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Regency Bank, Total Unused Commitments

1998-12-31Rank
Total unused commitments$55,376,0001,060
Loan commitments-revolving, open-end lines secured by 1-4's$3,388,0001,492
Credit card lines$2,840,000894
Commercial real estate, construction & land development$31,493,000408
Commitments secured by real estate$28,738,000414
Commitments not secured by real estate$2,755,000232
Securities underwriting$013
Other unused commitments$17,655,0001,248
Memoranda:
Commitments with an original maturity exceeding 1 yr$3,718,0001,684
Securities lent$092
All other off-balance sheet liabilities$057
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$060
1997-12-31Rank
Total unused commitments$44,139,0001,196
Loan commitments-revolving, open-end lines secured by 1-4's$2,558,0001,726
Credit card lines$2,882,000866
Commercial real estate, construction & land development$22,971,000446
Commitments secured by real estate$19,476,000484
Commitments not secured by real estate$3,495,000187
Securities underwriting$016
Other unused commitments$15,728,0001,275
Memoranda:
Commitments with an original maturity exceeding 1 yr$3,377,0001,675
Securities lent$0105
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$042
Acquired by reporting bank$055
1996-12-31Rank
Total unused commitments$57,368,000978
Loan commitments-revolving, open-end lines secured by 1-4's$1,813,0002,033
Credit card lines$2,543,0001,026
Commercial real estate, construction & land development$35,644,000313
Commitments secured by real estate$32,373,000317
Commitments not secured by real estate$3,271,000223
Securities underwriting$014
Other unused commitments$17,368,0001,185
Memoranda:
Commitments with an original maturity exceeding 1 yr$10,074,000900
Securities lent$0139
All other off-balance sheet liabilities$045
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$048
Acquired by reporting bank$059
1995-12-31Rank
Total unused commitments$42,524,0001,165
Loan commitments-revolving, open-end lines secured by 1-4's$2,239,0001,799
Credit card lines$2,347,0001,126
Commercial real estate, construction & land development$23,001,000396
Commitments secured by real estate$19,645,000420
Commitments not secured by real estate$3,356,000211
Securities underwriting$019
Other unused commitments$14,937,0001,320
Memoranda:
Commitments with an original maturity exceeding 1 yr$3,575,0001,603
Securities lent$0168
All other off-balance sheet liabilities$051
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$052
Acquired by reporting bank$062
1994-12-31Rank
Total unused commitments$38,326,0001,202
Loan commitments-revolving, open-end lines secured by 1-4's$2,216,0001,821
Credit card lines$3,064,000919
Commercial real estate, construction & land development$20,831,000416
Commitments secured by real estate$19,087,000421
Commitments not secured by real estate$1,744,000263
Securities underwriting$022
Other unused commitments$12,215,0001,476
Memoranda:
Commitments with an original maturity exceeding 1 yr$3,136,0001,620
Securities lent$0184
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$052
Acquired by reporting bank$095
1993-12-31Rank
Total unused commitments$36,141,0001,270
Loan commitments-revolving, open-end lines secured by 1-4's$1,384,0002,241
Credit card lines$2,441,0001,033
Commercial real estate, construction & land development$20,465,000362
Commitments secured by real estate$18,629,000360
Commitments not secured by real estate$1,836,000278
Securities underwriting$031
Other unused commitments$11,851,0001,414
Memoranda:
Commitments with an original maturity exceeding 1 yr$2,728,0001,567
Securities lent$0256
All other off-balance sheet liabilities$073
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$048
Acquired by reporting bank$0102
1992-12-31Rank
Total unused commitments$35,057,0001,223
Loan commitments-revolving, open-end lines secured by 1-4's$1,379,0002,216
Credit card lines$2,607,0001,010
Commercial real estate, construction & land development$20,340,000319
Commitments secured by real estate$17,121,000337
Commitments not secured by real estate$3,219,000201
Securities underwriting$026
Other unused commitments$10,731,0001,465
Memoranda:
Commitments with an original maturity exceeding 1 yr$3,848,0001,272
Securities lent$0206
All other off-balance sheet liabilities$067
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$054
Acquired by reporting bank$0109