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Regency Bank, Changes in Bank Equity Capital
| 1997-12-31 | Rank | |
| Amended balance at previous year-end | $7,068,000 | 5,256 |
| Restatements from amended reports of income, net | $0 | 377 |
| Net income | $-159,000 | 10,574 |
| Sale, conversion, retirement of capital stock, net | $252,000 | 638 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 439 |
| Cash dividends declared on preferred stock | $0 | 167 |
| Cash dividends declared on common stock | $183,000 | 5,546 |
| Other comprehensive income | $89,000 | 2,760 |
| Other transactions with parent holding company | $0 | 654 |
| Bank equity capital | $7,067,000 | 5,720 |
| 1996-12-31 | Rank | |
| Amended balance at previous year-end | $6,323,000 | 5,869 |
| Restatements from amended reports of income, net | $0 | 197 |
| Net income | $744,000 | 5,553 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 633 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 441 |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $0 | 8,271 |
| Other comprehensive income | $-129,000 | 8,077 |
| Other transactions with parent holding company | $0 | 528 |
| Bank equity capital | $7,068,000 | 5,760 |
| 1995-12-31 | Rank | |
| Amended balance at previous year-end | $5,184,000 | 6,535 |
| Restatements from amended reports of income, net | $3,000 | 181 |
| Net income | $707,000 | 5,943 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 517 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 459 |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $0 | 8,644 |
| Other comprehensive income | $314,000 | 3,957 |
| Other transactions with parent holding company | $-35,000 | 10,465 |
| Bank equity capital | $6,323,000 | 6,306 |
| 1994-12-31 | Rank | |
| Amended balance at previous year-end | $4,883,000 | 6,998 |
| Restatements from amended reports of income, net | $0 | 244 |
| Net income | $474,000 | 7,513 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 944 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 449 |
| Cash dividends declared on preferred stock | $0 | 211 |
| Cash dividends declared on common stock | $0 | 8,856 |
| Other comprehensive income | $-210,000 | 6,609 |
| Other transactions with parent holding company | $0 | 545 |
| Bank equity capital | $5,184,000 | 6,944 |
| 1993-12-31 | Rank | |
| Amended balance at previous year-end | $4,412,000 | 7,380 |
| Restatements from amended reports of income, net | $0 | 249 |
| Net income | $471,000 | 7,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 420 |
| Cash dividends declared on preferred stock | $0 | 217 |
| Cash dividends declared on common stock | $0 | 9,002 |
| Other comprehensive income | $0 | 1,984 |
| Other transactions with parent holding company | $0 | 566 |
| Bank equity capital | $4,883,000 | 7,406 |
| 1992-12-31 | Rank | |
| Amended balance at previous year-end | $4,297,000 | 7,396 |
| Restatements from amended reports of income, net | $0 | 350 |
| Net income | $115,000 | 11,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 366 |
| Cash dividends declared on preferred stock | $0 | 200 |
| Cash dividends declared on common stock | $0 | 8,837 |
| Other comprehensive income | $0 | 551 |
| Other transactions with parent holding company | $0 | 777 |
| Bank equity capital | $4,412,000 | 7,750 |