Home > Regent National Bank > Assets and Liabilities
Regent National Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 32 | 5,269 |
| Assets and Liabilities | ||
| Total Assets: | $225,528,000 | 2,028 |
| Cash and due from depository institutions | $2,378,000 | 5,269 |
| Interest-bearing balances | $35,000 | 5,562 |
| Securities | $120,957,000 | 959 |
| Federal funds sold & reverse repurchase agreements | $3,001,000 | 3,923 |
| Net loans & leases | $93,684,000 | 2,915 |
| Loan loss allowance | $1,367,000 | 2,539 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $529,000 | 7,804 |
| Other real estate owned | $30,000 | 5,269 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $4,949,000 | 1,554 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $225,528,000 | 2,028 |
| Total liabilities | $204,672,000 | 2,011 |
| Total deposits | $151,997,000 | 2,467 |
| Interest-bearing deposits | $140,591,000 | 2,298 |
| Deposits held in domestic offices | $151,997,000 | 2,459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $48,193,000 | 582 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $4,482,000 | 1,096 |
| Total equity capital | $20,856,000 | 2,147 |
| Total bank equity capital | $20,856,000 | 2,147 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,275,000 | 2,681 |
| Surplus | $21,063,000 | 834 |
| Undivided profits | $-1,482,000 | 10,783 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $506,000 | 4,026 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $633,000 | 3,758 |
| Earning assets | $217,677,000 | 1,938 |
| Long-term assets (5+ years) | $125,182,000 | 634 |
| Average Assets, year-to-date | $211,672,400 | 2,053 |
| Average Assets, quarterly | $226,105,000 | 1,991 |
| Volatile liabilities | $25,037,000 | 2,472 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $11,000,000 | 3,227 |
| Tier 1 (core) risk-based capital | $20,928,000 | 2,037 |
| Tier 2 risk-based capital | $1,367,000 | 2,189 |
| Total risk weighted assets | $125,982,200 | 2,212 |
| Total unused commitments | $11,000,000 | 3,229 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 43 | 4,297 |
| Assets and Liabilities | ||
| Total Assets: | $201,442,000 | 2,332 |
| Cash and due from depository institutions | $4,442,000 | 4,297 |
| Interest-bearing balances | $33,000 | 5,658 |
| Securities | $105,553,000 | 1,126 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,570 |
| Net loans & leases | $81,608,000 | 3,339 |
| Loan loss allowance | $3,061,000 | 1,308 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $697,000 | 7,145 |
| Other real estate owned | $190,000 | 4,297 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,952,000 | 1,937 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $201,442,000 | 2,332 |
| Total liabilities | $190,568,000 | 2,201 |
| Total deposits | $185,126,000 | 2,086 |
| Interest-bearing deposits | $174,142,000 | 1,915 |
| Deposits held in domestic offices | $185,126,000 | 2,076 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $203,000 | 4,542 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $5,239,000 | 961 |
| Total equity capital | $10,874,000 | 4,037 |
| Total bank equity capital | $10,874,000 | 4,037 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,275,000 | 2,860 |
| Surplus | $12,475,000 | 1,330 |
| Undivided profits | $-2,876,000 | 11,362 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,012,000 | 704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $543,000 | 4,244 |
| Earning assets | $192,194,000 | 2,232 |
| Long-term assets (5+ years) | $100,064,000 | 720 |
| Average Assets, year-to-date | $242,150,800 | 1,864 |
| Average Assets, quarterly | $210,954,000 | 2,193 |
| Volatile liabilities | $11,871,000 | 4,319 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $10,229,000 | 3,340 |
| Tier 1 (core) risk-based capital | $11,547,000 | 3,712 |
| Tier 2 risk-based capital | $1,465,370 | 2,086 |
| Total risk weighted assets | $115,633,870 | 2,427 |
| Total unused commitments | $10,229,000 | 3,354 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 38 | 4,916 |
| Assets and Liabilities | ||
| Total Assets: | $262,192,000 | 1,796 |
| Cash and due from depository institutions | $6,919,000 | 4,916 |
| Interest-bearing balances | $61,000 | 5,641 |
| Securities | $138,722,000 | 918 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $112,283,000 | 2,445 |
| Loan loss allowance | $6,501,000 | 754 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $704,000 | 7,251 |
| Other real estate owned | $0 | 4,916 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,564,000 | 2,178 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $262,192,000 | 1,796 |
| Total liabilities | $249,356,000 | 1,706 |
| Total deposits | $196,132,000 | 2,008 |
| Interest-bearing deposits | $183,511,000 | 1,833 |
| Deposits held in domestic offices | $196,132,000 | 1,999 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $43,655,000 | 585 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $9,569,000 | 689 |
| Total equity capital | $12,836,000 | 3,421 |
| Total bank equity capital | $12,836,000 | 3,421 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,275,000 | 2,956 |
| Surplus | $11,475,000 | 1,420 |
| Undivided profits | $86,000 | 11,180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,662,000 | 807 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $644,000 | 3,715 |
| Earning assets | $251,066,000 | 1,718 |
| Long-term assets (5+ years) | $145,690,000 | 490 |
| Average Assets, year-to-date | $249,864,800 | 1,816 |
| Average Assets, quarterly | $259,234,500 | 1,796 |
| Volatile liabilities | $45,881,000 | 1,374 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $12,874,000 | 199 |
| Unused loan commitments | $18,008,000 | 2,138 |
| Tier 1 (core) risk-based capital | $12,969,000 | 3,283 |
| Tier 2 risk-based capital | $1,944,520 | 1,638 |
| Total risk weighted assets | $151,005,020 | 1,859 |
| Total unused commitments | $18,008,000 | 2,149 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 38 | 5,090 |
| Assets and Liabilities | ||
| Total Assets: | $242,812,000 | 1,895 |
| Cash and due from depository institutions | $2,802,000 | 5,090 |
| Interest-bearing balances | $146,000 | 4,834 |
| Securities | $156,529,000 | 843 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $79,535,000 | 3,252 |
| Loan loss allowance | $1,713,000 | 2,254 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $657,000 | 7,608 |
| Other real estate owned | $0 | 5,090 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,289,000 | 2,454 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $242,812,000 | 1,895 |
| Total liabilities | $228,062,000 | 1,840 |
| Total deposits | $161,061,000 | 2,387 |
| Interest-bearing deposits | $147,419,000 | 2,272 |
| Deposits held in domestic offices | $161,061,000 | 2,378 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $63,037,000 | 485 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,964,000 | 1,070 |
| Total equity capital | $14,750,000 | 2,767 |
| Total bank equity capital | $14,750,000 | 2,767 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,275,000 | 3,071 |
| Surplus | $11,475,000 | 1,361 |
| Undivided profits | $2,000,000 | 7,156 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,078,000 | 919 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $469,000 | 4,468 |
| Earning assets | $236,210,000 | 1,782 |
| Long-term assets (5+ years) | $158,949,000 | 458 |
| Average Assets, year-to-date | $251,497,000 | 1,770 |
| Average Assets, quarterly | $247,033,000 | 1,855 |
| Volatile liabilities | $60,283,000 | 1,115 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $5,388,000 | 257 |
| Unused loan commitments | $6,807,000 | 4,069 |
| Tier 1 (core) risk-based capital | $16,172,000 | 2,565 |
| Tier 2 risk-based capital | $1,424,740 | 2,122 |
| Total risk weighted assets | $113,690,940 | 2,345 |
| Total unused commitments | $6,807,000 | 4,076 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 29 | 6,588 |
| Assets and Liabilities | ||
| Total Assets: | $243,917,000 | 1,904 |
| Cash and due from depository institutions | $6,720,000 | 6,588 |
| Interest-bearing balances | $146,000 | 5,957 |
| Securities | $156,058,000 | 882 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,323 |
| Net loans & leases | $71,623,000 | 3,516 |
| Loan loss allowance | $1,321,000 | 2,925 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $621,000 | 7,982 |
| Other real estate owned | $0 | 6,588 |
| Goodwill and other intangibles | $12,000 | 2,837 |
| All other assets | $2,883,000 | 2,514 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $243,917,000 | 1,904 |
| Total liabilities | $228,367,000 | 1,862 |
| Total deposits | $192,517,000 | 2,066 |
| Interest-bearing deposits | $178,585,000 | 1,920 |
| Deposits held in domestic offices | $192,517,000 | 2,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $34,105,000 | 591 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,745,000 | 2,026 |
| Total equity capital | $15,550,000 | 2,601 |
| Total bank equity capital | $15,550,000 | 2,601 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,255,000 | 3,174 |
| Surplus | $11,295,000 | 1,307 |
| Undivided profits | $3,000,000 | 6,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,544,000 | 1,598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $372,000 | 4,988 |
| Earning assets | $233,827,000 | 1,824 |
| Long-term assets (5+ years) | $133,752,000 | 519 |
| Average Assets, year-to-date | $216,173,000 | 2,093 |
| Average Assets, quarterly | $234,475,500 | 1,962 |
| Volatile liabilities | $41,479,000 | 1,390 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $23,673,000 | 194 |
| Unused loan commitments | $3,850,000 | 5,622 |
| Tier 1 (core) risk-based capital | $15,544,000 | 2,547 |
| Tier 2 risk-based capital | $1,243,920 | 2,352 |
| Total risk weighted assets | $99,436,520 | 2,614 |
| Total unused commitments | $3,850,000 | 5,643 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 22 | 8,155 |
| Assets and Liabilities | ||
| Total Assets: | $204,652,000 | 2,316 |
| Cash and due from depository institutions | $6,095,000 | 8,155 |
| Interest-bearing balances | $104,000 | 6,643 |
| Securities | $140,078,000 | 960 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $54,454,000 | 4,499 |
| Loan loss allowance | $1,077,000 | 3,493 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $627,000 | 8,084 |
| Other real estate owned | $953,000 | 8,155 |
| Goodwill and other intangibles | $40,000 | 2,545 |
| All other assets | $2,405,000 | 3,065 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,652,000 | 2,316 |
| Total liabilities | $192,874,000 | 2,243 |
| Total deposits | $160,715,000 | 2,560 |
| Interest-bearing deposits | $152,794,000 | 2,361 |
| Deposits held in domestic offices | $160,715,000 | 2,553 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $30,500,000 | 551 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,659,000 | 2,181 |
| Total equity capital | $11,778,000 | 3,251 |
| Total bank equity capital | $11,778,000 | 3,251 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $9,000,000 | 1,532 |
| Undivided profits | $1,778,000 | 7,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,370,000 | 1,545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $338,000 | 5,915 |
| Earning assets | $194,636,000 | 2,220 |
| Long-term assets (5+ years) | $108,950,000 | 575 |
| Average Assets, year-to-date | $168,539,000 | 2,727 |
| Average Assets, quarterly | $198,785,000 | 2,362 |
| Volatile liabilities | $39,557,000 | 1,407 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,430,000 | 4,380 |
| Tier 1 (core) risk-based capital | $11,756,000 | 3,199 |
| Tier 2 risk-based capital | $1,077,000 | 2,727 |
| Total risk weighted assets | $91,674,600 | 2,902 |
| Total unused commitments | $5,430,000 | 4,403 |
| Derivatives | $0 | 651 |