Home > Redlands Federal Bank, F.S.B. > Loan Charge- Offs and Recoveries
Redlands Federal Bank, F.S.B., Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,246,000 | 454 |
| Loans secured by real estate, total | $2,339,000 | 150 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,339,000 | 150 |
| Construction and land development | $441,000 | 70 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $987,000 | 177 |
| Secured by multifamily residential properties | $911,000 | 39 |
| Secured by nonfarm nonresidential properties | $0 | 1,725 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,990 |
| Loans to individuals | $907,000 | 583 |
| Credit card loan charge offs | $517,000 | 334 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $390,000 | 792 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $508,000 | 654 |
| Loans secured by real estate, total | $328,000 | 322 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $328,000 | 322 |
| Construction and land development | $14,000 | 268 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $79,000 | 426 |
| Secured by multifamily residential properties | $235,000 | 48 |
| Secured by nonfarm nonresidential properties | $0 | 1,668 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,592 |
| Loans to individuals | $180,000 | 627 |
| Credit card loan recoveries | $65,000 | 330 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $115,000 | 744 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,738,000 | 410 |
| Loans secured by real estate, total | $2,011,000 | 120 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,011,000 | 119 |
| Construction and land development | $427,000 | 47 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $908,000 | 148 |
| Secured by multifamily residential properties | $676,000 | 42 |
| Secured by nonfarm nonresidential properties | $0 | 1,405 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,606 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $727,000 | 564 |
| Credit card loan net charge offs | $452,000 | 334 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $275,000 | 813 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $10,147,000 | 254 |
| Loans secured by real estate, total | $9,282,000 | 55 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $9,282,000 | 54 |
| Construction and land development | $1,400,000 | 38 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $1,691,000 | 129 |
| Secured by multifamily residential properties | $6,172,000 | 11 |
| Secured by nonfarm nonresidential properties | $19,000 | 1,354 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,405 |
| Loans to individuals | $865,000 | 640 |
| Credit card loan charge offs | $685,000 | 333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $180,000 | 1,449 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $469,000 | 801 |
| Loans secured by real estate, total | $403,000 | 337 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $403,000 | 337 |
| Construction and land development | $2,000 | 523 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $161,000 | 260 |
| Secured by multifamily residential properties | $239,000 | 57 |
| Secured by nonfarm nonresidential properties | $1,000 | 1,780 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,068 |
| Loans to individuals | $66,000 | 1,399 |
| Credit card loan recoveries | $42,000 | 452 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $24,000 | 2,634 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $9,678,000 | 214 |
| Loans secured by real estate, total | $8,879,000 | 47 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $8,879,000 | 46 |
| Construction and land development | $1,398,000 | 28 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $1,530,000 | 112 |
| Secured by multifamily residential properties | $5,933,000 | 10 |
| Secured by nonfarm nonresidential properties | $18,000 | 1,085 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,817 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $799,000 | 560 |
| Credit card loan net charge offs | $643,000 | 318 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $156,000 | 1,224 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $14,045,000 | 197 |
| Loans secured by real estate, total | $13,457,000 | 60 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $13,457,000 | 60 |
| Construction and land development | $598,000 | 113 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $2,022,000 | 106 |
| Secured by multifamily residential properties | $10,634,000 | 9 |
| Secured by nonfarm nonresidential properties | $203,000 | 630 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $33,000 | 4,190 |
| Loans to individuals | $555,000 | 762 |
| Credit card loan charge offs | $381,000 | 420 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $174,000 | 1,338 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,095,000 | 463 |
| Loans secured by real estate, total | $1,017,000 | 184 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,017,000 | 182 |
| Construction and land development | $0 | 688 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $261,000 | 175 |
| Secured by multifamily residential properties | $756,000 | 27 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,599 |
| Loans to individuals | $78,000 | 1,247 |
| Credit card loan recoveries | $46,000 | 458 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $32,000 | 2,189 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $12,950,000 | 156 |
| Loans secured by real estate, total | $12,440,000 | 48 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $12,440,000 | 48 |
| Construction and land development | $598,000 | 94 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $1,761,000 | 103 |
| Secured by multifamily residential properties | $9,878,000 | 8 |
| Secured by nonfarm nonresidential properties | $203,000 | 515 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $33,000 | 3,130 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $477,000 | 669 |
| Credit card loan net charge offs | $335,000 | 402 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $142,000 | 1,162 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $15,027,000 | 195 |
| Loans secured by real estate, total | $14,682,000 | 75 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $14,682,000 | 75 |
| Construction and land development | $2,372,000 | 56 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $963,000 | 225 |
| Secured by multifamily residential properties | $11,343,000 | 13 |
| Secured by nonfarm nonresidential properties | $4,000 | 2,369 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,969 |
| Loans to individuals | $345,000 | 935 |
| Credit card loan charge offs | $343,000 | 427 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,000 | 8,797 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $28,000 | 6,051 |
| Loans secured by real estate, total | $4,000 | 4,168 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $4,000 | 4,167 |
| Construction and land development | $0 | 797 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $4,000 | 2,774 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,252 |
| Loans to individuals | $24,000 | 3,066 |
| Credit card loan recoveries | $23,000 | 647 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,000 | 8,401 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $14,999,000 | 139 |
| Loans secured by real estate, total | $14,678,000 | 58 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $14,678,000 | 58 |
| Construction and land development | $2,372,000 | 49 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $959,000 | 190 |
| Secured by multifamily residential properties | $11,343,000 | 12 |
| Secured by nonfarm nonresidential properties | $4,000 | 1,975 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,704 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $321,000 | 731 |
| Credit card loan net charge offs | $320,000 | 395 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,000 | 7,410 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,199,000 | 1,261 |
| Loans secured by real estate, total | $817,000 | 769 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $817,000 | 768 |
| Construction and land development | $570,000 | 263 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $16,000 | 3,535 |
| Secured by multifamily residential properties | $74,000 | 451 |
| Secured by nonfarm nonresidential properties | $157,000 | 1,048 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,929 |
| Loans to individuals | $382,000 | 955 |
| Credit card loan charge offs | $382,000 | 423 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 10,504 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $41,000 | 5,431 |
| Loans secured by real estate, total | $0 | 6,091 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 6,082 |
| Construction and land development | $0 | 926 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,809 |
| Loans to individuals | $41,000 | 2,272 |
| Credit card loan recoveries | $41,000 | 520 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 9,819 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,158,000 | 1,043 |
| Loans secured by real estate, total | $817,000 | 681 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $817,000 | 679 |
| Construction and land development | $570,000 | 241 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $16,000 | 3,035 |
| Secured by multifamily residential properties | $74,000 | 422 |
| Secured by nonfarm nonresidential properties | $157,000 | 923 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,774 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $341,000 | 782 |
| Credit card loan net charge offs | $341,000 | 396 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 8,565 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $411,000 | 3,333 |
| Loans secured by real estate, total | $0 | 8,179 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 8,166 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $0 | 6,523 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 9,917 |
| Loans to individuals | $411,000 | 1,101 |
| Credit card loan charge offs | $411,000 | 454 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 11,147 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $24,000 | 7,245 |
| Loans secured by real estate, total | $0 | 6,234 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 6,207 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 9,301 |
| Loans to individuals | $24,000 | 3,442 |
| Credit card loan recoveries | $24,000 | 664 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 10,286 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $387,000 | 2,884 |
| Loans secured by real estate, total | $0 | 7,205 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 7,197 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 5,775 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,199 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $387,000 | 935 |
| Credit card loan net charge offs | $387,000 | 437 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 9,708 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.