Home > Regal Bank & Trust > Income and Expense
Regal Bank & Trust, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,408,000 | 3,525 |
| Total interest expense | $718,000 | 2,521 |
| Net interest income | $3,690,000 | 3,651 |
| Provision for loan and lease losses | $10,000 | 4,009 |
| Total noninterest income | $197,000 | 4,999 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $20,000 | 5,813 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $177,000 | 4,288 |
| Total noninterest expense | $3,779,000 | 3,216 |
| Salaries and employee benefits | $2,248,000 | 3,060 |
| Premises and equipment expense | $570,000 | 2,695 |
| Additional noninterest expense | $961,000 | 3,787 |
| Pre-tax net operating income | $98,000 | 5,729 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $98,000 | 5,733 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $98,000 | 5,736 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $98,000 | 5,736 |
| Net charge-offs | $-68,000 | 5,710 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $98,000 | 5,694 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,987,000 | 3,493 |
| Total interest expense | $489,000 | 2,496 |
| Net interest income | $2,498,000 | 3,623 |
| Provision for loan and lease losses | $10,000 | 3,765 |
| Total noninterest income | $140,000 | 4,943 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $14,000 | 5,846 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $126,000 | 4,242 |
| Total noninterest expense | $2,497,000 | 3,266 |
| Salaries and employee benefits | $1,493,000 | 3,087 |
| Premises and equipment expense | $386,000 | 2,669 |
| Additional noninterest expense | $618,000 | 3,895 |
| Pre-tax net operating income | $131,000 | 5,495 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $131,000 | 5,465 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $131,000 | 5,464 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $131,000 | 5,467 |
| Net charge-offs | $-69,000 | 5,838 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $131,000 | 5,416 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,490,000 | 3,507 |
| Total interest expense | $245,000 | 2,520 |
| Net interest income | $1,245,000 | 3,639 |
| Provision for loan and lease losses | $10,000 | 3,223 |
| Total noninterest income | $107,000 | 4,432 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $9,000 | 5,746 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $98,000 | 3,626 |
| Total noninterest expense | $1,288,000 | 3,214 |
| Salaries and employee benefits | $778,000 | 3,028 |
| Premises and equipment expense | $197,000 | 2,681 |
| Additional noninterest expense | $313,000 | 3,865 |
| Pre-tax net operating income | $54,000 | 5,590 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $17,000 | 3,603 |
| Income before extraordinary items | $37,000 | 5,723 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $37,000 | 5,723 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $37,000 | 5,724 |
| Net charge-offs | $-4,000 | 5,028 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $37,000 | 5,674 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,106,000 | 3,486 |
| Total interest expense | $1,092,000 | 2,441 |
| Net interest income | $5,014,000 | 3,642 |
| Provision for loan and lease losses | $-138,000 | 6,079 |
| Total noninterest income | $468,000 | 4,387 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $30,000 | 6,007 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $438,000 | 3,470 |
| Total noninterest expense | $5,089,000 | 3,268 |
| Salaries and employee benefits | $2,885,000 | 3,163 |
| Premises and equipment expense | $821,000 | 2,610 |
| Additional noninterest expense | $1,383,000 | 3,725 |
| Pre-tax net operating income | $531,000 | 4,972 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $488,000 | 2,225 |
| Income before extraordinary items | $43,000 | 6,026 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $43,000 | 6,026 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $43,000 | 6,027 |
| Net charge-offs | $41,000 | 3,921 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $43,000 | 5,993 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,575,000 | 3,515 |
| Total interest expense | $832,000 | 2,437 |
| Net interest income | $3,743,000 | 3,676 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $422,000 | 4,128 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $21,000 | 6,113 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $401,000 | 3,223 |
| Total noninterest expense | $3,830,000 | 3,286 |
| Salaries and employee benefits | $2,172,000 | 3,172 |
| Premises and equipment expense | $628,000 | 2,600 |
| Additional noninterest expense | $1,030,000 | 3,763 |
| Pre-tax net operating income | $335,000 | 5,228 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $335,000 | 5,117 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $335,000 | 5,117 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $335,000 | 5,119 |
| Net charge-offs | $-49,000 | 6,034 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $335,000 | 5,073 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,002,000 | 3,560 |
| Total interest expense | $559,000 | 2,443 |
| Net interest income | $2,443,000 | 3,729 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $344,000 | 3,766 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $13,000 | 6,186 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $331,000 | 2,897 |
| Total noninterest expense | $2,594,000 | 3,266 |
| Salaries and employee benefits | $1,458,000 | 3,177 |
| Premises and equipment expense | $433,000 | 2,553 |
| Additional noninterest expense | $703,000 | 3,727 |
| Pre-tax net operating income | $193,000 | 5,355 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $193,000 | 5,255 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $193,000 | 5,257 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $193,000 | 5,258 |
| Net charge-offs | $-58,000 | 6,188 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $193,000 | 5,208 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 3,590 |
| Total interest expense | $280,000 | 2,481 |
| Net interest income | $1,213,000 | 3,763 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $75,000 | 5,027 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $6,000 | 6,247 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $69,000 | 4,116 |
| Total noninterest expense | $1,267,000 | 3,340 |
| Salaries and employee benefits | $732,000 | 3,192 |
| Premises and equipment expense | $226,000 | 2,519 |
| Additional noninterest expense | $309,000 | 4,041 |
| Pre-tax net operating income | $21,000 | 6,028 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $21,000 | 6,040 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $21,000 | 6,040 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $21,000 | 6,041 |
| Net charge-offs | $-38,000 | 6,230 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $21,000 | 6,011 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,230,000 | 3,532 |
| Total interest expense | $1,264,000 | 2,473 |
| Net interest income | $4,966,000 | 3,713 |
| Provision for loan and lease losses | $-400,000 | 6,555 |
| Total noninterest income | $371,000 | 4,854 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $22,000 | 6,399 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $349,000 | 3,878 |
| Total noninterest expense | $5,249,000 | 3,293 |
| Salaries and employee benefits | $2,639,000 | 3,408 |
| Premises and equipment expense | $874,000 | 2,530 |
| Additional noninterest expense | $1,736,000 | 3,290 |
| Pre-tax net operating income | $488,000 | 5,026 |
| Securities gains (losses) | $-19,000 | 6,323 |
| Applicable income taxes | $13,000 | 4,236 |
| Income before extraordinary items | $456,000 | 4,995 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $456,000 | 4,998 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $456,000 | 4,998 |
| Net charge-offs | $149,000 | 3,337 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $474,430 | 4,897 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,678,000 | 3,561 |
| Total interest expense | $968,000 | 2,504 |
| Net interest income | $3,710,000 | 3,741 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $441,000 | 4,223 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $16,000 | 6,471 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $425,000 | 3,262 |
| Total noninterest expense | $3,960,000 | 3,279 |
| Salaries and employee benefits | $1,963,000 | 3,443 |
| Premises and equipment expense | $653,000 | 2,560 |
| Additional noninterest expense | $1,344,000 | 3,226 |
| Pre-tax net operating income | $191,000 | 5,705 |
| Securities gains (losses) | $-19,000 | 6,567 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $172,000 | 5,739 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $172,000 | 5,740 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $172,000 | 5,740 |
| Net charge-offs | $-144,000 | 6,665 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $191,000 | 5,608 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,072,000 | 3,599 |
| Total interest expense | $653,000 | 2,537 |
| Net interest income | $2,419,000 | 3,799 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $431,000 | 3,578 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $11,000 | 6,492 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $420,000 | 2,730 |
| Total noninterest expense | $2,642,000 | 3,292 |
| Salaries and employee benefits | $1,334,000 | 3,409 |
| Premises and equipment expense | $440,000 | 2,538 |
| Additional noninterest expense | $868,000 | 3,299 |
| Pre-tax net operating income | $208,000 | 5,277 |
| Securities gains (losses) | $-19,000 | 6,719 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $189,000 | 5,332 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $189,000 | 5,335 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $189,000 | 5,335 |
| Net charge-offs | $210,000 | 2,046 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $208,000 | 5,088 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 3,576 |
| Total interest expense | $334,000 | 2,555 |
| Net interest income | $1,240,000 | 3,755 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $97,000 | 4,897 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $6,000 | 6,510 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $91,000 | 3,900 |
| Total noninterest expense | $1,365,000 | 3,230 |
| Salaries and employee benefits | $702,000 | 3,317 |
| Premises and equipment expense | $223,000 | 2,543 |
| Additional noninterest expense | $440,000 | 3,282 |
| Pre-tax net operating income | $-28,000 | 6,474 |
| Securities gains (losses) | $-19,000 | 6,862 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-47,000 | 6,584 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-47,000 | 6,585 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-47,000 | 6,585 |
| Net charge-offs | $123,000 | 1,735 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-28,000 | 6,479 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,331,000 | 3,339 |
| Total interest expense | $1,790,000 | 2,350 |
| Net interest income | $5,541,000 | 3,561 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $232,000 | 5,530 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $29,000 | 6,538 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $203,000 | 4,574 |
| Total noninterest expense | $5,800,000 | 3,115 |
| Salaries and employee benefits | $2,935,000 | 3,180 |
| Premises and equipment expense | $876,000 | 2,547 |
| Additional noninterest expense | $1,989,000 | 3,102 |
| Pre-tax net operating income | $-27,000 | 6,199 |
| Securities gains (losses) | $1,151,000 | 454 |
| Applicable income taxes | $212,000 | 2,963 |
| Income before extraordinary items | $912,000 | 4,068 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $912,000 | 4,068 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $912,000 | 4,070 |
| Net charge-offs | $941,000 | 1,885 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-20,310 | 6,210 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,586,000 | 3,357 |
| Total interest expense | $1,414,000 | 2,330 |
| Net interest income | $4,172,000 | 3,613 |
| Provision for loan and lease losses | $478,000 | 2,330 |
| Total noninterest income | $436,000 | 4,271 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $22,000 | 6,619 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $414,000 | 3,222 |
| Total noninterest expense | $4,356,000 | 3,125 |
| Salaries and employee benefits | $2,190,000 | 3,210 |
| Premises and equipment expense | $661,000 | 2,552 |
| Additional noninterest expense | $1,505,000 | 3,106 |
| Pre-tax net operating income | $-226,000 | 6,535 |
| Securities gains (losses) | $653,000 | 607 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $427,000 | 4,886 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $427,000 | 4,886 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $427,000 | 4,886 |
| Net charge-offs | $952,000 | 1,517 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-226,000 | 6,555 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,830,000 | 3,311 |
| Total interest expense | $975,000 | 2,331 |
| Net interest income | $2,855,000 | 3,568 |
| Provision for loan and lease losses | $478,000 | 1,872 |
| Total noninterest income | $483,000 | 3,304 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $15,000 | 6,650 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $468,000 | 2,413 |
| Total noninterest expense | $2,998,000 | 3,066 |
| Salaries and employee benefits | $1,483,000 | 3,180 |
| Premises and equipment expense | $449,000 | 2,532 |
| Additional noninterest expense | $1,066,000 | 2,964 |
| Pre-tax net operating income | $-138,000 | 6,572 |
| Securities gains (losses) | $409,000 | 682 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $271,000 | 4,952 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $271,000 | 4,956 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $271,000 | 4,956 |
| Net charge-offs | $430,000 | 1,927 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-138,000 | 6,587 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,921,000 | 3,328 |
| Total interest expense | $505,000 | 2,353 |
| Net interest income | $1,416,000 | 3,603 |
| Provision for loan and lease losses | $338,000 | 1,393 |
| Total noninterest income | $552,000 | 2,013 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $9,000 | 6,588 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $543,000 | 1,427 |
| Total noninterest expense | $1,442,000 | 3,148 |
| Salaries and employee benefits | $676,000 | 3,433 |
| Premises and equipment expense | $228,000 | 2,508 |
| Additional noninterest expense | $538,000 | 2,913 |
| Pre-tax net operating income | $188,000 | 4,611 |
| Securities gains (losses) | $215,000 | 577 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $403,000 | 3,043 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $403,000 | 3,046 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $403,000 | 3,047 |
| Net charge-offs | $300,000 | 1,495 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $188,000 | 4,335 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,093,000 | 3,304 |
| Total interest expense | $2,312,000 | 2,475 |
| Net interest income | $5,781,000 | 3,564 |
| Provision for loan and lease losses | $3,621,000 | 1,025 |
| Total noninterest income | $-1,232,000 | 7,258 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $52,000 | 6,290 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,284,000 | 7,227 |
| Total noninterest expense | $5,732,000 | 3,170 |
| Salaries and employee benefits | $2,684,000 | 3,377 |
| Premises and equipment expense | $950,000 | 2,518 |
| Additional noninterest expense | $2,098,000 | 3,009 |
| Pre-tax net operating income | $-4,804,000 | 7,048 |
| Securities gains (losses) | $2,185,000 | 215 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-2,619,000 | 6,910 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,619,000 | 6,910 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,619,000 | 6,910 |
| Net charge-offs | $3,373,000 | 1,100 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-4,804,000 | 7,049 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,115,000 | 3,310 |
| Total interest expense | $1,763,000 | 2,537 |
| Net interest income | $4,352,000 | 3,565 |
| Provision for loan and lease losses | $3,158,000 | 899 |
| Total noninterest income | $231,000 | 5,238 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $36,000 | 6,397 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $195,000 | 4,117 |
| Total noninterest expense | $5,586,000 | 2,524 |
| Salaries and employee benefits | $2,049,000 | 3,333 |
| Premises and equipment expense | $707,000 | 2,546 |
| Additional noninterest expense | $2,830,000 | 1,796 |
| Pre-tax net operating income | $-4,161,000 | 7,186 |
| Securities gains (losses) | $1,670,000 | 218 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-2,491,000 | 7,107 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,491,000 | 7,108 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-2,491,000 | 7,108 |
| Net charge-offs | $3,234,000 | 893 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-4,161,000 | 7,204 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,131,000 | 3,298 |
| Total interest expense | $1,186,000 | 2,595 |
| Net interest income | $2,945,000 | 3,529 |
| Provision for loan and lease losses | $1,513,000 | 1,110 |
| Total noninterest income | $194,000 | 4,917 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $23,000 | 6,439 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $171,000 | 3,745 |
| Total noninterest expense | $3,442,000 | 2,722 |
| Salaries and employee benefits | $1,418,000 | 3,279 |
| Premises and equipment expense | $473,000 | 2,562 |
| Additional noninterest expense | $1,551,000 | 2,187 |
| Pre-tax net operating income | $-1,816,000 | 7,147 |
| Securities gains (losses) | $625,000 | 297 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,191,000 | 7,081 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,191,000 | 7,081 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,191,000 | 7,082 |
| Net charge-offs | $1,441,000 | 1,156 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,816,000 | 7,176 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,063,000 | 3,318 |
| Total interest expense | $596,000 | 2,655 |
| Net interest income | $1,467,000 | 3,527 |
| Provision for loan and lease losses | $576,000 | 1,319 |
| Total noninterest income | $135,000 | 4,363 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $10,000 | 6,519 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $125,000 | 3,198 |
| Total noninterest expense | $1,740,000 | 2,723 |
| Salaries and employee benefits | $726,000 | 3,230 |
| Premises and equipment expense | $243,000 | 2,546 |
| Additional noninterest expense | $771,000 | 2,179 |
| Pre-tax net operating income | $-714,000 | 7,188 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-714,000 | 7,221 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-714,000 | 7,221 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-714,000 | 7,222 |
| Net charge-offs | $591,000 | 1,200 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-714,000 | 7,215 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,989,000 | 3,223 |
| Total interest expense | $2,694,000 | 2,820 |
| Net interest income | $6,295,000 | 3,355 |
| Provision for loan and lease losses | $2,960,000 | 1,624 |
| Total noninterest income | $953,000 | 3,308 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $44,000 | 6,321 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $909,000 | 2,304 |
| Total noninterest expense | $6,279,000 | 2,997 |
| Salaries and employee benefits | $2,814,000 | 3,286 |
| Premises and equipment expense | $952,000 | 2,584 |
| Additional noninterest expense | $2,513,000 | 2,674 |
| Pre-tax net operating income | $-1,991,000 | 6,771 |
| Securities gains (losses) | $212,000 | 1,540 |
| Applicable income taxes | $648,000 | 1,657 |
| Income before extraordinary items | $-2,427,000 | 6,922 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,427,000 | 6,922 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,427,000 | 6,923 |
| Net charge-offs | $3,489,000 | 1,334 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-2,639,000 | 6,931 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,795,000 | 3,266 |
| Total interest expense | $2,082,000 | 2,867 |
| Net interest income | $4,713,000 | 3,407 |
| Provision for loan and lease losses | $1,346,000 | 2,135 |
| Total noninterest income | $708,000 | 3,367 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $34,000 | 6,369 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $674,000 | 2,324 |
| Total noninterest expense | $4,440,000 | 3,146 |
| Salaries and employee benefits | $2,089,000 | 3,333 |
| Premises and equipment expense | $719,000 | 2,602 |
| Additional noninterest expense | $1,632,000 | 2,979 |
| Pre-tax net operating income | $-365,000 | 6,448 |
| Securities gains (losses) | $212,000 | 1,337 |
| Applicable income taxes | $-90,000 | 7,064 |
| Income before extraordinary items | $-63,000 | 6,254 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-63,000 | 6,255 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-63,000 | 6,255 |
| Net charge-offs | $2,412,000 | 1,342 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-198,680 | 6,345 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,570,000 | 3,280 |
| Total interest expense | $1,432,000 | 2,891 |
| Net interest income | $3,138,000 | 3,418 |
| Provision for loan and lease losses | $866,000 | 2,101 |
| Total noninterest income | $358,000 | 3,873 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $24,000 | 6,378 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $334,000 | 2,680 |
| Total noninterest expense | $3,028,000 | 3,095 |
| Salaries and employee benefits | $1,432,000 | 3,273 |
| Premises and equipment expense | $482,000 | 2,604 |
| Additional noninterest expense | $1,114,000 | 2,903 |
| Pre-tax net operating income | $-398,000 | 6,666 |
| Securities gains (losses) | $212,000 | 925 |
| Applicable income taxes | $-95,000 | 7,185 |
| Income before extraordinary items | $-91,000 | 6,396 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-91,000 | 6,398 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-91,000 | 6,396 |
| Net charge-offs | $1,899,000 | 1,171 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-226,680 | 6,549 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,350,000 | 3,257 |
| Total interest expense | $745,000 | 2,926 |
| Net interest income | $1,605,000 | 3,373 |
| Provision for loan and lease losses | $243,000 | 2,741 |
| Total noninterest income | $65,000 | 5,755 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $12,000 | 6,416 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $53,000 | 4,593 |
| Total noninterest expense | $1,412,000 | 3,304 |
| Salaries and employee benefits | $675,000 | 3,486 |
| Premises and equipment expense | $250,000 | 2,599 |
| Additional noninterest expense | $487,000 | 3,258 |
| Pre-tax net operating income | $15,000 | 6,085 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-11,000 | 7,118 |
| Income before extraordinary items | $26,000 | 6,049 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $26,000 | 6,049 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $26,000 | 6,049 |
| Net charge-offs | $670,000 | 1,367 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $26,000 | 5,930 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,821,000 | 3,277 |
| Total interest expense | $3,970,000 | 2,756 |
| Net interest income | $5,851,000 | 3,543 |
| Provision for loan and lease losses | $2,843,000 | 2,046 |
| Total noninterest income | $502,000 | 4,718 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $52,000 | 6,437 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $450,000 | 3,375 |
| Total noninterest expense | $6,030,000 | 3,169 |
| Salaries and employee benefits | $2,653,000 | 3,535 |
| Premises and equipment expense | $965,000 | 2,665 |
| Additional noninterest expense | $2,412,000 | 2,826 |
| Pre-tax net operating income | $-2,520,000 | 6,776 |
| Securities gains (losses) | $245,000 | 1,396 |
| Applicable income taxes | $-885,000 | 7,237 |
| Income before extraordinary items | $-1,390,000 | 6,531 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,390,000 | 6,531 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,390,000 | 6,531 |
| Net charge-offs | $1,789,000 | 2,169 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,546,800 | 6,579 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,438,000 | 3,304 |
| Total interest expense | $3,094,000 | 2,784 |
| Net interest income | $4,344,000 | 3,568 |
| Provision for loan and lease losses | $1,590,000 | 2,151 |
| Total noninterest income | $486,000 | 4,278 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $37,000 | 6,524 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $449,000 | 2,999 |
| Total noninterest expense | $4,355,000 | 3,265 |
| Salaries and employee benefits | $1,990,000 | 3,551 |
| Premises and equipment expense | $725,000 | 2,689 |
| Additional noninterest expense | $1,640,000 | 3,067 |
| Pre-tax net operating income | $-1,115,000 | 6,712 |
| Securities gains (losses) | $192,000 | 1,315 |
| Applicable income taxes | $-389,000 | 7,275 |
| Income before extraordinary items | $-534,000 | 6,453 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-534,000 | 6,454 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-534,000 | 6,453 |
| Net charge-offs | $1,255,000 | 1,951 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-656,880 | 6,537 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,966,000 | 3,329 |
| Total interest expense | $2,170,000 | 2,768 |
| Net interest income | $2,796,000 | 3,653 |
| Provision for loan and lease losses | $896,000 | 2,211 |
| Total noninterest income | $378,000 | 3,956 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $28,000 | 6,462 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $350,000 | 2,742 |
| Total noninterest expense | $2,901,000 | 3,305 |
| Salaries and employee benefits | $1,363,000 | 3,520 |
| Premises and equipment expense | $482,000 | 2,730 |
| Additional noninterest expense | $1,056,000 | 3,162 |
| Pre-tax net operating income | $-623,000 | 6,742 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-265,000 | 7,385 |
| Income before extraordinary items | $-358,000 | 6,604 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-358,000 | 6,604 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-358,000 | 6,604 |
| Net charge-offs | $359,000 | 2,728 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-358,000 | 6,588 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,490,000 | 3,364 |
| Total interest expense | $1,155,000 | 2,717 |
| Net interest income | $1,335,000 | 3,765 |
| Provision for loan and lease losses | $170,000 | 3,065 |
| Total noninterest income | $225,000 | 3,591 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $14,000 | 6,456 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $211,000 | 2,438 |
| Total noninterest expense | $1,330,000 | 3,475 |
| Salaries and employee benefits | $666,000 | 3,616 |
| Premises and equipment expense | $245,000 | 2,713 |
| Additional noninterest expense | $419,000 | 3,447 |
| Pre-tax net operating income | $60,000 | 5,492 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $16,000 | 3,709 |
| Income before extraordinary items | $44,000 | 5,781 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $44,000 | 5,784 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $44,000 | 5,784 |
| Net charge-offs | $286,000 | 1,821 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $44,000 | 5,616 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,796,000 | 3,332 |
| Total interest expense | $5,201,000 | 2,870 |
| Net interest income | $5,595,000 | 3,655 |
| Provision for loan and lease losses | $1,055,000 | 2,624 |
| Total noninterest income | $171,000 | 6,707 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $99,000 | 5,907 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $72,000 | 6,346 |
| Total noninterest expense | $5,935,000 | 3,108 |
| Salaries and employee benefits | $2,737,000 | 3,510 |
| Premises and equipment expense | $956,000 | 2,736 |
| Additional noninterest expense | $2,242,000 | 2,571 |
| Pre-tax net operating income | $-1,224,000 | 7,115 |
| Securities gains (losses) | $87,000 | 1,236 |
| Applicable income taxes | $-424,000 | 7,433 |
| Income before extraordinary items | $-713,000 | 6,837 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-713,000 | 6,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 3,547 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-768,680 | 6,999 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,121,000 | 3,385 |
| Total interest expense | $3,935,000 | 2,944 |
| Net interest income | $4,186,000 | 3,688 |
| Provision for loan and lease losses | $246,000 | 3,876 |
| Total noninterest income | $355,000 | 5,055 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $81,000 | 5,830 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $274,000 | 3,848 |
| Total noninterest expense | $4,008,000 | 3,377 |
| Salaries and employee benefits | $2,079,000 | 3,496 |
| Premises and equipment expense | $717,000 | 2,742 |
| Additional noninterest expense | $1,212,000 | 3,366 |
| Pre-tax net operating income | $287,000 | 5,687 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $104,000 | 3,570 |
| Income before extraordinary items | $183,000 | 5,793 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $183,000 | 5,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,983 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $183,000 | 5,970 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,387,000 | 3,445 |
| Total interest expense | $2,650,000 | 3,028 |
| Net interest income | $2,737,000 | 3,737 |
| Provision for loan and lease losses | $85,000 | 4,532 |
| Total noninterest income | $281,000 | 4,767 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $60,000 | 5,699 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $221,000 | 3,574 |
| Total noninterest expense | $2,719,000 | 3,347 |
| Salaries and employee benefits | $1,448,000 | 3,431 |
| Premises and equipment expense | $471,000 | 2,783 |
| Additional noninterest expense | $800,000 | 3,359 |
| Pre-tax net operating income | $214,000 | 5,722 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $78,000 | 3,698 |
| Income before extraordinary items | $136,000 | 6,077 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $136,000 | 6,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,155 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $136,000 | 6,012 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,611,000 | 3,611 |
| Total interest expense | $1,356,000 | 3,141 |
| Net interest income | $1,255,000 | 3,970 |
| Provision for loan and lease losses | $84,000 | 3,006 |
| Total noninterest income | $169,000 | 4,335 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $28,000 | 5,782 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $141,000 | 3,147 |
| Total noninterest expense | $1,365,000 | 3,336 |
| Salaries and employee benefits | $751,000 | 3,350 |
| Premises and equipment expense | $238,000 | 2,764 |
| Additional noninterest expense | $376,000 | 3,467 |
| Pre-tax net operating income | $-25,000 | 7,308 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-14,000 | 7,868 |
| Income before extraordinary items | $-11,000 | 7,340 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-11,000 | 7,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-11,000 | 7,263 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,805,000 | 3,581 |
| Total interest expense | $4,997,000 | 3,479 |
| Net interest income | $5,808,000 | 3,595 |
| Provision for loan and lease losses | $1,108,000 | 1,319 |
| Total noninterest income | $918,000 | 3,711 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $121,000 | 5,745 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $797,000 | 2,562 |
| Total noninterest expense | $4,839,000 | 3,538 |
| Salaries and employee benefits | $2,706,000 | 3,505 |
| Premises and equipment expense | $789,000 | 3,111 |
| Additional noninterest expense | $1,344,000 | 3,742 |
| Pre-tax net operating income | $779,000 | 5,222 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $273,000 | 3,495 |
| Income before extraordinary items | $506,000 | 5,660 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $506,000 | 5,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,073,000 | 969 |
| Cash dividends | $104,000 | 5,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $506,000 | 5,646 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,056,000 | 3,592 |
| Total interest expense | $3,675,000 | 3,515 |
| Net interest income | $4,381,000 | 3,580 |
| Provision for loan and lease losses | $269,000 | 2,500 |
| Total noninterest income | $797,000 | 3,403 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $93,000 | 5,741 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $704,000 | 2,308 |
| Total noninterest expense | $3,590,000 | 3,546 |
| Salaries and employee benefits | $2,065,000 | 3,437 |
| Premises and equipment expense | $562,000 | 3,239 |
| Additional noninterest expense | $963,000 | 3,813 |
| Pre-tax net operating income | $1,319,000 | 3,750 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $501,000 | 2,533 |
| Income before extraordinary items | $818,000 | 4,303 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $818,000 | 4,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-82,000 | 8,348 |
| Cash dividends | $78,000 | 4,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $818,000 | 4,291 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,395,000 | 3,588 |
| Total interest expense | $2,402,000 | 3,565 |
| Net interest income | $2,993,000 | 3,542 |
| Provision for loan and lease losses | $49,000 | 4,424 |
| Total noninterest income | $363,000 | 4,245 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $67,000 | 5,649 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $296,000 | 3,029 |
| Total noninterest expense | $2,505,000 | 3,433 |
| Salaries and employee benefits | $1,484,000 | 3,275 |
| Premises and equipment expense | $372,000 | 3,273 |
| Additional noninterest expense | $649,000 | 3,780 |
| Pre-tax net operating income | $802,000 | 4,015 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $304,000 | 2,720 |
| Income before extraordinary items | $498,000 | 4,556 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $498,000 | 4,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-77,000 | 8,385 |
| Cash dividends | $52,000 | 4,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $498,000 | 4,555 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,700,000 | 3,575 |
| Total interest expense | $1,191,000 | 3,555 |
| Net interest income | $1,509,000 | 3,520 |
| Provision for loan and lease losses | $34,000 | 3,641 |
| Total noninterest income | $117,000 | 5,185 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $31,000 | 5,740 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $86,000 | 4,061 |
| Total noninterest expense | $1,186,000 | 3,600 |
| Salaries and employee benefits | $688,000 | 3,511 |
| Premises and equipment expense | $185,000 | 3,320 |
| Additional noninterest expense | $313,000 | 3,850 |
| Pre-tax net operating income | $406,000 | 3,959 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $154,000 | 2,719 |
| Income before extraordinary items | $252,000 | 4,534 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $252,000 | 4,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,465 |
| Cash dividends | $26,000 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $252,000 | 4,522 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,702,000 | 3,404 |
| Total interest expense | $4,008,000 | 3,590 |
| Net interest income | $6,694,000 | 3,236 |
| Provision for loan and lease losses | $298,000 | 2,825 |
| Total noninterest income | $782,000 | 4,115 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $231,000 | 4,679 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $551,000 | 3,177 |
| Total noninterest expense | $4,546,000 | 3,614 |
| Salaries and employee benefits | $2,922,000 | 3,200 |
| Premises and equipment expense | $563,000 | 3,949 |
| Additional noninterest expense | $1,061,000 | 4,327 |
| Pre-tax net operating income | $2,632,000 | 3,015 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,006,000 | 2,187 |
| Income before extraordinary items | $1,626,000 | 3,592 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,626,000 | 3,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 1,732 |
| Cash dividends | $104,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,222 |
| Net operating income | $1,626,000 | 3,575 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,865,000 | 3,420 |
| Total interest expense | $2,834,000 | 3,642 |
| Net interest income | $5,031,000 | 3,251 |
| Provision for loan and lease losses | $320,000 | 2,035 |
| Total noninterest income | $591,000 | 4,099 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $189,000 | 4,516 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $402,000 | 3,211 |
| Total noninterest expense | $3,022,000 | 3,960 |
| Salaries and employee benefits | $1,920,000 | 3,550 |
| Premises and equipment expense | $378,000 | 4,248 |
| Additional noninterest expense | $724,000 | 4,593 |
| Pre-tax net operating income | $2,280,000 | 2,849 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $873,000 | 2,067 |
| Income before extraordinary items | $1,407,000 | 3,343 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,407,000 | 3,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 1,243 |
| Cash dividends | $78,000 | 4,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,407,000 | 3,328 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,088,000 | 3,458 |
| Total interest expense | $1,800,000 | 3,655 |
| Net interest income | $3,288,000 | 3,311 |
| Provision for loan and lease losses | $266,000 | 1,674 |
| Total noninterest income | $385,000 | 4,138 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $130,000 | 4,426 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $255,000 | 3,293 |
| Total noninterest expense | $1,942,000 | 4,077 |
| Salaries and employee benefits | $1,234,000 | 3,667 |
| Premises and equipment expense | $234,000 | 4,456 |
| Additional noninterest expense | $474,000 | 4,642 |
| Pre-tax net operating income | $1,465,000 | 2,923 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $561,000 | 2,142 |
| Income before extraordinary items | $904,000 | 3,440 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $904,000 | 3,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 935 |
| Cash dividends | $52,000 | 4,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $904,000 | 3,432 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,473,000 | 3,475 |
| Total interest expense | $880,000 | 3,601 |
| Net interest income | $1,593,000 | 3,366 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $183,000 | 4,172 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $64,000 | 4,410 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $119,000 | 3,396 |
| Total noninterest expense | $954,000 | 4,143 |
| Salaries and employee benefits | $613,000 | 3,700 |
| Premises and equipment expense | $109,000 | 4,692 |
| Additional noninterest expense | $232,000 | 4,689 |
| Pre-tax net operating income | $822,000 | 2,653 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $315,000 | 1,954 |
| Income before extraordinary items | $507,000 | 3,121 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $507,000 | 3,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 1,771 |
| Cash dividends | $26,000 | 3,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $507,000 | 3,099 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,578,000 | 3,550 |
| Total interest expense | $3,141,000 | 3,207 |
| Net interest income | $5,437,000 | 3,712 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $595,000 | 4,806 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $265,000 | 4,451 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $330,000 | 4,132 |
| Total noninterest expense | $3,706,000 | 4,100 |
| Salaries and employee benefits | $2,394,000 | 3,608 |
| Premises and equipment expense | $427,000 | 4,653 |
| Additional noninterest expense | $885,000 | 4,835 |
| Pre-tax net operating income | $2,326,000 | 3,319 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $890,000 | 2,428 |
| Income before extraordinary items | $1,436,000 | 3,889 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,436,000 | 3,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,347 |
| Cash dividends | $104,000 | 5,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,436,000 | 3,865 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,176,000 | 3,615 |
| Total interest expense | $2,219,000 | 3,224 |
| Net interest income | $3,957,000 | 3,795 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $424,000 | 4,974 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $194,000 | 4,524 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $230,000 | 4,283 |
| Total noninterest expense | $2,528,000 | 4,387 |
| Salaries and employee benefits | $1,588,000 | 3,919 |
| Premises and equipment expense | $324,000 | 4,593 |
| Additional noninterest expense | $616,000 | 5,032 |
| Pre-tax net operating income | $1,853,000 | 3,234 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $708,000 | 2,379 |
| Income before extraordinary items | $1,145,000 | 3,800 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,145,000 | 3,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,945 |
| Cash dividends | $78,000 | 4,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,145,000 | 3,752 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,899,000 | 3,715 |
| Total interest expense | $1,386,000 | 3,253 |
| Net interest income | $2,513,000 | 3,907 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $276,000 | 4,998 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $127,000 | 4,525 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $149,000 | 4,338 |
| Total noninterest expense | $1,629,000 | 4,483 |
| Salaries and employee benefits | $998,000 | 4,088 |
| Premises and equipment expense | $219,000 | 4,512 |
| Additional noninterest expense | $412,000 | 4,993 |
| Pre-tax net operating income | $1,160,000 | 3,339 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $443,000 | 2,445 |
| Income before extraordinary items | $717,000 | 3,928 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $717,000 | 3,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,128 |
| Cash dividends | $52,000 | 4,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $717,000 | 3,876 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,845,000 | 3,828 |
| Total interest expense | $654,000 | 3,279 |
| Net interest income | $1,191,000 | 4,085 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $126,000 | 5,140 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $62,000 | 4,532 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $64,000 | 4,644 |
| Total noninterest expense | $785,000 | 4,614 |
| Salaries and employee benefits | $484,000 | 4,197 |
| Premises and equipment expense | $114,000 | 4,448 |
| Additional noninterest expense | $187,000 | 5,322 |
| Pre-tax net operating income | $532,000 | 3,508 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $203,000 | 2,563 |
| Income before extraordinary items | $329,000 | 4,122 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $329,000 | 4,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 1,939 |
| Cash dividends | $26,000 | 3,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $329,000 | 4,078 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,685,000 | 3,941 |
| Total interest expense | $2,239,000 | 3,322 |
| Net interest income | $4,446,000 | 4,154 |
| Provision for loan and lease losses | $106,000 | 4,899 |
| Total noninterest income | $741,000 | 4,261 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $245,000 | 4,784 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $496,000 | 3,322 |
| Total noninterest expense | $3,405,000 | 4,264 |
| Salaries and employee benefits | $2,133,000 | 3,777 |
| Premises and equipment expense | $399,000 | 4,771 |
| Additional noninterest expense | $873,000 | 4,799 |
| Pre-tax net operating income | $1,676,000 | 3,965 |
| Securities gains (losses) | $32,000 | 2,072 |
| Applicable income taxes | $651,000 | 2,891 |
| Income before extraordinary items | $1,057,000 | 4,546 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,057,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,315 |
| Cash dividends | $148,000 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 800 |
| Net operating income | $1,036,520 | 4,526 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,889,000 | 3,997 |
| Total interest expense | $1,636,000 | 3,352 |
| Net interest income | $3,253,000 | 4,219 |
| Provision for loan and lease losses | $121,000 | 3,964 |
| Total noninterest income | $513,000 | 4,467 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $179,000 | 4,869 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $334,000 | 3,531 |
| Total noninterest expense | $2,383,000 | 4,453 |
| Salaries and employee benefits | $1,431,000 | 4,105 |
| Premises and equipment expense | $297,000 | 4,786 |
| Additional noninterest expense | $655,000 | 4,755 |
| Pre-tax net operating income | $1,262,000 | 4,025 |
| Securities gains (losses) | $32,000 | 1,992 |
| Applicable income taxes | $492,000 | 2,930 |
| Income before extraordinary items | $802,000 | 4,628 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $802,000 | 4,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,301 |
| Cash dividends | $113,000 | 4,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $781,520 | 4,609 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,117,000 | 4,129 |
| Total interest expense | $1,065,000 | 3,412 |
| Net interest income | $2,052,000 | 4,396 |
| Provision for loan and lease losses | $91,000 | 3,628 |
| Total noninterest income | $381,000 | 4,212 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $116,000 | 4,937 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $265,000 | 3,206 |
| Total noninterest expense | $1,615,000 | 4,423 |
| Salaries and employee benefits | $959,000 | 4,111 |
| Premises and equipment expense | $283,000 | 3,720 |
| Additional noninterest expense | $373,000 | 5,299 |
| Pre-tax net operating income | $727,000 | 4,364 |
| Securities gains (losses) | $32,000 | 1,752 |
| Applicable income taxes | $288,000 | 3,150 |
| Income before extraordinary items | $471,000 | 4,886 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $471,000 | 4,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,586 |
| Cash dividends | $78,000 | 4,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $450,520 | 4,914 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,483,000 | 4,305 |
| Total interest expense | $517,000 | 3,531 |
| Net interest income | $966,000 | 4,583 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $133,000 | 5,079 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $58,000 | 4,878 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $75,000 | 4,300 |
| Total noninterest expense | $822,000 | 4,394 |
| Salaries and employee benefits | $485,000 | 4,107 |
| Premises and equipment expense | $148,000 | 3,623 |
| Additional noninterest expense | $189,000 | 5,269 |
| Pre-tax net operating income | $232,000 | 5,467 |
| Securities gains (losses) | $32,000 | 1,456 |
| Applicable income taxes | $99,000 | 3,795 |
| Income before extraordinary items | $165,000 | 5,788 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $165,000 | 5,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,502 |
| Cash dividends | $43,000 | 3,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $144,520 | 5,991 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,835,000 | 4,388 |
| Total interest expense | $2,186,000 | 3,735 |
| Net interest income | $3,649,000 | 4,656 |
| Provision for loan and lease losses | $96,000 | 5,391 |
| Total noninterest income | $676,000 | 4,643 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $239,000 | 4,852 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $437,000 | 3,808 |
| Total noninterest expense | $3,131,000 | 4,475 |
| Salaries and employee benefits | $1,812,000 | 4,245 |
| Premises and equipment expense | $544,000 | 3,810 |
| Additional noninterest expense | $775,000 | 5,164 |
| Pre-tax net operating income | $1,098,000 | 4,927 |
| Securities gains (losses) | $100,000 | 1,901 |
| Applicable income taxes | $457,000 | 3,542 |
| Income before extraordinary items | $741,000 | 5,430 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $741,000 | 5,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,292 |
| Cash dividends | $80,000 | 5,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $677,000 | 5,508 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,355,000 | 4,450 |
| Total interest expense | $1,657,000 | 3,831 |
| Net interest income | $2,698,000 | 4,727 |
| Provision for loan and lease losses | $72,000 | 5,277 |
| Total noninterest income | $562,000 | 4,417 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $177,000 | 4,913 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $385,000 | 3,606 |
| Total noninterest expense | $2,334,000 | 4,485 |
| Salaries and employee benefits | $1,344,000 | 4,268 |
| Premises and equipment expense | $407,000 | 3,803 |
| Additional noninterest expense | $583,000 | 5,110 |
| Pre-tax net operating income | $854,000 | 4,964 |
| Securities gains (losses) | $82,000 | 1,915 |
| Applicable income taxes | $354,000 | 3,622 |
| Income before extraordinary items | $582,000 | 5,477 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $582,000 | 5,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,899 |
| Cash dividends | $60,000 | 5,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $529,520 | 5,523 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,867,000 | 4,524 |
| Total interest expense | $1,113,000 | 3,918 |
| Net interest income | $1,754,000 | 4,797 |
| Provision for loan and lease losses | $48,000 | 5,200 |
| Total noninterest income | $451,000 | 3,976 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $115,000 | 4,936 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $336,000 | 3,095 |
| Total noninterest expense | $1,605,000 | 4,377 |
| Salaries and employee benefits | $936,000 | 4,128 |
| Premises and equipment expense | $274,000 | 3,756 |
| Additional noninterest expense | $395,000 | 5,050 |
| Pre-tax net operating income | $552,000 | 5,065 |
| Securities gains (losses) | $43,000 | 2,122 |
| Applicable income taxes | $224,000 | 3,750 |
| Income before extraordinary items | $371,000 | 5,599 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $371,000 | 5,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,755 |
| Cash dividends | $40,000 | 4,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $343,480 | 5,572 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,447,000 | 4,519 |
| Total interest expense | $549,000 | 4,049 |
| Net interest income | $898,000 | 4,709 |
| Provision for loan and lease losses | $24,000 | 4,998 |
| Total noninterest income | $223,000 | 3,902 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $55,000 | 4,963 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $168,000 | 3,012 |
| Total noninterest expense | $776,000 | 4,461 |
| Salaries and employee benefits | $443,000 | 4,291 |
| Premises and equipment expense | $143,000 | 3,633 |
| Additional noninterest expense | $190,000 | 5,155 |
| Pre-tax net operating income | $321,000 | 4,621 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $121,000 | 3,610 |
| Income before extraordinary items | $200,000 | 5,334 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $200,000 | 5,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $20,000 | 3,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $200,000 | 5,143 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,892,000 | 4,620 |
| Total interest expense | $2,409,000 | 4,225 |
| Net interest income | $3,483,000 | 4,769 |
| Provision for loan and lease losses | $53,000 | 6,648 |
| Total noninterest income | $571,000 | 4,859 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $192,000 | 5,292 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $379,000 | 3,801 |
| Total noninterest expense | $2,992,000 | 4,470 |
| Salaries and employee benefits | $1,734,000 | 4,209 |
| Premises and equipment expense | $569,000 | 3,570 |
| Additional noninterest expense | $689,000 | 5,462 |
| Pre-tax net operating income | $1,009,000 | 5,183 |
| Securities gains (losses) | $74,000 | 2,045 |
| Applicable income taxes | $419,000 | 3,801 |
| Income before extraordinary items | $664,000 | 5,692 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $664,000 | 5,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 9,040 |
| Cash dividends | $80,000 | 5,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $616,640 | 5,763 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,022,000 | 4,939 |
| Total interest expense | $2,853,000 | 4,916 |
| Net interest income | $3,169,000 | 4,871 |
| Provision for loan and lease losses | $41,000 | 6,908 |
| Total noninterest income | $632,000 | 4,460 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $252,000 | 4,625 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $380,000 | 3,643 |
| Total noninterest expense | $2,683,000 | 4,721 |
| Salaries and employee benefits | $1,521,000 | 4,463 |
| Premises and equipment expense | $502,000 | 3,851 |
| Additional noninterest expense | $660,000 | 5,486 |
| Pre-tax net operating income | $1,077,000 | 4,701 |
| Securities gains (losses) | $65,000 | 2,113 |
| Applicable income taxes | $441,000 | 3,536 |
| Income before extraordinary items | $701,000 | 5,223 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $701,000 | 5,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 9,356 |
| Cash dividends | $80,000 | 5,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $659,400 | 5,243 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,678,000 | 5,282 |
| Total interest expense | $2,785,000 | 5,199 |
| Net interest income | $2,893,000 | 5,283 |
| Provision for loan and lease losses | $33,000 | 7,143 |
| Total noninterest income | $473,000 | 5,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $245,000 | 4,570 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 4,493 |
| Total noninterest expense | $2,397,000 | 4,999 |
| Salaries and employee benefits | $1,322,000 | 4,841 |
| Premises and equipment expense | $463,000 | 4,036 |
| Additional noninterest expense | $612,000 | 5,708 |
| Pre-tax net operating income | $936,000 | 5,433 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $341,000 | 4,318 |
| Income before extraordinary items | $595,000 | 5,874 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $595,000 | 5,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,307 |
| Cash dividends | $80,000 | 6,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $595,000 | 5,887 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,730,000 | 5,762 |
| Total interest expense | $2,311,000 | 5,476 |
| Net interest income | $2,419,000 | 5,920 |
| Provision for loan and lease losses | $-66,000 | 10,073 |
| Total noninterest income | $601,000 | 4,428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $601,000 | 2,626 |
| Total noninterest expense | $2,441,000 | 4,972 |
| Salaries and employee benefits | $1,378,000 | 4,646 |
| Premises and equipment expense | $504,000 | 3,741 |
| Additional noninterest expense | $559,000 | 6,092 |
| Pre-tax net operating income | $645,000 | 6,544 |
| Securities gains (losses) | $-3,000 | 8,917 |
| Applicable income taxes | $252,000 | 5,180 |
| Income before extraordinary items | $390,000 | 7,045 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $390,000 | 7,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 9,568 |
| Cash dividends | $80,000 | 6,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $391,920 | 7,005 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,448,000 | 6,100 |
| Total interest expense | $2,107,000 | 6,001 |
| Net interest income | $2,341,000 | 6,080 |
| Provision for loan and lease losses | $137,000 | 4,364 |
| Total noninterest income | $559,000 | 4,608 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $559,000 | 2,779 |
| Total noninterest expense | $2,224,000 | 5,176 |
| Salaries and employee benefits | $1,229,000 | 4,993 |
| Premises and equipment expense | $413,000 | 4,312 |
| Additional noninterest expense | $582,000 | 5,867 |
| Pre-tax net operating income | $539,000 | 7,188 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $268,000 | 5,477 |
| Income before extraordinary items | $271,000 | 8,102 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $271,000 | 8,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 9,884 |
| Cash dividends | $80,000 | 6,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $271,000 | 8,024 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,615,000 | 7,045 |
| Total interest expense | $1,706,000 | 6,874 |
| Net interest income | $1,909,000 | 7,107 |
| Provision for loan and lease losses | $1,267,000 | 821 |
| Total noninterest income | $358,000 | 6,108 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $358,000 | 3,532 |
| Total noninterest expense | $1,692,000 | 6,318 |
| Salaries and employee benefits | $916,000 | 6,208 |
| Premises and equipment expense | $290,000 | 5,546 |
| Additional noninterest expense | $486,000 | 6,622 |
| Pre-tax net operating income | $-692,000 | 10,799 |
| Securities gains (losses) | $83,000 | 1,074 |
| Applicable income taxes | $-235,000 | 10,808 |
| Income before extraordinary items | $-374,000 | 10,716 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-374,000 | 10,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $737,000 | 981 |
| Cash dividends | $140,000 | 6,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-427,120 | 10,716 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,254,000 | 7,658 |
| Total interest expense | $1,568,000 | 7,399 |
| Net interest income | $1,686,000 | 7,824 |
| Provision for loan and lease losses | $28,000 | 7,549 |
| Total noninterest income | $280,000 | 7,194 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $280,000 | 4,246 |
| Total noninterest expense | $1,709,000 | 6,594 |
| Salaries and employee benefits | $800,000 | 6,982 |
| Premises and equipment expense | $294,000 | 5,670 |
| Additional noninterest expense | $615,000 | 6,264 |
| Pre-tax net operating income | $229,000 | 9,607 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $73,000 | 9,284 |
| Income before extraordinary items | $156,000 | 9,726 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $156,000 | 9,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,475 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $156,000 | 9,666 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,372,000 | 7,717 |
| Total interest expense | $1,420,000 | 7,918 |
| Net interest income | $1,952,000 | 7,411 |
| Provision for loan and lease losses | $428,000 | 1,773 |
| Total noninterest income | $200,000 | 8,426 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $200,000 | 5,136 |
| Total noninterest expense | $1,354,000 | 7,726 |
| Salaries and employee benefits | $702,000 | 7,702 |
| Premises and equipment expense | $284,000 | 5,873 |
| Additional noninterest expense | $368,000 | 8,516 |
| Pre-tax net operating income | $370,000 | 9,259 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $142,000 | 8,417 |
| Income before extraordinary items | $228,000 | 9,634 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $228,000 | 9,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,003 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $228,000 | 9,605 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,283,000 | 7,642 |
| Total interest expense | $1,458,000 | 7,015 |
| Net interest income | $1,825,000 | 7,974 |
| Provision for loan and lease losses | $383,000 | 1,884 |
| Total noninterest income | $266,000 | 7,713 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $266,000 | 4,425 |
| Total noninterest expense | $1,297,000 | 8,259 |
| Salaries and employee benefits | $668,000 | 8,130 |
| Premises and equipment expense | $280,000 | 6,002 |
| Additional noninterest expense | $349,000 | 9,364 |
| Pre-tax net operating income | $411,000 | 9,282 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $25,000 | 11,050 |
| Income before extraordinary items | $386,000 | 8,303 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $386,000 | 8,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $583,000 | 1,238 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $386,000 | 8,357 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,816,000 | 7,097 |
| Total interest expense | $1,588,000 | 6,911 |
| Net interest income | $2,228,000 | 7,095 |
| Provision for loan and lease losses | $540,000 | 1,991 |
| Total noninterest income | $207,000 | 9,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $207,000 | 5,557 |
| Total noninterest expense | $1,324,000 | 8,431 |
| Salaries and employee benefits | $685,000 | 8,101 |
| Premises and equipment expense | $279,000 | 6,196 |
| Additional noninterest expense | $360,000 | 9,731 |
| Pre-tax net operating income | $571,000 | 8,163 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $264,000 | 6,577 |
| Income before extraordinary items | $307,000 | 9,397 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $307,000 | 9,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 5,154 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $307,000 | 9,140 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,587,000 | 6,785 |
| Total interest expense | $1,877,000 | 7,404 |
| Net interest income | $2,710,000 | 6,198 |
| Provision for loan and lease losses | $792,000 | 2,163 |
| Total noninterest income | $276,000 | 8,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $276,000 | 4,666 |
| Total noninterest expense | $1,337,000 | 8,533 |
| Salaries and employee benefits | $738,000 | 7,702 |
| Premises and equipment expense | $280,000 | 6,282 |
| Additional noninterest expense | $319,000 | 10,567 |
| Pre-tax net operating income | $857,000 | 6,304 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $329,000 | 5,585 |
| Income before extraordinary items | $528,000 | 7,101 |
| Extraordinary gains, net | $294,000 | 312 |
| Net income | $822,000 | 5,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 7,548 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $528,000 | 6,723 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.