Home > Redmond National Bank > Income and Expense
Redmond National Bank, Income and Expense
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,708,000 | 3,862 |
| Total interest expense | $1,082,000 | 3,918 |
| Net interest income | $2,626,000 | 3,775 |
| Provision for loan and lease losses | $330,000 | 1,399 |
| Total noninterest income | $95,000 | 7,146 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $63,000 | 5,922 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $32,000 | 7,096 |
| Total noninterest expense | $1,296,000 | 5,222 |
| Salaries and employee benefits | $484,000 | 6,441 |
| Premises and equipment expense | $207,000 | 4,708 |
| Additional noninterest expense | $605,000 | 3,774 |
| Pre-tax net operating income | $1,095,000 | 3,482 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $334,000 | 2,911 |
| Income before extraordinary items | $761,000 | 3,753 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $761,000 | 3,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $497,000 | 601 |
| Cash dividends | $145,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $761,000 | 3,707 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,780,000 | 3,957 |
| Total interest expense | $513,000 | 3,952 |
| Net interest income | $1,267,000 | 3,883 |
| Provision for loan and lease losses | $240,000 | 955 |
| Total noninterest income | $45,000 | 7,228 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $31,000 | 5,927 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,363 |
| Total noninterest expense | $630,000 | 5,353 |
| Salaries and employee benefits | $231,000 | 6,603 |
| Premises and equipment expense | $106,000 | 4,677 |
| Additional noninterest expense | $293,000 | 3,887 |
| Pre-tax net operating income | $442,000 | 4,014 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $148,000 | 3,123 |
| Income before extraordinary items | $294,000 | 4,432 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $294,000 | 4,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 838 |
| Cash dividends | $80,000 | 3,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $294,000 | 4,387 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,949,000 | 3,830 |
| Total interest expense | $1,699,000 | 4,147 |
| Net interest income | $5,250,000 | 3,667 |
| Provision for loan and lease losses | $460,000 | 2,096 |
| Total noninterest income | $268,000 | 6,621 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $157,000 | 5,693 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $111,000 | 6,236 |
| Total noninterest expense | $3,259,000 | 4,409 |
| Salaries and employee benefits | $1,831,000 | 4,283 |
| Premises and equipment expense | $457,000 | 4,357 |
| Additional noninterest expense | $971,000 | 4,452 |
| Pre-tax net operating income | $1,799,000 | 3,790 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $611,000 | 2,999 |
| Income before extraordinary items | $1,188,000 | 4,229 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,188,000 | 4,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $544,000 | 1,255 |
| Cash dividends | $180,000 | 4,976 |
| Sale, conversion, retirement of capital stock, net | $459,000 | 484 |
| Net operating income | $1,188,000 | 4,163 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,549,000 | 3,616 |
| Total interest expense | $1,242,000 | 4,172 |
| Net interest income | $4,307,000 | 3,395 |
| Provision for loan and lease losses | $270,000 | 2,429 |
| Total noninterest income | $213,000 | 6,558 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $119,000 | 5,723 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $94,000 | 6,030 |
| Total noninterest expense | $2,587,000 | 4,198 |
| Salaries and employee benefits | $1,495,000 | 3,958 |
| Premises and equipment expense | $338,000 | 4,398 |
| Additional noninterest expense | $754,000 | 4,274 |
| Pre-tax net operating income | $1,663,000 | 3,344 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $578,000 | 2,638 |
| Income before extraordinary items | $1,085,000 | 3,808 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,085,000 | 3,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 2,818 |
| Cash dividends | $90,000 | 4,704 |
| Sale, conversion, retirement of capital stock, net | $459,000 | 374 |
| Net operating income | $1,085,000 | 3,733 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,718,000 | 3,591 |
| Total interest expense | $815,000 | 4,226 |
| Net interest income | $2,903,000 | 3,351 |
| Provision for loan and lease losses | $180,000 | 2,366 |
| Total noninterest income | $147,000 | 6,500 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $73,000 | 5,890 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $74,000 | 5,746 |
| Total noninterest expense | $1,737,000 | 4,182 |
| Salaries and employee benefits | $997,000 | 3,988 |
| Premises and equipment expense | $229,000 | 4,352 |
| Additional noninterest expense | $511,000 | 4,241 |
| Pre-tax net operating income | $1,133,000 | 3,252 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $398,000 | 2,570 |
| Income before extraordinary items | $735,000 | 3,745 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $735,000 | 3,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,586 |
| Cash dividends | $10,000 | 5,017 |
| Sale, conversion, retirement of capital stock, net | $459,000 | 268 |
| Net operating income | $735,000 | 3,660 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,886,000 | 3,546 |
| Total interest expense | $395,000 | 4,375 |
| Net interest income | $1,491,000 | 3,278 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $89,000 | 6,038 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $34,000 | 5,974 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $55,000 | 4,930 |
| Total noninterest expense | $910,000 | 4,056 |
| Salaries and employee benefits | $498,000 | 4,016 |
| Premises and equipment expense | $119,000 | 4,271 |
| Additional noninterest expense | $293,000 | 3,808 |
| Pre-tax net operating income | $580,000 | 3,163 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $208,000 | 2,518 |
| Income before extraordinary items | $372,000 | 3,706 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $372,000 | 3,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,775 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $372,000 | 3,579 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,728,000 | 3,945 |
| Total interest expense | $1,534,000 | 4,809 |
| Net interest income | $5,194,000 | 3,586 |
| Provision for loan and lease losses | $385,000 | 2,666 |
| Total noninterest income | $187,000 | 7,461 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $124,000 | 6,218 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $63,000 | 7,244 |
| Total noninterest expense | $3,310,000 | 4,304 |
| Salaries and employee benefits | $1,815,000 | 4,237 |
| Premises and equipment expense | $496,000 | 4,084 |
| Additional noninterest expense | $999,000 | 4,279 |
| Pre-tax net operating income | $1,686,000 | 3,810 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $568,000 | 3,159 |
| Income before extraordinary items | $1,118,000 | 4,316 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,118,000 | 4,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,234 |
| Cash dividends | $85,000 | 5,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,118,000 | 4,149 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,908,000 | 4,071 |
| Total interest expense | $1,151,000 | 4,930 |
| Net interest income | $3,757,000 | 3,692 |
| Provision for loan and lease losses | $295,000 | 2,548 |
| Total noninterest income | $132,000 | 7,606 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $90,000 | 6,311 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $42,000 | 7,445 |
| Total noninterest expense | $2,345,000 | 4,475 |
| Salaries and employee benefits | $1,310,000 | 4,344 |
| Premises and equipment expense | $359,000 | 4,194 |
| Additional noninterest expense | $676,000 | 4,580 |
| Pre-tax net operating income | $1,249,000 | 3,970 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $447,000 | 3,220 |
| Income before extraordinary items | $802,000 | 4,591 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $802,000 | 4,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,569 |
| Cash dividends | $40,000 | 5,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $802,000 | 4,417 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,240,000 | 4,152 |
| Total interest expense | $789,000 | 4,967 |
| Net interest income | $2,451,000 | 3,768 |
| Provision for loan and lease losses | $205,000 | 2,473 |
| Total noninterest income | $81,000 | 7,748 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $57,000 | 6,385 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $24,000 | 7,615 |
| Total noninterest expense | $1,555,000 | 4,467 |
| Salaries and employee benefits | $862,000 | 4,384 |
| Premises and equipment expense | $239,000 | 4,194 |
| Additional noninterest expense | $454,000 | 4,567 |
| Pre-tax net operating income | $772,000 | 4,149 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $270,000 | 3,417 |
| Income before extraordinary items | $502,000 | 4,796 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $502,000 | 4,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,723 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $502,000 | 4,586 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,636,000 | 4,148 |
| Total interest expense | $409,000 | 4,974 |
| Net interest income | $1,227,000 | 3,752 |
| Provision for loan and lease losses | $115,000 | 2,156 |
| Total noninterest income | $36,000 | 7,906 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $28,000 | 6,375 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,105 |
| Total noninterest expense | $795,000 | 4,390 |
| Salaries and employee benefits | $441,000 | 4,307 |
| Premises and equipment expense | $120,000 | 4,153 |
| Additional noninterest expense | $234,000 | 4,436 |
| Pre-tax net operating income | $353,000 | 4,368 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $137,000 | 3,381 |
| Income before extraordinary items | $216,000 | 5,115 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $216,000 | 5,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,300 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $216,000 | 4,926 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,377,000 | 4,376 |
| Total interest expense | $1,949,000 | 4,873 |
| Net interest income | $4,428,000 | 4,056 |
| Provision for loan and lease losses | $400,000 | 2,829 |
| Total noninterest income | $148,000 | 7,847 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $108,000 | 6,444 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 7,875 |
| Total noninterest expense | $3,415,000 | 4,050 |
| Salaries and employee benefits | $1,773,000 | 4,144 |
| Premises and equipment expense | $545,000 | 3,695 |
| Additional noninterest expense | $1,097,000 | 3,892 |
| Pre-tax net operating income | $761,000 | 5,888 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $240,000 | 4,829 |
| Income before extraordinary items | $521,000 | 6,303 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $521,000 | 6,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 2,482 |
| Cash dividends | $140,000 | 5,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $521,000 | 6,151 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,210,000 | 4,334 |
| Total interest expense | $2,909,000 | 4,850 |
| Net interest income | $4,301,000 | 3,904 |
| Provision for loan and lease losses | $298,000 | 3,250 |
| Total noninterest income | $168,000 | 7,656 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $127,000 | 6,132 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $41,000 | 7,974 |
| Total noninterest expense | $2,741,000 | 4,645 |
| Salaries and employee benefits | $1,298,000 | 5,036 |
| Premises and equipment expense | $552,000 | 3,596 |
| Additional noninterest expense | $891,000 | 4,441 |
| Pre-tax net operating income | $1,430,000 | 3,984 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $472,000 | 3,423 |
| Income before extraordinary items | $958,000 | 4,393 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $958,000 | 4,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,480 |
| Cash dividends | $255,000 | 4,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $958,000 | 4,278 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,386,000 | 4,886 |
| Total interest expense | $2,412,000 | 5,693 |
| Net interest income | $3,974,000 | 4,202 |
| Provision for loan and lease losses | $174,000 | 4,106 |
| Total noninterest income | $163,000 | 7,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 6,196 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,125 |
| Total noninterest expense | $2,717,000 | 4,571 |
| Salaries and employee benefits | $1,246,000 | 5,058 |
| Premises and equipment expense | $569,000 | 3,418 |
| Additional noninterest expense | $902,000 | 4,325 |
| Pre-tax net operating income | $1,246,000 | 4,628 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $402,000 | 3,973 |
| Income before extraordinary items | $844,000 | 4,888 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $844,000 | 4,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,122 |
| Cash dividends | $105,000 | 5,879 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 398 |
| Net operating income | $844,000 | 4,888 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,362,000 | 6,045 |
| Total interest expense | $1,545,000 | 6,866 |
| Net interest income | $2,817,000 | 5,409 |
| Provision for loan and lease losses | $72,000 | 5,852 |
| Total noninterest income | $154,000 | 8,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 6,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 8,163 |
| Total noninterest expense | $2,089,000 | 5,519 |
| Salaries and employee benefits | $888,000 | 6,366 |
| Premises and equipment expense | $545,000 | 3,516 |
| Additional noninterest expense | $656,000 | 5,492 |
| Pre-tax net operating income | $810,000 | 5,887 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $246,000 | 5,256 |
| Income before extraordinary items | $564,000 | 6,081 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $564,000 | 6,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,900 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $564,000 | 6,052 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,020,000 | 6,463 |
| Total interest expense | $1,586,000 | 7,005 |
| Net interest income | $2,434,000 | 5,941 |
| Provision for loan and lease losses | $64,000 | 6,030 |
| Total noninterest income | $141,000 | 8,365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 6,697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,918 |
| Total noninterest expense | $1,944,000 | 5,706 |
| Salaries and employee benefits | $777,000 | 6,785 |
| Premises and equipment expense | $501,000 | 3,691 |
| Additional noninterest expense | $666,000 | 5,358 |
| Pre-tax net operating income | $567,000 | 7,076 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $189,000 | 6,311 |
| Income before extraordinary items | $378,000 | 7,351 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $378,000 | 7,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,498 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $378,000 | 7,274 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,537,000 | 7,120 |
| Total interest expense | $1,333,000 | 7,768 |
| Net interest income | $2,204,000 | 6,520 |
| Provision for loan and lease losses | $88,000 | 5,481 |
| Total noninterest income | $140,000 | 8,735 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 6,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,735 |
| Total noninterest expense | $1,577,000 | 6,586 |
| Salaries and employee benefits | $668,000 | 7,501 |
| Premises and equipment expense | $311,000 | 5,340 |
| Additional noninterest expense | $598,000 | 5,830 |
| Pre-tax net operating income | $679,000 | 7,059 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $245,000 | 6,308 |
| Income before extraordinary items | $434,000 | 7,410 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $434,000 | 7,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,177 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $434,000 | 7,364 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,041,000 | 7,942 |
| Total interest expense | $1,176,000 | 8,454 |
| Net interest income | $1,865,000 | 7,437 |
| Provision for loan and lease losses | $73,000 | 5,762 |
| Total noninterest income | $167,000 | 8,742 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 6,752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 9,747 |
| Total noninterest expense | $1,375,000 | 7,455 |
| Salaries and employee benefits | $532,000 | 8,639 |
| Premises and equipment expense | $248,000 | 6,276 |
| Additional noninterest expense | $595,000 | 6,383 |
| Pre-tax net operating income | $584,000 | 7,508 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $225,000 | 6,772 |
| Income before extraordinary items | $359,000 | 7,931 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $359,000 | 7,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,597 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $359,000 | 7,873 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,625,000 | 8,757 |
| Total interest expense | $1,003,000 | 9,249 |
| Net interest income | $1,622,000 | 8,211 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $166,000 | 9,032 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 10,336 |
| Total noninterest expense | $1,313,000 | 7,827 |
| Salaries and employee benefits | $514,000 | 8,989 |
| Premises and equipment expense | $249,000 | 6,364 |
| Additional noninterest expense | $550,000 | 6,874 |
| Pre-tax net operating income | $415,000 | 8,966 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $140,000 | 8,451 |
| Income before extraordinary items | $275,000 | 9,184 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $275,000 | 9,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $52,000 | 7,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $275,000 | 9,153 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,872,000 | 10,037 |
| Total interest expense | $411,000 | 11,526 |
| Net interest income | $1,461,000 | 8,986 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $161,000 | 9,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 7,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,301 |
| Total noninterest expense | $1,212,000 | 8,560 |
| Salaries and employee benefits | $457,000 | 9,770 |
| Premises and equipment expense | $252,000 | 6,490 |
| Additional noninterest expense | $503,000 | 7,819 |
| Pre-tax net operating income | $350,000 | 9,733 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $111,000 | 9,116 |
| Income before extraordinary items | $239,000 | 9,820 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $239,000 | 9,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,622 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $239,000 | 9,890 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,508,000 | 11,229 |
| Total interest expense | $323,000 | 12,571 |
| Net interest income | $1,185,000 | 10,112 |
| Provision for loan and lease losses | $57,000 | 7,209 |
| Total noninterest income | $168,000 | 9,848 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 7,319 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 11,511 |
| Total noninterest expense | $1,166,000 | 9,030 |
| Salaries and employee benefits | $477,000 | 9,884 |
| Premises and equipment expense | $258,000 | 6,546 |
| Additional noninterest expense | $431,000 | 8,921 |
| Pre-tax net operating income | $130,000 | 11,630 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $12,000 | 11,783 |
| Income before extraordinary items | $118,000 | 11,596 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $118,000 | 11,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 11,621 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $118,000 | 11,395 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,273,000 | 12,458 |
| Total interest expense | $352,000 | 13,348 |
| Net interest income | $921,000 | 11,423 |
| Provision for loan and lease losses | $57,000 | 8,768 |
| Total noninterest income | $198,000 | 9,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 10,088 |
| Total noninterest expense | $944,000 | 10,240 |
| Salaries and employee benefits | $380,000 | 11,094 |
| Premises and equipment expense | $229,000 | 7,189 |
| Additional noninterest expense | $335,000 | 10,380 |
| Pre-tax net operating income | $118,000 | 11,835 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $29,000 | 11,842 |
| Income before extraordinary items | $89,000 | 12,094 |
| Extraordinary gains, net | $29,000 | 1,140 |
| Net income | $118,000 | 11,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 9,788 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $89,000 | 11,785 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.