Home > Regent National Bank > Income and Expense
Regent National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $16,253,000 | 2,002 |
| Total interest expense | $10,017,000 | 1,548 |
| Net interest income | $6,236,000 | 2,803 |
| Provision for loan and lease losses | $100,000 | 5,146 |
| Total noninterest income | $739,000 | 3,803 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $119,000 | 6,786 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $620,000 | 2,414 |
| Total noninterest expense | $7,123,000 | 1,816 |
| Salaries and employee benefits | $2,765,000 | 2,404 |
| Premises and equipment expense | $651,000 | 2,933 |
| Additional noninterest expense | $3,707,000 | 1,190 |
| Pre-tax net operating income | $-248,000 | 10,598 |
| Securities gains (losses) | $72,000 | 1,137 |
| Applicable income taxes | $-1,375,000 | 10,894 |
| Income before extraordinary items | $1,199,000 | 4,069 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,199,000 | 4,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,793,000 | 541 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $8,754,000 | 106 |
| Net operating income | $1,152,920 | 4,135 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $21,510,000 | 1,556 |
| Total interest expense | $12,241,000 | 1,318 |
| Net interest income | $9,269,000 | 1,934 |
| Provision for loan and lease losses | $5,092,000 | 332 |
| Total noninterest income | $206,000 | 8,145 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $103,000 | 7,426 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $103,000 | 7,023 |
| Total noninterest expense | $7,177,000 | 1,954 |
| Salaries and employee benefits | $2,104,000 | 3,181 |
| Premises and equipment expense | $608,000 | 3,170 |
| Additional noninterest expense | $4,465,000 | 1,248 |
| Pre-tax net operating income | $-2,794,000 | 11,425 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $-350,000 | 11,326 |
| Income before extraordinary items | $-2,438,000 | 11,409 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-2,438,000 | 11,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,532,000 | 227 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 374 |
| Net operating income | $-2,443,220 | 11,400 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $21,152,000 | 1,599 |
| Total interest expense | $12,333,000 | 1,338 |
| Net interest income | $8,819,000 | 2,039 |
| Provision for loan and lease losses | $4,905,000 | 323 |
| Total noninterest income | $104,000 | 10,184 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $77,000 | 8,390 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $27,000 | 10,452 |
| Total noninterest expense | $7,320,000 | 1,902 |
| Salaries and employee benefits | $1,687,000 | 3,849 |
| Premises and equipment expense | $519,000 | 3,641 |
| Additional noninterest expense | $5,114,000 | 1,104 |
| Pre-tax net operating income | $-3,302,000 | 11,949 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-365,000 | 11,852 |
| Income before extraordinary items | $-2,937,000 | 11,923 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-2,937,000 | 11,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,429 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-2,937,000 | 11,926 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $17,160,000 | 1,797 |
| Total interest expense | $11,155,000 | 1,179 |
| Net interest income | $6,005,000 | 2,992 |
| Provision for loan and lease losses | $860,000 | 1,029 |
| Total noninterest income | $202,000 | 8,702 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $95,000 | 8,225 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $107,000 | 7,294 |
| Total noninterest expense | $4,329,000 | 3,184 |
| Salaries and employee benefits | $1,473,000 | 4,345 |
| Premises and equipment expense | $443,000 | 4,213 |
| Additional noninterest expense | $2,413,000 | 2,196 |
| Pre-tax net operating income | $1,018,000 | 5,877 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $346,000 | 5,323 |
| Income before extraordinary items | $672,000 | 6,080 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $672,000 | 6,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $468,000 | 1,435 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 694 |
| Net operating income | $672,000 | 6,154 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,108,000 | 2,083 |
| Total interest expense | $9,892,000 | 1,358 |
| Net interest income | $5,216,000 | 3,428 |
| Provision for loan and lease losses | $450,000 | 2,259 |
| Total noninterest income | $155,000 | 10,106 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $86,000 | 8,815 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $69,000 | 9,126 |
| Total noninterest expense | $3,070,000 | 4,418 |
| Salaries and employee benefits | $1,088,000 | 5,703 |
| Premises and equipment expense | $391,000 | 4,806 |
| Additional noninterest expense | $1,591,000 | 3,333 |
| Pre-tax net operating income | $1,851,000 | 3,578 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $629,000 | 3,451 |
| Income before extraordinary items | $1,222,000 | 3,945 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,222,000 | 4,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 3,087 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $2,550,000 | 303 |
| Net operating income | $1,222,000 | 3,736 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,518,000 | 2,613 |
| Total interest expense | $8,815,000 | 1,923 |
| Net interest income | $4,703,000 | 3,847 |
| Provision for loan and lease losses | $525,000 | 2,889 |
| Total noninterest income | $71,000 | 12,535 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $59,000 | 9,957 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $12,000 | 13,214 |
| Total noninterest expense | $2,441,000 | 5,413 |
| Salaries and employee benefits | $839,000 | 7,005 |
| Premises and equipment expense | $366,000 | 5,166 |
| Additional noninterest expense | $1,236,000 | 4,234 |
| Pre-tax net operating income | $1,808,000 | 3,417 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $615,000 | 3,363 |
| Income before extraordinary items | $1,193,000 | 3,831 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,193,000 | 3,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 3,041 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,193,000 | 3,551 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.