Home > Redlands Federal Bank, F.S.B. > Assets and Liabilities
Redlands Federal Bank, F.S.B., Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 273 | 646 |
| Assets and Liabilities | ||
| Total Assets: | $1,001,297,000 | 526 |
| Cash and due from depository institutions | $34,226,000 | 646 |
| Interest-bearing balances | $15,736,000 | 260 |
| Securities | $36,169,000 | 3,091 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $887,607,000 | 398 |
| Loan loss allowance | $15,246,000 | 360 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $16,935,000 | 439 |
| Other real estate owned | $5,893,000 | 646 |
| Goodwill and other intangibles | $299,000 | 2,061 |
| All other assets | $20,168,000 | 517 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,001,297,000 | 526 |
| Total liabilities | $921,429,000 | 525 |
| Total deposits | $850,745,000 | 464 |
| Interest-bearing deposits | $816,663,000 | 422 |
| Deposits held in domestic offices | $850,745,000 | 459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $64,417,000 | 495 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $6,267,000 | 849 |
| Total equity capital | $79,868,000 | 599 |
| Total bank equity capital | $79,868,000 | 599 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $51,319,000 | 425 |
| Undivided profits | $28,548,000 | 926 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,675,000 | 425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $5,521,000 | 434 |
| Earning assets | $939,512,000 | 521 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $926,395,200 | 530 |
| Average Assets, quarterly | $979,237,500 | 526 |
| Volatile liabilities | $156,078,000 | 630 |
| Insider loans | $1,216,000 | 3,089 |
| FHLB advances | $60,000,000 | 166 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $52,233,000 | 1,058 |
| Tier 1 (core) risk-based capital | $78,106,000 | 566 |
| Tier 2 risk-based capital | $9,212,000 | 445 |
| Total risk weighted assets | $730,841,000 | 468 |
| Total unused commitments | $52,233,000 | 1,062 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 279 | 666 |
| Assets and Liabilities | ||
| Total Assets: | $872,524,000 | 611 |
| Cash and due from depository institutions | $16,596,000 | 666 |
| Interest-bearing balances | $55,000 | 5,330 |
| Securities | $76,249,000 | 1,597 |
| Federal funds sold & reverse repurchase agreements | $17,165,000 | 762 |
| Net loans & leases | $721,725,000 | 497 |
| Loan loss allowance | $17,758,000 | 347 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $17,656,000 | 435 |
| Other real estate owned | $7,121,000 | 666 |
| Goodwill and other intangibles | $87,000 | 2,577 |
| All other assets | $15,925,000 | 644 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $872,524,000 | 611 |
| Total liabilities | $804,193,000 | 602 |
| Total deposits | $795,410,000 | 533 |
| Interest-bearing deposits | $771,231,000 | 489 |
| Deposits held in domestic offices | $795,410,000 | 524 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $4,418,000 | 1,977 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,365,000 | 1,100 |
| Total equity capital | $68,331,000 | 707 |
| Total bank equity capital | $68,331,000 | 707 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $50,967,000 | 428 |
| Undivided profits | $17,363,000 | 1,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,298,000 | 345 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $4,119,000 | 567 |
| Earning assets | $815,194,000 | 603 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $855,956,000 | 604 |
| Average Assets, quarterly | $864,346,500 | 614 |
| Volatile liabilities | $76,229,000 | 1,042 |
| Insider loans | $1,349,000 | 2,892 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $33,296,000 | 1,420 |
| Tier 1 (core) risk-based capital | $67,387,000 | 677 |
| Tier 2 risk-based capital | $8,313,000 | 517 |
| Total risk weighted assets | $656,406,000 | 541 |
| Total unused commitments | $33,296,000 | 1,429 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 274 | 702 |
| Assets and Liabilities | ||
| Total Assets: | $866,174,000 | 640 |
| Cash and due from depository institutions | $22,035,000 | 702 |
| Interest-bearing balances | $4,009,000 | 1,152 |
| Securities | $90,229,000 | 1,388 |
| Federal funds sold & reverse repurchase agreements | $12,950,000 | 1,108 |
| Net loans & leases | $674,974,000 | 539 |
| Loan loss allowance | $22,192,000 | 323 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $17,593,000 | 448 |
| Other real estate owned | $24,796,000 | 702 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $23,597,000 | 520 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $866,174,000 | 640 |
| Total liabilities | $819,323,000 | 630 |
| Total deposits | $782,794,000 | 568 |
| Interest-bearing deposits | $762,600,000 | 505 |
| Deposits held in domestic offices | $782,794,000 | 560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $31,133,000 | 682 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,396,000 | 994 |
| Total equity capital | $46,851,000 | 1,003 |
| Total bank equity capital | $46,851,000 | 1,003 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $29,521,000 | 673 |
| Undivided profits | $17,329,000 | 1,527 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,597,000 | 260 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $4,013,000 | 602 |
| Earning assets | $782,162,000 | 641 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $927,167,800 | 599 |
| Average Assets, quarterly | $886,341,000 | 625 |
| Volatile liabilities | $97,542,000 | 836 |
| Insider loans | $1,274,000 | 3,129 |
| FHLB advances | $10,000,000 | 411 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $27,928,000 | 1,574 |
| Tier 1 (core) risk-based capital | $45,193,000 | 988 |
| Tier 2 risk-based capital | $8,270,000 | 525 |
| Total risk weighted assets | $654,264,000 | 552 |
| Total unused commitments | $27,928,000 | 1,584 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 350 | 588 |
| Assets and Liabilities | ||
| Total Assets: | $953,742,000 | 582 |
| Cash and due from depository institutions | $18,149,000 | 588 |
| Interest-bearing balances | $679,000 | 2,944 |
| Securities | $118,377,000 | 1,099 |
| Federal funds sold & reverse repurchase agreements | $4,925,000 | 1,862 |
| Net loans & leases | $725,129,000 | 485 |
| Loan loss allowance | $25,782,000 | 291 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $19,111,000 | 406 |
| Other real estate owned | $37,756,000 | 588 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $30,295,000 | 455 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $953,742,000 | 582 |
| Total liabilities | $899,304,000 | 570 |
| Total deposits | $812,209,000 | 536 |
| Interest-bearing deposits | $788,888,000 | 478 |
| Deposits held in domestic offices | $812,209,000 | 526 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $80,085,000 | 427 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $7,010,000 | 731 |
| Total equity capital | $54,438,000 | 827 |
| Total bank equity capital | $54,438,000 | 827 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $28,588,000 | 644 |
| Undivided profits | $25,849,000 | 913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,733,000 | 317 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $3,678,000 | 589 |
| Earning assets | $849,110,000 | 589 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $935,782,000 | 580 |
| Average Assets, quarterly | $957,342,500 | 577 |
| Volatile liabilities | $153,842,000 | 628 |
| Insider loans | $3,251,000 | 1,289 |
| FHLB advances | $60,000,000 | 180 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $39,237,000 | 1,174 |
| Tier 1 (core) risk-based capital | $53,716,000 | 816 |
| Tier 2 risk-based capital | $9,207,000 | 477 |
| Total risk weighted assets | $720,763,000 | 486 |
| Total unused commitments | $39,237,000 | 1,181 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 337 | 632 |
| Assets and Liabilities | ||
| Total Assets: | $915,894,000 | 609 |
| Cash and due from depository institutions | $41,999,000 | 632 |
| Interest-bearing balances | $19,599,000 | 321 |
| Securities | $145,733,000 | 950 |
| Federal funds sold & reverse repurchase agreements | $5,025,000 | 2,765 |
| Net loans & leases | $650,727,000 | 513 |
| Loan loss allowance | $17,972,000 | 403 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $18,649,000 | 425 |
| Other real estate owned | $9,376,000 | 632 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $44,385,000 | 361 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $915,894,000 | 609 |
| Total liabilities | $862,533,000 | 599 |
| Total deposits | $839,463,000 | 537 |
| Interest-bearing deposits | $817,919,000 | 484 |
| Deposits held in domestic offices | $839,463,000 | 530 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $8,845,000 | 1,155 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $14,225,000 | 498 |
| Total equity capital | $53,361,000 | 806 |
| Total bank equity capital | $53,361,000 | 806 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $53,361,000 | 427 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,913,000 | 291 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $3,327,000 | 575 |
| Earning assets | $821,084,000 | 618 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $920,412,600 | 578 |
| Average Assets, quarterly | $915,613,000 | 608 |
| Volatile liabilities | $99,822,000 | 770 |
| Insider loans | $3,674,000 | 1,129 |
| FHLB advances | $5,000,000 | 508 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $38,177,000 | 1,203 |
| Tier 1 (core) risk-based capital | $48,984,000 | 829 |
| Tier 2 risk-based capital | $9,045,000 | 475 |
| Total risk weighted assets | $719,575,000 | 481 |
| Total unused commitments | $38,177,000 | 1,223 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 313 | 707 |
| Assets and Liabilities | ||
| Total Assets: | $934,732,000 | 605 |
| Cash and due from depository institutions | $35,186,000 | 707 |
| Interest-bearing balances | $14,000,000 | 560 |
| Securities | $140,926,000 | 956 |
| Federal funds sold & reverse repurchase agreements | $31,907,000 | 582 |
| Net loans & leases | $658,063,000 | 522 |
| Loan loss allowance | $6,808,000 | 797 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $18,854,000 | 414 |
| Other real estate owned | $15,120,000 | 707 |
| Goodwill and other intangibles | $302,000 | 1,607 |
| All other assets | $34,374,000 | 453 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $934,732,000 | 605 |
| Total liabilities | $875,408,000 | 601 |
| Total deposits | $830,418,000 | 562 |
| Interest-bearing deposits | $808,741,000 | 519 |
| Deposits held in domestic offices | $830,418,000 | 556 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $26,845,000 | 581 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $18,145,000 | 444 |
| Total equity capital | $59,324,000 | 688 |
| Total bank equity capital | $59,324,000 | 688 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $59,324,000 | 361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,297,000 | 356 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $3,916,000 | 554 |
| Earning assets | $844,896,000 | 601 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $895,909,800 | 618 |
| Average Assets, quarterly | $928,780,000 | 604 |
| Volatile liabilities | $111,098,000 | 693 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $23,000,000 | 266 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $35,207,000 | 1,208 |
| Tier 1 (core) risk-based capital | $54,651,000 | 714 |
| Tier 2 risk-based capital | $5,991,000 | 665 |
| Total risk weighted assets | $694,775,000 | 512 |
| Total unused commitments | $35,207,000 | 1,221 |
| Derivatives | $0 | 651 |