Home > Regency Savings Bank, A FSB > Assets and Liabilities
Regency Savings Bank, A FSB, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 153 | 1,094 |
| Assets and Liabilities | ||
| Total Assets: | $1,409,729,000 | 470 |
| Cash and due from depository institutions | $19,571,000 | 1,094 |
| Interest-bearing balances | $1,711,000 | 2,077 |
| Securities | $244,617,000 | 550 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $1,068,764,000 | 434 |
| Loan loss allowance | $19,135,000 | 287 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $8,766,000 | 1,277 |
| Other real estate owned | $11,346,000 | 1,094 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $56,665,000 | 378 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $1,409,729,000 | 470 |
| Total liabilities | $1,258,425,000 | 475 |
| Total deposits | $1,017,644,000 | 480 |
| Interest-bearing deposits | $964,793,000 | 437 |
| Deposits held in domestic offices | $1,017,644,000 | 479 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $224,000,000 | 292 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $16,781,000 | 441 |
| Total equity capital | $151,304,000 | 438 |
| Total bank equity capital | $151,304,000 | 438 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000,000 | 2,825 |
| Surplus | $71,000,000 | 428 |
| Undivided profits | $79,304,000 | 426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,799,000 | 333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $99,000 | 745 |
| Income earned, not collected on loans | $9,200,000 | 360 |
| Earning assets | $1,315,092,000 | 462 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $1,378,391,800 | 462 |
| Average Assets, quarterly | $1,397,360,000 | 475 |
| Volatile liabilities | $549,518,000 | 341 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $224,000,000 | 245 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $89,929,000 | 1,092 |
| Tier 1 (core) risk-based capital | $139,912,000 | 433 |
| Tier 2 risk-based capital | $14,950,000 | 386 |
| Total risk weighted assets | $1,191,792,000 | 429 |
| Total unused commitments | $89,929,000 | 1,092 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 152 | 1,090 |
| Assets and Liabilities | ||
| Total Assets: | $1,384,991,000 | 470 |
| Cash and due from depository institutions | $66,482,000 | 1,090 |
| Interest-bearing balances | $48,979,000 | 117 |
| Securities | $221,140,000 | 596 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $1,022,755,000 | 441 |
| Loan loss allowance | $19,154,000 | 280 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $8,842,000 | 1,215 |
| Other real estate owned | $11,081,000 | 1,090 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $54,691,000 | 384 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $1,384,991,000 | 470 |
| Total liabilities | $1,238,938,000 | 471 |
| Total deposits | $1,013,789,000 | 468 |
| Interest-bearing deposits | $965,375,000 | 422 |
| Deposits held in domestic offices | $1,013,789,000 | 467 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $200,000,000 | 324 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $25,149,000 | 358 |
| Total equity capital | $146,053,000 | 439 |
| Total bank equity capital | $146,053,000 | 439 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,806 |
| Surplus | $71,000,000 | 415 |
| Undivided profits | $74,053,000 | 459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,954,000 | 321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $100,000 | 772 |
| Income earned, not collected on loans | $7,753,000 | 396 |
| Earning assets | $1,292,874,000 | 459 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $1,370,557,500 | 455 |
| Average Assets, quarterly | $1,378,774,000 | 468 |
| Volatile liabilities | $516,422,000 | 346 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $200,000,000 | 275 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $88,982,000 | 1,092 |
| Tier 1 (core) risk-based capital | $133,897,000 | 440 |
| Tier 2 risk-based capital | $14,608,000 | 384 |
| Total risk weighted assets | $1,164,072,000 | 427 |
| Total unused commitments | $99,992,000 | 986 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 158 | 1,040 |
| Assets and Liabilities | ||
| Total Assets: | $1,372,557,000 | 461 |
| Cash and due from depository institutions | $50,164,000 | 1,040 |
| Interest-bearing balances | $32,623,000 | 148 |
| Securities | $202,671,000 | 642 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $1,042,326,000 | 420 |
| Loan loss allowance | $19,157,000 | 276 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,010,000 | 1,171 |
| Other real estate owned | $14,399,000 | 1,040 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $53,987,000 | 382 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $1,372,557,000 | 461 |
| Total liabilities | $1,216,070,000 | 469 |
| Total deposits | $1,004,220,000 | 456 |
| Interest-bearing deposits | $956,375,000 | 408 |
| Deposits held in domestic offices | $1,004,220,000 | 454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $200,000,000 | 322 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $11,850,000 | 513 |
| Total equity capital | $156,487,000 | 410 |
| Total bank equity capital | $156,487,000 | 410 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,786 |
| Surplus | $71,000,000 | 403 |
| Undivided profits | $84,487,000 | 398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,068,000 | 352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $101,000 | 793 |
| Income earned, not collected on loans | $8,313,000 | 354 |
| Earning assets | $1,277,620,000 | 446 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $1,365,746,330 | 451 |
| Average Assets, quarterly | $1,362,581,500 | 455 |
| Volatile liabilities | $484,913,000 | 359 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $200,000,000 | 273 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $81,174,000 | 1,131 |
| Tier 1 (core) risk-based capital | $142,586,000 | 396 |
| Tier 2 risk-based capital | $14,768,000 | 376 |
| Total risk weighted assets | $1,177,027,000 | 407 |
| Total unused commitments | $81,174,000 | 1,131 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 157 | 1,031 |
| Assets and Liabilities | ||
| Total Assets: | $1,352,606,000 | 454 |
| Cash and due from depository institutions | $118,407,000 | 1,031 |
| Interest-bearing balances | $101,647,000 | 62 |
| Securities | $206,379,000 | 642 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $944,941,000 | 450 |
| Loan loss allowance | $19,157,000 | 281 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,182,000 | 1,119 |
| Other real estate owned | $20,213,000 | 1,031 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $53,484,000 | 374 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $1,352,606,000 | 454 |
| Total liabilities | $1,206,839,000 | 457 |
| Total deposits | $993,799,000 | 452 |
| Interest-bearing deposits | $947,454,000 | 406 |
| Deposits held in domestic offices | $993,799,000 | 451 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $200,000,000 | 315 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $13,040,000 | 490 |
| Total equity capital | $145,767,000 | 419 |
| Total bank equity capital | $145,767,000 | 419 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,793 |
| Surplus | $71,000,000 | 397 |
| Undivided profits | $73,767,000 | 432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,455,000 | 345 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $110,000 | 755 |
| Income earned, not collected on loans | $7,223,000 | 378 |
| Earning assets | $1,252,967,000 | 446 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $1,362,341,000 | 447 |
| Average Assets, quarterly | $1,362,341,000 | 447 |
| Volatile liabilities | $483,130,000 | 350 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $200,000,000 | 266 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $78,869,000 | 1,139 |
| Tier 1 (core) risk-based capital | $131,964,000 | 419 |
| Tier 2 risk-based capital | $14,161,000 | 383 |
| Total risk weighted assets | $1,127,862,000 | 410 |
| Total unused commitments | $78,869,000 | 1,139 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 158 | 1,035 |
| Assets and Liabilities | ||
| Total Assets: | $1,372,076,000 | 452 |
| Cash and due from depository institutions | $116,713,000 | 1,035 |
| Interest-bearing balances | $98,478,000 | 63 |
| Securities | $184,503,000 | 720 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $988,208,000 | 422 |
| Loan loss allowance | $19,240,000 | 285 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $9,460,000 | 1,061 |
| Other real estate owned | $18,936,000 | 1,035 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $54,256,000 | 366 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $1,372,076,000 | 452 |
| Total liabilities | $1,204,209,000 | 458 |
| Total deposits | $988,602,000 | 452 |
| Interest-bearing deposits | $942,736,000 | 400 |
| Deposits held in domestic offices | $988,602,000 | 451 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $200,000,000 | 316 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $15,607,000 | 436 |
| Total equity capital | $167,867,000 | 391 |
| Total bank equity capital | $167,867,000 | 391 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,784 |
| Surplus | $71,000,000 | 400 |
| Undivided profits | $95,867,000 | 357 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,525,000 | 166 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $111,000 | 726 |
| Income earned, not collected on loans | $6,964,000 | 386 |
| Earning assets | $1,271,189,000 | 447 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $1,347,141,800 | 443 |
| Average Assets, quarterly | $1,361,296,000 | 452 |
| Volatile liabilities | $471,092,000 | 358 |
| Insider loans | $424,000 | 5,729 |
| FHLB advances | $200,000,000 | 269 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $59,967,000 | 1,382 |
| Tier 1 (core) risk-based capital | $152,218,000 | 378 |
| Tier 2 risk-based capital | $14,715,000 | 377 |
| Total risk weighted assets | $1,172,680,000 | 396 |
| Total unused commitments | $59,967,000 | 1,382 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 152 | 1,082 |
| Assets and Liabilities | ||
| Total Assets: | $1,350,516,000 | 459 |
| Cash and due from depository institutions | $197,880,000 | 1,082 |
| Interest-bearing balances | $179,490,000 | 50 |
| Securities | $124,313,000 | 1,019 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $938,413,000 | 436 |
| Loan loss allowance | $19,246,000 | 299 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $9,620,000 | 1,013 |
| Other real estate owned | $27,609,000 | 1,082 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $52,681,000 | 372 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $1,350,516,000 | 459 |
| Total liabilities | $1,190,733,000 | 465 |
| Total deposits | $980,370,000 | 455 |
| Interest-bearing deposits | $938,001,000 | 400 |
| Deposits held in domestic offices | $980,370,000 | 452 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $200,000,000 | 330 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $10,363,000 | 550 |
| Total equity capital | $159,783,000 | 406 |
| Total bank equity capital | $159,783,000 | 406 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000,000 | 2,785 |
| Surplus | $71,000,000 | 400 |
| Undivided profits | $87,783,000 | 385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,222,000 | 241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $101,000 | 815 |
| Income earned, not collected on loans | $6,217,000 | 436 |
| Earning assets | $1,242,216,000 | 452 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $1,340,908,250 | 445 |
| Average Assets, quarterly | $1,352,320,000 | 454 |
| Volatile liabilities | $467,668,000 | 352 |
| Insider loans | $425,000 | 5,720 |
| FHLB advances | $200,000,000 | 270 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $55,985,000 | 1,440 |
| Tier 1 (core) risk-based capital | $143,099,000 | 393 |
| Tier 2 risk-based capital | $13,551,000 | 399 |
| Total risk weighted assets | $1,078,385,000 | 415 |
| Total unused commitments | $55,985,000 | 1,441 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 159 | 1,025 |
| Assets and Liabilities | ||
| Total Assets: | $1,354,124,000 | 450 |
| Cash and due from depository institutions | $156,848,000 | 1,025 |
| Interest-bearing balances | $136,812,000 | 51 |
| Securities | $132,022,000 | 970 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $974,004,000 | 408 |
| Loan loss allowance | $20,978,000 | 276 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $9,786,000 | 983 |
| Other real estate owned | $28,016,000 | 1,025 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $53,448,000 | 375 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $1,354,124,000 | 450 |
| Total liabilities | $1,183,923,000 | 463 |
| Total deposits | $970,471,000 | 449 |
| Interest-bearing deposits | $929,804,000 | 398 |
| Deposits held in domestic offices | $970,471,000 | 447 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $200,000,000 | 325 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $13,452,000 | 459 |
| Total equity capital | $170,201,000 | 371 |
| Total bank equity capital | $170,201,000 | 371 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000,000 | 2,796 |
| Surplus | $71,000,000 | 387 |
| Undivided profits | $98,201,000 | 333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,634,000 | 313 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $101,000 | 842 |
| Income earned, not collected on loans | $7,220,000 | 363 |
| Earning assets | $1,242,838,000 | 449 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $1,337,705,670 | 443 |
| Average Assets, quarterly | $1,342,753,000 | 448 |
| Volatile liabilities | $460,487,000 | 353 |
| Insider loans | $427,000 | 5,753 |
| FHLB advances | $200,000,000 | 273 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $53,449,000 | 1,477 |
| Tier 1 (core) risk-based capital | $145,712,000 | 387 |
| Tier 2 risk-based capital | $13,969,000 | 388 |
| Total risk weighted assets | $1,110,507,000 | 399 |
| Total unused commitments | $53,449,000 | 1,480 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 153 | 1,073 |
| Assets and Liabilities | ||
| Total Assets: | $1,331,382,000 | 451 |
| Cash and due from depository institutions | $228,793,000 | 1,073 |
| Interest-bearing balances | $209,706,000 | 42 |
| Securities | $156,895,000 | 840 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $870,417,000 | 437 |
| Loan loss allowance | $19,749,000 | 283 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $9,029,000 | 1,050 |
| Other real estate owned | $14,673,000 | 1,073 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $51,575,000 | 376 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $1,331,382,000 | 451 |
| Total liabilities | $1,165,974,000 | 460 |
| Total deposits | $950,186,000 | 453 |
| Interest-bearing deposits | $913,391,000 | 404 |
| Deposits held in domestic offices | $950,186,000 | 451 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $200,000,000 | 316 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $15,788,000 | 450 |
| Total equity capital | $165,408,000 | 385 |
| Total bank equity capital | $165,408,000 | 385 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000,000 | 2,795 |
| Surplus | $71,000,000 | 381 |
| Undivided profits | $93,408,000 | 362 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,326,000 | 308 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $6,805,000 | 387 |
| Earning assets | $1,237,018,000 | 443 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $1,329,496,500 | 446 |
| Average Assets, quarterly | $1,329,496,500 | 446 |
| Volatile liabilities | $446,547,000 | 352 |
| Insider loans | $429,000 | 5,720 |
| FHLB advances | $200,000,000 | 265 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $69,305,000 | 1,167 |
| Tier 1 (core) risk-based capital | $137,078,000 | 408 |
| Tier 2 risk-based capital | $12,885,000 | 407 |
| Total risk weighted assets | $1,023,913,000 | 421 |
| Total unused commitments | $69,305,000 | 1,172 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 152 | 1,092 |
| Assets and Liabilities | ||
| Total Assets: | $1,327,611,000 | 452 |
| Cash and due from depository institutions | $313,438,000 | 1,092 |
| Interest-bearing balances | $291,146,000 | 35 |
| Securities | $177,654,000 | 759 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $771,198,000 | 489 |
| Loan loss allowance | $19,751,000 | 291 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $7,841,000 | 1,213 |
| Other real estate owned | $4,581,000 | 1,092 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $52,899,000 | 375 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,327,611,000 | 452 |
| Total liabilities | $1,170,064,000 | 464 |
| Total deposits | $957,111,000 | 455 |
| Interest-bearing deposits | $898,231,000 | 421 |
| Deposits held in domestic offices | $957,111,000 | 454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $200,000,000 | 325 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $12,953,000 | 486 |
| Total equity capital | $157,547,000 | 390 |
| Total bank equity capital | $157,547,000 | 390 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000,000 | 2,819 |
| Surplus | $71,000,000 | 384 |
| Undivided profits | $85,547,000 | 376 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,558,000 | 198 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $8,270,000 | 337 |
| Earning assets | $1,239,998,000 | 446 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $1,296,790,600 | 449 |
| Average Assets, quarterly | $1,324,848,500 | 450 |
| Volatile liabilities | $413,326,000 | 374 |
| Insider loans | $431,000 | 5,746 |
| FHLB advances | $200,000,000 | 265 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $51,518,000 | 1,422 |
| Tier 1 (core) risk-based capital | $129,672,000 | 421 |
| Tier 2 risk-based capital | $12,149,000 | 431 |
| Total risk weighted assets | $964,299,000 | 430 |
| Total unused commitments | $51,518,000 | 1,423 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 158 | 1,051 |
| Assets and Liabilities | ||
| Total Assets: | $1,322,086,000 | 464 |
| Cash and due from depository institutions | $337,722,000 | 1,051 |
| Interest-bearing balances | $321,099,000 | 41 |
| Securities | $167,607,000 | 798 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $748,750,000 | 498 |
| Loan loss allowance | $19,749,000 | 305 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,903,000 | 1,378 |
| Other real estate owned | $10,176,000 | 1,051 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $50,928,000 | 401 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,322,086,000 | 464 |
| Total liabilities | $1,170,347,000 | 469 |
| Total deposits | $958,346,000 | 463 |
| Interest-bearing deposits | $905,597,000 | 427 |
| Deposits held in domestic offices | $958,346,000 | 462 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $201,177,000 | 311 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $10,824,000 | 566 |
| Total equity capital | $151,739,000 | 411 |
| Total bank equity capital | $151,739,000 | 411 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $71,000,000 | 396 |
| Undivided profits | $79,739,000 | 403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,778,000 | 208 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $8,086,000 | 347 |
| Earning assets | $1,237,456,000 | 453 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $1,289,085,500 | 460 |
| Average Assets, quarterly | $1,313,436,500 | 467 |
| Volatile liabilities | $406,877,000 | 390 |
| Insider loans | $432,000 | 5,746 |
| FHLB advances | $201,177,000 | 255 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $64,383,000 | 1,218 |
| Tier 1 (core) risk-based capital | $120,680,000 | 446 |
| Tier 2 risk-based capital | $11,927,000 | 439 |
| Total risk weighted assets | $946,375,000 | 441 |
| Total unused commitments | $64,383,000 | 1,222 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 154 | 1,092 |
| Assets and Liabilities | ||
| Total Assets: | $1,304,787,000 | 464 |
| Cash and due from depository institutions | $397,554,000 | 1,092 |
| Interest-bearing balances | $379,641,000 | 39 |
| Securities | $163,024,000 | 812 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $682,757,000 | 534 |
| Loan loss allowance | $19,747,000 | 301 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,828,000 | 1,374 |
| Other real estate owned | $5,411,000 | 1,092 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $49,213,000 | 399 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,304,787,000 | 464 |
| Total liabilities | $1,159,333,000 | 471 |
| Total deposits | $947,713,000 | 462 |
| Interest-bearing deposits | $883,110,000 | 430 |
| Deposits held in domestic offices | $947,713,000 | 461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $201,181,000 | 311 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $10,439,000 | 615 |
| Total equity capital | $145,454,000 | 417 |
| Total bank equity capital | $145,454,000 | 417 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $71,000,000 | 385 |
| Undivided profits | $73,454,000 | 432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,405,000 | 346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $6,928,000 | 386 |
| Earning assets | $1,225,422,000 | 450 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $1,278,085,330 | 462 |
| Average Assets, quarterly | $1,290,020,500 | 463 |
| Volatile liabilities | $402,225,000 | 373 |
| Insider loans | $433,000 | 5,715 |
| FHLB advances | $201,181,000 | 257 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $88,742,000 | 932 |
| Tier 1 (core) risk-based capital | $114,479,000 | 456 |
| Tier 2 risk-based capital | $10,878,000 | 456 |
| Total risk weighted assets | $859,939,000 | 469 |
| Total unused commitments | $88,742,000 | 937 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 149 | 1,126 |
| Assets and Liabilities | ||
| Total Assets: | $1,275,254,000 | 467 |
| Cash and due from depository institutions | $360,468,000 | 1,126 |
| Interest-bearing balances | $335,706,000 | 35 |
| Securities | $151,176,000 | 855 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $699,928,000 | 514 |
| Loan loss allowance | $19,667,000 | 304 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,942,000 | 1,328 |
| Other real estate owned | $6,828,000 | 1,126 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $49,912,000 | 388 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,275,254,000 | 467 |
| Total liabilities | $1,141,153,000 | 473 |
| Total deposits | $924,604,000 | 470 |
| Interest-bearing deposits | $871,217,000 | 434 |
| Deposits held in domestic offices | $924,604,000 | 469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $201,185,000 | 295 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $15,364,000 | 496 |
| Total equity capital | $134,101,000 | 440 |
| Total bank equity capital | $134,101,000 | 440 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,845 |
| Surplus | $71,000,000 | 383 |
| Undivided profits | $62,101,000 | 489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,886,000 | 271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $5,906,000 | 463 |
| Earning assets | $1,186,810,000 | 456 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $1,264,734,500 | 466 |
| Average Assets, quarterly | $1,264,734,500 | 466 |
| Volatile liabilities | $382,904,000 | 387 |
| Insider loans | $431,000 | 5,698 |
| FHLB advances | $201,185,000 | 236 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $79,202,000 | 976 |
| Tier 1 (core) risk-based capital | $111,708,000 | 458 |
| Tier 2 risk-based capital | $10,934,000 | 443 |
| Total risk weighted assets | $865,391,000 | 461 |
| Total unused commitments | $79,202,000 | 981 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 150 | 1,111 |
| Assets and Liabilities | ||
| Total Assets: | $1,254,215,000 | 469 |
| Cash and due from depository institutions | $271,018,000 | 1,111 |
| Interest-bearing balances | $255,782,000 | 44 |
| Securities | $123,684,000 | 1,008 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $796,604,000 | 446 |
| Loan loss allowance | $19,676,000 | 307 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,045,000 | 1,285 |
| Other real estate owned | $5,824,000 | 1,111 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $50,040,000 | 381 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,254,215,000 | 469 |
| Total liabilities | $1,128,959,000 | 466 |
| Total deposits | $902,395,000 | 472 |
| Interest-bearing deposits | $849,204,000 | 439 |
| Deposits held in domestic offices | $902,395,000 | 471 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $201,188,000 | 298 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $25,376,000 | 350 |
| Total equity capital | $125,256,000 | 459 |
| Total bank equity capital | $125,256,000 | 459 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $71,000,000 | 376 |
| Undivided profits | $53,256,000 | 576 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,830,000 | 246 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $6,692,000 | 432 |
| Earning assets | $1,176,070,000 | 456 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $1,195,903,400 | 467 |
| Average Assets, quarterly | $1,245,901,000 | 469 |
| Volatile liabilities | $376,523,000 | 388 |
| Insider loans | $432,000 | 5,728 |
| FHLB advances | $201,188,000 | 245 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $87,635,000 | 874 |
| Tier 1 (core) risk-based capital | $103,509,000 | 473 |
| Tier 2 risk-based capital | $11,372,000 | 427 |
| Total risk weighted assets | $901,058,000 | 433 |
| Total unused commitments | $87,635,000 | 874 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 128 | 1,286 |
| Assets and Liabilities | ||
| Total Assets: | $1,139,442,000 | 487 |
| Cash and due from depository institutions | $134,071,000 | 1,286 |
| Interest-bearing balances | $6,140,000 | 1,045 |
| Securities | $25,163,000 | 3,839 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $925,314,000 | 400 |
| Loan loss allowance | $19,777,000 | 293 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,291,000 | 1,409 |
| Other real estate owned | $14,880,000 | 1,286 |
| Goodwill and other intangibles | $784,000 | 1,612 |
| All other assets | $32,939,000 | 493 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,139,442,000 | 487 |
| Total liabilities | $1,032,493,000 | 485 |
| Total deposits | $812,044,000 | 500 |
| Interest-bearing deposits | $758,156,000 | 459 |
| Deposits held in domestic offices | $812,044,000 | 498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $206,103,000 | 301 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $14,346,000 | 502 |
| Total equity capital | $106,949,000 | 487 |
| Total bank equity capital | $106,949,000 | 487 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $71,000,000 | 361 |
| Undivided profits | $34,949,000 | 804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,034,000 | 167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $6,318,000 | 477 |
| Earning assets | $956,617,000 | 522 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $1,143,207,800 | 467 |
| Average Assets, quarterly | $1,142,142,000 | 480 |
| Volatile liabilities | $375,096,000 | 380 |
| Insider loans | $436,000 | 5,711 |
| FHLB advances | $206,103,000 | 231 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $93,955,000 | 793 |
| Tier 1 (core) risk-based capital | $106,878,000 | 443 |
| Tier 2 risk-based capital | $9,884,000 | 453 |
| Total risk weighted assets | $780,775,000 | 483 |
| Total unused commitments | $93,955,000 | 793 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 138 | 1,178 |
| Assets and Liabilities | ||
| Total Assets: | $1,159,525,000 | 478 |
| Cash and due from depository institutions | $22,533,000 | 1,178 |
| Interest-bearing balances | $5,251,000 | 820 |
| Securities | $40,887,000 | 2,644 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $1,035,114,000 | 368 |
| Loan loss allowance | $18,256,000 | 305 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,825,000 | 1,221 |
| Other real estate owned | $14,959,000 | 1,178 |
| Goodwill and other intangibles | $5,686,000 | 557 |
| All other assets | $33,521,000 | 411 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,159,525,000 | 478 |
| Total liabilities | $1,043,234,000 | 481 |
| Total deposits | $797,881,000 | 505 |
| Interest-bearing deposits | $754,070,000 | 459 |
| Deposits held in domestic offices | $797,881,000 | 501 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $229,325,000 | 278 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $16,028,000 | 474 |
| Total equity capital | $116,291,000 | 444 |
| Total bank equity capital | $116,291,000 | 444 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000,000 | 2,981 |
| Surplus | $71,000,000 | 351 |
| Undivided profits | $44,291,000 | 610 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,270,000 | 204 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $7,288,000 | 371 |
| Earning assets | $1,081,252,000 | 462 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $1,135,263,200 | 462 |
| Average Assets, quarterly | $1,158,869,500 | 474 |
| Volatile liabilities | $390,336,000 | 387 |
| Insider loans | $440,000 | 5,718 |
| FHLB advances | $229,325,000 | 77 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $62,402,000 | 992 |
| Tier 1 (core) risk-based capital | $115,796,000 | 414 |
| Tier 2 risk-based capital | $10,904,000 | 425 |
| Total risk weighted assets | $864,960,000 | 449 |
| Total unused commitments | $62,402,000 | 992 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 144 | 1,159 |
| Assets and Liabilities | ||
| Total Assets: | $1,139,535,000 | 484 |
| Cash and due from depository institutions | $26,404,000 | 1,159 |
| Interest-bearing balances | $11,099,000 | 346 |
| Securities | $50,611,000 | 2,240 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $990,242,000 | 378 |
| Loan loss allowance | $18,586,000 | 309 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,389,000 | 1,099 |
| Other real estate owned | $25,820,000 | 1,159 |
| Goodwill and other intangibles | $6,474,000 | 533 |
| All other assets | $32,595,000 | 439 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,139,535,000 | 484 |
| Total liabilities | $1,049,311,000 | 484 |
| Total deposits | $758,355,000 | 519 |
| Interest-bearing deposits | $712,206,000 | 485 |
| Deposits held in domestic offices | $758,355,000 | 516 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $278,325,000 | 260 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $12,631,000 | 524 |
| Total equity capital | $90,224,000 | 536 |
| Total bank equity capital | $90,224,000 | 536 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $71,000,000 | 354 |
| Undivided profits | $18,224,000 | 1,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,982,000 | 311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $6,448,000 | 375 |
| Earning assets | $1,051,952,000 | 484 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $1,278,037,800 | 428 |
| Average Assets, quarterly | $1,162,127,500 | 475 |
| Volatile liabilities | $421,938,000 | 367 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $278,325,000 | 65 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $98,662,000 | 743 |
| Tier 1 (core) risk-based capital | $89,676,000 | 513 |
| Tier 2 risk-based capital | $9,776,000 | 461 |
| Total risk weighted assets | $773,173,000 | 478 |
| Total unused commitments | $98,662,000 | 743 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 140 | 1,195 |
| Assets and Liabilities | ||
| Total Assets: | $1,025,372,000 | 523 |
| Cash and due from depository institutions | $29,442,000 | 1,195 |
| Interest-bearing balances | $16,536,000 | 345 |
| Securities | $22,015,000 | 4,534 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $908,009,000 | 388 |
| Loan loss allowance | $19,617,000 | 288 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $7,593,000 | 1,001 |
| Other real estate owned | $23,370,000 | 1,195 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $34,943,000 | 388 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,025,372,000 | 523 |
| Total liabilities | $925,059,000 | 527 |
| Total deposits | $675,083,000 | 566 |
| Interest-bearing deposits | $635,451,000 | 522 |
| Deposits held in domestic offices | $675,083,000 | 562 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,000,000 | 447 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $175,035,000 | 292 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $19,941,000 | 405 |
| Total equity capital | $100,313,000 | 497 |
| Total bank equity capital | $100,313,000 | 497 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $71,000,000 | 341 |
| Undivided profits | $28,313,000 | 911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,397,000 | 229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $8,022,000 | 306 |
| Earning assets | $946,560,000 | 515 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $1,067,043,800 | 483 |
| Average Assets, quarterly | $987,689,500 | 535 |
| Volatile liabilities | $334,487,000 | 381 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $175,000,000 | 82 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $108,042,000 | 669 |
| Tier 1 (core) risk-based capital | $100,110,000 | 457 |
| Tier 2 risk-based capital | $9,386,000 | 469 |
| Total risk weighted assets | $740,544,000 | 475 |
| Total unused commitments | $108,042,000 | 675 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 226 | 792 |
| Assets and Liabilities | ||
| Total Assets: | $1,502,737,000 | 371 |
| Cash and due from depository institutions | $26,751,000 | 792 |
| Interest-bearing balances | $10,421,000 | 419 |
| Securities | $39,227,000 | 2,869 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 5,783 |
| Net loans & leases | $1,348,472,000 | 284 |
| Loan loss allowance | $22,163,000 | 272 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $11,658,000 | 624 |
| Other real estate owned | $35,417,000 | 792 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $39,812,000 | 327 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,502,737,000 | 371 |
| Total liabilities | $1,376,609,000 | 366 |
| Total deposits | $1,266,969,000 | 322 |
| Interest-bearing deposits | $1,233,949,000 | 300 |
| Deposits held in domestic offices | $1,266,969,000 | 317 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $90,090,000 | 407 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $19,550,000 | 412 |
| Total equity capital | $126,128,000 | 410 |
| Total bank equity capital | $126,128,000 | 410 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $71,000,000 | 326 |
| Undivided profits | $54,128,000 | 460 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,463,000 | 225 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $10,418,000 | 265 |
| Earning assets | $1,399,520,000 | 369 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $1,845,495,200 | 311 |
| Average Assets, quarterly | $1,498,590,000 | 370 |
| Volatile liabilities | $312,872,000 | 412 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $90,000,000 | 127 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $74,322,000 | 819 |
| Tier 1 (core) risk-based capital | $126,053,000 | 368 |
| Tier 2 risk-based capital | $13,477,000 | 351 |
| Total risk weighted assets | $1,069,483,000 | 347 |
| Total unused commitments | $74,322,000 | 823 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 319 | 592 |
| Assets and Liabilities | ||
| Total Assets: | $2,058,644,000 | 330 |
| Cash and due from depository institutions | $73,199,000 | 592 |
| Interest-bearing balances | $1,403,000 | 2,003 |
| Securities | $146,371,000 | 846 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,283 |
| Net loans & leases | $1,752,345,000 | 268 |
| Loan loss allowance | $18,166,000 | 342 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $14,905,000 | 513 |
| Other real estate owned | $20,952,000 | 592 |
| Goodwill and other intangibles | $12,122,000 | 328 |
| All other assets | $36,250,000 | 371 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,058,644,000 | 330 |
| Total liabilities | $1,916,248,000 | 329 |
| Total deposits | $1,909,222,000 | 257 |
| Interest-bearing deposits | $1,877,970,000 | 227 |
| Deposits held in domestic offices | $1,909,222,000 | 254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $201,000 | 4,548 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $6,825,000 | 798 |
| Total equity capital | $142,396,000 | 381 |
| Total bank equity capital | $142,396,000 | 381 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $71,000,000 | 340 |
| Undivided profits | $70,396,000 | 380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,907,000 | 205 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $12,666,000 | 254 |
| Earning assets | $1,902,619,000 | 330 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $1,458,333,000 | 396 |
| Average Assets, quarterly | $1,808,690,000 | 357 |
| Volatile liabilities | $265,528,000 | 463 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $50,806,000 | 1,042 |
| Tier 1 (core) risk-based capital | $130,228,000 | 380 |
| Tier 2 risk-based capital | $18,148,000 | 315 |
| Total risk weighted assets | $1,451,885,000 | 303 |
| Total unused commitments | $50,806,000 | 1,047 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 220 | 872 |
| Assets and Liabilities | ||
| Total Assets: | $1,108,239,000 | 536 |
| Cash and due from depository institutions | $15,253,000 | 872 |
| Interest-bearing balances | $85,000 | 5,506 |
| Securities | $131,729,000 | 964 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $903,428,000 | 440 |
| Loan loss allowance | $10,034,000 | 558 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $15,354,000 | 497 |
| Other real estate owned | $5,926,000 | 872 |
| Goodwill and other intangibles | $3,310,000 | 667 |
| All other assets | $33,239,000 | 423 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,108,239,000 | 536 |
| Total liabilities | $1,034,702,000 | 526 |
| Total deposits | $905,271,000 | 498 |
| Interest-bearing deposits | $881,351,000 | 453 |
| Deposits held in domestic offices | $905,271,000 | 492 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $115,272,000 | 349 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $14,159,000 | 556 |
| Total equity capital | $73,537,000 | 681 |
| Total bank equity capital | $73,537,000 | 681 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $24,000,000 | 796 |
| Undivided profits | $48,537,000 | 549 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,907,000 | 243 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $7,386,000 | 399 |
| Earning assets | $1,035,242,000 | 527 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $820,830,800 | 645 |
| Average Assets, quarterly | $1,018,189,500 | 565 |
| Volatile liabilities | $224,833,000 | 510 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $115,000,000 | 113 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $45,685,000 | 1,101 |
| Tier 1 (core) risk-based capital | $69,533,000 | 674 |
| Tier 2 risk-based capital | $9,570,000 | 482 |
| Total risk weighted assets | $765,096,000 | 490 |
| Total unused commitments | $45,685,000 | 1,107 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 218 | 902 |
| Assets and Liabilities | ||
| Total Assets: | $659,650,000 | 782 |
| Cash and due from depository institutions | $33,071,000 | 902 |
| Interest-bearing balances | $18,583,000 | 210 |
| Securities | $31,225,000 | 4,130 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $548,721,000 | 602 |
| Loan loss allowance | $5,194,000 | 895 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $15,566,000 | 490 |
| Other real estate owned | $2,871,000 | 902 |
| Goodwill and other intangibles | $4,485,000 | 503 |
| All other assets | $23,711,000 | 533 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $659,650,000 | 782 |
| Total liabilities | $606,593,000 | 779 |
| Total deposits | $599,798,000 | 689 |
| Interest-bearing deposits | $581,775,000 | 614 |
| Deposits held in domestic offices | $599,798,000 | 677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $369,000 | 4,002 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $6,426,000 | 776 |
| Total equity capital | $53,057,000 | 839 |
| Total bank equity capital | $53,057,000 | 839 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $24,000,000 | 744 |
| Undivided profits | $28,057,000 | 835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,878,000 | 801 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $3,949,000 | 554 |
| Earning assets | $598,529,000 | 775 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $641,057,200 | 779 |
| Average Assets, quarterly | $659,900,000 | 775 |
| Volatile liabilities | $58,165,000 | 1,138 |
| Insider loans | $110,000 | 9,299 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $30,434,000 | 1,413 |
| Tier 1 (core) risk-based capital | $47,982,000 | 890 |
| Tier 2 risk-based capital | $5,190,000 | 712 |
| Total risk weighted assets | $464,994,000 | 693 |
| Total unused commitments | $30,434,000 | 1,424 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 210 | 988 |
| Assets and Liabilities | ||
| Total Assets: | $571,199,000 | 875 |
| Cash and due from depository institutions | $120,159,000 | 988 |
| Interest-bearing balances | $98,282,000 | 82 |
| Securities | $10,882,000 | 8,766 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $398,989,000 | 763 |
| Loan loss allowance | $5,101,000 | 969 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $14,743,000 | 509 |
| Other real estate owned | $6,908,000 | 988 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $19,518,000 | 584 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $571,199,000 | 875 |
| Total liabilities | $530,671,000 | 870 |
| Total deposits | $521,609,000 | 790 |
| Interest-bearing deposits | $508,129,000 | 721 |
| Deposits held in domestic offices | $521,609,000 | 777 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $628,000 | 3,171 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $8,434,000 | 688 |
| Total equity capital | $40,528,000 | 1,024 |
| Total bank equity capital | $40,528,000 | 1,024 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $24,000,000 | 705 |
| Undivided profits | $15,528,000 | 1,522 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,928,000 | 981 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $2,669,000 | 689 |
| Earning assets | $508,153,000 | 892 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $544,574,600 | 878 |
| Average Assets, quarterly | $566,551,500 | 873 |
| Volatile liabilities | $48,613,000 | 1,225 |
| Insider loans | $138,000 | 9,149 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $35,194,000 | 1,276 |
| Tier 1 (core) risk-based capital | $39,582,000 | 1,018 |
| Tier 2 risk-based capital | $4,513,000 | 788 |
| Total risk weighted assets | $380,593,500 | 803 |
| Total unused commitments | $35,194,000 | 1,295 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 185 | 1,151 |
| Assets and Liabilities | ||
| Total Assets: | $522,511,000 | 959 |
| Cash and due from depository institutions | $32,096,000 | 1,151 |
| Interest-bearing balances | $19,166,000 | 415 |
| Securities | $13,267,000 | 7,894 |
| Federal funds sold & reverse repurchase agreements | $666,000 | 9,680 |
| Net loans & leases | $428,263,000 | 731 |
| Loan loss allowance | $5,755,000 | 899 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $14,455,000 | 527 |
| Other real estate owned | $14,864,000 | 1,151 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $18,900,000 | 648 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $522,511,000 | 959 |
| Total liabilities | $490,083,000 | 955 |
| Total deposits | $472,349,000 | 901 |
| Interest-bearing deposits | $455,115,000 | 837 |
| Deposits held in domestic offices | $472,349,000 | 892 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $11,803,000 | 880 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $5,931,000 | 854 |
| Total equity capital | $32,428,000 | 1,192 |
| Total bank equity capital | $32,428,000 | 1,192 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $24,000,000 | 677 |
| Undivided profits | $7,428,000 | 2,959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,821,000 | 574 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $3,246,000 | 651 |
| Earning assets | $461,362,000 | 980 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $351,962,800 | 1,370 |
| Average Assets, quarterly | $424,825,500 | 1,153 |
| Volatile liabilities | $45,512,000 | 1,260 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $31,714,000 | 1,310 |
| Tier 1 (core) risk-based capital | $29,855,000 | 1,260 |
| Tier 2 risk-based capital | $4,576,000 | 807 |
| Total risk weighted assets | $393,710,000 | 815 |
| Total unused commitments | $31,714,000 | 1,324 |
| Derivatives | $0 | 651 |