Home > Redlands Federal Bank, F.S.B. > Income and Expense
Redlands Federal Bank, F.S.B., Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $65,808,000 | 559 |
| Total interest expense | $36,730,000 | 505 |
| Net interest income | $29,078,000 | 630 |
| Provision for loan and lease losses | $1,142,000 | 888 |
| Total noninterest income | $6,363,000 | 783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $6,363,000 | 532 |
| Total noninterest expense | $23,458,000 | 649 |
| Salaries and employee benefits | $12,135,000 | 569 |
| Premises and equipment expense | $5,884,000 | 373 |
| Additional noninterest expense | $5,439,000 | 909 |
| Pre-tax net operating income | $10,841,000 | 758 |
| Securities gains (losses) | $19,000 | 1,923 |
| Applicable income taxes | $-24,000 | 10,566 |
| Income before extraordinary items | $10,884,000 | 548 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $10,884,000 | 548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,738,000 | 410 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $10,865,000 | 533 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $60,770,000 | 629 |
| Total interest expense | $33,083,000 | 565 |
| Net interest income | $27,687,000 | 697 |
| Provision for loan and lease losses | $5,237,000 | 327 |
| Total noninterest income | $6,174,000 | 834 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $6,174,000 | 565 |
| Total noninterest expense | $29,058,000 | 576 |
| Salaries and employee benefits | $11,482,000 | 609 |
| Premises and equipment expense | $5,521,000 | 438 |
| Additional noninterest expense | $12,055,000 | 579 |
| Pre-tax net operating income | $-434,000 | 11,218 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $-61,000 | 11,101 |
| Income before extraordinary items | $-377,000 | 11,224 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-377,000 | 11,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,678,000 | 214 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-373,560 | 11,195 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $63,312,000 | 638 |
| Total interest expense | $38,467,000 | 539 |
| Net interest income | $24,845,000 | 777 |
| Provision for loan and lease losses | $15,423,000 | 139 |
| Total noninterest income | $8,288,000 | 683 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $8,288,000 | 483 |
| Total noninterest expense | $27,054,000 | 627 |
| Salaries and employee benefits | $11,551,000 | 605 |
| Premises and equipment expense | $5,416,000 | 450 |
| Additional noninterest expense | $10,087,000 | 681 |
| Pre-tax net operating income | $-9,344,000 | 11,985 |
| Securities gains (losses) | $1,402,000 | 174 |
| Applicable income taxes | $-50,000 | 11,641 |
| Income before extraordinary items | $-7,892,000 | 11,952 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-7,892,000 | 11,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,950,000 | 156 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-9,279,980 | 11,956 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $55,697,000 | 643 |
| Total interest expense | $29,758,000 | 532 |
| Net interest income | $25,939,000 | 753 |
| Provision for loan and lease losses | $25,438,000 | 86 |
| Total noninterest income | $1,815,000 | 1,961 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,815,000 | 1,206 |
| Total noninterest expense | $27,572,000 | 626 |
| Salaries and employee benefits | $13,706,000 | 535 |
| Premises and equipment expense | $5,795,000 | 437 |
| Additional noninterest expense | $8,071,000 | 816 |
| Pre-tax net operating income | $-25,256,000 | 12,625 |
| Securities gains (losses) | $-113,000 | 11,616 |
| Applicable income taxes | $1,009,000 | 2,222 |
| Income before extraordinary items | $-26,378,000 | 12,589 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-26,378,000 | 12,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,999,000 | 139 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $28,589,000 | 43 |
| Net operating income | $-26,265,000 | 12,592 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $59,111,000 | 603 |
| Total interest expense | $30,853,000 | 520 |
| Net interest income | $28,258,000 | 699 |
| Provision for loan and lease losses | $17,349,000 | 181 |
| Total noninterest income | $3,655,000 | 1,254 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,655,000 | 840 |
| Total noninterest expense | $25,675,000 | 692 |
| Salaries and employee benefits | $11,421,000 | 643 |
| Premises and equipment expense | $5,393,000 | 469 |
| Additional noninterest expense | $8,861,000 | 828 |
| Pre-tax net operating income | $-11,111,000 | 13,237 |
| Securities gains (losses) | $456,000 | 958 |
| Applicable income taxes | $-4,326,000 | 13,248 |
| Income before extraordinary items | $-6,329,000 | 13,175 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-6,329,000 | 13,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,158,000 | 1,043 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-6,620,840 | 13,166 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $69,279,000 | 590 |
| Total interest expense | $37,053,000 | 566 |
| Net interest income | $32,226,000 | 636 |
| Provision for loan and lease losses | $5,755,000 | 546 |
| Total noninterest income | $5,753,000 | 885 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $5,753,000 | 615 |
| Total noninterest expense | $23,093,000 | 758 |
| Salaries and employee benefits | $11,493,000 | 632 |
| Premises and equipment expense | $5,128,000 | 500 |
| Additional noninterest expense | $6,472,000 | 1,069 |
| Pre-tax net operating income | $9,131,000 | 702 |
| Securities gains (losses) | $804,000 | 764 |
| Applicable income taxes | $3,176,000 | 734 |
| Income before extraordinary items | $6,759,000 | 705 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,759,000 | 699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $387,000 | 2,884 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $6,212,280 | 698 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.