total deposits | $537,357,000 | 1,032 |
| Interest-bearing deposits | $316,986,000 | 1,470 |
| Deposits held in domestic offices | $537,357,000 | 1,030 |
| % insured | 64.35% | 6,570 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,908 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $1,792,000 | 2,193 |
| Total equity capital | $79,707,000 | 923 |
| Total bank equity capital | $79,707,000 | 923 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $1,000,000 | 2,247 |
| Surplus | $76,912,000 | 508 |
| Undivided profits | $1,795,000 | 5,411 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $9,419,000 | 1,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,352,000 | 1,953 |
| Earning assets | $573,815,000 | 1,077 |
| Long-term assets (5+ years) | $180,776,000 | 1,168 |
| Average Assets, year-to-date | $619,703,000 | 1,095 |
| Average Assets, quarterly | $619,703,000 | 1,095 |
| Volatile liabilities | $23,470,000 | 1,715 |
| Insider loans | $0 | 6,319 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $135,387,000 | 616 |
| Tier 1 (core) risk-based capital | $58,674,000 | 1,177 |
| Tier 2 risk-based capital | $2,692,000 | 1,846 |
| Total risk weighted assets | $441,201,000 | 997 |
| Total unused commitments | $135,387,000 | 616 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 98 | 1,536 |
| Assets and Liabilities | ||
| Total Assets: | $620,550,000 | 1,093 |
| Cash and due from depository institutions | $111,777,000 | 1,536 |
| Interest-bearing balances | $97,256,000 | 423 |
| Securities | $63,788,000 | 2,186 |
| Federal funds sold & reverse repurchase agreements | $12,420,000 | 471 |
| Net loans & leases | $401,519,000 | 1,045 |
| Loan loss allowance | $1,510,000 | 3,649 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $824,000 | 5,250 |
| Other real estate owned | $132,000 | 1,536 |
| Goodwill and other intangibles | $17,284,000 | 340 |
| All other assets | $12,806,000 | 1,455 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $620,550,000 | 1,093 |
| Total liabilities | $541,177,000 | 1,111 |
| Total deposits | $537,998,000 | 1,030 |
| Interest-bearing deposits | $319,945,000 | 1,444 |
| Deposits held in domestic offices | $537,998,000 | 1,029 |
| % insured | 81.38% | 5,668 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $0 | 4,109 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $3,179,000 | 1,469 |
| Total equity capital | $79,373,000 | 922 |
| Total bank equity capital | $79,373,000 | 922 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $1,000,000 | 2,269 |
| Surplus | $76,904,000 | 509 |
| Undivided profits | $1,469,000 | 5,558 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $9,224,000 | 1,079 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $1,361,000 | 1,999 |
| Earning assets | $574,983,000 | 1,070 |
| Long-term assets (5+ years) | $168,003,000 | 1,207 |
| Average Assets, year-to-date | $407,993,000 | 1,606 |
| Average Assets, quarterly | $491,500,500 | 1,367 |
| Volatile liabilities | $24,508,000 | 1,708 |
| Insider loans | $15,000 | 6,272 |
| FHLB advances | $0 | 3,864 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $130,520,000 | 621 |
| Tier 1 (core) risk-based capital | $58,075,000 | 1,164 |
| Tier 2 risk-based capital | $1,845,000 | 2,556 |
| Total risk weighted assets | $431,004,000 | 1,027 |
| Total unused commitments | $130,520,000 | 621 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 62 | 2,467 |
| Assets and Liabilities | ||
| Total Assets: | $362,451,000 | 1,825 |
| Cash and due from depository institutions | $82,344,000 | 2,467 |
| Interest-bearing balances | $74,575,000 | 513 |
| Securities | $41,017,000 | 3,078 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $222,241,000 | 1,844 |
| Loan loss allowance | $1,132,000 | 4,321 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $781,000 | 5,364 |
| Other real estate owned | $0 | 2,467 |
| Goodwill and other intangibles | $9,995,000 | 484 |
| All other assets | $6,073,000 | 2,648 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $362,451,000 | 1,825 |
| Total liabilities | $313,738,000 | 1,872 |
| Total deposits | $311,974,000 | 1,786 |
| Interest-bearing deposits | $159,503,000 | 2,726 |
| Deposits held in domestic offices | $311,974,000 | 1,784 |
| % insured | 79.60% | 6,127 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $1,764,000 | 2,391 |
| Total equity capital | $48,713,000 | 1,498 |
| Total bank equity capital | $48,713,000 | 1,497 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 2,307 |
| Surplus | $45,917,000 | 757 |
| Undivided profits | $1,796,000 | 5,513 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $4,688,000 | 1,973 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $772,000 | 3,590 |
| Earning assets | $337,833,000 | 1,802 |
| Long-term assets (5+ years) | $55,103,000 | 3,002 |
| Average Assets, year-to-date | $354,853,750 | 1,849 |
| Average Assets, quarterly | $359,217,000 | 1,831 |
| Volatile liabilities | $12,315,000 | 2,860 |
| Insider loans | $15,000 | 6,335 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $84,933,000 | 876 |
| Tier 1 (core) risk-based capital | $38,578,000 | 1,737 |
| Tier 2 risk-based capital | $1,493,000 | 3,078 |
| Total risk weighted assets | $238,943,000 | 1,795 |
| Total unused commitments | $84,933,000 | 876 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 66 | 2,323 |
| Assets and Liabilities | ||
| Total Assets: | $355,983,000 | 1,851 |
| Cash and due from depository institutions | $120,223,000 | 2,323 |
| Interest-bearing balances | $106,898,000 | 364 |
| Securities | $11,756,000 | 5,481 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $207,015,000 | 1,945 |
| Loan loss allowance | $569,000 | 5,620 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $774,000 | 5,418 |
| Other real estate owned | $0 | 2,323 |
| Goodwill and other intangibles | $10,066,000 | 482 |
| All other assets | $6,149,000 | 2,606 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $355,983,000 | 1,851 |
| Total liabilities | $307,747,000 | 1,906 |
| Total deposits | $306,445,000 | 1,803 |
| Interest-bearing deposits | $155,194,000 | 2,811 |
| Deposits held in domestic offices | $306,445,000 | 1,803 |
| % insured | 80.32% | 6,094 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,302,000 | 2,756 |
| Total equity capital | $48,236,000 | 1,485 |
| Total bank equity capital | $48,236,000 | 1,481 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $1,000,000 | 2,343 |
| Surplus | $45,784,000 | 751 |
| Undivided profits | $1,452,000 | 5,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $1,806,000 | 3,408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $687,000 | 3,805 |
| Earning assets | $325,669,000 | 1,850 |
| Long-term assets (5+ years) | $8,498,000 | 6,172 |
| Average Assets, year-to-date | $352,321,330 | 1,862 |
| Average Assets, quarterly | $356,176,000 | 1,853 |
| Volatile liabilities | $12,001,000 | 2,948 |
| Insider loans | $15,000 | 6,408 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $65,769,000 | 1,048 |
| Tier 1 (core) risk-based capital | $38,218,000 | 1,724 |
| Tier 2 risk-based capital | $686,000 | 4,893 |
| Total risk weighted assets | $212,344,000 | 1,990 |
| Total unused commitments | $65,769,000 | 1,048 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 62 | 2,468 |
| Assets and Liabilities | ||
| Total Assets: | $356,369,000 | 1,871 |
| Cash and due from depository institutions | $113,532,000 | 2,468 |
| Interest-bearing balances | $100,853,000 | 408 |
| Securities | $12,899,000 | 5,389 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $212,824,000 | 1,887 |
| Loan loss allowance | $100,000 | 7,111 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $801,000 | 5,414 |
| Other real estate owned | $0 | 2,468 |
| Goodwill and other intangibles | $10,136,000 | 488 |
| All other assets | $6,177,000 | 2,607 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $356,369,000 | 1,871 |
| Total liabilities | $309,017,000 | 1,913 |
| Total deposits | $308,475,000 | 1,807 |
| Interest-bearing deposits | $165,422,000 | 2,700 |
| Deposits held in domestic offices | $308,475,000 | 1,807 |
| % insured | 78.55% | 6,343 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $542,000 | 4,321 |
| Total equity capital | $47,352,000 | 1,482 |
| Total bank equity capital | $47,352,000 | 1,480 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $1,000,000 | 2,372 |
| Surplus | $45,784,000 | 750 |
| Undivided profits | $568,000 | 5,971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $2,072,000 | 3,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $732,000 | 3,569 |
| Earning assets | $326,576,000 | 1,861 |
| Long-term assets (5+ years) | $10,694,000 | 5,961 |
| Average Assets, year-to-date | $350,490,500 | 1,887 |
| Average Assets, quarterly | $350,490,500 | 1,887 |
| Volatile liabilities | $13,671,000 | 2,716 |
| Insider loans | $15,000 | 6,463 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $63,128,000 | 1,073 |
| Tier 1 (core) risk-based capital | $37,273,000 | 1,755 |
| Tier 2 risk-based capital | $135,000 | 6,955 |
| Total risk weighted assets | $221,025,000 | 1,917 |
| Total unused commitments | $63,128,000 | 1,073 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 60 | 2,523 |
| Assets and Liabilities | ||
| Total Assets: | $344,612,000 | 1,907 |
| Cash and due from depository institutions | $108,597,000 | 2,523 |
| Interest-bearing balances | $97,986,000 | 396 |
| Securities | $16,659,000 | 4,908 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $211,938,000 | 1,910 |
| Loan loss allowance | $5,494,000 | 1,373 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $863,000 | 5,348 |
| Other real estate owned | $0 | 2,523 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $6,555,000 | 2,551 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $344,612,000 | 1,907 |
| Total liabilities | $304,677,000 | 1,924 |
| Total deposits | $302,638,000 | 1,816 |
| Interest-bearing deposits | $153,460,000 | 2,851 |
| Deposits held in domestic offices | $302,638,000 | 1,815 |
| % insured | 80.42% | 6,176 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $2,039,000 | 2,023 |
| Total equity capital | $39,935,000 | 1,750 |
| Total bank equity capital | $39,935,000 | 1,749 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $1,000,000 | 2,390 |
| Surplus | $27,569,000 | 1,187 |
| Undivided profits | $11,366,000 | 2,795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $1,340,000 | 3,937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $678,000 | 3,955 |
| Earning assets | $326,583,000 | 1,833 |
| Long-term assets (5+ years) | $6,792,000 | 5,789 |
| Average Assets, year-to-date | $342,227,600 | 1,893 |
| Average Assets, quarterly | $348,991,500 | 1,875 |
| Volatile liabilities | $15,781,000 | 2,637 |
| Insider loans | $65,000 | 6,242 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $69,087,000 | 973 |
| Tier 1 (core) risk-based capital | $39,914,000 | 1,611 |
| Tier 2 risk-based capital | $2,889,000 | 1,771 |
| Total risk weighted assets | $228,235,000 | 1,870 |
| Total unused commitments | $69,087,000 | 975 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 59 | 2,579 |
| Assets and Liabilities | ||
| Total Assets: | $353,371,000 | 1,859 |
| Cash and due from depository institutions | $125,778,000 | 2,579 |
| Interest-bearing balances | $114,950,000 | 372 |
| Securities | $17,359,000 | 4,790 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $202,736,000 | 1,984 |
| Loan loss allowance | $5,368,000 | 1,444 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $920,000 | 5,303 |
| Other real estate owned | $0 | 2,579 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $6,578,000 | 2,557 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $353,371,000 | 1,859 |
| Total liabilities | $313,850,000 | 1,879 |
| Total deposits | $312,305,000 | 1,761 |
| Interest-bearing deposits | $155,883,000 | 2,818 |
| Deposits held in domestic offices | $312,305,000 | 1,759 |
| % insured | 80.57% | 6,266 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,545,000 | 2,555 |
| Total equity capital | $39,521,000 | 1,783 |
| Total bank equity capital | $39,521,000 | 1,782 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $1,000,000 | 2,425 |
| Surplus | $27,569,000 | 1,197 |
| Undivided profits | $10,952,000 | 2,884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $1,772,000 | 3,635 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $721,000 | 3,899 |
| Earning assets | $335,045,000 | 1,805 |
| Long-term assets (5+ years) | $5,810,000 | 5,901 |
| Average Assets, year-to-date | $341,631,500 | 1,904 |
| Average Assets, quarterly | $354,075,000 | 1,854 |
| Volatile liabilities | $13,172,000 | 2,970 |
| Insider loans | $65,000 | 6,323 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $62,938,000 | 1,056 |
| Tier 1 (core) risk-based capital | $39,476,000 | 1,651 |
| Tier 2 risk-based capital | $2,787,000 | 1,830 |
| Total risk weighted assets | $220,129,000 | 1,951 |
| Total unused commitments | $62,938,000 | 1,058 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 63 | 2,453 |
| Assets and Liabilities | ||
| Total Assets: | $354,779,000 | 1,855 |
| Cash and due from depository institutions | $117,600,000 | 2,453 |
| Interest-bearing balances | $102,632,000 | 377 |
| Securities | $18,136,000 | 4,770 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $211,475,000 | 1,934 |
| Loan loss allowance | $5,252,000 | 1,500 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $968,000 | 5,281 |
| Other real estate owned | $0 | 2,453 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $6,600,000 | 2,573 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $354,779,000 | 1,855 |
| Total liabilities | $315,651,000 | 1,862 |
| Total deposits | $314,586,000 | 1,733 |
| Interest-bearing deposits | $155,015,000 | 2,863 |
| Deposits held in domestic offices | $314,586,000 | 1,732 |
| % insured | 81.03% | 6,225 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,065,000 | 3,087 |
| Total equity capital | $39,128,000 | 1,764 |
| Total bank equity capital | $39,128,000 | 1,763 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,000,000 | 2,461 |
| Surplus | $27,569,000 | 1,187 |
| Undivided profits | $10,559,000 | 2,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $3,656,000 | 2,614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $730,000 | 3,828 |
| Earning assets | $332,243,000 | 1,808 |
| Long-term assets (5+ years) | $5,242,000 | 6,012 |
| Average Assets, year-to-date | $337,718,330 | 1,930 |
| Average Assets, quarterly | $345,574,000 | 1,900 |
| Volatile liabilities | $10,404,000 | 3,453 |
| Insider loans | $50,000 | 6,429 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $64,219,000 | 1,045 |
| Tier 1 (core) risk-based capital | $39,046,000 | 1,645 |
| Tier 2 risk-based capital | $2,891,000 | 1,787 |
| Total risk weighted assets | $228,839,000 | 1,890 |
| Total unused commitments | $64,219,000 | 1,047 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 60 | 2,575 |
| Assets and Liabilities | ||
| Total Assets: | $336,369,000 | 1,962 |
| Cash and due from depository institutions | $96,330,000 | 2,575 |
| Interest-bearing balances | $84,577,000 | 463 |
| Securities | $18,885,000 | 4,676 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $213,334,000 | 1,929 |
| Loan loss allowance | $5,611,000 | 1,429 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $1,031,000 | 5,231 |
| Other real estate owned | $0 | 2,575 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $6,789,000 | 2,553 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $336,370,000 | 1,962 |
| Total liabilities | $297,473,000 | 1,983 |
| Total deposits | $294,772,000 | 1,875 |
| Interest-bearing deposits | $159,965,000 | 2,838 |
| Deposits held in domestic offices | $294,772,000 | 1,873 |
| % insured | 77.96% | 6,647 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $2,701,000 | 1,579 |
| Total equity capital | $38,897,000 | 1,738 |
| Total bank equity capital | $38,897,000 | 1,737 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,000,000 | 2,491 |
| Surplus | $27,569,000 | 1,199 |
| Undivided profits | $10,328,000 | 2,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $3,875,000 | 2,565 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $724,000 | 3,847 |
| Earning assets | $316,796,000 | 1,898 |
| Long-term assets (5+ years) | $7,883,000 | 5,648 |
| Average Assets, year-to-date | $329,188,000 | 1,984 |
| Average Assets, quarterly | $329,188,000 | 1,984 |
| Volatile liabilities | $11,217,000 | 3,325 |
| Insider loans | $50,000 | 6,488 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $76,491,000 | 906 |
| Tier 1 (core) risk-based capital | $38,784,000 | 1,653 |
| Tier 2 risk-based capital | $2,935,000 | 1,778 |
| Total risk weighted assets | $232,066,000 | 1,889 |
| Total unused commitments | $76,491,000 | 908 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 59 | 2,629 |
| Assets and Liabilities | ||
| Total Assets: | $322,007,000 | 2,035 |
| Cash and due from depository institutions | $79,055,000 | 2,629 |
| Interest-bearing balances | $74,655,000 | 473 |
| Securities | $19,769,000 | 4,422 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $215,066,000 | 1,961 |
| Loan loss allowance | $5,600,000 | 1,431 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $1,080,000 | 5,233 |
| Other real estate owned | $0 | 2,629 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $7,037,000 | 2,515 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $322,007,000 | 2,035 |
| Total liabilities | $283,732,000 | 2,070 |
| Total deposits | $281,728,000 | 1,928 |
| Interest-bearing deposits | $156,362,000 | 2,894 |
| Deposits held in domestic offices | $281,728,000 | 1,926 |
| % insured | 55.78% | 7,498 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $2,004,000 | 1,993 |
| Total equity capital | $38,275,000 | 1,742 |
| Total bank equity capital | $38,275,000 | 1,741 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,000,000 | 2,526 |
| Surplus | $27,569,000 | 1,189 |
| Undivided profits | $9,706,000 | 2,905 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $3,407,000 | 2,792 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $762,000 | 3,805 |
| Earning assets | $309,490,000 | 1,928 |
| Long-term assets (5+ years) | $8,434,000 | 5,567 |
| Average Assets, year-to-date | $351,834,000 | 1,859 |
| Average Assets, quarterly | $331,617,000 | 1,978 |
| Volatile liabilities | $31,440,000 | 3,642 |
| Insider loans | $65,000 | 6,533 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $71,519,000 | 956 |
| Tier 1 (core) risk-based capital | $38,224,000 | 1,665 |
| Tier 2 risk-based capital | $2,891,000 | 1,820 |
| Total risk weighted assets | $228,496,000 | 1,936 |
| Total unused commitments | $71,519,000 | 959 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 62 | 2,513 |
| Assets and Liabilities | ||
| Total Assets: | $341,227,000 | 1,959 |
| Cash and due from depository institutions | $91,923,000 | 2,513 |
| Interest-bearing balances | $83,387,000 | 454 |
| Securities | $20,487,000 | 4,295 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $220,437,000 | 1,960 |
| Loan loss allowance | $5,486,000 | 1,466 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,155,000 | 5,201 |
| Other real estate owned | $0 | 2,513 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $7,225,000 | 2,529 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $341,227,000 | 1,959 |
| Total liabilities | $303,679,000 | 1,972 |
| Total deposits | $302,412,000 | 1,825 |
| Interest-bearing deposits | $160,765,000 | 2,856 |
| Deposits held in domestic offices | $302,412,000 | 1,823 |
| % insured | 53.04% | 7,563 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,267,000 | 3,063 |
| Total equity capital | $37,548,000 | 1,832 |
| Total bank equity capital | $37,548,000 | 1,830 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,000,000 | 2,575 |
| Surplus | $27,569,000 | 1,175 |
| Undivided profits | $8,979,000 | 3,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $233,000 | 6,309 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $751,000 | 4,100 |
| Earning assets | $324,311,000 | 1,868 |
| Long-term assets (5+ years) | $12,204,000 | 5,063 |
| Average Assets, year-to-date | $359,290,750 | 1,845 |
| Average Assets, quarterly | $364,287,500 | 1,833 |
| Volatile liabilities | $30,528,000 | 3,799 |
| Insider loans | $311,000 | 5,664 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $67,093,000 | 1,015 |
| Tier 1 (core) risk-based capital | $37,526,000 | 1,698 |
| Tier 2 risk-based capital | $2,963,000 | 1,819 |
| Total risk weighted assets | $234,501,000 | 1,925 |
| Total unused commitments | $67,093,000 | 1,016 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 61 | 2,592 |
| Assets and Liabilities | ||
| Total Assets: | $387,348,000 | 1,745 |
| Cash and due from depository institutions | $124,911,000 | 2,592 |
| Interest-bearing balances | $110,320,000 | 347 |
| Securities | $21,335,000 | 4,243 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $231,921,000 | 1,894 |
| Loan loss allowance | $5,478,000 | 1,467 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,194,000 | 5,175 |
| Other real estate owned | $0 | 2,592 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $7,987,000 | 2,375 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $387,348,000 | 1,745 |
| Total liabilities | $350,693,000 | 1,733 |
| Total deposits | $349,543,000 | 1,595 |
| Interest-bearing deposits | $231,960,000 | 2,045 |
| Deposits held in domestic offices | $349,543,000 | 1,594 |
| % insured | 44.54% | 7,727 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,150,000 | 3,151 |
| Total equity capital | $36,655,000 | 1,855 |
| Total bank equity capital | $36,655,000 | 1,853 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,000,000 | 2,602 |
| Surplus | $27,569,000 | 1,174 |
| Undivided profits | $8,086,000 | 3,389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $7,146,000 | 1,823 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $789,000 | 3,876 |
| Earning assets | $363,576,000 | 1,697 |
| Long-term assets (5+ years) | $12,308,000 | 5,038 |
| Average Assets, year-to-date | $365,312,000 | 1,830 |
| Average Assets, quarterly | $376,453,000 | 1,783 |
| Volatile liabilities | $31,191,000 | 3,786 |
| Insider loans | $313,000 | 5,708 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $69,328,000 | 960 |
| Tier 1 (core) risk-based capital | $36,696,000 | 1,738 |
| Tier 2 risk-based capital | $3,138,000 | 1,764 |
| Total risk weighted assets | $248,695,000 | 1,870 |
| Total unused commitments | $69,328,000 | 963 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 60 | 2,655 |
| Assets and Liabilities | ||
| Total Assets: | $365,558,000 | 1,874 |
| Cash and due from depository institutions | $113,722,000 | 2,655 |
| Interest-bearing balances | $104,510,000 | 373 |
| Securities | $21,846,000 | 4,237 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $220,220,000 | 2,033 |
| Loan loss allowance | $4,580,000 | 1,744 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $1,233,000 | 5,218 |
| Other real estate owned | $0 | 2,655 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $8,537,000 | 2,316 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $365,558,000 | 1,874 |
| Total liabilities | $328,075,000 | 1,877 |
| Total deposits | $326,976,000 | 1,732 |
| Interest-bearing deposits | $211,826,000 | 2,271 |
| Deposits held in domestic offices | $326,976,000 | 1,730 |
| % insured | 47.76% | 7,793 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,099,000 | 3,209 |
| Total equity capital | $37,483,000 | 1,811 |
| Total bank equity capital | $37,483,000 | 1,807 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,000,000 | 2,649 |
| Surplus | $27,569,000 | 1,191 |
| Undivided profits | $8,914,000 | 3,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $8,673,000 | 1,656 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $749,000 | 4,110 |
| Earning assets | $346,576,000 | 1,818 |
| Long-term assets (5+ years) | $12,808,000 | 4,979 |
| Average Assets, year-to-date | $354,294,000 | 1,938 |
| Average Assets, quarterly | $354,294,000 | 1,938 |
| Volatile liabilities | $31,825,000 | 3,807 |
| Insider loans | $360,000 | 5,622 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $69,727,000 | 1,003 |
| Tier 1 (core) risk-based capital | $37,623,000 | 1,709 |
| Tier 2 risk-based capital | $3,010,000 | 1,872 |
| Total risk weighted assets | $239,202,000 | 1,981 |
| Total unused commitments | $69,727,000 | 1,006 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 58 | 2,766 |
| Assets and Liabilities | ||
| Total Assets: | $343,030,000 | 2,012 |
| Cash and due from depository institutions | $89,129,000 | 2,766 |
| Interest-bearing balances | $80,417,000 | 373 |
| Securities | $22,702,000 | 4,124 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $221,866,000 | 2,056 |
| Loan loss allowance | $3,725,000 | 2,028 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $1,184,000 | 5,332 |
| Other real estate owned | $0 | 2,766 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $8,149,000 | 2,440 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $343,030,000 | 2,012 |
| Total liabilities | $305,736,000 | 2,035 |
| Total deposits | $304,192,000 | 1,849 |
| Interest-bearing deposits | $195,321,000 | 2,442 |
| Deposits held in domestic offices | $304,192,000 | 1,847 |
| % insured | 52.53% | 7,803 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,544,000 | 2,598 |
| Total equity capital | $37,294,000 | 1,796 |
| Total bank equity capital | $37,294,000 | 1,793 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,000,000 | 2,691 |
| Surplus | $27,569,000 | 1,195 |
| Undivided profits | $8,725,000 | 3,166 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $8,669,000 | 1,644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $709,000 | 4,419 |
| Earning assets | $324,985,000 | 1,935 |
| Long-term assets (5+ years) | $13,723,000 | 4,876 |
| Average Assets, year-to-date | $314,523,000 | 2,136 |
| Average Assets, quarterly | $335,221,000 | 2,050 |
| Volatile liabilities | $31,018,000 | 3,868 |
| Insider loans | $364,000 | 5,696 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $69,144,000 | 1,031 |
| Tier 1 (core) risk-based capital | $37,594,000 | 1,682 |
| Tier 2 risk-based capital | $3,022,000 | 1,872 |
| Total risk weighted assets | $241,045,000 | 2,003 |
| Total unused commitments | $69,144,000 | 1,033 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 55 | 2,926 |
| Assets and Liabilities | ||
| Total Assets: | $327,412,000 | 2,108 |
| Cash and due from depository institutions | $65,625,000 | 2,926 |
| Interest-bearing balances | $58,992,000 | 482 |
| Securities | $23,539,000 | 4,055 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $231,180,000 | 2,027 |
| Loan loss allowance | $4,507,000 | 1,699 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $885,000 | 5,821 |
| Other real estate owned | $0 | 2,926 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $6,183,000 | 2,691 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $327,412,000 | 2,108 |
| Total liabilities | $295,601,000 | 2,103 |
| Total deposits | $294,419,000 | 1,897 |
| Interest-bearing deposits | $199,477,000 | 2,383 |
| Deposits held in domestic offices | $294,419,000 | 1,895 |
| % insured | 56.79% | 7,826 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,182,000 | 3,414 |
| Total equity capital | $31,811,000 | 2,171 |
| Total bank equity capital | $31,811,000 | 2,170 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,000,000 | 2,726 |
| Surplus | $22,536,000 | 1,422 |
| Undivided profits | $8,275,000 | 3,421 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $11,799,000 | 1,317 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $711,000 | 4,599 |
| Earning assets | $313,711,000 | 2,033 |
| Long-term assets (5+ years) | $13,867,000 | 4,869 |
| Average Assets, year-to-date | $307,396,250 | 2,188 |
| Average Assets, quarterly | $321,335,000 | 2,138 |
| Volatile liabilities | $34,370,000 | 3,668 |
| Insider loans | $369,000 | 5,735 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $68,440,000 | 1,108 |
| Tier 1 (core) risk-based capital | $32,311,000 | 1,992 |
| Tier 2 risk-based capital | $3,103,000 | 1,841 |
| Total risk weighted assets | $246,784,000 | 1,992 |
| Total unused commitments | $68,440,000 | 1,111 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 55 | 2,962 |
| Assets and Liabilities | ||
| Total Assets: | $315,258,000 | 2,194 |
| Cash and due from depository institutions | $46,267,000 | 2,962 |
| Interest-bearing balances | $37,416,000 | 589 |
| Securities | $24,235,000 | 3,944 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $237,347,000 | 2,001 |
| Loan loss allowance | $4,584,000 | 1,611 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $752,000 | 6,112 |
| Other real estate owned | $0 | 2,962 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $6,657,000 | 2,564 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $315,258,000 | 2,194 |
| Total liabilities | $284,125,000 | 2,191 |
| Total deposits | $281,357,000 | 1,992 |
| Interest-bearing deposits | $190,003,000 | 2,481 |
| Deposits held in domestic offices | $281,357,000 | 1,990 |
| % insured | 39.32% | 7,965 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,768,000 | 1,839 |
| Total equity capital | $31,133,000 | 2,190 |
| Total bank equity capital | $31,133,000 | 2,188 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,000,000 | 2,766 |
| Surplus | $22,536,000 | 1,429 |
| Undivided profits | $7,597,000 | 3,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $5,737,000 | 2,078 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $836,000 | 4,037 |
| Earning assets | $298,998,000 | 2,135 |
| Long-term assets (5+ years) | $13,993,000 | 4,812 |
| Average Assets, year-to-date | $300,724,330 | 2,253 |
| Average Assets, quarterly | $305,611,500 | 2,233 |
| Volatile liabilities | $36,055,000 | 3,536 |
| Insider loans | $374,000 | 5,777 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $77,915,000 | 1,021 |
| Tier 1 (core) risk-based capital | $32,033,000 | 2,028 |
| Tier 2 risk-based capital | $3,196,000 | 1,783 |
| Total risk weighted assets | $254,273,000 | 1,962 |
| Total unused commitments | $77,915,000 | 1,023 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 57 | 2,892 |
| Assets and Liabilities | ||
| Total Assets: | $295,965,000 | 2,316 |
| Cash and due from depository institutions | $19,749,000 | 2,892 |
| Interest-bearing balances | $12,651,000 | 1,368 |
| Securities | $25,125,000 | 3,891 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $243,441,000 | 1,977 |
| Loan loss allowance | $4,702,000 | 1,516 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $775,000 | 6,128 |
| Other real estate owned | $0 | 2,892 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $6,875,000 | 2,502 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $295,965,000 | 2,316 |
| Total liabilities | $270,820,000 | 2,276 |
| Total deposits | $270,202,000 | 2,064 |
| Interest-bearing deposits | $184,810,000 | 2,554 |
| Deposits held in domestic offices | $270,202,000 | 2,062 |
| % insured | 41.54% | 7,981 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $618,000 | 4,752 |
| Total equity capital | $25,145,000 | 2,653 |
| Total bank equity capital | $25,145,000 | 2,651 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 2,787 |
| Surplus | $17,536,000 | 1,758 |
| Undivided profits | $6,609,000 | 3,891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $5,584,000 | 1,953 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $837,000 | 3,997 |
| Earning assets | $281,217,000 | 2,240 |
| Long-term assets (5+ years) | $13,679,000 | 4,851 |
| Average Assets, year-to-date | $293,457,500 | 2,311 |
| Average Assets, quarterly | $293,457,500 | 2,311 |
| Volatile liabilities | $31,108,000 | 3,904 |
| Insider loans | $383,000 | 5,792 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $71,493,000 | 1,146 |
| Tier 1 (core) risk-based capital | $26,499,000 | 2,439 |
| Tier 2 risk-based capital | $3,279,000 | 1,737 |
| Total risk weighted assets | $260,864,000 | 1,946 |
| Total unused commitments | $71,493,000 | 1,147 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 57 | 2,922 |
| Assets and Liabilities | ||
| Total Assets: | $290,950,000 | 2,322 |
| Cash and due from depository institutions | $15,721,000 | 2,922 |
| Interest-bearing balances | $6,194,000 | 1,598 |
| Securities | $25,962,000 | 3,805 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $241,397,000 | 2,010 |
| Loan loss allowance | $4,133,000 | 1,634 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $736,000 | 6,241 |
| Other real estate owned | $0 | 2,922 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $7,134,000 | 2,461 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $290,950,000 | 2,322 |
| Total liabilities | $266,317,000 | 2,291 |
| Total deposits | $265,614,000 | 2,039 |
| Interest-bearing deposits | $173,254,000 | 2,644 |
| Deposits held in domestic offices | $265,614,000 | 2,035 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $703,000 | 4,513 |
| Total equity capital | $24,633,000 | 2,681 |
| Total bank equity capital | $24,633,000 | 2,681 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,802 |
| Surplus | $17,536,000 | 1,726 |
| Undivided profits | $6,097,000 | 4,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,929,000 | 1,671 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $787,000 | 4,431 |
| Earning assets | $273,553,000 | 2,263 |
| Long-term assets (5+ years) | $13,749,000 | 4,771 |
| Average Assets, year-to-date | $286,245,800 | 2,278 |
| Average Assets, quarterly | $288,503,000 | 2,318 |
| Volatile liabilities | $22,479,000 | 4,632 |
| Insider loans | $383,000 | 5,873 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $72,007,000 | 1,176 |
| Tier 1 (core) risk-based capital | $26,309,000 | 2,434 |
| Tier 2 risk-based capital | $3,208,000 | 1,749 |
| Total risk weighted assets | $255,707,000 | 1,975 |
| Total unused commitments | $72,007,000 | 1,177 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 57 | 2,941 |
| Assets and Liabilities | ||
| Total Assets: | $286,056,000 | 2,341 |
| Cash and due from depository institutions | $10,910,000 | 2,941 |
| Interest-bearing balances | $520,000 | 3,625 |
| Securities | $28,880,000 | 3,488 |
| Federal funds sold & reverse repurchase agreements | $1,065,000 | 4,471 |
| Net loans & leases | $238,129,000 | 2,034 |
| Loan loss allowance | $3,874,000 | 1,591 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $752,000 | 6,253 |
| Other real estate owned | $0 | 2,941 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $6,320,000 | 2,674 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $286,056,000 | 2,341 |
| Total liabilities | $261,171,000 | 2,316 |
| Total deposits | $255,780,000 | 2,079 |
| Interest-bearing deposits | $168,740,000 | 2,679 |
| Deposits held in domestic offices | $255,780,000 | 2,075 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $4,500,000 | 4,297 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $891,000 | 4,118 |
| Total equity capital | $24,885,000 | 2,681 |
| Total bank equity capital | $24,885,000 | 2,681 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,000,000 | 2,830 |
| Surplus | $17,505,000 | 1,707 |
| Undivided profits | $6,380,000 | 4,013 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $318,000 | 5,792 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $999,000 | 3,851 |
| Earning assets | $268,594,000 | 2,294 |
| Long-term assets (5+ years) | $15,713,000 | 4,432 |
| Average Assets, year-to-date | $285,069,750 | 2,297 |
| Average Assets, quarterly | $284,125,500 | 2,331 |
| Volatile liabilities | $24,072,000 | 4,358 |
| Insider loans | $386,000 | 5,852 |
| FHLB advances | $4,500,000 | 4,170 |
| Loans and leases held for sale | $2,000 | 1,620 |
| Unused loan commitments | $78,263,000 | 1,169 |
| Tier 1 (core) risk-based capital | $26,022,000 | 2,494 |
| Tier 2 risk-based capital | $3,193,000 | 1,706 |
| Total risk weighted assets | $254,706,000 | 1,971 |
| Total unused commitments | $78,263,000 | 1,171 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 56 | 3,037 |
| Assets and Liabilities | ||
| Total Assets: | $282,195,000 | 2,350 |
| Cash and due from depository institutions | $10,943,000 | 3,037 |
| Interest-bearing balances | $529,000 | 3,486 |
| Securities | $31,561,000 | 3,312 |
| Federal funds sold & reverse repurchase agreements | $905,000 | 4,768 |
| Net loans & leases | $232,197,000 | 2,061 |
| Loan loss allowance | $3,651,000 | 1,598 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $687,000 | 6,423 |
| Other real estate owned | $0 | 3,037 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,902,000 | 2,777 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $282,195,000 | 2,350 |
| Total liabilities | $260,002,000 | 2,301 |
| Total deposits | $243,275,000 | 2,172 |
| Interest-bearing deposits | $155,985,000 | 2,865 |
| Deposits held in domestic offices | $243,275,000 | 2,168 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $16,000,000 | 2,445 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $727,000 | 4,560 |
| Total equity capital | $22,193,000 | 2,993 |
| Total bank equity capital | $22,193,000 | 2,993 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000,000 | 2,852 |
| Surplus | $15,255,000 | 1,891 |
| Undivided profits | $5,938,000 | 4,190 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $250,000 | 5,877 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $965,000 | 3,888 |
| Earning assets | $265,192,000 | 2,293 |
| Long-term assets (5+ years) | $17,731,000 | 4,214 |
| Average Assets, year-to-date | $284,741,000 | 2,299 |
| Average Assets, quarterly | $281,325,000 | 2,344 |
| Volatile liabilities | $13,179,000 | 5,765 |
| Insider loans | $389,000 | 5,844 |
| FHLB advances | $16,000,000 | 2,341 |
| Loans and leases held for sale | $152,000 | 1,547 |
| Unused loan commitments | $78,195,000 | 1,202 |
| Tier 1 (core) risk-based capital | $22,940,000 | 2,788 |
| Tier 2 risk-based capital | $3,118,000 | 1,725 |
| Total risk weighted assets | $248,864,000 | 1,997 |
| Total unused commitments | $78,195,000 | 1,203 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 55 | 3,099 |
| Assets and Liabilities | ||
| Total Assets: | $280,455,000 | 2,364 |
| Cash and due from depository institutions | $10,201,000 | 3,099 |
| Interest-bearing balances | $866,000 | 3,163 |
| Securities | $35,245,000 | 3,057 |
| Federal funds sold & reverse repurchase agreements | $12,140,000 | 1,438 |
| Net loans & leases | $216,975,000 | 2,157 |
| Loan loss allowance | $2,912,000 | 1,872 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $714,000 | 6,383 |
| Other real estate owned | $0 | 3,099 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $5,180,000 | 2,959 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $280,455,000 | 2,364 |
| Total liabilities | $258,467,000 | 2,308 |
| Total deposits | $257,852,000 | 2,068 |
| Interest-bearing deposits | $175,664,000 | 2,586 |
| Deposits held in domestic offices | $257,852,000 | 2,064 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $615,000 | 5,179 |
| Total equity capital | $21,988,000 | 3,082 |
| Total bank equity capital | $21,988,000 | 3,082 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000,000 | 2,858 |
| Surplus | $15,255,000 | 1,870 |
| Undivided profits | $5,733,000 | 4,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $143,000 | 6,283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $937,000 | 3,970 |
| Earning assets | $265,226,000 | 2,298 |
| Long-term assets (5+ years) | $17,670,000 | 4,110 |
| Average Assets, year-to-date | $286,014,000 | 2,296 |
| Average Assets, quarterly | $286,014,000 | 2,296 |
| Volatile liabilities | $14,419,000 | 5,539 |
| Insider loans | $332,000 | 6,010 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $51,000 | 1,772 |
| Unused loan commitments | $84,490,000 | 1,172 |
| Tier 1 (core) risk-based capital | $22,868,000 | 2,795 |
| Tier 2 risk-based capital | $2,957,000 | 1,764 |
| Total risk weighted assets | $237,814,000 | 2,063 |
| Total unused commitments | $84,490,000 | 1,173 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 54 | 3,158 |
| Assets and Liabilities | ||
| Total Assets: | $291,573,000 | 2,275 |
| Cash and due from depository institutions | $7,614,000 | 3,158 |
| Interest-bearing balances | $510,000 | 3,132 |
| Securities | $39,467,000 | 2,796 |
| Federal funds sold & reverse repurchase agreements | $33,945,000 | 384 |
| Net loans & leases | $204,847,000 | 2,253 |
| Loan loss allowance | $2,657,000 | 2,011 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $755,000 | 6,323 |
| Other real estate owned | $0 | 3,158 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,945,000 | 3,079 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $291,573,000 | 2,275 |
| Total liabilities | $269,435,000 | 2,212 |
| Total deposits | $268,667,000 | 1,979 |
| Interest-bearing deposits | $182,607,000 | 2,442 |
| Deposits held in domestic offices | $268,667,000 | 1,974 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $768,000 | 4,611 |
| Total equity capital | $22,138,000 | 3,030 |
| Total bank equity capital | $22,138,000 | 3,030 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,860 |
| Surplus | $15,255,000 | 1,844 |
| Undivided profits | $5,883,000 | 4,332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $944,000 | 4,179 |
| Earning assets | $278,769,000 | 2,187 |
| Long-term assets (5+ years) | $15,192,000 | 4,188 |
| Average Assets, year-to-date | $276,033,000 | 2,301 |
| Average Assets, quarterly | $281,277,000 | 2,314 |
| Volatile liabilities | $15,851,000 | 5,305 |
| Insider loans | $379,000 | 5,880 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $1,338,000 | 807 |
| Unused loan commitments | $94,199,000 | 1,083 |
| Tier 1 (core) risk-based capital | $22,819,000 | 2,790 |
| Tier 2 risk-based capital | $2,707,000 | 1,902 |
| Total risk weighted assets | $230,797,000 | 2,100 |
| Total unused commitments | $94,199,000 | 1,083 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 54 | 3,127 |
| Assets and Liabilities | ||
| Total Assets: | $270,981,000 | 2,366 |
| Cash and due from depository institutions | $8,968,000 | 3,127 |
| Interest-bearing balances | $642,000 | 2,788 |
| Securities | $43,161,000 | 2,598 |
| Federal funds sold & reverse repurchase agreements | $7,805,000 | 1,819 |
| Net loans & leases | $204,053,000 | 2,226 |
| Loan loss allowance | $2,673,000 | 1,950 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $817,000 | 6,224 |
| Other real estate owned | $1,266,000 | 3,127 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,911,000 | 3,120 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $270,981,000 | 2,366 |
| Total liabilities | $249,645,000 | 2,315 |
| Total deposits | $248,617,000 | 2,101 |
| Interest-bearing deposits | $164,754,000 | 2,667 |
| Deposits held in domestic offices | $248,617,000 | 2,096 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,028,000 | 4,010 |
| Total equity capital | $21,336,000 | 3,083 |
| Total bank equity capital | $21,336,000 | 3,083 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,840 |
| Surplus | $15,123,000 | 1,817 |
| Undivided profits | $5,213,000 | 4,606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,102,000 | 3,912 |
| Earning assets | $255,661,000 | 2,317 |
| Long-term assets (5+ years) | $18,708,000 | 3,666 |
| Average Assets, year-to-date | $272,148,000 | 2,323 |
| Average Assets, quarterly | $274,763,500 | 2,327 |
| Volatile liabilities | $13,095,000 | 5,730 |
| Insider loans | $482,000 | 5,547 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $6,975,000 | 282 |
| Unused loan commitments | $86,709,000 | 1,183 |
| Tier 1 (core) risk-based capital | $21,950,000 | 2,888 |
| Tier 2 risk-based capital | $2,716,000 | 1,860 |
| Total risk weighted assets | $222,075,000 | 2,139 |
| Total unused commitments | $86,709,000 | 1,184 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 55 | 3,128 |
| Assets and Liabilities | ||
| Total Assets: | $278,546,000 | 2,336 |
| Cash and due from depository institutions | $12,667,000 | 3,128 |
| Interest-bearing balances | $889,000 | 2,576 |
| Securities | $48,524,000 | 2,351 |
| Federal funds sold & reverse repurchase agreements | $6,315,000 | 2,265 |
| Net loans & leases | $204,697,000 | 2,234 |
| Loan loss allowance | $2,610,000 | 2,006 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $904,000 | 6,075 |
| Other real estate owned | $1,253,000 | 3,128 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $4,186,000 | 3,423 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $278,546,000 | 2,336 |
| Total liabilities | $257,500,000 | 2,278 |
| Total deposits | $256,748,000 | 2,066 |
| Interest-bearing deposits | $165,585,000 | 2,676 |
| Deposits held in domestic offices | $256,748,000 | 2,061 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $752,000 | 4,539 |
| Total equity capital | $21,046,000 | 3,076 |
| Total bank equity capital | $21,046,000 | 3,076 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,842 |
| Surplus | $15,123,000 | 1,821 |
| Undivided profits | $4,923,000 | 4,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,030,000 | 3,881 |
| Earning assets | $260,425,000 | 2,298 |
| Long-term assets (5+ years) | $19,569,000 | 3,526 |
| Average Assets, year-to-date | $272,537,000 | 2,360 |
| Average Assets, quarterly | $275,018,000 | 2,357 |
| Volatile liabilities | $16,126,000 | 5,204 |
| Insider loans | $525,000 | 5,398 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $4,495,000 | 446 |
| Unused loan commitments | $90,203,000 | 1,149 |
| Tier 1 (core) risk-based capital | $20,971,000 | 3,003 |
| Tier 2 risk-based capital | $2,655,000 | 1,912 |
| Total risk weighted assets | $225,437,000 | 2,097 |
| Total unused commitments | $90,203,000 | 1,151 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 54 | 3,162 |
| Assets and Liabilities | ||
| Total Assets: | $271,490,000 | 2,391 |
| Cash and due from depository institutions | $9,416,000 | 3,162 |
| Interest-bearing balances | $578,000 | 3,045 |
| Securities | $48,261,000 | 2,375 |
| Federal funds sold & reverse repurchase agreements | $13,255,000 | 1,536 |
| Net loans & leases | $195,447,000 | 2,272 |
| Loan loss allowance | $2,571,000 | 2,027 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,072,000 | 5,812 |
| Other real estate owned | $0 | 3,162 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $4,039,000 | 3,440 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $271,490,000 | 2,391 |
| Total liabilities | $251,510,000 | 2,324 |
| Total deposits | $249,217,000 | 2,129 |
| Interest-bearing deposits | $165,508,000 | 2,670 |
| Deposits held in domestic offices | $249,217,000 | 2,125 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,293,000 | 2,173 |
| Total equity capital | $19,980,000 | 3,244 |
| Total bank equity capital | $19,980,000 | 3,244 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $15,010,000 | 1,815 |
| Undivided profits | $3,970,000 | 5,204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,011,000 | 3,794 |
| Earning assets | $257,541,000 | 2,324 |
| Long-term assets (5+ years) | $19,898,000 | 3,437 |
| Average Assets, year-to-date | $269,532,500 | 2,386 |
| Average Assets, quarterly | $269,532,500 | 2,386 |
| Volatile liabilities | $16,619,000 | 5,087 |
| Insider loans | $517,000 | 5,453 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $4,726,000 | 407 |
| Unused loan commitments | $88,491,000 | 1,178 |
| Tier 1 (core) risk-based capital | $19,913,000 | 3,144 |
| Tier 2 risk-based capital | $2,615,000 | 1,926 |
| Total risk weighted assets | $213,916,000 | 2,185 |
| Total unused commitments | $88,491,000 | 1,179 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 57 | 3,028 |
| Assets and Liabilities | ||
| Total Assets: | $267,575,000 | 2,412 |
| Cash and due from depository institutions | $11,581,000 | 3,028 |
| Interest-bearing balances | $682,000 | 2,860 |
| Securities | $45,381,000 | 2,528 |
| Federal funds sold & reverse repurchase agreements | $18,815,000 | 873 |
| Net loans & leases | $186,484,000 | 2,352 |
| Loan loss allowance | $2,321,000 | 2,186 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,137,000 | 5,715 |
| Other real estate owned | $50,000 | 3,028 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,127,000 | 3,425 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $267,575,000 | 2,412 |
| Total liabilities | $248,360,000 | 2,340 |
| Total deposits | $246,033,000 | 2,146 |
| Interest-bearing deposits | $149,214,000 | 2,866 |
| Deposits held in domestic offices | $246,033,000 | 2,142 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,327,000 | 2,129 |
| Total equity capital | $19,215,000 | 3,302 |
| Total bank equity capital | $19,215,000 | 3,302 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000,000 | 2,834 |
| Surplus | $15,010,000 | 1,768 |
| Undivided profits | $3,205,000 | 5,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,000,000 | 3,924 |
| Earning assets | $251,362,000 | 2,351 |
| Long-term assets (5+ years) | $19,334,000 | 3,434 |
| Average Assets, year-to-date | $239,844,400 | 2,544 |
| Average Assets, quarterly | $261,759,500 | 2,435 |
| Volatile liabilities | $23,713,000 | 4,275 |
| Insider loans | $512,000 | 5,465 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $8,516,000 | 286 |
| Unused loan commitments | $88,182,000 | 1,143 |
| Tier 1 (core) risk-based capital | $19,180,000 | 3,189 |
| Tier 2 risk-based capital | $2,365,000 | 2,083 |
| Total risk weighted assets | $204,377,000 | 2,251 |
| Total unused commitments | $88,182,000 | 1,143 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 53 | 3,202 |
| Assets and Liabilities | ||
| Total Assets: | $255,944,000 | 2,484 |
| Cash and due from depository institutions | $10,851,000 | 3,202 |
| Interest-bearing balances | $534,000 | 3,011 |
| Securities | $49,542,000 | 2,364 |
| Federal funds sold & reverse repurchase agreements | $6,990,000 | 1,925 |
| Net loans & leases | $183,485,000 | 2,373 |
| Loan loss allowance | $2,141,000 | 2,339 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,150,000 | 5,694 |
| Other real estate owned | $0 | 3,202 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,926,000 | 3,558 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $255,944,000 | 2,484 |
| Total liabilities | $237,450,000 | 2,412 |
| Total deposits | $234,109,000 | 2,205 |
| Interest-bearing deposits | $154,948,000 | 2,743 |
| Deposits held in domestic offices | $234,109,000 | 2,201 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,341,000 | 1,558 |
| Total equity capital | $18,494,000 | 3,384 |
| Total bank equity capital | $18,494,000 | 3,384 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $14,985,000 | 1,756 |
| Undivided profits | $2,509,000 | 6,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $248,000 | 5,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,014,000 | 3,920 |
| Earning assets | $240,551,000 | 2,439 |
| Long-term assets (5+ years) | $19,575,000 | 3,377 |
| Average Assets, year-to-date | $232,911,750 | 2,635 |
| Average Assets, quarterly | $245,816,500 | 2,552 |
| Volatile liabilities | $28,822,000 | 3,836 |
| Insider loans | $481,000 | 5,565 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $11,539,000 | 225 |
| Unused loan commitments | $84,719,000 | 1,201 |
| Tier 1 (core) risk-based capital | $18,464,000 | 3,283 |
| Tier 2 risk-based capital | $2,186,000 | 2,215 |
| Total risk weighted assets | $193,442,000 | 2,348 |
| Total unused commitments | $84,719,000 | 1,202 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 52 | 3,250 |
| Assets and Liabilities | ||
| Total Assets: | $235,689,000 | 2,646 |
| Cash and due from depository institutions | $13,038,000 | 3,250 |
| Interest-bearing balances | $659,000 | 2,828 |
| Securities | $47,966,000 | 2,424 |
| Federal funds sold & reverse repurchase agreements | $1,570,000 | 3,963 |
| Net loans & leases | $168,217,000 | 2,520 |
| Loan loss allowance | $2,037,000 | 2,405 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,107,000 | 5,737 |
| Other real estate owned | $0 | 3,250 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,791,000 | 3,596 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $235,689,000 | 2,646 |
| Total liabilities | $218,179,000 | 2,576 |
| Total deposits | $212,408,000 | 2,398 |
| Interest-bearing deposits | $136,975,000 | 3,014 |
| Deposits held in domestic offices | $212,408,000 | 2,394 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $5,200,000 | 3,596 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $571,000 | 4,929 |
| Total equity capital | $17,510,000 | 3,430 |
| Total bank equity capital | $17,510,000 | 3,430 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000,000 | 2,841 |
| Surplus | $14,985,000 | 1,716 |
| Undivided profits | $1,525,000 | 6,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $248,000 | 4,937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $855,000 | 4,106 |
| Earning assets | $218,412,000 | 2,613 |
| Long-term assets (5+ years) | $16,487,000 | 3,687 |
| Average Assets, year-to-date | $225,234,330 | 2,701 |
| Average Assets, quarterly | $231,766,000 | 2,672 |
| Volatile liabilities | $18,436,000 | 4,851 |
| Insider loans | $493,000 | 5,513 |
| FHLB advances | $5,200,000 | 3,433 |
| Loans and leases held for sale | $8,125,000 | 293 |
| Unused loan commitments | $78,573,000 | 1,272 |
| Tier 1 (core) risk-based capital | $17,633,000 | 3,355 |
| Tier 2 risk-based capital | $2,079,000 | 2,274 |
| Total risk weighted assets | $185,228,000 | 2,392 |
| Total unused commitments | $78,573,000 | 1,272 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 48 | 3,469 |
| Assets and Liabilities | ||
| Total Assets: | $227,843,000 | 2,705 |
| Cash and due from depository institutions | $11,068,000 | 3,469 |
| Interest-bearing balances | $652,000 | 2,951 |
| Securities | $42,589,000 | 2,716 |
| Federal funds sold & reverse repurchase agreements | $13,730,000 | 1,092 |
| Net loans & leases | $156,389,000 | 2,616 |
| Loan loss allowance | $1,949,000 | 2,466 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $876,000 | 6,133 |
| Other real estate owned | $0 | 3,469 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,191,000 | 3,945 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $227,843,000 | 2,705 |
| Total liabilities | $211,217,000 | 2,635 |
| Total deposits | $209,791,000 | 2,405 |
| Interest-bearing deposits | $129,004,000 | 3,148 |
| Deposits held in domestic offices | $209,791,000 | 2,401 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,426,000 | 2,789 |
| Total equity capital | $16,626,000 | 3,541 |
| Total bank equity capital | $16,626,000 | 3,541 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,827 |
| Surplus | $14,585,000 | 1,691 |
| Undivided profits | $1,041,000 | 7,064 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $732,000 | 4,422 |
| Earning assets | $213,360,000 | 2,652 |
| Long-term assets (5+ years) | $8,940,000 | 4,786 |
| Average Assets, year-to-date | $220,007,000 | 2,757 |
| Average Assets, quarterly | $220,007,000 | 2,757 |
| Volatile liabilities | $11,467,000 | 5,794 |
| Insider loans | $470,000 | 5,570 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $177,000 | 1,456 |
| Unused loan commitments | $72,450,000 | 1,333 |
| Tier 1 (core) risk-based capital | $16,722,000 | 3,472 |
| Tier 2 risk-based capital | $1,991,000 | 2,311 |
| Total risk weighted assets | $180,513,000 | 2,391 |
| Total unused commitments | $72,450,000 | 1,333 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 49 | 3,409 |
| Assets and Liabilities | ||
| Total Assets: | $212,171,000 | 2,839 |
| Cash and due from depository institutions | $12,047,000 | 3,409 |
| Interest-bearing balances | $500,000 | 3,344 |
| Securities | $41,697,000 | 2,749 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 3,523 |
| Net loans & leases | $151,612,000 | 2,666 |
| Loan loss allowance | $1,903,000 | 2,481 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $893,000 | 6,093 |
| Other real estate owned | $0 | 3,409 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,222,000 | 3,914 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $212,171,000 | 2,839 |
| Total liabilities | $196,118,000 | 2,768 |
| Total deposits | $185,941,000 | 2,657 |
| Interest-bearing deposits | $103,280,000 | 3,718 |
| Deposits held in domestic offices | $185,941,000 | 2,653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,300,000 | 2,947 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,877,000 | 2,236 |
| Total equity capital | $16,053,000 | 3,607 |
| Total bank equity capital | $16,053,000 | 3,607 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000,000 | 2,825 |
| Surplus | $14,585,000 | 1,657 |
| Undivided profits | $468,000 | 7,600 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $827,000 | 4,066 |
| Earning assets | $196,509,000 | 2,808 |
| Long-term assets (5+ years) | $13,275,000 | 4,071 |
| Average Assets, year-to-date | $186,016,000 | 3,028 |
| Average Assets, quarterly | $207,361,000 | 2,868 |
| Volatile liabilities | $20,325,000 | 4,405 |
| Insider loans | $471,000 | 5,530 |
| FHLB advances | $8,300,000 | 2,812 |
| Loans and leases held for sale | $5,000 | 1,738 |
| Unused loan commitments | $71,773,000 | 1,318 |
| Tier 1 (core) risk-based capital | $16,141,000 | 3,538 |
| Tier 2 risk-based capital | $1,941,000 | 2,339 |
| Total risk weighted assets | $172,601,000 | 2,456 |
| Total unused commitments | $71,773,000 | 1,318 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 45 | 3,655 |
| Assets and Liabilities | ||
| Total Assets: | $202,551,000 | 2,902 |
| Cash and due from depository institutions | $16,943,000 | 3,655 |
| Interest-bearing balances | $600,000 | 3,220 |
| Securities | $37,478,000 | 2,963 |
| Federal funds sold & reverse repurchase agreements | $11,485,000 | 1,149 |
| Net loans & leases | $133,288,000 | 2,931 |
| Loan loss allowance | $1,649,000 | 2,783 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $937,000 | 6,015 |
| Other real estate owned | $0 | 3,655 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,420,000 | 4,581 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $202,551,000 | 2,902 |
| Total liabilities | $187,829,000 | 2,827 |
| Total deposits | $186,654,000 | 2,578 |
| Interest-bearing deposits | $107,739,000 | 3,538 |
| Deposits held in domestic offices | $186,654,000 | 2,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,175,000 | 3,093 |
| Total equity capital | $14,722,000 | 3,851 |
| Total bank equity capital | $14,722,000 | 3,851 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,806 |
| Surplus | $13,534,000 | 1,728 |
| Undivided profits | $188,000 | 7,945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $656,000 | 4,822 |
| Earning assets | $182,851,000 | 2,920 |
| Long-term assets (5+ years) | $3,791,000 | 6,223 |
| Average Assets, year-to-date | $179,477,250 | 3,100 |
| Average Assets, quarterly | $191,355,000 | 2,990 |
| Volatile liabilities | $12,785,000 | 5,496 |
| Insider loans | $830,000 | 4,542 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $63,204,000 | 1,454 |
| Tier 1 (core) risk-based capital | $14,722,000 | 3,752 |
| Tier 2 risk-based capital | $1,682,000 | 2,588 |
| Total risk weighted assets | $157,206,000 | 2,629 |
| Total unused commitments | $63,204,000 | 1,454 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 42 | 3,856 |
| Assets and Liabilities | ||
| Total Assets: | $180,159,000 | 3,130 |
| Cash and due from depository institutions | $15,044,000 | 3,856 |
| Interest-bearing balances | $700,000 | 3,063 |
| Securities | $0 | 8,693 |
| Federal funds sold & reverse repurchase agreements | $39,805,000 | 309 |
| Net loans & leases | $122,175,000 | 3,060 |
| Loan loss allowance | $1,524,000 | 2,942 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $959,000 | 5,940 |
| Other real estate owned | $0 | 3,856 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,176,000 | 4,679 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $180,159,000 | 3,130 |
| Total liabilities | $165,855,000 | 3,057 |
| Total deposits | $158,100,000 | 2,932 |
| Interest-bearing deposits | $97,311,000 | 3,791 |
| Deposits held in domestic offices | $158,100,000 | 2,929 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,000,000 | 3,152 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $755,000 | 3,886 |
| Total equity capital | $14,304,000 | 3,868 |
| Total bank equity capital | $14,304,000 | 3,868 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,786 |
| Surplus | $13,534,000 | 1,693 |
| Undivided profits | $-230,000 | 8,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $447,000 | 5,817 |
| Earning assets | $162,680,000 | 3,155 |
| Long-term assets (5+ years) | $5,142,000 | 5,875 |
| Average Assets, year-to-date | $171,786,000 | 3,192 |
| Average Assets, quarterly | $173,399,500 | 3,194 |
| Volatile liabilities | $17,568,000 | 4,578 |
| Insider loans | $831,000 | 4,511 |
| FHLB advances | $7,000,000 | 3,011 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $57,474,000 | 1,520 |
| Tier 1 (core) risk-based capital | $14,304,000 | 3,758 |
| Tier 2 risk-based capital | $1,553,000 | 2,731 |
| Total risk weighted assets | $145,649,000 | 2,743 |
| Total unused commitments | $57,474,000 | 1,520 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 38 | 4,161 |
| Assets and Liabilities | ||
| Total Assets: | $166,640,000 | 3,316 |
| Cash and due from depository institutions | $13,867,000 | 4,161 |
| Interest-bearing balances | $700,000 | 3,061 |
| Securities | $3,329,000 | 8,010 |
| Federal funds sold & reverse repurchase agreements | $36,935,000 | 320 |
| Net loans & leases | $109,866,000 | 3,301 |
| Loan loss allowance | $1,346,000 | 3,264 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $875,000 | 6,114 |
| Other real estate owned | $0 | 4,161 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,768,000 | 5,202 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $166,640,000 | 3,316 |
| Total liabilities | $152,603,000 | 3,275 |
| Total deposits | $152,103,000 | 3,019 |
| Interest-bearing deposits | $84,558,000 | 4,226 |
| Deposits held in domestic offices | $152,103,000 | 3,015 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $500,000 | 4,792 |
| Total equity capital | $14,037,000 | 3,849 |
| Total bank equity capital | $14,037,000 | 3,849 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,793 |
| Surplus | $13,534,000 | 1,653 |
| Undivided profits | $-497,000 | 8,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $458,000 | 5,627 |
| Earning assets | $150,830,000 | 3,348 |
| Long-term assets (5+ years) | $3,835,000 | 6,356 |
| Average Assets, year-to-date | $167,599,500 | 3,280 |
| Average Assets, quarterly | $167,599,500 | 3,280 |
| Volatile liabilities | $10,734,000 | 5,698 |
| Insider loans | $833,000 | 4,491 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $50,077,000 | 1,646 |
| Tier 1 (core) risk-based capital | $14,037,000 | 3,776 |
| Tier 2 risk-based capital | $1,373,000 | 2,989 |
| Total risk weighted assets | $136,275,000 | 2,862 |
| Total unused commitments | $50,077,000 | 1,647 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 37 | 4,256 |
| Assets and Liabilities | ||
| Total Assets: | $168,559,000 | 3,275 |
| Cash and due from depository institutions | $11,795,000 | 4,256 |
| Interest-bearing balances | $700,000 | 3,146 |
| Securities | $3,304,000 | 8,065 |
| Federal funds sold & reverse repurchase agreements | $41,965,000 | 296 |
| Net loans & leases | $109,055,000 | 3,310 |
| Loan loss allowance | $1,358,000 | 3,188 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $729,000 | 6,468 |
| Other real estate owned | $0 | 4,256 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,711,000 | 5,240 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $168,559,000 | 3,275 |
| Total liabilities | $154,886,000 | 3,219 |
| Total deposits | $154,714,000 | 2,962 |
| Interest-bearing deposits | $86,000,000 | 4,158 |
| Deposits held in domestic offices | $154,714,000 | 2,957 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $172,000 | 7,145 |
| Total equity capital | $13,673,000 | 3,945 |
| Total bank equity capital | $13,673,000 | 3,945 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,784 |
| Surplus | $13,534,000 | 1,634 |
| Undivided profits | $-861,000 | 8,561 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $372,000 | 6,292 |
| Earning assets | $155,024,000 | 3,277 |
| Long-term assets (5+ years) | $3,534,000 | 6,513 |
| Average Assets, year-to-date | $154,711,200 | 3,387 |
| Average Assets, quarterly | $164,287,500 | 3,319 |
| Volatile liabilities | $12,243,000 | 5,337 |
| Insider loans | $954,000 | 4,232 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $46,827,000 | 1,678 |
| Tier 1 (core) risk-based capital | $13,673,000 | 3,818 |
| Tier 2 risk-based capital | $1,381,000 | 2,963 |
| Total risk weighted assets | $134,692,000 | 2,869 |
| Total unused commitments | $46,827,000 | 1,678 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 35 | 4,426 |
| Assets and Liabilities | ||
| Total Assets: | $160,016,000 | 3,390 |
| Cash and due from depository institutions | $10,114,000 | 4,426 |
| Interest-bearing balances | $900,000 | 2,980 |
| Securities | $3,282,000 | 8,095 |
| Federal funds sold & reverse repurchase agreements | $42,435,000 | 281 |
| Net loans & leases | $102,003,000 | 3,427 |
| Loan loss allowance | $1,279,000 | 3,362 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $796,000 | 6,294 |
| Other real estate owned | $0 | 4,426 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,386,000 | 5,768 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $160,016,000 | 3,390 |
| Total liabilities | $147,072,000 | 3,314 |
| Total deposits | $146,800,000 | 3,039 |
| Interest-bearing deposits | $88,508,000 | 4,022 |
| Deposits held in domestic offices | $146,800,000 | 3,033 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $272,000 | 6,451 |
| Total equity capital | $12,944,000 | 4,103 |
| Total bank equity capital | $12,944,000 | 4,103 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000,000 | 2,785 |
| Surplus | $13,476,000 | 1,610 |
| Undivided profits | $-1,532,000 | 8,761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $339,000 | 6,735 |
| Earning assets | $148,620,000 | 3,350 |
| Long-term assets (5+ years) | $4,257,000 | 6,356 |
| Average Assets, year-to-date | $151,249,250 | 3,448 |
| Average Assets, quarterly | $161,030,500 | 3,331 |
| Volatile liabilities | $4,765,000 | 7,351 |
| Insider loans | $956,000 | 4,190 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $288,000 | 1,384 |
| Unused loan commitments | $38,521,000 | 1,929 |
| Tier 1 (core) risk-based capital | $12,944,000 | 3,967 |
| Tier 2 risk-based capital | $1,279,000 | 3,127 |
| Total risk weighted assets | $124,745,000 | 3,019 |
| Total unused commitments | $38,521,000 | 1,931 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 32 | 4,791 |
| Assets and Liabilities | ||
| Total Assets: | $162,045,000 | 3,323 |
| Cash and due from depository institutions | $14,304,000 | 4,791 |
| Interest-bearing balances | $900,000 | 2,961 |
| Securities | $3,262,000 | 8,178 |
| Federal funds sold & reverse repurchase agreements | $46,145,000 | 252 |
| Net loans & leases | $96,356,000 | 3,534 |
| Loan loss allowance | $1,173,000 | 3,578 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $869,000 | 6,154 |
| Other real estate owned | $0 | 4,791 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,109,000 | 6,300 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $162,045,000 | 3,323 |
| Total liabilities | $149,424,000 | 3,255 |
| Total deposits | $149,205,000 | 3,006 |
| Interest-bearing deposits | $93,343,000 | 3,858 |
| Deposits held in domestic offices | $149,205,000 | 3,002 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $219,000 | 6,622 |
| Total equity capital | $12,621,000 | 4,071 |
| Total bank equity capital | $12,621,000 | 4,071 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000,000 | 2,796 |
| Surplus | $13,476,000 | 1,553 |
| Undivided profits | $-1,855,000 | 8,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $277,000 | 7,104 |
| Earning assets | $146,663,000 | 3,359 |
| Long-term assets (5+ years) | $6,696,000 | 5,784 |
| Average Assets, year-to-date | $148,327,000 | 3,525 |
| Average Assets, quarterly | $154,393,500 | 3,424 |
| Volatile liabilities | $9,864,000 | 5,825 |
| Insider loans | $867,000 | 4,401 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $36,776,000 | 1,968 |
| Tier 1 (core) risk-based capital | $12,621,000 | 4,001 |
| Tier 2 risk-based capital | $1,173,000 | 3,311 |
| Total risk weighted assets | $119,796,000 | 3,089 |
| Total unused commitments | $36,776,000 | 1,972 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 30 | 5,006 |
| Assets and Liabilities | ||
| Total Assets: | $146,742,000 | 3,611 |
| Cash and due from depository institutions | $10,501,000 | 5,006 |
| Interest-bearing balances | $900,000 | 3,186 |
| Securities | $3,243,000 | 8,162 |
| Federal funds sold & reverse repurchase agreements | $48,380,000 | 294 |
| Net loans & leases | $82,633,000 | 3,909 |
| Loan loss allowance | $1,063,000 | 3,802 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $937,000 | 6,014 |
| Other real estate owned | $0 | 5,006 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,048,000 | 6,302 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $146,742,000 | 3,611 |
| Total liabilities | $135,268,000 | 3,515 |
| Total deposits | $135,019,000 | 3,255 |
| Interest-bearing deposits | $83,816,000 | 4,205 |
| Deposits held in domestic offices | $135,019,000 | 3,251 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $249,000 | 6,606 |
| Total equity capital | $11,474,000 | 4,469 |
| Total bank equity capital | $11,474,000 | 4,469 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000,000 | 2,795 |
| Surplus | $12,476,000 | 1,621 |
| Undivided profits | $-2,002,000 | 8,931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $227,000 | 7,546 |
| Earning assets | $135,156,000 | 3,598 |
| Long-term assets (5+ years) | $6,468,000 | 5,806 |
| Average Assets, year-to-date | $141,468,000 | 3,690 |
| Average Assets, quarterly | $141,468,000 | 3,690 |
| Volatile liabilities | $11,593,000 | 5,318 |
| Insider loans | $1,089,000 | 3,856 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $587,000 | 1,219 |
| Unused loan commitments | $37,051,000 | 1,908 |
| Tier 1 (core) risk-based capital | $11,474,000 | 4,285 |
| Tier 2 risk-based capital | $1,063,000 | 3,533 |
| Total risk weighted assets | $104,190,000 | 3,420 |
| Total unused commitments | $37,051,000 | 1,912 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 29 | 5,136 |
| Assets and Liabilities | ||
| Total Assets: | $136,194,000 | 3,802 |
| Cash and due from depository institutions | $13,116,000 | 5,136 |
| Interest-bearing balances | $900,000 | 3,064 |
| Securities | $3,223,000 | 8,253 |
| Federal funds sold & reverse repurchase agreements | $37,345,000 | 321 |
| Net loans & leases | $80,672,000 | 3,953 |
| Loan loss allowance | $1,013,000 | 3,912 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,029,000 | 5,848 |
| Other real estate owned | $0 | 5,136 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $809,000 | 7,019 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,194,000 | 3,802 |
| Total liabilities | $125,079,000 | 3,743 |
| Total deposits | $124,964,000 | 3,462 |
| Interest-bearing deposits | $78,731,000 | 4,378 |
| Deposits held in domestic offices | $124,964,000 | 3,459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $115,000 | 7,946 |
| Total equity capital | $11,115,000 | 4,513 |
| Total bank equity capital | $11,115,000 | 4,513 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000,000 | 2,819 |
| Surplus | $12,476,000 | 1,594 |
| Undivided profits | $-2,361,000 | 9,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $233,000 | 7,576 |
| Earning assets | $122,140,000 | 3,866 |
| Long-term assets (5+ years) | $7,710,000 | 5,503 |
| Average Assets, year-to-date | $110,354,000 | 4,356 |
| Average Assets, quarterly | $129,585,000 | 3,934 |
| Volatile liabilities | $10,872,000 | 5,474 |
| Insider loans | $1,089,000 | 3,836 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $33,404,000 | 1,997 |
| Tier 1 (core) risk-based capital | $11,115,000 | 4,346 |
| Tier 2 risk-based capital | $1,013,000 | 3,650 |
| Total risk weighted assets | $100,216,000 | 3,520 |
| Total unused commitments | $33,404,000 | 1,999 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 27 | 5,398 |
| Assets and Liabilities | ||
| Total Assets: | $122,976,000 | 4,098 |
| Cash and due from depository institutions | $9,649,000 | 5,398 |
| Interest-bearing balances | $1,400,000 | 2,712 |
| Securities | $11,581,000 | 6,210 |
| Federal funds sold & reverse repurchase agreements | $29,505,000 | 482 |
| Net loans & leases | $70,600,000 | 4,328 |
| Loan loss allowance | $903,000 | 4,256 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $883,000 | 6,142 |
| Other real estate owned | $0 | 5,398 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $758,000 | 7,262 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,976,000 | 4,098 |
| Total liabilities | $112,305,000 | 4,040 |
| Total deposits | $112,069,000 | 3,772 |
| Interest-bearing deposits | $67,890,000 | 4,880 |
| Deposits held in domestic offices | $112,069,000 | 3,768 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $236,000 | 6,968 |
| Total equity capital | $10,671,000 | 4,629 |
| Total bank equity capital | $10,671,000 | 4,629 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $12,170,000 | 1,605 |
| Undivided profits | $-2,499,000 | 9,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $225,000 | 7,784 |
| Earning assets | $113,086,000 | 4,095 |
| Long-term assets (5+ years) | $3,700,000 | 6,661 |
| Average Assets, year-to-date | $103,894,000 | 4,567 |
| Average Assets, quarterly | $115,341,000 | 4,300 |
| Volatile liabilities | $4,849,000 | 7,285 |
| Insider loans | $679,000 | 4,826 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $32,951,000 | 2,032 |
| Tier 1 (core) risk-based capital | $10,671,000 | 4,484 |
| Tier 2 risk-based capital | $903,000 | 3,959 |
| Total risk weighted assets | $87,758,000 | 3,870 |
| Total unused commitments | $32,951,000 | 2,032 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 27 | 5,411 |
| Assets and Liabilities | ||
| Total Assets: | $107,706,000 | 4,523 |
| Cash and due from depository institutions | $6,606,000 | 5,411 |
| Interest-bearing balances | $1,800,000 | 2,599 |
| Securities | $0 | 9,101 |
| Federal funds sold & reverse repurchase agreements | $34,230,000 | 456 |
| Net loans & leases | $65,247,000 | 4,551 |
| Loan loss allowance | $853,000 | 4,395 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $945,000 | 6,001 |
| Other real estate owned | $0 | 5,411 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $678,000 | 7,420 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,706,000 | 4,523 |
| Total liabilities | $99,056,000 | 4,425 |
| Total deposits | $98,863,000 | 4,164 |
| Interest-bearing deposits | $61,537,000 | 5,216 |
| Deposits held in domestic offices | $98,863,000 | 4,162 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $193,000 | 7,448 |
| Total equity capital | $8,650,000 | 5,334 |
| Total bank equity capital | $8,650,000 | 5,334 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $10,170,000 | 1,826 |
| Undivided profits | $-2,520,000 | 9,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $191,000 | 8,064 |
| Earning assets | $101,277,000 | 4,441 |
| Long-term assets (5+ years) | $4,103,000 | 6,450 |
| Average Assets, year-to-date | $97,533,330 | 4,778 |
| Average Assets, quarterly | $100,749,500 | 4,703 |
| Volatile liabilities | $5,480,000 | 7,094 |
| Insider loans | $610,000 | 5,037 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $27,278,000 | 2,269 |
| Tier 1 (core) risk-based capital | $8,650,000 | 5,123 |
| Tier 2 risk-based capital | $853,000 | 4,098 |
| Total risk weighted assets | $78,325,000 | 4,169 |
| Total unused commitments | $27,278,000 | 2,278 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 25 | 5,670 |
| Assets and Liabilities | ||
| Total Assets: | $93,793,000 | 4,923 |
| Cash and due from depository institutions | $7,679,000 | 5,670 |
| Interest-bearing balances | $1,800,000 | 2,611 |
| Securities | $2,006,000 | 8,640 |
| Federal funds sold & reverse repurchase agreements | $24,575,000 | 652 |
| Net loans & leases | $57,896,000 | 4,870 |
| Loan loss allowance | $803,000 | 4,534 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $906,000 | 6,075 |
| Other real estate owned | $0 | 5,670 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $731,000 | 7,278 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,793,000 | 4,923 |
| Total liabilities | $85,610,000 | 4,853 |
| Total deposits | $85,434,000 | 4,620 |
| Interest-bearing deposits | $54,512,000 | 5,635 |
| Deposits held in domestic offices | $85,434,000 | 4,617 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $176,000 | 7,681 |
| Total equity capital | $8,183,000 | 5,454 |
| Total bank equity capital | $8,183,000 | 5,454 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,845 |
| Surplus | $9,670,000 | 1,886 |
| Undivided profits | $-2,487,000 | 9,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $207,000 | 7,969 |
| Earning assets | $86,277,000 | 4,895 |
| Long-term assets (5+ years) | $4,141,000 | 6,405 |
| Average Assets, year-to-date | $92,447,000 | 4,940 |
| Average Assets, quarterly | $92,447,000 | 4,940 |
| Volatile liabilities | $3,824,000 | 7,714 |
| Insider loans | $460,000 | 5,585 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $27,814,000 | 2,167 |
| Tier 1 (core) risk-based capital | $8,179,000 | 5,282 |
| Tier 2 risk-based capital | $803,000 | 4,232 |
| Total risk weighted assets | $70,495,000 | 4,427 |
| Total unused commitments | $27,814,000 | 2,174 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 24 | 5,809 |
| Assets and Liabilities | ||
| Total Assets: | $91,101,000 | 4,987 |
| Cash and due from depository institutions | $5,718,000 | 5,809 |
| Interest-bearing balances | $1,800,000 | 2,513 |
| Securities | $5,042,000 | 7,826 |
| Federal funds sold & reverse repurchase agreements | $23,075,000 | 593 |
| Net loans & leases | $55,504,000 | 4,996 |
| Loan loss allowance | $728,000 | 4,781 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $972,000 | 5,922 |
| Other real estate owned | $0 | 5,809 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $790,000 | 7,139 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,101,000 | 4,987 |
| Total liabilities | $82,939,000 | 4,923 |
| Total deposits | $82,818,000 | 4,673 |
| Interest-bearing deposits | $50,585,000 | 5,837 |
| Deposits held in domestic offices | $82,818,000 | 4,668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $121,000 | 8,359 |
| Total equity capital | $8,162,000 | 5,426 |
| Total bank equity capital | $8,162,000 | 5,426 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $9,670,000 | 1,849 |
| Undivided profits | $-2,508,000 | 9,227 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $203,000 | 8,083 |
| Earning assets | $85,421,000 | 4,903 |
| Long-term assets (5+ years) | $4,176,000 | 6,347 |
| Average Assets, year-to-date | $64,644,200 | 5,985 |
| Average Assets, quarterly | $83,958,500 | 5,223 |
| Volatile liabilities | $6,174,000 | 6,892 |
| Insider loans | $460,000 | 5,615 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $23,249,000 | 2,369 |
| Tier 1 (core) risk-based capital | $8,138,000 | 5,234 |
| Tier 2 risk-based capital | $728,000 | 4,490 |
| Total risk weighted assets | $66,619,000 | 4,594 |
| Total unused commitments | $23,249,000 | 2,375 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 20 | 6,455 |
| Assets and Liabilities | ||
| Total Assets: | $34,085,000 | 8,038 |
| Cash and due from depository institutions | $727,000 | 6,455 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $0 | 9,430 |
| Federal funds sold & reverse repurchase agreements | $19,115,000 | 728 |
| Net loans & leases | $12,276,000 | 8,710 |
| Loan loss allowance | $172,000 | 8,453 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,264,000 | 5,305 |
| Other real estate owned | $0 | 6,455 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $703,000 | 7,548 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,085,000 | 8,038 |
| Total liabilities | $24,983,000 | 8,401 |
| Total deposits | $24,786,000 | 8,317 |
| Interest-bearing deposits | $15,386,000 | 8,780 |
| Deposits held in domestic offices | $24,786,000 | 8,315 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $197,000 | 7,935 |
| Total equity capital | $9,102,000 | 4,851 |
| Total bank equity capital | $9,102,000 | 4,851 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $9,017,000 | 1,873 |
| Undivided profits | $-915,000 | 9,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $22,000 | 9,481 |
| Earning assets | $31,391,000 | 8,017 |
| Long-term assets (5+ years) | $5,000 | 8,479 |
| Average Assets, year-to-date | $23,380,000 | 8,659 |
| Average Assets, quarterly | $23,380,000 | 8,721 |
| Volatile liabilities | $1,002,000 | 9,214 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,417,000 | 5,360 |
| Tier 1 (core) risk-based capital | $9,102,000 | 4,697 |
| Tier 2 risk-based capital | $172,000 | 8,309 |
| Total risk weighted assets | $18,839,000 | 8,215 |
| Total unused commitments | $5,417,000 | 5,368 |
| Derivatives | $0 | 450 |