Home > Redlands Federal Bank, F.S.B. > Net charge- offs to loans
Redlands Federal Bank, F.S.B., Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3369% | 2,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2560% | 131 |
| Percentage Net Loans Charged-off:Construction & development | 0.8511% | 50 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4099% | 95 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1821% | 180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2492% | 147 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1817% | 163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5786% | 162 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2524% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3752% | 472 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2731% | 24 |
| Percentage Net Loans Charged-off:Construction & development | 1.9940% | 50 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0241% | 491 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3721% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4061% | 97 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7976% | 19 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3976% | 91 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6723% | 97 |
| Percentage Net Loans Charged-off: Credit card loans | 10.4669% | 33 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7702% | 281 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6695% | 32 |
| Percentage Net Loans Charged-off:Construction & development | 0.4836% | 147 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2745% | 326 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.9524% | 21 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5059% | 77 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0887% | 28 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4991% | 78 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3639% | 64 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1720% | 126 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0641% | 92 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1355% | 236 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0544% | 33 |
| Percentage Net Loans Charged-off:Construction & development | 2.2334% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0052% | 659 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.2574% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3041% | 182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3112% | 189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6845% | 145 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2837% | 62 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1726% | 5,770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1216% | 699 |
| Percentage Net Loans Charged-off:Construction & development | 0.6689% | 299 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2221% | 569 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0311% | 350 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 1,042 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0059% | 987 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9156% | 194 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5803% | 85 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0615% | 9,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3787% | 201 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2191% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |