Home > Regency Savings Bank, A FSB > Income and Expense
Regency Savings Bank, A FSB, Income and Expense
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $85,243,000 | 427 |
| Total interest expense | $33,758,000 | 382 |
| Net interest income | $51,485,000 | 446 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $7,885,000 | 741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,885,000 | 496 |
| Total noninterest expense | $17,955,000 | 945 |
| Salaries and employee benefits | $10,290,000 | 882 |
| Premises and equipment expense | $3,964,000 | 617 |
| Additional noninterest expense | $3,701,000 | 1,382 |
| Pre-tax net operating income | $41,415,000 | 315 |
| Securities gains (losses) | $212,000 | 492 |
| Applicable income taxes | $15,103,000 | 300 |
| Income before extraordinary items | $26,524,000 | 332 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $26,524,000 | 333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,271 |
| Cash dividends | $40,000,000 | 147 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $26,388,320 | 331 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $63,842,000 | 410 |
| Total interest expense | $23,902,000 | 378 |
| Net interest income | $39,940,000 | 432 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $5,877,000 | 753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,877,000 | 506 |
| Total noninterest expense | $13,631,000 | 928 |
| Salaries and employee benefits | $7,828,000 | 863 |
| Premises and equipment expense | $2,946,000 | 616 |
| Additional noninterest expense | $2,857,000 | 1,335 |
| Pre-tax net operating income | $32,186,000 | 308 |
| Securities gains (losses) | $433,000 | 286 |
| Applicable income taxes | $11,866,000 | 295 |
| Income before extraordinary items | $20,753,000 | 326 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $20,753,000 | 327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,761 |
| Cash dividends | $40,000,000 | 115 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $20,475,880 | 320 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $43,344,000 | 391 |
| Total interest expense | $14,963,000 | 370 |
| Net interest income | $28,381,000 | 410 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $3,302,000 | 855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,302,000 | 560 |
| Total noninterest expense | $8,699,000 | 960 |
| Salaries and employee benefits | $5,018,000 | 888 |
| Premises and equipment expense | $1,970,000 | 604 |
| Additional noninterest expense | $1,711,000 | 1,460 |
| Pre-tax net operating income | $22,984,000 | 294 |
| Securities gains (losses) | $223,000 | 383 |
| Applicable income taxes | $8,442,000 | 274 |
| Income before extraordinary items | $14,765,000 | 310 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $14,765,000 | 310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 2,115 |
| Cash dividends | $25,000,000 | 110 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $14,622,280 | 307 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $18,680,000 | 439 |
| Total interest expense | $7,015,000 | 369 |
| Net interest income | $11,665,000 | 467 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $-187,000 | 8,924 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-187,000 | 8,938 |
| Total noninterest expense | $4,298,000 | 972 |
| Salaries and employee benefits | $2,437,000 | 913 |
| Premises and equipment expense | $994,000 | 598 |
| Additional noninterest expense | $867,000 | 1,444 |
| Pre-tax net operating income | $7,180,000 | 403 |
| Securities gains (losses) | $100,000 | 366 |
| Applicable income taxes | $2,648,000 | 381 |
| Income before extraordinary items | $4,632,000 | 430 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $4,632,000 | 430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,274 |
| Cash dividends | $25,000,000 | 55 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $4,568,000 | 423 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $89,686,000 | 345 |
| Total interest expense | $24,981,000 | 352 |
| Net interest income | $64,705,000 | 348 |
| Provision for loan and lease losses | $1,250,000 | 851 |
| Total noninterest income | $6,712,000 | 829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,712,000 | 539 |
| Total noninterest expense | $22,156,000 | 733 |
| Salaries and employee benefits | $9,536,000 | 899 |
| Premises and equipment expense | $3,989,000 | 567 |
| Additional noninterest expense | $8,631,000 | 620 |
| Pre-tax net operating income | $48,011,000 | 260 |
| Securities gains (losses) | $4,141,000 | 129 |
| Applicable income taxes | $18,494,000 | 242 |
| Income before extraordinary items | $33,658,000 | 262 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $33,658,000 | 263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,761,000 | 508 |
| Cash dividends | $20,000,000 | 215 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $30,966,350 | 266 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $63,719,000 | 358 |
| Total interest expense | $18,266,000 | 354 |
| Net interest income | $45,453,000 | 367 |
| Provision for loan and lease losses | $1,250,000 | 622 |
| Total noninterest income | $4,916,000 | 861 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,916,000 | 549 |
| Total noninterest expense | $13,816,000 | 881 |
| Salaries and employee benefits | $7,083,000 | 908 |
| Premises and equipment expense | $2,885,000 | 596 |
| Additional noninterest expense | $3,848,000 | 973 |
| Pre-tax net operating income | $35,303,000 | 269 |
| Securities gains (losses) | $3,996,000 | 124 |
| Applicable income taxes | $14,400,000 | 243 |
| Income before extraordinary items | $24,899,000 | 267 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $24,899,000 | 268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,755,000 | 386 |
| Cash dividends | $20,000,000 | 175 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $22,341,560 | 282 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $40,249,000 | 370 |
| Total interest expense | $11,967,000 | 354 |
| Net interest income | $28,282,000 | 387 |
| Provision for loan and lease losses | $1,250,000 | 444 |
| Total noninterest income | $3,093,000 | 895 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,093,000 | 587 |
| Total noninterest expense | $8,991,000 | 905 |
| Salaries and employee benefits | $4,722,000 | 905 |
| Premises and equipment expense | $1,881,000 | 610 |
| Additional noninterest expense | $2,388,000 | 1,036 |
| Pre-tax net operating income | $21,134,000 | 284 |
| Securities gains (losses) | $3,867,000 | 106 |
| Applicable income taxes | $9,158,000 | 250 |
| Income before extraordinary items | $15,843,000 | 276 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $15,843,000 | 277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,991 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $13,368,120 | 291 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $20,470,000 | 373 |
| Total interest expense | $5,952,000 | 361 |
| Net interest income | $14,518,000 | 385 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $1,577,000 | 870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,577,000 | 574 |
| Total noninterest expense | $4,851,000 | 843 |
| Salaries and employee benefits | $2,322,000 | 934 |
| Premises and equipment expense | $916,000 | 642 |
| Additional noninterest expense | $1,613,000 | 765 |
| Pre-tax net operating income | $11,244,000 | 269 |
| Securities gains (losses) | $97,000 | 819 |
| Applicable income taxes | $4,155,000 | 266 |
| Income before extraordinary items | $7,186,000 | 288 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $7,186,000 | 289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $7,123,920 | 275 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $81,416,000 | 375 |
| Total interest expense | $27,059,000 | 357 |
| Net interest income | $54,357,000 | 391 |
| Provision for loan and lease losses | $5,671,000 | 307 |
| Total noninterest income | $10,639,000 | 619 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $10,639,000 | 426 |
| Total noninterest expense | $17,349,000 | 930 |
| Salaries and employee benefits | $9,264,000 | 918 |
| Premises and equipment expense | $3,621,000 | 629 |
| Additional noninterest expense | $4,464,000 | 1,135 |
| Pre-tax net operating income | $41,976,000 | 280 |
| Securities gains (losses) | $1,506,000 | 364 |
| Applicable income taxes | $15,273,000 | 277 |
| Income before extraordinary items | $28,209,000 | 292 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $28,209,000 | 293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 8,978 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $27,230,100 | 280 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $63,065,000 | 374 |
| Total interest expense | $20,887,000 | 368 |
| Net interest income | $42,178,000 | 383 |
| Provision for loan and lease losses | $2,311,000 | 466 |
| Total noninterest income | $7,304,000 | 698 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,304,000 | 486 |
| Total noninterest expense | $12,989,000 | 947 |
| Salaries and employee benefits | $7,042,000 | 921 |
| Premises and equipment expense | $2,619,000 | 666 |
| Additional noninterest expense | $3,328,000 | 1,142 |
| Pre-tax net operating income | $34,182,000 | 270 |
| Securities gains (losses) | $1,411,000 | 354 |
| Applicable income taxes | $13,031,000 | 263 |
| Income before extraordinary items | $22,562,000 | 297 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $22,562,000 | 297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 8,989 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $21,658,960 | 280 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $45,896,000 | 356 |
| Total interest expense | $14,394,000 | 368 |
| Net interest income | $31,502,000 | 354 |
| Provision for loan and lease losses | $2,311,000 | 355 |
| Total noninterest income | $4,810,000 | 693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,810,000 | 486 |
| Total noninterest expense | $9,033,000 | 900 |
| Salaries and employee benefits | $4,729,000 | 907 |
| Premises and equipment expense | $1,741,000 | 671 |
| Additional noninterest expense | $2,563,000 | 986 |
| Pre-tax net operating income | $24,968,000 | 257 |
| Securities gains (losses) | $837,000 | 414 |
| Applicable income taxes | $9,452,000 | 251 |
| Income before extraordinary items | $16,353,000 | 284 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $16,353,000 | 285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 9,062 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $15,817,320 | 265 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $24,860,000 | 339 |
| Total interest expense | $7,350,000 | 374 |
| Net interest income | $17,510,000 | 332 |
| Provision for loan and lease losses | $2,311,000 | 222 |
| Total noninterest income | $1,920,000 | 804 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,920,000 | 559 |
| Total noninterest expense | $4,666,000 | 873 |
| Salaries and employee benefits | $2,387,000 | 906 |
| Premises and equipment expense | $847,000 | 687 |
| Additional noninterest expense | $1,432,000 | 870 |
| Pre-tax net operating income | $12,453,000 | 261 |
| Securities gains (losses) | $447,000 | 381 |
| Applicable income taxes | $4,725,000 | 257 |
| Income before extraordinary items | $8,175,000 | 282 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,175,000 | 282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $7,888,920 | 273 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $90,777,000 | 378 |
| Total interest expense | $32,285,000 | 387 |
| Net interest income | $58,492,000 | 381 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $8,038,000 | 724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,038,000 | 501 |
| Total noninterest expense | $16,969,000 | 927 |
| Salaries and employee benefits | $8,411,000 | 961 |
| Premises and equipment expense | $3,147,000 | 707 |
| Additional noninterest expense | $5,411,000 | 921 |
| Pre-tax net operating income | $49,561,000 | 247 |
| Securities gains (losses) | $5,324,000 | 151 |
| Applicable income taxes | $18,899,000 | 235 |
| Income before extraordinary items | $35,986,000 | 248 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $35,986,000 | 248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 4,150 |
| Cash dividends | $19,000,000 | 237 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $32,472,160 | 252 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $111,303,000 | 368 |
| Total interest expense | $45,590,000 | 409 |
| Net interest income | $65,713,000 | 331 |
| Provision for loan and lease losses | $1,550,000 | 876 |
| Total noninterest income | $8,819,000 | 660 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $8,819,000 | 451 |
| Total noninterest expense | $14,374,000 | 1,028 |
| Salaries and employee benefits | $6,726,000 | 1,107 |
| Premises and equipment expense | $2,943,000 | 730 |
| Additional noninterest expense | $4,705,000 | 1,025 |
| Pre-tax net operating income | $58,608,000 | 204 |
| Securities gains (losses) | $665,000 | 525 |
| Applicable income taxes | $21,703,000 | 196 |
| Income before extraordinary items | $37,570,000 | 219 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $37,570,000 | 217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,877 |
| Cash dividends | $47,000,000 | 143 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $37,144,400 | 213 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $98,050,000 | 413 |
| Total interest expense | $53,526,000 | 405 |
| Net interest income | $44,524,000 | 440 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $18,297,000 | 402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $18,297,000 | 309 |
| Total noninterest expense | $14,033,000 | 1,004 |
| Salaries and employee benefits | $6,773,000 | 1,034 |
| Premises and equipment expense | $2,501,000 | 803 |
| Additional noninterest expense | $4,759,000 | 987 |
| Pre-tax net operating income | $48,788,000 | 237 |
| Securities gains (losses) | $333,000 | 326 |
| Applicable income taxes | $17,059,000 | 238 |
| Income before extraordinary items | $32,062,000 | 242 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $32,062,000 | 242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $330,000 | 1,707 |
| Cash dividends | $6,000,000 | 541 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $31,845,550 | 238 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $111,154,000 | 372 |
| Total interest expense | $51,414,000 | 375 |
| Net interest income | $59,740,000 | 370 |
| Provision for loan and lease losses | $24,000 | 7,475 |
| Total noninterest income | $10,001,000 | 619 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $10,001,000 | 444 |
| Total noninterest expense | $19,255,000 | 782 |
| Salaries and employee benefits | $8,258,000 | 835 |
| Premises and equipment expense | $4,508,000 | 498 |
| Additional noninterest expense | $6,489,000 | 807 |
| Pre-tax net operating income | $50,462,000 | 245 |
| Securities gains (losses) | $913,000 | 233 |
| Applicable income taxes | $19,835,000 | 231 |
| Income before extraordinary items | $31,540,000 | 257 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $31,540,000 | 259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,005,000 | 707 |
| Cash dividends | $40,000,000 | 166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $30,955,680 | 259 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $97,078,000 | 414 |
| Total interest expense | $40,022,000 | 462 |
| Net interest income | $57,056,000 | 362 |
| Provision for loan and lease losses | $6,500,000 | 269 |
| Total noninterest income | $5,848,000 | 837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $5,848,000 | 588 |
| Total noninterest expense | $15,911,000 | 887 |
| Salaries and employee benefits | $5,887,000 | 1,105 |
| Premises and equipment expense | $4,293,000 | 512 |
| Additional noninterest expense | $5,731,000 | 874 |
| Pre-tax net operating income | $40,493,000 | 257 |
| Securities gains (losses) | $1,259,000 | 329 |
| Applicable income taxes | $14,695,000 | 259 |
| Income before extraordinary items | $27,057,000 | 264 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $27,057,000 | 265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,046,000 | 729 |
| Cash dividends | $53,000,000 | 140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $26,238,650 | 260 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $170,179,000 | 263 |
| Total interest expense | $85,130,000 | 262 |
| Net interest income | $85,049,000 | 262 |
| Provision for loan and lease losses | $8,442,000 | 229 |
| Total noninterest income | $8,487,000 | 638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $8,487,000 | 458 |
| Total noninterest expense | $31,657,000 | 499 |
| Salaries and employee benefits | $11,245,000 | 622 |
| Premises and equipment expense | $8,043,000 | 292 |
| Additional noninterest expense | $12,369,000 | 490 |
| Pre-tax net operating income | $53,437,000 | 222 |
| Securities gains (losses) | $133,000 | 864 |
| Applicable income taxes | $19,867,000 | 225 |
| Income before extraordinary items | $33,703,000 | 234 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $33,703,000 | 234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,406,000 | 301 |
| Cash dividends | $50,000,000 | 123 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $33,617,880 | 227 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $144,208,000 | 330 |
| Total interest expense | $69,085,000 | 337 |
| Net interest income | $75,123,000 | 318 |
| Provision for loan and lease losses | $6,700,000 | 280 |
| Total noninterest income | $9,285,000 | 616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $9,285,000 | 444 |
| Total noninterest expense | $42,512,000 | 440 |
| Salaries and employee benefits | $10,961,000 | 644 |
| Premises and equipment expense | $7,245,000 | 356 |
| Additional noninterest expense | $24,306,000 | 378 |
| Pre-tax net operating income | $35,196,000 | 313 |
| Securities gains (losses) | $-690,000 | 11,388 |
| Applicable income taxes | $12,600,000 | 306 |
| Income before extraordinary items | $21,906,000 | 320 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $21,906,000 | 320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,445,000 | 504 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $22,347,600 | 310 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $80,004,000 | 540 |
| Total interest expense | $37,346,000 | 551 |
| Net interest income | $42,658,000 | 508 |
| Provision for loan and lease losses | $5,320,000 | 311 |
| Total noninterest income | $12,127,000 | 529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $12,127,000 | 381 |
| Total noninterest expense | $23,463,000 | 695 |
| Salaries and employee benefits | $7,979,000 | 866 |
| Premises and equipment expense | $5,339,000 | 462 |
| Additional noninterest expense | $10,145,000 | 678 |
| Pre-tax net operating income | $26,002,000 | 392 |
| Securities gains (losses) | $1,550,000 | 163 |
| Applicable income taxes | $10,552,000 | 365 |
| Income before extraordinary items | $17,000,000 | 400 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $17,000,000 | 398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $480,000 | 1,421 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $16,008,000 | 413 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $56,911,000 | 629 |
| Total interest expense | $23,501,000 | 626 |
| Net interest income | $33,410,000 | 618 |
| Provision for loan and lease losses | $937,000 | 974 |
| Total noninterest income | $9,113,000 | 630 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $9,113,000 | 436 |
| Total noninterest expense | $22,812,000 | 726 |
| Salaries and employee benefits | $7,010,000 | 974 |
| Premises and equipment expense | $5,225,000 | 469 |
| Additional noninterest expense | $10,577,000 | 673 |
| Pre-tax net operating income | $18,774,000 | 478 |
| Securities gains (losses) | $303,000 | 383 |
| Applicable income taxes | $6,548,000 | 464 |
| Income before extraordinary items | $12,529,000 | 481 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $12,529,000 | 479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $843,000 | 982 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $12,329,020 | 484 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $49,294,000 | 707 |
| Total interest expense | $21,486,000 | 673 |
| Net interest income | $27,808,000 | 704 |
| Provision for loan and lease losses | $1,000,000 | 1,300 |
| Total noninterest income | $5,110,000 | 969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $5,110,000 | 659 |
| Total noninterest expense | $19,758,000 | 852 |
| Salaries and employee benefits | $6,021,000 | 1,123 |
| Premises and equipment expense | $4,623,000 | 529 |
| Additional noninterest expense | $9,114,000 | 818 |
| Pre-tax net operating income | $12,160,000 | 594 |
| Securities gains (losses) | $510,000 | 887 |
| Applicable income taxes | $4,570,000 | 575 |
| Income before extraordinary items | $8,100,000 | 648 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $8,100,000 | 664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,655,000 | 811 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $7,773,600 | 628 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $37,172,000 | 998 |
| Total interest expense | $15,895,000 | 1,129 |
| Net interest income | $21,277,000 | 891 |
| Provision for loan and lease losses | $2,650,000 | 926 |
| Total noninterest income | $4,328,000 | 1,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $4,328,000 | 746 |
| Total noninterest expense | $14,300,000 | 1,108 |
| Salaries and employee benefits | $4,435,000 | 1,494 |
| Premises and equipment expense | $2,953,000 | 812 |
| Additional noninterest expense | $6,912,000 | 1,021 |
| Pre-tax net operating income | $8,655,000 | 746 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $2,198,000 | 1,038 |
| Income before extraordinary items | $6,457,000 | 734 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,457,000 | 733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,300,000 | 1,319 |
| Cash dividends | $1,000,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 170 |
| Net operating income | $6,457,000 | 667 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.