Home > Regal Bank > Income and Expense
Regal Bank, Income and Expense
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $9,763,000 | 1,860 |
| Total interest expense | $1,854,000 | 2,116 |
| Net interest income | $7,909,000 | 1,759 |
| Provision for loan and lease losses | $-1,535,000 | 4,591 |
| Total noninterest income | $262,000 | 3,364 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $28,000 | 3,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $234,000 | 3,010 |
| Total noninterest expense | $5,883,000 | 1,825 |
| Salaries and employee benefits | $3,687,000 | 1,697 |
| Premises and equipment expense | $1,076,000 | 1,140 |
| Additional noninterest expense | $234,000 | 3,003 |
| Pre-tax net operating income | $3,823,000 | 1,486 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $606,000 | 1,362 |
| Income before extraordinary items | $3,217,000 | 1,480 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,217,000 | 1,498 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,217,000 | 1,480 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,217,000 | 1,493 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,824,000 | 1,854 |
| Total interest expense | $863,000 | 2,011 |
| Net interest income | $3,961,000 | 1,768 |
| Provision for loan and lease losses | $-1,535,000 | 4,658 |
| Total noninterest income | $121,000 | 3,443 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $15,000 | 3,755 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 3,086 |
| Total noninterest expense | $3,129,000 | 1,766 |
| Salaries and employee benefits | $1,849,000 | 1,721 |
| Premises and equipment expense | $537,000 | 1,168 |
| Additional noninterest expense | $106,000 | 3,086 |
| Pre-tax net operating income | $2,488,000 | 1,236 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $318,000 | 1,337 |
| Income before extraordinary items | $2,170,000 | 1,202 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,170,000 | 1,201 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,170,000 | 1,202 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,170,000 | 1,224 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $17,907,000 | 1,708 |
| Total interest expense | $1,456,000 | 1,943 |
| Net interest income | $16,451,000 | 1,671 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $756,000 | 3,123 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $55,000 | 3,869 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $701,000 | 2,715 |
| Total noninterest expense | $11,913,000 | 1,784 |
| Salaries and employee benefits | $7,047,000 | 1,743 |
| Premises and equipment expense | $2,140,000 | 1,133 |
| Additional noninterest expense | $701,000 | 2,715 |
| Pre-tax net operating income | $5,294,000 | 1,975 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,657,000 | 1,198 |
| Income before extraordinary items | $3,637,000 | 2,234 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,637,000 | 2,233 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,637,000 | 2,233 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $750,000 | 2,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,637,000 | 2,261 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $12,957,000 | 1,704 |
| Total interest expense | $879,000 | 1,928 |
| Net interest income | $12,078,000 | 1,681 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $420,000 | 3,452 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $40,000 | 3,919 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $380,000 | 3,071 |
| Total noninterest expense | $8,489,000 | 1,855 |
| Salaries and employee benefits | $5,246,000 | 1,742 |
| Premises and equipment expense | $1,613,000 | 1,125 |
| Additional noninterest expense | $380,000 | 3,071 |
| Pre-tax net operating income | $4,009,000 | 1,940 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,171,000 | 1,240 |
| Income before extraordinary items | $2,838,000 | 2,147 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,838,000 | 2,146 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,838,000 | 2,146 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $385,000 | 2,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,838,000 | 2,179 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $8,404,000 | 1,698 |
| Total interest expense | $586,000 | 1,767 |
| Net interest income | $7,818,000 | 1,690 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $459,000 | 2,930 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $27,000 | 3,949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $432,000 | 2,537 |
| Total noninterest expense | $5,802,000 | 1,805 |
| Salaries and employee benefits | $3,500,000 | 1,734 |
| Premises and equipment expense | $1,081,000 | 1,111 |
| Additional noninterest expense | $1,221,000 | 2,280 |
| Pre-tax net operating income | $2,475,000 | 1,937 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $733,000 | 1,204 |
| Income before extraordinary items | $1,742,000 | 2,157 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,742,000 | 2,157 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,742,000 | 2,157 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $273,000 | 2,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,742,000 | 2,197 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,340,000 | 1,614 |
| Total interest expense | $331,000 | 1,542 |
| Net interest income | $4,009,000 | 1,607 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $264,000 | 2,737 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $14,000 | 3,937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 2,363 |
| Total noninterest expense | $3,069,000 | 1,724 |
| Salaries and employee benefits | $1,742,000 | 1,744 |
| Premises and equipment expense | $559,000 | 1,091 |
| Additional noninterest expense | $768,000 | 1,936 |
| Pre-tax net operating income | $1,204,000 | 1,911 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $346,000 | 1,200 |
| Income before extraordinary items | $858,000 | 2,109 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $858,000 | 2,109 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $858,000 | 2,109 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $858,000 | 2,127 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $17,980,000 | 1,612 |
| Total interest expense | $2,590,000 | 1,046 |
| Net interest income | $15,390,000 | 1,691 |
| Provision for loan and lease losses | $57,000 | 2,506 |
| Total noninterest income | $970,000 | 3,016 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $57,000 | 3,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $913,000 | 2,699 |
| Total noninterest expense | $11,527,000 | 1,788 |
| Salaries and employee benefits | $6,628,000 | 1,786 |
| Premises and equipment expense | $2,196,000 | 1,119 |
| Additional noninterest expense | $2,703,000 | 2,134 |
| Pre-tax net operating income | $4,776,000 | 2,111 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,343,000 | 1,400 |
| Income before extraordinary items | $3,433,000 | 2,379 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,433,000 | 2,379 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,433,000 | 2,380 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $725,000 | 2,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,433,000 | 2,345 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $13,618,000 | 1,637 |
| Total interest expense | $2,120,000 | 1,019 |
| Net interest income | $11,498,000 | 1,718 |
| Provision for loan and lease losses | $45,000 | 2,393 |
| Total noninterest income | $609,000 | 3,235 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $40,000 | 4,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $569,000 | 2,940 |
| Total noninterest expense | $8,910,000 | 1,756 |
| Salaries and employee benefits | $4,833,000 | 1,835 |
| Premises and equipment expense | $1,522,000 | 1,210 |
| Additional noninterest expense | $2,555,000 | 1,793 |
| Pre-tax net operating income | $3,152,000 | 2,367 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $978,000 | 1,473 |
| Income before extraordinary items | $2,174,000 | 2,695 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,174,000 | 2,695 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,174,000 | 2,695 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,174,000 | 2,673 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $9,340,000 | 1,584 |
| Total interest expense | $1,552,000 | 960 |
| Net interest income | $7,788,000 | 1,693 |
| Provision for loan and lease losses | $45,000 | 2,201 |
| Total noninterest income | $277,000 | 3,594 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $27,000 | 3,997 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 3,304 |
| Total noninterest expense | $6,110,000 | 1,711 |
| Salaries and employee benefits | $3,357,000 | 1,767 |
| Premises and equipment expense | $1,088,000 | 1,123 |
| Additional noninterest expense | $1,665,000 | 1,803 |
| Pre-tax net operating income | $1,910,000 | 2,463 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $619,000 | 1,505 |
| Income before extraordinary items | $1,291,000 | 2,832 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,291,000 | 2,831 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,291,000 | 2,832 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,291,000 | 2,814 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,646,000 | 1,597 |
| Total interest expense | $860,000 | 922 |
| Net interest income | $3,786,000 | 1,717 |
| Provision for loan and lease losses | $22,000 | 2,228 |
| Total noninterest income | $137,000 | 3,610 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $14,000 | 3,979 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 3,318 |
| Total noninterest expense | $2,890,000 | 1,767 |
| Salaries and employee benefits | $1,613,000 | 1,805 |
| Premises and equipment expense | $543,000 | 1,138 |
| Additional noninterest expense | $734,000 | 1,964 |
| Pre-tax net operating income | $1,011,000 | 2,349 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $257,000 | 1,622 |
| Income before extraordinary items | $754,000 | 2,595 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $754,000 | 2,593 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $754,000 | 2,595 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $754,000 | 2,563 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $19,997,000 | 1,501 |
| Total interest expense | $5,189,000 | 916 |
| Net interest income | $14,808,000 | 1,671 |
| Provision for loan and lease losses | $90,000 | 3,614 |
| Total noninterest income | $679,000 | 3,310 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $117,000 | 3,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $562,000 | 3,037 |
| Total noninterest expense | $12,580,000 | 1,641 |
| Salaries and employee benefits | $7,557,000 | 1,590 |
| Premises and equipment expense | $2,318,000 | 1,043 |
| Additional noninterest expense | $2,705,000 | 2,090 |
| Pre-tax net operating income | $2,817,000 | 2,497 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $728,000 | 1,683 |
| Income before extraordinary items | $2,089,000 | 2,781 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,089,000 | 2,779 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,089,000 | 2,781 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $769,000 | 2,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,089,000 | 2,730 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $14,810,000 | 1,517 |
| Total interest expense | $3,933,000 | 977 |
| Net interest income | $10,877,000 | 1,693 |
| Provision for loan and lease losses | $68,000 | 3,554 |
| Total noninterest income | $546,000 | 3,212 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $101,000 | 3,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $445,000 | 2,945 |
| Total noninterest expense | $9,475,000 | 1,614 |
| Salaries and employee benefits | $5,673,000 | 1,569 |
| Premises and equipment expense | $1,772,000 | 1,023 |
| Additional noninterest expense | $2,030,000 | 2,055 |
| Pre-tax net operating income | $1,880,000 | 2,668 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $471,000 | 1,775 |
| Income before extraordinary items | $1,409,000 | 2,914 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,409,000 | 2,913 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,409,000 | 2,914 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $408,000 | 2,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,409,000 | 2,871 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $9,931,000 | 1,524 |
| Total interest expense | $2,769,000 | 992 |
| Net interest income | $7,162,000 | 1,705 |
| Provision for loan and lease losses | $45,000 | 3,499 |
| Total noninterest income | $393,000 | 3,112 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $86,000 | 3,002 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $307,000 | 2,892 |
| Total noninterest expense | $6,335,000 | 1,597 |
| Salaries and employee benefits | $3,807,000 | 1,554 |
| Premises and equipment expense | $1,178,000 | 1,019 |
| Additional noninterest expense | $1,350,000 | 2,052 |
| Pre-tax net operating income | $1,175,000 | 2,721 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $312,000 | 1,716 |
| Income before extraordinary items | $863,000 | 2,996 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $863,000 | 2,995 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $863,000 | 2,996 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $362,000 | 2,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $863,000 | 2,956 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,962,000 | 1,526 |
| Total interest expense | $1,493,000 | 1,019 |
| Net interest income | $3,469,000 | 1,723 |
| Provision for loan and lease losses | $23,000 | 3,052 |
| Total noninterest income | $260,000 | 2,680 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $71,000 | 2,584 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 2,500 |
| Total noninterest expense | $3,249,000 | 1,571 |
| Salaries and employee benefits | $1,931,000 | 1,545 |
| Premises and equipment expense | $597,000 | 1,027 |
| Additional noninterest expense | $721,000 | 1,987 |
| Pre-tax net operating income | $457,000 | 2,895 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $119,000 | 1,801 |
| Income before extraordinary items | $338,000 | 3,135 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $338,000 | 3,135 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $338,000 | 3,136 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $338,000 | 3,109 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $20,673,000 | 1,477 |
| Total interest expense | $6,234,000 | 1,026 |
| Net interest income | $14,439,000 | 1,658 |
| Provision for loan and lease losses | $180,000 | 2,435 |
| Total noninterest income | $731,000 | 3,218 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $192,000 | 3,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $539,000 | 2,945 |
| Total noninterest expense | $12,940,000 | 1,544 |
| Salaries and employee benefits | $7,585,000 | 1,520 |
| Premises and equipment expense | $2,372,000 | 1,021 |
| Additional noninterest expense | $2,983,000 | 1,932 |
| Pre-tax net operating income | $2,050,000 | 2,995 |
| Securities gains (losses) | $3,000 | 2,172 |
| Applicable income taxes | $511,000 | 1,965 |
| Income before extraordinary items | $1,542,000 | 3,245 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,542,000 | 3,246 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,542,000 | 3,246 |
| Net charge-offs | $0 | 3,726 |
| Cash dividends | $390,000 | 3,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,539,630 | 3,213 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $15,464,000 | 1,495 |
| Total interest expense | $4,668,000 | 1,031 |
| Net interest income | $10,796,000 | 1,677 |
| Provision for loan and lease losses | $135,000 | 2,339 |
| Total noninterest income | $551,000 | 3,226 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $143,000 | 3,253 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $408,000 | 2,933 |
| Total noninterest expense | $9,774,000 | 1,535 |
| Salaries and employee benefits | $5,737,000 | 1,513 |
| Premises and equipment expense | $1,749,000 | 1,040 |
| Additional noninterest expense | $2,288,000 | 1,886 |
| Pre-tax net operating income | $1,438,000 | 3,156 |
| Securities gains (losses) | $-2,000 | 4,702 |
| Applicable income taxes | $369,000 | 2,067 |
| Income before extraordinary items | $1,067,000 | 3,401 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,067,000 | 3,401 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,067,000 | 3,401 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $218,000 | 3,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,068,580 | 3,381 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $10,147,000 | 1,515 |
| Total interest expense | $3,063,000 | 1,027 |
| Net interest income | $7,084,000 | 1,704 |
| Provision for loan and lease losses | $90,000 | 2,284 |
| Total noninterest income | $345,000 | 3,260 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $87,000 | 3,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $258,000 | 2,970 |
| Total noninterest expense | $6,506,000 | 1,543 |
| Salaries and employee benefits | $3,834,000 | 1,513 |
| Premises and equipment expense | $1,144,000 | 1,055 |
| Additional noninterest expense | $1,528,000 | 1,906 |
| Pre-tax net operating income | $833,000 | 3,340 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $224,000 | 2,114 |
| Income before extraordinary items | $609,000 | 3,625 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $609,000 | 3,624 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $609,000 | 3,624 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $215,000 | 2,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $609,000 | 3,602 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,062,000 | 1,512 |
| Total interest expense | $1,490,000 | 1,031 |
| Net interest income | $3,572,000 | 1,711 |
| Provision for loan and lease losses | $45,000 | 2,137 |
| Total noninterest income | $167,000 | 3,276 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $44,000 | 3,353 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 2,971 |
| Total noninterest expense | $3,224,000 | 1,560 |
| Salaries and employee benefits | $1,906,000 | 1,530 |
| Premises and equipment expense | $548,000 | 1,103 |
| Additional noninterest expense | $770,000 | 1,876 |
| Pre-tax net operating income | $470,000 | 3,153 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $129,000 | 1,960 |
| Income before extraordinary items | $341,000 | 3,442 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $341,000 | 3,441 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $341,000 | 3,441 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $341,000 | 3,431 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $20,206,000 | 1,441 |
| Total interest expense | $4,731,000 | 970 |
| Net interest income | $15,475,000 | 1,560 |
| Provision for loan and lease losses | $350,000 | 1,803 |
| Total noninterest income | $943,000 | 2,926 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $169,000 | 3,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $774,000 | 2,528 |
| Total noninterest expense | $13,690,000 | 1,451 |
| Salaries and employee benefits | $8,186,000 | 1,391 |
| Premises and equipment expense | $2,399,000 | 1,013 |
| Additional noninterest expense | $3,105,000 | 1,862 |
| Pre-tax net operating income | $2,378,000 | 2,860 |
| Securities gains (losses) | $-2,000 | 4,086 |
| Applicable income taxes | $494,000 | 1,994 |
| Income before extraordinary items | $1,882,000 | 3,016 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,882,000 | 3,015 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,882,000 | 3,015 |
| Net charge-offs | $-2,000 | 4,252 |
| Cash dividends | $660,000 | 2,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,883,580 | 3,016 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $15,051,000 | 1,427 |
| Total interest expense | $3,356,000 | 954 |
| Net interest income | $11,695,000 | 1,537 |
| Provision for loan and lease losses | $315,000 | 1,521 |
| Total noninterest income | $718,000 | 2,938 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $123,000 | 3,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $595,000 | 2,534 |
| Total noninterest expense | $10,365,000 | 1,454 |
| Salaries and employee benefits | $6,163,000 | 1,386 |
| Premises and equipment expense | $1,859,000 | 974 |
| Additional noninterest expense | $2,343,000 | 1,846 |
| Pre-tax net operating income | $1,733,000 | 2,972 |
| Securities gains (losses) | $-2,000 | 4,476 |
| Applicable income taxes | $292,000 | 2,252 |
| Income before extraordinary items | $1,439,000 | 3,048 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,439,000 | 3,046 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,439,000 | 3,047 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $290,000 | 2,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,440,660 | 3,036 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $9,983,000 | 1,410 |
| Total interest expense | $2,104,000 | 947 |
| Net interest income | $7,879,000 | 1,516 |
| Provision for loan and lease losses | $210,000 | 1,458 |
| Total noninterest income | $524,000 | 2,822 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $72,000 | 3,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $452,000 | 2,368 |
| Total noninterest expense | $6,970,000 | 1,448 |
| Salaries and employee benefits | $4,101,000 | 1,393 |
| Premises and equipment expense | $1,250,000 | 966 |
| Additional noninterest expense | $1,619,000 | 1,798 |
| Pre-tax net operating income | $1,223,000 | 2,849 |
| Securities gains (losses) | $-2,000 | 4,720 |
| Applicable income taxes | $140,000 | 2,482 |
| Income before extraordinary items | $1,081,000 | 2,841 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,081,000 | 2,842 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,081,000 | 2,841 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $290,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,082,780 | 2,831 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,880,000 | 1,425 |
| Total interest expense | $1,012,000 | 948 |
| Net interest income | $3,868,000 | 1,543 |
| Provision for loan and lease losses | $105,000 | 1,394 |
| Total noninterest income | $330,000 | 2,488 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $33,000 | 3,908 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $297,000 | 2,033 |
| Total noninterest expense | $3,543,000 | 1,436 |
| Salaries and employee benefits | $2,059,000 | 1,397 |
| Premises and equipment expense | $633,000 | 978 |
| Additional noninterest expense | $851,000 | 1,721 |
| Pre-tax net operating income | $550,000 | 2,961 |
| Securities gains (losses) | $-1,000 | 4,986 |
| Applicable income taxes | $127,000 | 1,962 |
| Income before extraordinary items | $422,000 | 3,167 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $422,000 | 3,167 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $422,000 | 3,167 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $422,790 | 3,169 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $19,302,000 | 1,383 |
| Total interest expense | $3,385,000 | 968 |
| Net interest income | $15,917,000 | 1,480 |
| Provision for loan and lease losses | $390,000 | 1,681 |
| Total noninterest income | $1,209,000 | 2,678 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $151,000 | 3,823 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,058,000 | 2,222 |
| Total noninterest expense | $14,218,000 | 1,403 |
| Salaries and employee benefits | $8,064,000 | 1,402 |
| Premises and equipment expense | $2,530,000 | 953 |
| Additional noninterest expense | $3,624,000 | 1,654 |
| Pre-tax net operating income | $2,518,000 | 2,742 |
| Securities gains (losses) | $3,000 | 1,912 |
| Applicable income taxes | $1,946,000 | 1,292 |
| Income before extraordinary items | $575,000 | 4,362 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $575,000 | 4,362 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $575,000 | 4,362 |
| Net charge-offs | $100,000 | 2,424 |
| Cash dividends | $637,000 | 2,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $573,080 | 4,353 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $14,405,000 | 1,397 |
| Total interest expense | $2,422,000 | 996 |
| Net interest income | $11,983,000 | 1,463 |
| Provision for loan and lease losses | $285,000 | 1,676 |
| Total noninterest income | $951,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $123,000 | 3,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $828,000 | 2,202 |
| Total noninterest expense | $10,664,000 | 1,396 |
| Salaries and employee benefits | $6,080,000 | 1,400 |
| Premises and equipment expense | $1,903,000 | 960 |
| Additional noninterest expense | $2,681,000 | 1,667 |
| Pre-tax net operating income | $1,985,000 | 2,722 |
| Securities gains (losses) | $3,000 | 1,944 |
| Applicable income taxes | $718,000 | 1,763 |
| Income before extraordinary items | $1,270,000 | 3,117 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,270,000 | 3,116 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,270,000 | 3,117 |
| Net charge-offs | $101,000 | 1,920 |
| Cash dividends | $341,000 | 2,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,268,080 | 3,097 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $9,354,000 | 1,421 |
| Total interest expense | $1,584,000 | 984 |
| Net interest income | $7,770,000 | 1,499 |
| Provision for loan and lease losses | $180,000 | 1,642 |
| Total noninterest income | $652,000 | 2,599 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $86,000 | 3,684 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $566,000 | 2,179 |
| Total noninterest expense | $7,098,000 | 1,404 |
| Salaries and employee benefits | $4,042,000 | 1,404 |
| Premises and equipment expense | $1,267,000 | 957 |
| Additional noninterest expense | $1,789,000 | 1,668 |
| Pre-tax net operating income | $1,144,000 | 2,917 |
| Securities gains (losses) | $1,000 | 1,756 |
| Applicable income taxes | $417,000 | 1,858 |
| Income before extraordinary items | $728,000 | 3,339 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $728,000 | 3,338 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $728,000 | 3,339 |
| Net charge-offs | $34,000 | 2,273 |
| Cash dividends | $341,000 | 2,388 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 5,722 |
| Net operating income | $727,360 | 3,316 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,830,000 | 1,372 |
| Total interest expense | $778,000 | 983 |
| Net interest income | $4,052,000 | 1,430 |
| Provision for loan and lease losses | $75,000 | 1,685 |
| Total noninterest income | $252,000 | 2,950 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $47,000 | 3,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 2,543 |
| Total noninterest expense | $3,497,000 | 1,440 |
| Salaries and employee benefits | $1,995,000 | 1,434 |
| Premises and equipment expense | $612,000 | 992 |
| Additional noninterest expense | $890,000 | 1,672 |
| Pre-tax net operating income | $732,000 | 2,456 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $269,000 | 1,586 |
| Income before extraordinary items | $463,000 | 2,882 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $463,000 | 2,882 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $463,000 | 2,882 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $341,000 | 1,541 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 441 |
| Net operating income | $463,000 | 2,865 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $19,213,000 | 1,333 |
| Total interest expense | $3,077,000 | 944 |
| Net interest income | $16,136,000 | 1,402 |
| Provision for loan and lease losses | $395,000 | 1,719 |
| Total noninterest income | $784,000 | 3,409 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $161,000 | 3,869 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $623,000 | 2,975 |
| Total noninterest expense | $14,785,000 | 1,340 |
| Salaries and employee benefits | $7,777,000 | 1,400 |
| Premises and equipment expense | $2,263,000 | 1,046 |
| Additional noninterest expense | $4,745,000 | 1,322 |
| Pre-tax net operating income | $1,740,000 | 3,294 |
| Securities gains (losses) | $6,000 | 2,819 |
| Applicable income taxes | $730,000 | 1,934 |
| Income before extraordinary items | $1,016,000 | 3,861 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,016,000 | 3,859 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,016,000 | 3,860 |
| Net charge-offs | $9,000 | 3,892 |
| Cash dividends | $387,000 | 3,243 |
| Sale, conversion, retirement of capital stock, net | $286,000 | 350 |
| Net operating income | $1,012,160 | 3,823 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $13,783,000 | 1,385 |
| Total interest expense | $2,297,000 | 945 |
| Net interest income | $11,486,000 | 1,468 |
| Provision for loan and lease losses | $290,000 | 1,671 |
| Total noninterest income | $604,000 | 3,383 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $114,000 | 3,986 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $490,000 | 2,919 |
| Total noninterest expense | $9,916,000 | 1,483 |
| Salaries and employee benefits | $5,618,000 | 1,448 |
| Premises and equipment expense | $1,616,000 | 1,101 |
| Additional noninterest expense | $2,682,000 | 1,687 |
| Pre-tax net operating income | $1,884,000 | 2,720 |
| Securities gains (losses) | $11,000 | 2,550 |
| Applicable income taxes | $688,000 | 1,774 |
| Income before extraordinary items | $1,207,000 | 3,199 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,207,000 | 3,199 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,207,000 | 3,199 |
| Net charge-offs | $9,000 | 3,453 |
| Cash dividends | $230,000 | 3,066 |
| Sale, conversion, retirement of capital stock, net | $222,000 | 319 |
| Net operating income | $1,199,960 | 3,147 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,982,000 | 1,416 |
| Total interest expense | $1,507,000 | 956 |
| Net interest income | $7,475,000 | 1,504 |
| Provision for loan and lease losses | $185,000 | 1,699 |
| Total noninterest income | $288,000 | 3,902 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $59,000 | 4,357 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $229,000 | 3,413 |
| Total noninterest expense | $6,406,000 | 1,531 |
| Salaries and employee benefits | $3,596,000 | 1,517 |
| Premises and equipment expense | $1,040,000 | 1,141 |
| Additional noninterest expense | $1,770,000 | 1,715 |
| Pre-tax net operating income | $1,172,000 | 2,794 |
| Securities gains (losses) | $6,000 | 2,403 |
| Applicable income taxes | $435,000 | 1,802 |
| Income before extraordinary items | $743,000 | 3,326 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $743,000 | 3,324 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $743,000 | 3,324 |
| Net charge-offs | $3,000 | 3,433 |
| Cash dividends | $72,000 | 3,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $739,160 | 3,273 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,777,000 | 1,679 |
| Total interest expense | $701,000 | 1,018 |
| Net interest income | $3,076,000 | 1,824 |
| Provision for loan and lease losses | $90,000 | 1,597 |
| Total noninterest income | $118,000 | 4,190 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $21,000 | 4,775 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $97,000 | 3,597 |
| Total noninterest expense | $2,671,000 | 1,799 |
| Salaries and employee benefits | $1,576,000 | 1,720 |
| Premises and equipment expense | $437,000 | 1,336 |
| Additional noninterest expense | $658,000 | 2,208 |
| Pre-tax net operating income | $433,000 | 3,273 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $154,000 | 2,080 |
| Income before extraordinary items | $279,000 | 3,742 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $279,000 | 3,739 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $279,000 | 3,740 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $17,000 | 2,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $279,000 | 3,686 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,027,000 | 1,659 |
| Total interest expense | $2,708,000 | 1,042 |
| Net interest income | $12,319,000 | 1,784 |
| Provision for loan and lease losses | $480,000 | 1,398 |
| Total noninterest income | $436,000 | 4,366 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $84,000 | 4,914 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $352,000 | 3,765 |
| Total noninterest expense | $9,767,000 | 1,937 |
| Salaries and employee benefits | $5,690,000 | 1,834 |
| Premises and equipment expense | $1,541,000 | 1,494 |
| Additional noninterest expense | $2,536,000 | 2,312 |
| Pre-tax net operating income | $2,508,000 | 2,620 |
| Securities gains (losses) | $25,000 | 2,106 |
| Applicable income taxes | $930,000 | 1,649 |
| Income before extraordinary items | $1,603,000 | 3,111 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,603,000 | 3,112 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,603,000 | 3,113 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $70,000 | 4,089 |
| Sale, conversion, retirement of capital stock, net | $4,959,000 | 83 |
| Net operating income | $1,587,000 | 3,085 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,264,000 | 1,673 |
| Total interest expense | $2,008,000 | 1,061 |
| Net interest income | $9,256,000 | 1,793 |
| Provision for loan and lease losses | $360,000 | 1,343 |
| Total noninterest income | $329,000 | 4,398 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $63,000 | 4,966 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $266,000 | 3,778 |
| Total noninterest expense | $7,332,000 | 1,938 |
| Salaries and employee benefits | $4,257,000 | 1,844 |
| Premises and equipment expense | $1,148,000 | 1,517 |
| Additional noninterest expense | $1,927,000 | 2,277 |
| Pre-tax net operating income | $1,893,000 | 2,659 |
| Securities gains (losses) | $19,000 | 2,045 |
| Applicable income taxes | $702,000 | 1,691 |
| Income before extraordinary items | $1,210,000 | 3,163 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,210,000 | 3,162 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,210,000 | 3,163 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $52,000 | 3,648 |
| Sale, conversion, retirement of capital stock, net | $4,959,000 | 59 |
| Net operating income | $1,197,840 | 3,131 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,400,000 | 1,696 |
| Total interest expense | $1,320,000 | 1,082 |
| Net interest income | $6,080,000 | 1,815 |
| Provision for loan and lease losses | $240,000 | 1,328 |
| Total noninterest income | $218,000 | 4,418 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $39,000 | 5,068 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $179,000 | 3,806 |
| Total noninterest expense | $4,838,000 | 1,967 |
| Salaries and employee benefits | $2,783,000 | 1,890 |
| Premises and equipment expense | $764,000 | 1,534 |
| Additional noninterest expense | $1,291,000 | 2,278 |
| Pre-tax net operating income | $1,220,000 | 2,705 |
| Securities gains (losses) | $19,000 | 1,735 |
| Applicable income taxes | $462,000 | 1,701 |
| Income before extraordinary items | $777,000 | 3,217 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $777,000 | 3,217 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $777,000 | 3,218 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $35,000 | 3,517 |
| Sale, conversion, retirement of capital stock, net | $4,913,000 | 49 |
| Net operating income | $764,840 | 3,178 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,638,000 | 1,718 |
| Total interest expense | $650,000 | 1,100 |
| Net interest income | $2,988,000 | 1,842 |
| Provision for loan and lease losses | $120,000 | 1,278 |
| Total noninterest income | $65,000 | 5,034 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $16,000 | 5,276 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $49,000 | 4,536 |
| Total noninterest expense | $2,385,000 | 1,992 |
| Salaries and employee benefits | $1,370,000 | 1,913 |
| Premises and equipment expense | $376,000 | 1,569 |
| Additional noninterest expense | $639,000 | 2,282 |
| Pre-tax net operating income | $548,000 | 2,858 |
| Securities gains (losses) | $18,000 | 1,268 |
| Applicable income taxes | $218,000 | 1,741 |
| Income before extraordinary items | $348,000 | 3,386 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $348,000 | 3,389 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $348,000 | 3,389 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $18,000 | 2,799 |
| Sale, conversion, retirement of capital stock, net | $4,913,000 | 29 |
| Net operating income | $336,480 | 3,356 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $14,443,000 | 1,732 |
| Total interest expense | $2,470,000 | 1,180 |
| Net interest income | $11,973,000 | 1,834 |
| Provision for loan and lease losses | $600,000 | 1,269 |
| Total noninterest income | $176,000 | 5,532 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $53,000 | 5,665 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $123,000 | 5,063 |
| Total noninterest expense | $9,026,000 | 2,088 |
| Salaries and employee benefits | $5,134,000 | 1,991 |
| Premises and equipment expense | $1,399,000 | 1,677 |
| Additional noninterest expense | $2,493,000 | 2,423 |
| Pre-tax net operating income | $2,523,000 | 2,573 |
| Securities gains (losses) | $-8,000 | 6,006 |
| Applicable income taxes | $989,000 | 1,550 |
| Income before extraordinary items | $1,526,000 | 3,216 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,526,000 | 3,216 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,526,000 | 3,217 |
| Net charge-offs | $35,000 | 4,013 |
| Cash dividends | $71,000 | 4,135 |
| Sale, conversion, retirement of capital stock, net | $2,015,000 | 137 |
| Net operating income | $1,531,120 | 3,151 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,785,000 | 1,752 |
| Total interest expense | $1,821,000 | 1,211 |
| Net interest income | $8,964,000 | 1,840 |
| Provision for loan and lease losses | $450,000 | 1,237 |
| Total noninterest income | $143,000 | 5,525 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $42,000 | 5,676 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $101,000 | 5,025 |
| Total noninterest expense | $6,678,000 | 2,118 |
| Salaries and employee benefits | $3,733,000 | 2,065 |
| Premises and equipment expense | $1,044,000 | 1,700 |
| Additional noninterest expense | $1,901,000 | 2,367 |
| Pre-tax net operating income | $1,979,000 | 2,527 |
| Securities gains (losses) | $-8,000 | 6,123 |
| Applicable income taxes | $771,000 | 1,548 |
| Income before extraordinary items | $1,200,000 | 3,148 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,200,000 | 3,148 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,200,000 | 3,149 |
| Net charge-offs | $35,000 | 3,512 |
| Cash dividends | $54,000 | 3,638 |
| Sale, conversion, retirement of capital stock, net | $2,015,000 | 102 |
| Net operating income | $1,205,120 | 3,095 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,041,000 | 1,786 |
| Total interest expense | $1,188,000 | 1,251 |
| Net interest income | $5,853,000 | 1,868 |
| Provision for loan and lease losses | $300,000 | 1,222 |
| Total noninterest income | $68,000 | 5,866 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $26,000 | 5,771 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $42,000 | 5,484 |
| Total noninterest expense | $4,360,000 | 2,163 |
| Salaries and employee benefits | $2,472,000 | 2,088 |
| Premises and equipment expense | $684,000 | 1,742 |
| Additional noninterest expense | $1,204,000 | 2,481 |
| Pre-tax net operating income | $1,261,000 | 2,554 |
| Securities gains (losses) | $1,000 | 2,460 |
| Applicable income taxes | $505,000 | 1,533 |
| Income before extraordinary items | $757,000 | 3,204 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $757,000 | 3,210 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $757,000 | 3,210 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $35,000 | 3,507 |
| Sale, conversion, retirement of capital stock, net | $2,001,000 | 75 |
| Net operating income | $756,360 | 3,164 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,421,000 | 1,830 |
| Total interest expense | $584,000 | 1,284 |
| Net interest income | $2,837,000 | 1,905 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $31,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $14,000 | 5,710 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $17,000 | 5,639 |
| Total noninterest expense | $2,191,000 | 2,160 |
| Salaries and employee benefits | $1,249,000 | 2,078 |
| Premises and equipment expense | $330,000 | 1,821 |
| Additional noninterest expense | $612,000 | 2,442 |
| Pre-tax net operating income | $527,000 | 2,796 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $211,000 | 1,672 |
| Income before extraordinary items | $316,000 | 3,455 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $316,000 | 3,458 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $316,000 | 3,458 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $18,000 | 2,786 |
| Sale, conversion, retirement of capital stock, net | $2,001,000 | 44 |
| Net operating income | $316,000 | 3,412 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,316,000 | 1,877 |
| Total interest expense | $2,065,000 | 1,653 |
| Net interest income | $11,251,000 | 1,893 |
| Provision for loan and lease losses | $600,000 | 1,620 |
| Total noninterest income | $122,000 | 6,058 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $33,000 | 6,238 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $89,000 | 5,473 |
| Total noninterest expense | $7,808,000 | 2,397 |
| Salaries and employee benefits | $4,613,000 | 2,209 |
| Premises and equipment expense | $1,000,000 | 2,253 |
| Additional noninterest expense | $2,195,000 | 2,782 |
| Pre-tax net operating income | $2,965,000 | 2,183 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,248,000 | 1,274 |
| Income before extraordinary items | $1,717,000 | 2,888 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,717,000 | 2,890 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,717,000 | 2,891 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $70,000 | 4,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,717,000 | 2,840 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,857,000 | 1,906 |
| Total interest expense | $1,512,000 | 1,738 |
| Net interest income | $8,345,000 | 1,918 |
| Provision for loan and lease losses | $450,000 | 1,622 |
| Total noninterest income | $75,000 | 6,280 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $22,000 | 6,358 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $53,000 | 5,733 |
| Total noninterest expense | $5,727,000 | 2,437 |
| Salaries and employee benefits | $3,391,000 | 2,247 |
| Premises and equipment expense | $696,000 | 2,425 |
| Additional noninterest expense | $1,640,000 | 2,773 |
| Pre-tax net operating income | $2,243,000 | 2,233 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $947,000 | 1,303 |
| Income before extraordinary items | $1,296,000 | 2,924 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,296,000 | 2,928 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,296,000 | 2,928 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $53,000 | 3,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,296,000 | 2,847 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,352,000 | 1,966 |
| Total interest expense | $990,000 | 1,798 |
| Net interest income | $5,362,000 | 1,964 |
| Provision for loan and lease losses | $300,000 | 1,629 |
| Total noninterest income | $45,000 | 6,392 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $13,000 | 6,447 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $32,000 | 5,823 |
| Total noninterest expense | $3,697,000 | 2,507 |
| Salaries and employee benefits | $2,193,000 | 2,311 |
| Premises and equipment expense | $452,000 | 2,478 |
| Additional noninterest expense | $1,052,000 | 2,854 |
| Pre-tax net operating income | $1,410,000 | 2,307 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $599,000 | 1,352 |
| Income before extraordinary items | $811,000 | 3,042 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $811,000 | 3,044 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $811,000 | 3,045 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $35,000 | 3,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $811,000 | 2,948 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,095,000 | 2,024 |
| Total interest expense | $485,000 | 1,880 |
| Net interest income | $2,610,000 | 2,021 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $21,000 | 6,451 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $7,000 | 6,447 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $14,000 | 5,942 |
| Total noninterest expense | $1,749,000 | 2,677 |
| Salaries and employee benefits | $1,053,000 | 2,406 |
| Premises and equipment expense | $222,000 | 2,553 |
| Additional noninterest expense | $474,000 | 3,109 |
| Pre-tax net operating income | $732,000 | 2,190 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $309,000 | 1,293 |
| Income before extraordinary items | $423,000 | 2,929 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $423,000 | 2,929 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $423,000 | 2,931 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $18,000 | 2,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $423,000 | 2,840 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,421,000 | 2,278 |
| Total interest expense | $2,047,000 | 2,103 |
| Net interest income | $9,374,000 | 2,284 |
| Provision for loan and lease losses | $600,000 | 2,443 |
| Total noninterest income | $89,000 | 6,363 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $39,000 | 6,409 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $50,000 | 5,863 |
| Total noninterest expense | $6,218,000 | 2,957 |
| Salaries and employee benefits | $3,704,000 | 2,638 |
| Premises and equipment expense | $815,000 | 2,697 |
| Additional noninterest expense | $1,699,000 | 3,491 |
| Pre-tax net operating income | $2,645,000 | 2,317 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,037,000 | 1,442 |
| Income before extraordinary items | $1,608,000 | 2,992 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,608,000 | 2,993 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,608,000 | 2,994 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $593,000 | 282 |
| Net operating income | $1,608,000 | 2,856 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,285,000 | 2,395 |
| Total interest expense | $1,576,000 | 2,130 |
| Net interest income | $6,709,000 | 2,446 |
| Provision for loan and lease losses | $450,000 | 2,400 |
| Total noninterest income | $66,000 | 6,487 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $32,000 | 6,424 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $34,000 | 6,036 |
| Total noninterest expense | $4,517,000 | 3,038 |
| Salaries and employee benefits | $2,678,000 | 2,747 |
| Premises and equipment expense | $611,000 | 2,735 |
| Additional noninterest expense | $1,228,000 | 3,590 |
| Pre-tax net operating income | $1,808,000 | 2,540 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $708,000 | 1,567 |
| Income before extraordinary items | $1,100,000 | 3,251 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,100,000 | 3,253 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,100,000 | 3,252 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $589,000 | 217 |
| Net operating income | $1,100,000 | 3,106 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,422,000 | 2,437 |
| Total interest expense | $1,115,000 | 2,095 |
| Net interest income | $4,307,000 | 2,524 |
| Provision for loan and lease losses | $300,000 | 2,388 |
| Total noninterest income | $47,000 | 6,481 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $33,000 | 6,059 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 6,336 |
| Total noninterest expense | $3,003,000 | 3,062 |
| Salaries and employee benefits | $1,768,000 | 2,775 |
| Premises and equipment expense | $415,000 | 2,699 |
| Additional noninterest expense | $820,000 | 3,607 |
| Pre-tax net operating income | $1,051,000 | 2,754 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $409,000 | 1,693 |
| Income before extraordinary items | $642,000 | 3,498 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $642,000 | 3,499 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $642,000 | 3,499 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $585,000 | 158 |
| Net operating income | $642,000 | 3,325 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,638,000 | 2,532 |
| Total interest expense | $553,000 | 2,167 |
| Net interest income | $2,085,000 | 2,622 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $22,000 | 6,584 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $15,000 | 6,165 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 6,416 |
| Total noninterest expense | $1,505,000 | 3,044 |
| Salaries and employee benefits | $885,000 | 2,783 |
| Premises and equipment expense | $208,000 | 2,721 |
| Additional noninterest expense | $412,000 | 3,571 |
| Pre-tax net operating income | $452,000 | 3,087 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $174,000 | 1,884 |
| Income before extraordinary items | $278,000 | 3,781 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $278,000 | 3,784 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $278,000 | 3,784 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 776 |
| Net operating income | $278,000 | 3,619 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,698,000 | 2,826 |
| Total interest expense | $2,197,000 | 2,574 |
| Net interest income | $7,501,000 | 2,893 |
| Provision for loan and lease losses | $600,000 | 3,157 |
| Total noninterest income | $86,000 | 6,530 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $62,000 | 6,122 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $24,000 | 6,306 |
| Total noninterest expense | $4,985,000 | 3,545 |
| Salaries and employee benefits | $2,920,000 | 3,187 |
| Premises and equipment expense | $630,000 | 3,456 |
| Additional noninterest expense | $1,435,000 | 3,974 |
| Pre-tax net operating income | $2,002,000 | 2,510 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $807,000 | 1,546 |
| Income before extraordinary items | $1,195,000 | 3,219 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,195,000 | 3,222 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,195,000 | 3,222 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $8,192,000 | 81 |
| Net operating income | $1,195,000 | 3,120 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,024,000 | 2,967 |
| Total interest expense | $1,648,000 | 2,665 |
| Net interest income | $5,376,000 | 3,027 |
| Provision for loan and lease losses | $450,000 | 3,020 |
| Total noninterest income | $67,000 | 6,606 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $49,000 | 6,097 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $18,000 | 6,437 |
| Total noninterest expense | $3,548,000 | 3,686 |
| Salaries and employee benefits | $2,081,000 | 3,297 |
| Premises and equipment expense | $444,000 | 3,648 |
| Additional noninterest expense | $1,023,000 | 4,120 |
| Pre-tax net operating income | $1,445,000 | 2,651 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $589,000 | 1,594 |
| Income before extraordinary items | $856,000 | 3,381 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $856,000 | 3,382 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $856,000 | 3,382 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $8,177,000 | 66 |
| Net operating income | $856,000 | 3,265 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,529,000 | 3,067 |
| Total interest expense | $1,091,000 | 2,765 |
| Net interest income | $3,438,000 | 3,143 |
| Provision for loan and lease losses | $300,000 | 2,953 |
| Total noninterest income | $45,000 | 6,670 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $35,000 | 6,003 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 6,590 |
| Total noninterest expense | $2,303,000 | 3,802 |
| Salaries and employee benefits | $1,315,000 | 3,450 |
| Premises and equipment expense | $285,000 | 3,778 |
| Additional noninterest expense | $703,000 | 4,095 |
| Pre-tax net operating income | $880,000 | 2,755 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $365,000 | 1,610 |
| Income before extraordinary items | $515,000 | 3,524 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $515,000 | 3,525 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $515,000 | 3,525 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 581 |
| Net operating income | $515,000 | 3,427 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,183,000 | 3,176 |
| Total interest expense | $523,000 | 2,935 |
| Net interest income | $1,660,000 | 3,222 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $21,000 | 6,771 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $18,000 | 5,934 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 6,858 |
| Total noninterest expense | $1,070,000 | 4,013 |
| Salaries and employee benefits | $605,000 | 3,699 |
| Premises and equipment expense | $130,000 | 4,058 |
| Additional noninterest expense | $335,000 | 4,218 |
| Pre-tax net operating income | $461,000 | 2,716 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $194,000 | 1,543 |
| Income before extraordinary items | $267,000 | 3,453 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $267,000 | 3,450 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $267,000 | 3,451 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 528 |
| Net operating income | $267,000 | 3,394 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,945,000 | 3,925 |
| Total interest expense | $2,248,000 | 3,249 |
| Net interest income | $4,697,000 | 4,130 |
| Provision for loan and lease losses | $500,000 | 4,120 |
| Total noninterest income | $71,000 | 6,910 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $44,000 | 6,321 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $27,000 | 6,479 |
| Total noninterest expense | $3,846,000 | 4,321 |
| Salaries and employee benefits | $2,121,000 | 4,075 |
| Premises and equipment expense | $525,000 | 4,046 |
| Additional noninterest expense | $1,200,000 | 4,611 |
| Pre-tax net operating income | $422,000 | 4,564 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-1,506,000 | 7,403 |
| Income before extraordinary items | $1,928,000 | 2,088 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,928,000 | 2,089 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,928,000 | 2,090 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,519,000 | 315 |
| Net operating income | $1,928,000 | 2,013 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,924,000 | 4,156 |
| Total interest expense | $1,725,000 | 3,319 |
| Net interest income | $3,199,000 | 4,440 |
| Provision for loan and lease losses | $340,000 | 4,146 |
| Total noninterest income | $45,000 | 7,130 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $31,000 | 6,442 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $14,000 | 6,805 |
| Total noninterest expense | $2,867,000 | 4,350 |
| Salaries and employee benefits | $1,584,000 | 4,110 |
| Premises and equipment expense | $390,000 | 4,153 |
| Additional noninterest expense | $893,000 | 4,630 |
| Pre-tax net operating income | $37,000 | 5,842 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $4,000 | 4,431 |
| Income before extraordinary items | $33,000 | 5,995 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $33,000 | 5,995 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $33,000 | 5,995 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $1,496,000 | 249 |
| Net operating income | $33,000 | 5,873 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,072,000 | 4,375 |
| Total interest expense | $1,098,000 | 3,549 |
| Net interest income | $1,974,000 | 4,692 |
| Provision for loan and lease losses | $205,000 | 4,179 |
| Total noninterest income | $31,000 | 7,173 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $21,000 | 6,463 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $10,000 | 6,845 |
| Total noninterest expense | $1,886,000 | 4,409 |
| Salaries and employee benefits | $1,041,000 | 4,183 |
| Premises and equipment expense | $260,000 | 4,180 |
| Additional noninterest expense | $585,000 | 4,649 |
| Pre-tax net operating income | $-86,000 | 6,251 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $4,000 | 4,358 |
| Income before extraordinary items | $-90,000 | 6,394 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-90,000 | 6,396 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-90,000 | 6,394 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $1,474,000 | 175 |
| Net operating income | $-90,000 | 6,315 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,466,000 | 4,568 |
| Total interest expense | $524,000 | 3,804 |
| Net interest income | $942,000 | 4,847 |
| Provision for loan and lease losses | $105,000 | 3,873 |
| Total noninterest income | $16,000 | 7,253 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $10,000 | 6,536 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,000 | 6,920 |
| Total noninterest expense | $925,000 | 4,498 |
| Salaries and employee benefits | $493,000 | 4,393 |
| Premises and equipment expense | $130,000 | 4,266 |
| Additional noninterest expense | $302,000 | 4,566 |
| Pre-tax net operating income | $-72,000 | 6,576 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-72,000 | 6,682 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-72,000 | 6,683 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-72,000 | 6,682 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 643 |
| Net operating income | $-72,000 | 6,610 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,392,000 | 5,477 |
| Total interest expense | $2,193,000 | 4,204 |
| Net interest income | $2,199,000 | 6,159 |
| Provision for loan and lease losses | $520,000 | 4,483 |
| Total noninterest income | $90,000 | 7,061 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $44,000 | 6,570 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $46,000 | 6,453 |
| Total noninterest expense | $3,187,000 | 5,009 |
| Salaries and employee benefits | $1,724,000 | 4,784 |
| Premises and equipment expense | $442,000 | 4,732 |
| Additional noninterest expense | $1,021,000 | 5,181 |
| Pre-tax net operating income | $-1,418,000 | 6,419 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $4,000 | 4,084 |
| Income before extraordinary items | $-1,422,000 | 6,544 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,422,000 | 6,544 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,422,000 | 6,544 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 932 |
| Net operating income | $-1,422,000 | 6,544 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,014,000 | 5,762 |
| Total interest expense | $1,599,000 | 4,404 |
| Net interest income | $1,415,000 | 6,505 |
| Provision for loan and lease losses | $390,000 | 4,217 |
| Total noninterest income | $71,000 | 7,147 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $32,000 | 6,633 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $39,000 | 6,489 |
| Total noninterest expense | $2,335,000 | 5,075 |
| Salaries and employee benefits | $1,255,000 | 4,905 |
| Premises and equipment expense | $329,000 | 4,788 |
| Additional noninterest expense | $751,000 | 5,225 |
| Pre-tax net operating income | $-1,239,000 | 6,756 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $4,000 | 4,272 |
| Income before extraordinary items | $-1,243,000 | 6,877 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,243,000 | 6,879 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,243,000 | 6,879 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 857 |
| Net operating income | $-1,243,000 | 6,858 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,807,000 | 6,070 |
| Total interest expense | $1,024,000 | 4,668 |
| Net interest income | $783,000 | 6,884 |
| Provision for loan and lease losses | $235,000 | 4,121 |
| Total noninterest income | $43,000 | 7,289 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $23,000 | 6,604 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $20,000 | 6,800 |
| Total noninterest expense | $1,532,000 | 5,182 |
| Salaries and employee benefits | $828,000 | 4,995 |
| Premises and equipment expense | $216,000 | 4,872 |
| Additional noninterest expense | $488,000 | 5,305 |
| Pre-tax net operating income | $-941,000 | 6,988 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $2,000 | 4,423 |
| Income before extraordinary items | $-943,000 | 7,127 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-943,000 | 7,126 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-943,000 | 7,127 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 829 |
| Net operating income | $-943,000 | 7,108 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $744,000 | 6,523 |
| Total interest expense | $492,000 | 4,871 |
| Net interest income | $252,000 | 7,575 |
| Provision for loan and lease losses | $85,000 | 4,161 |
| Total noninterest income | $16,000 | 7,562 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $10,000 | 6,707 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $6,000 | 7,210 |
| Total noninterest expense | $724,000 | 5,282 |
| Salaries and employee benefits | $409,000 | 5,074 |
| Premises and equipment expense | $108,000 | 4,900 |
| Additional noninterest expense | $207,000 | 5,508 |
| Pre-tax net operating income | $-541,000 | 7,363 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-541,000 | 7,484 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-541,000 | 7,484 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-541,000 | 7,485 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 726 |
| Net operating income | $-541,000 | 7,461 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,692,000 | 7,544 |
| Total interest expense | $867,000 | 7,010 |
| Net interest income | $825,000 | 7,790 |
| Provision for loan and lease losses | $410,000 | 4,100 |
| Total noninterest income | $36,000 | 7,838 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $13,000 | 7,135 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $23,000 | 7,344 |
| Total noninterest expense | $2,500,000 | 5,646 |
| Salaries and employee benefits | $1,485,000 | 5,364 |
| Premises and equipment expense | $421,000 | 4,952 |
| Additional noninterest expense | $594,000 | 6,241 |
| Pre-tax net operating income | $-2,049,000 | 7,370 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-2,049,000 | 7,400 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,049,000 | 7,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 1,201 |
| Net operating income | $-2,049,000 | 7,494 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,044,000 | 7,847 |
| Total interest expense | $512,000 | 7,473 |
| Net interest income | $532,000 | 7,983 |
| Provision for loan and lease losses | $265,000 | 3,761 |
| Total noninterest income | $25,000 | 7,986 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $7,000 | 7,231 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $18,000 | 7,487 |
| Total noninterest expense | $1,773,000 | 5,786 |
| Salaries and employee benefits | $1,051,000 | 5,539 |
| Premises and equipment expense | $304,000 | 5,074 |
| Additional noninterest expense | $418,000 | 6,366 |
| Pre-tax net operating income | $-1,481,000 | 7,724 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,481,000 | 7,696 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,481,000 | 7,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 1,054 |
| Net operating income | $-1,481,000 | 7,795 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $534,000 | 8,107 |
| Total interest expense | $287,000 | 7,745 |
| Net interest income | $247,000 | 8,244 |
| Provision for loan and lease losses | $150,000 | 3,592 |
| Total noninterest income | $8,000 | 8,173 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $3,000 | 7,319 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $5,000 | 7,937 |
| Total noninterest expense | $1,156,000 | 5,882 |
| Salaries and employee benefits | $694,000 | 5,624 |
| Premises and equipment expense | $192,000 | 5,252 |
| Additional noninterest expense | $270,000 | 6,457 |
| Pre-tax net operating income | $-1,051,000 | 7,938 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-1,051,000 | 8,013 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,051,000 | 8,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 909 |
| Net operating income | $-1,051,000 | 7,999 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $206,000 | 8,296 |
| Total interest expense | $98,000 | 8,103 |
| Net interest income | $108,000 | 8,338 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $1,000 | 8,296 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,000 | 7,357 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $578,000 | 5,917 |
| Salaries and employee benefits | $344,000 | 5,683 |
| Premises and equipment expense | $123,000 | 4,560 |
| Additional noninterest expense | $111,000 | 6,884 |
| Pre-tax net operating income | $-529,000 | 8,103 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-529,000 | 8,163 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-529,000 | 8,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-529,000 | 8,149 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $50,000 | 8,525 |
| Total interest expense | $5,000 | 8,512 |
| Net interest income | $45,000 | 8,522 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $0 | 8,422 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $0 | 8,329 |
| Total noninterest expense | $697,000 | 8,098 |
| Salaries and employee benefits | $425,000 | 7,999 |
| Premises and equipment expense | $134,000 | 7,399 |
| Additional noninterest expense | $138,000 | 8,309 |
| Pre-tax net operating income | $-652,000 | 7,901 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-652,000 | 7,977 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-652,000 | 7,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $15,250,000 | 125 |
| Net operating income | $-652,000 | 7,969 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.