Home > Regency Bank > Loan Charge- Offs and Recoveries

Regency Bank, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$217,0002,938
Loans secured by real estate, total$64,0001,620
To non-U.S. addresseesNANA
Real estate loans in domestic offices$64,0001,618
Construction and land development$34,000304
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$30,0001,732
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$118,0002,103
Loans to individuals$35,0004,419
Credit card loan charge offs$1,0003,298
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$34,0004,052
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$254,000983
Loans secured by real estate, total$203,000389
To non-U.S. addresseesNANA
Real estate loans in domestic offices$203,000388
Construction and land development$145,00086
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$12,0001,306
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$46,000491
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$40,0001,753
Loans to individuals$11,0004,111
Credit card loan recoveries$1,0002,046
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$10,0003,964
Loans to foreign governments and official institutions$014
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$-37,00010,035
Loans secured by real estate, total$-139,00010,304
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-139,00010,323
Construction and land development$-111,00010,397
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$18,0001,880
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$-46,00010,169
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$78,0002,159
To non-U.S. addresseesNANA
Loans to individuals$24,0004,255
Credit card loan net charge offs$03,434
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$24,0003,792
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$895,0001,083
Loans secured by real estate, total$663,000404
To non-U.S. addresseesNANA
Real estate loans in domestic offices$663,000403
Construction and land development$601,00048
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$54,0001,339
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$8,0001,444
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$132,0001,909
Loans to individuals$100,0002,557
Credit card loan charge offs$24,0001,453
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$76,0002,694
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$146,0001,738
Loans secured by real estate, total$24,0001,650
To non-U.S. addresseesNANA
Real estate loans in domestic offices$24,0001,650
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$4,0002,185
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$20,000806
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$98,0001,015
Loans to individuals$24,0002,767
Credit card loan recoveries$20,000560
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$4,0005,575
Loans to foreign governments and official institutions$027
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$749,000966
Loans secured by real estate, total$639,000296
To non-U.S. addresseesNANA
Real estate loans in domestic offices$639,000294
Construction and land development$601,00035
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$50,0001,162
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$-12,00010,356
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$34,0003,128
To non-U.S. addresseesNANA
Loans to individuals$76,0002,483
Credit card loan net charge offs$4,0002,688
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$72,0002,217
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$258,0002,887
Loans secured by real estate, total$139,0001,296
To non-U.S. addresseesNANA
Real estate loans in domestic offices$139,0001,296
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$69,0001,248
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$70,000875
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$54,0003,468
Loans to individuals$65,0003,358
Credit card loan charge offs$15,0001,901
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$50,0003,396
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$89,0002,669
Loans secured by real estate, total$54,0001,198
To non-U.S. addresseesNANA
Real estate loans in domestic offices$54,0001,198
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$10,0001,686
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$44,000699
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$22,0003,068
Loans to individuals$13,0004,009
Credit card loan recoveries$02,751
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$13,0003,727
Loans to foreign governments and official institutions$032
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$169,0002,960
Loans secured by real estate, total$85,0001,338
To non-U.S. addresseesNANA
Real estate loans in domestic offices$85,0001,337
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$59,0001,139
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$26,000968
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$32,0003,341
To non-U.S. addresseesNANA
Loans to individuals$52,0003,070
Credit card loan net charge offs$15,0001,704
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$37,0003,138
Loans to foreign governments and official institutions$05
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$265,0002,781
Loans secured by real estate, total$161,0001,329
To non-U.S. addresseesNANA
Real estate loans in domestic offices$161,0001,327
Construction and land development$8,000715
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$78,0001,264
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$75,0001,025
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$68,0002,975
Loans to individuals$36,0004,258
Credit card loan charge offs$04,035
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$36,0003,838
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$38,0004,732
Loans secured by real estate, total$05,162
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,149
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$38,0002,364
Loans to individuals$09,046
Credit card loan recoveries$02,795
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$08,760
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$227,0002,305
Loans secured by real estate, total$161,0001,071
To non-U.S. addresseesNANA
Real estate loans in domestic offices$161,0001,070
Construction and land development$8,000627
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$78,0001,056
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$75,000826
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$30,0003,249
To non-U.S. addresseesNANA
Loans to individuals$36,0003,315
Credit card loan net charge offs$03,773
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$36,0002,866
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$313,0002,539
Loans secured by real estate, total$06,101
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,096
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$04,860
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$259,0001,188
Loans to individuals$54,0003,352
Credit card loan charge offs$41,0001,011
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$13,0006,053
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$29,0005,944
Loans secured by real estate, total$8,0003,445
To non-U.S. addresseesNANA
Real estate loans in domestic offices$8,0003,444
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$8,0001,577
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$21,0003,899
Loans to individuals$09,566
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$09,313
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$284,0001,981
Loans secured by real estate, total$-8,00011,110
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-8,00011,148
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$04,088
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$-8,00011,750
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$238,000878
To non-U.S. addresseesNANA
Loans to individuals$54,0002,408
Credit card loan net charge offs$41,000901
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$13,0004,482
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$105,0005,793
Loans secured by real estate, total$7,0005,991
To non-U.S. addresseesNANA
Real estate loans in domestic offices$7,0005,990
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$05,721
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$7,0002,782
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$93,0003,262
Loans to individuals$5,0008,875
Credit card loan charge offs$5,0002,718
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$010,504
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$117,0002,792
Loans secured by real estate, total$06,091
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,082
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$117,0001,315
Loans to individuals$010,087
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$09,819
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$-12,00011,843
Loans secured by real estate, total$7,0005,059
To non-U.S. addresseesNANA
Real estate loans in domestic offices$7,0005,057
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$04,945
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$7,0002,439
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-24,00012,088
To non-U.S. addresseesNANA
Loans to individuals$5,0007,181
Credit card loan net charge offs$5,0002,429
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$08,565
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$406,0003,366
Loans secured by real estate, total$08,179
To non-U.S. addresseesNANA
Real estate loans in domestic offices$08,166
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$06,523
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$353,0001,814
Loans to individuals$53,0004,488
Credit card loan charge offs$38,0001,290
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$15,0007,149
Loans to foreign governments and official institutions$043
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$162,0002,307
Loans secured by real estate, total$06,234
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,207
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$162,0001,032
Loans to individuals$010,546
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$010,286
Loans to foreign governments and official institutions$047
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$244,0003,766
Loans secured by real estate, total$07,205
To non-U.S. addresseesNANA
Real estate loans in domestic offices$07,197
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$05,775
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$191,0002,294
To non-U.S. addresseesNANA
Loans to individuals$53,0003,518
Credit card loan net charge offs$38,0001,190
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$15,0005,801
Loans to foreign governments and official institutions$037
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.