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Redwood Capital Bank, Income and Expense

2025-06-30 (YTD Data)Rank
Total interest income$12,203,0001,838
Total interest expense$2,444,0002,488
Net interest income$9,759,0001,607
Provision for loan and lease losses$-107,0004,262
Total noninterest income$1,403,0001,654
Gross Fiduciary activities income$0937
Service charges on deposit accounts$318,0001,400
Trading account gains and feesNANA
Additional Noninterest Income$1,085,0001,476
Total noninterest expense$7,411,0001,621
Salaries and employee benefits$4,306,0001,588
Premises and equipment expense$790,0001,511
Additional noninterest expense$1,085,0001,497
Pre-tax net operating income$3,858,0001,543
Securities gains (losses)$0804
Applicable income taxes$1,074,0001,030
Income before extraordinary items$2,784,0001,736
Extraordinary gains, net$020
Net income$2,784,0001,753
Minority interest net income$069
Net income of bank and minority interests.$2,784,0001,736
Net charge-offs$24,0001,900
Cash dividends$2,025,000994
Sale, conversion, retirement of capital stock, net$0478
Net operating income$2,784,0001,745
2025-03-31 (YTD Data)Rank
Total interest income$6,057,0001,839
Total interest expense$1,205,0002,507
Net interest income$4,852,0001,583
Provision for loan and lease losses$-18,0004,233
Total noninterest income$730,0001,581
Gross Fiduciary activities income$0918
Service charges on deposit accounts$156,0001,412
Trading account gains and feesNANA
Additional Noninterest Income$574,0001,376
Total noninterest expense$3,657,0001,633
Salaries and employee benefits$2,110,0001,610
Premises and equipment expense$396,0001,525
Additional noninterest expense$574,0001,376
Pre-tax net operating income$1,943,0001,481
Securities gains (losses)$0665
Applicable income taxes$541,000979
Income before extraordinary items$1,402,0001,644
Extraordinary gains, net$047
Net income$1,402,0001,663
Minority interest net income$065
Net income of bank and minority interests.$1,402,0001,644
Net charge-offs$27,0001,296
Cash dividends$475,0001,397
Sale, conversion, retirement of capital stock, net$0467
Net operating income$1,402,0001,657
2024-12-31 (YTD Data)Rank
Total interest income$23,775,0001,842
Total interest expense$4,599,0002,588
Net interest income$19,176,0001,529
Provision for loan and lease losses$233,0001,936
Total noninterest income$3,204,0001,538
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$635,0001,432
Trading account gains and feesNANA
Additional Noninterest Income$2,569,0001,347
Total noninterest expense$13,452,0001,724
Salaries and employee benefits$7,630,0001,713
Premises and equipment expense$1,454,0001,598
Additional noninterest expense$2,569,0001,347
Pre-tax net operating income$8,695,0001,282
Securities gains (losses)$0940
Applicable income taxes$2,421,000843
Income before extraordinary items$6,274,0001,452
Extraordinary gains, net$053
Net income$6,274,0001,465
Minority interest net income$090
Net income of bank and minority interests.$6,274,0001,452
Net charge-offs$-12,0003,968
Cash dividends$7,300,000649
Sale, conversion, retirement of capital stock, net$0564
Net operating income$6,274,0001,454
2024-09-30 (YTD Data)Rank
Total interest income$17,690,0001,843
Total interest expense$3,406,0002,600
Net interest income$14,284,0001,521
Provision for loan and lease losses$271,0001,522
Total noninterest income$2,510,0001,491
Gross Fiduciary activities income$0972
Service charges on deposit accounts$475,0001,432
Trading account gains and feesNANA
Additional Noninterest Income$2,035,0001,298
Total noninterest expense$9,883,0001,725
Salaries and employee benefits$5,658,0001,709
Premises and equipment expense$1,074,0001,607
Additional noninterest expense$2,035,0001,298
Pre-tax net operating income$6,640,0001,243
Securities gains (losses)$0930
Applicable income taxes$1,848,000834
Income before extraordinary items$4,792,0001,417
Extraordinary gains, net$051
Net income$4,792,0001,433
Minority interest net income$082
Net income of bank and minority interests.$4,792,0001,419
Net charge-offs$-9,0003,920
Cash dividends$1,300,0001,535
Sale, conversion, retirement of capital stock, net$0527
Net operating income$4,792,0001,421
2024-06-30 (YTD Data)Rank
Total interest income$11,561,0001,840
Total interest expense$2,149,0002,635
Net interest income$9,412,0001,521
Provision for loan and lease losses$120,0001,718
Total noninterest income$1,710,0001,457
Gross Fiduciary activities income$0962
Service charges on deposit accounts$316,0001,415
Trading account gains and feesNANA
Additional Noninterest Income$1,394,0001,269
Total noninterest expense$6,648,0001,720
Salaries and employee benefits$3,792,0001,706
Premises and equipment expense$711,0001,606
Additional noninterest expense$1,394,0001,269
Pre-tax net operating income$4,354,0001,246
Securities gains (losses)$0628
Applicable income taxes$1,209,000838
Income before extraordinary items$3,145,0001,410
Extraordinary gains, net$052
Net income$3,145,0001,431
Minority interest net income$084
Net income of bank and minority interests.$3,145,0001,412
Net charge-offs$-6,0003,860
Cash dividends$950,0001,490
Sale, conversion, retirement of capital stock, net$0496
Net operating income$3,145,0001,411
2024-03-31 (YTD Data)Rank
Total interest income$5,813,0001,810
Total interest expense$950,0002,737
Net interest income$4,863,0001,475
Provision for loan and lease losses$73,0001,463
Total noninterest income$879,0001,414
Gross Fiduciary activities income$0895
Service charges on deposit accounts$158,0001,408
Trading account gains and feesNANA
Additional Noninterest Income$721,0001,214
Total noninterest expense$3,447,0001,672
Salaries and employee benefits$1,992,0001,654
Premises and equipment expense$349,0001,642
Additional noninterest expense$721,0001,214
Pre-tax net operating income$2,222,0001,209
Securities gains (losses)$0689
Applicable income taxes$613,000818
Income before extraordinary items$1,609,0001,355
Extraordinary gains, net$051
Net income$1,609,0001,367
Minority interest net income$072
Net income of bank and minority interests.$1,609,0001,354
Net charge-offs$-3,0003,742
Cash dividends$350,0001,490
Sale, conversion, retirement of capital stock, net$0434
Net operating income$1,609,0001,363
2023-12-31 (YTD Data)Rank
Total interest income$21,642,0001,781
Total interest expense$1,525,0003,315
Net interest income$20,117,0001,430
Provision for loan and lease losses$58,0002,746
Total noninterest income$4,187,0001,321
Gross Fiduciary activities income$0981
Service charges on deposit accounts$609,0001,452
Trading account gains and feesNANA
Additional Noninterest Income$3,578,0001,123
Total noninterest expense$13,179,0001,689
Salaries and employee benefits$7,676,0001,657
Premises and equipment expense$1,628,0001,439
Additional noninterest expense$3,578,0001,123
Pre-tax net operating income$11,067,0001,084
Securities gains (losses)$0988
Applicable income taxes$3,107,000732
Income before extraordinary items$7,960,0001,217
Extraordinary gains, net$054
Net income$7,960,0001,233
Minority interest net income$088
Net income of bank and minority interests.$7,960,0001,220
Net charge-offs$-88,0004,315
Cash dividends$2,230,0001,433
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,960,0001,242
2023-09-30 (YTD Data)Rank
Total interest income$15,908,0001,779
Total interest expense$961,0003,401
Net interest income$14,947,0001,454
Provision for loan and lease losses$58,0002,432
Total noninterest income$3,474,0001,241
Gross Fiduciary activities income$0950
Service charges on deposit accounts$438,0001,492
Trading account gains and feesNANA
Additional Noninterest Income$3,036,0001,021
Total noninterest expense$9,825,0001,690
Salaries and employee benefits$5,779,0001,650
Premises and equipment expense$1,222,0001,439
Additional noninterest expense$3,036,0001,021
Pre-tax net operating income$8,538,0001,097
Securities gains (losses)$0849
Applicable income taxes$2,390,000748
Income before extraordinary items$6,148,0001,222
Extraordinary gains, net$052
Net income$6,148,0001,231
Minority interest net income$081
Net income of bank and minority interests.$6,148,0001,222
Net charge-offs$-18,0003,972
Cash dividends$1,930,0001,196
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,148,0001,246
2023-06-30 (YTD Data)Rank
Total interest income$10,340,0001,786
Total interest expense$533,0003,454
Net interest income$9,807,0001,488
Provision for loan and lease losses$51,0002,215
Total noninterest income$2,279,0001,197
Gross Fiduciary activities income$0931
Service charges on deposit accounts$278,0001,525
Trading account gains and feesNANA
Additional Noninterest Income$2,001,000968
Total noninterest expense$6,530,0001,694
Salaries and employee benefits$3,837,0001,652
Premises and equipment expense$816,0001,431
Additional noninterest expense$2,001,000967
Pre-tax net operating income$5,505,0001,128
Securities gains (losses)$0938
Applicable income taxes$1,526,000779
Income before extraordinary items$3,979,0001,258
Extraordinary gains, net$051
Net income$3,979,0001,269
Minority interest net income$081
Net income of bank and minority interests.$3,979,0001,258
Net charge-offs$-15,0004,032
Cash dividends$1,930,000915
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,979,0001,273
2023-03-31 (YTD Data)Rank
Total interest income$5,159,0001,762
Total interest expense$174,0003,681
Net interest income$4,985,0001,475
Provision for loan and lease losses$35,0001,867
Total noninterest income$1,121,0001,224
Gross Fiduciary activities income$0913
Service charges on deposit accounts$113,0001,768
Trading account gains and feesNANA
Additional Noninterest Income$1,008,000956
Total noninterest expense$3,265,0001,711
Salaries and employee benefits$1,932,0001,671
Premises and equipment expense$415,0001,440
Additional noninterest expense$1,008,000956
Pre-tax net operating income$2,806,0001,132
Securities gains (losses)$0950
Applicable income taxes$761,000795
Income before extraordinary items$2,045,0001,256
Extraordinary gains, net$04
Net income$2,045,0001,256
Minority interest net income$048
Net income of bank and minority interests.$2,045,0001,256
Net charge-offs$-11,0004,071
Cash dividends$350,0001,482
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,045,0001,283
2022-12-31 (YTD Data)Rank
Total interest income$18,274,0001,688
Total interest expense$442,0003,371
Net interest income$17,832,0001,573
Provision for loan and lease losses$240,0001,681
Total noninterest income$4,050,0001,356
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$573,0001,543
Trading account gains and feesNANA
Additional Noninterest Income$3,477,0001,149
Total noninterest expense$11,980,0001,781
Salaries and employee benefits$6,915,0001,765
Premises and equipment expense$1,473,0001,553
Additional noninterest expense$3,477,0001,149
Pre-tax net operating income$9,662,0001,304
Securities gains (losses)$0691
Applicable income taxes$2,737,000876
Income before extraordinary items$6,925,0001,471
Extraordinary gains, net$05
Net income$6,925,0001,470
Minority interest net income$063
Net income of bank and minority interests.$6,925,0001,471
Net charge-offs$-130,0004,351
Cash dividends$600,0002,567
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,925,0001,490
2022-09-30 (YTD Data)Rank
Total interest income$13,046,0001,699
Total interest expense$341,0003,136
Net interest income$12,705,0001,621
Provision for loan and lease losses$90,0001,934
Total noninterest income$2,767,0001,450
Gross Fiduciary activities income$0968
Service charges on deposit accounts$415,0001,591
Trading account gains and feesNANA
Additional Noninterest Income$2,352,0001,251
Total noninterest expense$8,778,0001,801
Salaries and employee benefits$5,040,0001,793
Premises and equipment expense$1,042,0001,623
Additional noninterest expense$2,352,0001,251
Pre-tax net operating income$6,604,0001,382
Securities gains (losses)$0740
Applicable income taxes$1,860,000931
Income before extraordinary items$4,744,0001,555
Extraordinary gains, net$04
Net income$4,744,0001,554
Minority interest net income$057
Net income of bank and minority interests.$4,744,0001,555
Net charge-offs$-187,0004,454
Cash dividends$400,0002,343
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,744,0001,587
2022-06-30 (YTD Data)Rank
Total interest income$8,149,0001,735
Total interest expense$283,0002,736
Net interest income$7,866,0001,680
Provision for loan and lease losses$02,599
Total noninterest income$1,784,0001,482
Gross Fiduciary activities income$0925
Service charges on deposit accounts$264,0001,627
Trading account gains and feesNANA
Additional Noninterest Income$1,520,0001,305
Total noninterest expense$5,780,0001,810
Salaries and employee benefits$3,313,0001,808
Premises and equipment expense$683,0001,659
Additional noninterest expense$1,784,0001,750
Pre-tax net operating income$3,870,0001,447
Securities gains (losses)$0687
Applicable income taxes$1,083,000962
Income before extraordinary items$2,787,0001,590
Extraordinary gains, net$04
Net income$2,787,0001,588
Minority interest net income$060
Net income of bank and minority interests.$2,787,0001,590
Net charge-offs$-184,0004,532
Cash dividends$200,0002,455
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,787,0001,626
2022-03-31 (YTD Data)Rank
Total interest income$3,905,0001,751
Total interest expense$147,0002,649
Net interest income$3,758,0001,701
Provision for loan and lease losses$02,285
Total noninterest income$621,0001,837
Gross Fiduciary activities income$0892
Service charges on deposit accounts$126,0001,669
Trading account gains and feesNANA
Additional Noninterest Income$495,0001,678
Total noninterest expense$2,940,0001,778
Salaries and employee benefits$1,639,0001,819
Premises and equipment expense$353,0001,637
Additional noninterest expense$948,0001,636
Pre-tax net operating income$1,439,0001,687
Securities gains (losses)$0623
Applicable income taxes$396,0001,113
Income before extraordinary items$1,043,0001,866
Extraordinary gains, net$04
Net income$1,043,0001,865
Minority interest net income$050
Net income of bank and minority interests.$1,043,0001,866
Net charge-offs$-3,0003,434
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,043,0001,885
2021-12-31 (YTD Data)Rank
Total interest income$17,296,0001,669
Total interest expense$733,0002,652
Net interest income$16,563,0001,600
Provision for loan and lease losses$140,0001,961
Total noninterest income$3,811,0001,563
Gross Fiduciary activities income$0994
Service charges on deposit accounts$405,0001,843
Trading account gains and feesNANA
Additional Noninterest Income$3,406,0001,381
Total noninterest expense$11,170,0001,831
Salaries and employee benefits$6,077,0001,915
Premises and equipment expense$1,281,0001,739
Additional noninterest expense$3,812,0001,637
Pre-tax net operating income$9,064,0001,364
Securities gains (losses)$02,062
Applicable income taxes$2,547,000950
Income before extraordinary items$6,517,0001,575
Extraordinary gains, net$010
Net income$6,517,0001,575
Minority interest net income$074
Net income of bank and minority interests.$6,517,0001,575
Net charge-offs$-20,0003,836
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,517,0001,554
2021-09-30 (YTD Data)Rank
Total interest income$13,058,0001,683
Total interest expense$581,0002,648
Net interest income$12,477,0001,615
Provision for loan and lease losses$140,0001,736
Total noninterest income$2,881,0001,596
Gross Fiduciary activities income$0957
Service charges on deposit accounts$273,0001,969
Trading account gains and feesNANA
Additional Noninterest Income$2,608,0001,415
Total noninterest expense$8,272,0001,851
Salaries and employee benefits$4,499,0001,940
Premises and equipment expense$961,0001,766
Additional noninterest expense$2,812,0001,671
Pre-tax net operating income$6,946,0001,395
Securities gains (losses)$02,015
Applicable income taxes$1,950,000986
Income before extraordinary items$4,996,0001,608
Extraordinary gains, net$08
Net income$4,996,0001,608
Minority interest net income$069
Net income of bank and minority interests.$4,996,0001,608
Net charge-offs$-18,0003,843
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,996,0001,582
2021-06-30 (YTD Data)Rank
Total interest income$8,550,0001,707
Total interest expense$404,0002,665
Net interest income$8,146,0001,630
Provision for loan and lease losses$140,0001,468
Total noninterest income$2,105,0001,480
Gross Fiduciary activities income$0951
Service charges on deposit accounts$162,0002,058
Trading account gains and feesNANA
Additional Noninterest Income$1,943,0001,319
Total noninterest expense$5,446,0001,854
Salaries and employee benefits$2,965,0001,949
Premises and equipment expense$621,0001,800
Additional noninterest expense$1,860,0001,668
Pre-tax net operating income$4,665,0001,377
Securities gains (losses)$01,818
Applicable income taxes$1,306,000973
Income before extraordinary items$3,359,0001,584
Extraordinary gains, net$06
Net income$3,359,0001,584
Minority interest net income$067
Net income of bank and minority interests.$3,359,0001,584
Net charge-offs$-6,0003,611
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,359,0001,549
2021-03-31 (YTD Data)Rank
Total interest income$4,289,0001,703
Total interest expense$213,0002,658
Net interest income$4,076,0001,616
Provision for loan and lease losses$105,0001,210
Total noninterest income$975,0001,536
Gross Fiduciary activities income$0922
Service charges on deposit accounts$79,0002,077
Trading account gains and feesNANA
Additional Noninterest Income$896,0001,370
Total noninterest expense$2,654,0001,876
Salaries and employee benefits$1,440,0001,972
Premises and equipment expense$309,0001,803
Additional noninterest expense$905,0001,659
Pre-tax net operating income$2,292,0001,379
Securities gains (losses)$01,392
Applicable income taxes$633,000975
Income before extraordinary items$1,659,0001,607
Extraordinary gains, net$03
Net income$1,659,0001,607
Minority interest net income$055
Net income of bank and minority interests.$1,659,0001,607
Net charge-offs$-3,0003,553
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,659,0001,564
2020-12-31 (YTD Data)Rank
Total interest income$16,217,0001,768
Total interest expense$1,034,0002,873
Net interest income$15,183,0001,635
Provision for loan and lease losses$1,243,0001,399
Total noninterest income$3,694,0001,539
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$350,0002,059
Trading account gains and feesNANA
Additional Noninterest Income$3,344,0001,357
Total noninterest expense$10,183,0001,938
Salaries and employee benefits$5,593,0001,996
Premises and equipment expense$1,184,0001,819
Additional noninterest expense$3,406,0001,741
Pre-tax net operating income$7,451,0001,321
Securities gains (losses)$02,675
Applicable income taxes$2,109,000908
Income before extraordinary items$5,342,0001,553
Extraordinary gains, net$04
Net income$5,342,0001,553
Minority interest net income$072
Net income of bank and minority interests.$5,342,0001,553
Net charge-offs$2,0003,319
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,342,0001,515
2020-09-30 (YTD Data)Rank
Total interest income$11,787,0001,834
Total interest expense$804,0002,921
Net interest income$10,983,0001,676
Provision for loan and lease losses$608,0001,803
Total noninterest income$2,220,0001,685
Gross Fiduciary activities income$0981
Service charges on deposit accounts$257,0002,073
Trading account gains and feesNANA
Additional Noninterest Income$1,963,0001,511
Total noninterest expense$7,624,0001,916
Salaries and employee benefits$4,176,0001,984
Premises and equipment expense$881,0001,822
Additional noninterest expense$2,567,0001,712
Pre-tax net operating income$4,971,0001,402
Securities gains (losses)$02,494
Applicable income taxes$1,407,000943
Income before extraordinary items$3,564,0001,686
Extraordinary gains, net$04
Net income$3,564,0001,687
Minority interest net income$065
Net income of bank and minority interests.$3,564,0001,687
Net charge-offs$-9,0004,226
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,564,0001,635
2020-06-30 (YTD Data)Rank
Total interest income$7,633,0001,906
Total interest expense$560,0002,979
Net interest income$7,073,0001,725
Provision for loan and lease losses$247,0002,228
Total noninterest income$1,192,0001,849
Gross Fiduciary activities income$0970
Service charges on deposit accounts$178,0002,059
Trading account gains and feesNANA
Additional Noninterest Income$1,014,0001,657
Total noninterest expense$5,091,0001,909
Salaries and employee benefits$2,830,0001,957
Premises and equipment expense$589,0001,813
Additional noninterest expense$1,672,0001,735
Pre-tax net operating income$2,927,0001,486
Securities gains (losses)$02,249
Applicable income taxes$819,000968
Income before extraordinary items$2,108,0001,766
Extraordinary gains, net$04
Net income$2,108,0001,767
Minority interest net income$065
Net income of bank and minority interests.$2,108,0001,767
Net charge-offs$-6,0004,173
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,108,0001,719
2020-03-31 (YTD Data)Rank
Total interest income$3,687,0001,936
Total interest expense$295,0003,034
Net interest income$3,392,0001,750
Provision for loan and lease losses$247,0001,325
Total noninterest income$562,0001,828
Gross Fiduciary activities income$0941
Service charges on deposit accounts$108,0002,042
Trading account gains and feesNANA
Additional Noninterest Income$454,0001,611
Total noninterest expense$2,628,0001,872
Salaries and employee benefits$1,499,0001,886
Premises and equipment expense$295,0001,832
Additional noninterest expense$834,0001,774
Pre-tax net operating income$1,079,0001,727
Securities gains (losses)$01,705
Applicable income taxes$294,0001,088
Income before extraordinary items$785,0002,007
Extraordinary gains, net$04
Net income$785,0002,007
Minority interest net income$056
Net income of bank and minority interests.$785,0002,007
Net charge-offs$-3,0004,005
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$785,0001,973
2019-12-31 (YTD Data)Rank
Total interest income$15,383,0001,879
Total interest expense$1,069,0003,207
Net interest income$14,314,0001,667
Provision for loan and lease losses$-500,0005,099
Total noninterest income$2,024,0001,957
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$437,0002,105
Trading account gains and feesNANA
Additional Noninterest Income$1,587,0001,752
Total noninterest expense$10,008,0001,923
Salaries and employee benefits$5,577,0001,951
Premises and equipment expense$1,186,0001,811
Additional noninterest expense$3,245,0001,784
Pre-tax net operating income$6,830,0001,388
Securities gains (losses)$02,379
Applicable income taxes$1,938,000921
Income before extraordinary items$4,892,0001,630
Extraordinary gains, net$011
Net income$4,892,0001,632
Minority interest net income$076
Net income of bank and minority interests.$4,892,0001,632
Net charge-offs$-661,0005,130
Cash dividends$1,950,0001,612
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,892,0001,591
2019-09-30 (YTD Data)Rank
Total interest income$11,621,0001,899
Total interest expense$754,0003,325
Net interest income$10,867,0001,671
Provision for loan and lease losses$-500,0005,188
Total noninterest income$1,499,0001,976
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$314,0002,176
Trading account gains and feesNANA
Additional Noninterest Income$1,185,0001,745
Total noninterest expense$7,470,0001,938
Salaries and employee benefits$4,131,0001,974
Premises and equipment expense$876,0001,851
Additional noninterest expense$2,463,0001,778
Pre-tax net operating income$5,396,0001,362
Securities gains (losses)$02,167
Applicable income taxes$1,533,000929
Income before extraordinary items$3,863,0001,585
Extraordinary gains, net$011
Net income$3,863,0001,586
Minority interest net income$072
Net income of bank and minority interests.$3,863,0001,586
Net charge-offs$-658,0005,210
Cash dividends$1,950,0001,228
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,863,0001,556
2019-06-30 (YTD Data)Rank
Total interest income$7,746,0001,895
Total interest expense$443,0003,482
Net interest income$7,303,0001,669
Provision for loan and lease losses$03,685
Total noninterest income$966,0001,992
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$202,0002,206
Trading account gains and feesNANA
Additional Noninterest Income$764,0001,756
Total noninterest expense$5,058,0001,922
Salaries and employee benefits$2,777,0001,965
Premises and equipment expense$586,0001,849
Additional noninterest expense$1,695,0001,741
Pre-tax net operating income$3,211,0001,461
Securities gains (losses)$01,702
Applicable income taxes$907,000965
Income before extraordinary items$2,304,0001,702
Extraordinary gains, net$011
Net income$2,304,0001,702
Minority interest net income$069
Net income of bank and minority interests.$2,304,0001,702
Net charge-offs$-52,0004,922
Cash dividends$1,450,0001,127
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,304,0001,676
2019-03-31 (YTD Data)Rank
Total interest income$3,848,0001,904
Total interest expense$208,0003,542
Net interest income$3,640,0001,688
Provision for loan and lease losses$03,406
Total noninterest income$478,0001,964
Gross Fiduciary activities income$0972
Service charges on deposit accounts$91,0002,332
Trading account gains and feesNANA
Additional Noninterest Income$387,0001,697
Total noninterest expense$2,544,0001,912
Salaries and employee benefits$1,407,0001,962
Premises and equipment expense$285,0001,898
Additional noninterest expense$852,0001,720
Pre-tax net operating income$1,574,0001,461
Securities gains (losses)$01,087
Applicable income taxes$443,000975
Income before extraordinary items$1,131,0001,708
Extraordinary gains, net$05
Net income$1,131,0001,706
Minority interest net income$052
Net income of bank and minority interests.$1,131,0001,707
Net charge-offs$-49,0005,066
Cash dividends$350,0001,603
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,131,0001,686
2018-12-31 (YTD Data)Rank
Total interest income$14,452,0001,910
Total interest expense$619,0003,625
Net interest income$13,833,0001,725
Provision for loan and lease losses$321,0001,895
Total noninterest income$2,391,0001,796
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$420,0002,237
Trading account gains and feesNANA
Additional Noninterest Income$1,971,0001,509
Total noninterest expense$9,402,0001,999
Salaries and employee benefits$5,304,0002,001
Premises and equipment expense$953,0002,117
Additional noninterest expense$3,145,0001,838
Pre-tax net operating income$6,501,0001,427
Securities gains (losses)$01,125
Applicable income taxes$1,977,000879
Income before extraordinary items$4,524,0001,715
Extraordinary gains, net$06
Net income$4,524,0001,714
Minority interest net income$072
Net income of bank and minority interests.$4,524,0001,714
Net charge-offs$-67,0004,962
Cash dividends$1,400,0001,829
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,524,0001,710
2018-09-30 (YTD Data)Rank
Total interest income$10,510,0001,946
Total interest expense$439,0003,669
Net interest income$10,071,0001,764
Provision for loan and lease losses$280,0001,631
Total noninterest income$1,803,0001,806
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$305,0002,276
Trading account gains and feesNANA
Additional Noninterest Income$1,498,0001,520
Total noninterest expense$6,913,0002,021
Salaries and employee benefits$3,992,0001,984
Premises and equipment expense$708,0002,133
Additional noninterest expense$2,213,0001,949
Pre-tax net operating income$4,681,0001,487
Securities gains (losses)$01,118
Applicable income taxes$1,411,000935
Income before extraordinary items$3,270,0001,786
Extraordinary gains, net$05
Net income$3,270,0001,785
Minority interest net income$066
Net income of bank and minority interests.$3,270,0001,785
Net charge-offs$-59,0004,976
Cash dividends$1,050,0001,616
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,270,0001,777
2018-06-30 (YTD Data)Rank
Total interest income$6,843,0001,972
Total interest expense$272,0003,712
Net interest income$6,571,0001,787
Provision for loan and lease losses$80,0002,377
Total noninterest income$1,312,0001,705
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$203,0002,280
Trading account gains and feesNANA
Additional Noninterest Income$1,109,0001,428
Total noninterest expense$4,650,0002,028
Salaries and employee benefits$2,711,0001,970
Premises and equipment expense$453,0002,224
Additional noninterest expense$1,486,0001,942
Pre-tax net operating income$3,153,0001,470
Securities gains (losses)$0961
Applicable income taxes$974,000896
Income before extraordinary items$2,179,0001,760
Extraordinary gains, net$06
Net income$2,179,0001,759
Minority interest net income$065
Net income of bank and minority interests.$2,179,0001,759
Net charge-offs$-52,0005,031
Cash dividends$650,0001,699
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,179,0001,750
2018-03-31 (YTD Data)Rank
Total interest income$3,309,0002,017
Total interest expense$131,0003,731
Net interest income$3,178,0001,840
Provision for loan and lease losses$03,508
Total noninterest income$688,0001,645
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$81,0002,647
Trading account gains and feesNANA
Additional Noninterest Income$607,0001,324
Total noninterest expense$2,387,0001,999
Salaries and employee benefits$1,409,0001,940
Premises and equipment expense$223,0002,277
Additional noninterest expense$755,0001,912
Pre-tax net operating income$1,479,0001,503
Securities gains (losses)$0735
Applicable income taxes$494,000882
Income before extraordinary items$985,0001,868
Extraordinary gains, net$07
Net income$985,0001,867
Minority interest net income$052
Net income of bank and minority interests.$985,0001,868
Net charge-offs$-3,0004,242
Cash dividends$350,0001,476
Sale, conversion, retirement of capital stock, net$0580
Net operating income$985,0001,855
2017-12-31 (YTD Data)Rank
Total interest income$13,168,0001,963
Total interest expense$538,0003,564
Net interest income$12,630,0001,829
Provision for loan and lease losses$140,0002,722
Total noninterest income$1,883,0002,109
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$279,0002,968
Trading account gains and feesNANA
Additional Noninterest Income$1,604,0001,746
Total noninterest expense$8,528,0002,167
Salaries and employee benefits$4,733,0002,168
Premises and equipment expense$940,0002,202
Additional noninterest expense$2,855,0002,016
Pre-tax net operating income$5,845,0001,499
Securities gains (losses)$02,243
Applicable income taxes$2,755,0001,023
Income before extraordinary items$3,090,0001,982
Extraordinary gains, net$09
Net income$3,090,0001,980
Minority interest net income$076
Net income of bank and minority interests.$3,090,0001,982
Net charge-offs$-37,0005,070
Cash dividends$1,250,0001,922
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,090,0001,962
2017-09-30 (YTD Data)Rank
Total interest income$9,736,0001,985
Total interest expense$401,0003,581
Net interest income$9,335,0001,859
Provision for loan and lease losses$120,0002,498
Total noninterest income$1,358,0002,181
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$203,0003,047
Trading account gains and feesNANA
Additional Noninterest Income$1,155,0001,803
Total noninterest expense$6,436,0002,162
Salaries and employee benefits$3,551,0002,171
Premises and equipment expense$711,0002,194
Additional noninterest expense$2,174,0001,987
Pre-tax net operating income$4,137,0001,599
Securities gains (losses)$02,274
Applicable income taxes$1,626,0001,054
Income before extraordinary items$2,511,0002,023
Extraordinary gains, net$09
Net income$2,511,0002,023
Minority interest net income$071
Net income of bank and minority interests.$2,511,0002,023
Net charge-offs$-29,0005,029
Cash dividends$950,0001,763
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,511,0001,990
2017-06-30 (YTD Data)Rank
Total interest income$6,358,0002,010
Total interest expense$253,0003,643
Net interest income$6,105,0001,874
Provision for loan and lease losses$120,0002,050
Total noninterest income$909,0002,177
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$136,0003,032
Trading account gains and feesNANA
Additional Noninterest Income$773,0001,816
Total noninterest expense$4,326,0002,159
Salaries and employee benefits$2,380,0002,181
Premises and equipment expense$484,0002,172
Additional noninterest expense$1,462,0001,981
Pre-tax net operating income$2,568,0001,668
Securities gains (losses)$01,906
Applicable income taxes$1,001,0001,102
Income before extraordinary items$1,567,0002,081
Extraordinary gains, net$011
Net income$1,567,0002,081
Minority interest net income$071
Net income of bank and minority interests.$1,567,0002,081
Net charge-offs$-12,0004,850
Cash dividends$650,0001,716
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,567,0002,045
2017-03-31 (YTD Data)Rank
Total interest income$3,122,0002,037
Total interest expense$124,0003,668
Net interest income$2,998,0001,891
Provision for loan and lease losses$03,537
Total noninterest income$421,0002,262
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$64,0003,120
Trading account gains and feesNANA
Additional Noninterest Income$357,0001,869
Total noninterest expense$2,151,0002,186
Salaries and employee benefits$1,205,0002,194
Premises and equipment expense$236,0002,232
Additional noninterest expense$710,0002,023
Pre-tax net operating income$1,268,0001,644
Securities gains (losses)$01,153
Applicable income taxes$490,0001,093
Income before extraordinary items$778,0002,026
Extraordinary gains, net$08
Net income$778,0002,027
Minority interest net income$055
Net income of bank and minority interests.$778,0002,027
Net charge-offs$-10,0004,993
Cash dividends$350,0001,507
Sale, conversion, retirement of capital stock, net$0632
Net operating income$778,0002,001
2016-12-31 (YTD Data)Rank
Total interest income$12,603,0001,994
Total interest expense$578,0003,387
Net interest income$12,025,0001,861
Provision for loan and lease losses$135,0002,820
Total noninterest income$1,577,0002,417
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$234,0003,369
Trading account gains and fees$0170
Additional Noninterest Income$1,343,0002,033
Total noninterest expense$8,048,0002,278
Salaries and employee benefits$4,385,0002,326
Premises and equipment expense$875,0002,361
Additional noninterest expense$2,788,0002,102
Pre-tax net operating income$5,419,0001,519
Securities gains (losses)$03,212
Applicable income taxes$2,175,000985
Income before extraordinary items$3,244,0001,966
Extraordinary gains, net$05
Net income$3,244,0001,965
Minority interest net income$082
Net income of bank and minority interests.$3,244,0001,965
Net charge-offs$-68,0005,429
Cash dividends$1,350,0001,821
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,244,0001,918
2016-09-30 (YTD Data)Rank
Total interest income$9,369,0002,006
Total interest expense$441,0003,376
Net interest income$8,928,0001,876
Provision for loan and lease losses$135,0002,451
Total noninterest income$1,181,0002,424
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$174,0003,402
Trading account gains and fees$0169
Additional Noninterest Income$1,007,0002,035
Total noninterest expense$6,041,0002,276
Salaries and employee benefits$3,301,0002,311
Premises and equipment expense$653,0002,367
Additional noninterest expense$2,087,0002,104
Pre-tax net operating income$3,933,0001,576
Securities gains (losses)$03,160
Applicable income taxes$1,586,0001,035
Income before extraordinary items$2,347,0002,059
Extraordinary gains, net$05
Net income$2,347,0002,058
Minority interest net income$071
Net income of bank and minority interests.$2,347,0002,059
Net charge-offs$-76,0005,500
Cash dividends$1,000,0001,652
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,347,0001,986
2016-06-30 (YTD Data)Rank
Total interest income$6,218,0002,024
Total interest expense$299,0003,361
Net interest income$5,919,0001,887
Provision for loan and lease losses$90,0002,392
Total noninterest income$792,0002,399
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$118,0003,367
Trading account gains and fees$0157
Additional Noninterest Income$674,0001,999
Total noninterest expense$4,098,0002,254
Salaries and employee benefits$2,234,0002,291
Premises and equipment expense$429,0002,391
Additional noninterest expense$1,435,0002,054
Pre-tax net operating income$2,523,0001,623
Securities gains (losses)$02,835
Applicable income taxes$1,030,0001,059
Income before extraordinary items$1,493,0002,134
Extraordinary gains, net$016
Net income$1,493,0002,134
Minority interest net income$071
Net income of bank and minority interests.$1,493,0002,134
Net charge-offs$-49,0005,503
Cash dividends$650,0001,696
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,493,0002,068
2016-03-31 (YTD Data)Rank
Total interest income$3,087,0002,024
Total interest expense$153,0003,330
Net interest income$2,934,0001,909
Provision for loan and lease losses$90,0001,597
Total noninterest income$343,0002,550
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$54,0003,493
Trading account gains and fees$0142
Additional Noninterest Income$289,0002,128
Total noninterest expense$2,051,0002,263
Salaries and employee benefits$1,177,0002,209
Premises and equipment expense$216,0002,416
Additional noninterest expense$658,0002,208
Pre-tax net operating income$1,136,0001,756
Securities gains (losses)$02,077
Applicable income taxes$483,0001,088
Income before extraordinary items$653,0002,314
Extraordinary gains, net$012
Net income$653,0002,314
Minority interest net income$062
Net income of bank and minority interests.$653,0002,314
Net charge-offs$-10,0005,188
Cash dividends$300,0001,591
Sale, conversion, retirement of capital stock, net$0659
Net operating income$653,0002,264
2015-12-31 (YTD Data)Rank
Total interest income$11,681,0002,073
Total interest expense$618,0003,330
Net interest income$11,063,0001,955
Provision for loan and lease losses$410,0001,563
Total noninterest income$1,375,0002,596
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$290,0003,093
Trading account gains and fees$0159
Additional Noninterest Income$1,085,0002,273
Total noninterest expense$7,634,0002,401
Salaries and employee benefits$4,164,0002,408
Premises and equipment expense$846,0002,446
Additional noninterest expense$2,624,0002,240
Pre-tax net operating income$4,394,0001,748
Securities gains (losses)$03,216
Applicable income taxes$1,663,0001,154
Income before extraordinary items$2,731,0002,187
Extraordinary gains, net$023
Net income$2,731,0002,187
Minority interest net income$081
Net income of bank and minority interests.$2,731,0002,188
Net charge-offs$133,0002,387
Cash dividends$4,100,000761
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,731,0002,147
2015-09-30 (YTD Data)Rank
Total interest income$8,650,0002,113
Total interest expense$460,0003,386
Net interest income$8,190,0001,990
Provision for loan and lease losses$330,0001,426
Total noninterest income$1,025,0002,632
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$209,0003,186
Trading account gains and fees$0153
Additional Noninterest Income$816,0002,286
Total noninterest expense$5,720,0002,396
Salaries and employee benefits$3,141,0002,395
Premises and equipment expense$635,0002,478
Additional noninterest expense$1,944,0002,261
Pre-tax net operating income$3,165,0001,823
Securities gains (losses)$03,031
Applicable income taxes$1,179,0001,225
Income before extraordinary items$1,986,0002,279
Extraordinary gains, net$021
Net income$1,986,0002,280
Minority interest net income$078
Net income of bank and minority interests.$1,986,0002,280
Net charge-offs$124,0001,967
Cash dividends$900,0001,699
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,986,0002,243
2015-06-30 (YTD Data)Rank
Total interest income$5,691,0002,138
Total interest expense$296,0003,485
Net interest income$5,395,0002,004
Provision for loan and lease losses$210,0001,436
Total noninterest income$621,0002,780
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$134,0003,242
Trading account gains and fees$0157
Additional Noninterest Income$487,0002,441
Total noninterest expense$3,856,0002,377
Salaries and employee benefits$2,129,0002,372
Premises and equipment expense$430,0002,456
Additional noninterest expense$1,297,0002,270
Pre-tax net operating income$1,950,0001,923
Securities gains (losses)$02,636
Applicable income taxes$705,0001,318
Income before extraordinary items$1,245,0002,379
Extraordinary gains, net$022
Net income$1,245,0002,381
Minority interest net income$075
Net income of bank and minority interests.$1,245,0002,381
Net charge-offs$116,0001,590
Cash dividends$600,0001,719
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,245,0002,324
2015-03-31 (YTD Data)Rank
Total interest income$2,795,0002,166
Total interest expense$144,0003,570
Net interest income$2,651,0002,026
Provision for loan and lease losses$90,0001,532
Total noninterest income$284,0002,866
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$69,0003,159
Trading account gains and fees$0152
Additional Noninterest Income$215,0002,537
Total noninterest expense$1,996,0002,312
Salaries and employee benefits$1,120,0002,294
Premises and equipment expense$214,0002,511
Additional noninterest expense$662,0002,208
Pre-tax net operating income$849,0002,117
Securities gains (losses)$02,027
Applicable income taxes$280,0001,512
Income before extraordinary items$569,0002,488
Extraordinary gains, net$013
Net income$569,0002,491
Minority interest net income$064
Net income of bank and minority interests.$569,0002,490
Net charge-offs$127,000959
Cash dividends$300,0001,521
Sale, conversion, retirement of capital stock, net$0697
Net operating income$569,0002,415
2014-12-31 (YTD Data)Rank
Total interest income$10,575,0002,271
Total interest expense$532,0003,884
Net interest income$10,043,0002,116
Provision for loan and lease losses$275,0002,095
Total noninterest income$1,138,0002,911
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$260,0003,463
Trading account gains and fees$0180
Additional Noninterest Income$878,0002,517
Total noninterest expense$7,210,0002,553
Salaries and employee benefits$3,981,0002,512
Premises and equipment expense$766,0002,745
Additional noninterest expense$2,463,0002,442
Pre-tax net operating income$3,696,0001,952
Securities gains (losses)$47,0001,772
Applicable income taxes$1,316,0001,299
Income before extraordinary items$2,427,0002,357
Extraordinary gains, net$017
Net income$2,427,0002,357
Minority interest net income$084
Net income of bank and minority interests.$2,427,0002,357
Net charge-offs$162,0002,705
Cash dividends$600,0002,623
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,396,4502,338
2014-09-30 (YTD Data)Rank
Total interest income$7,796,0002,337
Total interest expense$394,0003,980
Net interest income$7,402,0002,164
Provision for loan and lease losses$250,0001,804
Total noninterest income$856,0002,942
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$193,0003,529
Trading account gains and fees$0174
Additional Noninterest Income$663,0002,506
Total noninterest expense$5,230,0002,622
Salaries and employee benefits$2,847,0002,607
Premises and equipment expense$542,0002,882
Additional noninterest expense$1,841,0002,445
Pre-tax net operating income$2,778,0001,973
Securities gains (losses)$47,0001,482
Applicable income taxes$968,0001,342
Income before extraordinary items$1,857,0002,348
Extraordinary gains, net$015
Net income$1,857,0002,349
Minority interest net income$081
Net income of bank and minority interests.$1,857,0002,348
Net charge-offs$165,0002,197
Cash dividends$600,0002,003
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,825,9802,324
2014-06-30 (YTD Data)Rank
Total interest income$5,025,0002,396
Total interest expense$259,0004,057
Net interest income$4,766,0002,224
Provision for loan and lease losses$250,0001,440
Total noninterest income$549,0002,953
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$129,0003,504
Trading account gains and fees$0172
Additional Noninterest Income$420,0002,556
Total noninterest expense$3,429,0002,658
Salaries and employee benefits$1,878,0002,650
Premises and equipment expense$333,0003,071
Additional noninterest expense$1,218,0002,448
Pre-tax net operating income$1,636,0002,133
Securities gains (losses)$02,580
Applicable income taxes$514,0001,519
Income before extraordinary items$1,122,0002,440
Extraordinary gains, net$020
Net income$1,122,0002,444
Minority interest net income$080
Net income of bank and minority interests.$1,122,0002,444
Net charge-offs$181,0001,677
Cash dividends$300,0002,325
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,122,0002,403
2014-03-31 (YTD Data)Rank
Total interest income$2,441,0002,459
Total interest expense$132,0004,059
Net interest income$2,309,0002,284
Provision for loan and lease losses$100,0001,586
Total noninterest income$227,0003,242
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$66,0003,449
Trading account gains and fees$0147
Additional Noninterest Income$161,0002,866
Total noninterest expense$1,740,0002,637
Salaries and employee benefits$996,0002,520
Premises and equipment expense$164,0003,153
Additional noninterest expense$580,0002,561
Pre-tax net operating income$696,0002,329
Securities gains (losses)$01,715
Applicable income taxes$158,0001,945
Income before extraordinary items$538,0002,440
Extraordinary gains, net$016
Net income$538,0002,443
Minority interest net income$066
Net income of bank and minority interests.$538,0002,443
Net charge-offs$160,0001,082
Cash dividends$300,0001,415
Sale, conversion, retirement of capital stock, net$0747
Net operating income$538,0002,401
2013-12-31 (YTD Data)Rank
Total interest income$9,765,0002,482
Total interest expense$704,0003,734
Net interest income$9,061,0002,328
Provision for loan and lease losses$425,0002,033
Total noninterest income$1,523,0002,567
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$278,0003,485
Trading account gains and fees$0184
Additional Noninterest Income$1,245,0002,082
Total noninterest expense$6,679,0002,730
Salaries and employee benefits$3,768,0002,616
Premises and equipment expense$583,0003,375
Additional noninterest expense$2,328,0002,629
Pre-tax net operating income$3,480,0001,915
Securities gains (losses)$15,0002,476
Applicable income taxes$1,350,0001,209
Income before extraordinary items$2,145,0002,474
Extraordinary gains, net$029
Net income$2,145,0002,478
Minority interest net income$090
Net income of bank and minority interests.$2,145,0002,477
Net charge-offs$328,0002,480
Cash dividends$1,270,0001,637
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,135,4002,418
2013-09-30 (YTD Data)Rank
Total interest income$7,272,0002,513
Total interest expense$561,0003,680
Net interest income$6,711,0002,358
Provision for loan and lease losses$275,0002,169
Total noninterest income$1,224,0002,502
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$213,0003,476
Trading account gains and fees$0180
Additional Noninterest Income$1,011,0002,028
Total noninterest expense$5,000,0002,744
Salaries and employee benefits$2,768,0002,673
Premises and equipment expense$432,0003,437
Additional noninterest expense$1,800,0002,541
Pre-tax net operating income$2,660,0001,940
Securities gains (losses)$03,040
Applicable income taxes$1,024,0001,222
Income before extraordinary items$1,636,0002,476
Extraordinary gains, net$025
Net income$1,636,0002,481
Minority interest net income$084
Net income of bank and minority interests.$1,636,0002,481
Net charge-offs$279,0002,194
Cash dividends$650,0001,847
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,636,0002,401
2013-06-30 (YTD Data)Rank
Total interest income$4,798,0002,532
Total interest expense$403,0003,568
Net interest income$4,395,0002,380
Provision for loan and lease losses$75,0003,208
Total noninterest income$800,0002,554
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$143,0003,432
Trading account gains and fees$0157
Additional Noninterest Income$657,0002,107
Total noninterest expense$3,608,0002,574
Salaries and employee benefits$1,854,0002,683
Premises and equipment expense$288,0003,458
Additional noninterest expense$1,466,0002,119
Pre-tax net operating income$1,512,0002,177
Securities gains (losses)$02,791
Applicable income taxes$569,0001,402
Income before extraordinary items$943,0002,759
Extraordinary gains, net$022
Net income$943,0002,764
Minority interest net income$082
Net income of bank and minority interests.$943,0002,764
Net charge-offs$161,0002,305
Cash dividends$650,0001,459
Sale, conversion, retirement of capital stock, net$0838
Net operating income$943,0002,653
2013-03-31 (YTD Data)Rank
Total interest income$2,340,0002,606
Total interest expense$221,0003,450
Net interest income$2,119,0002,482
Provision for loan and lease losses$50,0002,783
Total noninterest income$409,0002,519
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$71,0003,434
Trading account gains and fees$0148
Additional Noninterest Income$338,0002,065
Total noninterest expense$1,782,0002,628
Salaries and employee benefits$970,0002,578
Premises and equipment expense$147,0003,434
Additional noninterest expense$665,0002,329
Pre-tax net operating income$696,0002,280
Securities gains (losses)$01,966
Applicable income taxes$255,0001,493
Income before extraordinary items$441,0002,836
Extraordinary gains, net$010
Net income$441,0002,838
Minority interest net income$076
Net income of bank and minority interests.$441,0002,838
Net charge-offs$20,0003,086
Cash dividends$350,0001,201
Sale, conversion, retirement of capital stock, net$0789
Net operating income$441,0002,738
2012-12-31 (YTD Data)Rank
Total interest income$9,593,0002,663
Total interest expense$1,106,0003,371
Net interest income$8,487,0002,528
Provision for loan and lease losses$995,0001,777
Total noninterest income$1,278,0002,853
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$193,0004,337
Trading account gains and fees$0166
Additional Noninterest Income$1,085,0002,272
Total noninterest expense$6,215,0002,960
Salaries and employee benefits$3,409,0002,854
Premises and equipment expense$585,0003,441
Additional noninterest expense$2,221,0002,845
Pre-tax net operating income$2,555,0002,370
Securities gains (losses)$03,810
Applicable income taxes$997,0001,477
Income before extraordinary items$1,558,0003,051
Extraordinary gains, net$029
Net income$1,558,0003,050
Minority interest net income$093
Net income of bank and minority interests.$1,558,0003,051
Net charge-offs$1,228,0001,606
Cash dividends$650,0002,467
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,558,0002,930
2012-09-30 (YTD Data)Rank
Total interest income$7,168,0002,728
Total interest expense$867,0003,384
Net interest income$6,301,0002,589
Provision for loan and lease losses$845,0001,646
Total noninterest income$822,0003,113
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$132,0004,553
Trading account gains and fees$0157
Additional Noninterest Income$690,0002,488
Total noninterest expense$4,643,0002,975
Salaries and employee benefits$2,572,0002,848
Premises and equipment expense$436,0003,504
Additional noninterest expense$1,635,0002,894
Pre-tax net operating income$1,635,0002,719
Securities gains (losses)$03,575
Applicable income taxes$613,0001,726
Income before extraordinary items$1,022,0003,390
Extraordinary gains, net$020
Net income$1,022,0003,391
Minority interest net income$086
Net income of bank and minority interests.$1,022,0003,392
Net charge-offs$1,180,0001,309
Cash dividends$300,0002,542
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,022,0003,239
2012-06-30 (YTD Data)Rank
Total interest income$4,819,0002,722
Total interest expense$607,0003,377
Net interest income$4,212,0002,587
Provision for loan and lease losses$595,0001,640
Total noninterest income$501,0003,235
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$88,0004,563
Trading account gains and fees$0153
Additional Noninterest Income$413,0002,606
Total noninterest expense$3,125,0002,960
Salaries and employee benefits$1,844,0002,675
Premises and equipment expense$289,0003,521
Additional noninterest expense$992,0003,138
Pre-tax net operating income$993,0002,857
Securities gains (losses)$03,178
Applicable income taxes$375,0001,801
Income before extraordinary items$618,0003,578
Extraordinary gains, net$019
Net income$618,0003,579
Minority interest net income$084
Net income of bank and minority interests.$618,0003,580
Net charge-offs$1,043,0001,102
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$618,0003,403
2012-03-31 (YTD Data)Rank
Total interest income$2,366,0002,817
Total interest expense$320,0003,370
Net interest income$2,046,0002,667
Provision for loan and lease losses$50,0003,648
Total noninterest income$234,0003,355
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$44,0004,536
Trading account gains and fees$0148
Additional Noninterest Income$190,0002,737
Total noninterest expense$1,597,0002,905
Salaries and employee benefits$972,0002,544
Premises and equipment expense$137,0003,677
Additional noninterest expense$488,0003,150
Pre-tax net operating income$633,0002,438
Securities gains (losses)$02,210
Applicable income taxes$277,0001,373
Income before extraordinary items$356,0003,315
Extraordinary gains, net$019
Net income$356,0003,319
Minority interest net income$078
Net income of bank and minority interests.$356,0003,319
Net charge-offs$29,0003,446
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$356,0003,147
2011-12-31 (YTD Data)Rank
Total interest income$9,506,0002,888
Total interest expense$1,637,0003,218
Net interest income$7,869,0002,785
Provision for loan and lease losses$300,0004,096
Total noninterest income$1,058,0003,013
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$231,0004,120
Trading account gains and fees$0146
Additional Noninterest Income$827,0002,396
Total noninterest expense$5,834,0003,126
Salaries and employee benefits$3,188,0002,965
Premises and equipment expense$540,0003,844
Additional noninterest expense$2,106,0002,995
Pre-tax net operating income$2,793,0001,960
Securities gains (losses)$03,838
Applicable income taxes$1,019,0001,323
Income before extraordinary items$1,774,0002,477
Extraordinary gains, net$029
Net income$1,774,0002,477
Minority interest net income$096
Net income of bank and minority interests.$1,774,0002,478
Net charge-offs$46,0005,513
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,774,0002,396
2011-09-30 (YTD Data)Rank
Total interest income$7,033,0002,959
Total interest expense$1,252,0003,280
Net interest income$5,781,0002,839
Provision for loan and lease losses$300,0003,601
Total noninterest income$832,0002,933
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$177,0004,097
Trading account gains and fees$0145
Additional Noninterest Income$655,0002,304
Total noninterest expense$4,320,0003,167
Salaries and employee benefits$2,371,0002,989
Premises and equipment expense$400,0003,910
Additional noninterest expense$1,549,0003,064
Pre-tax net operating income$1,993,0002,093
Securities gains (losses)$03,555
Applicable income taxes$825,0001,257
Income before extraordinary items$1,168,0002,770
Extraordinary gains, net$021
Net income$1,168,0002,772
Minority interest net income$087
Net income of bank and minority interests.$1,168,0002,772
Net charge-offs$52,0004,949
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,168,0002,675
2011-06-30 (YTD Data)Rank
Total interest income$4,646,0002,995
Total interest expense$850,0003,356
Net interest income$3,796,0002,864
Provision for loan and lease losses$150,0003,873
Total noninterest income$615,0002,759
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$118,0004,075
Trading account gains and fees$0153
Additional Noninterest Income$497,0002,106
Total noninterest expense$2,970,0003,123
Salaries and employee benefits$1,633,0002,925
Premises and equipment expense$281,0003,820
Additional noninterest expense$1,056,0003,065
Pre-tax net operating income$1,291,0002,105
Securities gains (losses)$02,914
Applicable income taxes$492,0001,335
Income before extraordinary items$799,0002,676
Extraordinary gains, net$015
Net income$799,0002,676
Minority interest net income$089
Net income of bank and minority interests.$799,0002,676
Net charge-offs$35,0004,733
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$799,0002,594
2011-03-31 (YTD Data)Rank
Total interest income$2,300,0003,039
Total interest expense$424,0003,471
Net interest income$1,876,0002,882
Provision for loan and lease losses$05,840
Total noninterest income$340,0002,612
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$59,0004,038
Trading account gains and fees$0158
Additional Noninterest Income$281,0001,988
Total noninterest expense$1,554,0003,013
Salaries and employee benefits$847,0002,855
Premises and equipment expense$145,0003,791
Additional noninterest expense$562,0002,879
Pre-tax net operating income$662,0002,059
Securities gains (losses)$01,772
Applicable income taxes$214,0001,438
Income before extraordinary items$448,0002,447
Extraordinary gains, net$09
Net income$448,0002,446
Minority interest net income$086
Net income of bank and minority interests.$448,0002,447
Net charge-offs$41,0003,512
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$448,0002,399
2010-12-31 (YTD Data)Rank
Total interest income$9,285,0003,139
Total interest expense$1,746,0003,916
Net interest income$7,539,0002,882
Provision for loan and lease losses$440,0004,325
Total noninterest income$924,0003,359
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$281,0003,761
Trading account gains and fees$0175
Additional Noninterest Income$643,0002,812
Total noninterest expense$5,256,0003,463
Salaries and employee benefits$2,733,0003,363
Premises and equipment expense$558,0003,917
Additional noninterest expense$1,965,0003,309
Pre-tax net operating income$2,767,0001,738
Securities gains (losses)$03,793
Applicable income taxes$491,0001,911
Income before extraordinary items$2,276,0001,806
Extraordinary gains, net$029
Net income$2,276,0001,807
Minority interest net income$0111
Net income of bank and minority interests.$2,276,0001,808
Net charge-offs$140,0005,121
Cash dividends$150,0003,487
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,276,0001,734
2010-09-30 (YTD Data)Rank
Total interest income$6,886,0003,233
Total interest expense$1,316,0004,032
Net interest income$5,570,0002,963
Provision for loan and lease losses$290,0004,374
Total noninterest income$623,0003,604
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$197,0003,984
Trading account gains and fees$0165
Additional Noninterest Income$426,0003,018
Total noninterest expense$3,896,0003,501
Salaries and employee benefits$2,036,0003,393
Premises and equipment expense$420,0003,968
Additional noninterest expense$1,440,0003,348
Pre-tax net operating income$2,007,0001,890
Securities gains (losses)$03,651
Applicable income taxes$2,0004,515
Income before extraordinary items$2,005,0001,652
Extraordinary gains, net$023
Net income$2,005,0001,655
Minority interest net income$0110
Net income of bank and minority interests.$2,005,0001,655
Net charge-offs$101,0004,888
Cash dividends$150,0002,918
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,005,0001,579
2010-06-30 (YTD Data)Rank
Total interest income$4,576,0003,274
Total interest expense$889,0004,093
Net interest income$3,687,0002,976
Provision for loan and lease losses$-110,0007,781
Total noninterest income$403,0003,621
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$130,0003,991
Trading account gains and fees$0152
Additional Noninterest Income$273,0002,993
Total noninterest expense$2,564,0003,556
Salaries and employee benefits$1,316,0003,501
Premises and equipment expense$278,0004,012
Additional noninterest expense$970,0003,280
Pre-tax net operating income$1,636,0001,584
Securities gains (losses)$03,184
Applicable income taxes$2,0004,454
Income before extraordinary items$1,634,0001,350
Extraordinary gains, net$019
Net income$1,634,0001,351
Minority interest net income$0105
Net income of bank and minority interests.$1,634,0001,351
Net charge-offs$48,0004,928
Cash dividends$150,0002,535
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,634,0001,303
2010-03-31 (YTD Data)Rank
Total interest income$2,278,0003,349
Total interest expense$458,0004,150
Net interest income$1,820,0003,035
Provision for loan and lease losses$300,0002,372
Total noninterest income$192,0003,738
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$62,0004,062
Trading account gains and fees$0175
Additional Noninterest Income$130,0003,077
Total noninterest expense$1,270,0003,600
Salaries and employee benefits$649,0003,591
Premises and equipment expense$143,0003,999
Additional noninterest expense$478,0003,310
Pre-tax net operating income$442,0002,648
Securities gains (losses)$02,284
Applicable income taxes$2,0004,347
Income before extraordinary items$440,0002,390
Extraordinary gains, net$016
Net income$440,0002,389
Minority interest net income$091
Net income of bank and minority interests.$440,0002,390
Net charge-offs$-53,0007,791
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$440,0002,299
2009-12-31 (YTD Data)Rank
Total interest income$8,950,0003,530
Total interest expense$2,184,0004,213
Net interest income$6,766,0003,137
Provision for loan and lease losses$1,558,0002,831
Total noninterest income$906,0003,526
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$283,0003,992
Trading account gains and fees$0211
Additional Noninterest Income$623,0002,846
Total noninterest expense$5,320,0003,492
Salaries and employee benefits$2,452,0003,746
Premises and equipment expense$573,0003,993
Additional noninterest expense$2,295,0002,957
Pre-tax net operating income$794,0003,357
Securities gains (losses)$03,754
Applicable income taxes$-1,0006,154
Income before extraordinary items$795,0003,163
Extraordinary gains, net$034
Net income$795,0003,163
Minority interest net income$0115
Net income of bank and minority interests.$795,0003,163
Net charge-offs$632,0003,493
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$795,0003,093
2009-09-30 (YTD Data)Rank
Total interest income$6,640,0003,606
Total interest expense$1,697,0004,263
Net interest income$4,943,0003,221
Provision for loan and lease losses$1,408,0002,299
Total noninterest income$712,0003,503
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$204,0004,095
Trading account gains and fees$0212
Additional Noninterest Income$508,0002,787
Total noninterest expense$4,095,0003,436
Salaries and employee benefits$1,857,0003,753
Premises and equipment expense$476,0003,763
Additional noninterest expense$1,762,0002,862
Pre-tax net operating income$152,0005,106
Securities gains (losses)$03,497
Applicable income taxes$-1,0006,565
Income before extraordinary items$153,0005,071
Extraordinary gains, net$027
Net income$153,0005,072
Minority interest net income$0118
Net income of bank and minority interests.$153,0005,072
Net charge-offs$638,0002,733
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$153,0005,024
2009-06-30 (YTD Data)Rank
Total interest income$4,327,0003,697
Total interest expense$1,154,0004,339
Net interest income$3,173,0003,298
Provision for loan and lease losses$1,038,0002,025
Total noninterest income$438,0003,673
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$140,0004,011
Trading account gains and fees$0193
Additional Noninterest Income$298,0003,018
Total noninterest expense$2,872,0003,337
Salaries and employee benefits$1,228,0003,820
Premises and equipment expense$317,0003,780
Additional noninterest expense$1,327,0002,599
Pre-tax net operating income$-299,0006,428
Securities gains (losses)$03,136
Applicable income taxes$-1,0006,703
Income before extraordinary items$-298,0006,535
Extraordinary gains, net$021
Net income$-298,0006,534
Minority interest net income$0112
Net income of bank and minority interests.$-298,0006,534
Net charge-offs$607,0002,122
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-298,0006,526
2009-03-31 (YTD Data)Rank
Total interest income$2,132,0003,760
Total interest expense$606,0004,333
Net interest income$1,526,0003,403
Provision for loan and lease losses$240,0002,611
Total noninterest income$216,0003,665
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$69,0003,996
Trading account gains and fees$0171
Additional Noninterest Income$147,0003,000
Total noninterest expense$1,190,0003,789
Salaries and employee benefits$616,0003,847
Premises and equipment expense$149,0003,991
Additional noninterest expense$425,0003,412
Pre-tax net operating income$312,0003,271
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$312,0003,050
Extraordinary gains, net$015
Net income$312,0003,051
Minority interest net income$0102
Net income of bank and minority interests.$312,0003,051
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$312,0002,902
2008-12-31 (YTD Data)Rank
Total interest income$8,731,0003,878
Total interest expense$2,743,0004,509
Net interest income$5,988,0003,486
Provision for loan and lease losses$1,508,0002,150
Total noninterest income$742,0004,008
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$264,0004,246
Trading account gains and fees$0154
Additional Noninterest Income$478,0003,250
Total noninterest expense$4,582,0003,831
Salaries and employee benefits$2,324,0003,982
Premises and equipment expense$632,0003,771
Additional noninterest expense$1,626,0003,419
Pre-tax net operating income$640,0004,529
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$640,0004,070
Extraordinary gains, net$039
Net income$640,0004,071
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,321,0001,680
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$640,0004,217
2008-09-30 (YTD Data)Rank
Total interest income$6,513,0003,964
Total interest expense$2,041,0004,642
Net interest income$4,472,0003,518
Provision for loan and lease losses$750,0002,169
Total noninterest income$539,0004,170
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$177,0004,508
Trading account gains and fees$0148
Additional Noninterest Income$362,0003,348
Total noninterest expense$3,630,0003,657
Salaries and employee benefits$1,895,0003,772
Premises and equipment expense$477,0003,765
Additional noninterest expense$1,258,0003,254
Pre-tax net operating income$631,0004,551
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$631,0004,039
Extraordinary gains, net$031
Net income$631,0004,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$631,0004,185
2008-06-30 (YTD Data)Rank
Total interest income$4,276,0004,064
Total interest expense$1,436,0004,631
Net interest income$2,840,0003,638
Provision for loan and lease losses$625,0001,654
Total noninterest income$375,0004,142
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$115,0004,568
Trading account gains and fees$0149
Additional Noninterest Income$260,0003,282
Total noninterest expense$2,532,0003,535
Salaries and employee benefits$1,310,0003,699
Premises and equipment expense$319,0003,777
Additional noninterest expense$903,0003,004
Pre-tax net operating income$58,0006,632
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$58,0006,648
Extraordinary gains, net$021
Net income$58,0006,647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$58,0006,574
2008-03-31 (YTD Data)Rank
Total interest income$2,184,0004,086
Total interest expense$790,0004,544
Net interest income$1,394,0003,666
Provision for loan and lease losses$504,000990
Total noninterest income$205,0003,957
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$91,0003,630
Trading account gains and fees$0158
Additional Noninterest Income$114,0003,537
Total noninterest expense$1,338,0003,396
Salaries and employee benefits$709,0003,512
Premises and equipment expense$158,0003,825
Additional noninterest expense$471,0002,858
Pre-tax net operating income$-243,0007,825
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-243,0007,906
Extraordinary gains, net$015
Net income$-243,0007,905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-243,0007,874
2007-12-31 (YTD Data)Rank
Total interest income$8,351,0004,247
Total interest expense$3,219,0004,588
Net interest income$5,132,0003,913
Provision for loan and lease losses$437,0002,555
Total noninterest income$878,0003,809
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$278,0004,243
Trading account gains and fees$0178
Additional Noninterest Income$600,0002,999
Total noninterest expense$4,693,0003,627
Salaries and employee benefits$2,595,0003,618
Premises and equipment expense$512,0004,281
Additional noninterest expense$1,586,0003,262
Pre-tax net operating income$880,0004,998
Securities gains (losses)$02,146
Applicable income taxes$1,0005,973
Income before extraordinary items$879,0004,595
Extraordinary gains, net$039
Net income$879,0004,595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$30,0005,668
Sale, conversion, retirement of capital stock, net$224,000723
Net operating income$879,0004,588
2007-09-30 (YTD Data)Rank
Total interest income$6,084,0004,338
Total interest expense$2,297,0004,747
Net interest income$3,787,0003,980
Provision for loan and lease losses$267,0002,507
Total noninterest income$636,0003,899
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$107,0005,522
Trading account gains and fees$0184
Additional Noninterest Income$529,0002,747
Total noninterest expense$3,627,0003,521
Salaries and employee benefits$2,011,0003,514
Premises and equipment expense$356,0004,492
Additional noninterest expense$1,260,0003,058
Pre-tax net operating income$529,0005,675
Securities gains (losses)$01,655
Applicable income taxes$1,0006,113
Income before extraordinary items$528,0005,273
Extraordinary gains, net$033
Net income$528,0005,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$30,0005,037
Sale, conversion, retirement of capital stock, net$796,000344
Net operating income$528,0005,256
2007-06-30 (YTD Data)Rank
Total interest income$3,854,0004,516
Total interest expense$1,409,0004,979
Net interest income$2,445,0004,109
Provision for loan and lease losses$197,0002,201
Total noninterest income$484,0003,627
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$65,0005,696
Trading account gains and fees$0168
Additional Noninterest Income$419,0002,507
Total noninterest expense$2,419,0003,536
Salaries and employee benefits$1,409,0003,409
Premises and equipment expense$217,0004,776
Additional noninterest expense$793,0003,217
Pre-tax net operating income$313,0005,950
Securities gains (losses)$01,444
Applicable income taxes$1,0006,141
Income before extraordinary items$312,0005,571
Extraordinary gains, net$029
Net income$312,0005,571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$30,0004,815
Sale, conversion, retirement of capital stock, net$709,000271
Net operating income$312,0005,551
2007-03-31 (YTD Data)Rank
Total interest income$1,852,0004,622
Total interest expense$663,0005,121
Net interest income$1,189,0004,195
Provision for loan and lease losses$87,0002,267
Total noninterest income$247,0003,564
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$56,0004,665
Trading account gains and fees$0195
Additional Noninterest Income$191,0002,612
Total noninterest expense$1,228,0003,504
Salaries and employee benefits$704,0003,441
Premises and equipment expense$114,0004,662
Additional noninterest expense$410,0003,102
Pre-tax net operating income$121,0006,409
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$121,0006,068
Extraordinary gains, net$022
Net income$121,0006,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$156,000275
Net operating income$121,0006,054
2006-12-31 (YTD Data)Rank
Total interest income$6,276,0004,861
Total interest expense$1,957,0005,461
Net interest income$4,319,0004,451
Provision for loan and lease losses$228,0003,291
Total noninterest income$939,0003,696
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$182,0005,168
Trading account gains and fees$0130
Additional Noninterest Income$757,0002,663
Total noninterest expense$4,279,0003,788
Salaries and employee benefits$2,290,0003,864
Premises and equipment expense$461,0004,494
Additional noninterest expense$1,528,0003,248
Pre-tax net operating income$751,0005,785
Securities gains (losses)$01,687
Applicable income taxes$1,0006,499
Income before extraordinary items$750,0005,357
Extraordinary gains, net$051
Net income$750,0005,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$1,0005,940
Sale, conversion, retirement of capital stock, net$113,000866
Net operating income$750,0005,351
2006-09-30 (YTD Data)Rank
Total interest income$4,557,0004,944
Total interest expense$1,372,0005,582
Net interest income$3,185,0004,530
Provision for loan and lease losses$175,0003,146
Total noninterest income$691,0003,741
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$121,0005,450
Trading account gains and fees$0126
Additional Noninterest Income$570,0002,666
Total noninterest expense$3,134,0003,851
Salaries and employee benefits$1,675,0003,922
Premises and equipment expense$349,0004,468
Additional noninterest expense$1,110,0003,331
Pre-tax net operating income$567,0005,981
Securities gains (losses)$01,388
Applicable income taxes$1,0006,574
Income before extraordinary items$566,0005,501
Extraordinary gains, net$045
Net income$566,0005,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$1,0005,289
Sale, conversion, retirement of capital stock, net$84,000734
Net operating income$566,0005,501
2006-06-30 (YTD Data)Rank
Total interest income$2,913,0005,056
Total interest expense$844,0005,669
Net interest income$2,069,0004,619
Provision for loan and lease losses$110,0003,192
Total noninterest income$423,0003,920
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$80,0005,471
Trading account gains and fees$0126
Additional Noninterest Income$343,0002,783
Total noninterest expense$2,033,0003,963
Salaries and employee benefits$1,070,0004,061
Premises and equipment expense$223,0004,604
Additional noninterest expense$740,0003,329
Pre-tax net operating income$349,0006,161
Securities gains (losses)$01,185
Applicable income taxes$1,0006,575
Income before extraordinary items$348,0005,700
Extraordinary gains, net$039
Net income$348,0005,701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$55,000618
Net operating income$348,0005,693
2006-03-31 (YTD Data)Rank
Total interest income$1,386,0005,168
Total interest expense$382,0005,812
Net interest income$1,004,0004,703
Provision for loan and lease losses$40,0003,523
Total noninterest income$204,0003,944
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$41,0005,358
Trading account gains and fees$0115
Additional Noninterest Income$163,0002,822
Total noninterest expense$997,0004,025
Salaries and employee benefits$522,0004,172
Premises and equipment expense$108,0004,716
Additional noninterest expense$367,0003,345
Pre-tax net operating income$171,0006,153
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$171,0005,667
Extraordinary gains, net$021
Net income$171,0005,668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$26,000470
Net operating income$171,0005,662
2005-12-31 (YTD Data)Rank
Total interest income$3,598,0006,113
Total interest expense$840,0006,670
Net interest income$2,758,0005,770
Provision for loan and lease losses$358,0002,486
Total noninterest income$540,0005,059
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$109,0006,165
Trading account gains and fees$0138
Additional Noninterest Income$431,0003,650
Total noninterest expense$3,250,0004,524
Salaries and employee benefits$1,691,0004,682
Premises and equipment expense$417,0004,733
Additional noninterest expense$1,142,0004,019
Pre-tax net operating income$-310,0008,434
Securities gains (losses)$02,296
Applicable income taxes$1,0006,850
Income before extraordinary items$-311,0008,467
Extraordinary gains, net$046
Net income$-311,0008,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$118,000703
Net operating income$-311,0008,449
2005-09-30 (YTD Data)Rank
Total interest income$2,359,0006,473
Total interest expense$527,0006,978
Net interest income$1,832,0006,137
Provision for loan and lease losses$295,0002,231
Total noninterest income$336,0005,516
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$72,0006,383
Trading account gains and fees$0126
Additional Noninterest Income$264,0004,027
Total noninterest expense$2,349,0004,619
Salaries and employee benefits$1,237,0004,734
Premises and equipment expense$300,0004,841
Additional noninterest expense$812,0004,135
Pre-tax net operating income$-476,0008,587
Securities gains (losses)$02,317
Applicable income taxes$1,0006,867
Income before extraordinary items$-477,0008,631
Extraordinary gains, net$035
Net income$-477,0008,631
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$93,000575
Net operating income$-477,0008,604
2005-06-30 (YTD Data)Rank
Total interest income$1,336,0006,828
Total interest expense$296,0007,213
Net interest income$1,040,0006,569
Provision for loan and lease losses$219,0002,012
Total noninterest income$183,0005,936
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$44,0006,475
Trading account gains and fees$0116
Additional Noninterest Income$139,0004,488
Total noninterest expense$1,534,0004,660
Salaries and employee benefits$798,0004,814
Premises and equipment expense$190,0004,985
Additional noninterest expense$546,0004,087
Pre-tax net operating income$-530,0008,682
Securities gains (losses)$02,146
Applicable income taxes$1,0006,848
Income before extraordinary items$-531,0008,718
Extraordinary gains, net$030
Net income$-531,0008,718
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$67,000473
Net operating income$-531,0008,694
2005-03-31 (YTD Data)Rank
Total interest income$590,0007,144
Total interest expense$129,0007,433
Net interest income$461,0006,914
Provision for loan and lease losses$99,0002,094
Total noninterest income$74,0006,332
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$10,0007,294
Trading account gains and fees$0115
Additional Noninterest Income$64,0004,644
Total noninterest expense$753,0004,733
Salaries and employee benefits$395,0004,882
Premises and equipment expense$94,0005,079
Additional noninterest expense$264,0004,190
Pre-tax net operating income$-317,0008,791
Securities gains (losses)$01,685
Applicable income taxes$1,0006,740
Income before extraordinary items$-318,0008,811
Extraordinary gains, net$024
Net income$-318,0008,811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$44,000332
Net operating income$-318,0008,794
2004-12-31 (YTD Data)Rank
Total interest income$875,0008,498
Total interest expense$206,0008,447
Net interest income$669,0008,476
Provision for loan and lease losses$334,0002,712
Total noninterest income$125,0007,850
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$14,0007,733
Trading account gains and fees$0138
Additional Noninterest Income$111,0006,236
Total noninterest expense$3,290,0004,379
Salaries and employee benefits$1,107,0005,951
Premises and equipment expense$276,0005,921
Additional noninterest expense$1,907,0002,527
Pre-tax net operating income$-2,830,0008,927
Securities gains (losses)$03,819
Applicable income taxes$1,0007,085
Income before extraordinary items$-2,831,0008,941
Extraordinary gains, net$034
Net income$-2,831,0008,942
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$11,093,00089
Net operating income$-2,831,0008,930
2004-09-30 (YTD Data)Rank
Total interest income$401,0008,794
Total interest expense$113,0008,662
Net interest income$288,0008,794
Provision for loan and lease losses$228,0002,737
Total noninterest income$79,0008,085
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$7,0007,826
Trading account gains and fees$0134
Additional Noninterest Income$72,0006,503
Total noninterest expense$2,558,0004,234
Salaries and employee benefits$740,0006,289
Premises and equipment expense$196,0006,042
Additional noninterest expense$1,622,0002,231
Pre-tax net operating income$-2,419,0008,984
Securities gains (losses)$03,710
Applicable income taxes$1,0007,130
Income before extraordinary items$-2,420,0008,990
Extraordinary gains, net$026
Net income$-2,420,0008,991
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$11,070,00069
Net operating income$-2,420,0008,982
2004-06-30 (YTD Data)Rank
Total interest income$129,0008,987
Total interest expense$44,0008,883
Net interest income$85,0008,991
Provision for loan and lease losses$80,0003,908
Total noninterest income$40,0008,398
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$6,0007,847
Trading account gains and fees$0130
Additional Noninterest Income$34,0007,048
Total noninterest expense$1,920,0003,864
Salaries and employee benefits$420,0006,815
Premises and equipment expense$128,0006,144
Additional noninterest expense$1,372,0001,745
Pre-tax net operating income$-1,875,0009,041
Securities gains (losses)$03,413
Applicable income taxes$-749,0009,045
Income before extraordinary items$-1,126,0009,022
Extraordinary gains, net$021
Net income$-1,126,0009,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$11,047,00043
Net operating income$-1,126,0009,008
2004-03-31 (YTD Data)Rank
Total interest income$24,0009,080
Total interest expense$10,0009,006
Net interest income$14,0009,079
Provision for loan and lease losses$06,501
Total noninterest income$09,051
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,976
Trading account gains and fees$0121
Additional Noninterest Income$08,950
Total noninterest expense$1,266,0003,066
Salaries and employee benefits$91,0008,511
Premises and equipment expense$38,0007,364
Additional noninterest expense$1,137,0001,075
Pre-tax net operating income$-1,252,0009,090
Securities gains (losses)$02,934
Applicable income taxes$1,0006,972
Income before extraordinary items$-1,253,0009,097
Extraordinary gains, net$016
Net income$-1,253,0009,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$11,000,00026
Net operating income$-1,253,0009,084

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.